Search found 759 matches

by LifeIsGood
Sun Nov 10, 2019 6:38 am
Forum: Personal Finance (Not Investing)
Topic: Feedback on specific Michigan/Midwest insurers
Replies: 11
Views: 622

Re: Feedback on specific Michigan/Midwest insurers

I've had Auto Owners for about 6-7 yrs and had 1 claim for a hail damaged roof. Everything went smoothly. I have home, auto and umbrella with them and shop rates every couple of years to see if I can do better. Most of the time the little bit of savings I could get by switching doesn't offset the ha...
by LifeIsGood
Sat Nov 09, 2019 6:48 am
Forum: Personal Consumer Issues
Topic: WSJ Digital Subscription - a bargain!
Replies: 152
Views: 53674

Re: WSJ Digital Subscription - a bargain!

I'm not arguing with anyone's results but this seems a bit sketchy - I will send you the login information via eBay message after you bought this item. This is a 100% PERSONAL account. You can change the all information and make the account become 100% yours. WSJ Online 5 Years Access No any charge ...
by LifeIsGood
Sat Nov 09, 2019 6:36 am
Forum: Personal Consumer Issues
Topic: Was I ripped off at the car dealership?
Replies: 73
Views: 6641

Re: Was I ripped off at the car dealership?

Did you look on the floor where you park your car at home? If there was fresh oil noticed then maybe you did need a new gasket. The price is another matter though.
by LifeIsGood
Tue Nov 05, 2019 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Splitting Ownership of a Joint Account
Replies: 3
Views: 540

Re: Splitting Ownership of a Joint Account

Thanks for the feedback. Process started with Vanguard. Looks like it will take a bit over a week to complete.
by LifeIsGood
Tue Nov 05, 2019 7:49 am
Forum: Personal Finance (Not Investing)
Topic: Splitting Ownership of a Joint Account
Replies: 3
Views: 540

Splitting Ownership of a Joint Account

In order to take advantage of some brokerage bonuses, I’d need to take some assets from a joint brokerage account and transfer them into an individual account. I have assets with TD Ameritrade and Vanguard.
How hard is this to accomplish? Is one institution easier than the other?
by LifeIsGood
Sat Oct 26, 2019 8:32 am
Forum: Personal Finance (Not Investing)
Topic: Problem With Vanguard Money Market Bank Transfer
Replies: 2
Views: 500

Re: Problem With Vanguard Money Market Bank Transfer

Solved my own problem. The error resulted from clicking on Prime Money Market Fund, -> Bank Transfer -> Select Your Bank. My success resulted from Balances & Holdings and then clicking on Bank Transfers next to Buy Sell Transfer instead of clicking on the fund name and then clicking on Bank Transfer...
by LifeIsGood
Sat Oct 26, 2019 8:26 am
Forum: Personal Finance (Not Investing)
Topic: Problem With Vanguard Money Market Bank Transfer
Replies: 2
Views: 500

Problem With Vanguard Money Market Bank Transfer

I logged into my Vanguard account today and tried to move money from my Prime Money Market to my local bank. When I click on the "Select Your Bank" it immediately sends me to Vanguard's home page.
Is this problem unique to me or has anyone else had the same issue?
by LifeIsGood
Wed Oct 23, 2019 8:00 am
Forum: Personal Consumer Issues
Topic: Brisket Recipe
Replies: 19
Views: 2404

Re: Brisket Recipe

My last brisket cook on my Big Green Egg (and also my first "complete brisket success") used the Cook's Country recipe. I think the secret is to make sure there are no air gaps between the meat and the aluminum foil when covering the meat. Otherwise it will just steam. I've read that meat only absor...
by LifeIsGood
Tue Oct 22, 2019 6:44 am
Forum: Personal Finance (Not Investing)
Topic: Bank Promotions and Direct Deposits
Replies: 12
Views: 1530

Re: Bank Promotions and Direct Deposits

Social Security direct deposits should also work but I've never tried it. Does anyone have experience changing banks for SS payments? If you're under a time constraint, changing bank direct deposit accounts using Social Security's web site takes at least a month or two depending on where in the pay...
by LifeIsGood
Mon Oct 21, 2019 6:33 am
Forum: Personal Consumer Issues
Topic: Where can I find iphone deals/discounts?
Replies: 22
Views: 2229

Re: Where can I find iphone deals/discounts?

Do you or an immediate family member have any military ties?
10% off -
Veterans and Military pricing is available to
Current and Veteran members of the US Military, National Guard and Reserve
Immediate family members who reside in the same household
https://www.apple.com/us_epp_805199/shop
by LifeIsGood
Fri Oct 11, 2019 7:04 am
Forum: Personal Consumer Issues
Topic: Cheap Cell Phone Plan
Replies: 48
Views: 4687

Re: Cheap Cell Phone Plan

Here's a deal with Sprint via Red Pocket that gives you 200 Talk, 1000 Text and 200MB data for $2.50/month https://www.ebay.com/itm/133196831828
by LifeIsGood
Wed Oct 09, 2019 7:06 am
Forum: Personal Consumer Issues
Topic: NY Times $1 per week digital
Replies: 41
Views: 6001

Re: NY Times $1 per week digital

Can you elaborate on how to do this? I couldn't find any details.
phantom0308 wrote:
Sun Jan 20, 2019 1:40 am
You can get it (and wsj) free with Google One (if you pay for cloud storage for example) for 6 months. Might keep nytimes, haven’t been impressed with wsj so far.
by LifeIsGood
Fri Sep 27, 2019 6:30 am
Forum: Personal Consumer Issues
Topic: Recommend A Travel Site
Replies: 16
Views: 1439

Re: Recommend A Travel Site

Thanks everyone for the great suggestions. I wasn't aware of the award booking services and that definitely piqued my curiosity. It seems that there are quite a few and most get pretty good reviews.
Does anyone have one they're particularly fond of?
by LifeIsGood
Wed Sep 25, 2019 8:14 am
Forum: Personal Consumer Issues
Topic: Recommend A Travel Site
Replies: 16
Views: 1439

Recommend A Travel Site

We're planning a trip to Portugal in May 2020 and would like to fly business class from Atlanta to Lisbon and Porto back to Atlanta. We have a combined 350,000 Membership Rewards (AmEx) points and a combined 135,000 Sky Miles (Delta). With our points balance it appears we will have to buy one ticket...
by LifeIsGood
Mon Sep 23, 2019 6:28 am
Forum: Personal Consumer Issues
Topic: Removing ceramic tile with hammerdrill+chisel bits
Replies: 18
Views: 1311

Re: Removing ceramic tile with hammerdrill+chisel bits

Ditto
fire5soon wrote:
Sun Sep 22, 2019 6:54 pm
I used a cheap harbor freight air hammer with a wide bit to get 18" tile off of a concrete slab. Worked like a charm.
by LifeIsGood
Sun Sep 22, 2019 6:46 am
Forum: Personal Consumer Issues
Topic: Considering Retiring to Athens, Georgia--Info, Advice Please
Replies: 15
Views: 2722

Re: Considering Retiring to Athens, Georgia--Info, Advice Please

I'll add that the state tax rate has gone from 6% to 5.75% and will be 5.5% for 2019 and 2020. Ages 65 and over get a $65,000 exclusion ($130,000 if MFJ) on retirement income - interest, dividends, capital gains, pensions. Social security is also exempt.
by LifeIsGood
Sat Sep 14, 2019 6:07 am
Forum: Personal Consumer Issues
Topic: Kitchen drawer slide hardware recommendations needed
Replies: 17
Views: 1079

Re: Kitchen drawer slide hardware recommendations needed

Another vote for Custom Service Hardware and Blum. Also make sure your drawer boxes are structurally sound and have square corners. If not, the new drawer slides won't perform as advertised. If you're considering the Blum undermount slides, the drawer boxes have some very specific size requirements....
by LifeIsGood
Mon Aug 26, 2019 10:14 am
Forum: Personal Consumer Issues
Topic: Controller For 4 lamps
Replies: 1
Views: 205

Controller For 4 lamps

I have used an X-10 controller for many years to turn on/off 4 lamps in our family room. One of the receivers is acting up and since X-10 is such an old technology, I'm considering replacing it with something newer. I like the idea of a dedicated table top controller for all the lights rather than u...
by LifeIsGood
Sun Aug 18, 2019 6:22 am
Forum: Personal Consumer Issues
Topic: WSJ print edition renwal time - any discounts?
Replies: 77
Views: 7994

Re: WSJ print edition renwal time - any discounts?

Is this deal "Print only" ? Thanks for the heads up !
penumbra wrote:
Sat Aug 17, 2019 6:21 pm
WSJ again available using frequent flyer points at magsformiles.com. Hope this helps someone else!!!
by LifeIsGood
Sun Aug 18, 2019 6:22 am
Forum: Personal Consumer Issues
Topic: WSJ print edition renwal time - any discounts?
Replies: 77
Views: 7994

Re: WSJ print edition renwal time - any discounts?

Is this deal "Print only" ? Thanks for the heads up?
penumbra wrote:
Sat Aug 17, 2019 6:21 pm
WSJ again available using frequent flyer points at magsformiles.com. Hope this helps someone else!!!
by LifeIsGood
Fri Aug 16, 2019 6:27 am
Forum: Personal Consumer Issues
Topic: Question About Paying A Contractor
Replies: 14
Views: 1106

Re: Question About Paying A Contractor

Thanks everyone for your feedback. I've taken MANY pictures of all the problem areas. Because of reflection and the amount of light at various times of day it's difficult to photograph all the orange peel but I've captured some of it. All of the correspondence between myself and the contractor has b...
by LifeIsGood
Thu Aug 15, 2019 6:22 am
Forum: Personal Consumer Issues
Topic: Question About Paying A Contractor
Replies: 14
Views: 1106

Re: Question About Paying A Contractor

During our meeting the contractor said that he spent 4 hrs screening the floor. It appears this only made the surface smooth but didn’t get down the the layer with the orange peel.
I’m not sure I want him back in my house.
by LifeIsGood
Thu Aug 15, 2019 5:47 am
Forum: Personal Consumer Issues
Topic: Question About Paying A Contractor
Replies: 14
Views: 1106

Question About Paying A Contractor

We just had our entire downstairs oak hardwood floors refinished. We looked a some friend's floors that this contractor refinished recently and they look great. When we returned home upon completion of the job we found a myriad of problems: - Stain on the walls, baseboards and carpet - Nail holes in...
by LifeIsGood
Tue Jul 23, 2019 6:38 am
Forum: Personal Finance (Not Investing)
Topic: Donate land for a tax break?
Replies: 12
Views: 776

Re: Donate land for a tax break?

I donated a piece of property many years ago and it triggered an IRS audit. Since I had an appraisal done, they didn't question the deduction however used it as a "fishing expedition" for the rest of my return.
by LifeIsGood
Thu Jul 11, 2019 5:57 am
Forum: Personal Consumer Issues
Topic: WaPo: "Mobile Passport" is the best-kept secret in air travel
Replies: 47
Views: 8256

Re: WaPo: "Mobile Passport" is the best-kept secret in air travel

I've beat my wife through customs in ATL the last 2 times using Mobile Passport and her using Global Entry.
by LifeIsGood
Tue Jul 09, 2019 2:46 pm
Forum: Personal Finance (Not Investing)
Topic: Wealthfront Wants Login Info.
Replies: 7
Views: 583

Re: Wealthfront Wants Login Info.

Thanks for the link. Somehow I missed the original post.
by LifeIsGood
Tue Jul 09, 2019 2:33 pm
Forum: Personal Finance (Not Investing)
Topic: Wealthfront Wants Login Info.
Replies: 7
Views: 583

Wealthfront Wants Login Info.

I want to open a money market account at Wealthfront to take advantage of their 2.57% APY. They want my user name and password for either my bank account or brokerage account. That's a new one on me and I'm a bit hesitant. Any experience here?
by LifeIsGood
Sun Jun 16, 2019 7:04 am
Forum: Personal Consumer Issues
Topic: Anyone make their own tortillas?
Replies: 37
Views: 3445

Re: Anyone make their own tortillas?

I've never had them but my daughter also raves about the ones Costco sells. In our store they're in the refrigerated section where they sell cheese, etc.
by LifeIsGood
Fri Jun 07, 2019 8:43 am
Forum: Personal Consumer Issues
Topic: Best verizon mvno for little to no data.
Replies: 20
Views: 1656

Re: Best verizon mvno for little to no data.

I just went back and re-read the offer. I believe you're right. If something seems too good to be true ...... I'm getting read to pull the trigger on this plan right now with Tracphone. - https://www.ebay.com/itm/283448464240 1200 Min, 1200 Txt, 3GB Data/month for $49.99/yr on Verizon and unused min...
by LifeIsGood
Fri Jun 07, 2019 8:26 am
Forum: Personal Consumer Issues
Topic: Best verizon mvno for little to no data.
Replies: 20
Views: 1656

Re: Best verizon mvno for little to no data.

I'm getting read to pull the trigger on this plan right now with Tracphone. - https://www.ebay.com/itm/283448464240
1200 Min, 1200 Txt, 3GB Data/month for $49.99/yr on Verizon and unused minutes/data roll over.
by LifeIsGood
Thu Jun 06, 2019 6:12 am
Forum: Personal Consumer Issues
Topic: What flagship (even used) item is better than a budget new item?
Replies: 131
Views: 8505

Re: What flagship (even used) item is better than a budget new item?

Thermapen digital thermometer. Fast reading and very accurate. Love it!
by LifeIsGood
Sun May 19, 2019 6:49 am
Forum: Personal Consumer Issues
Topic: Compound miter saw recommendation
Replies: 42
Views: 2570

Re: Compound miter saw recommendation

Another vote for Big Sky Tools. I got my Hitachi miter saw from them. Inventory comes and goes and they have sales occasionally if you're not in a huge hurry. They sell reconditioned Hitachi tools in either Grade A (looks brand new) or Grade C with obvious signs of use.
by LifeIsGood
Mon May 13, 2019 7:11 am
Forum: Personal Finance (Not Investing)
Topic: Balance Transfer question
Replies: 3
Views: 705

Re: Balance Transfer question

It appears that this card has a 3% balance transfer fee.
by LifeIsGood
Sat May 04, 2019 6:14 am
Forum: Personal Consumer Issues
Topic: Crawl Space vs. Concrete Slab House Foundation
Replies: 19
Views: 2535

Re: Crawl Space vs. Concrete Slab House Foundation

The big advantage of crawl spaces is the ability to access plumbing. My previous office was on a slab and a water pipe developed a leak necessitating the slab be cut to access the leak. Probably a rare circumstance but a major headache if it happens to you.
by LifeIsGood
Sat May 04, 2019 5:54 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 On Sale
Replies: 19
Views: 2422

Quicken 2019 On Sale

Walmart has Quicken Deluxe 2019 1 year subscription on sale for $21.99 with free shipping to store. I know there's been a lot of grumbling about the subscription model but this seems like a pretty decent price. I also understand that you can buy multiple copies, activate one and then activate anothe...
by LifeIsGood
Fri May 03, 2019 5:33 am
Forum: Personal Consumer Issues
Topic: Canadian Pharmacies
Replies: 27
Views: 2723

Re: Canadian Pharmacies

I've bought a drug from a Canadian pharmacy for years but recently switched to GoodRx as their price is considerable lower. The other advantage to GoodRx is you can pick it up locally the same day as opposed to waiting a couple of weeks for a mail order to arrive.
by LifeIsGood
Mon Apr 29, 2019 7:40 am
Forum: Personal Consumer Issues
Topic: How do I use digit prepaid "card"?
Replies: 19
Views: 819

Re: How do I use digit prepaid "card"?

I've received a number of these cards as rebates and quickly learned that the best way to use them is for 1 transaction that uses the entire value of the card in one swoop. If the balance on the card is less than the amount of the transaction, most card readers will decline the transaction. With the...
by LifeIsGood
Sat Apr 20, 2019 6:20 am
Forum: Personal Consumer Issues
Topic: Updating to MacOS Mojave on an old mac Mini
Replies: 8
Views: 1110

Re: Updating to MacOS Mojave on an old mac Mini

Is it possible the error is being triggered by an old credit card that is linked to your Apple ID? An old expiration date on that credit card?
by LifeIsGood
Mon Apr 15, 2019 5:47 am
Forum: Personal Consumer Issues
Topic: Cleaning shingles (moss & mildew)
Replies: 27
Views: 2930

Re: Cleaning shingles (moss & mildew)

I need to undertake this project on my roof but the north side which has most of the shingle growth is probably 35 ft off the ground. Does anyone have any experience with a sprayer that has this kind of range?
by LifeIsGood
Mon Apr 15, 2019 5:44 am
Forum: Personal Consumer Issues
Topic: Newbie international traveler
Replies: 65
Views: 4327

Re: Newbie international traveler

Don't forget to notify your ATM and credit card providers of the dates you will be out of country and what countries you will be visiting. Most providers have a way to set up travel alerts on their web sites.
by LifeIsGood
Mon Apr 15, 2019 5:30 am
Forum: Personal Finance (Not Investing)
Topic: HELP! Tax questions.
Replies: 11
Views: 979

Re: HELP! Tax questions.

In reading about superseding returns, I get the impression that this is only for business returns, not personal ones. Is that correct?
by LifeIsGood
Mon Apr 08, 2019 7:00 am
Forum: Personal Consumer Issues
Topic: Travel Health Insurance for Peru
Replies: 12
Views: 958

Re: Travel Health Insurance for Peru

Just an FYI - I tried to get a quote from World Nomads on an upcoming trip but they only insure people 69 yrs old and under.
by LifeIsGood
Sun Apr 07, 2019 7:58 am
Forum: Personal Consumer Issues
Topic: Drill & driver combo kit comparison
Replies: 46
Views: 3055

Re: Drill & driver combo kit comparison

I've never had any issues with Ridgid tools needing repair - just batteries wearing out as they all eventually do. I'm a pretty avid DIY'er and woodworker and use my drills/drivers alot. My impression with warranty claims being denied revolves around people not following the procedures that Ridgid m...
by LifeIsGood
Sat Apr 06, 2019 6:45 am
Forum: Personal Consumer Issues
Topic: Drill & driver combo kit comparison
Replies: 46
Views: 3055

Re: Drill & driver combo kit comparison

After going through Dewalt and Porter Cable drills I made the switch to Ridgid and never looked back. In my hands, drills never "break" but the batteries eventually fail to hold a charge. A set of 2 replacement batteries is the same price as a new drill. Ridgid offers a lifetime warranty on many of ...
by LifeIsGood
Fri Mar 29, 2019 7:17 am
Forum: Personal Finance (Not Investing)
Topic: Changing Social Security Direct Deposit
Replies: 3
Views: 453

Changing Social Security Direct Deposit

I'm trying to take advantage of a bank account bonus and it requires Direct Deposit. Logging into Social Security, it shows a direct deposit change made today won't be effective until June 2019.
Is there any way to speed this up?
by LifeIsGood
Mon Mar 11, 2019 6:08 am
Forum: Personal Finance (Not Investing)
Topic: Car Damaged File With Insurance or Not
Replies: 12
Views: 1063

Re: Car Damaged File With Insurance or Not

I’m always surprised at the number of people here who pay for insurance for years and years and years, then have an accident and don’t use their insurance. Why pay for anything except liability coverage if you’re never ever going to make a claim? I had a $3000 claim several years ago and Travelers ...
by LifeIsGood
Sun Mar 10, 2019 4:56 pm
Forum: Personal Finance (Not Investing)
Topic: Car Damaged File With Insurance or Not
Replies: 12
Views: 1063

Re: Car Damaged File With Insurance or Not

Thanks to all for the replies. My concern with Carfax wasn’t to deceive a potential buyer. It revolved around possibly scaring away a potential buyer without them even looking at the car assuming it had been wrecked. Great idea about taking pictures before any repairs. The car is a 2016 Lexus IS 300...
by LifeIsGood
Sat Mar 09, 2019 3:54 pm
Forum: Personal Finance (Not Investing)
Topic: Car Damaged File With Insurance or Not
Replies: 12
Views: 1063

Car Damaged File With Insurance or Not

My son’s car suffered a “hit & run” while parked in a parking lot. It happened when it was dark and wasn’t noticed until the next morning. He hasn’t gotten an estimate yet but assumes it will be at least $1500 - $2000. His dilemma is whether to file an insurance claim or not. His concern with filing...
by LifeIsGood
Tue Feb 26, 2019 7:29 am
Forum: Personal Finance (Not Investing)
Topic: Defensive driving course
Replies: 9
Views: 1151

Re: Defensive driving course

I took the AARP online course about 5 years ago and received a nice discount for the next 3 years. When the discount expired I took the course again but was denied the discount. My insurer (Auto Owners) now doesn't recognize the online course - only the classroom one.
by LifeIsGood
Mon Feb 25, 2019 7:16 am
Forum: Personal Finance (Not Investing)
Topic: IRS refund issues
Replies: 17
Views: 1698

Re: IRS refund issues

Double check the routing & account numbers you entered into your return for the account in question. You may have made a typo.