Search found 835 matches

by LifeIsGood
Thu Jul 23, 2020 4:39 am
Forum: Personal Consumer Issues
Topic: Medicare Part D Drug Prices
Replies: 16
Views: 1123

Re: Medicare Part D Drug Prices

So are you saying that my Publix pharmacy was the likely culprit with the price increases I experienced? What's to prevent a Part D insurer from listing low prices during open enrollment and then impose substantial increases after the enrollment period ends? That is not the way Part D Insurance work...
by LifeIsGood
Thu Jul 23, 2020 4:35 am
Forum: Personal Consumer Issues
Topic: Medicare Part D Drug Prices
Replies: 16
Views: 1123

Re: Medicare Part D Drug Prices

That's where I ended up for my last refill. $89 + through part D and $21.35 from GoodRx With the pandemic going on the supply chain may be disrupted and some of the companies who were making it may no longer be making it. Also check to make sure you are getting it at a preferred pharmacy. Those can ...
by LifeIsGood
Wed Jul 22, 2020 5:38 am
Forum: Personal Consumer Issues
Topic: Medicare Part D Drug Prices
Replies: 16
Views: 1123

Medicare Part D Drug Prices

Like many, I use the Medicare web site during open enrollment to find the best prescription drug provider plan. I enter my drugs and then see what my estimated yearly drug costs would be for each. With the provider I'm now using, one generic drug went from $33.49 to $58.24 to $89.78 in a six month p...
by LifeIsGood
Wed Jul 15, 2020 5:57 am
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 206
Views: 14916

What's Eating My Tomatoes ?

About the time a tomato is perfectly ripe and ready to pick I see one or more spots chewed into. My garden has a 5 ft tall fence that has 1/2" x 1/2" mesh attached. There is also a solid piece of wood at the bottom that goes a couple of inches into the soil. Unless a critter is climbing the fence, I...
by LifeIsGood
Thu Jun 25, 2020 5:45 am
Forum: Personal Finance (Not Investing)
Topic: New Credit Card For Income Tax Balance
Replies: 15
Views: 881

Re: New Credit Card For Income Tax Balance

I'ver had this card for a least 10 years and haven't used it in probably 9 yrs.. I can't remember what the sign up bonus was but undoubtedly that's why I opened it. The only advantage is that I already have the card and it is listed on BoA's web site as a Preferred Rewards eligible card. What’s the ...
by LifeIsGood
Wed Jun 24, 2020 11:59 am
Forum: Personal Finance (Not Investing)
Topic: New Credit Card For Income Tax Balance
Replies: 15
Views: 881

Re: New Credit Card For Income Tax Balance

The only advantage is that I already have the card and it is listed on BoA's web site as a Preferred Rewards eligible card.
Leesbro63 wrote:
Wed Jun 24, 2020 8:27 am
What’s the advantage of the MLB card vs the other BofA cards?
by LifeIsGood
Wed Jun 24, 2020 11:58 am
Forum: Personal Finance (Not Investing)
Topic: New Credit Card For Income Tax Balance
Replies: 15
Views: 881

Re: New Credit Card For Income Tax Balance

No I'm not. Any data points?
Silk McCue wrote:
Wed Jun 24, 2020 7:08 am
Are you certain that the BofA card won't view the payment as a Cash transaction and not pay the bonus?

Cheers
by LifeIsGood
Wed Jun 24, 2020 7:03 am
Forum: Personal Finance (Not Investing)
Topic: New Credit Card For Income Tax Balance
Replies: 15
Views: 881

New Credit Card For Income Tax Balance

With the balance of my 2019 income tax and 2020 estimated tax due in a couple of weeks, I'm considering opening a new credit card. I just closed my BoA Preferred Rewards since they would not waive the annual fee. I still have a BoA MLB card and with > 200k at Merrill I think it qualifies for the 5.2...
by LifeIsGood
Tue Jun 16, 2020 6:00 am
Forum: Personal Consumer Issues
Topic: Weber Genisis II grill grates
Replies: 19
Views: 1700

Re: Weber Genisis II grill grates

I noticed some of the recommendations in this thread suggest using some type of wire brush to clean the grate. If the wire brush is made with bristles, they can break off the brush and adhere to the cooking grate. The next time food is cooked, the bristles may be picked up by the food and then inges...
by LifeIsGood
Fri Jun 12, 2020 4:58 am
Forum: Personal Finance (Not Investing)
Topic: Relative giving money to start medical practice
Replies: 12
Views: 1653

Re: Relative giving money to start medical practice

The mention of "rural town" and "highly specialized field" gets my attention. Have you prepared a written business plan (like you'd have to do for a bank loan) and made some educated guesses regarding income projections? It's pretty easy to accurately estimate start up costs but income projection is...
by LifeIsGood
Mon Jun 08, 2020 6:25 am
Forum: Personal Finance (Not Investing)
Topic: teen wants an debit card/account for youtube
Replies: 12
Views: 1262

Re: teen wants an debit card/account for youtube

Here's another option with a few bells and whistles - https://busykid.com/. I like the fact that this one allows earned money to be spend via prepaid debit card, donated to charity or invested. There is a $7.99/yr charge for the card but I believe all the other services are free.
by LifeIsGood
Fri May 29, 2020 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 621
Views: 155921

Re: Bank of America/Merrill Edge - Preferred Rewards

I agree about paying. I was just curious if anyone else ran into the same situation. I've got a -19,500 Rewards points balance due to a cancelled trip refund. My $95 annual fee just posted and I'm not sure if I'll be doing any traveling in the near future. Does anyone know if the cash I've collected...
by LifeIsGood
Fri May 29, 2020 6:36 am
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 621
Views: 155921

Re: Bank of America/Merrill Edge - Preferred Rewards

I've got a -19,500 Rewards points balance due to a cancelled trip refund. My $95 annual fee just posted and I'm not sure if I'll be doing any traveling in the near future. Does anyone know if the cash I've collected from rewards points will be clawed back if I close the card?
by LifeIsGood
Sun May 24, 2020 6:51 am
Forum: Personal Consumer Issues
Topic: What to look for when buying a table saw?
Replies: 53
Views: 2833

Re: What to look for when buying a table saw?

I have to disagree about ""It does nothing for kickback" regarding the Sawstop. It has a riving knife which doesn't eliminate kickbacks but greatly reduces them. Get a track saw. Festool if you are not price sensitive I have a sawstop cabinet saw and it’s great for many things. However I have the 36...
by LifeIsGood
Sat May 23, 2020 7:02 am
Forum: Personal Consumer Issues
Topic: Replacement Window in Atlanta
Replies: 11
Views: 724

Re: Replacement Window in Atlanta

I live in Atlanta and the Nextdoor app frequently has people asking for recommendations on widow replacement. I see lots of people that are happy with Window World and Windows From Warriors. I noticed that Windows From Warriors carries Alsides.
by LifeIsGood
Wed May 20, 2020 5:57 am
Forum: Personal Consumer Issues
Topic: Reel Grass Mower
Replies: 36
Views: 1972

Re: Reel Grass Mower

I looked at Tru-Cut, California Trimmers and Swardman. I liked the fact that Tru-Cut has a Honda engine and very easy height adjustment. I was really attracted to the cartridge system of the Swardman. Carrying in a cartridge for sharpening sure beats trying to load and unload a 200 + lb mower into a...
by LifeIsGood
Tue May 19, 2020 6:52 am
Forum: Personal Consumer Issues
Topic: Reel Grass Mower
Replies: 36
Views: 1972

Re: Reel Grass Mower

Thanks everyone for all the feedback. As always, Bogleheads never disappoint. Fortunately I have 2 dealers within 10 miles of here that sell several different brands of reel mowers. I'm still on the fence. Probably time to go kick the tires. The reel electric option is also interesting. It look like...
by LifeIsGood
Mon May 18, 2020 7:50 am
Forum: Personal Consumer Issues
Topic: Beach Vacation Suggestions
Replies: 31
Views: 2535

Re: Beach Vacation Suggestions

If you're adverse to crowds, I'd cross Hilton Head off your list. We've been going there for 35 yrs and it is VERY popular especially in the summer. I'm not sure how Covid will affect reservations but normally all decent properties will have been booked almost a year out. Tybee is is a much smaller ...
by LifeIsGood
Mon May 18, 2020 7:44 am
Forum: Personal Consumer Issues
Topic: Reel Grass Mower
Replies: 36
Views: 1972

Reel Grass Mower

I have a 1500 sq ft Zoysia lawn and have mowed it with a rotary mower for many years. It's time for a new mower and I'm considering a reel type but am woefully ignorant about them. I know that they are much more expensive than a rotary and that sharpening and maintenance can also be expensive. I'm i...
by LifeIsGood
Sun May 17, 2020 6:33 am
Forum: Personal Consumer Issues
Topic: Coronavirus Flight Cancel Thread
Replies: 251
Views: 15733

Re: Coronavirus Flight Cancel Thread

I had a flight on a small Portuguese based airline (SATA - Air Azores) that cancelled our flights. They have only offered a credit instead of a refund. I seem to get conflicting data from other sources as to whether or not I'm entitled to a refund. I'm considering a credit card dispute. Does anyone ...
by LifeIsGood
Wed May 13, 2020 6:47 am
Forum: Personal Finance (Not Investing)
Topic: Paying estimated taxes using EFTPS using Mac computer
Replies: 5
Views: 323

Re: Paying estimated taxes using EFTPS using Mac computer

I'm using Chrome on my Mac with no problems.
by LifeIsGood
Sat May 09, 2020 6:53 am
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 206
Views: 14916

Re: Gardening 2020

Not 100% gardening per se but I finally decided to upgrade my garden fence. I have a small (20' x 5') area between my house and sidewalk. In the past I've used steel drive-in-the-ground type fence posts and plastic mesh. With lots of Covid time on my hands I ended up with this. wood or composite? T...
by LifeIsGood
Fri May 08, 2020 5:57 am
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 206
Views: 14916

Re: Gardening 2020

Not 100% gardening per se but I finally decided to upgrade my garden fence. I have a small (20' x 5') area between my house and sidewalk. In the past I've used steel drive-in-the-ground type fence posts and plastic mesh. With lots of Covid time on my hands I ended up with this. https://i.postimg.cc/...
by LifeIsGood
Fri Apr 24, 2020 5:20 am
Forum: Personal Finance (Not Investing)
Topic: Question About Chase $1000 Bonus
Replies: 11
Views: 1170

Re: Question About Chase $1000 Bonus

The language about investment accounts is pretty vague. Qualifying personal investments include the following: Balances for investment and annuity products offered by JPMorgan Chase & Co. or its affiliates and agencies. For most products, we use daily balances to calculate the average beginning day ...
by LifeIsGood
Thu Apr 23, 2020 5:10 am
Forum: Personal Finance (Not Investing)
Topic: Question About Chase $1000 Bonus
Replies: 11
Views: 1170

Question About Chase $1000 Bonus

On 112/5/19 I opened a Chase Saphire checking account. On 12/2019 I transferred $76,000 in assets to a Chase You Invest account. On 2/26/20 I received my $1,000 bonus. I have not touched any of the money in the You Invest account but with the market downturn it is now valued at less than $75000 and ...
by LifeIsGood
Tue Apr 21, 2020 11:14 am
Forum: Personal Consumer Issues
Topic: Growing Fruit and Vegetables
Replies: 30
Views: 1926

Re: Growing Fruit and Vegetables

Thanks everyone for all the great suggestions. Very much appreciated. I forgot to mention in my initial post that I am already growing rosemary, basil, sage and thyme. I think I'll give eggplant a try based on several mentions. FIForLife, I also had the same experience with fruit. A couple of years ...
by LifeIsGood
Tue Apr 21, 2020 5:02 am
Forum: Personal Consumer Issues
Topic: Coffee Experts - Help with an online coffee order
Replies: 44
Views: 3718

Re: Coffee Experts - Help with an online coffee order

You seem to have pretty sophisticated coffee tastes but would question buying flavored coffee. Many producers use flavorings as a way of covering up major defects in coffee. Also second the recommendation to get a grinder. It makes a huge difference. If you're making small batches you can get a hand...
by LifeIsGood
Mon Apr 20, 2020 6:41 am
Forum: Personal Consumer Issues
Topic: Growing Fruit and Vegetables
Replies: 30
Views: 1926

Growing Fruit and Vegetables

I've got a small (5 x 20 ft) garden area and have just set out some tomato plants and a few bell peppers. I'm trying to decided what to plant in the remaining space. So much of what's available for home growing doesn't taste much better than when it's purchased in a store. The tomatoes are the obvio...
by LifeIsGood
Fri Apr 10, 2020 5:47 am
Forum: Personal Finance (Not Investing)
Topic: [Auto insurance companies issuing refunds due to coronavirus]
Replies: 101
Views: 6961

Re: [Auto insurance companies issuing refunds due to coronavirus]

Auto Owners is offering 15% on 2 months worth of premiums.
by LifeIsGood
Wed Apr 08, 2020 7:38 am
Forum: Personal Consumer Issues
Topic: Sealing Travertine
Replies: 3
Views: 399

Re: Sealing Travertine

Thanks for the suggestion. Looks like about $76 worth of product for my patio. Still sitting on the fence.
by LifeIsGood
Tue Apr 07, 2020 6:52 am
Forum: Personal Consumer Issues
Topic: Sealing Travertine
Replies: 3
Views: 399

Sealing Travertine

I have an 650 sq ft outdoor patio tiled with travertine tile. Each spring I apply a diluted bleach solution and then pressure wash. The tile cleans up nicely but seems to attract dirt rather quickly after. I've considered sealing it but there are dozens of products and reviews are all over the place...
by LifeIsGood
Mon Mar 23, 2020 4:59 am
Forum: Personal Finance (Not Investing)
Topic: Looking for better Checking Interest Bearing Account - Anyone have any experience with Simple
Replies: 14
Views: 955

Re: Looking for better Checking Interest Bearing Account - Anyone have any experience with Simple

Like the other posters, I opened a couple of accounts primarily for the bonus and decent savings rate but HATE the web interface. I'm postponing closing those accounts because I have a terrible time navigating the site. Maybe that is the method in their madness !!!!
by LifeIsGood
Mon Mar 23, 2020 4:55 am
Forum: Personal Finance (Not Investing)
Topic: How to Determine Cost Basis of old Mutual Fund
Replies: 6
Views: 439

Re: How to Determine Cost Basis of old Mutual Fund

Yahoo finance has figures dating back to 2000 including dividend amounts. https://finance.yahoo.com/quote/VTSAX/h ... quency=1mo
by LifeIsGood
Sat Mar 21, 2020 6:49 am
Forum: Personal Consumer Issues
Topic: Device For Streaming HBO Now
Replies: 13
Views: 655

Re: Device For Streaming HBO Now

Right now the Amazon Fire TV 4K Stick Streaming Media Player w/ Alexa Voice Remote is on sale for $25 so I'm going to give it a try. What started all this in motion was: 1 - My Directv contract expired and my monthly rate went up from$112 to $155/month. 2 - At the same time I got a pre-approved mail...
by LifeIsGood
Thu Mar 19, 2020 6:15 am
Forum: Personal Consumer Issues
Topic: Device For Streaming HBO Now
Replies: 13
Views: 655

Re: Device For Streaming HBO Now

I'm contemplating a switch from Directv to Dish. When I asked about Dish about HBO they told me that AT&T now owns HBO and won't give them access. It appears the HBO ownership changed about a year ago. Does DISH not carry HBO any more? We had DISH years ago, and got HBO through them. When did that c...
by LifeIsGood
Wed Mar 18, 2020 2:50 pm
Forum: Personal Consumer Issues
Topic: Device For Streaming HBO Now
Replies: 13
Views: 655

Device For Streaming HBO Now

I’m probably switching to Dish satellite service and they don’t have HBO. My tv also doesn’t have an HBO app so a guess another piece of hardware is my best option. Does anyone have any preferences between Roku, Google Chromecast, Fire Stick or something else? Since this in only for HBO, I’d rather ...
by LifeIsGood
Tue Mar 17, 2020 6:22 am
Forum: Personal Finance (Not Investing)
Topic: VITA site staying open?
Replies: 16
Views: 800

Re: VITA site staying open?

Not VITA but AARP Tax-Aide shut down last week. AARP Foundation Tax-Aide Sites Service Suspended Until Further Notice.
by LifeIsGood
Mon Mar 16, 2020 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: BoA Preferred Rewards VISA and Taxes
Replies: 4
Views: 313

Re: BoA Preferred Rewards VISA and Taxes

Thanks for the responses. That’ll lessen the tax sting a bit.
by LifeIsGood
Mon Mar 16, 2020 10:07 am
Forum: Personal Finance (Not Investing)
Topic: BoA Preferred Rewards VISA and Taxes
Replies: 4
Views: 313

BoA Preferred Rewards VISA and Taxes

My BoA account shows I am eligible for a 75% credit card rewards bonus. Since many of the credit card tax processors charge a 1.8% fee, I'm assuming this is a slight money making proposition for me with the 2% cash back plus the bonus. Is there something that I've overlooked or other gotchas?
by LifeIsGood
Mon Mar 16, 2020 6:27 am
Forum: Personal Finance (Not Investing)
Topic: File taxes when none due?
Replies: 8
Views: 906

Re: File taxes when none due?

One other benefit in filing a return is that it prevents a fraudulent return being file under that SSN.
by LifeIsGood
Sun Mar 15, 2020 4:54 am
Forum: Personal Finance (Not Investing)
Topic: Insurance Co offering to Allow Paying Outstanding Bill at a Discount
Replies: 10
Views: 963

Re: Insurance Co offering to Allow Paying Outstanding Bill at a Discount

You may also want to enquire about whether a 1099-MISC will be issued for any forgiven debt. There could be tax implications later down the road.
by LifeIsGood
Mon Mar 09, 2020 5:53 am
Forum: Personal Finance (Not Investing)
Topic: Roth IRA Distribution Code Question
Replies: 11
Views: 585

Re: Roth IRA Distribution Code Question

Thanks for the clarification Alan. I believe his account consists of contributions and a rollover. Vanguard told him the rollover starts the 5 yr clock again.
by LifeIsGood
Sun Mar 08, 2020 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: Roth IRA Distribution Code Question
Replies: 11
Views: 585

Roth IRA Distribution Code Question

I have a friend who is over 59 1/2 and received a very small distribution from a Roth IRA he has only had for 3 years. Since contributions come out first followed by conversions, he says (I believe correctly) this distribution shouldn’t be subject to a penalty and of course no tax since it’s a Roth....
by LifeIsGood
Sat Mar 07, 2020 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Turbotax & Corrected 1099-DIV
Replies: 3
Views: 307

Re: Turbotax & Corrected 1099-DIV

No I have not filed yet. I learned my lesson several years ago when Vanguard did the same thing. The corrected 1099-DIV came the day after I efiled ! I just got a corrected 1099-DIV from Vanguard Brokerage. Can I use the form I've already imported and just edit the amounts that changed? I assume del...
by LifeIsGood
Sat Mar 07, 2020 10:13 am
Forum: Personal Finance (Not Investing)
Topic: Turbotax & Corrected 1099-DIV
Replies: 3
Views: 307

Turbotax & Corrected 1099-DIV

I just got a corrected 1099-DIV from Vanguard Brokerage. Can I use the form I've already imported and just edit the amounts that changed? I assume deleting the one I've already entered and add the new info would end up with the same results. BTW I initially tried to import the corrected form but Tur...
by LifeIsGood
Fri Mar 06, 2020 6:55 am
Forum: Personal Consumer Issues
Topic: Identity Theft and Credit Reports
Replies: 3
Views: 408

Identity Theft and Credit Reports

I recently had my identity stolen and a credit card taken out in my name. I have run all 3 credit reports and disputed the credit card in question and have frozen all 3 credit bureaus. I also filed a police report. I would like to continue monitoring my credits reports for any new activity but my un...
by LifeIsGood
Sun Mar 01, 2020 8:18 am
Forum: Personal Consumer Issues
Topic: furnace on the second floor
Replies: 13
Views: 649

Re: furnace on the second floor

I'm not sure how sound of a sleeper you are but we found that in a home with the furnace/air handler in the attic above the bedrooms the noise was much greater than when it was below (basement or crawl space). I was told that a horizontally configured furnace/air handler was nosier than a vertical o...
by LifeIsGood
Sat Feb 15, 2020 5:39 am
Forum: Personal Finance (Not Investing)
Topic: Thinking of making a leap to partial retirement.
Replies: 22
Views: 2187

Re: Thinking of making a leap to partial retirement.

If you're not sure if you're ready for retirement (especially the mental part) I'd suggest going part time for a while and then re-assess. I'm a retired veterinarian and went part time at age 57. I was worried that I might easily become bored. After 2 years I was loving retirement much more than wor...
by LifeIsGood
Mon Feb 10, 2020 6:00 am
Forum: Personal Consumer Issues
Topic: What is your most luxury/expensive hobby.
Replies: 264
Views: 20359

Re: What is your most luxury/expensive hobby.

My wife often says that the only reason I quit looking for more hobbies after taking up sailing, woodworking and photography is that I couldn't find anything more expensive ! I'm sure I could prove her wrong.