Search found 362 matches

by Shackleton
Tue Nov 19, 2019 7:58 am
Forum: Personal Consumer Issues
Topic: Looking for a charity giving Christmas experience
Replies: 44
Views: 2016

Re: Looking for a charity giving Christmas experience

Maybe look for a non-profit that provides experiences rather than gifts such as make-a-wish, or one of the non-profits providing sports programs to people with disabilities.
by Shackleton
Thu Oct 17, 2019 7:57 pm
Forum: Personal Consumer Issues
Topic: Invited to join HOA board. Pros/cons?
Replies: 58
Views: 4709

Re: Invited to join HOA board. Pros/cons?

A lot of this will depend on the type of HOA. Some HOAs are all about forcing conformity of all homeowners to their ideal "perfect" visions (see X-Files "Arcadia" episode Is that the one where the mudman eliminates those who don't comply with the CC&Rs? It was a good show. Yes! The "thought monster...
by Shackleton
Wed Oct 16, 2019 7:08 pm
Forum: Personal Consumer Issues
Topic: Good camera system to watch the nanny
Replies: 70
Views: 4465

Re: Good camera system to watch the babysitter

HomeStretch wrote:
Wed Oct 16, 2019 6:29 pm
+1 on the Arlo camera and app.
We have an Arlo system that came with the house when we bought it. It has been very good for keeping an eye on the moose that come through our property. Highly recommended if you have juvenile moose in the neighborhood.
by Shackleton
Wed Oct 16, 2019 5:47 pm
Forum: Personal Consumer Issues
Topic: Good camera system to watch the nanny
Replies: 70
Views: 4465

Re: Good camera system to watch the babysitter

skepticalobserver wrote:
Wed Oct 16, 2019 5:42 pm
Notification:
There are signs that you can buy that give notice of video and audio being taken.
Should post around house.
I think I may get a sign like that just to keep my DH on his toes (no, we don't have kids... :D )
by Shackleton
Wed Oct 16, 2019 8:51 am
Forum: Personal Finance (Not Investing)
Topic: Should a Life Insurance producer fill out the paperwork or should I?
Replies: 35
Views: 1835

Re: Should a Life Insurance producer fill out the paperwork or should I?

2. then they requested we send our SSN's via email (which i declined and i called and gave it to them). am i being a bit silly here or...? Just a reminder that when you call a person in an office, and verbally give them your information, it is entirely possible that they are writing it down on a Po...
by Shackleton
Tue Oct 15, 2019 8:32 am
Forum: Personal Consumer Issues
Topic: Invited to join HOA board. Pros/cons?
Replies: 58
Views: 4709

Re: Invited to join HOA board. Pros/cons?

A lot of this will depend on the type of HOA. Some HOAs are all about forcing conformity of all homeowners to their ideal "perfect" visions (see X-Files "Arcadia" episode https://en.wikipedia.org/wiki/Arcadia_(The_X-Files) for reference.) Other HOAs are really limited in their scope. I've been in on...
by Shackleton
Mon Oct 14, 2019 11:01 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on dry cleaning?
Replies: 27
Views: 1522

Re: How much do you spend on dry cleaning?

The nearest dry cleaners is 70 miles away, so my dry cleaning annual expense is $0. And would be even if there was one closer.
by Shackleton
Wed Oct 02, 2019 8:20 am
Forum: Personal Finance (Not Investing)
Topic: Willingly going from lucrative job to unemployed?
Replies: 132
Views: 14115

Re: Willingly going from lucrative job to unemployed?

Best of luck in the convo with the boss! I'm really curious to hear the outcome. I recently went from stressful, high tech to much lower stress in a non-profit and am loving the change!
by Shackleton
Thu Sep 26, 2019 2:04 pm
Forum: Personal Investments
Topic: 401k Contribution - help me think this through
Replies: 14
Views: 1009

Re: 401k Contribution - help me think this through

According to the RMD calculator I looked at, I’d be looking at about $105k in RMD the first year. Which for MFJ is 22% tax bracket I believe.
by Shackleton
Thu Sep 26, 2019 12:50 pm
Forum: Personal Investments
Topic: 401k Contribution - help me think this through
Replies: 14
Views: 1009

Re: 401k Contribution - help me think this through

Thank you all — so much I didn’t even consider. Roth IRA and Backdoor Roth conversions especially. I can’t take a lot of time to post the details right now, but I’ll be back with more when I get home tonight. A few random answers: 1) I plan to work until eligible for Medicare or health insurance bec...
by Shackleton
Thu Sep 26, 2019 8:26 am
Forum: Personal Investments
Topic: 401k Contribution - help me think this through
Replies: 14
Views: 1009

401k Contribution - help me think this through

TL;DR - should I contribute to my new employer 401k plan? I need the help of the BH hive mind to make certain I'm thinking about this correctly. Prior to this summer, I was employed in a high paying/high stress job where I had been maxing out 401k contributions (and receiving an 8% match + 9% additi...
by Shackleton
Mon Sep 23, 2019 7:58 am
Forum: Personal Consumer Issues
Topic: Traveling to Riyadh for Business
Replies: 46
Views: 3985

Re: Traveling to Riyadh for Business

I'd suggest avoiding the place like the plague. During my career I just personally refused to travel to or visit a long term repressive and misogynistic country like Saudi Arabia. My thoughts exactly. Of course, I'm also female, so that probably influences my opinion. People like to say that you sh...
by Shackleton
Mon Sep 23, 2019 7:41 am
Forum: Personal Finance (Not Investing)
Topic: Career Discussion / Options - Information Technology @ age 50
Replies: 22
Views: 2352

Re: Career Discussion / Options - Information Technology @ age 50

Well, that is the best part of my new gig, I live in a GREAT area (a vacation destination that we've always loved/visited) and by now having a local job, I'm becoming much more a part of the community. We've lived in this area for 2 years already, but since I was a remote IT worker, I never really w...
by Shackleton
Mon Sep 23, 2019 7:21 am
Forum: Personal Finance (Not Investing)
Topic: Career Discussion / Options - Information Technology @ age 50
Replies: 22
Views: 2352

Re: Career Discussion / Options - Information Technology @ age 50

I did that move, from enterprise architect at F100 companies (2 of them over 12 years, after having been tech lead/solution architect before that.) Decided the stress was getting to me, and move to a Director position - but here's the kicker, I moved to a non-profit. So my compensation went down by ...
by Shackleton
Sat Sep 21, 2019 3:33 pm
Forum: Personal Consumer Issues
Topic: Retirement - Living in Colorado
Replies: 57
Views: 9956

Re: Retirement - Living in Colorado

How about the winter and ice and snow there for a retiree? The winter and snow make for great skiing for retirees! It's great to ski mid-week and only when the weather is perfect - which is most of the time. I always feel bad for the tourists that are out skiing when it's really coming down hard, o...
by Shackleton
Mon Sep 02, 2019 3:02 pm
Forum: Personal Consumer Issues
Topic: new laptop - Windows S Mode??
Replies: 21
Views: 1611

Re: new laptop - Windows S Mode??

When I bought a laptop earlier this year, I avoided any S mode win10 laptops for this reason. I prefer to have the full version of Win10 rather than a crippleware version. I think your best bet is to purchase and install the regular Win10 OS.
by Shackleton
Mon Aug 12, 2019 4:25 pm
Forum: Personal Consumer Issues
Topic: Any Western CO Folks Here (Durango?)? - Would you Rec?
Replies: 41
Views: 3428

Re: Any Western CO Folks Here (Durango?)? - Would you Rec?

I live in a much smaller CO town and as long as I have a good internet connection I can work for my F100 employer (which is based in a southern state.)
by Shackleton
Sat Jun 29, 2019 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: Paying Cash for Home
Replies: 5
Views: 794

Re: Paying Cash for Home

Having just closed with a wire transfer yesterday, they ask for it to be done the day before because there can be delays. Many people don’t realize that some banks require the wire request to be done 2-3 days in advance since they need to follow up with verbal confirmation and possibly other identit...
by Shackleton
Mon Jun 24, 2019 6:37 pm
Forum: Personal Consumer Issues
Topic: Balsamic vinegar?
Replies: 42
Views: 5778

Re: Balsamic vinegar?

FireHorse wrote:
Mon Jun 24, 2019 6:19 pm
Question -
besides salad dressing, what else do you do with Balsamic vinegar?
Drizzle it over roasted veggies. Drizzle it over strawberries. Drizzle it over roasted pork loin. Drizzle it over... anything...
by Shackleton
Sat Jun 22, 2019 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: How much is your guys’ fees for your 401k?
Replies: 96
Views: 5939

Re: How much is your guys’ fees for your 401k?

$0, all fees paid by megacorp
by Shackleton
Fri Jun 14, 2019 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Selling home- Demanding Buyer (Repairs)
Replies: 486
Views: 50291

Re: Selling home- Demanding Buyer (Repairs)

I’m mainly posting to get an update on this saga. For this that question a 2 week close, I’ve been under contract since May 23rd and my original lender dropped the ball on ordering the appraisal. They went to order it on the 12th after I emailed asking about it and they were told the earliest the ap...
by Shackleton
Wed Jun 05, 2019 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: Would you buy a house without a garage?
Replies: 95
Views: 6527

Re: Would you buy a house without a garage?

Well, since we are in the process of buying a house with a HUGE garage (1080 sq ft!!! And heated!) and that was a major selling point for us, my answer is No. but we live in the high mountains, and aside from our two cars we have 10+ bicycles and 8 pairs of skis and need space to work on them...
by Shackleton
Tue May 21, 2019 7:25 am
Forum: Personal Consumer Issues
Topic: Recently promoted - how to match image with title?
Replies: 54
Views: 5302

Re: Recently promoted - how to match image with title?

I actually have had to manage my image but for opposite reasons - as a 6'1" size 6 woman with large natural endowment and a very young looking face (got carded when I was 40!), it was hard to be taken seriously and to get people to believe I wasn't just a "pretty face". I'm also in a male dominated ...
by Shackleton
Mon May 20, 2019 7:03 pm
Forum: Investing - Theory, News & General
Topic: How to setup Own Fund or Private Equity
Replies: 12
Views: 1025

Re: How to setup Own Fund or Private Equity

I don't know what everyone is so worried about... I hear the white collar prisons are very nice. Good luck OP!
by Shackleton
Fri May 17, 2019 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Tithing
Replies: 14
Views: 1609

Re: Tithing

You’ve never heard of tithing? I don’t do it since I don’t believe in god, but I understand the concept. It’s very odd to me that someone has never heard of tithing.
by Shackleton
Sun May 05, 2019 9:06 am
Forum: Personal Consumer Issues
Topic: Denver in August
Replies: 21
Views: 1981

Re: Denver in August

I would not miss the opportunity to see both the "Front Slope" area around Denver, but some of the greatest natural beauty is on the Western Slope. I think you mean the "Front Range" which is the eastern side of the Rocky Mountains and runs from Casper WY to Pueblo CO. The OP should also be aware t...
by Shackleton
Sat May 04, 2019 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Nursing Home Cost and Planning ?
Replies: 14
Views: 1213

Re: Nursing Home Cost and Planning ?

My mother is not in a nursing home, but is in a memory care assisted living facility in Colorado. She is in a very nice one, but it's still got it's downsides such as a high turnover rate for employees. But the food is good, and it's kept clean and maintained. It costs $6995/mo, and is covered by he...
by Shackleton
Fri May 03, 2019 3:01 pm
Forum: Personal Consumer Issues
Topic: Canadian Pharmacies
Replies: 27
Views: 2764

Re: Canadian Pharmacies

I've used NorthwestPharmacy.com for about 4 years now. It was actually recommended by my cardiologist who wrote the Rx, since it is an off-label prescription and he knew it would cost a bundle from a US Pharmacy. It would have cost $470 for a one month supply, but is $56/month (I actually purchase 6...
by Shackleton
Thu May 02, 2019 6:13 pm
Forum: Personal Finance (Not Investing)
Topic: Giving two week's notice before stock options vest
Replies: 91
Views: 6999

Re: Giving two week's notice before stock options vest

I recently had a similar situation, but I was leaving for a direct competitor, so I knew I would be walked out the door immediately upon giving my notice. What I wasn't sure about was whether they would pay me for the 2 weeks notice. Lying about where I was going wasn't an option for me since I valu...
by Shackleton
Wed Apr 24, 2019 1:54 pm
Forum: Personal Consumer Issues
Topic: Do you get value out of Clear (airport screening)?
Replies: 31
Views: 3434

Re: Do you get value out of Clear (airport screening)?

I have it and love it. Once my travel decreases, I might let it lapse, but for now with approx. 10 flights per year I find it well worth the cost. I fly out of DEN to various locations and most places I fly to have it. If you ever fly out of SFO with Clear, you will be in for a treat. Clear began in...
by Shackleton
Sun Apr 21, 2019 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: When to get attorney after car accident?
Replies: 27
Views: 3535

Re: When to get attorney after car accident?

Please read up on concussion recovery and treatment. I was involved in a very serious mountain bike crash last year that, along with broken bones, left me with a severe concussion. I was told to avoid all reading or computer use until my headaches resolved, which took 2 weeks. I spent most of that t...
by Shackleton
Thu Apr 18, 2019 8:24 am
Forum: Personal Consumer Issues
Topic: Home Page for Your Computer:
Replies: 17
Views: 1432

Re: Home Page for Your Computer:

bloom2708 wrote:
Thu Apr 18, 2019 8:20 am
I like bing.com as my homepage.

The news bar along the bottom is about enough news. I scroll through that and am 100% "up to date". :wink:

Plus I like the changing/daily photo of places/things.
+1, exactly my thoughts
by Shackleton
Sun Apr 14, 2019 1:29 pm
Forum: Investing - Theory, News & General
Topic: Financial Priorities
Replies: 5
Views: 947

Re: Financial Priorities

The wiki has a page on investing priorities: https://www.bogleheads.org/wiki/Priorit ... nvestments
by Shackleton
Sat Apr 06, 2019 9:13 am
Forum: Personal Consumer Issues
Topic: Eye glasses - cheaper alternates
Replies: 45
Views: 3473

Re: Eye glasses - cheaper alternates

bloom2708 wrote:
Sat Apr 06, 2019 9:09 am
Glassesusa.com

Better quality than Zenni.

Do a buy one, get one.
Thanks for posting this! Love the designer options at cheap prices.
by Shackleton
Sat Apr 06, 2019 9:10 am
Forum: Personal Consumer Issues
Topic: Eye glasses - cheaper alternates
Replies: 45
Views: 3473

Re: Eye glasses - cheaper alternates

I'm typing this while wearing a pair of progressive (no line) bifocals from Zenni. They are great, but you should know that they generally don't allow returns. I've never had problems with an eyeglasses Rx, so haven't had to worry about that. I have once not liked my style choice from them (I have 4...
by Shackleton
Fri Mar 08, 2019 9:32 am
Forum: Personal Consumer Issues
Topic: 2019 Mazda CX-5 Grand Touring or Honda CR-V EXL
Replies: 69
Views: 6325

Re: 2019 Mazda CX-5 Grand Touring or Honda CR-V EXL

I got a fully loaded 2018 Mazda CX-5 GT (with the package that includes the heated steering wheel, that was a MUST!) last August for $27,400 after some good bargaining. Drive my husband crazy that my "cheap Japanese car" has more bells and whistles than his Audi Q7. :D The Audi is still more fun to...
by Shackleton
Wed Mar 06, 2019 3:54 pm
Forum: Personal Consumer Issues
Topic: 2019 Mazda CX-5 Grand Touring or Honda CR-V EXL
Replies: 69
Views: 6325

Re: 2019 Mazda CX-5 Grand Touring or Honda CR-V EXL

I got a fully loaded 2018 Mazda CX-5 GT (with the package that includes the heated steering wheel, that was a MUST!) last August for $27,400 after some good bargaining. Drive my husband crazy that my "cheap Japanese car" has more bells and whistles than his Audi Q7. :D The Audi is still more fun to ...
by Shackleton
Tue Feb 26, 2019 7:50 am
Forum: Investing - Theory, News & General
Topic: Misuse of the word "technology" in finance
Replies: 45
Views: 3912

Re: Misuse of the word "technology" in finance

I love reading posts from Nisiprius. I’d buy him a drink just to sit and listen to him talk. Thanks Nisiprius!
by Shackleton
Fri Feb 22, 2019 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: $50,000 executive MBA at a state school or $5,000 MBA at a regional school?
Replies: 46
Views: 4356

Re: $50,000 executive MBA at a state school or $5,000 MBA at a regional school?

Even if your company won't pay for it, you might want to get the founder's opinion on the two options you are looking at. Other than that, I thought that eMBA degrees didn't have as much prestige/influence as regular MBA degrees -- if that factors into your decision. Otherwise, I'd pick the one that...
by Shackleton
Fri Feb 22, 2019 2:05 pm
Forum: Personal Consumer Issues
Topic: How did mylife.com get my info?
Replies: 115
Views: 12544

Re: How did mylife.com get my info?

Unlike in Europe, in the US you have no right to be forgotten and have public information removed. Beginning in July 2020 (I may have the month wrong, but it is mid-2020) the California Consumer Privacy Act (CCPA) will become effective which will require any company doing business in California to ...
by Shackleton
Fri Feb 22, 2019 8:51 am
Forum: Personal Finance (Not Investing)
Topic: Side gig ideas with minimal requirements?
Replies: 124
Views: 10014

Re: Side gig ideas with minimal requirements?

Sounds like you need to upgrade your skills, as has been suggested above. You'll make so much more money per hour doing that, rather than driving Uber, etc., unless you just want to do those as a diversion, not a money maker. I'm also confused when you say building a website is beyond your skill se...
by Shackleton
Fri Feb 15, 2019 7:50 pm
Forum: Investing - Theory, News & General
Topic: Did you get spooked by the December 2018 fall and gave up on passive?
Replies: 133
Views: 8848

Re: Did you get spooked by the December 2018 fall and gave up on passive?

I was too busy working to notice anything really happening. And now that I look, I see nothing to get excited about.
by Shackleton
Mon Feb 11, 2019 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: Career Advice: Side hustle on resume?
Replies: 15
Views: 1266

Re: Career Advice: Side hustle on resume?

As for hobbies on resumes - I've always left them off because it has nothing to do with my ability to do the job I'm interviewing for. But one time, I was interviewing and we got onto the topic of hobbies, and I said something along the lines of " oh, I do some running, and biking, and swim a bit" t...
by Shackleton
Mon Feb 11, 2019 1:59 pm
Forum: Personal Consumer Issues
Topic: Best ways to provide STRUCTURE to retired life
Replies: 71
Views: 6137

Re: Best ways to provide STRUCTURE to retired life

I'm not retired, but my hubby is and I work from home, so I see a lot of his "structure" in his day. It looks like this... - Wake up and have coffee with wife - Tell wife to have a nice day "at work" (I go off to my home office) - check weather, if it is nice go XC skiing or mountain biking dependin...
by Shackleton
Sun Feb 10, 2019 10:49 am
Forum: Personal Consumer Issues
Topic: Seller is an expert, but may be lowballing themself, advice? (Audio added)
Replies: 46
Views: 4343

Re: Seller is an expert, but may be lowballing themself, advice?

Great follow up! I think it's pretty cool that you've found such a wonderful luthier (a word I'd never used before!) that really invests in his customers. Can't wait to hear more as your "learning the violin as an adult" adventure continues.
by Shackleton
Sun Feb 10, 2019 9:59 am
Forum: Personal Consumer Issues
Topic: Recommendation for home gym (limited space)
Replies: 78
Views: 6730

Re: Recommendation for home gym (limited space)

I only scrolled through the responses, so my apologies if this was already suggested. But TRX will give you an amazing workout if you just take a little time to learn how to use it. And it is very inexpensive compared to other equipment. Easy to modify to make it harder as you become stronger or eas...
by Shackleton
Thu Feb 07, 2019 8:58 am
Forum: Personal Finance (Not Investing)
Topic: 62, unemployed, social security or unemployment?
Replies: 11
Views: 1431

Re: 62, unemployed, social security or unemploymnet?

I agree with jharkin about the basic computer skills. Even a hotel clerk or waiter would most likely be expected to use a POS system or computer when interacting with customers (expect for the mom-and-pop diners where the waitress shouts out "two eggs on a raft and wreck 'em!" to the cook behind the...
by Shackleton
Thu Feb 07, 2019 8:52 am
Forum: Personal Finance (Not Investing)
Topic: Term life insurance question
Replies: 20
Views: 1345

Re: Term life insurance question

I recommend going to www.term4sale.com (as recommended earlier) and getting quotes there. And telling the technician that does the paramedical exam (draws blood, takes BP, takes urine sample) does NOT put that information onto your application. He/she is just a technician there to perform the parame...
by Shackleton
Wed Feb 06, 2019 8:04 am
Forum: Personal Consumer Issues
Topic: Costco for Mercedes tire set
Replies: 29
Views: 1802

Re: Costco for Mercedes tire set

I think avoiding the dealership for tires is a no brainer. Costco or Discount afire is always the way to go. I would only go to the dealership for warranty repairs and recalls.
by Shackleton
Tue Feb 05, 2019 8:23 am
Forum: Investing - Theory, News & General
Topic: Roth IRA limits vs $200k AGI
Replies: 4
Views: 587

Re: Roth IRA limits vs $200k AGI

I'd suggest that a person getting their PhD could simply be given the link to the wiki here, and left to figure it out. I'm always a little amazed when I see things like "I setup a Roth IRA for our son" then find out the son is NOT a child, but very much an adult. Cut the apron strings!