Search found 1171 matches

by tyrion
Wed Apr 24, 2019 10:44 am
Forum: Personal Consumer Issues
Topic: Should I Sell Car to My Boss?
Replies: 24
Views: 1432

Re: Should I Sell Car to My Boss?

But you're not really selling a car to your boss. You're connecting him with your brother who's selling a car. Big difference.

At most I would pass along your brother's phone number and then stay out of it.
by tyrion
Tue Apr 23, 2019 3:41 pm
Forum: Personal Consumer Issues
Topic: Urban Myth on Electronic Car Break-ins?
Replies: 17
Views: 1086

Re: Urban Myth on Electronic Car Break-ins?

It's also not complicated hacking. There are two devices. One is held near the front door, the other near the car door. The person near the car door touches the handle to trigger the car to see if a key is present. The device amplifies the signal and transmits it to the device held by the front door...
by tyrion
Tue Apr 23, 2019 3:03 pm
Forum: Personal Consumer Issues
Topic: Urban Myth on Electronic Car Break-ins?
Replies: 17
Views: 1086

Re: Urban Myth on Electronic Car Break-ins?

I don't think it's an urban myth. There are enough reputable sources indicating it's an issue, plus there is video of a few incidents. We have one car that's not parked in the garage. The backup key is wrapped in aluminum foil, and the main key is stored in a silver lined pouch. I've tested both fro...
by tyrion
Tue Apr 23, 2019 10:16 am
Forum: Personal Finance (Not Investing)
Topic: Getting Spouse On Board With Saving
Replies: 32
Views: 2095

Re: Getting Spouse On Board With Saving

I think you want to 'sell' a vision to your spouse. Because if you two are pulling in opposite directions it's never going to work. He/she will always view you as the one trying to prevent them from enjoying the things they want to enjoy. Try instead looking to the future where you've paid off stude...
by tyrion
Tue Apr 16, 2019 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Savings account for child?
Replies: 35
Views: 1452

Re: Savings account for child?

I appreciate the input thus far. To clarify a bit, here are some of my thoughts on B&M options: 1) I don't know the last time I personally stepped into a B&M branch. Virtually all of my banking needs are served with online or app-based transactions. 2) My crystal ball suggests that any in-person B&...
by tyrion
Tue Apr 16, 2019 10:14 am
Forum: Personal Finance (Not Investing)
Topic: Savings account for child?
Replies: 35
Views: 1452

Re: Savings account for child?

My kids are a little older (pre-teens) but we did both.

First we opened kids savings accounts at the local credit union. So they got to experience going in, depositing checks, seeing their balance slowly rise.

Then we set up UGMA accounts at Ally. Now most of the money is there earning 2.2%
by tyrion
Mon Apr 15, 2019 4:06 pm
Forum: Personal Consumer Issues
Topic: venting/air flow large master bath with high ceilings
Replies: 4
Views: 380

Re: venting/air flow large master bath with high ceilings

They make wall mounted exhaust fans that duct to the outside. You would need to have electrical run to it. Maybe it could be placed near existing outlets. Or you could replace the toilet closet exhaust fan with something a little more powerful and put it on a timer. That and the ceiling fan circulat...
by tyrion
Mon Apr 15, 2019 3:49 pm
Forum: Personal Finance (Not Investing)
Topic: In Laws Retirement Nest Egg
Replies: 156
Views: 14188

Re: In Laws Retirement Nest Egg

- They are 62 years old. MIL has never worked, FIL just retired (much to my surprise) - They have about $700k in Retirement savings, most of which is invested. - Adding in their home equity, their full net worth is aprx. $1M (or slightly less). - Due to health conditions, they are not eligible for ...
by tyrion
Fri Apr 12, 2019 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: Can I semi-retire now?
Replies: 138
Views: 12472

Re: Can I semi-retire now?

We are not all that different. Same age. My wife is also a teacher - has worked the last 5 years after kids went back to school. Live in an expensive city. Expenses about the same - my spreadsheets indicate about 70k/year including property taxes. We have less taxable saved but pretty close overall,...
by tyrion
Wed Apr 10, 2019 9:18 pm
Forum: Personal Consumer Issues
Topic: Bose QC25 or QC35
Replies: 19
Views: 971

Re: Bose QC25 or QC35

All the wireless headsets I looked at included a cord for using the in-flight entertainment systems. Read some CNET reviews. Sony has a model that rivals the Bose now. WH-1000XM3. I went with a cheaper Sony option that has supposedly inferior noise cancelling (but still ANC), but it was $100 compare...
by tyrion
Wed Apr 10, 2019 2:41 pm
Forum: Personal Consumer Issues
Topic: Remote control solution for my parents.
Replies: 38
Views: 2300

Re: Remote control solution for my parents.

You can usually program the cable remote to control the other necessary functions. Our cable remote turns on the TV and soundbar at the same time as the cable box. In truth the cable box is always on, to record stuff. And then the sound bar volume is controlled by the cable remote as well. We have t...
by tyrion
Tue Apr 09, 2019 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: Would you do this renovation?
Replies: 23
Views: 1333

Re: Would you do this renovation?

I would just do the bathroom as is. New fixtures, surfaces, fans, etc. Then the roof when it needs it and the AC when it fails. Most of what you're doing (expanding kids bathroom, shrinking storage room, switching stairs to ladder to add back storage) isn't really all that beneficial in the long run...
by tyrion
Mon Apr 01, 2019 12:28 pm
Forum: Personal Consumer Issues
Topic: Installing Hitch on my Subaru Outback
Replies: 51
Views: 2320

Re: Installing Hitch on my Subaru Outback

I've installed 2 Etrailer hitches for the same purpose - bike hitch rack. It's not hard. You can watch the install video so you understand exactly what needs to be done. In one I had to cut some plastic pieces, the other was basically bolt it on.
by tyrion
Thu Mar 28, 2019 10:52 am
Forum: Personal Finance (Not Investing)
Topic: 11-year old with iPhone - advice on how best to manage?
Replies: 68
Views: 4296

Re: 11-year old with iPhone - advice on how best to manage?

We just got our 14 year old his first phone. Yes, he was the last person in his class to have one. Tough luck. We made him research phones and then pay for it himself (birthday money) as well as the monthly fees. So he found a new but not top-of-the line unlocked phone for about $150. And he found a...
by tyrion
Wed Mar 27, 2019 9:29 pm
Forum: Personal Consumer Issues
Topic: Bogleheads with $100K+ MSRP cars?
Replies: 146
Views: 19912

Re: Bogleheads with $100K+ MSRP cars?

I recently inherited a late 90s Mercedes SL500 with 40k miles. With the sport package and Xenon headlights it was probably just a tad over 100k new. Value is probably closer to 15-20k with low miles and in good condition. Still a really fun car to drive. I'm looking forward to convertible weather he...
by tyrion
Tue Mar 19, 2019 4:01 pm
Forum: Personal Consumer Issues
Topic: Men's travel shoes. One pair for hiking/biking/walking/dining
Replies: 56
Views: 3770

Re: Men's travel shoes. One pair for hiking/biking/walking/dining

Those are all light hiking shoes. A perfectly reasonable choice. I personally would look at some 'approach' shoes, which in theory are used by rock climbers to hike to the point they begin to really climb. So they're light and tend to have stickier soles which are great for scrambling around on rock...
by tyrion
Thu Mar 07, 2019 11:21 pm
Forum: Personal Consumer Issues
Topic: attacked by off-leash dog
Replies: 220
Views: 7071

Re: attacked by off-leash dog

There was a woman in my old neighborhood who carried a baseball bat in her pre-dawn walks. Seemed reasonable to me. I would carry pepper spray if I had any doubts. Better yet, get the bear spray version to have enough for the dog and the owner, just in case. Better safe than sorry, and it's a non-le...
by tyrion
Thu Feb 21, 2019 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Aging Parents & Finances
Replies: 43
Views: 4269

Re: Aging Parents & Finances

I have 2 other siblings and spouses that are very concerned for their wellbeing. Though they are becoming more vocal to me about them feeling they need to sell their house and move all their assets to us in the event they end up in a nursing home. I for one don't think that's going to be received v...
by tyrion
Thu Feb 07, 2019 4:32 pm
Forum: Personal Consumer Issues
Topic: Mazda Miata as Daily Commute Fun Car?
Replies: 94
Views: 4903

Re: Mazda Miata as Daily Commute Fun Car?

Obviously a very different car. Much more of a "cruiser", and would be fine for most commutes. The considerations I would have would be: 1. Visibility. Lots of convertibles have limited visibility to the rear sides areas, and this can be a nuisance in commute traffic with more lane changes per mile...
by tyrion
Thu Feb 07, 2019 2:40 pm
Forum: Personal Consumer Issues
Topic: Mazda Miata as Daily Commute Fun Car?
Replies: 94
Views: 4903

Re: Mazda Miata as Daily Commute Fun Car?

Piggybacking on this topic as I think I have a relevant question- To those of you who don't think it would be a good commuter car, what part of the Miata is the biggest drawback? -Convertible (noise concerns, not a lot of space) -Manual transmission (hassle driving in traffic) -Size/weight (safety c...
by tyrion
Tue Feb 05, 2019 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: Chase credit card dispute - denied
Replies: 141
Views: 9106

Re: Chase credit card dispute - denied

Do you have an access badge at work? My company logs all the badge swipes, which would be pretty compelling evidence that you were at work and not renting a car across the country.
by tyrion
Mon Feb 04, 2019 4:32 pm
Forum: Personal Consumer Issues
Topic: Please Help Me Find a Travel Group for My 70-Year-Old Mom
Replies: 30
Views: 1956

Re: Please Help Me Find a Travel Group for My 70-Year-Old Mom

Not firsthand experience here, but my 70+ Mom is involved in several groups that do trips as well as local stuff. One is a hiking group that does local trips a couple of times a month in the Pacific Northwest, and at least yearly international trips. The other is a kayaking group that does a lot of ...
by tyrion
Thu Jan 24, 2019 12:02 pm
Forum: Personal Consumer Issues
Topic: Negotiating a part-time schedule for a career that is typically full-time?
Replies: 22
Views: 830

Re: Negotiating a part-time schedule for a career that is typically full-time?

I may try it at my work. I do 'hands-on' IT as the bulk of my work, with remote support the remaining portion. If I could drop the remote stuff and go down to 32 hours it would be a nice fit. I think I could work for many more years at that pace. But I'm hesitant to ask, as it could backfire and I'm...
by tyrion
Wed Jan 09, 2019 1:00 pm
Forum: Personal Consumer Issues
Topic: Car Battery
Replies: 62
Views: 4422

Re: Car Battery

Have you considered having a family member or trusted friend drive the car a few miles every 2-3 weeks to keep everything in working order? That would charge the battery, 'rotate' the tires, mix the gasoline in the tank, circulate the oil, etc. I read in another thread about owning two homes that so...
by tyrion
Thu Dec 27, 2018 3:44 pm
Forum: Personal Consumer Issues
Topic: Dual coffee/espresso makers
Replies: 17
Views: 1422

Re: Dual coffee/espresso makers

I just got a Nespresso Pixie after searching for something to complement my Aeropress. The Aeropress makes a solid cup of coffee, but I'm a little sporadic with my use so it's hard to keep fresh coffee in the house. And I find it hard to make that second cup, with all of the connecting of pieces an...
by tyrion
Thu Dec 27, 2018 2:58 pm
Forum: Personal Consumer Issues
Topic: Dual coffee/espresso makers
Replies: 17
Views: 1422

Re: Dual coffee/espresso makers

I just got a Nespresso Pixie after searching for something to complement my Aeropress. The Aeropress makes a solid cup of coffee, but I'm a little sporadic with my use so it's hard to keep fresh coffee in the house. And I find it hard to make that second cup, with all of the connecting of pieces and...
by tyrion
Wed Dec 26, 2018 1:57 pm
Forum: Personal Investments
Topic: help with estate issue - cost basis for treasury direct notes
Replies: 3
Views: 228

help with estate issue - cost basis for treasury direct notes

Hi community, My dad passed away a few days ago and I'm having a hard time establishing the value of his treasury direct notes and TIPS. He had other bonds that the investment company was able to give us a current valuation on, but Treasury Direct apparently doesn't do this. So I know that (for exam...
by tyrion
Wed Dec 12, 2018 12:19 pm
Forum: Personal Finance (Not Investing)
Topic: Setting Up Accounts For Minors
Replies: 20
Views: 1077

Re: Setting Up Accounts For Minors

I have this same problem, so please do let us know if you come up with a good solution. My kids have savings accounts at a local credit union. Interest paid is terrible .10% It didn't matter so much when all interest rates were low, but now that 2% is easily achievable it doesn't make a ton of sense...
by tyrion
Wed Nov 28, 2018 5:04 pm
Forum: Personal Consumer Issues
Topic: Broken Sewer pipe - $10,000-$20,000 to fix
Replies: 58
Views: 6358

Re: Broken Sewer pipe - $10,000 to fix

UPDATE Yesterday I had the contractor who initially quoted 10k come back with a plumber - he said the job would be between 18-21k. I don't think this guy has any idea what he's talking about when it comes to sewers or he's trying to take me for a ride. He proposed we start the work without snaking/...
by tyrion
Wed Nov 28, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: Calling all 50-60 year old homeowners with kids/families
Replies: 36
Views: 4269

Re: Calling all 50-60 year old homeowners with kids/families

I'm the kid in this example, not the parent... My step dad ALWAYS tells me that he regrets not doing the downstairs windows when we kids were in the house. They certainly had the money at the time, and did a few other upgrades over a period of a few years (deck, opened up a wall, put in a garage ins...
by tyrion
Tue Nov 27, 2018 9:59 am
Forum: Personal Finance (Not Investing)
Topic: Should I go back to my 6 figure job?
Replies: 20
Views: 2470

Re: Should I go back to my 6 figure job?

Could you pick up the occasional Saturday shift at the former job? Preferably at a higher 'contractor rate' since they don't need to provide any benefits?
by tyrion
Fri Nov 16, 2018 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Incompetent home inspector - what to do?
Replies: 52
Views: 5305

Re: Incompetent home inspector - what to do?

What has your realtor said about all of this? It sounds like they were able to get their hands on the inspection report, although in my area both realtors receive the report so it may not indicate any actual work on their part. At a minimum your realtor should be talking to the other realtor and pro...
by tyrion
Fri Nov 16, 2018 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: Incompetent home inspector - what to do?
Replies: 52
Views: 5305

Re: Incompetent home inspector - what to do?

I would second the idea of getting a pre-inspection done. You could provide this to any potential buyers. Of course you would want to remedy any significant issues first. Some of this could also be first time buyer jitters. The list of things a home inspector can flag can be a little overwhelming. W...
by tyrion
Fri Nov 16, 2018 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: Employment for a disabled son
Replies: 29
Views: 2403

Re: Employment for a disabled son

With disability benefits and your asset level, I would worry less about finding him a paying job and more about finding something he enjoys doing that can provide meaning to his life. If he likes planting seedlings, great.
by tyrion
Fri Nov 16, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Home sale etiquette: wall repair
Replies: 53
Views: 3724

Re: Home sale etiquette: wall repair

A story: In our immediately previous home, we fought quite a bit back and forth over some repairs that I felt didn't need to be completed but the buyers were quite insistent on having done. They insisted in a new left master bedroom door in a specific style that was no longer available and resisted...
by tyrion
Tue Nov 13, 2018 3:34 pm
Forum: Personal Consumer Issues
Topic: Any space heaters that automatically maintain a temperature in a room!
Replies: 37
Views: 3396

Re: Any space heaters that automatically maintain a temperature in a room!

Get an electric blanket. One month I used an electric space heater to heat my home office during the day, thinking, "Why heat the whole house when I just sit in here all day and work?" Electric bill was $200 more than normal that month. In San Diego. That's impossible, unless you left it on high fo...
by tyrion
Wed Nov 07, 2018 11:38 am
Forum: Personal Finance (Not Investing)
Topic: New job concerns
Replies: 52
Views: 5587

Re: New job concerns

You mentioned your manager alluded to you starting to work later. During the meeting, I would let her bring it up first. To prepare, make a list of things you can do on the train or at home. Then be willing to negotiate in good faith. Maybe there are 1-3 days you could stay and take a later train. M...
by tyrion
Tue Nov 06, 2018 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a used car
Replies: 31
Views: 1936

Re: Buying a used car

Thanks. I am interested in the below. 1. Pre-Owned Four Door SUV 2. Most reliable, lowest anticipated maintenance costs for 5 years 3. Based on #2, would love to hear recommendations on brands and mileage, year which would best accomplish #2. Concerning my Pathfinder comment, my last two cars have ...
by tyrion
Tue Nov 06, 2018 11:10 am
Forum: Personal Finance (Not Investing)
Topic: Are we in trouble?
Replies: 122
Views: 18541

Re: Are we in trouble?

I think OP has not painted a very complete picture because midway through the thread a 3rd property (paid off) that they plan to retire to appeared.. Yes, the sudden appearance of a third, paid-off house in an unnamed location changes everything. OP, what other big curve balls do you have for us? M...
by tyrion
Thu Nov 01, 2018 10:33 am
Forum: Personal Consumer Issues
Topic: Think I have found my new commuter car - 2019 Honda Insight
Replies: 44
Views: 4990

Re: Think I have found my new commuter car - 2019 Honda Insight

As a current Prius owner (2007 - getting a bit long in the tooth but still runs fine) I'm also intrigued by the Insight. It seems to improve on just about everything on the Prius (performance, comfort, rear seat room, tech, styling) without sacrificing fuel economy. The Civic SI looks a lot more fun...
by tyrion
Wed Oct 31, 2018 4:17 pm
Forum: Personal Consumer Issues
Topic: Luxury Sedans for around $25k used with lower miles? AWD?
Replies: 38
Views: 2795

Re: Luxury Sedans for around $25k used with lower miles? AWD?

I’ve lived in the CO front range for almost 20 years. Wouldn’t think of driving anything but AWD. Also wouldn’t think of driving a sedan for the reason that if you need to get to items in the trunk for your safety for example, you may not want to exit the vehicle to do so. Colorado weather changes ...
by tyrion
Tue Oct 30, 2018 11:44 am
Forum: Personal Finance (Not Investing)
Topic: Should I co-sign for relative?
Replies: 103
Views: 5147

Re: Should I co-sign for relative?

Has he offered to give you half of the monthly savings?

You are taking on all the risk here, there might as well be some reward involved too. Although honestly, I wouldn't do it even if he gave me the full monthly savings.
by tyrion
Fri Oct 26, 2018 10:14 am
Forum: Personal Finance (Not Investing)
Topic: First time home buyer - gut check
Replies: 56
Views: 7602

Re: First time home buyer - gut check

I felt a lot of anxiety on my first home purchase. It's normal. You can 'what if' yourself into many sleepless nights, but you both have strong jobs and are presumably employable should something happen to your specific jobs. Make sure you both have term life insurance. It should be really cheap at ...
by tyrion
Mon Oct 22, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: Buy, Sell, or Hold - Car Dilemma
Replies: 7
Views: 586

Re: Buy, Sell, or Hold - Car Dilemma

Sell the Buick. It sucks that you just put some money into fixing it up, but that's life. The Odyssey will be a good car as the kids get older. Better for bringing a buddy or two. Better for carpooling. Easier to load/unload at school. You will have 2 cars that can support taking your family anywher...
by tyrion
Wed Oct 17, 2018 2:35 pm
Forum: Personal Consumer Issues
Topic: Would you ever buy a lottery ticket?
Replies: 32
Views: 1433

Re: Would you ever buy a lottery ticket?

I buy them from time to time. Although to be honest I think you'd be a lot better off winning one of the smaller jackpots where your name isn't broadcast throughout the country (my state doesn't allow anonymous lottery claims). I could live just as well on $50 million as I could on $500 million.
by tyrion
Wed Oct 17, 2018 10:25 am
Forum: Personal Consumer Issues
Topic: Maserati Experiences
Replies: 47
Views: 5612

Re: Maserati Experiences

This should help: (it’s a great read) https://www.craigslist.org/about/best/esh/6324690044.html?lang=en&cc=us Though it does eventually get a happy ending. This was a great read, thanks! My experience with Maseratis is limited to an occasional spotting in the wild. They seem more prevalent in Carme...
by tyrion
Wed Oct 17, 2018 10:13 am
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 11298

Re: Should we move to San Diego from east coast?

The car-oriented Southern California lifestyle is not to everyone’s taste. An interest in that lifestyle should be established before worrying about cost of living. The places I've been seem very car oriented too. I asked this upthread but didn't get any responses: What places in SD are as bike-abl...
by tyrion
Mon Oct 15, 2018 1:24 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 11298

Re: Should we move to San Diego from east coast?

ok, so looks like majority of you say to move, now I need a couple of more pieces of information. We are in banking industry and in the learning and development space, I am thinking there will be jobs in this field in SD as well,in the tech, biotech sector. We really don't want the summer heat of 9...
by tyrion
Mon Oct 15, 2018 12:20 pm
Forum: Personal Consumer Issues
Topic: Boglehead's Car Talk
Replies: 35
Views: 3539

Re: Boglehead's Car Talk

You can always buy fun/interesting cars within a given budget. I drive a Prius, which is pretty much all the way on the practical side of the practical-fun continuum. My next car will likely be on the other side, but still reasonable. Mazda3 or Civic SI or VW GTI. The other thing you can do with a f...
by tyrion
Tue Oct 09, 2018 1:40 pm
Forum: Personal Consumer Issues
Topic: Talk me out of buying a Tesla Model 3
Replies: 388
Views: 28983

Re: Talk me out of buying a Tesla Model 3

I would personally prioritize something like this: 8k Mountain bike of my dreams. Yeti SB5.5C or Evil Following/Wreckoning. 25-30k Fun sedan/hatchback. Stick GTI or Civic SI or ? Something with a good suspension and a manual transmission. Fun to drive on winding roads. Keep the 4 Runner I tend to b...