Search found 13 matches

by neo
Wed Sep 02, 2020 6:38 am
Forum: Personal Consumer Issues
Topic: Walmart+ service ($98/year = free delivery w/ $35+ order). Thoughts?
Replies: 122
Views: 8693

Re: Walmart+ service ($98/year = free delivery w/ $35+ order). Thoughts?

I used walmart pickup which is good with tracking. They track your phone gps once you start from home once you checkin in walmart app and need to hit parking spot number and color of your color once you reach walmart. I hope they will include the same tracking service with walmart+ deliveries. The o...
by neo
Mon Aug 31, 2020 9:02 am
Forum: Investing - Theory, News & General
Topic: Vanguard seems to have web online sign on problem
Replies: 145
Views: 6742

Re: Vanguard seems to have web online sign on problem

Yes seeing same. Sometimes internal server error.
by neo
Mon Jul 20, 2020 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 7992
Views: 557382

Refinance Mega Thread

Im trying to refinance my mortgage. Any implications if I apply for multiple mortgage brokers and have the credit check done?
by neo
Sat Dec 28, 2019 9:01 am
Forum: Personal Consumer Issues
Topic: How to get cash from 100lbs of coin change?
Replies: 33
Views: 2980

Re: How to get cash from 100lbs of coin change?

If you have bank of america account, they have vault option. You just need to fill a form and place all the loose change into a big plastic bags, the bank will give you receipt for the same. The actual counting is done at offsite bank location and they credit the amount to your bank account within a...
by neo
Mon Nov 18, 2019 9:21 pm
Forum: Personal Finance (Not Investing)
Topic: Rental property sell or rent?
Replies: 21
Views: 2029

Re: Rental property sell or rent?

The sale will effect your taxable income (this is a good problem to have). Check with a tax accountant. I unexpectedly got a big bonus/big increase in pay - the same tax year I sold an investment property (sold in Januay - big pay bump in June) and it was annoying income tax wise - in a good way. I...
by neo
Mon Nov 18, 2019 9:19 pm
Forum: Personal Finance (Not Investing)
Topic: Rental property sell or rent?
Replies: 21
Views: 2029

Re: Rental property sell or rent?

The ROI is actually decent. https://docs.google.com/spreadsheets/d/1HerrY-7nb6LDB2fdud0066mE3Y5eRgt02TgWfUayeGo/edit?usp=sharing But...if you aren't excited about being a landlord, you should sell and use the money for other investing. If you are between tenants, it's a good time to sell. You'll ha...
by neo
Mon Nov 18, 2019 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: Rental property sell or rent?
Replies: 21
Views: 2029

Rental property sell or rent?

Need your input here: I bought a single family home (built 2005) back in 2012 for $183k after closing cost etc. Down payment : $58k stayed from 2012- 2015 as primary residence upgrades: $12k Started renting it from: 2015 Nov Approx rent per month: $1750 property taxes per year: $6.5k ( includes hoa,...
by neo
Sun Jul 24, 2016 9:05 am
Forum: Personal Investments
Topic: Bonds at an historic high; time to get out?
Replies: 37
Views: 4830

Re: Bonds at an historic high; time to get out?

As per vanguard :For bondholders, rising interest rates can have an upside

https://personal.vanguard.com/us/insigh ... nds-042016
by neo
Thu Feb 19, 2015 11:51 am
Forum: Personal Consumer Issues
Topic: Need Desk chair for my office work
Replies: 28
Views: 3276

Need Desk chair for my office work

I need to buy desk chair for my office work.

Any recommendations for ergonomic desk chairs you guys use.

I need to sit and work 8 to 10 hrs 5 days a week.

Please let me know any recommendations here.
by neo
Thu Dec 18, 2014 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Home Mortgage payoff
Replies: 42
Views: 7567

Re: Home Mortgage payoff

Thanks everyone for your feedback. I have other deductions (childcare, charity, real estate taxes etc), so I'm doing itemized tax filing every year. Im from FL so no state taxes. We are also maxing out 401k and also opened 529 accounts for my kids. Also have sufficient emergency fund that will last ...
by neo
Thu Dec 18, 2014 1:51 pm
Forum: Personal Finance (Not Investing)
Topic: Home Mortgage payoff
Replies: 42
Views: 7567

Home Mortgage payoff

I have been following the boglehead forums for a while. I appreciate everyone feedback and commitment helping others in this forum. I have a situation here with my home mortgage . I still owe around 105k ($3.37% 12 years left). Just wondering about paying this off early (In next 1 to 3 years) and I'...
by neo
Thu Dec 18, 2014 9:12 am
Forum: Investing - Theory, News & General
Topic: First I Bond Purchase
Replies: 13
Views: 2420

Re: First I Bond Purchase

I just came across this issue a week ago. If you enter wrong bank info, it will probably take more time. I had an issue with my routing number , it appears to be changed with my bank and treasury rejected it. And now i need to mail them a form to update my bank account after getting notarized with p...
by neo
Mon Dec 15, 2014 9:29 pm
Forum: Investing - Theory, News & General
Topic: "Vanguard converting mutual fund accounts to brokerage?
Replies: 420
Views: 94718

Re: "Vanguard converting mutual fund accounts to brokerage?

I work in banking sector but not related to selling any financial products.

when i try to open the vanguard acct online its asking me approval from my employer. Did anyone had same experience opening a vanguard brokerage account who works in banking?. what approval do they usual need from employer?