Search found 12 matches

by wingz
Thu May 18, 2017 7:37 pm
Forum: Personal Consumer Issues
Topic: Chandler, AZ
Replies: 35
Views: 3417

Re: Chandler, AZ

Thank you for all of your replies. Here's a bit more background as to why we are zeroing in on the Chandler area. We have a son and daughter-in-law who live in Ahwatukee, and a son-in-law (with daughter and grandson) who has just accepted a position with a company in Mesa. We'd like to live near bo...
by wingz
Thu May 18, 2017 9:37 am
Forum: Personal Consumer Issues
Topic: Chandler, AZ
Replies: 35
Views: 3417

Re: Chandler, AZ

I am in the city since about 10 years; dont know high end RE pros however feel free to ask if any other questions.
The one we used was good and we continue to recommend him.
by wingz
Mon Feb 01, 2016 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: 401k - Highly Compensated Employee?
Replies: 27
Views: 5806

Re: 401k - Highly Compensated Employee?

My base pay is less than you and i dont have access to 401k because i am considered HCE; i get dc plan though where i can put 100% base pay and allows in service withdrawls.
by wingz
Tue Nov 03, 2015 8:19 pm
Forum: Personal Consumer Issues
Topic: Whisky Recommendations
Replies: 109
Views: 13364

Re: Whisky Recommendations

In my budget there isnt anything better than Macallan 12.

Although i was a fan of Glenlivit prior.

Once you do Single Malt, you dont like anything else.
by wingz
Fri Aug 28, 2015 12:40 am
Forum: Personal Finance (Not Investing)
Topic: Refinance suggestion needed from the Maths wizards :)
Replies: 17
Views: 2281

Re: Refinance suggestion needed from the Maths wizards :)

Yes thats house hold income, and that is the plan another 2 years. We are saving some money to knock this out.
by wingz
Thu Aug 27, 2015 7:40 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance suggestion needed from the Maths wizards :)
Replies: 17
Views: 2281

Re: Refinance suggestion needed from the Maths wizards :)

Whoa! so glad i posted it here, thank you everyone for helping here. Though i dont understand the maths behind refinance, i am going to trust all of you. @nightfall - about 27 years left, P+I is $820, taxes etc is $215; total monthly $1,035 @bigred - thank you, i will try to see if i can get a bette...
by wingz
Thu Aug 27, 2015 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance suggestion needed from the Maths wizards :)
Replies: 17
Views: 2281

Refinance suggestion needed from the Maths wizards :)

Its been a few days and we are unable to decide on should we refinance to a 15 year mortgage or not, any thoughts from community will be helpful. The intent is to payoff the mortgage as soon as possible so we have been throwing extra money to it every month. Will the 15 year at 3.5% make sense or sh...
by wingz
Fri Apr 17, 2015 1:23 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 4184
Views: 1118465

Re: U.S. stocks in freefall

the moment I see this thread bumped, i am forced to check how big is the drop :P
by wingz
Fri Jan 16, 2015 11:56 am
Forum: Personal Finance (Not Investing)
Topic: Self-Taxing - my personal savings encourager
Replies: 15
Views: 1786

Re: Self-Taxing - my personal savings encourager

:sharebeer :sharebeer
like you said whatever works.
by wingz
Fri Nov 28, 2014 1:54 pm
Forum: Investing - Help with Personal Investments
Topic: thoughts on NQDC [Non-Qualified Deferred Compensation]
Replies: 7
Views: 1436

Re: thoughts on NQDC [Non-Qualified Deferred Compensation]

Thank You for your input, couple of things in my case a) the company portion is fixed i.e. irrespective of my contribution b) the company contribution is locked till retirement or separation c) since i dont have 401k, i am out of options c) my plan was to do a 50-50 AA c) lock in for 2 years . Since...
by wingz
Fri Nov 28, 2014 11:31 am
Forum: Investing - Help with Personal Investments
Topic: thoughts on NQDC [Non-Qualified Deferred Compensation]
Replies: 7
Views: 1436

Re: thoughts on NQDC

Thank you, I have updates the answers below. Welcome to the forum. I think a little more info is required: 1. Do you have a 401k available? - Not available 2. What are the investment options available in the NQDC? - Principal is the administrator so all funds through them 3. What are the distributio...
by wingz
Wed Nov 26, 2014 9:42 pm
Forum: Investing - Help with Personal Investments
Topic: thoughts on NQDC [Non-Qualified Deferred Compensation]
Replies: 7
Views: 1436

thoughts on NQDC [Non-Qualified Deferred Compensation]

Would like to get some thoughts from the group on nqdc plan i am hoping to sign up for - These numbers are for 2014, hoping almost similar in 2015 - Income - about 180k Tradional IRA x 2 contribution - 11k HSA - 6550 529 - 4k Betterment + Vanguard - 20k I am plannig to sign up 50k for nqdc that give...