Search found 813 matches

by packet
Tue Sep 10, 2019 9:43 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 939
Views: 120100

Re: Post your Financial Milestone Announcements Here

Pigeye Brewster wrote:
Tue Sep 10, 2019 8:54 am
After paying off our mortgage in July, we received a copy of the recorded release of mortgage yesterday. :beer
Congrats and color me envious ... :)

:beer Cheers,
packet
by packet
Tue Sep 10, 2019 8:21 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 939
Views: 120100

Re: Post your Financial Milestone Announcements Here

With last month's automatic contributions, DW and I just reached 7 figures! It will only last until the next market dip but we will enjoy it for now. Thanks Bogleheads for all of your help and support over the past three years! What an amazing group of kind and helpful people! Weeee! Congrats! :bee...
by packet
Thu Aug 29, 2019 12:02 pm
Forum: Investing - Theory, News & General
Topic: Is now still a good time to buy VTSAX?
Replies: 45
Views: 3438

Re: Is now still a good time to buy VTSAX?

YES!

:beer Cheers,
packet
by packet
Thu Aug 15, 2019 6:11 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12035
Views: 2047717

Re: U.S. stocks in free fall

Lee_WSP wrote:
Wed Aug 14, 2019 3:29 pm
Calico, the world's worst market timer...
Fixed that for you... :)

:beer Cheers,
packet
by packet
Tue Aug 13, 2019 1:37 pm
Forum: Investing - Theory, News & General
Topic: Domestic returns next 10 years
Replies: 45
Views: 2996

Re: Domestic returns next 10 years

These discussions crack me up. No one knows. Anyone who thinks they knows is full of themselves :) I agree, and it appears that my heavy sarcasm with decimal point predictions was taken seriously by others. Unbelievable. I believe asif408 was referring to the "4.5%" in the OP ... not your much more...
by packet
Wed Jul 10, 2019 11:27 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 1506
Views: 148912

Re: S&P 500 hit 3,000 today

greg24 wrote:
Wed Jul 10, 2019 9:31 am
In hexidecimal, it hit BB8.

Image
How long have you been waiting to say that?
:)

To OP, no thoughts, no reactions, carrying on with my day.

:beer Cheers,
packet
by packet
Thu Jun 13, 2019 11:26 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 939
Views: 120100

Re: Post your Financial Milestone Announcements Here

In cash + investments, hit the 2M mark. (We could have counted the house / cars to get to the 2M mark earlier, but my mental accounting thought that was cheating.) We've still got a couple of kids to get launched, but otherwise things are looking good and I really appreciate all the great posts on ...
by packet
Thu Jun 06, 2019 11:31 am
Forum: Investing - Theory, News & General
Topic: Convince me not to try to time the market
Replies: 27
Views: 2273

Re: Convince me not to try to time the market

Oh yeah, and...

Welcome to Bogleheads!

:beer Cheers,
packet
by packet
Fri May 10, 2019 6:06 am
Forum: Investing - Theory, News & General
Topic: What is your U.S./ex-U.S. stock allocation?
Replies: 210
Views: 11840

Re: What is your U.S./ex-U.S. stock allocation?

25% of equities are x-us.

:beer Cheers,
packet
by packet
Fri May 03, 2019 11:41 am
Forum: Personal Consumer Issues
Topic: Rarely used items that are worth having?
Replies: 112
Views: 12187

Re: Rarely used items that are worth having?

elliptical machine?
:twisted:

:beer Cheers,
packet
by packet
Thu Apr 25, 2019 8:18 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 939
Views: 120100

Re: Post your Financial Milestone Announcements Here

happyisland wrote:
Wed Apr 24, 2019 4:10 pm
Nobody else to tell about this, so I'll post it here: today was the first day we had to use a second comma for our net worth! Woo hoo!
Congrats and keep it up!

:beer Cheers,
packet
by packet
Tue Apr 23, 2019 8:14 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 939
Views: 120100

Re: Post your Financial Milestone Announcements Here

angelescrest wrote:
Tue Apr 23, 2019 6:25 am
... But my goodness, I just added up some numbers ...
Congrats!

Keep on focusing on saving!

:beer Cheers,
packet
by packet
Fri Mar 22, 2019 8:47 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 939
Views: 120100

Re: Post your Financial Milestone Announcements Here

barnaclebob wrote:
Fri Mar 22, 2019 8:43 am
First time posting a milestone. With yesterdays paycheck and the rise in the market, the wife and I crossed a net worth of 2 mil yesterday...
Sahweeet!

Congrats.

:beer Cheers,
packet
by packet
Fri Mar 22, 2019 8:44 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 939
Views: 120100

Re: Post your Financial Milestone Announcements Here

PhillyPhan wrote:
Thu Mar 21, 2019 9:48 pm
With the rise in the market today, I crossed the 500k net worth milestone. :sharebeer
Well done and congrats!

Keep up the good work ... :beer

Cheers,
packet
by packet
Wed Mar 06, 2019 1:20 pm
Forum: Investing - Theory, News & General
Topic: PGERS v. Wal-Mart Class Action
Replies: 6
Views: 512

Re: PGERS v. Wal-Mart Class Action

Well golly... maybe I'm wrong. I just peeked back at transactions within the window and see a couple dividend distributions from WalMart. I did own a very small number of individual stocks before becoming a true Boglehead (didn't even remember what they were or precisely when I had them). This expla...
by packet
Wed Mar 06, 2019 1:12 pm
Forum: Investing - Theory, News & General
Topic: PGERS v. Wal-Mart Class Action
Replies: 6
Views: 512

Re: PGERS v. Wal-Mart Class Action

I received the mailer, so my first assumption was that I was a class member. Reading the paper work, "The Class includes all Persons who purchased or otherwise acquired the publicly traded common stock of Walmart between December 8, 2011 and April 20, 2012, and who were allegedly damaged by Defendan...
by packet
Wed Mar 06, 2019 12:08 pm
Forum: Investing - Theory, News & General
Topic: PGERS v. Wal-Mart Class Action
Replies: 6
Views: 512

PGERS v. Wal-Mart Class Action

I am, and I'm willing to bet everyone here is, a class member of this suit against WalMart . Is anyone going to go through the trouble of listing every transaction in the 5 month window, with precise numbers of shares purchased, for their mutual funds and/or ETFs? I hold a few mutual funds that, in ...
by packet
Thu Feb 21, 2019 9:31 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 939
Views: 120100

Re: Post your Financial Milestone Announcements Here

Congratulations to all the previous milestone posters. Finally, we get to post in here too! We've been flirting with the 2 comma club for a while now, the recent dip not withstanding. This morning, for no particular reason, I realized that we were already there. The number I fixate on in our trackin...
by packet
Wed Jan 16, 2019 7:57 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 53903

Re: John Bogle is dead at 89

Rest in peace Mr. B, you will be missed.

packet
by packet
Wed Sep 26, 2018 11:29 am
Forum: Personal Consumer Issues
Topic: When do you need a hearing aid
Replies: 50
Views: 3610

Re: When do you need a hearing aid

What?
by packet
Wed Sep 26, 2018 11:26 am
Forum: Investing - Theory, News & General
Topic: What is your overall portfolio weighted expense ratio
Replies: 259
Views: 27938

Re: What is your overall portfolio weighted expense ratio

0.1014 My ER is slowly drifting up towards 0.16 due to the S&P 500 fund in my 403b. It would be 0.0847 today and drifting downward, if not for my 403... :/ 0.1036% As promised, drifting up ... W00T! Our 403b fund is switching out of the S&P 500 fund for VINIX (Vanguard Institutional Index Fund Inst...
by packet
Thu Jun 21, 2018 11:38 am
Forum: Investing - Theory, News & General
Topic: Does an IPS really need to be 5 pages long to be valuable?
Replies: 64
Views: 4083

Re: Does an IPS really need to be 5 pages long to be valuable?

Cody wrote:
Thu Jun 21, 2018 8:39 am
We are actually looking for sample IPS's for my adult daughter to use as a template. Where to look for shorter, but valuable ones?

Thanks much,
Cody
Perhaps she can use yours as a template?
:)

:beer Cheers,
packet
by packet
Fri Jun 01, 2018 2:15 pm
Forum: Personal Consumer Issues
Topic: Top Shelf Liquor Overrated?
Replies: 191
Views: 20759

Re: Top Shelf Liquor Overrated?

IMHO... vodkas in mixed drinks won't make a big difference in taste (tho it is there, just not big). However, my personal measuring stick happens the next morning. For me, Grey Goose is smooth on the psyche the next morn... :)

:beer Cheers,
packet
by packet
Sat Apr 28, 2018 8:00 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 939
Views: 120100

Re: Paid Off Mortgage Today

:sharebeer
Congrats!

Small world, we made an extra principal payment today... someday we'll join you.

:beer Cheers,
packet
by packet
Sat Apr 28, 2018 6:12 pm
Forum: Personal Consumer Issues
Topic: Anyone else use AmazonSmile?
Replies: 31
Views: 3212

Re: Anyone else use AmazonSmile?

Yes, to local SPCA.

Plus, I use the Amazon store card to get 5% back for myself... :)

:beer Cheers,
packet
by packet
Sun Mar 11, 2018 4:56 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 909
Views: 167296

Re: Boglehead Beer

Dogfish Head, World Wide Stout.

:beer Cheers,
packet
by packet
Fri Feb 09, 2018 4:09 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12035
Views: 2047717

Re: U.S. stocks in freefall

Only thing I know is that I'm having an increasingly difficult time keeping up with this thread!

Action: Stay the course.

:beer Cheers,
packet
by packet
Mon Feb 05, 2018 7:43 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12035
Views: 2047717

Re: U.S. stocks in freefall

Annoyed with myself... I was at 27.1% fixed income with bands of 27.0%-33.0%. :mrgreen: Wow! At first I'm like, holy cow, this is terrible (Boglehead perspective)... then I'm like, wait, their 0.1 may be waaaayy bigger than my 0.1, then I'm like, WOW! Then I'm like, MnD... drat, got me... :) Seriou...
by packet
Wed Jan 17, 2018 9:36 pm
Forum: Investing - Theory, News & General
Topic: likely date for a bitcoin crash: does this make sense to you?
Replies: 115
Views: 12622

Re: likely date for a bitcoin crash: does this make sense to you?

nisiprius wrote:
Sat Dec 23, 2017 11:43 am
... I would have an incremental change of mind about the status of Bitcoin...
I admire your objectivity and willingness to listen. Sincerely.

beersCheers,
packet
by packet
Fri Dec 29, 2017 10:42 am
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 12 month CD now 2.00%
Replies: 64
Views: 15604

Re: Ally Bank 12 month CD now 2.00%

My Ally savings account snuck up to 2.00% recently... why bother with a CD? :beerCheers, packet Wow. My savings account at Ally is only 1.25% Is yours a special type of account? 1210 Oops! Color me an idiot... I just checked and it's still at 1.25% ... hmmm... maybe I was drunk or something... sorr...
by packet
Wed Dec 27, 2017 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 12 month CD now 2.00%
Replies: 64
Views: 15604

Re: Ally Bank 12 month CD now 2.00%

My Ally savings account snuck up to 2.00% recently... why bother with a CD? :beerCheers, packet Wow. My savings account at Ally is only 1.25% Is yours a special type of account? 1210 Oops! Color me an idiot... I just checked and it's still at 1.25% ... hmmm... maybe I was drunk or something... sorr...
by packet
Wed Dec 27, 2017 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 12 month CD now 2.00%
Replies: 64
Views: 15604

Re: Ally Bank 12 month CD now 2.00%

My Ally savings account snuck up to 2.00% recently... why bother with a CD?

:beerCheers,
packet
by packet
Thu Dec 21, 2017 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: How much did you contribute to your 401k in 2017?
Replies: 155
Views: 13926

Re: How much did you contribute to your 401k in 2017?

is this a pole?
will there be a results rollup?

:beerCheers,
packet
by packet
Wed Dec 20, 2017 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: How much did you contribute to your 401k in 2017?
Replies: 155
Views: 13926

Re: How much did you contribute to your 401k in 2017?

Thanks for the reminder! I turn 50 next year and just upped my contribution to take advantage of the $6,000 catch-up allowance (not to mention catching the $500 increase for 2018). I need to contribute each pay period to receive the company match, so I spread contributions equally throughout the yea...
by packet
Mon Dec 11, 2017 12:49 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR THE 2017 BOGLEHEAD CONTEST
Replies: 711
Views: 43856

Re: REGISTRATION FOR THE 2017 BOGLEHEAD CONTEST

We're in the home stretch... and it looks like I was too conservative in my guess... yay!
:)

:beerCheers,
packet
by packet
Mon Dec 04, 2017 2:56 pm
Forum: Investing - Theory, News & General
Topic: One answer to the Dividend stocks puzzle from behavioral finance
Replies: 184
Views: 16580

Re: One answer to the Dividend stocks puzzle from behavioral finance

Another factor which the author did not address is that how a person is first introduced to investing also carries a lot of weight regarding their ability to change. That is quite an interesting observation. Do you know of any articles about it? I learned this from VictoriaF... The most important c...
by packet
Thu Nov 30, 2017 2:33 pm
Forum: Personal Investments
Topic: Got cash ... What to buy?
Replies: 10
Views: 1503

Re: Got cash ... What to buy?

Buy an iPhone X.

Then, dump in all at once... according to your asset allocation.

Easy, done, don't look back.

Cheers,
packet
by packet
Thu Nov 30, 2017 2:29 pm
Forum: Personal Investments
Topic: Real-life, real-time wash sale & TLH documented
Replies: 149
Views: 35436

Re: Real-life, real-time wash sale & TLH documented

...Once I read the discussion, I checked my taxable portfolio, found a good candidate, and did the wash sale... You're using the term "wash sale" incorrectly. Wash sales are bad, not terrible, but should be avoided if easily done so. I think you might have meant to say "tax loss harvest" candidate....
by packet
Thu Oct 26, 2017 4:17 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12035
Views: 2047717

Re: U.S. stocks in freefall

flyingaway wrote:
Wed Oct 25, 2017 11:14 am
...I just want to know: buy or sell.
Punt.

Trying to stay close to topic... another day NOT in free fall has passed... :)

:beerCheers,
packet
by packet
Sat Oct 14, 2017 9:07 am
Forum: Personal Investments
Topic: All in with Balanced Index fund
Replies: 52
Views: 10654

Re: All in with Balanced Index fund

Don't look back...
... never look back.

:beerCheers,
packet
by packet
Wed Oct 11, 2017 11:55 pm
Forum: Investing - Theory, News & General
Topic: Offensive Valuations
Replies: 45
Views: 5413

Re: Offensive Valuations

dcarste wrote:
Wed Oct 11, 2017 8:07 pm
I guess all I saying is please if you are within 10/15 years of retirement please at least only have 100-your age in stocks...I'm also not a greedy idiot.
Am I an idiot?

80/20 ... 50 years old ... < 10 years from retirement.

:beerCheers,
packet
by packet
Mon Sep 25, 2017 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 2 Factor verification
Replies: 14
Views: 9512

Re: Capital One 2 Factor verification

sketchy9 wrote:
Mon Sep 25, 2017 9:56 am
...All of that assumes that Last Pass is itself secure. Sadly, its track record suggests it's not:...
That's probably the best thing about LassPass... hack them all you want and you still won't get anything in return.

:beerCheers,
packet
by packet
Sun Sep 10, 2017 3:48 pm
Forum: Personal Investments
Topic: How many funds in your retirement accounts?
Replies: 56
Views: 5745

Re: How many funds in your retirement accounts?

12 funds in 6 accounts... removing duplicates yields 9 funds.

All that and I still say I have a "Core 4" portfolio plus a very small tilt... :)

The only reason for more than 5 actual funds is due to the required number of accounts plus specific fund availability within each.

:beerCheers,
packet
by packet
Mon Sep 04, 2017 8:20 am
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2427
Views: 439173

Re: What are you up YTD? [Year To Date]

Is this a reasonable estimate? I take the funds I use and the percentage that I use them in and add them all up (YTD(a) is a function that returns the YTD return for fund "a")... .4*YTD(a) + .1*YTD(b) + .1*YTD(c) + .2*YTD(d) + .2*YTD(e) = ytd % return ... :beerCheers, packet I think this is a good ...
by packet
Sun Sep 03, 2017 12:23 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2427
Views: 439173

Re: What are you up YTD? [Year To Date]

Oops, forgot to include my "result" in my last post ...

10.093% YTD

:beerCheers,
packet
by packet
Sun Sep 03, 2017 12:11 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2427
Views: 439173

Re: What are you up YTD? [Year To Date]

Is this a reasonable estimate? I take the funds I use and the percentage that I use them in and add them all up (YTD(a) is a function that returns the YTD return for fund "a")... .4*YTD(a) + .1*YTD(b) + .1*YTD(c) + .2*YTD(d) + .2*YTD(e) = ytd % return Of course, it's a rough estimate as it skips a l...
by packet
Sun Aug 20, 2017 4:39 pm
Forum: Investing - Theory, News & General
Topic: I own no international stocks. Can you guess why?
Replies: 167
Views: 21895

Re: I own no international stocks. Can you guess why?

The answer is in your signature...

"Simplicity is the master key to financial success." -- Jack Bogle

:beerCheers,
packet
by packet
Wed Jun 28, 2017 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: How many "accounts" do you maintain at your investment firm?
Replies: 31
Views: 2795

Re: How many "accounts" do you maintain at your investment firm?

I wish I had more!* his tIRA his rIRA his 403b her rIRA their HSA their taxable investments their checking/savings/whathaveyou ... why am I speaking in the third person... ? Try to keep it simple... but define simple for yourself and don't let the simplicity tail wag the portfolio dog... :) * I wish...