Search found 87 matches

by INTRESIS
Sun Jan 20, 2019 5:24 pm
Forum: Forum Issues and Administration
Topic: Why can't I post polls anymore?
Replies: 3
Views: 1203

Re: Why can't I post polls anymore?

jebmke wrote: Sun Jan 20, 2019 5:03 pm yes, a few years ago
:(
by INTRESIS
Sun Jan 20, 2019 5:02 pm
Forum: Forum Issues and Administration
Topic: Why can't I post polls anymore?
Replies: 3
Views: 1203

Why can't I post polls anymore?

Did the rules change?
by INTRESIS
Sun Jan 20, 2019 4:58 pm
Forum: Personal Investments
Topic: Looking to roll over my old 401k. Which IRA should I choose?
Replies: 14
Views: 922

Re: Looking to roll over my old 401k. Which IRA should I choose?

What about Ally, Merrill Edge, TD Ameritrade, Wealthfront, Betterment, and SoFi?
by INTRESIS
Sun Jan 20, 2019 4:55 pm
Forum: Personal Investments
Topic: Looking to roll over my old 401k. Which IRA should I choose?
Replies: 14
Views: 922

Re: Looking to roll over my old 401k. Which IRA should I choose?

My new 401k is in Fidelity, so I would like to try something different for my IRA.
by INTRESIS
Sun Jan 20, 2019 12:31 pm
Forum: Personal Investments
Topic: Looking to roll over my old 401k. Which IRA should I choose?
Replies: 14
Views: 922

Re: Looking to roll over my old 401k. Which IRA should I choose?

Between Vanguard, Fidelity, and Charles Schwab, which one is the best? Also, I am favoring the idea of a tIRA over a Roth IRA because I think I will probably be making more money now than in retirement.
by INTRESIS
Sat Jan 19, 2019 11:07 pm
Forum: Personal Investments
Topic: Looking to roll over my old 401k. Which IRA should I choose?
Replies: 14
Views: 922

Re: Looking to roll over my old 401k. Which IRA should I choose?

I recently switched jobs and have like $45k in my old 401k. I'm looking to open an IRA soon so that I can put in a maximum contribution for the 2018 tax year before tax day. I also plan on rolling over all of the moving in my old 401k into this IRA. I'm 31 years old. I've been watching my old 401k ...
by INTRESIS
Sat Jan 19, 2019 9:34 pm
Forum: Personal Investments
Topic: Looking to roll over my old 401k. Which IRA should I choose?
Replies: 14
Views: 922

Looking to roll over my old 401k. Which IRA should I choose?

I recently switched jobs and have like $45k in my old 401k. I'm looking to open an IRA soon so that I can put in a maximum contribution for the 2018 tax year before tax day. I also plan on rolling over all of the moving in my old 401k into this IRA. I'm 31 years old. I've been watching my old 401k l...
by INTRESIS
Sun Nov 12, 2017 9:02 pm
Forum: Personal Investments
Topic: What is the best app to use for trading stocks?
Replies: 7
Views: 1391

Re: What is the best app to use for trading stocks?

I'm thinking either Robinhood or Fidelity.
by INTRESIS
Sun Nov 12, 2017 8:44 pm
Forum: Personal Investments
Topic: What is the best app to use for trading stocks?
Replies: 7
Views: 1391

What is the best app to use for trading stocks?

I want to invest in Amazon and Google stocks.
by INTRESIS
Sat Jun 24, 2017 10:32 am
Forum: Personal Finance (Not Investing)
Topic: Which High-Yield Online Savings Account Should I Open?
Replies: 72
Views: 15676

Re: Which High-Yield Online Savings Account Should I Open?

I was leaning towards Ally, but now, I have no idea.
by INTRESIS
Thu Jun 22, 2017 10:39 am
Forum: Personal Finance (Not Investing)
Topic: What insurance company has the best coverage for auto, renters, and umbrella?
Replies: 35
Views: 5994

Re: What insurance company has the best coverage for auto, renters, and umbrella?

I hope the results are a list of companies that are all perfectly good rather than an attempt to identify the best company. Are there any in this list someone would suggest must be avoided? Is the current employer in the list of recommended companies? The current employer/insurer has not been menti...
by INTRESIS
Thu Jun 22, 2017 10:35 am
Forum: Personal Finance (Not Investing)
Topic: Which High-Yield Online Savings Account Should I Open?
Replies: 72
Views: 15676

Re: Which High-Yield Online Savings Account Should I Open?

Which has the highest yield and also has a checking account?
by INTRESIS
Tue Jun 20, 2017 7:39 pm
Forum: Personal Finance (Not Investing)
Topic: Which High-Yield Online Savings Account Should I Open?
Replies: 72
Views: 15676

Re: Which High-Yield Online Savings Account Should I Open?

Why are the reviews for online bank accounts so negative? I believe because the only people who take the time to write the reviews are the ones with the bad experiences. I have accounts at Gsbank (online savings at 1.2%) and sychrony bank (1.15%) and haven't had problems with either. I guess I shou...
by INTRESIS
Tue Jun 20, 2017 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: Which High-Yield Online Savings Account Should I Open?
Replies: 72
Views: 15676

Re: Which High-Yield Online Savings Account Should I Open?

Why are the reviews for online bank accounts so negative? I believe because the only people who take the time to write the reviews are the ones with the bad experiences. I have accounts at Gsbank (online savings at 1.2%) and sychrony bank (1.15%) and haven't had problems with either. I guess I shou...
by INTRESIS
Tue Jun 20, 2017 6:59 pm
Forum: Personal Finance (Not Investing)
Topic: Which High-Yield Online Savings Account Should I Open?
Replies: 72
Views: 15676

Re: Which High-Yield Online Savings Account Should I Open?

Why are the reviews for online bank accounts so negative?
by INTRESIS
Tue Jun 20, 2017 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: What insurance company has the best coverage for auto, renters, and umbrella?
Replies: 35
Views: 5994

What insurance company has the best coverage for auto, renters, and umbrella?

I have been with my current insurance company for over a decade. They happen to also be my employer. I found out that they illegally terminated my friend who had cancer due to disability discrimination, so I cannot trust this company any further. I'm looking for a new insurance company for auto, ren...
by INTRESIS
Sun Apr 30, 2017 9:04 am
Forum: Personal Finance (Not Investing)
Topic: Which High-Yield Online Savings Account Should I Open?
Replies: 72
Views: 15676

Re: Which High-Yield Online Savings Account Should I Open?

Do you know what you want? Are you going to tell us your selection criteria? Good point. No-one knows what OP wants. Leaning towards Ally. Why? No-one knows what you want so they can't recommend anything to you specifically. I want one with the highest yield, good website/mobile app, easy to use, h...
by INTRESIS
Sat Apr 29, 2017 5:59 pm
Forum: Personal Finance (Not Investing)
Topic: Which High-Yield Online Savings Account Should I Open?
Replies: 72
Views: 15676

Re: Which High-Yield Online Savings Account Should I Open?

Ally seems to be getting the most support. Any objections to Ally?
by INTRESIS
Thu Apr 27, 2017 11:17 pm
Forum: Personal Finance (Not Investing)
Topic: Which High-Yield Online Savings Account Should I Open?
Replies: 72
Views: 15676

Re: Which High-Yield Online Savings Account Should I Open?

madbrain wrote:Does it have to be online ?

My credit union, Star One, offers 1.10% rate on savings/money market accounts and has brick and mortar locations as well.
Yes, online.
by INTRESIS
Thu Apr 27, 2017 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: Which High-Yield Online Savings Account Should I Open?
Replies: 72
Views: 15676

Re: Which High-Yield Online Savings Account Should I Open?

Hodor wrote:Are you just looking for a savings account, and not also a checking account at the same bank? If so, then pick the one with the highest interest rate.
looks like I could have both with Ally Bank.
by INTRESIS
Thu Apr 27, 2017 9:33 pm
Forum: Personal Finance (Not Investing)
Topic: Which High-Yield Online Savings Account Should I Open?
Replies: 72
Views: 15676

Re: Which High-Yield Online Savings Account Should I Open?

I'm looking at options including the following: Ally, Synchrony, Discover, Barclays, Alliant, Goldman Sachs, CIT Bank, American Express, and Capital One. I was going to create a poll with these options, but it looks like I cannot post a poll.
by INTRESIS
Thu Apr 27, 2017 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: Which High-Yield Online Savings Account Should I Open?
Replies: 72
Views: 15676

Which High-Yield Online Savings Account Should I Open?

Which High-Yield Online Savings Account Should I Open?
by INTRESIS
Tue Feb 09, 2016 6:30 pm
Forum: Personal Investments
Topic: If I open a 2015 Roth IRA and put $5500 into it, does this need to be included on 2015 Taxes?
Replies: 7
Views: 1111

Re: If I open a 2015 Roth IRA and put $5500 into it, does this need to be included on 2015 Taxes?

A Roth Ira is an after tax contribution "Believe it or not, you don’t have to report your Roth contributions anywhere on your tax return" :happy https://www.irahelp.com/slottreport/roth-ira-contributions-dont-report-tax-return-do-keep-track Excellent. I already did my tax forms, and I was worried I...
by INTRESIS
Tue Feb 09, 2016 9:42 am
Forum: Personal Investments
Topic: If I open a 2015 Roth IRA and put $5500 into it, does this need to be included on 2015 Taxes?
Replies: 7
Views: 1111

If I open a 2015 Roth IRA and put $5500 into it, does this need to be included on 2015 Taxes?

If I open a 2015 Roth IRA and put $5500 into it, does this need to be included on 2015 Taxes?
by INTRESIS
Wed Nov 04, 2015 12:01 am
Forum: Personal Investments
Topic: Questions about Roth IRA
Replies: 10
Views: 1369

Re: Questions about Roth IRA

I got that quote from http://www.rothira.com/roth-ira-rules

Maybe that info is wrong.
by INTRESIS
Tue Nov 03, 2015 11:04 pm
Forum: Personal Investments
Topic: Questions about Roth IRA
Replies: 10
Views: 1369

Questions about Roth IRA

I'm 28 years old, and I want to open a 2015 Roth IRA. I was thinking I could wait until early next year to open it, but apparently that is not the case. I looked online, and I found that "Assuming your IRA was opened by Dec. 31, 2015, you have until the tax filing deadline–April 15, 2016–to make a 2...
by INTRESIS
Fri Jul 31, 2015 1:36 am
Forum: Personal Investments
Topic: t401k vs. r401k vs. tIRA vs. rIRA
Replies: 7
Views: 814

Re: t401k vs. r401k vs. tIRA vs. rIRA

The 401K options with my employer are with the Vanguard target retirement fund.
My employer also offers a pension.
by INTRESIS
Fri Jul 31, 2015 1:28 am
Forum: Personal Investments
Topic: t401k vs. r401k vs. tIRA vs. rIRA
Replies: 7
Views: 814

t401k vs. r401k vs. tIRA vs. rIRA

My employer offers both a traditional 401k and a Roth 401k. I am currently contributing 5% on the traditional 401k up to the company match. I recently paid off my student loans and I want to contribute more to my retirement. I am in my late 20's, and I know the importance of investing early for reti...
by INTRESIS
Sun May 10, 2015 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: Which Company Do You Have Auto Insurance With?
Replies: 105
Views: 12533

Which Company Do You Have Auto Insurance With?

Which Company Do You Have Auto Insurance With?
by INTRESIS
Wed Apr 22, 2015 10:56 pm
Forum: Personal Finance (Not Investing)
Topic: Which Credit Cards Offer >=$100 Back in First Few Months?
Replies: 5
Views: 925

Which Credit Cards Offer >=$100 Back in First Few Months?

I know that the Chase Freedom card allows you to "Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening." What other cards offer this? Are there any better deals, which offer more than $100? I wants a third credit card open, and I basically plan on using it ...
by INTRESIS
Sat Apr 18, 2015 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Which Credit Card w/ 5% Cash Back Rotating Category is Best?
Replies: 37
Views: 20354

Re: Which Credit Card w/ 5% Cash Back Rotating Category is B

I voted Chase Freedom for the same reason. I take advantage of the extra 10% on all purchases since I have a Chase Checking as well. My answer probably changes on January 1, 2016 since they are more or less the same card, but the Discover It looks nicer, which matters to some people, and there is t...
by INTRESIS
Sat Apr 18, 2015 10:42 am
Forum: Personal Finance (Not Investing)
Topic: Which Credit Card w/ 5% Cash Back Rotating Category is Best?
Replies: 37
Views: 20354

Re: Which Credit Card w/ 5% Cash Back Rotating Category is B

I have chase Freedom and I did a very thorough analysis a few months ago when Chase announced future changes to the Freedom rewards program. The Freedom card gives you +10 bonus points for each purchase you make as well as giving you "+10% points on all purchases" (this basically means that you're ...
by INTRESIS
Sat Apr 18, 2015 8:43 am
Forum: Personal Finance (Not Investing)
Topic: Which Credit Card w/ 5% Cash Back Rotating Category is Best?
Replies: 37
Views: 20354

Which Credit Card w/ 5% Cash Back Rotating Category is Best?

Which Credit Card with a 5% Cash Back Rotating Category is the Best?
by INTRESIS
Wed Apr 15, 2015 8:52 am
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards Do You Have Open?
Replies: 25
Views: 26157

Re: How Many Credit Cards Do You Have Open?

mptfan wrote:This question was already asked recently...

https://bogleheads.org/forum/viewtopic.php?f=2&t=154877
That 6+ option ruins that poll. Also, no 0 option.
by INTRESIS
Wed Apr 15, 2015 8:31 am
Forum: Personal Finance (Not Investing)
Topic: How Many Credit Cards Do You Have Open?
Replies: 25
Views: 26157

How Many Credit Cards Do You Have Open?

How Many Credit Cards Do You Have Open?
by INTRESIS
Sun Apr 12, 2015 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Which Credit Card Should I Open?
Replies: 27
Views: 15187

Re: Which Credit Card Should I Open?

I just applied for the Citi Double Cash Card. I was instantly approved with a high credit limit.
by INTRESIS
Wed Apr 08, 2015 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Question about Citi Double Cash Card
Replies: 61
Views: 35194

Re: Question about Citi Double Cash Card

My understanding is that purchases must be in the "Purchase Tracker" first, which doesn't happen until days after the purchases is made. Thus if you pay off your bill right away, before the purchases are listed in the "purchase tracker", would you not get the 1% cash back for the payment?
by INTRESIS
Wed Apr 08, 2015 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Question about Citi Double Cash Card
Replies: 61
Views: 35194

Question about Citi Double Cash Card

Is it true that if you pay off your entire balance right away every month, you won't get the full 2% cash back?
by INTRESIS
Sun Apr 05, 2015 6:17 pm
Forum: Personal Finance (Not Investing)
Topic: Is CitiBank a Good Company to Do Business With?
Replies: 12
Views: 2107

Is CitiBank a Good Company to Do Business With?

I am thinking about opening the Citi Double Cash card, but I am concerned with all of the negative reviews online.
by INTRESIS
Fri Mar 20, 2015 6:55 pm
Forum: Personal Investments
Topic: Buying a house: which scenario is better?
Replies: 9
Views: 1725

Re: Buying a house: which scenario is better?

Buying the house yourself is one option you've given. The other is "Buy the house with a woman, split the mortgage/down payment 50/50, I own 50% of the house". Is there something presumably peculiar about purchasing a home with a woman that wouldn't occur with a man, or a more general "significant ...
by INTRESIS
Fri Mar 20, 2015 6:44 pm
Forum: Personal Investments
Topic: Buying a house: which scenario is better?
Replies: 9
Views: 1725

Buying a house: which scenario is better?

Buying a house: which scenario is better?
by INTRESIS
Fri Mar 06, 2015 10:49 pm
Forum: Personal Investments
Topic: At age 27, how much should I have saved up for retirement?
Replies: 30
Views: 7389

Re: At age 27, how much should I have saved up for retiremen

Toons wrote:8 thousand :happy
Thats like exactly what I currently have.
by INTRESIS
Fri Mar 06, 2015 10:31 pm
Forum: Personal Investments
Topic: At age 27, how much should I have saved up for retirement?
Replies: 30
Views: 7389

At age 27, how much should I have saved up for retirement?

At age 27, how much should I have saved up for retirement?