Search found 42 matches

by Minsc
Tue Mar 22, 2016 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: How much is your allowance?
Replies: 40
Views: 5531

Re: How much is your allowance?

Ours is 300 for each of us per month. I've been saving mine for a 65 inch TV.
by Minsc
Tue Mar 08, 2016 4:49 pm
Forum: Personal Consumer Issues
Topic: Power washer
Replies: 22
Views: 2640

Re: Power washer

I bought a Generac 6022/5989 2,700 PSI 2.3 GPM 196cc OHV Gas Powered Residential Pressure Washer from Amazon a couple years ago and it is great. I power wash my deck, siding, driveway, etc. A fun toy :D
by Minsc
Thu Mar 03, 2016 11:01 am
Forum: Investing - Theory, News & General
Topic: "If You Can" book - Free Promo
Replies: 27
Views: 5666

Re: "If You Can" book - Free Promo

Thank you!
by Minsc
Tue Feb 02, 2016 11:55 am
Forum: Personal Finance (Not Investing)
Topic: Physician buying an 850k vs 1.25m house
Replies: 54
Views: 9223

Re: Physician buying an 850k vs 1.25m house

I found my dream job and it lasted 2 years... Rent for a bit and see if it is truly heaven and if so buy in a few years.
by Minsc
Thu Jan 21, 2016 11:09 am
Forum: Investing - Theory, News & General
Topic: "The Stock Market Game"
Replies: 51
Views: 5309

Re: "The Stock Market Game"

Sorry to necro this thread, but I wanted to share my story. My 5th grader is currently doing a stock market/finance unit in class. They are going to be doing this stock market game. I have shared with him over the past couple years how we invest when he shows interest, nothing major just basics abou...
by Minsc
Wed Dec 09, 2015 10:44 am
Forum: Investing - Theory, News & General
Topic: Investing and Coworkers
Replies: 57
Views: 8437

Re: Investing and Coworkers

Oh the things you hear in a physicians lounge about finance would make a boglehead pale... I stay way out of it.
by Minsc
Thu Dec 03, 2015 1:27 pm
Forum: Personal Investments
Topic: Doctor Strategies
Replies: 74
Views: 12787

Re: Doctor Strategies

Great thread! Don't overextend yourself. First-time jobs don't last too long usually, rent before you buy.
by Minsc
Tue Dec 01, 2015 11:49 am
Forum: Personal Consumer Issues
Topic: The end of our Teflon pans is near...now what do we buy?
Replies: 63
Views: 10725

Re: The end of our Teflon pans is near...now what do we buy?

We use scanpan's and they are great!
by Minsc
Tue Nov 17, 2015 5:01 pm
Forum: Personal Finance (Not Investing)
Topic: What was your eureka! Boglehead moment?
Replies: 86
Views: 10158

Re: What was your eureka! Boglehead moment?

When I was 750k in debt
by Minsc
Mon Sep 28, 2015 1:23 pm
Forum: Personal Investments
Topic: White Coat Investing
Replies: 28
Views: 5237

Re: White Coat Investing

It is good to be distrustful, you are a mark. Keep reading WCI and the bogleheads wiki.
by Minsc
Thu Aug 27, 2015 12:49 pm
Forum: Investing - Theory, News & General
Topic: TLH for absolute dummies [Tax Loss Harvesting]
Replies: 306
Views: 59633

Re: TLH for absolute dummies [Tax Loss Harvesting]

Thanks for the post it is helpful to my noob self. I have a question though. Say I tax loss harvested VTIAX and bought VFWAX in my taxable account. I also have VTIAX in my Roth, which is going to get a dividend in September. I should turn off the reinvestment option on the VTIAX in my Roth? Is it ok...
by Minsc
Thu Aug 27, 2015 9:09 am
Forum: Personal Investments
Topic: Tax loss harvesting question
Replies: 4
Views: 709

Re: Tax loss harvesting question

I am in the same situation, I had VTIAX in my taxable and in my roth. I sold the VTIAX in my taxable and purchased VFWAX. How do I avoid the wash sale from the 9/21 dividend of VTIAX in my Roth? Do I just turn off the auto reinvest option? Where should I direct that money to go if so instead of into...
by Minsc
Fri Aug 21, 2015 11:40 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12414
Views: 2147416

Re: U.S. stocks in freefall

I started my taxable account in March of this year, do you need to wait a year to TLH? It is 100% VTIAX
by Minsc
Thu Aug 20, 2015 9:59 am
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 155
Views: 27955

Re: Blue Apron

We are on week 7 of Blue Apron and still loving it. I like the variety and convenience. The portion control is nice as well, both the wife and I have lost some weight. I have found their customer service to be excellent. Twice something has been missing from our box and they credited the whole box b...
by Minsc
Mon Jul 13, 2015 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: 12-month IRA rollover rule questions
Replies: 11
Views: 2655

Re: 12-month IRA rollover rule questions

Thank you, still learning... Don't want to foul up or my wife might hire an expensive adviser :D
by Minsc
Mon Jul 13, 2015 9:55 am
Forum: Personal Finance (Not Investing)
Topic: 12-month IRA rollover rule questions
Replies: 11
Views: 2655

Re: 12-month IRA rollover rule questions

My wife did a backdoor conversion of her 19k ira in March. She didn't convert this years money yet, do we have to wait a year to backdoor this years money?
by Minsc
Mon Jun 22, 2015 6:37 pm
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 155
Views: 27955

Re: Blue Apron

My wife and I aren't really strong in the meal planing and shopping department. I feel we are eating healthier and it sure tastes better than what we were doing before. It is worth it to us, we don't like doing those things. We are eating out a lot less and eating properly portioned meals now. Tonig...
by Minsc
Mon Jun 22, 2015 8:25 am
Forum: Personal Consumer Issues
Topic: Blue Apron
Replies: 155
Views: 27955

Re: Blue Apron

We have been using blue apron for 3 weeks and love it. I prep the food and my wife does the cooking. It seems to save us the 'its 4pm and wtf am I going to do for dinner tonight...' We do the family plan. It gets the kids to try lots of new things which I think is good.
by Minsc
Wed Jun 03, 2015 8:27 pm
Forum: Personal Consumer Issues
Topic: Rowing Machines
Replies: 27
Views: 3555

Re: Rowing Machines

I have a Concept2 model D. It is great. I don't know about other brands but that is what I used in college on the rowing team as well. You also might want to do some weight training, squats and deadlifts if done properly will really strengthen you back.
by Minsc
Mon May 25, 2015 8:49 am
Forum: Investing - Theory, News & General
Topic: Pay off student loan or invest?
Replies: 7
Views: 2161

Re: Pay off student loan or invest?

I am doing both. I am paying a couple thousand extra on my loans per month and investing a few thousand in a taxable.
by Minsc
Tue Apr 21, 2015 9:35 am
Forum: Personal Investments
Topic: Backdoor Roth question
Replies: 1
Views: 422

Backdoor Roth question

I have a traditional IRA at Vanguard that I would like to convert to a Roth. I am not sure if I can or not. My other accounts are: DEFINED CONTRIBUTION RETIREMENT PLAN (403b at Tiaa-Cref) TAX-DEFERRED ANNUITY SAVINGS PLAN (Tiaa-Cref) So I had a old 401k that I rolled over to Vanguard. My understandi...
by Minsc
Thu Mar 26, 2015 4:46 pm
Forum: Personal Consumer Issues
Topic: Kendrick Lamar: Rapper with Boglehead Principles?
Replies: 14
Views: 2595

Re: Kendrick Lamar: Rapper with Boglehead Principles?

Next thing you know he is going to be busting those rhymes on index funds and safe withdrawal rates.
by Minsc
Wed Mar 04, 2015 10:21 am
Forum: Personal Investments
Topic: Investing Questions and Review
Replies: 7
Views: 1301

Re: Investing Questions and Review

I appreciate the replies! Thanks for the fund recommendations Duckie, International is ok in taxable correct? There is some kind of tax credits that we can take if its in taxable account? Dandy, we feel like we are finally able to breath a bit, it has been a long road with lots of loans and a few mi...
by Minsc
Tue Mar 03, 2015 8:15 pm
Forum: Personal Investments
Topic: Investing Questions and Review
Replies: 7
Views: 1301

Re: Investing Questions and Review

Yes lots of questions, we still fairly new to this. Thank you for your replies! We have paid off all debts greater than 6% and our car loans. I don't like debt, but I also don't like feeling we are missing investing. The remaining debts are at 2.6% which seems pretty low once you factor in inflation...
by Minsc
Tue Mar 03, 2015 5:25 pm
Forum: Personal Investments
Topic: Investing Questions and Review
Replies: 7
Views: 1301

Investing Questions and Review

Emergency funds: ~Four months of expenses Debt: Student loan 1: 124,000 @ 2.6% Student loan 2: 31,000 @ 2.6% Mortgage: 179,000 @ 2.65% 15 year Credit card:0 2 Autos: 0 Tax Filing Status: Married Filing Jointly Tax Rate: 35% Federal, 8.98% State State of Residence: Iowa Age:35,35, 9, 5, 2 Desired Ass...
by Minsc
Mon Mar 02, 2015 8:56 pm
Forum: Personal Consumer Issues
Topic: Contacted by Internal Revenue Services [Scam]
Replies: 18
Views: 2026

Re: Contacted by Internal Revenue Services

I haven't got the one from the IRS, but Microsoft keeps calling saying my computer is giving off error messages, and that I need to download something to 'fix' it. I told them that I wasn't interested in their scam and they said they would come to my house and kill me... Not very friendly of them.
by Minsc
Wed Feb 25, 2015 11:33 pm
Forum: Personal Consumer Issues
Topic: 3 Kids and 2 Dogs - Next Vehicle
Replies: 31
Views: 7104

Re: 3 Kids and 2 Dogs - Next Vehicle

I've got 3 kids, 2 mastiffs and drive an Honda Odyssey. It is great, no awd, but I get around in the midwest snow just fine so far.
by Minsc
Sun Feb 22, 2015 2:19 pm
Forum: Personal Finance (Not Investing)
Topic: How much has Bogleheads contributed to your net worth?
Replies: 58
Views: 6449

Re: How much has Bogleheads contributed to your net worth?

acejacksingh wrote:
Minsc wrote:When I found this site and WCI, I had a negative 800k networth. I am now positive 250k.
Wow that's powerful... :sharebeer
Yeah we made some mistakes, but have corrected them thanks to this site and the white coat investor. It feels good.
by Minsc
Sun Feb 22, 2015 12:15 pm
Forum: Personal Finance (Not Investing)
Topic: How much has Bogleheads contributed to your net worth?
Replies: 58
Views: 6449

Re: How much has Bogleheads contributed to your net worth?

When I found this site and WCI, I had a negative 800k networth. I am now positive 250k.
by Minsc
Sat Feb 21, 2015 5:36 pm
Forum: Personal Consumer Issues
Topic: Top rated movies that you can stream via Netflix or Amazon
Replies: 5
Views: 1916

Re: Top rated movies that you can stream via Netflix or Amaz

I just watched the Wolf of Wall Street on Amazon prime. It was a guilty pleasure being a boglehead.
by Minsc
Fri Feb 20, 2015 2:34 pm
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 220
Views: 29554

Re: What video games are you currently playing?

Baldurs gate anyone? Go for the eyes boo! Ha! I am mostly a lurker here and don't have much to post, mostly because I don't know what to say that hasn't been said: limit expenses, diversify, save money, and stick to it. Not that hard! However, I did stumble across this thread. Last night, for the f...
by Minsc
Fri Feb 20, 2015 10:29 am
Forum: Personal Consumer Issues
Topic: What video games are you currently playing?
Replies: 220
Views: 29554

Re: What video games are you currently playing?

Baldurs gate anyone? Go for the eyes boo!
by Minsc
Fri Feb 20, 2015 10:27 am
Forum: Personal Consumer Issues
Topic: Poll: Largest fraudulent charge to your credit card(s)?
Replies: 49
Views: 5708

Re: Poll: Largest fraudulent charge to your credit card(s)?

I got hit with a test, 10 bucks. Then in short succession 100, 100, 150, 300.
by Minsc
Fri Jan 30, 2015 8:05 pm
Forum: Personal Finance (Not Investing)
Topic: Best Personal Finance/Budgeting Online tool for a Newbie?
Replies: 24
Views: 3642

Re: Best Personal Finance/Budgeting Online tool for a Newbie

I use both Mint and Ynab. I started with Mint, but didn't like the bugeting, but it is nice to keep track of things historically. Ynab is better at budgeting.
by Minsc
Mon Jan 26, 2015 10:30 am
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1126
Views: 287366

Re: What experts say about $5,000 watches

Thank you for posting this, it was quite informative. So would Mr. Bogle buy the $500 Hamilton or the $5,000 Rolex? My guess is that he'd probably buy the $20 Timex and be perfectly happy, since it tells time and that's what a watch is for. Jack doesn't need to make a statement or try to impress an...
by Minsc
Sun Jan 11, 2015 9:06 pm
Forum: Personal Consumer Issues
Topic: boglehead workout
Replies: 39
Views: 6372

Re: boglehead workout

Check out starting strength. Just need a gym with power rack. It has followers that are as rabid as bogleheads. It is a great program that gets you into weights starting with the bar and working up. http://startingstrength.wikia.com/wiki/Starting_Strength_Wiki http://startingstrength.com/resources/f...
by Minsc
Thu Jan 08, 2015 10:45 am
Forum: Personal Consumer Issues
Topic: Gaming PC for son, buy or build?
Replies: 63
Views: 7727

Re: Gaming PC for son, buy or build?

Build it yourself. My son and I built our last and it was fun. You can find guides online, I recommend [H] forums for help on selecting parts if you need it. Don't buy the anti shock static bracelet, you will be fine :twisted:
by Minsc
Wed Dec 31, 2014 7:18 pm
Forum: Personal Consumer Issues
Topic: What do you drive, and why?
Replies: 255
Views: 39102

Re: What do you drive, and why?

2011 Honda Odyssey... kids and dogs...