Search found 1482 matches

by GoldenFinch
Sun Apr 22, 2018 6:37 am
Forum: Investing - Theory, News & General
Topic: Stop Asking the Wrong Investing Questions
Replies: 3
Views: 804

Re: Stop Asking the Wrong Investing Questions

Nutshell:

1. Nobody knows nothin’.
2. Buy the market.
3. Performance chasing doesn’t work.
by GoldenFinch
Thu Apr 19, 2018 7:31 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6393
Views: 1371679

Re: U.S. stocks in freefall

willthrill81 wrote:
Thu Apr 19, 2018 10:07 am
gmaynardkrebs wrote:
Thu Apr 19, 2018 9:37 am
willthrill81 wrote:
Thu Apr 19, 2018 9:13 am
The bunny market is hopping again today! :P
?
'Hopping' between a gain and a loss.
As in, “Holy rabbit ears Batman! This bunny market is HOPPIN’!”
by GoldenFinch
Fri Apr 13, 2018 1:01 pm
Forum: Personal Consumer Issues
Topic: Is a reduction of my home's assessed value a bad thing?
Replies: 21
Views: 1190

Re: Is a reduction of my home's assessed value a bad thing?

Where I live, where property taxes are almost the highest in the state, having one’s house assessed low is a big plus for selling the place. Our property taxes are so high that it makes some houses unaffordable for many families. A beautiful house can sit on the market for a long time and sell for w...
by GoldenFinch
Wed Apr 11, 2018 2:05 pm
Forum: Personal Consumer Issues
Topic: In need of a new Vacuum
Replies: 58
Views: 3767

Re: In need of a new Vacuum

My complaint with the Miele is that the bags run about $4/each. They actually don't last all that long with pets. We have an Oreck as well that has sat in the basement for years. Loud, sprays dust everywhere, and no attachments so impossible to clean anywhere but wide open spaces. The Miele bags ar...
by GoldenFinch
Mon Apr 09, 2018 4:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: Too much Bogleheads.org?
Replies: 66
Views: 8084

Re: Too much Bogleheads.org?

Phineas J. Whoopee wrote:
Mon Apr 09, 2018 3:16 pm
If enough is good, too much must be better.
PJW
I think this sentence pretty much sums it up.
by GoldenFinch
Sun Apr 08, 2018 8:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: Too much Bogleheads.org?
Replies: 66
Views: 8084

Re: Too much Bogleheads.org?

pennstater2005 wrote:
Sun Apr 08, 2018 7:56 pm
For myself eventually the original excitement wore off. I figured it out and now it's mostly boring.

After 2,438 posts! :beer
by GoldenFinch
Sun Apr 08, 2018 8:09 pm
Forum: Local Chapters and Bogleheads Community
Topic: Too much Bogleheads.org?
Replies: 66
Views: 8084

Re: Too much Bogleheads.org?

Warning!

Compulsive Boglehead Reading is an actual thing.

(You have to stop early or there may be a point of no return.)
by GoldenFinch
Mon Apr 02, 2018 7:33 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6393
Views: 1371679

Re: U.S. stocks in freefall

Well, TimeLord posted a thread a couple months ago asking if anyone else was tired of the market going up. Wonder what his thoughts are right about now? Yes! The Curse Of Timelord!!!! :twisted: That thread was the beginning of the end. We will now wait for the thread asking if anyone else is tired ...
by GoldenFinch
Mon Mar 26, 2018 10:03 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6393
Views: 1371679

Re: U.S. stocks in freefall

cfs wrote:
Mon Mar 26, 2018 9:38 pm
gwe67 wrote:
Mon Mar 26, 2018 9:28 pm
Isn't it time for the moderators to close this topic?
Why? To start a new one each time the markets go down the tubes? Every other day! Good luck y gracias por leer / cfs
Also, it’s clearly a favorite.
by GoldenFinch
Sat Mar 24, 2018 5:49 am
Forum: Investing - Help with Personal Investments
Topic: "I won the Lottery" update -
Replies: 33
Views: 8129

Re: "I won the Lottery" update -

I remember your original thread. Sounds like you’re doing great. Congrats! :sharebeer
by GoldenFinch
Fri Mar 23, 2018 2:58 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6393
Views: 1371679

Re: U.S. stocks in freefall

Slightly dramatic couple of days, but we’ve seen worse.
by GoldenFinch
Fri Mar 23, 2018 7:11 am
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 329
Views: 21686

Re: Anyone Deleting Facebook?

I’m 51 and have never had a Facebook account. If I’ve missed out, I guess I’ll never know.
by GoldenFinch
Mon Mar 19, 2018 4:43 am
Forum: Personal Finance (Not Investing)
Topic: Bought house six months ago - now feeling like we're treading water and can't save money
Replies: 189
Views: 16427

Re: Bought house six months ago - now feeling like we're treading water and can't save money

Drop the tithe or reduce it by at least half. You have to look out for yourself first, the church will do just fine either way. Ask yourself, if you fall on financial hardship, are they going to rescue you? I agree. I suggest you donate time now, then years from now, when you have a more secure fin...
by GoldenFinch
Tue Mar 13, 2018 11:45 am
Forum: Investing - Theory, News & General
Topic: Skin In The Game [new N. Taleb book]
Replies: 23
Views: 3803

Re: Skin In The Game

Thanks for the post. Makes me wonder how many financial advisors who put their clients in funds with 5.75% front loads and 2b-1 fees invest in those same funds themselves. Luckily I posted a thread about exactly this: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=241566 Advisors generally i...
by GoldenFinch
Tue Mar 13, 2018 8:33 am
Forum: Investing - Help with Personal Investments
Topic: Dave Ramsey on Bonds
Replies: 107
Views: 8794

Re: Dave Ramsey on Bonds

Dave does not like bonds because to him they are a form of debt (the bond holder is lending money) and he is against all debt except for 15 year mortgages.
by GoldenFinch
Tue Mar 13, 2018 8:25 am
Forum: Investing - Theory, News & General
Topic: Skin In The Game [new N. Taleb book]
Replies: 23
Views: 3803

Re: Skin In The Game

Thanks for the post.

Makes me wonder how many financial advisors who put their clients in funds with 5.75% front loads and 2b-1 fees invest in those same funds themselves.
by GoldenFinch
Sat Mar 10, 2018 6:41 am
Forum: Local Chapters and Bogleheads Community
Topic: Post your Financial Milestone Announcements Here
Replies: 258
Views: 24182

Re: A nice surprise

I’m very happy for you. :happy Somehow your Wolf of Wallstreet toast doesn’t seem right though. Maybe a pic of a toasting, smiling Rockefeller? Or a tall ship sailing into port.
by GoldenFinch
Thu Mar 08, 2018 10:15 pm
Forum: Personal Consumer Issues
Topic: Need Help Solving A House Smell Mystery
Replies: 45
Views: 3983

Re: Need Help Solving A House Smell Mystery

It’s possible the house once had a cat with behavior problems that led to it leaving an eternally bad odor in the floor. If true, the problem would be more noticeable when it was humid.
by GoldenFinch
Wed Mar 07, 2018 12:24 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6393
Views: 1371679

Re: U.S. stocks in freefall

Gary Cohn effect today. Beginning of the end of the bull? ... aaaaand, it's back up to "even". :? This makes me think we need the equivalent of a baseball announcer for the stock market instead of just CNBC journalists. That would be a bit entertaining. Although I know the stock market has nothing ...
by GoldenFinch
Thu Mar 01, 2018 8:35 pm
Forum: Personal Consumer Issues
Topic: Lease turn in vehicles a good buy?
Replies: 14
Views: 1592

Re: Lease turn in vehicles a good buy?

We have bought three cars this way. It has been a good experience each time. All cars were low miles and we’ve had no problems with any of them. My Lexus was only two years old and had 17K miles on it. I’ve owned it for six years and it still looks brand new.
by GoldenFinch
Thu Mar 01, 2018 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Move or renovate?
Replies: 19
Views: 1305

Re: Move or renovate?

We have the same conundrum. Our house needs around 120k in updating which includes the kitchen. (Original kitchen in century house, LOL!) I have been going back and forth about this situation for awhile. I’m leaning toward staying because of the costs of moving and no guarantee that I wouldn’t regr...
by GoldenFinch
Thu Mar 01, 2018 3:47 pm
Forum: Investing - Theory, News & General
Topic: Investors Wanted. No Experience Necessary
Replies: 20
Views: 2612

Re: Investors Wanted. No Experience Necessary

I thought you were going to show us in detail, step by step, how to go to the race track like you did with your adventures using bitcoin. :happy The bitcoin thread was great.
by GoldenFinch
Thu Mar 01, 2018 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: Move or renovate?
Replies: 19
Views: 1305

Re: Move or renovate?

We have the same conundrum. Our house needs around 120k in updating which includes the kitchen. (Original kitchen in century house, LOL!) I have been going back and forth about this situation for awhile. I’m leaning toward staying because of the costs of moving and no guarantee that I wouldn’t regre...
by GoldenFinch
Wed Feb 28, 2018 5:31 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6393
Views: 1371679

Re: U.S. stocks in freefall

WentzWagon wrote:
Wed Feb 28, 2018 4:51 pm
These daily swings a + 30 - 40 + 45 - 40 make zero sense to me.
It’s just volatility. It’s nothing new. The long term trend is up.
by GoldenFinch
Tue Feb 27, 2018 5:06 am
Forum: Local Chapters and Bogleheads Community
Topic: Nisiprius at 35,000 posts
Replies: 60
Views: 4814

Re: Nisiprius at 35,000 posts

Nisiprius’ posts are truly useful and thought provoking. I especially like the ones that have some interesting historical facts, a story, or some literary context. Obviously he spends a lot of time writing his posts and his contributions add tremendous value of this site. So three cheers for Nisipri...
by GoldenFinch
Sun Feb 25, 2018 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: What's your cash position
Replies: 105
Views: 10135

Re: What's your cash position

A few of livesoft’s posts in the past convinced me to not hold cash. But if I was just starting out, I would be more cautious and hold some cash.
by GoldenFinch
Sat Feb 24, 2018 5:21 am
Forum: Personal Finance (Not Investing)
Topic: 2 kids starting Grad School. How to support equally
Replies: 15
Views: 1651

Re: 2 kids starting Grad School. How to support equally

Sounds completely fair and very generous.
by GoldenFinch
Fri Feb 23, 2018 5:30 pm
Forum: Investing - Help with Personal Investments
Topic: Why open a taxable account?
Replies: 27
Views: 2733

Re: Why open a taxable account?

The taxable account is very important on my side of the house, as a matter of facts it is our largest account. After maxing out our tax-advantaged accounts all our leftover dollars were thrown into the taxable account. Plus, a couple of years from now we will use that account to park what is left o...
by GoldenFinch
Thu Feb 22, 2018 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: Is a prenup required to establish a list of separate property before marriage?
Replies: 67
Views: 2590

Re: Is a prenup required to establish a list of separate property before marriage?

I still don't know why you'd want to put her on the deed if you're worried about keeping the house. If you put her on the deed, you've effectively given her half the house. Because I'm not worried about keeping the house, only my initial amount of equity. Another possible and hopefully unlikely out...
by GoldenFinch
Thu Feb 22, 2018 5:46 pm
Forum: Investing - Help with Personal Investments
Topic: Why open a taxable account?
Replies: 27
Views: 2733

Re: Why open a taxable account?

An HSA great if you have access to one.

The idea is fill up or max out ALL tax advantaged space if you can. If, as time goes on, you make enough money so that you can max out all tax advantaged space and save even more, then you invest that extra savings in a taxable account and grow that money.
by GoldenFinch
Thu Feb 22, 2018 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: Is a prenup required to establish a list of separate property before marriage?
Replies: 67
Views: 2590

Re: Is a prenup required to establish a list of separate property before marriage?

If protection of assets was important to me, I would talk to a lawyer with my spouse to be. You also want to make sure you are confidently on the same page about this pre-nup idea before you tie the knot.
by GoldenFinch
Thu Feb 22, 2018 7:14 am
Forum: Personal Finance (Not Investing)
Topic: What's your cash position
Replies: 105
Views: 10135

Re: What's your cash position

Being retired and living off of my savings, I carry quite a lot of cash [ (money market and short term CDs) about 2 years+ worth of normal distributions from savings for spending]. That is for safety reasons to protect me during several years of market downturns. I also have short term bond funds a...
by GoldenFinch
Wed Feb 21, 2018 12:42 pm
Forum: Investing - Theory, News & General
Topic: Anyone subscribe to Socrates ?
Replies: 18
Views: 2174

Re: Anyone subscribe to Socrates ?

Bogleheads generally keep it simple. Sounds like there needs to be a Socratesheads forum to get the kind of analysis you want.
by GoldenFinch
Mon Feb 19, 2018 6:36 am
Forum: Personal Consumer Issues
Topic: Martha’s Vineyard: Is 2 weeks too long of a vacation there?
Replies: 13
Views: 1605

Re: Martha’s Vineyard: Is 2 weeks too long of a vacation there?

Yes, two weeks is too long, at least for us. Much more to do on the Cape. It really depends on what you’re looking for in your travels. Less to do on MV than on the Cape.

(Edited so it makes sense)
by GoldenFinch
Mon Feb 19, 2018 6:27 am
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 157
Views: 9844

Re: Do you wear a wedding band?

I don't leave the house without it - if I didn't have it on I would have to beat the women off with a stick. Thank goodness for that ring! :happy Back to the original question, when I was very young I used to take off my flashy diamonds for job interviews and wear a simple ring instead thinking I l...
by GoldenFinch
Sun Feb 18, 2018 6:47 am
Forum: Investing - Theory, News & General
Topic: Chillin' in the BH Lounge
Replies: 46
Views: 5489

Re: Chillin' in the BH Lounge

In before the lock! That's a winner. Have you read the current thread about free dinner?? Free Filet Mignon...mmm, so tasty. Shredding that invite? Don't be too hasty! 8-) I hastily shredded my dinner invite In fact, two last week! Did not get one bite! But the reason I did it was not to be bold It...
by GoldenFinch
Sat Feb 17, 2018 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: What has been your most important skill in achieving financial independence?
Replies: 164
Views: 11493

Re: What has been your most important skill in achieving financial independence?

Researching money management/investing and then implementing what I learned.
by GoldenFinch
Sat Feb 17, 2018 7:25 am
Forum: Personal Consumer Issues
Topic: Vacation in May. Boston, Martha's Vineyard, Ogunquit (cancelled Bar Harbor)
Replies: 35
Views: 2738

Re: Vacation in May. Boston, Martha's Vineyard, Bar Harbor

I would save Martha’s Vinyard for another trip. It’s a lot of travel and not a lot to do that’s different from the Cape, except that it’s an island. Spending a day visiting the Cape Cod National Seashore would be memorable and a nice contrast to the time you spend in Boston. Hope you all have a nice...
by GoldenFinch
Thu Feb 15, 2018 6:21 am
Forum: Local Chapters and Bogleheads Community
Topic: Forum's 11th Birthday - Feb. 19th
Replies: 27
Views: 2136

Re: Forum's 11th Birthday - Feb. 19th

I learn so much here from so many interesting people.

Thank you everyone.
by GoldenFinch
Tue Feb 13, 2018 4:55 pm
Forum: Investing - Help with Personal Investments
Topic: Did you learn anything from the market correction?
Replies: 160
Views: 11795

Re: Did you learn anything from the market correction?

I learned that I could probably be doing something more productive than paying attention to the stock market.
by GoldenFinch
Sun Feb 11, 2018 4:50 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6393
Views: 1371679

Re: U.S. stocks in freefall

Want to see a real free fall? Check this one. LJM Preservation and Growth Fund [LJMAX] did not "preserve" and did not "grow" this past week. As per Barron's this fund lost 80% in 2 days [February 5,6], the managers made the wrong bet and lost bigly. More on this fund, this is from the LJM website: ...
by GoldenFinch
Sat Feb 10, 2018 9:36 pm
Forum: Investing - Theory, News & General
Topic: Does Anyone Know Anything?
Replies: 36
Views: 3542

Re: Does Anyone Knows Anything?

My phrasing must have tickled someone. Let me re-phrase. Aside from potential epistemological criticisms that are outside the scope of how the phrase is used on the forum, and even ignoring the unfortunate grammatical twist, the saying, "Nobody knows nothing," is demonstrably false . It is just a c...
by GoldenFinch
Sat Feb 10, 2018 12:53 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6393
Views: 1371679

Re: U.S. stocks in freefall

Only thing I know is that I'm having an increasingly difficult time keeping up with this thread! Action: Stay the course. :beer Cheers, packet Me too, it's hard to keep up. Still I just can't stop reading, is this an addiction :( . No, it's an entertaining hobby built on the necessity of investing....
by GoldenFinch
Fri Feb 09, 2018 8:11 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6393
Views: 1371679

Re: U.S. stocks in freefall

packet wrote:
Fri Feb 09, 2018 4:09 pm
Only thing I know is that I'm having an increasingly difficult time keeping up with this thread!

Action: Stay the course.

:beer Cheers,
packet
+1 :sharebeer

(And I don’t even do +1s, but this thread is on fire here or something and my email is blowing up!)
by GoldenFinch
Fri Feb 09, 2018 2:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6393
Views: 1371679

Re: U.S. stocks in freefall

The loose change in my sweep account was enough to buy a single share of VT today. I bought it. As I read this thread, I imagine myself sitting on my front porch sipping a half tea half lemonade drink rocking back and forth watching the thread. Based off of the tone of the thread, there are people ...
by GoldenFinch
Thu Feb 08, 2018 5:54 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone tired of the stock market going up?
Replies: 309
Views: 31023

Re: Anyone tired of the stock market going up?

I may be the only person in the world that feels this way but I need to express this emotion. I am just tired (maybe even exhausted by) of the stock market going up. The constant flow of gains makes me feel like I need to do something (change my AA, take some off the table, increase my equities, re...
by GoldenFinch
Thu Feb 08, 2018 3:45 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6393
Views: 1371679

Re: U.S. stocks in freefall

This is a tiny bit over dramatic.
by GoldenFinch
Wed Feb 07, 2018 3:23 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6393
Views: 1371679

Re: An Amazing Revelation

I've been seeing these posts complaining how "not Bogleheady" or "how jittery" everyone is. So I did some math. I started counting posts from January 29th (most recent little blip): Posts where someone stated they were buying: 26 Posts where someone stated they were selling: 0 Posts where someone S...
by GoldenFinch
Wed Feb 07, 2018 6:28 am
Forum: Personal Consumer Issues
Topic: Jogging in the cold.
Replies: 50
Views: 3673

Re: Jogging in the cold.

It 100% depends on the individual. I know people who do it with no problems, but I never could run in the cold consistently without regretting it for one reason or another. I run on a track at a gym in the winter.
by GoldenFinch
Sun Feb 04, 2018 9:24 pm
Forum: Personal Consumer Issues
Topic: Life Balance of spending and saving
Replies: 54
Views: 4816

Re: Life Balance of spending and saving

I vote for the country club membership.