Search found 1014 matches

by ddurrett896
Wed Jun 12, 2019 7:30 am
Forum: Personal Consumer Issues
Topic: Cost of mini split installation? [Ductless Air Conditioning/ Heat]
Replies: 36
Views: 2924

Re: Cost of mini split installation?

My neighbor just paid $12,500 for a single outdoor unit and 5 heads.
by ddurrett896
Wed Jun 05, 2019 7:30 pm
Forum: Personal Consumer Issues
Topic: HVAC Repair Nightmare - Thoughts, ideas, solutions
Replies: 37
Views: 3349

Re: HVAC Repair Nightmare - Thoughts, ideas, solutions

However, what do I do when they claim my original coil was leaking too? I don't think it was and that it was misdiagnosed, but how do I prove that? The first tech diagnosed a coil leak. Second tech a leak in the homes "original coolant line". Old coil is gone, 2nd tech can't say anything about coil...
by ddurrett896
Wed Jun 05, 2019 6:41 pm
Forum: Personal Consumer Issues
Topic: HVAC Repair Nightmare - Thoughts, ideas, solutions
Replies: 37
Views: 3349

Re: HVAC Repair Nightmare - Thoughts, ideas, solutions

May 22 - I pay $500 for the coolant and service fees. I still owe $700 for Coil. The coolant leaks out and the AC stops working in less than 48 hours. May 29th - AC company replaces coil and the cost comes to $900 after charging me $700 for coil labor and $200 for more coolant. June 5th - AC compan...
by ddurrett896
Wed Jun 05, 2019 3:45 pm
Forum: Personal Finance (Not Investing)
Topic: Building a Large Shed and Cutting Costs
Replies: 6
Views: 1055

Re: Building a Large Shed and Cutting Costs

20x20 is more of a garage than a shed. If you want the bottom plate near grade: Pour a monolithic slab and frame up. If you want the bottom plate above grade: Pour a footer, set a course or 2 of block, pour the slab and frame up. For the walls, you really are better off having a 2nd set of hands. Bu...
by ddurrett896
Wed Jun 05, 2019 3:14 pm
Forum: Personal Consumer Issues
Topic: How to pay electrician
Replies: 38
Views: 3460

Re: How to pay electrician

In my state, the local DPOR would:
No contract? Fine
No license number? Fine
No timeline for job? Fine
Not estimate completion date? Fine

I’d tell him the above, the ask if he wants the original amount.
by ddurrett896
Sun Jun 02, 2019 7:20 pm
Forum: Personal Consumer Issues
Topic: Efficient Disneyland visit for family 1-2 days
Replies: 37
Views: 2505

Re: Efficient Disneyland visit for family 1-2 days

VIP ticket is the way to go. The one we did was for 10 people so with 3 it might not be worth it. It’s like $400/hr with a 6hr minimum. Doesn’t include tickets. So $100 ticket + $250/person in VIP. They pick you up in a van (car seats provided and ready) and drive you into the park - 20 steps until...
by ddurrett896
Fri May 31, 2019 8:09 pm
Forum: Personal Consumer Issues
Topic: What to do with a 24" analog CRT TV?
Replies: 56
Views: 2963

Re: What to do with a 24" analog CRT TV?

Backyard + baseball bat
by ddurrett896
Fri May 31, 2019 4:18 pm
Forum: Personal Consumer Issues
Topic: Efficient Disneyland visit for family 1-2 days
Replies: 37
Views: 2505

Re: Efficient Disneyland visit for family 1-2 days

VIP ticket is the way to go. The one we did was for 10 people so with 3 it might not be worth it. It’s like $400/hr with a 6hr minimum. Doesn’t include tickets. So $100 ticket + $250/person in VIP. They pick you up in a van (car seats provided and ready) and drive you into the park - 20 steps until ...
by ddurrett896
Fri May 31, 2019 8:32 am
Forum: Personal Consumer Issues
Topic: Small Claims Court advice
Replies: 7
Views: 694

Re: Small Claims Court advice

Stipe wrote:
Fri May 31, 2019 7:35 am
paid him what I agreed...but I walked away with a car not done, missing parts all over the place
Why did you pay if the car wasn't done and missing parts? Payment at the end seals the deal in my mind UNLESS there were issues hidden/covered up.
by ddurrett896
Wed May 29, 2019 10:46 am
Forum: Personal Consumer Issues
Topic: How to affordably get rid of home pool
Replies: 35
Views: 2467

Re: How to affordably get rid of home pool

Any affordable way now, to deal with this pool or finance the excavation, such as having it done partially now and the rest later? $5,000 isn't too bad. They are going to need a machine + dump truck. Dirt delivered can be purchased, but people pay where I live around $50/load to dump. If you take f...
by ddurrett896
Fri May 24, 2019 6:04 am
Forum: Personal Consumer Issues
Topic: This rake is the best tool I've bought this week
Replies: 35
Views: 5370

Re: This rake is the best tool I've bought this week

+1 for the Eley hose reel. Buy once cry once.
by ddurrett896
Wed May 22, 2019 3:16 pm
Forum: Personal Consumer Issues
Topic: Compound miter saw recommendation
Replies: 42
Views: 2351

Re: Compound miter saw recommendation

Dewalt. Buy one that slides. Might not need now but you will one day.
by ddurrett896
Wed May 22, 2019 3:15 pm
Forum: Personal Investments
Topic: $400,000 gift to stepdaughter
Replies: 76
Views: 8689

Re: $400,000 gift to stepdaughter

Stick the $400,00 in an account that pays like 2.5% and give her the $10,000 in Interest each year.
by ddurrett896
Thu May 16, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: Crawl space encapsulation
Replies: 36
Views: 2739

Re: Crawl space encapsulation

Thanks all for the responses. Some very helpful info here. I live in North Carolina so humidity is a factor here. I live in southern VA and feel your pain with humidity. House is 46 years old, with no vapor barrier and bone dry. Termite company that inspects each year sells vapor barrier install an...
by ddurrett896
Thu May 16, 2019 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Logistics of splitting tuition costs with child
Replies: 77
Views: 3422

Re: Logistics of splitting tuition costs with child

Doc7 wrote:
Thu May 16, 2019 4:11 am
What is the logistical way of someone "paying for 75% of college costs"?
Pay 100% of the college, then have your child pay you back the 25%.
by ddurrett896
Tue May 14, 2019 10:36 am
Forum: Personal Investments
Topic: Email to my Edward Jones Rep
Replies: 46
Views: 4236

Re: Email to my Edward Jones Rep

"His Name", the potential sale of my business continues to progress. I am performing due diligence concerning how to handle a lump sum portfolio investment of approximately "low 7 figures". I am not interested in looking at past performance of funds and I will use load costs and expense ratio costs...
by ddurrett896
Tue May 14, 2019 10:12 am
Forum: Personal Consumer Issues
Topic: Mosquito control in Central Va
Replies: 22
Views: 1588

Re: Mosquito control in Central Va

Talstar Pro
by ddurrett896
Tue May 14, 2019 8:36 am
Forum: Personal Finance (Not Investing)
Topic: Worth Fighting a Speeding Ticket?
Replies: 64
Views: 4350

Re: Worth Fighting a Speeding Ticket?

BJJ nerd wrote:
Tue May 14, 2019 8:26 am
Thanks all. To be clear, I don't have a problem paying the court / citation fees. Was exploring the lawyer option to minimize impact on my insurance.
One speeding ticket shouldn't have an impact on your insurance.

You got a break. Be thankful, pay it and move on...slower!
by ddurrett896
Mon May 13, 2019 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: Careers in art
Replies: 91
Views: 4718

Re: Careers in art

Supply and demand.

There is a low demand for art degrees. Major in something else, get a minor in art if you want to follow a passion but don’t bet on it.
by ddurrett896
Sun May 05, 2019 1:32 pm
Forum: Personal Consumer Issues
Topic: Rarely used items that are worth having?
Replies: 112
Views: 11284

Re: Rarely used items that are worth having?

It says not to be used for street legal fuels. Why would you recommend using these for gas? Because they are thicker, stronger and have vents unlike the government approved plastic cans you find in stores today. The only reason they say "not for street legal fuel" is because they don't have an auto...
by ddurrett896
Sun May 05, 2019 12:52 pm
Forum: Personal Consumer Issues
Topic: Rarely used items that are worth having?
Replies: 112
Views: 11284

Re: Rarely used items that are worth having?

Enough extra gas to completely fill the tank on your most efficient vehicle at least once. In evacuations roads are LITTERED with cars that run out of gas because of traffic, you will NOT have access to gas stations to refuel. Problem with storing gas is it is flammable and perishable (only lasts a...
by ddurrett896
Sun May 05, 2019 9:26 am
Forum: Personal Consumer Issues
Topic: Rarely used items that are worth having?
Replies: 112
Views: 11284

Re: Rarely used items that are worth having?

Having never needed to use one, what size fire would be one be able to tackle with a household size fire extinguisher? Given my lack of experience in fighting fires, I'm probably better off picking up a phone and calling the fire company before things get any more out of control! I keep a 10lb in t...
by ddurrett896
Sun May 05, 2019 9:24 am
Forum: Personal Consumer Issues
Topic: Rarely used items that are worth having?
Replies: 112
Views: 11284

Re: Rarely used items that are worth having?

I bought the Champion Dual Fuel generator 8400 watts from Costco a few years ago, it's calibrated to be safe to use with electronics. Some of the other generators including the one sold on Amazon may not have that same calibration. How did you calibrate it? I think it has built in surge protection....
by ddurrett896
Sat May 04, 2019 7:49 pm
Forum: Personal Consumer Issues
Topic: Rarely used items that are worth having?
Replies: 112
Views: 11284

Re: Rarely used items that are worth having?

Come along
Farm jack
by ddurrett896
Sat May 04, 2019 7:47 pm
Forum: Personal Consumer Issues
Topic: Rarely used items that are worth having?
Replies: 112
Views: 11284

Re: Rarely used items that are worth having?

Grt2bOutdoors wrote:
Fri May 03, 2019 7:46 pm

I bought the Champion Dual Fuel generator 8400 watts from Costco a few years ago, it's calibrated to be safe to use with electronics. Some of the other generators including the one sold on Amazon may not have that same calibration.
How did you calibrate it?
by ddurrett896
Sat May 04, 2019 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Realistic Comp Increase with Doubling Job Responsibilities
Replies: 37
Views: 2322

Re: Realistic Comp Increase with Doubling Job Responsibilities

60-80 hours/week?

I’d negotiate increased vacation time in addition to $$.
by ddurrett896
Fri May 03, 2019 8:45 am
Forum: Personal Finance (Not Investing)
Topic: Giving two week's notice before stock options vest
Replies: 91
Views: 5772

Re: Giving two week's notice before stock options vest

2 day notice.

Tell your current company you tried to negotiate a 2 week start date but they wouldn't budge.
by ddurrett896
Wed May 01, 2019 6:59 am
Forum: Personal Finance (Not Investing)
Topic: save on interest by paying down mortgage principal
Replies: 70
Views: 6469

Re: save on interest by paying down mortgage principal

Do you ever check Zillow or another site and see your neighbor paid for example $60,000 for a house 30 years ago that is worth $260,000 today - then say man I could pay that off in 2 years if I got mine for $60,000? The closest way to get to that is to stretch the payment for a long as possible. I a...
by ddurrett896
Sat Apr 27, 2019 5:54 am
Forum: Personal Consumer Issues
Topic: Water heaters/ energy consumption, high electric bill
Replies: 34
Views: 1777

Re: Water heaters/ energy consumption, high electric bill

We have no duct work, heat by space heaters. If you use heat often, this is a major drain. Add mini splits. My neighbor just did a 5 room addition and added 1 outdoor unit with a head in each room and his power bill didn't significantly change. Looking for ways to save on electricity, heat and wate...
by ddurrett896
Sat Apr 27, 2019 5:44 am
Forum: Personal Finance (Not Investing)
Topic: 20 countries where 200K in retirement savings will last you decades
Replies: 232
Views: 28202

Re: 20 countries where 200K in retirement savings will last you decades

The world is a beautiful place, however whenever I vacation out of country, as soon as I land on US soil I take a deep breath and thank God I live here.

I'd rather eat dog food in retirement while living in the US vs living like a king in one of those other countries.
by ddurrett896
Sat Apr 27, 2019 5:37 am
Forum: Personal Consumer Issues
Topic: How to fix foundation damaged by neighbor's car
Replies: 23
Views: 2460

Re: How to fix foundation damaged by neighbor's car

That's a small section. Functioning at 100% you are ok, but anything compromised on that corner (like this hit) and things can go down hill fast. If I caused the damage, I would have a structural engineer look at it. If someone else caused the damage I would fix it regardless of what the SE says. Ad...
by ddurrett896
Thu Apr 25, 2019 12:33 pm
Forum: Personal Consumer Issues
Topic: How to clean a garage?
Replies: 71
Views: 4212

Re: How to clean a garage?

Everything you listed are kind of essentials. The scarp wood maybe not, but that can store flat and tight - out of the way.

My biggest thing it organization. Spend some $$ on garage cabinets and get everything organized and away.
by ddurrett896
Wed Apr 24, 2019 3:29 pm
Forum: Personal Consumer Issues
Topic: Car/Truck/SUV??
Replies: 25
Views: 1824

Re: Car/Truck/SUV??

Buy a nice 6.5x10 utility trailer.

- larger than truck bed
- hold more than truck bed
- easier to load for a few days then dump
by ddurrett896
Wed Apr 24, 2019 3:24 pm
Forum: Personal Consumer Issues
Topic: How far would you commute?
Replies: 104
Views: 4879

Re: How far would you commute?

Depends on how the severance is and how long until it starts (to look for a new job).

I’d ask to work from home and give them an extra 2 hours of work everyday.
by ddurrett896
Mon Apr 22, 2019 9:29 pm
Forum: Personal Finance (Not Investing)
Topic: How to Get Customers for New, Small Catering Business
Replies: 10
Views: 608

Re: How to Get Customers for New, Small Catering Business

Business is her best bet. Some I’ve attended with what seems like an unlimited budget.
by ddurrett896
Mon Apr 22, 2019 7:31 am
Forum: Personal Consumer Issues
Topic: Tips for getting the most out of your cruise?
Replies: 60
Views: 4136

Re: Tips for getting the most out of your cruise?

We like Carnival. If you drink alcohol at all, check out the all you can drink packages. We like them because you can guilt free try new drinks. If you don't like, toss it and it doesn't feel as bad. Also includes non alcoholic beverages. Gourmet coffee in the morning, plus bottled water/sports drin...
by ddurrett896
Sun Apr 21, 2019 7:17 am
Forum: Personal Finance (Not Investing)
Topic: Delayed gratification.
Replies: 55
Views: 6119

Re: Delayed gratification.

Paying off $300,000 of debt is gratifying!
by ddurrett896
Wed Apr 17, 2019 11:40 am
Forum: Personal Finance (Not Investing)
Topic: I’m a Loser Stuck in a Dead End Job
Replies: 63
Views: 8008

Re: I’m a Loser Stuck in a Dead End Job

You've got... 1) Job 2) $150k in the bank 3) Family you deeply care about, so I'm going to assume the love you a lot Job, cash, good relationship with family....what more could one want? You're far from a loser. Don't get caught up in the rat race and compare your life with others, then say your a l...
by ddurrett896
Wed Apr 17, 2019 8:02 am
Forum: Personal Consumer Issues
Topic: What Are Your Simple Pleasures?
Replies: 145
Views: 12196

Re: What Are Your Simple Pleasures?

Double shower in Master Bathroom.

It's the on only time where its just us...no kids, no phone, no email.
by ddurrett896
Mon Apr 15, 2019 8:15 pm
Forum: Personal Consumer Issues
Topic: seriously thinking about leaving S. CA but where to?
Replies: 177
Views: 10190

Re: seriously thinking about leaving S. CA but where to?

Virginia Beach, VA. Edgar Casey approves!
by ddurrett896
Tue Apr 09, 2019 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: Would you do this renovation?
Replies: 23
Views: 1384

Re: Would you do this renovation?

100% do it if you have no plans to move.
by ddurrett896
Mon Apr 08, 2019 6:32 pm
Forum: Personal Consumer Issues
Topic: Solution for a thick wallet
Replies: 58
Views: 5203

Re: Solution for a thick wallet

I carry 12ish cards together, with a hair tie wrapped around it. Cash in a money clip and I only carry that if I'm going to a bar.
by ddurrett896
Sat Apr 06, 2019 6:33 am
Forum: Personal Consumer Issues
Topic: Drill & driver combo kit comparison
Replies: 46
Views: 2666

Re: Drill & driver combo kit comparison

Milwaukee M12 are solid and relatively small. Great in tight spots or working overhead. M18 are larger, more powerful but most won't need the difference. Larger batteries, but heavier. I had M12 and sold everything for M18. My recommendation would be to look at the complete tool line and see what yo...
by ddurrett896
Fri Apr 05, 2019 2:57 pm
Forum: Personal Consumer Issues
Topic: Talk me in/out of $35k Tesla Model 3
Replies: 286
Views: 19264

Re: Talk me in/out of $35k Tesla Model 3

I'm getting pretty tired of debating people like you who aren't informed on these topics and yet hold absurdly strong beliefs. I follow Warren Buffet who said, "on wind energy, we get a tax credit if we build a lot of wind farms. That's the only reason to build them. They don't make sense without t...
by ddurrett896
Fri Apr 05, 2019 2:42 pm
Forum: Personal Consumer Issues
Topic: Talk me in/out of $35k Tesla Model 3
Replies: 286
Views: 19264

Re: Talk me in/out of $35k Tesla Model 3

I'm getting pretty tired of debating people like you who aren't informed on these topics and yet hold absurdly strong beliefs. I follow Warren Buffet who said, "on wind energy, we get a tax credit if we build a lot of wind farms. That's the only reason to build them. They don't make sense without t...
by ddurrett896
Fri Apr 05, 2019 1:09 pm
Forum: Personal Consumer Issues
Topic: Talk me in/out of $35k Tesla Model 3
Replies: 286
Views: 19264

Re: Talk me in/out of $35k Tesla Model 3

clutchied wrote:
Fri Apr 05, 2019 1:00 pm
My car and my house run on 100% renewable wind energy.
A single windmill takes like 1,000 tons of material to build. That's lot of excavating, transporting and building by gas powered machines. Add in storage and transmission of the power plus maintenance and it's a loser.
by ddurrett896
Fri Apr 05, 2019 5:24 am
Forum: Personal Consumer Issues
Topic: cost analysis on buying vs. renting skis?
Replies: 28
Views: 2462

Re: cost analysis on buying vs. renting skis?

but so is standing in line waiting to rent/return. This is 100% why I won't rent. Took my child snowboarding for the first time last year. Renting the gear would have been $30. Instead, I bought a used board and 3 sets of boots (to grow into) for $160. Will keep for this child, plus child +2 and se...
by ddurrett896
Wed Apr 03, 2019 3:22 pm
Forum: Personal Consumer Issues
Topic: Additional Costs for 3rd Child?
Replies: 74
Views: 2370

Re: Additional Costs for 3rd Child?

3 kids here, no major impact on finances.

As far as shooting for a girl, I would just want a third kid. My wife works in the NICU and had a family with 3 girls try for a fourth, they had triplet girls. Yea 6 kids - all girls.
by ddurrett896
Wed Apr 03, 2019 3:18 pm
Forum: Personal Consumer Issues
Topic: Is $650 for a Roof Inspection Too Much?
Replies: 37
Views: 2727

Re: Is $650 for a Roof Inspection Too Much?

alfaspider wrote:
Wed Apr 03, 2019 2:52 pm
I'm not sure I understand why the ethnic origin of the worker has any bearing on their ability to properly inspect a roof.
I have the same issue. Inspecting the roof isn’t the issue - it’s communicating the results of the inspection.