Search found 1067 matches

by ddurrett896
Mon Oct 14, 2019 10:03 am
Forum: Personal Consumer Issues
Topic: Roof not installed properly
Replies: 14
Views: 1244

Re: Roof not installed properly

Yes, the roofer pulled a permit. The contract specifies the shingles, ice and water shield, and ridge cap shingles. Nothing about drip edge. But it is code in my city. When getting estimates for roofs I had no idea what a drip edge even was. If the roofer pulled a permit, didn't mention drip edge i...
by ddurrett896
Mon Oct 14, 2019 7:09 am
Forum: Personal Consumer Issues
Topic: How to remove garden hose nozzle that is stuck on a hose
Replies: 45
Views: 23444

Re: How to remove garden hose nozzle that is stuck on a hose

Try soaking in white vinegar for a few hours. If not, heat always helps with metal. I have the below and it comes in handy a couple times a year.

https://www.harborfreight.com/electric- ... 91061.html
by ddurrett896
Wed Oct 09, 2019 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone want to share their monthly budget? Here's ours
Replies: 131
Views: 26873

Re: Anyone want to share their monthly budget? Here's ours

MortgageOnBlack wrote:
Wed Jan 24, 2018 4:02 pm
-$458.33 ROTH IRA Contribution
You can bump to $500 this year.

EDIT: just realized this thread is over a year old.
by ddurrett896
Mon Oct 07, 2019 1:59 pm
Forum: Personal Consumer Issues
Topic: Buying a house with in slab copper piping
Replies: 34
Views: 3816

Re: Buying a house with in slab copper piping

I wouldn't buy a slab home.

Leaks are a nightmare and a slab amplifies it. I've seen to make homes get torn apart to replace a leak or faulty drain. I'm talking all new flooring, kitchen remove, etc.
by ddurrett896
Thu Oct 03, 2019 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: Home repair - paying cash (dollar bills)
Replies: 60
Views: 4670

Re: Home repair - paying cash (dollar bills)

While cash makes it easier to cheat, it’s not always the case. A lot of these guys live day to day and can’t bank roll the next job until they are paid. As far as proof of the job being done, that’s what a contract was for. With a cleared check and no contract, there is no scope of work - good luck ...
by ddurrett896
Wed Oct 02, 2019 4:17 pm
Forum: Personal Finance (Not Investing)
Topic: Wedding Finances-Today
Replies: 107
Views: 7506

Re: Wedding Finances-Today

Let them plan and give them a set amount. Daughters family paying might be a tradition, but certainly not the case today.
by ddurrett896
Wed Sep 25, 2019 5:34 pm
Forum: Personal Consumer Issues
Topic: Detached garage: Prefabricated vs custom?
Replies: 6
Views: 685

Re: Detached garage: Prefabricated vs custom?

Stick build and go as big as possible. Just built 1,000sqft garage and it seems HUGE - now not so much.
by ddurrett896
Thu Sep 19, 2019 10:19 pm
Forum: Personal Consumer Issues
Topic: How to handle "split-the-bill" group lunches?
Replies: 159
Views: 7539

Re: How to handle "split-the-bill" group lunches?

Drink double next time.

I’d forget about it. Win some, lose some. Next time you can just offer to pick up the bday persons tab and have it added to yours. If your going to over pay, might as well be a boss about it.
by ddurrett896
Wed Sep 18, 2019 12:47 pm
Forum: Personal Consumer Issues
Topic: Do You Tip At Counter Service Restaurants?
Replies: 145
Views: 8728

Re: Do You Tip At Counter Service Restaurants?

Starfish wrote:
Wed Sep 18, 2019 12:43 pm
Abou 80% of the forum can be compressed in several topics:
1. Can I afford this house?
2. Can I retire?
3. Corrola vs Camry.
4. Backdoor Roth.
5. Do we spend to much?
6. Tip or no tip?
7. Lexus SUV?
8. Where should I go for vacation?
9. Costa Rica.

....

I think TESLA needs to be on the list!
by ddurrett896
Fri Sep 13, 2019 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: Managing joint finances when one is a perfectionist
Replies: 122
Views: 7654

Re: Managing joint finances when one is a perfectionist

Salary goes into individual accounts. Joint bills are paid and we spend 5 minutes per month plugging into Excel (good for utility tracking too). Whoever paid less transfers the remainder of their 50% to the other person. Easy. 401K and Roth IRA contributions are automatic. I don’t care what my wife ...
by ddurrett896
Fri Sep 13, 2019 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Whistleblowing / Going Rogue at Work
Replies: 122
Views: 6004

Re: Whistleblowing / Going Rogue at Work

I would have another job lined up with an offer before meeting.

There is no benefit to you to expose yourself. Stay anonymous and maybe even tell the President you're keep a close eye on them too.
by ddurrett896
Wed Sep 04, 2019 10:08 pm
Forum: Personal Consumer Issues
Topic: First-hand experiences with United Basic Economy for families?
Replies: 180
Views: 7256

Re: First-hand experiences with United Basic Economy for families?

Do you want to 100% sit together? If yes, pay. If not, buy economy.

Traveling with kids is work, add in connections and it’s not very fun. Adding in a seat swap debacle makes it even worse.

Easiest $400 I’d spend.
by ddurrett896
Mon Sep 02, 2019 8:32 am
Forum: Personal Consumer Issues
Topic: Did humanity ever make good Gas cans
Replies: 70
Views: 6220

Re: Did humanity ever make good Gas cans

VP cans work great. They say not for fuel but that’s just because it doesn’t have a spill proof approved spout. They are like 2x thicker than standard cans. 4 pack for like $100 and you can use a coupon to get them for around $80-$85. https://rover.ebay.com/rover/0/0/0?mpre=https%3A%2F%2Fwww.ebay.co...
by ddurrett896
Wed Aug 28, 2019 8:02 am
Forum: Personal Consumer Issues
Topic: Purchasing a truck - thoughts?
Replies: 105
Views: 6637

Re: Purchasing a truck - thoughts?

I will use the truck for hauling yard waste, taking stuff to the dump, hauling bikes to local riding areas (well cleared areas). I don’t plan on getting an RV or hauling the equivalent. Been there done that. I know you said you don't want a trailer but that's the ticket with a SUV. - SUV will likel...
by ddurrett896
Sat Aug 24, 2019 9:03 pm
Forum: Personal Consumer Issues
Topic: Can I get the new customer rate from Verizon Fios? Or should I switch to Spectrum?
Replies: 39
Views: 2759

Re: Can I get the new customer rate from Verizon Fios? Or should I switch to Spectrum?

You by chance live with someone?

My wife play the game every 2 years. I call and say I’m “moving out” and she starts service. 2 years later she’s “moving out” and I’m moving back in.
by ddurrett896
Tue Aug 13, 2019 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: "Negotiating" Salary
Replies: 74
Views: 5660

Re: "Negotiating" Salary

Average for the position pays $xxxx. Cost of living in the city is %xxx.

Position average x COL = Desired salary.
by ddurrett896
Fri Aug 09, 2019 5:33 pm
Forum: Personal Consumer Issues
Topic: Critique my exercise routine because it's not working for me
Replies: 160
Views: 9106

Re: Critique my exercise routine because it's not working for me

Day 1: cardio
Day 2: chest/shoulders/tris
Day 3: cardio
Day 4: legs
Day 5: cardio
Day 6: back/bis
Day 7: relax
by ddurrett896
Fri Aug 09, 2019 6:32 am
Forum: Personal Consumer Issues
Topic: which stud finder?
Replies: 52
Views: 2903

Re: which stud finder?

I've got an electronic stud finder, but picked up one of these and find myself using it more and more. Smaller so I can easily carry while working,never gives a false reading and no batteries required.

https://www.amazon.com/gp/product/B000I ... UTF8&psc=1
by ddurrett896
Fri Aug 09, 2019 6:30 am
Forum: Personal Consumer Issues
Topic: What to do with expired passports?
Replies: 22
Views: 2667

Re: What to do with expired passports?

Crazy not to renew. Especially with all the Real ID talk for domestic flights who knows what will be required in a few years.

I save them in a folder that says EXPIRED.
by ddurrett896
Wed Aug 07, 2019 6:20 am
Forum: Personal Finance (Not Investing)
Topic: Home Addition - how to choose contractor
Replies: 9
Views: 614

Re: Home Addition - how to choose contractor

The only way I would ever use a GC is to get 3 references from past work, then follow up with each of them.
by ddurrett896
Sat Aug 03, 2019 7:19 am
Forum: Personal Consumer Issues
Topic: Etiquette regarding fence on my property (adverse possession)
Replies: 28
Views: 6048

Re: Etiquette regarding fence on my property (adverse possession)

rexhat wrote:
Wed Jun 28, 2017 7:22 pm
I understand in NJ one can put a fence on a property and after 20 years claim it is his property
If this is true, I'd jump on it ASAP.

Tell the neighbor they have 60 days to make up their mind or it's being removed buy you:
1) move the fence
2) pay you market value for the occupied land
by ddurrett896
Fri Aug 02, 2019 11:25 am
Forum: Personal Consumer Issues
Topic: Whole-house generators - Generac, Kohler, or Briggs?
Replies: 145
Views: 6797

Re: Whole-house generators - Generac, Kohler, or Briggs?

If you must have AC another option is to buy another genset dedicated for the AC unit - we have never needed AC here when these events occur. I've got a 9,375/7,500 that for house minus AC. I've got a 2,000/1,600 inverter for camping/etc. Thinking about a 4375/3,500 for house minus 240 outlets. Thi...
by ddurrett896
Fri Aug 02, 2019 8:49 am
Forum: Personal Consumer Issues
Topic: Whole-house generators - Generac, Kohler, or Briggs?
Replies: 145
Views: 6797

Re: Whole-house generators - Generac, Kohler, or Briggs?

Are you completely sold on a fully automatic system? Do you need to run everything in your house simultaneously? I only ask because the route we went here in Southwest FL was having an interlock kit installed in our panel and we have a 50amp inlet box that we connect to a portable generator. It run...
by ddurrett896
Thu Aug 01, 2019 2:12 pm
Forum: Personal Consumer Issues
Topic: Personal Cloud Storage NAS - I'm Interestd!
Replies: 10
Views: 898

Re: Personal Cloud Storage NAS - I'm Interestd!

decapod10 wrote:
Thu Aug 01, 2019 1:28 pm
I have a Synology NAS, which is one of the more popular brands out there.
That sounds like exactly what I need. Love that is copied to the second drive. I checked Amazon and there are a few different ones. Can you send your model? Thanks!
by ddurrett896
Thu Aug 01, 2019 12:33 pm
Forum: Personal Consumer Issues
Topic: Personal Cloud Storage NAS - I'm Interestd!
Replies: 10
Views: 898

Re: Personal Cloud Storage NAS - I'm Interestd!

Is there a way I can continue to use my Mac as my main storage and remote in? I prefer this because I can then backup my Mac to an external hard drive that is protected in a safe.
by ddurrett896
Thu Aug 01, 2019 7:30 am
Forum: Personal Finance (Not Investing)
Topic: Why won’t anyone hire me?
Replies: 156
Views: 15231

Re: Why won’t anyone hire me?

. What am I doing wrong? Is it really this hard to find a job nowadays? I am applying mostly office positions but now I’m starting to wonder if I should just apply at McDonald’s. Is it my age? I can’t even believe how difficult it is to get a job, as opposed to when I was in my 20s and 30s. I reall...
by ddurrett896
Wed Jul 31, 2019 9:07 am
Forum: Personal Consumer Issues
Topic: Personal Cloud Storage NAS - I'm Interestd!
Replies: 10
Views: 898

Personal Cloud Storage NAS - I'm Interestd!

Friend of mine purchased a WD 4TB My Cloud Home Personal Cloud Storage (link below) to remotely view files on home computer. I got to thinking, this might solve my photo situation. https://www.amazon.com/Cloud-Home-Personal-Storage-WDBVXC0040HWT-NESN/dp/B076CTK55W/ref=sr_1_7?keywords=wd+storage+nas&...
by ddurrett896
Tue Jul 30, 2019 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: Storing documents--- trust, will, etc.
Replies: 22
Views: 1977

Re: Storing documents--- trust, will, etc.

All important documents, passports, SS cards, etc. are: sealed in something like this https://www.amazon.com/JUNDUN-Fireproof-Waterproof-Fire-Resistant-Safe-Document/dp/B07N39H2SL/ref=sr_1_23?keywords=fireproof+bag&qid=1564510733&s=hi&sr=1-23 then placed in something like this https://www.amazon.com...
by ddurrett896
Tue Jul 30, 2019 10:11 am
Forum: Personal Consumer Issues
Topic: Whole-house generators - Generac, Kohler, or Briggs?
Replies: 145
Views: 6797

Re: Whole-house generators - Generac, Kohler, or Briggs?

several multiple-day power outages on my street in the last two years, and were just informed my the power company that their project to bury the power lines has been suspended indefinitely. We have above ground and while easier to knock down, it's also easier to located and fix vs underground line...
by ddurrett896
Tue Jul 30, 2019 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Working four days a week
Replies: 21
Views: 1642

Re: Working four days a week

For a salaried employee, it seems like a pain on the manager because it's not as if you can just start clocking 8 less hours and the paycheck automatically decreases. Plus benefits that are only held by full time employees.

Instead, I would push for 4 10 hours days with 1 day off.
by ddurrett896
Tue Jul 30, 2019 7:21 am
Forum: Personal Consumer Issues
Topic: Tree Removal Crane vs Boom
Replies: 24
Views: 1502

Re: Tree Removal Crane vs Boom

If the price is the same, you're crazy to not go with the crane.

Crane is faster and doesn't leave ruts in your yard from fallen pieces of trunk. There is 0 benefit to using a boom over crane.
by ddurrett896
Mon Jul 29, 2019 9:28 am
Forum: Personal Consumer Issues
Topic: Do you buy the highest trim car ?
Replies: 120
Views: 7447

Re: Do you buy the highest trim car ?

adimoron wrote:
Mon Jul 29, 2019 8:31 am
Do you guys buy the highest trims ?
I buy the lowest trim that meets my needs.

For my wife's Pilot, backup sensors were a non-negotiable/must have. Touring was the only option and what we went with.
by ddurrett896
Thu Jul 25, 2019 2:43 pm
Forum: Personal Finance (Not Investing)
Topic: Way out of financial catastrophe?
Replies: 80
Views: 11171

Re: Way out of financial catastrophe?

The remodel was done in the 80s, with nothing happening over the past 40 years and all the sudden it's unsafe? Put it back together and sell it! There is no way I'd dump 50% of what I paid for a house into structural repair.
by ddurrett896
Tue Jul 23, 2019 12:22 pm
Forum: Personal Investments
Topic: A little discouraged with earnings, is it really this slow?
Replies: 66
Views: 9617

Re: A little discouraged with earnings, is it really this slow?

You’re killin it.

Stay off the 40 with $1mm threads.
by ddurrett896
Sat Jul 20, 2019 6:45 am
Forum: Personal Consumer Issues
Topic: finding transformer in attic with insulation (edited for correct name of component)
Replies: 36
Views: 2197

Re: finding transformer in attic with insulation (edited for correct name of component)

Easiest option might be to buy a $30 doorbell kit

Go in the attic over the doorbell and find the chime/transformer wires, cut them and wire new.
by ddurrett896
Thu Jul 18, 2019 12:48 pm
Forum: Personal Consumer Issues
Topic: Anyone pay to install transfer switch recently? Does quote seem reasonable?
Replies: 47
Views: 2973

Re: Anyone pay to install transfer switch recently? Does quote seem reasonable?

JediMisty wrote:
Thu Jul 18, 2019 12:22 pm
That's illegal here in NJ. If someone should turn the breaker back on and a lineman gets hurt or (shudder) killed, you will be charged with manslaughter.
Add an interlock kit. The breaker supplying the generator power can't be on while the main is on.
by ddurrett896
Thu Jul 18, 2019 6:18 am
Forum: Personal Finance (Not Investing)
Topic: Post Daycare Finances
Replies: 25
Views: 2512

Re: Post Daycare Finances

986racer wrote:
Thu Jul 18, 2019 4:45 am
Activities (dance, soccer, gymnastics, football, baseball,?etc)
+ Broken bones
by ddurrett896
Wed Jul 17, 2019 5:19 pm
Forum: Personal Consumer Issues
Topic: Garage Organization
Replies: 57
Views: 4420

Re: Garage Organization

The cabinets look great! Did you put wood over the existing sheetrock, or did you have the privilege of starting from scratch? They are expensive, but solid. If you do purchase, get the Pro. They are 24" lower cabinets where the Bold and other lines have 18" deep cabinets. The price per sqft of sto...
by ddurrett896
Wed Jul 17, 2019 3:49 pm
Forum: Personal Consumer Issues
Topic: Garage Organization
Replies: 57
Views: 4420

Re: Garage Organization

NewAge Pro cabinet set that includes lockers.

Wood walls instead of Sheetrock so you can nail anywhere on the wall.
by ddurrett896
Tue Jul 16, 2019 6:43 am
Forum: Personal Investments
Topic: Not Another Pay off the House or Invest...
Replies: 29
Views: 2620

Re: Not Another Pay off the House or Invest...

This means holding a loan below $377k or close ($388k) means I do not get a tax benefit and it is costing me 3.875% after tax, well... barely so far, but it will get worse as the loan goes on. Inflation is like 2% so the 3.875% is really like 1.875%. I wouldn't invest the extra payment in the marke...
by ddurrett896
Sat Jul 13, 2019 6:33 am
Forum: Personal Finance (Not Investing)
Topic: Can my brother afford his vacation?
Replies: 41
Views: 3862

Re: Can my brother afford his vacation?

skime wrote:
Fri Jul 12, 2019 6:49 pm
What would you have told him?
If you had $100 bill in your pocket and wanted candy out of the $.50 dispenser, would you really question the decision?
by ddurrett896
Wed Jul 10, 2019 6:57 am
Forum: Personal Consumer Issues
Topic: Wize Cam reviews
Replies: 23
Views: 1811

Re: Wize Cam reviews

I'm planning to add 5 cameras outside to cover drive way and front doors. Must haves are: - few days of backup that can be remote viewed - ability to watch live from iPhone - Send notification on motion My neighbors swear by NEST and admittedly they are pretty sweet. They check all of the boxes exce...
by ddurrett896
Sun Jul 07, 2019 6:38 am
Forum: Personal Consumer Issues
Topic: When to use a fuel stabilizer - for cars, boats, lawn mowers, etc?
Replies: 47
Views: 3143

Re: When to use a fuel stabilizer - for cars, boats, lawn mowers, etc?

Best Option: Use ethanol free gas. See link below for stations that stock it. https://www.pure-gas.org/ Next Best Option: Buy ethanol gas and use Star Tron. https://www.amazon.com/Star-Tron-Enzyme-Fuel-Treatment/dp/B001VMNHX8/ref=sr_1_4?gclid=EAIaIQobChMIrtXZm9yi4wIVxrfACh0hNg-kEAAYASAAEgIeoPD_BwE&h...
by ddurrett896
Sat Jul 06, 2019 6:38 am
Forum: Personal Consumer Issues
Topic: Anyone pay to install transfer switch recently? Does quote seem reasonable?
Replies: 47
Views: 2973

Re: Anyone pay to install transfer switch recently? Does quote seem reasonable?

BogleFanGal wrote:
Wed Jul 03, 2019 11:15 am
Looking at 2 options:
(A) Paying the $650 (on top of $400+ for kit I bought) or
(B) Returning kit and sticking w/extension cords to power portable generator. (What we've done in past.)
(C) back feed house thru the dryer outlet. Yes, make sure the main breaker is off to save a linesman life.
by ddurrett896
Thu Jul 04, 2019 6:13 am
Forum: Personal Finance (Not Investing)
Topic: 30 y/o financial check up. How am I doing? Can I buy a model 3 performance?
Replies: 57
Views: 4067

Re: 30 y/o financial check up. How am I doing? Can I buy a model 3 performance?

sjl333 wrote:
Thu Jul 04, 2019 1:03 am
I'm essentially betting on myself knowing I will be making very good money for a very long time.
A lot of people had the same mindset in the early 2000s when they took adjustable rate mortgages.

Save up $60,000 for the car.
Pay off your dad so its one less thing to think about.
by ddurrett896
Wed Jul 03, 2019 6:30 am
Forum: Personal Finance (Not Investing)
Topic: Hire a driver?
Replies: 63
Views: 3604

Re: Hire a driver?

1 hour commute is not really that bad.
by ddurrett896
Mon Jul 01, 2019 6:58 am
Forum: Personal Consumer Issues
Topic: anyone in the market for a lawn tractor?
Replies: 31
Views: 2048

Re: anyone in the market for a lawn tractor?

I cut 1/3 acre with a base John Deere 100 series mower. They cost around $1,500 new, picked up this on Craigslist with like 20 hours for $750.

It's been 7 years and I've got 80 hours on it now and all I've done is change the oil. Battery tender goes on it in the winter.