Search found 56 matches

by JMKEBogleGuy
Tue Oct 06, 2020 10:13 pm
Forum: Investing - Theory, News & General
Topic: Introducing the Bogleheads Speaker Series
Replies: 19
Views: 3751

Re: Introducing the Bogleheads Speaker Series

Wonderful glad I have not missed this. Looking forward to it!

Thank you LadyGeek!
by JMKEBogleGuy
Tue Oct 06, 2020 5:54 pm
Forum: Investing - Theory, News & General
Topic: Introducing the Bogleheads Speaker Series
Replies: 19
Views: 3751

Bogleheads Conference 2020..... 😫

Well hello everyone my calendar popped up a reminder for the Bogleheads Conference which was to start tomorrow. I don’t post often but I have enjoyed the conference a number of times so perhaps I missed any discussion of this but... Just wanted to say it’s a bummer and hope everyone is well and look...
by JMKEBogleGuy
Wed Jan 16, 2019 6:11 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 62321

Re: John Bogle is dead at 89

Honored to have had the chance to hear him speak and meet Mr. Bogle to thank him that I can now be enjoying my retirement.....
by JMKEBogleGuy
Fri Jun 08, 2018 9:21 pm
Forum: Investing - Theory, News & General
Topic: The Psychology of Money - A Blog Post
Replies: 151
Views: 16733

Re: The Psychology of Money - A Blog Post

I don't have time to read this now but the site looks very interesting and seems to have some great topics and outside the box thinking! Thanks for sharing!!
by JMKEBogleGuy
Sat May 19, 2018 8:36 am
Forum: Personal Finance (Not Investing)
Topic: Assisted Living tax deduction as medical expense
Replies: 23
Views: 2654

Re: Assisted Living tax deduction as medical expense

Thanks again everyone and if you are a person or family that is taking this deduction please let me know how you documented it or substantiated it.

Thanks!
by JMKEBogleGuy
Fri May 18, 2018 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: Assisted Living tax deduction as medical expense
Replies: 23
Views: 2654

Re: Assisted Living tax deduction as medical expense

Thanks for the responses so far ... yes it seems as though... Qualified Long-Term Care Services Qualified long-term care services are necessary diagnostic, preventive, therapeutic, curing, treating, mitigating, rehabilitative services, and maintenance and personal care services (defined later) that ...
by JMKEBogleGuy
Fri May 18, 2018 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: Assisted Living tax deduction as medical expense
Replies: 23
Views: 2654

Assisted Living tax deduction as medical expense

Hello - I am in the process of moving my parents into the assisted living (AL) section of the senior living facility they are in currently. They are now in the independent living section. My understanding is that there may be the ability to deduct some or all the AL expenses as a medical expense. Do...
by JMKEBogleGuy
Sun Mar 04, 2018 10:14 pm
Forum: Personal Consumer Issues
Topic: Blinds- where did you get yours?
Replies: 15
Views: 3666

Re: Blinds- where did you get yours?

blindster.com - $84 for a nice bedroom window honeycomb not light blocking
by JMKEBogleGuy
Fri Mar 02, 2018 11:43 pm
Forum: Personal Consumer Issues
Topic: Part-Time or seasonal jobs - Feed The ROTH
Replies: 14
Views: 2100

Re: Part-Time or seasonal jobs - Feed The ROTH

Some good suggestions so far really appreciate all the thoughts and ideas.... keep em coming!!
by JMKEBogleGuy
Wed Feb 28, 2018 11:00 pm
Forum: Personal Consumer Issues
Topic: Part-Time or seasonal jobs - Feed The ROTH
Replies: 14
Views: 2100

Part-Time or seasonal jobs - Feed The ROTH

Hi I retired a year ago and was thinking I would love to find some type of reasonable and flexible job to make some $$$ mainly so I can keep contributing to my Roth for a few more years. What experience or ideas do you have that might allow a person to make up to $6500 to be able to contribute and “...
by JMKEBogleGuy
Wed Feb 14, 2018 10:43 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Salary requirements
Replies: 6
Views: 1457

Retirement Salary requirements

Hello - I wanted to get an idea from the readers here of how you estimated your "salary" needed during retirement and what actually happened as the years of your retirement progressed. For instance I retired a year ago and started with a salary needed of X. In my spreadsheet that I use I i...
by JMKEBogleGuy
Sat Feb 10, 2018 10:37 pm
Forum: Personal Consumer Issues
Topic: Home printer
Replies: 50
Views: 4270

Re: Home printer

I bought the Brother Color Laser 3180 CDW I think it was about $250 - $270 it has color (I guess I said that) but the inkjet printers I had were useless after infrequent use the cartridges got clogged and were useless. I decided to buy the color laser after looking around. As the prior poster has su...
by JMKEBogleGuy
Wed Jan 31, 2018 9:53 pm
Forum: Personal Consumer Issues
Topic: A weekend in Rome - what would you do?
Replies: 13
Views: 1106

Re: A weekend in Rome - what would you do?

I was in Italy for the first time last fall. I spent 2 days in Rome alone and then hiked with a group for 8 days in Umbria. I stayed at the Hotel Pace Helvitica a few blocks from the Trevi fountain and walked there then to the Pantheon and then to Plaza Navona really wonderful. Too many people but s...
by JMKEBogleGuy
Mon Jan 29, 2018 11:55 am
Forum: Personal Consumer Issues
Topic: Paris Hotel Recommendations
Replies: 21
Views: 2551

Re: Paris Hotel Recommendations

Hello - I used the Rick Steves book and have 10 days at Hotel Jean Bart reserved for April. About 100 euros per night. Made the reservation by email and it worked well. Its right by the Luxembourg Gardens on the left back - I am hoping pretty walkable to almost everywhere in Paris. Nothing fancy but...
by JMKEBogleGuy
Sat Jan 27, 2018 3:48 pm
Forum: Personal Consumer Issues
Topic: April in Paris - Your favorites or suggestions?
Replies: 48
Views: 3196

Re: April in Paris - Your favorites or suggestions?

Thanks so much for all the detail MoonOrb - Yes Chartres is going up on my list!
by JMKEBogleGuy
Sat Jan 27, 2018 9:09 am
Forum: Personal Consumer Issues
Topic: April in Paris - Your favorites or suggestions?
Replies: 48
Views: 3196

Re: April in Paris - Your favorites or suggestions?

Thanks Hoosierdom - I have read a bit about the Catacombs and I am considering that! and the walking with bread, cheese and wine sounds delightful!
by JMKEBogleGuy
Fri Jan 26, 2018 9:11 pm
Forum: Personal Consumer Issues
Topic: April in Paris - Your favorites or suggestions?
Replies: 48
Views: 3196

Re: April in Paris - Your favorites or suggestions?

Thanks ellvizzle - I will look up Paris Greeters and yes I kind of feel like I'm ok without Versailles but we will see!
by JMKEBogleGuy
Fri Jan 26, 2018 8:58 pm
Forum: Personal Consumer Issues
Topic: April in Paris - Your favorites or suggestions?
Replies: 48
Views: 3196

Re: April in Paris - Your favorites or suggestions?

THanks elrobin I will definitely go for those pastries and I do want to go see the Chartres Cathedral!
by JMKEBogleGuy
Fri Jan 26, 2018 8:56 pm
Forum: Personal Consumer Issues
Topic: April in Paris - Your favorites or suggestions?
Replies: 48
Views: 3196

Re: April in Paris - Your favorites or suggestions?

Thank you Puget Sound Guy I really would like to go to Chartres and see the cathedral but I have to figure out if I am brave enough to use the metro....

Thanks so much or should I say Merci Beaucoup!
by JMKEBogleGuy
Fri Jan 26, 2018 8:54 pm
Forum: Personal Consumer Issues
Topic: April in Paris - Your favorites or suggestions?
Replies: 48
Views: 3196

Re: April in Paris - Your favorites or suggestions?

Thank you for all the wonderful detail suggestions historikerstreit!! Really appreciated!
by JMKEBogleGuy
Fri Jan 26, 2018 4:43 pm
Forum: Personal Consumer Issues
Topic: Riverboat trip on the Danube next October
Replies: 16
Views: 1652

Re: Riverboat trip on the Danube next October

I took the Viking cruise with my Father and Stepmom in October/November 2015. From Budapest to Nuremburg. It was wonderful. When I was younger I actually lived south of Vienna so on the day in Vienna they arranged for a van and the 3 of us got driven to the area where I had lived and got to share th...
by JMKEBogleGuy
Fri Jan 26, 2018 9:13 am
Forum: Personal Consumer Issues
Topic: April in Paris - Your favorites or suggestions?
Replies: 48
Views: 3196

Re: April in Paris - Your favorites or suggestions?

Thanks everyone - all greatly appreciated! Glass is one of my favorite things and Saint Chapelle is high on my list. Of course Notre Dame. And I have the Rick Steve’s guide. I’m planning to get a EU sim chip for my phone so I can navigate the city. I will like spend a day at Versaillais and I’ll con...
by JMKEBogleGuy
Thu Jan 25, 2018 10:20 pm
Forum: Personal Consumer Issues
Topic: April in Paris - Your favorites or suggestions?
Replies: 48
Views: 3196

April in Paris - Your favorites or suggestions?

HI Bogleheads - you are all so helpful and I thought I would ask.... I am heading to Paris in the second half of April 2018 for 10 days. I found a flight for $441 to Paris so all good! I have a hotel by the Luxembourg Gardens on the Left Bank. I will visit some museums, walk all over the city, Eiffe...
by JMKEBogleGuy
Sun Jan 21, 2018 8:47 am
Forum: US Chapters
Topic: My daughter got her dream job [Proud Papa]
Replies: 40
Views: 6553

Re: My daughter got her dream job

Beautiful Post... we live and die with our children and hope for the best for them as they find their way through the jungle of life. So glad to see this post as I have three kids who lost their mother at a young age and we have all been greatly affected. When your child is struggling having money f...
by JMKEBogleGuy
Sat Dec 23, 2017 10:07 am
Forum: Personal Investments
Topic: Inherited IRA distribution rules
Replies: 9
Views: 1168

Re: Inherited IRA distribution rules

Thanks for the reply and the link - good info - very detailed - I will look through over time.
by JMKEBogleGuy
Thu Dec 21, 2017 7:14 pm
Forum: Personal Investments
Topic: Inherited IRA distribution rules
Replies: 9
Views: 1168

Re: Inherited IRA distribution rules

Allan - ok now we are getting somewhere I think. First off what does RBD mean .... is it that the original IRA owner has started taking RMD’s and is 70.5 or greater? So the situation I’m trying to get the answer for is both IRA owners (married) are well past 80. The trust is named as the secondary b...
by JMKEBogleGuy
Thu Dec 21, 2017 2:33 pm
Forum: Personal Investments
Topic: Inherited IRA distribution rules
Replies: 9
Views: 1168

Re: Inherited IRA distribution rules

Thanks! From the link it seems like if a trust is the beneficiary and the original owner was taking RMD already then the beneficiary can use the longer distribution method (I.e. the IRS RMD tables)

Am I understanding that correctly?
by JMKEBogleGuy
Thu Dec 21, 2017 1:19 pm
Forum: Personal Investments
Topic: Inherited IRA distribution rules
Replies: 9
Views: 1168

Re: Inherited IRA distribution rules

Thanks for your reply - I am hoping someone can clarify when the five year distribution rule applies and when you can have a longer distribution duration based on the IRS RMD life expectancy tables.

If someone can clarify that would be most appreciated.
by JMKEBogleGuy
Thu Dec 21, 2017 8:49 am
Forum: Personal Investments
Topic: Inherited IRA distribution rules
Replies: 9
Views: 1168

Inherited IRA distribution rules

Hello - if a person has a trust and the trust is named as the beneficiary of their IRA’s my understanding is that the beneficiary must then withdraw the money from the IRA completely in five years. If a person is named then they can withdraw according to the RMD table and their age..... if there are...
by JMKEBogleGuy
Wed Nov 29, 2017 11:29 am
Forum: Personal Finance (Not Investing)
Topic: Living Trusts - Distribution Options and Strategies
Replies: 4
Views: 609

Re: Living Trusts - Distribution Options and Strategies

Thanks to both of you. Just thinking of stuff like .... the first part of the distribution each year should fund a Roth (for example) and the total distribution in a year cannot exceed the adjusted gross income of the prior year or other things like that to kind of govern the distribution of the ass...
by JMKEBogleGuy
Wed Nov 29, 2017 11:07 am
Forum: Personal Finance (Not Investing)
Topic: Living Trusts - Distribution Options and Strategies
Replies: 4
Views: 609

Living Trusts - Distribution Options and Strategies

Hello all - I am in the process of creating a trust and want to understand more thoroughly what possible distribution options are for assets. I was wondering if anyone here would suggest a book that covers this area of trusts or a website that may have relevant information in this area. Thanks every...
by JMKEBogleGuy
Sat Oct 28, 2017 2:02 pm
Forum: Personal Investments
Topic: Roth Conversions for a single retired guy
Replies: 3
Views: 638

Roth Conversions for a single retired guy

So I am trying to figure out if it makes sense for me to convert some pre-tax IRA $$ to Roths. It seems it generally only makes sense if you can lower your tax bracket and pay the taxes to do this. If I am solidly in the 25% bracket (2017 $37,950 to #91,900) and that wont change then it seems like t...
by JMKEBogleGuy
Mon Aug 07, 2017 9:27 pm
Forum: Personal Consumer Issues
Topic: Santa Fe New Mexico - recommendations
Replies: 26
Views: 3071

Re: Santa Fe New Mexico - recommendations

Nice appreciate your suggestions! :sharebeer
by JMKEBogleGuy
Mon Aug 07, 2017 7:21 pm
Forum: Personal Consumer Issues
Topic: Santa Fe New Mexico - recommendations
Replies: 26
Views: 3071

Re: Santa Fe New Mexico - recommendations

Thanks so much everyone you guys have some great information !

Appreciate all your suggestions!
by JMKEBogleGuy
Mon Aug 07, 2017 11:34 am
Forum: Personal Consumer Issues
Topic: Santa Fe New Mexico - recommendations
Replies: 26
Views: 3071

Santa Fe New Mexico - recommendations

I've seen a number of posts on travel here and the advice is always great... I'll be traveling solo to spend a few days (6) in Santa Fe with the idea of some exploring from Albuquerque to Taos. Interests are art historical museums , day hiking, perhaps a round of golf and local food...and any other ...
by JMKEBogleGuy
Thu Mar 23, 2017 7:22 am
Forum: Personal Consumer Issues
Topic: Adults trip in May to Zion and Bryce National Parks
Replies: 21
Views: 3048

Re: Adults trip in May to Zion and Bryce National Parks

Yes I would second the narrows, my son and I did it a few years ago. Get the boots and a walking stick from the outfitters and listen to what they say about the water levels and flow. If it's ok it is one of the most beautiful hikes in the world. Angels landing is surely wonderful too but not for me...
by JMKEBogleGuy
Sun Mar 05, 2017 6:27 pm
Forum: Personal Investments
Topic: Portfolio Review: Newbie w/ $2.8M
Replies: 58
Views: 7901

Re: Portfolio Review: Newbie w/ $2.8M

All good advice here from the many kind and wise folks on the board. I learn so much reading the posts. I would suggest watching the board and when the Boglehead conference is announced about April 1st register right away. Because it will fill up in a day or so. Make your reservation at the hotel fo...
by JMKEBogleGuy
Sun Mar 05, 2017 11:57 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Help - Initial Download of 401K
Replies: 4
Views: 729

Re: Quicken Help - Initial Download of 401K

Thanks all... I have figured it out I believe. This investment I am discussing is not a publically available investment. It's only available to employees in the 401K therefore while I had the correct number of shares, the value was not there and therefore zero. Since this investment always has a $1 ...
by JMKEBogleGuy
Sat Mar 04, 2017 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Help - Initial Download of 401K
Replies: 4
Views: 729

Quicken Help - Initial Download of 401K

Hi there - I just started with Quicken (for better or for worse!!) and connected to vanguard and downloaded the transactions available. Since it only downloaded a few years of transactions the balance is not correct. what kind of adjusting transaction can I enter to allow each mutual fund to reflect...
by JMKEBogleGuy
Mon Sep 19, 2016 10:14 pm
Forum: Personal Consumer Issues
Topic: The Bogleheads' "100 Things Worth Every Penny" List
Replies: 275
Views: 52258

Re: The Bogleheads' "100 Things Worth Every Penny" List

Downsized a few months ago into a neighborhood with many trees. Decided to buy gutter covers so they came Saturday and installed. Lifetime guarantee never will need to clean the gutters for this house. All good...

My health
Running
The choice to retire or not after you've worked for many years.
by JMKEBogleGuy
Tue Apr 05, 2016 8:02 pm
Forum: Personal Consumer Issues
Topic: Five Best National Parks to Visit?
Replies: 99
Views: 12242

Re: Five Best National Parks to Visit?

It certainly depends on what you want to do but hiking the Narrows in Zion is unforgettable. The Grand Canyon is the most awesome sight if you can get there in the dark and watch the sun rise in the morning and light up the canyon. Not a national park but havasupi falls a few hours from the south ri...
by JMKEBogleGuy
Sun Oct 18, 2015 12:51 am
Forum: Investing - Theory, News & General
Topic: What did you learn at Bogleheads 15
Replies: 37
Views: 5426

Re: What did you learn at Bogleheads 15

I learned I can't decide what I like better the conference and its agenda or all the people I met and the interesting conversations! Great session on social security with Mel and Mike Piper. Great to meet Victoria and see her stamps from the Camino! Fun to discuss folding bikes with Raybo! And the F...
by JMKEBogleGuy
Sat Oct 17, 2015 10:39 am
Forum: US Chapters
Topic: Thank you Bogleheads Conference 2015!
Replies: 49
Views: 6483

Re: Thank you Bogleheads Conference 2015!

Great conference again! Thanks to all, as others have said its the conference and the attendees too. A great time at dinner with Gene (the wine guy!) and fun ride on the train as I spent Friday in Philadelphia! Thanks Docahedron (did I spell that right!?) for the Barnes Foundation suggestion, I went...
by JMKEBogleGuy
Sun May 24, 2015 8:08 pm
Forum: Personal Consumer Issues
Topic: Viking river Cruise - Budapest to Nuremberg
Replies: 11
Views: 4908

Re: Viking river Cruise - Budapest to Nuremberg

Thanks everyone for your replies, the trip will be one week after the Bogleheads meeting so Mel I will be sure to touch base with you at the conference since I already planned that before I knew my parents were going to do this. I hope to do more traveling in a few years once I have significantly mo...
by JMKEBogleGuy
Sat May 23, 2015 10:56 pm
Forum: Personal Consumer Issues
Topic: Viking river Cruise - Budapest to Nuremberg
Replies: 11
Views: 4908

Viking river Cruise - Budapest to Nuremberg

Hi forum friends: Well my father and stepmom finally took my advice and surprised me greatly. They called to tell me they decided to take a river cruise. It shocked me but I'm delighted. I was trying to get them to do something they would enjoy or even travel 400 miles to see family. And they seemed...
by JMKEBogleGuy
Wed May 06, 2015 7:57 pm
Forum: Personal Investments
Topic: Need Help With Roth
Replies: 11
Views: 977

Re: Need Help With Roth

Well 1.1% is too much to pay as others will also share. More important is your IPS investment policy statement and what all your other assets are. No reason to put the Roth somewhere else if the 3-fund fits your AA, the expense ratio is very low and therefore much better as a decision... Others will...
by JMKEBogleGuy
Sat Feb 14, 2015 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: How to characterize a pension as a part of one's retirement?
Replies: 4
Views: 680

How to characterize a pension as a part of one's retirement?

So if $40k is a 4% SWR from a $1 million dollar portfolio, would it be reasonable to at least "softly" consider a $30K pension with an annual COLA as about a $750,000 balance in a portfolio overall? With the recognition that there are potential risks in the payment of a pension? Just tryin...
by JMKEBogleGuy
Sat Feb 14, 2015 12:45 pm
Forum: Investing - Theory, News & General
Topic: 5.6% stable value fund - what allocation?
Replies: 29
Views: 3625

Re: 5.6% stable value fund - what allocation?

Thanks to those of you that gave your wide-ranging thoughts. This fund is the reserves of the insurance company I work for. When I started there over 13 years ago the funds return was over 8.5%. It has been going down over the years in line with the interest rates, but still an wonderful option and ...
by JMKEBogleGuy
Sat Feb 07, 2015 3:11 pm
Forum: Personal Investments
Topic: Backdoor Roth setup - do I have this correct?
Replies: 2
Views: 583

Re: Backdoor Roth setup - do I have this correct?

Thanks DSInvestor ! That helps a bunch , yes I will have the $13K to contribute and based on what you shared I can contribute $6500 to a Tira for 2014 this year before 4/15/15 and $6500 for 2015 to a Tira for tax year 2015. Then I will convert the whole $13K to a Roth and that will be reflected on m...
by JMKEBogleGuy
Sat Feb 07, 2015 11:55 am
Forum: Personal Investments
Topic: Backdoor Roth setup - do I have this correct?
Replies: 2
Views: 583

Backdoor Roth setup - do I have this correct?

Hello - I have a question about a backdoor Roth. I just moved some IRA $$ into my employer 401K so now I only have that employer 401K and a Roth outside of it. I did this so I could do a backdoor Roth. My understanding is that on your taxes the question that determines your tax impact is what is the...