Bogleheads.org

testing321

Our average over the last 5 years for a couple is $56,000 per year. We did not make any vehicle purchases during this period. It does include property taxes and travel.

testing321

The detectors will beep if the battery gets too low before your next routine replacement.

testing321

My sump pump runs during a heavy storm once every few years. If it hasn't run in several years, I will test it during a storm when the water level rises. I stick something in the sump and raise the float enough to turn it on. One year it didn't run, so I bought the exact same model of pump and repla...

testing321

If you take the standard deduction then you really should pay it off.

testing321

I always thaw for a specified period of time rather than indefinitely. I can do two CRAs online and the third I have to do over the phone because online doesn't work. It hasn't been difficult for me.

testing321

I have owned a LG french door refrigerator, a LMX25, for 10 years and its been perfect so far. It's still very attractive even compared to current models. But when I was shopping with my mother last year for a new frig, I steered her away from the LG model that she wanted because of the difficulty t...

testing321

I blocked the Quicken program using Window's firewall and I haven't had any issues using Quicken 2016 which I got for $10.
Control panel, Windows Defender Firewall, Advanced settings, outbound rules, create a rule for Quicken.

testing321

Some people on another site said that it is difficult to cancel over the phone due to very long waits. But it is supposed to be easy to cancel if you use Paypal because you can cancel it on Paypal's website without speaking to anyone.

testing321

I always have a problem with one or two CRAs using the annualcreditreport website. So I download the pdf form at annualcreditreport.com, fill it out and mail it in, which never fails. They mail the reports to me and I receive them within two weeks.

testing321

I signed up for this around noon Friday. If I use a browser that I haven't used in a while, Edge, and go to www.wsj.com , click on subscription options at the bottom, I still see the deal.

testing321

tibbitts wrote: ↑Mon Nov 02, 2020 12:02 pm Was this a fee-based Google service?

No.

testing321

SmileyFace wrote: ↑Mon Nov 02, 2020 11:59 am Were you on one of their pricing plans?

No. I should also add that I was unable to access my history of texts to my google voice number.

testing321

I got locked out of google voice a year or two ago. The rest of my google account such as gmail still worked, but my goole voice phone number and phone log was no longer accessible. I had been giving out my google voice number as my contact number and using it for 2FA, so it was a hassle to change t...

testing321

whodidntante wrote: ↑Sun Sep 27, 2020 6:27 am Fidelity pulls EWS (Early Warning System). You have a right to access the report for free. It involves filling out form and sending it in. Pull that report and see if there is something sinister or wrong on it.

Get it here.

testing321

Microsoft has a free utility that will erase free space, SDELETE.exe. Just google it.

testing321

NavyIC3 wrote: ↑Wed Sep 16, 2020 8:55 amMy credit has been frozen at Equifax, Transunion and Experian for three years.

I would also freeze at ChexSystems.com . Also report at https://des.az.gov/services/employment/ ... efit-fraud

testing321

Called Fidelity (UMB) they stated that they did not decline anything, have no record of anyone attempting to get approval. It does seem that my wife was able to use it for a "card present" transaction this morning. So you're talking about the debit card for cash management, not the credit...

testing321

Did you call the 888 number on the back of the card?

testing321

You already get free shipping if you order $35 or more from the website. The advantage of Walmart+ is for delivery of what would otherwise be curbside pickup. We use curbside pickup about once a week for groceries and sundries, so it would end up costing us about $2 to have each pickup delivered if ...

testing321

Dealing with the 1099-Gs will be a hassle for many people.

testing321

I had a friend in college that played blackjack professionally for a few years. He dressed up in cheap suits to resemble a car salesmen. He was kicked out of several casinos for counting cards. He finally quit because he couldn't handle all the smoke in the casinos. It's still an issue in some locat...

testing321

My lowest limit card ($2,500) gives me 3% CB on online purchases, so I'm fine with it. I don't answer the update your income questions, so I think the limit will stay where it is. It's less to worry about in case it gets compromised.

testing321

We have had insurance from Delta Dental since I retired. I keep a spreadsheet of our claims, and like medical insurance, the provider discounts are much greater than the insurance payments. Overall, we have saved a lot with the insurance, but of course, it depends on how much work is done. Our plan ...

testing321

The trust will owe tax on any capital gains, so the question is, is the market value of the house significantly higher than the purchase price+improvements? If so, you all would be better off not selling as long as she is living because then you get a stepped up basis=market value at time of death a...

testing321

I always have one or two CRAs that don't work online. So I download the pdf form from annualcreditreport.com and sent it in by postal mail and about two weeks later I get my report.

testing321

The perfect solution for some might be to own one condo in Florida and another in WA. I spent weeks at a time consulting in Seattle, Portland and Miami. The winters are perfect in S FL and the summers are perfect in the PNW.

testing321

Paying out the policy limits may not extinguish the "duty to defend" unless there is a release of liability against the insured. Under no circumstances, does an insurance company ever write a $250k check to the insured unless it's for a UM/UIM claim or property damage to an insured's vehi...

testing321

Paying out the policy limits may not extinguish the "duty to defend" unless there is a release of liability against the insured. Under no circumstances, does an insurance company ever write a $250k check to the insured unless it's for a UM/UIM claim or property damage to an insured's vehi...

testing321

Just picked up the mail, and my limit was lowered from 20k to 10k. I don't think I have ever had it above 2k, and I pay it off every month. This is for the Chase Freedom card with 5% CB on a different category each month. I only use it for the 5% categories. Update: I received another letter from Ch...

testing321

My sister's 6s+ stopped working, sent her this review and she bought one.

testing321

stevew7 wrote: ↑Sat Apr 25, 2020 11:21 am The IRS is not processing paper returns due to COVID19.

But they are cashing the checks enclosed with the returns as I can attest.

testing321

www.alsa.org/als-care/resources/medicar ... ation.html has some good information about what sorts of home care and hospice Medicare will pay for.

testing321

If you are of sufficiently high income, a nanny is worth the cost and more.

testing321

Hi i actually work at one of the call centers that makes these calls. We get the numbers names and addresses from voting records which is public information and its for research purposes. I was getting so many political calls, so I re-registered to vote and left off my phone number and now get no m...

testing321

My ID email has been missing the last two days, but the scans are there if I sign in.

testing321

I owe my early retirement to https://www.bloomberg.com/audio/shows I have been listening to these since 2010.

testing321

Looking at my local CraigsList, I see one Culligan Mark 100 system asking $100, and a Mark 89 asking $385.

testing321

Just went through this with a 4.5 year old Whirlpool washer. The bearing was in the gear case and that part cost about half of what I paid for the washer, so I had to replace the washer. Searching, I found many other people had the same problem. It's a shame that these poorly designed machines are e...

testing321

Some scammers buy these or something similar, scratch off gift cards in the store, take a pic of the code, put these stickers back on, then wait for someone to activate it.

Of course, they would be deterred by this quote on Amazon's site, "for Business Games and learning purposes".

testing321

Our smoke detectors are hard wired. We have one inside and outside each bedroom, 8 in total. One night they all went off at 2 in the morning for about 20 seconds. After checking that there was no smoke or fire we all went back to bed. I wondered which detector set them off. So next day, I read the m...

testing321

Any veterans, or families of, here's a real deal on an Apple iPad Air 10.5" 64GB: https://www.shopmyexchange.com/apple-ip ... fi/1864369

testing321

To wipe deleted files so that they can not be recovered use this: https://docs.microsoft.com/en-us/sysint ... ds/sdelete

testing321

I was in this situation a few months ago. My first SS payment included my three month payment to CMS ($406.50) that I made the month before. They did this without any intervention.

testing321

The old one was a Frigidaire, 70 pints, 4 and half years old, and ran normally except it no longer produced any water. The warranty for the sealed system is 5 years. Just an FYI in case you have a similar failure. So I called warranty service and discussed it with a representative. Questions and ans...

testing321

Veteran? https://www.shopmyexchange.com/apple-ip ... fi/1864369

testing321

ditb wrote: ↑Fri Aug 23, 2019 2:27 pm What you want to do is find an offline install of Windows Live Essentials, and just install what you want from there. You can continue to use movie maker 7, which is what I currently do.

I'm using it on Windows 10. Works fine.

testing321

I have lockdown "on" for all accounts, and only turn it off when I do the annual RMD to move money from IRAs into brokerage. Maybe its a false sense of security, but it gives me the warm fuzzies to hope the accounts are better protected. I'm trying to get the warm fuzzies, but I don't see...

testing321

I just got an email about this option. But if someone hacked your account login in order to send money out, they could just turnoff lockdown. What's the point? When I turn lockdown on/off, I receive an email alerting me to the change. If someone hacked my account, they'd have to change my alerts &a...

testing321

I just got an email about this option. But if someone hacked your account login in order to send money out, they could just turnoff lockdown. What's the point?

testing321

Texanbybirth wrote: ↑Fri Aug 16, 2019 2:35 pm
testing321 wrote: ↑Fri Aug 16, 2019 2:30 pm I think the question is, does buying better ice cream or wine motivate you to consume more or less? If the latter, spend more on better.
What if it's the former?

That's a tough one.

Search found 228 matches