Search found 1809 matches

by TravelGeek
Fri May 25, 2018 3:56 pm
Forum: Personal Consumer Issues
Topic: any disadvantages to using Delta Skymiles for fare?
Replies: 26
Views: 2038

Re: any disadvantages to using Delta Skymiles for fare?

This is false value. You spent more miles than you would have spent in dollars creating false value. I know this is what all the folks talk about and they are wrong but they trick themselves into thinking they got more value. It's laughable. Very much agree. I have bought a few business class ticke...
by TravelGeek
Fri May 25, 2018 1:40 pm
Forum: Personal Consumer Issues
Topic: Alexa Echo sent family's audio file to a contact
Replies: 45
Views: 3272

Re: Alexa Echo sent family's audio file to a contact

Blaming the victim. Is there any reason to believe that they even heard what the echo was asking them? The microphones on those things don't have the same resolution as human ears, so it's quite possible that it could hear the people talking while they were simply out of earshot of its confirmation...
by TravelGeek
Fri May 25, 2018 10:39 am
Forum: Personal Consumer Issues
Topic: Alexa Echo sent family's audio file to a contact
Replies: 45
Views: 3272

Re: Alexa Echo sent family's audio file to a contact

It's a machine, so, yes, "it" please. And isn't it somewhat worrisome that these devices, designed to be at our beck and call, always seem to have female voices? Interestingly Google just yesterday sent me an email about new Home features. I can now choose among ten (?) voices and actually switched...
by TravelGeek
Fri May 25, 2018 9:50 am
Forum: Personal Consumer Issues
Topic: Winter Home - issues/costs?
Replies: 33
Views: 1976

Re: Winter Home - issues/costs?

That's a good plan, but my wife says "absolutely not" to the idea of renting out any house that we own for our own use. She doesn't mind staying in someone else's AirBNB or VRBO or timeshare, but she does not want anyone coming to stay in a house we live in. Don’t feel bad. There is no way I would ...
by TravelGeek
Fri May 25, 2018 12:17 am
Forum: Personal Consumer Issues
Topic: Alexa Echo sent family's audio file to a contact
Replies: 45
Views: 3272

Re: Alexa Echo sent family's audio file to a contact

3dream3 wrote:
Thu May 24, 2018 9:57 pm
My kids got an echo dot as a gift. It was nice to play around with at the start and then saw how it keeps a log of just about everything spoken.
Everything spoken in the presence of the device, or every Alexa command?
by TravelGeek
Thu May 24, 2018 8:08 pm
Forum: Personal Consumer Issues
Topic: Winter Home - issues/costs?
Replies: 33
Views: 1976

Re: Winter Home - issues/costs?

We have wintered in Fl for 7 years. We bought a little park model with large finished side porch. (...) Back home in MN, our young neighbors blow the side walk for us. We pay them $100 for the service. Our children stop in once a week to check on things. It's a wonderful life. Lily Sounds great. Do...
by TravelGeek
Thu May 24, 2018 11:30 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 977
Views: 75424

Re: To take or not to take delivery of Tesla 3

Yesterday I drove by the Tesla service center and sales center in Raleigh NC. We have been waiting to sit in a model 3 prior to ordering due to very different body sizes. No 3 was available, though the sales guy had his own 3 car, talked about how it fit him. He did say that Charlotte NC has one in...
by TravelGeek
Thu May 24, 2018 11:08 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 977
Views: 75424

Re: To take or not to take delivery of Tesla 3

I got my configuration e-mail in early April for the Model 3 on a reservation from last May (2017 - not a Tesla owner). Delivery in 4-8 weeks. Is that an indication that they are prioritizing Canadian orders to preserve US tax credit capacity? I got my reservation in over a year before you (April 1...
by TravelGeek
Thu May 24, 2018 10:03 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 977
Views: 75424

Re: To take or not to take delivery of Tesla 3

I am in the same boat. Have an SUV and a commuter car. Would rather replace the SUV first. We will see. https://mobile.twitter.com/elonmusk/status/999502403207544832 Model Y announcement March 15? You probably saw it, but he wasn’t really serious about that specific date. Follow-up tweets in that t...
by TravelGeek
Wed May 23, 2018 4:57 pm
Forum: Personal Consumer Issues
Topic: Winter Home - issues/costs?
Replies: 33
Views: 1976

Re: Winter Home - issues/costs?

For those who have done this, how has it worked out for you? Thanks! We haven't done this yet, but I am often thinking about it while shoveling snow. :) I don't think we would buy a second home. No desire to deal with home ownership and/or rental issues. Also, I like flexibility. I don't know that ...
by TravelGeek
Wed May 23, 2018 4:19 pm
Forum: Personal Consumer Issues
Topic: Negotiating for Residential Solar
Replies: 11
Views: 786

Re: Negotiating for Residential Solar

stuper1 wrote:
Wed May 23, 2018 11:37 am
I've gotten a couple quotes, one from Sunpower and one from another respected local broker.
I have a Sunpower system, but it was designed and installed by a local company. So far (3 years) I have had no problems.
by TravelGeek
Wed May 23, 2018 4:08 pm
Forum: Personal Consumer Issues
Topic: Rental cars in Europe
Replies: 33
Views: 1900

Re: Rental cars in Europe

This is a very good reminder why it is helpful/important to use a credit card like the Chase Sapphire Preferred (or Reserve) that includes good primary coverage for damage to rental cars. I had a slightly-less-egregious situation when dropping off a Hertz car in Frankfurt, but I was very thankful I...
by TravelGeek
Wed May 23, 2018 3:25 pm
Forum: Personal Consumer Issues
Topic: New 2018 Nissan Leaf (with 150 mi range)
Replies: 52
Views: 4768

Re: New 2018 Nissan Leaf (with 150 mi range)

A new 2015 i3 (81 mi range) for $17k doesn't seem that good compared to a new 2018 Leaf (150 mi range) for $18k with a much longer range. I don’t disagree, but some people like Beemers :) And not sure that everyone can get a 2018 LEAF for $18k. There are fewer rebates available in my state. In the ...
by TravelGeek
Wed May 23, 2018 2:00 pm
Forum: Personal Consumer Issues
Topic: New 2018 Nissan Leaf (with 150 mi range)
Replies: 52
Views: 4768

Re: New 2018 Nissan Leaf (with 150 mi range)

I usually ask a few local mechanics what car has the least problems. The ones I spoke to all recommended prius. However am looking to go 100% electric to replace my other car for local things. noticed a friend this weekend had a leaf. maybe will ask about it. thanks for the tip on the good deal! Th...
by TravelGeek
Wed May 23, 2018 11:25 am
Forum: Personal Consumer Issues
Topic: New 2018 Nissan Leaf (with 150 mi range)
Replies: 52
Views: 4768

Re: New 2018 Nissan Leaf (with 150 mi range)

Reading that site you can see that he's not getting fleeced at all. The 2018 model is just more expensive than the 2017 model (by $100/month). Totally agree. I was lined up to get a 2018 LEAF to replace my old one....and I went for the Bolt. It was a good bit more than the (old) LEAF, and I took th...
by TravelGeek
Tue May 22, 2018 9:08 pm
Forum: Personal Consumer Issues
Topic: Rental cars in Europe
Replies: 33
Views: 1900

Re: Rental cars in Europe

Depends on the countries you are visiting (because cops there will apply local laws, not what Dollar told you) and the country where you are renting the car. “You may hear contradictory information on exactly where you need an IDP. People who sell them say you should have them almost everywhere. Peo...
by TravelGeek
Tue May 22, 2018 9:01 pm
Forum: Personal Consumer Issues
Topic: New 2018 Nissan Leaf (with 150 mi range)
Replies: 52
Views: 4768

Re: New 2018 Nissan Leaf (with 150 mi range)

The LEAF lease I got was considerably more favorable. It was $1500 down and $238/mo (in 2014). My neighbor got $0 down, $214/mo (in 2016). The cheapest model (S) without any extras is currently offered for $1500 down, $279/month. My configuration (SL) is $1500 down and $428/month. $469 with $0 down...
by TravelGeek
Tue May 22, 2018 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken - Do you use it?
Replies: 50
Views: 2213

Re: Quicken - Do you use it?

I am interested in everyone's thoughts regarding Quicken and if they use (or don't use) the personal finance software. Why do you use (or not use) the program? What value does it bring? Do you use it for your entire financial picture or just your investment portfolio? I used to, but don’t anymore. ...
by TravelGeek
Tue May 22, 2018 6:17 pm
Forum: Personal Consumer Issues
Topic: International travel for Christmas
Replies: 26
Views: 1283

Re: International travel for Christmas

protagonist wrote:
Tue May 22, 2018 9:01 am
So are you saying US citizens now need a visa to drive across the Canadian border?????????
No, they don’t.

http://www.cic.gc.ca/english/helpcentre ... 116&top=16
by TravelGeek
Tue May 22, 2018 12:39 pm
Forum: Personal Consumer Issues
Topic: New 2018 Nissan Leaf (with 150 mi range)
Replies: 52
Views: 4768

Re: New 2018 Nissan Leaf (with 150 mi range)

Am I missing something? I did similar mental math, though we don't get quite as many rebates/credits in OR ($7500 fed credit + $2500 state rebate, hopefully). If you can get a 72 month 0% APR loan, that earns you some interest (maybe $1500 or so if you actually keep the loan/vehicle for six years)....
by TravelGeek
Tue May 22, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: How have you upgraded your wardrobe?
Replies: 96
Views: 4235

Re: How have you upgraded your wardrobe?

Professional attire here in Silicon Valley is t-shirt and jeans, thankfully :D Yup. And I really only need the top half since the bottom half is not visible on video conferences (I work remotely). So at this moment it's a polo shirt (LL Bean, 5 years old) and shorts. Pretty standard for me. No plan...
by TravelGeek
Mon May 21, 2018 10:31 pm
Forum: Personal Consumer Issues
Topic: International travel for Christmas
Replies: 26
Views: 1283

Re: International travel for Christmas

And just so you know, Americans need a visa for Australia. Who would have guessed. I would have :) But it is pretty easy. https://www.homeaffairs.gov.au/Trav/Visa-1/601- OP, i have often traveled over Xmas, usually to Europe. Last year we returned on NYE and snagged low cost business class awards o...
by TravelGeek
Mon May 21, 2018 9:34 pm
Forum: Personal Consumer Issues
Topic: Rental cars in Europe
Replies: 33
Views: 1900

Re: Rental cars in Europe

I'd feel like an idiot driving an SUV in Europe, esp. England/Scotland. Home of the Land Rover? Sorry if I missed a reason this would not work, but rental companies in Europe often have 9 passenger vans (3x3 seating) that realistically seat 8 comfortably. Mercedes, Renault, Opel, and other companie...
by TravelGeek
Mon May 21, 2018 9:23 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2618
Views: 498352

Re: What's Your Credit Card Rewards Strategy?

This is my strategy. I'm constantly trying to improve it as I'm addicted to general optimization (it's what I do in my business). My general goal is free flights for vacation + maximum cash back. Alliant -- General Spend - 3% back on everything, might cancel after first year due to annual fee kicki...
by TravelGeek
Mon May 21, 2018 7:28 pm
Forum: Personal Consumer Issues
Topic: New 2018 Nissan Leaf (with 150 mi range)
Replies: 52
Views: 4768

Re: New 2018 Nissan Leaf (with 150 mi range)

3. Leases include an implied bet on the residual value of the car. Which may or may not work in your favor. When I looked at it a few weeks ago, it seemed that Nissan had bumped up the residual by several thousand dollar from the lease offers that were out there earlier this year. https://www.mynis...
by TravelGeek
Mon May 21, 2018 12:55 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 977
Views: 75424

Re: To take or not to take delivery of Tesla 3

You are correct, except that its the electric dryer that needs a 220/240, not a washer. A NEMA 14-50 will work well for most folks, but it won't charge the max speed for a Tesla. I assume by max speed for a Tesla you don't mean supercharger-style Level 3 DC charging solution? (Is that available for...
by TravelGeek
Sun May 20, 2018 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire? Input and advice is welcome!
Replies: 29
Views: 3629

Re: Can I retire? Input and advice is welcome!

MP123 wrote:
Sun May 20, 2018 10:03 pm

Your monthly expenses are about what our health insurance alone costs.
Yup, that is roughly what I am expecting for Insurance in ER in the US. Plus out of pocket expenses.
by TravelGeek
Sun May 20, 2018 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire? Input and advice is welcome!
Replies: 29
Views: 3629

Re: Can I retire? Input and advice is welcome!

My Financial Journey wrote:
Sun May 20, 2018 6:50 pm

The expat insurance is between $90-110 USD per month.
I am curious - what does that insurance cover?
by TravelGeek
Sun May 20, 2018 4:02 pm
Forum: Personal Consumer Issues
Topic: New 2018 Nissan Leaf (with 150 mi range)
Replies: 52
Views: 4768

Re: New 2018 Nissan Leaf (with 150 mi range)

2019 Leaf will have longer range. https://electrek.co/2018/01/04/nissan-leaf-2019-specs-range-charging/ I considered that when I was deciding whether to get the 2018 or wait for the 2019. If it was our only vehicle, the 150 mile range of the 2018 model would not be great. The CHADeMo network in the...
by TravelGeek
Sun May 20, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: Rental cars in Europe
Replies: 33
Views: 1900

Re: Rental cars in Europe

I don’t know what company you had your bad experience with last time, but I have rented more than a dozen times with the majors (Hertz, Avis, Sixt) in Germany, Belgium and the Netherlands, and never had a problem getting the vehicle I had booked. At times I have gotten a nicer car. I don’t prepay. O...
by TravelGeek
Fri May 18, 2018 9:34 pm
Forum: Personal Consumer Issues
Topic: Registering complaint with American Airlines/American Eagle?
Replies: 25
Views: 1404

Re: Registering complaint with American Airlines/American Eagle?

The key is the gate agent admitted they did not announce the flight boarding. That is not normal, and out of AA procedure. I don’t fly AA very often, but I have traveled about a million and and a half miles in aluminum tubes on various airlines. I am trying to picture the situation at the gate. Did...
by TravelGeek
Fri May 18, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: New 2018 Nissan Leaf (with 150 mi range)
Replies: 52
Views: 4768

Re: New 2018 Nissan Leaf (with 150 mi range)

Is there a rationale why folks making over $50k are being subsidized? Meanwhile some localities are subsidizing low income. I'm not looking to start a debate or fight, just wondering why these programs are all over the place with seemingly opposing aims. You'd think there would be simpler ways with...
by TravelGeek
Fri May 18, 2018 4:40 pm
Forum: Personal Consumer Issues
Topic: New 2018 Nissan Leaf (with 150 mi range)
Replies: 52
Views: 4768

Re: New 2018 Nissan Leaf (with 150 mi range)

And the Federal tax credit is a credit not a deduction. So you would get that amount back (in your refund) regardless of your income. I am not sure that that is accurate. https://www.irs.com/articles/tax-credits-vs-tax-deductions Tax Credits Tax credits can help reduce your liability dollar-for-dol...
by TravelGeek
Fri May 18, 2018 3:49 pm
Forum: Personal Finance (Not Investing)
Topic: Does COBRA cost correlate to box 12 DD on W-2?
Replies: 4
Views: 320

Re: Does COBRA cost correlate to box 12 DD on W-2?

Thanks for starting this thread; I was just the other day looking at what ACA would cost us if we ER'ed later this year. And I obviously didn't want to call my HR department to ask hypothetical questions about COBRA costs ;)
by TravelGeek
Fri May 18, 2018 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2618
Views: 498352

Re: What's Your Credit Card Rewards Strategy?

Yep. Got hacked and I know others did as well. While they gave me my points back (that were used by hacker to book hotels) they appear to stick with easily hacked pin security. Makes little sense - a bot needs a few minutes to figure out a pin. That presumably assumes that they don't lock the accou...
by TravelGeek
Fri May 18, 2018 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2618
Views: 498352

Re: What's Your Credit Card Rewards Strategy?

We have no Credit Card Rewards Strategy. Our credit card strategy is to have a single CC account at Capital One with two credit cards with different CC numbers. We do that for simplicity and ease of checking for scammers. We do not want to get multiple credit card statements each month. Do those ca...
by TravelGeek
Fri May 18, 2018 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2618
Views: 498352

Re: What's Your Credit Card Rewards Strategy?

Thanks. I am considering the choice between canceling CSP and product changing CSP into FU. In both cases, I would save $95 annual CSP fee (and acquire $450 CSR fee). It's been a few years for me. I had the CSR and the CSP (no longer allowed) and obviously didn't want to keep the CSP when its annua...
by TravelGeek
Thu May 17, 2018 11:36 pm
Forum: Personal Consumer Issues
Topic: New 2018 Nissan Leaf (with 150 mi range)
Replies: 52
Views: 4768

Re: New 2018 Nissan Leaf (with 150 mi range)

Congrats, fellow 2018 LEAFer. :sharebeer I just charged our SL for the first time today. First EV, so I am still learning... Did you get the EZ-Charge card for the free charging activated on their website? When I tried it a few days ago, the site didn't seem to work properly. Haven't had time to cal...
by TravelGeek
Thu May 17, 2018 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Buying land in central FL
Replies: 55
Views: 5160

Re: Buying land in central FL

Silk McCue wrote:
Thu May 17, 2018 11:41 am
These are small ponds/lakes and and may be only a few feet deep. Certainly not someplace you would run a boat in to fish.
But sufficient for skeeters and gators, right? ;)

Where are the hills? Looks pretty flat to me.
by TravelGeek
Thu May 17, 2018 2:07 pm
Forum: Personal Consumer Issues
Topic: any disadvantages to using Delta Skymiles for fare?
Replies: 26
Views: 2038

Re: any disadvantages to using Delta Skymiles for fare?

I'll echo what several other posters have said, $0.01 per mile value is low considering what you can often extract out of Delta SkyMiles with some effort. For point of reference, my wife and I just traveled round trip to Germany--flying from our small regional airport to Munich and back via Atlanta...
by TravelGeek
Thu May 17, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: any disadvantages to using Delta Skymiles for fare?
Replies: 26
Views: 2038

Re: any disadvantages to using Delta Skymiles for fare?

Typically you can cancel and redeposit your miles. IIRC, there's a fee if it's within 72 hours of the flight. Nevertheless, it wouldn't be a total loss. In the interest of full non-disclosure, I'm not a fan of travel insurance. I am not a fan of travel insurance either. Redeposit fee is $150 per ti...
by TravelGeek
Thu May 17, 2018 1:51 pm
Forum: Personal Finance (Not Investing)
Topic: somebody is using our address
Replies: 45
Views: 4551

Re: somebody is using our address

UPS and FedEx have a feature where they will email you of packages coming to your address, regardless of the name addressed to. I also have the USPS Informed delivery, but I forget off the top of my head whether the website part includes package information. Yes, for me at least the Informed Delive...
by TravelGeek
Thu May 17, 2018 12:54 am
Forum: Personal Consumer Issues
Topic: any disadvantages to using Delta Skymiles for fare?
Replies: 26
Views: 2038

Re: any disadvantages to using Delta Skymiles for fare?

Yeah, pretty much the scenario I alluded to above as a small risk. International long haul flights generally are very unlikely to get canceled, though. In over 1.5 million miles it happened to me exactly once due to an engine failure shortly after takeoff (return to airport), and they found us a new...
by TravelGeek
Thu May 17, 2018 12:21 am
Forum: Investing - Help with Personal Investments
Topic: Urgent: escrow situation in bay area
Replies: 50
Views: 2771

Re: Urgent: escrow situation in bay area

How secure is your job and what job prospects does your spouse have?
by TravelGeek
Wed May 16, 2018 9:44 pm
Forum: Personal Consumer Issues
Topic: any disadvantages to using Delta Skymiles for fare?
Replies: 26
Views: 2038

Re: any disadvantages to using Delta Skymiles for fare?

You get one cent per Skymile, which is slightly lower than what some people like the Points Guy site value them. But not terrible IMO, especially if you don’t have any better alternative use for them that guarantees a higher value. In theory award tickets may give you fewer protections in case of ir...
by TravelGeek
Wed May 16, 2018 8:55 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3854

Re: Amazon package that can't be traced

So it looks like someone thought I don't have enough stuff yet, and decided to include me in this little game. Today I got three Amazon shipments. One that I had actually ordered, and two "surprises". No inappropriate / ill-fitting clothing, but rather a $45 item and a $20 item (perhaps to be disclo...
by TravelGeek
Wed May 16, 2018 8:10 pm
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 3854

Re: Amazon package that can't be traced

cherijoh wrote:
Mon May 14, 2018 2:14 pm
Coincidentally I just got a package from Amazon this afternoon (which I had ordered). It didn't have an invoice either.
I don't think I have received an Amazon package with order slip in years. Cost savings, I assume.
by TravelGeek
Wed May 16, 2018 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: I will be laid off but can not get unemployment benefits?
Replies: 26
Views: 3855

Re: I will be laid off but can not get unemployment benefits?

If you need the unemployment payments then you should close your business prior to getting laid off. Your wife can then re-establish the business under all her own information. Why not do this? One reason for not doing this might be the loss of the reseller ratings/reviews resulting in a drop in bu...
by TravelGeek
Wed May 16, 2018 5:12 pm
Forum: Personal Consumer Issues
Topic: how do you tip on wine at a restaurant
Replies: 185
Views: 9767

Re: how do you tip on wine at a restaurant

I personally do not distinguish between food and alcohol when calculating the tip. It generally is 15-25% no matter what the composition of the bill. However, I am not likely going to be in a situation where the cost of alcohol significantly "overpowers" the cost of food due to expensive bottle(s) o...
by TravelGeek
Wed May 16, 2018 5:08 pm
Forum: Personal Consumer Issues
Topic: how do you tip on wine at a restaurant
Replies: 185
Views: 9767

Re: how do you tip on wine at a restaurant

michaeljc70 wrote:
Wed May 16, 2018 5:02 pm
I'm also stopping by the dealer with my (hypothetical) Range Rover and telling them to charge me the same amount for an oil change as it costs for a Toyota as it is the same amount of work. :shock:
I think Jiffy Lube charges are not dependent on the car brand ;)