Search found 2197 matches

by TravelGeek
Thu Sep 20, 2018 12:52 am
Forum: Personal Consumer Issues
Topic: Dental work and hypertension issue
Replies: 35
Views: 2113

Re: Dental work and hypertension issue

I have been to two private dentists in recent years, in different states, and blood pressure was checked by both. It was slightly elevated, but I have come to learn that I suffer from mild white coat syndrom since my home numbers are fairly consistently in the acceptable range.
by TravelGeek
Tue Sep 18, 2018 11:53 am
Forum: Personal Consumer Issues
Topic: Inexpensive source for greeting cards?
Replies: 27
Views: 1449

Re: Inexpensive source for greeting cards?

Various charities send me unsolicited greeting cards to entice donations. They aren't the greatest you could find for $5 in a store (and definitely not witty/ironic type of messages with a touch of dark humor, but you can't beat the price ;)
by TravelGeek
Tue Sep 18, 2018 11:48 am
Forum: Investing - Help with Personal Investments
Topic: Thinking of Retiring at 52, Please Critique Plan
Replies: 42
Views: 5559

Re: Thinking of Retiring at 52, Please Critique Plan

SDDI is there to help those that need it, if you qualify take it. I would find out more about whether you qualify. Best of luck. Indeed. The I in SDDI stands for Insurance. It's not charity. Definitely, if you are entitled to coverage, use it. You paid for this insurance (of course, hoping that it ...
by TravelGeek
Tue Sep 18, 2018 11:29 am
Forum: Personal Consumer Issues
Topic: Tesla Refund
Replies: 19
Views: 2266

Re: Tesla Refund

A good news update...a week ago, Tesla called my friend on the phone and said that due to his BBB filing they are prioritizing his refund. They said the unfortunately the PayPal API is not working for the them so they have to mail him a check (he paid via PayPal so no CC chargeback possible). My fr...
by TravelGeek
Tue Sep 18, 2018 11:25 am
Forum: Local Chapters and Bogleheads Community
Topic: Jack Bogle Bobblehead
Replies: 16
Views: 1555

Re: Jack Bogle Bobblehead

https://www.bogleheads.org/forum/viewtopic.php?t=9740 (...) That would be up to our publisher (Wiley) and Jack Bogle to decide, since they own the rights to the Bobblehead. My understanding is that when Jack agreed to have his likeness used on the Bobblehead, he insisted that it only be used as a pr...
by TravelGeek
Mon Sep 17, 2018 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2768
Views: 556272

Re: What's Your Credit Card Rewards Strategy?

VictoriaF wrote:
Mon Sep 17, 2018 1:00 pm

It seems that Chase United Explorer will also compensate me for Global Entry renewal. Can anyone confirm this?
Can't confirm from personal experience but Chase does advertise it :)

https://www.chase.com/personal/credit-c ... l-benefits
by TravelGeek
Mon Sep 17, 2018 12:38 pm
Forum: Personal Consumer Issues
Topic: Travel credit cards
Replies: 28
Views: 2806

Re: Travel credit cards

how much does one need to travel or purchase in general for the Chase sapphire (reserved or preferred) card to be of value? I was thinking of getting the Amex blue cash preferred for gas/groceries and possibly the Citi Double Cash (2% on everything), and thus would probably only use the Chase sapph...
by TravelGeek
Mon Sep 17, 2018 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: Cheap Flights
Replies: 23
Views: 2173

Re: Cheap Flights

Be sure to book directly through the airline as it provides the best protection in case of delays, missed connections etc. I said the same thing and meant to add one thing for clarification. Some meta search engines such as Kayak and I think Google Flights do send you to the airline for some bookin...
by TravelGeek
Mon Sep 17, 2018 10:31 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2768
Views: 556272

Re: What's Your Credit Card Rewards Strategy?

Should I go ahead and cancel CSP? Or am I missing some of its features that are not covered by my other cards? I keep reading that business cards are not subject to the same consumer protection laws as personal consumer cards. I don’t know what that means in practice, but it might worth investigati...
by TravelGeek
Mon Sep 17, 2018 9:29 am
Forum: Personal Finance (Not Investing)
Topic: Cheap Flights
Replies: 23
Views: 2173

Re: Cheap Flights

I use Kayak for a quick scan of options when I am not familiar with the route and the carriers that serve it. But I always book with the airline directly. Google “Basic Economy” for info about fares that are more restrictive than traditional economy fares. Different carriers have different rules. So...
by TravelGeek
Sun Sep 16, 2018 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: Bay Area housing frenzy cooling
Replies: 120
Views: 17661

Re: Bay Area housing frenzy cooling

Having lived in the Bay Area for over 20 years, it seems very weird that someone would consider Oakland to not be part of the real Bay Area. Like other parts of the country the Bay Area is not homogeneous. Home prices vary. Do people living in Atherton consider their neighbors in Redwood City to not...
by TravelGeek
Sat Sep 15, 2018 1:10 pm
Forum: Investing - Theory, News & General
Topic: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle
Replies: 53
Views: 5200

Re: Podcast Now Available - Bogleheads On Investing: Episode #1 with John C. Bogle

Not yet available visa search (by title) on PocketCast, but I was able to add it using the feed URL. :beer
by TravelGeek
Sat Sep 15, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: PSA: Cross country relocation expenses
Replies: 13
Views: 1212

Re: PSA: Cross country relocation expenses

There's a penalty for moving from CA to anywhere else. Uhaul from CA to TX: $3k Uhaul from AZ to TX: $700 I think it's due to the number of 'refugees' fleeing the state, it's costly for companies to get their trucks back. From what I can tell based on 10 seconds of googling, the state’s population ...
by TravelGeek
Fri Sep 14, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 70
Views: 4853

Re: Shorts in Egypt

Maybe I am part Egyptian. One of my pet peeves, I think that men look like clowns wearing shorts in public, especially egregious are airports and airlines and restaurants other than fast food. Yes, I live in South Florida, I wear shorts on golf course, they are needed playing tennis and at the beac...
by TravelGeek
Fri Sep 14, 2018 12:18 pm
Forum: Personal Consumer Issues
Topic: Is it safe to use Wechat?
Replies: 10
Views: 491

Re: Is it safe to use Wechat?

I am back from China and I made some good friends over there. It seems they all use Wechat over there, which is a messaging app that I've never heard of. But googling it online and reading some articles on it has left me concerned. It seems that there's zero privacy protections and the potential th...
by TravelGeek
Thu Sep 13, 2018 10:31 pm
Forum: Personal Finance (Not Investing)
Topic: European Rental Property Considerations
Replies: 8
Views: 748

Re: European Rental Property Considerations

I already have that bank account and also a low cost international money transfer service which nowadays is no problem anymore thanks to the Internet. FBAR looks pretty straight forward to me, no problem at all. FBAR for a simple bank account is trivial in my experience. I am curious - what money t...
by TravelGeek
Thu Sep 13, 2018 9:39 am
Forum: Personal Finance (Not Investing)
Topic: Credit card advice
Replies: 22
Views: 1342

Re: Credit card advice

You should really have more than one credit card for backup too especially when you are traveling since there can be a snafu where your card is declined or compromised and needs to be cancelled. I have had credit cards unexpectedly declined just because some computer thought that my spending patter...
by TravelGeek
Thu Sep 13, 2018 8:50 am
Forum: Personal Consumer Issues
Topic: Any reasons to not put money down for a Tesla Model 3?
Replies: 62
Views: 4999

Re: Any reasons to not put money down for a Tesla Model 3?

I was at a local Nation Drive Electric Week event yesterday to demo our Nissan LEAF and talk with fellow EV owners and other folks interested in EVs. There were a few Model 3 owners and a few with orders scheduled to be fulfilled in the next few months. One owner had brought his vehicle for people t...
by TravelGeek
Tue Sep 11, 2018 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Bay Area housing frenzy cooling
Replies: 120
Views: 17661

Re: Bay Area housing frenzy cooling

I thought things were cooling down in our area of the Bay Area, but in the last few weeks we have put in 2 offers on houses that beg to differ. One went for $750K over ask and the other for $850K over ask. What was the ask in those cases? $1 or $1m? Both had a $1M list price. So both were deliberat...
by TravelGeek
Tue Sep 11, 2018 11:28 am
Forum: Personal Finance (Not Investing)
Topic: Bay Area housing frenzy cooling
Replies: 120
Views: 17661

Re: Bay Area housing frenzy cooling

clar0097 wrote:
Tue Sep 11, 2018 10:30 am
I thought things were cooling down in our area of the Bay Area, but in the last few weeks we have put in 2 offers on houses that beg to differ. One went for $750K over ask and the other for $850K over ask.
What was the ask in those cases? $1 or $1m?
by TravelGeek
Mon Sep 10, 2018 11:46 pm
Forum: Personal Finance (Not Investing)
Topic: Small business credit card recommendations
Replies: 17
Views: 1069

Re: Small business credit card recommendations

Depending on your spend pattern and other cards in your wallet you might also want to consider the Ink Cash. I believe it offers a 50k UR points signup bonus and has no annual fee. I combine my points with the CSR that I have on the personal side of the wallet. All the travel/dining spend goes on th...
by TravelGeek
Fri Sep 07, 2018 9:15 pm
Forum: Personal Finance (Not Investing)
Topic: Hilton Honors
Replies: 15
Views: 1945

Re: Hilton Honors

Hilton Honors (Formerly HHonors) offers 10 points/$ for base members. So does IHG and Marriott. I value their points at 0.4 for Hilton, 0.5 for IHG, and 0.6 for Marriott. So, in the absence of 2x point promotions, I'd say it's the worst rebate on your paid stays. It seems to me, though, that they h...
by TravelGeek
Thu Sep 06, 2018 6:13 pm
Forum: Personal Consumer Issues
Topic: Go to Istanbul next week. Any suggestions
Replies: 49
Views: 3513

Re: Go to Istanbul next week. Any suggestions

Wonderful city. Glad we went a few years ago during more politically stable days,but enjoy your trip (given the protests at the time on Taksim Square, back then, it didn't seem like a good time to visit, but we had a great time). I second many of the suggestions already made, including the cruise on...
by TravelGeek
Wed Sep 05, 2018 5:43 pm
Forum: Personal Consumer Issues
Topic: Flight cancelled. Entitle to any compensation?
Replies: 44
Views: 7801

Re: Flight cancelled. Entitle to any compensation?

2. The European rules do not cover weather delays, whereas Chase insurance covers most delays except weather. The European rules (EC 261/2004) do not require the airlines to pay compensation when the delay or cancellation is due to extraordinary circumstances. Weather is one example (but there are ...
by TravelGeek
Wed Sep 05, 2018 12:51 pm
Forum: Personal Consumer Issues
Topic: HVAC annual contracts vs yearly annual cleaning
Replies: 32
Views: 2196

Re: HVAC annual contracts vs yearly annual cleaning

We have a heat pump and electric secondary heat source. The whole system is 3 years old. So far we have had no problems. We change the filter ourselves every six months, but that is it. Not sure what other preventative maintenance would be required, but I guess this thread should inspire me to resea...
by TravelGeek
Tue Sep 04, 2018 9:25 pm
Forum: Personal Consumer Issues
Topic: US Visitor Health Insurance
Replies: 18
Views: 940

Re: US Visitor Health Insurance

I have no personal experience with claiming any reimbursement, but I used this company (headquartered in Denmark, as far as I know) a few times for travel insurance based on a trustworthy source. https://global.ihi.com Unfortunately they no longer cover US residents, but that shouldn’t impact you (t...
by TravelGeek
Tue Sep 04, 2018 2:12 pm
Forum: Investing - Help with Personal Investments
Topic: Windfall in rubles: how should we invest it?
Replies: 22
Views: 1965

Re: Windfall in rubles: how should we invest it?

Seems to be similar to getting a windfall invested in stock XYZ. Would I keep that investment? Probably not, because if I thought XYZ was such a great investment, I would already have a ton of money in that stock (market). but psychologically it would be different if you sold XYZ and then it double...
by TravelGeek
Tue Sep 04, 2018 11:11 am
Forum: Investing - Help with Personal Investments
Topic: Windfall in rubles: how should we invest it?
Replies: 22
Views: 1965

Re: Windfall in rubles: how should we invest it?

Seems to be similar to getting a windfall invested in stock XYZ. Would I keep that investment? Probably not, because if I thought XYZ was such a great investment, I would already have a ton of money in that stock (market).
by TravelGeek
Sun Sep 02, 2018 6:19 pm
Forum: Personal Consumer Issues
Topic: MedJetAssist - other similar companies (can't find post)
Replies: 11
Views: 683

Re: MedJetAssist - other similar companies (can't find post)

Thanks for starting this thread, RM. Just this morning I was thinking that I need to review recent threads about travel medical and evac insurance as our annual cover is ending soon and we are planning a trip to Uganda next year (among other trips abroad) where I want to make sure we are having appr...
by TravelGeek
Sun Sep 02, 2018 1:59 pm
Forum: Personal Finance (Not Investing)
Topic: Decent compensation to move to Bay Area CA?
Replies: 290
Views: 21481

Re: Decent compensation to move to Bay Area CA?

If you would like to discuss Silicon Valley compared to London I would be happy to oblige as I have lived in both. I notice you are comparing the Bay Area and not Silicon Valley which was brought up in the original post. The OP talks about both Bay Area and Silicon Valley (the thread subject refers...
by TravelGeek
Sat Sep 01, 2018 7:40 pm
Forum: Investing - Help with Personal Investments
Topic: Wanting to retire early. Is my math right?
Replies: 29
Views: 3665

Re: Wanting to retire early. Is my math right?

aristotelian wrote:
Sat Sep 01, 2018 6:51 pm
Obamacare is not a sure thing to exist in 7 years.
That is very true, but the OP could presumably adjust his plan if ACA changes or becomes unavailability before his anticipated retirement date. E.g., he could continue to work.
by TravelGeek
Thu Aug 30, 2018 6:04 pm
Forum: Personal Finance (Not Investing)
Topic: Decent compensation to move to Bay Area CA?
Replies: 290
Views: 21481

Re: Decent compensation to move to Bay Area CA?

I moved to the BA almost 3 years ago and can't see myself moving out of this area anytime soon. My wife and I just love it. We both grew up in Chicago's northwest suburbs (Medium COL) and lived for 2 years in Melbourne Australia which we also loved and had a very high cost of living. Things to love...
by TravelGeek
Wed Aug 29, 2018 3:34 pm
Forum: Personal Consumer Issues
Topic: Chipotle question
Replies: 73
Views: 4366

Re: Chipotle question

GoldStar wrote:
Wed Aug 29, 2018 3:32 pm
There was a thread about how much folks spend on eating/grocery bills in a month and I frankly couldn't understand how folks could live so cheaply.
Now I know the answer - they buy Chipotle and stretch it out for THREE meals!
Be sure to not tip, though. And take enough napkins for three meals.
by TravelGeek
Wed Aug 29, 2018 3:26 pm
Forum: Personal Consumer Issues
Topic: Chipotle question
Replies: 73
Views: 4366

Re: Chipotle question

jdb wrote:
Wed Aug 29, 2018 3:22 pm
Am I the only one who finds these Chipotle threads unappetizing?
Pro tip: read the subject and decide if the thread is unappetizing ;)

As for their food, I actually like the Sofritas. So I usually get a Sofritas bowl. Bonus: it doesn't come with chicken bones :beer
by TravelGeek
Wed Aug 29, 2018 3:19 pm
Forum: Personal Consumer Issues
Topic: Chipotle question
Replies: 73
Views: 4366

Re: Chipotle question

For many of us there is no problem getting an adequate portion size at Chipotle. Indeed, one complaint is that the portions are TOO large for healthy eating. I don't eat often at Chipotle, but if I do, it's usually a bowl, because it makes it easier for me to eat half of it and save the rest for th...
by TravelGeek
Wed Aug 29, 2018 2:42 pm
Forum: Personal Consumer Issues
Topic: Native German speakers: need help with translation.
Replies: 17
Views: 1952

Re: Native German speakers: need help with translation.

Yes. Do a Google Image search for “deutsche toiletten besetzt frei” to see lots of examples.
by TravelGeek
Wed Aug 29, 2018 2:31 pm
Forum: Personal Consumer Issues
Topic: Shop at Sears?
Replies: 14
Views: 1099

Re: Shop at Sears?

I mean, you could say the same thing about Best Buy. They've been rumored to be close to death for years. Really? I am not a big fan of BB (though I do occasionally shop there because they are local and sometimes I want to see a product before I buy). That said, their stock chart doesn’t look like ...
by TravelGeek
Tue Aug 28, 2018 11:05 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Closing Credit Card Accounts
Replies: 32
Views: 4125

Re: Chase Closing Credit Card Accounts

Have 2 Chase cards, neither with a fee, but one never used. This year Chase sent a stern warning to use that one soon. Or else. However, what irked me, Chase is also the name on my Amazon credit card, which gets used fairly often. So it appears to me that Chase keeps no comprehensive records, or cr...
by TravelGeek
Tue Aug 28, 2018 11:00 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Closing Credit Card Accounts
Replies: 32
Views: 4125

Re: Chase Closing Credit Card Accounts

Using your figure of 2.75%, in 2016 Visa made 41.8 billion in swipe transactions (not counting fees, etc.). I think they are doing okay :) Are we now talking about Visa? Different company from Chase, you know. The point really is that they (Chase) are NOT making 3% on every swipe transaction. Or ev...
by TravelGeek
Tue Aug 28, 2018 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Closing Credit Card Accounts
Replies: 32
Views: 4125

Re: Chase Closing Credit Card Accounts

Do the math, they make 3% off of every credit card purchase. Assuming you are referring to the interchange fee merchants pay, I don’t think is accurate. It often depends on the card type and the type of transaction. https://usa.visa.com/dam/VCOM/global/support-legal/documents/visa-usa-interchange-r...
by TravelGeek
Tue Aug 28, 2018 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Sapphire Reserve possible changes
Replies: 16
Views: 2254

Re: Chase Sapphire Reserve possible changes

Not surprising, really. It’s an easy way to cut unnecessary cost by avoiding the handing out another bonus. I can’t really blame them. I got the CSR two years ago, and it is my most used card when not working on minimum spend for a new card. I have teamed them up with the Freedom Unlimited and the I...
by TravelGeek
Tue Aug 28, 2018 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Closing Credit Card Accounts
Replies: 32
Views: 4125

Re: Chase Closing Credit Card Accounts

In this day and age it should be pretty easy for them to calculate the profitability of each individual cardholder. Can’t really blame them if they don’t want unprofitable customers.
by TravelGeek
Tue Aug 28, 2018 5:23 pm
Forum: Personal Consumer Issues
Topic: How to repel wild dogs?
Replies: 65
Views: 5311

Re: How to repel wild dogs?

Not sure what OC is? I didn’t know either. https://en.m.wikipedia.org/wiki/Pepper_spray “The active ingredient in pepper spray is capsaicin, which is a chemical derived from the fruit of plants in the genus Capsicum, including chilis. Extraction of oleoresin capsicum (OC) from peppers requires caps...
by TravelGeek
Tue Aug 28, 2018 1:00 am
Forum: Personal Consumer Issues
Topic: Planning for an Indian wedding In NY/ NH area.
Replies: 96
Views: 5401

Re: Planning for an Indian wedding In NY/ NH area.

Amusingly, the numbers presented in the article ($12 million over 415 weddings) do not exactly paint a picture of extravagance that the author depicted. I was wondering about that as well. That’s an average of less than $30k per wedding. The other revenue number mentioned, $3.3 million for 118 wedd...
by TravelGeek
Mon Aug 27, 2018 10:55 pm
Forum: Personal Consumer Issues
Topic: Planning for an Indian wedding In NY/ NH area.
Replies: 96
Views: 5401

Re: Planning for an Indian wedding In NY/ NH area.

I think the problem here is complicated. Bride's parents are probably paying for most of it, but Bride herself isn't totally removed from it, That isn’t how I read this part of the OP: “She has a lavish wedding plan , with about 400 guests and 2-3 days of wedding. We don't want to burden our parent...
by TravelGeek
Mon Aug 27, 2018 10:19 pm
Forum: Personal Consumer Issues
Topic: Planning for an Indian wedding In NY/ NH area.
Replies: 96
Views: 5401

Re: Planning for an Indian wedding In NY/ NH area.

What do I miss here? The persons that want a big wedding aka bride's parent is paying for the wedding. So, where is the problem? This part: "She has a lavish wedding plan , with about 400 guests and 2-3 days of wedding. " The wife-to-be wants the lavish wedding as well. The OP's dilemma is to convi...
by TravelGeek
Mon Aug 27, 2018 10:10 pm
Forum: Personal Consumer Issues
Topic: Is it worth chasing down this $10 fee?
Replies: 38
Views: 3047

Re: Is it worth chasing down this $10 fee?

protagonist wrote:
Mon Aug 27, 2018 6:32 pm
Time is money. You have already easily spent $10 worth of your time posting this and reading the responses up until now.
2372 views for this thread. The cost of this transaction is much greater than $10. :twisted: :beer
by TravelGeek
Mon Aug 27, 2018 9:42 pm
Forum: Personal Consumer Issues
Topic: Planning for an Indian wedding In NY/ NH area.
Replies: 96
Views: 5401

Re: Planning for an Indian wedding In NY/ NH area.

It might be that she comes from much more family wealth than you, and this is not expensive to them That's also a possibility. If this is not expensive to them, yet they expect a traditional wedding which they won't follow tradition in paying for, perhaps they are sending a strong signal about thei...
by TravelGeek
Mon Aug 27, 2018 2:26 pm
Forum: Personal Consumer Issues
Topic: Planning for an Indian wedding In NY/ NH area.
Replies: 96
Views: 5401

Re: Planning for an Indian wedding In NY/ NH area.

The money is supposed to split 60-40. And I have a vague feeling, she was planning on pulling on her emergency/savings and stop paying into 401k to meet her 40 percent. Assuming you will eventually have a joint financial net worth and plan (doesn't mean the accounts are physically merged, which is ...