Search found 1354 matches

by TravelGeek
Fri Jan 19, 2018 7:25 pm
Forum: Personal Consumer Issues
Topic: Telemarketing calls from my own prefix
Replies: 26
Views: 1086

Re: Telemarketing calls from my own prefix

Jack FFR1846 wrote:
Fri Jan 19, 2018 5:45 pm
The fun ones are when they call from your own cell phone number. That's easy enough to do. Just spam the same number you're dialing as a spammer. I'm sure it's an option on the auto dialer.
If that happens and you miss the call, do you call yourself back to see what you wanted? :D
by TravelGeek
Fri Jan 19, 2018 5:04 pm
Forum: Personal Consumer Issues
Topic: Telemarketing calls from my own prefix
Replies: 26
Views: 1086

Re: Telemarketing calls from my own prefix

Here's how: https://straticsnetworks.com/ringless-voicemail-drops/ Thanks. In my case it's not quite ringless -- it rings once, but goes to VM before I have a chance to even pick up the phone and decline the call. Article about it: https://www.nytimes.com/2017/06/03/business/phone-ringless-voicemai...
by TravelGeek
Fri Jan 19, 2018 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Have you or anyone you know actually used umbrella coverage?
Replies: 26
Views: 1940

Re: Have you or anyone you know actually used umbrella coverage?

I wouldn't expect many responses in the affirmative. If somebody is involved in a significant lawsuit, which is later settled, the stupidest thing in the world be for them to then get on the internet and tell the world about it. Also, if there were a lot of people here reporting that they used it, ...
by TravelGeek
Fri Jan 19, 2018 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: Contacting store after urgent care visit?
Replies: 17
Views: 1391

Re: Contacting store after urgent care visit?

OnTrack2020 wrote:
Fri Jan 19, 2018 4:21 pm
I would not expect them to pay the bill--to correct the problem of the splinters on the bench, yes, but not to pay the bill. That's what you have insurance for.
or... what they have insurance for?
by TravelGeek
Fri Jan 19, 2018 4:28 pm
Forum: Personal Consumer Issues
Topic: Telemarketing calls from my own prefix
Replies: 26
Views: 1086

Re: Telemarketing calls from my own prefix

After the guy repeats this argument with another dozen spoofed numbers he will finally catch on. When I overheard the one side of the conversation, I immediately realized what was going on (for some reason I have been receiving tons of those same-area-code-and-prefix calls, she hasn't). After I exp...
by TravelGeek
Fri Jan 19, 2018 4:21 pm
Forum: Personal Consumer Issues
Topic: Telemarketing calls from my own prefix
Replies: 26
Views: 1086

Re: Telemarketing calls from my own prefix

A legitimate caller will start to leave a message and then I can pick up. Another annoying thing: spammers that actually leave voice mail. What I have observed is that the phone rings once, and a few minutes later I have a voice mail. Not quite sure how they actually force the redirect to voice mail.
by TravelGeek
Fri Jan 19, 2018 4:17 pm
Forum: Personal Consumer Issues
Topic: Telemarketing calls from my own prefix
Replies: 26
Views: 1086

Re: Telemarketing calls from my own prefix

And an annoying side effect: Wife's cell phone rings, she picks up. Unknown but unblocked number, but close to hers (same XXX-YYY). Guy goes "hi, I saw you just tried to called me." She correctly states that no, she hadn't called anyone for hours. Guy wouldn't believe it, starts arguing. So someone ...
by TravelGeek
Fri Jan 19, 2018 11:07 am
Forum: Personal Finance (Not Investing)
Topic: Paying semi-illiterate vendor via credit card who has no email or computer
Replies: 23
Views: 1688

Re: Paying semi-illiterate vendor via credit card who has no email or computer

pshonore wrote:
Fri Jan 19, 2018 8:58 am
I'll bet this guy is one of the millions of "unbanked" people out there but he does have a cellphone, right?
I am betting against that. The OP says

- guy has a land-line only
- guy has checking account

:)
by TravelGeek
Fri Jan 19, 2018 11:01 am
Forum: Personal Finance (Not Investing)
Topic: Federal tax estimator that includes Social Security income?
Replies: 17
Views: 1617

Re: Federal tax estimator that includes Social Security income?

I haven’t had time to really play with it yet (and I don’t collect SS income yet), but I noticed that Intuit updated the iOS version of TaxCaster this week and included a “forecast” feature for 2018 taxes. Quick check indicates that they allow entering social security income. Edit: just checked; loo...
by TravelGeek
Thu Jan 18, 2018 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Paying semi-illiterate vendor via credit card who has no email or computer
Replies: 23
Views: 1688

Re: Paying semi-illiterate vendor via credit card who has no email or computer

You might be able to buy visa gift cards loaded with the correct payment amount and mail them to him directly to use. The purchase fees are probably cheaper than plastiq. A government credit card buying visa gift cards which then get mailed around the country to someone... isn't that going to raise...
by TravelGeek
Thu Jan 18, 2018 6:03 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 423
Views: 32521

Re: To take or not to take delivery of Tesla 3

Someone posted on reddit recently that he has a source saying they've pushed back standard range until September Wouldn't it depend on how much demand they see for the more expensive models? If everyone in the line were to push the "Hold my place, I want the cheap car" button, they would presumably...
by TravelGeek
Thu Jan 18, 2018 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: Paying semi-illiterate vendor via credit card who has no email or computer
Replies: 23
Views: 1688

Re: Paying semi-illiterate vendor via credit card who has no email or computer

Would some service like Plastiq work? https://www.plastiq.com From their FAQ: Plastiq is a first-of-its-kind online payment service that enables its members to use the credit & debit cards already in their wallets to make any payment, regardless of recipient acceptance. Unlike other solutions, Plast...
by TravelGeek
Thu Jan 18, 2018 11:53 am
Forum: Personal Consumer Issues
Topic: 4k UHD TVs worth it?
Replies: 53
Views: 2981

Re: 4k UHD TVs worth it?

No. There is no free content. You have to buy special DVD's or pay extra to Netflix. In my experience, Amazon Prime includes 4K content at no extra charge. Not everything, but a lot. https://hd-report.com/list-of-4k-ultra-hd-movies-tv-shows-titles-on-amazon-video/ I bought 4K TVs when we upgraded o...
by TravelGeek
Wed Jan 17, 2018 2:28 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity American Express Card discontinuance
Replies: 10
Views: 1283

Re: Fidelity American Express Card discontinuance

One possible reason to be concerned is if you're planning on retiring soon. Based on what I've read on this forum, it seems once you retired and no longer have an earned income, it can be a bit harder to apply for credit cards (or credit cards will suitable credit limits) or other forms of credit. ...
by TravelGeek
Wed Jan 17, 2018 2:21 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity American Express Card discontinuance
Replies: 10
Views: 1283

Re: Fidelity American Express Card discontinuance

informal guide wrote:
Wed Jan 17, 2018 2:14 pm
I am not sure what i am going ot do at this point
Frankly, this card has been on my "should probably just close it" list for years. So I am not too upset about it. My Plat fee is coming due in a few days, and I decided to stick with it for another year and re-evaluate during that time.
by TravelGeek
Wed Jan 17, 2018 11:37 am
Forum: Investing - Theory, News & General
Topic: The Free market Takes care of itself. EJ loses
Replies: 14
Views: 1465

Re: The Free market Takes care of itself. EJ loses

My real question is.... how does EJ even stay in business? Surely the folks on this forums aren't the only ones that can figure this out? $1800 suits and $300 cuff links seem to work. The EJ lady who knocked on my door seemed to not so much rely on expensive clothing than walking the neighborhood t...
by TravelGeek
Wed Jan 17, 2018 1:08 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity American Express Card discontinuance
Replies: 10
Views: 1283

Re: Fidelity American Express Card discontinuance

But maybe I should just transfer the points to Hilton...not sure. You’d be getting 2 Hilton Honors points for each MR point . Using https://thepointsguy.com/2017/10/october-2017-monthly-valuations/ to get valuations: A MR point is worth about 1.9 cents. A Hilton point is worth about 0.6 cents. So 1...
by TravelGeek
Tue Jan 16, 2018 9:29 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity American Express Card discontinuance
Replies: 10
Views: 1283

Re: Fidelity American Express Card discontinuance

So yeah, the letter in the mail today was from Amex announcing that they will cancel the card. I am surprised that they aren't trying to retain their customers by offering to switch them to a similar product. Given that the card is a charge card, I am not sure how much of an impact the cancellation ...
by TravelGeek
Tue Jan 16, 2018 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: Can We Retire in Hawaii? Please Critique
Replies: 140
Views: 11033

Re: Can We Retire in Hawaii? Please Critique

The last multiplier I remember was a 1.86 dollar/cost of living difference between Hawaii and the mainland. But it is actually much much higher than the spreadsheets can predict. Outer islands, COL is much higher than OAHU because of the added costs of shipping everything in from Oahu, whereas Oahu...
by TravelGeek
Tue Jan 16, 2018 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Tax Forms Now Online
Replies: 39
Views: 2425

Re: Vanguard Tax Forms Now Online

Seasonal wrote:
Tue Jan 16, 2018 5:53 pm
I'm getting "Tax information is temporarily unavailable. Please try again later or contact us." at the moment when I try to download my forms.

Anyone else?
Yep.

Bogleheads have slashdotted the tax server at Vanguard.
by TravelGeek
Tue Jan 16, 2018 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity American Express Card discontinuance
Replies: 10
Views: 1283

Re: Fidelity American Express Card discontinuance

That Gold card is one of my oldest cards. I got the email, but no letter (yet; Informed Delivery tells me there is a letter from Amex in the mail today). I think the main action item for those with no other Amex card that feeds into the Membership Rewards account is to either use the remaining point...
by TravelGeek
Mon Jan 15, 2018 7:10 pm
Forum: Personal Consumer Issues
Topic: Advice On A Tour From Port Canaveral To Kennedy Space Center
Replies: 14
Views: 682

Re: Advice On A Tour From Port Canaveral To Kennedy Space Center

If you were to “call” an Uber right now (7pm EST) to take you from KSC visitor complex to the Port Canaveral terminal, it would take 4 mins to get the vehicle and cost you $28. I assume the same would have been true in the morning to get there. This sounds like a reasonable cost and you don’t need a...
by TravelGeek
Mon Jan 15, 2018 6:12 pm
Forum: Personal Consumer Issues
Topic: TSA locks for luggage
Replies: 18
Views: 1310

Re: TSA locks for luggage

I only take things that I would like to be stolen in checked luggage. But why take checked luggage anyways? I generally agree and rarely check bags. But do note that there are airlines (mostly international) that have much stricter carry on bag weight and size restrictions. Not all of them enforce ...
by TravelGeek
Mon Jan 15, 2018 6:00 pm
Forum: Personal Consumer Issues
Topic: PTO policy after international business travel
Replies: 53
Views: 3051

Re: PTO policy after international business travel

Good afternoon all, I will be traveling to India for a third time for company business. I will be crossing 10 time zones. My company allots 23 days of PTO. To keep it short, my last trip, took me 9 days to get fully acclimated to the US time zone, etc. Is it unrealistic to ask my employer to give m...
by TravelGeek
Mon Jan 15, 2018 5:06 pm
Forum: Personal Consumer Issues
Topic: Are land line phones still being supported?
Replies: 60
Views: 3600

Re: Are land line phones still being supported?

Land lines sound quaint until you are telecommuting and half the people on the line are dialed in by cell phone in bad reception areas :( Yes. But on the other hand, when everyone's on our intranet VOIP system, the quality of the call is generally so much better that it ever was with POTS. FM vs. AM.
by TravelGeek
Sun Jan 14, 2018 10:31 pm
Forum: Personal Consumer Issues
Topic: Antarctica [anyone traveled there?]
Replies: 34
Views: 2750

Re: Antarctica [anyone traveled there?]

Shackleton wrote:
Sun Jan 14, 2018 10:17 pm
I’ve been there. Lost my best dog team. But proud to say I didn’t lose any of my men.
LOL
by TravelGeek
Sun Jan 14, 2018 9:26 pm
Forum: Personal Consumer Issues
Topic: Are land line phones still being supported?
Replies: 60
Views: 3600

Re: Are land line phones still being supported?

They should still be supported and a repair lead time of two weeks seems utterly unreasonable. If you google for it, you will find reports about this getting the attention of the FCC and state public utility commissions. E.g., https://arstechnica.com/information-technology/2014/03/verizon-accused-of...
by TravelGeek
Sun Jan 14, 2018 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: Uber experience as worker?
Replies: 16
Views: 1594

Re: Uber experience as worker?

oilrig wrote:
Sun Jan 14, 2018 2:10 pm
I drive for Uber part time and I love it. I drive a few nights per week after I get off from my full time job, I usually make about $40-50 a day driving for 2-3 hours.
Is that after deducting your expenses?
by TravelGeek
Sat Jan 13, 2018 1:45 pm
Forum: Investing - Theory, News & General
Topic: Year 2000 retirees using the '8% rule' - Where are they now?
Replies: 40
Views: 6454

Re: Year 2000 retirees using the '8% rule' - Where are they now?

:idea: What I am saying is that in 1999, there was almost no good information available on withdrawing income during retirement. Thank you for the walk down history lane. I don’t know exactly when I became aware of the 4% rule/research, but it definitely wasn’t in 1999. I’d probably have to add a d...
by TravelGeek
Sat Jan 13, 2018 12:58 pm
Forum: Personal Consumer Issues
Topic: Will never not upgrade Business travel again
Replies: 21
Views: 2883

Re: Will never not upgrade Business travel again

I have a 3.5 hour flight next month. Upgrade from coach to First for $160 on my own dime? Yes, please. Done. Domestic? I personally would not pay that much for a domestic First upgrade. I tend to fly on airlines where I get Economy Plus (UA) or Premium Class (AS) for free with a chance of a free up...
by TravelGeek
Sat Jan 13, 2018 11:20 am
Forum: Personal Consumer Issues
Topic: 2.5 days Frankfurt/Cologne?
Replies: 8
Views: 434

Re: 2.5 days Frankfurt/Cologne?

I am taking a bike and barge trip from Cologne to Mainz on the middle Rhine in the end of May. After I arrive in Frankfurt I have 2.5 days before my barge takes off. I plan to take the train to Cologne. If you are taking your own bike, be sure to book trains that allow you to carry on a bike. The h...
by TravelGeek
Sat Jan 13, 2018 11:11 am
Forum: Personal Consumer Issues
Topic: Antarctica [anyone traveled there?]
Replies: 34
Views: 2750

Re: Antarctica [anyone traveled there?]

I went a few years back with Lindblad/Nat Geo and it was absolutely fantastic. We saw the Galapagos with Lindblad about 10 years ago and absolutely loved it. Antarctica has been on our to-do list (preferably with them, but definitely on a similar sized small ship) ever since then. I am pretty sure ...
by TravelGeek
Thu Jan 11, 2018 8:32 pm
Forum: Personal Consumer Issues
Topic: Kidde fire extinguisher recall
Replies: 58
Views: 5484

Re: Kidde fire extinguisher recall

For people who received the replacement, did the box include any instructions/documents other than the instructions for returning the recalled one? My wife shipped it back before I could check the box. I thought there were two papers in there, but perhaps only the instructions to return it? Thanks....
by TravelGeek
Thu Jan 11, 2018 6:21 pm
Forum: Investing - Theory, News & General
Topic: New [Vanguard] CEO will do well - Works the media well
Replies: 5
Views: 702

Re: New CEO will do well - Works the media well

cfs wrote:
Thu Jan 11, 2018 6:20 pm
CEO?

From what company?
Vanguard. Might be worth editing the thread title.
by TravelGeek
Thu Jan 11, 2018 6:20 pm
Forum: Personal Consumer Issues
Topic: wild bird feed
Replies: 43
Views: 1818

Re: wild bird feed

For some reason, this year 80-90% of my visitors seem to be sparrows. I don't have an explanation for the sudden decline in species diversity. Perhaps somebody else can solve that mystery for me. Or at least guess since I have no clue. That is what Bogleheads is for. Maybe someone else in the neigh...
by TravelGeek
Thu Jan 11, 2018 12:37 am
Forum: Personal Finance (Not Investing)
Topic: Is it time for me to "call in rich"?
Replies: 75
Views: 12102

Re: Is it time for me to "call in rich"?

I don’t get this idea that if you’re not working and don’t have a plan, then you’re going to be bored and unhappy. Are people really so unimaginative that they can’t think of anything to do if their boss isn’t telling them to do it? I retired at 53, with no plan other than to not go to work anymore...
by TravelGeek
Thu Jan 11, 2018 12:22 am
Forum: Personal Finance (Not Investing)
Topic: Is it time for me to "call in rich"?
Replies: 75
Views: 12102

Re: Is it time for me to "call in rich"?

Sounds like a good plan. Healthcare is the biggest unknown and cost. Do you want that uncertainty until you both turn 65? What is the alternative, though? Work until 65? I am in a similar situation as the OP, with the same healthcare uncertainty. There is just no way I can work until Medicare in my...
by TravelGeek
Wed Jan 10, 2018 10:18 pm
Forum: Personal Finance (Not Investing)
Topic: Forget Customer Service--Vanguard has lousy Computers
Replies: 22
Views: 3127

Re: Forget Customer Service--Vanguard has lousy Computers

Well, this reminds me of the UNIX operating system in the early days. People would ask why it and its "bad" command line interface would let them do seemingly stupid things that other operating systems often wouldn't. I believe the answer was partly that the developers wanted to make it small and r...
by TravelGeek
Wed Jan 10, 2018 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: Letter from Social Security re Fraudulent Claim
Replies: 43
Views: 3250

Re: Letter from Social Security re Fraudulent Claim

Anything to lose? How about one's precious time? How about the precious time (the OPs, yours, mine, ....) spent debating this here? All the conspiracy theories just make little sense to me. Clearly BHs - including me, it seems - have too much time at their hand. I have plenty of stuff I need to rea...
by TravelGeek
Wed Jan 10, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: House water detection and alert system?
Replies: 41
Views: 2477

Re: House water detection and alert system?

Search on Amazon for "z wave water sensor" - that's what I am planning to use one of these days.
by TravelGeek
Tue Jan 09, 2018 9:50 pm
Forum: Personal Consumer Issues
Topic: Help gmail security question
Replies: 27
Views: 1510

Re: Help gmail security question

rec7 wrote:
Tue Jan 09, 2018 8:49 pm
I use one email for everything.
It might be good to reconsider that and have a “publicly known” email address (the one you currently use) and one that you only use for receiving notifications/messages from financial service providers.
by TravelGeek
Tue Jan 09, 2018 8:03 pm
Forum: Personal Consumer Issues
Topic: OnePlus 5t Smartphone?
Replies: 21
Views: 1186

Re: OnePlus 5t Smartphone?

OnePlus found secretly spying on it’s users and here is how to remove the spying software URL in your post doesn’t render for me (u instead of url tag?), but looking at the code it appears to be https://latesthackingnews.com/2017/10/12/oneplus-found-secretly-spying-users-remove-spying-software/
by TravelGeek
Tue Jan 09, 2018 12:39 pm
Forum: Personal Consumer Issues
Topic: OnePlus 5t Smartphone?
Replies: 21
Views: 1186

Re: OnePlus 5t Smartphone?

I just bought a few multi-standard cables (something like this) -- USB-A to lightning, micro-USB, mini-USB and USB-C. I have (and usually travel with) devices with all those standards, to one cable can charge everything. My wife has one with the old Apple connector for her Nano.
by TravelGeek
Tue Jan 09, 2018 12:28 pm
Forum: Personal Consumer Issues
Topic: OnePlus 5t Smartphone?
Replies: 21
Views: 1186

Re: OnePlus 5t Smartphone?

its called type-c. welcome to the future. Thanks. Type-C (Cash) (As in fork over your cash for some new chargers) :wink: Just the cables. And Android's Pixel phones have used them for two generations now. I much prefer it over micro-USB because it is symmetric; I don't have to get the glasses out t...
by TravelGeek
Tue Jan 09, 2018 10:04 am
Forum: Personal Consumer Issues
Topic: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed
Replies: 41
Views: 1941

Re: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed

One would think Germans are ashamed of this era in their history but I found it quite the opposite; lots of school kids touring the museum. It’s not really a question of shame. It’s education - never forget, never repeat (“Those who cannot remember the past are condemned to repeat it.”) Thanks for ...
by TravelGeek
Mon Jan 08, 2018 11:03 pm
Forum: Personal Consumer Issues
Topic: Debating which credit card to get for airline travel
Replies: 22
Views: 1238

Re: Debating which credit card to get for airline travel

Cash back cards are generally going to provide less potential rewards but travel rewards cards are going to require more research and legwork on your part in order for you to benefit. This is very true. Unless you want it to make your hobby (and invest significant time learning the ropes) and you a...
by TravelGeek
Mon Jan 08, 2018 10:59 pm
Forum: Personal Consumer Issues
Topic: Debating which credit card to get for airline travel
Replies: 22
Views: 1238

Re: Debating which credit card to get for airline travel

I read something awhile ago on Flyertalk that The Points Guy was bought out by Bankrate, or something to that effect. If true it would explain the offer hype. Naaa, many of the “Travel” bloggers that are pushing credit cards hype those cards where they earn the biggest kickback. Many are not able t...