Search found 1625 matches

by TravelGeek
Wed Apr 25, 2018 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Cashing out of the Bay Area
Replies: 59
Views: 5420

Re: Cashing out of the Bay Area

Not sure I get what you mean by the bolded text. Even if my employer stock drops 25% before the remaining shares vest, they would still worth quite a lot (say, around $300k post-tax). RSU's, unlike stock options, are nominally a "can't lose" stock plan, unless the employer stock price goes to zero....
by TravelGeek
Tue Apr 24, 2018 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: Cashing out of the Bay Area
Replies: 59
Views: 5420

Re: Cashing out of the Bay Area

My friend misses fresh produce, her friends, and the weather but overall life is great. The weather in the Bay Area (Peninsula, specifically, in my case) is pretty awesome, even though there can be very rainy winters, too. I now have to occasionally shovel snow in the winter, but I can also enjoy w...
by TravelGeek
Tue Apr 24, 2018 12:06 pm
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 728
Views: 58680

Re: To take or not to take delivery of Tesla 3

There were probably a lot of people seduced by the combination of "Tesla, free supercharging, fast, 200+ miles, autopilot, panoramic glass roof, etc for $27.5k after tax credit." That vehicle will never exist, at least not in the Model 3 form. I submitted my reservation with the hope of getting a r...
by TravelGeek
Tue Apr 24, 2018 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Cashing out of the Bay Area
Replies: 59
Views: 5420

Re: Cashing out of the Bay Area

We did it and couldn't be happier. House prices increase and traffic just gets worse. It would be one thing if the lifestyle improved but it is just going down hill. I'll take the Bay Area of the 90s on down any day. Now it is miserable. I hate having to go back. Early 2000s were nice but man 90s 8...
by TravelGeek
Mon Apr 23, 2018 9:36 pm
Forum: Investing - Help with Personal Investments
Topic: Buy iBonds now or wait for May1?
Replies: 6
Views: 492

Re: Buy iBonds now or wait for May1?

Lengthy thread from a couple of weeks ago that might be helpful:

viewtopic.php?t=246295
by TravelGeek
Mon Apr 23, 2018 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Any use in keeping Alaska Airlines card ?
Replies: 7
Views: 965

Re: Any use in keeping Alaska Airlines card ?

Some other cards like UA's explorer do give you more access to award seats (international and local). Does Alaska's card do that ? [ don't think so] No. I only keep the AS card for the annual companion ticket. I put basically no spend on it and would cancel it if I found that I had no need for the ...
by TravelGeek
Thu Apr 19, 2018 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2544
Views: 478100

Re: What's Your Credit Card Rewards Strategy?

I put a small piece of paper in my wife's wallet that she sees when she opens it. It says exactly what to use for that quarter. I don’t think my wife would be interested in this. I got her an authorized user card for my Amex originally for Costco shopping, which she uses for Hilton hotel stays if s...
by TravelGeek
Wed Apr 18, 2018 4:28 pm
Forum: Personal Finance (Not Investing)
Topic: Quitting job - what to do if getting walked to the door
Replies: 106
Views: 10881

Re: Quitting job - what to do if getting walked to the door

Again, would this good manager ready to go above and beyond to give you a personalized reference be the very same one that chases you out as dog as soon as you inform him of a competitor's offer ? What a good manager does for references may be under her control while the departure policy may very w...
by TravelGeek
Wed Apr 18, 2018 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: Quitting job - what to do if getting walked to the door
Replies: 106
Views: 10881

Re: Quitting job - what to do if getting walked to the door

Couple points to your post. 1. It really is industry specific - my wife has never experienced nor heard about such practice in her industry. In mine, it was very common, and everyone understood the rules of the game. Perhaps even more company-specific. I have definitely heard about this policy from...
by TravelGeek
Wed Apr 18, 2018 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: Quitting job - what to do if getting walked to the door
Replies: 106
Views: 10881

Re: Quitting job - what to do if getting walked to the door

I think this "but if you don't give two weeks you might not get a positive reference!" business is mostly fear mongering from HR types. My current Fortune 500 employer and other megacorps I'm familiar with, when receiving employment reference inquiries on past employees, only indicate dates of empl...
by TravelGeek
Wed Apr 18, 2018 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: Quitting job - what to do if getting walked to the door
Replies: 106
Views: 10881

Re: Quitting job - what to do if getting walked to the door

In many years as a manager at a large technology company I have never walked anyone the same day nor have I seen anyone getting walked to the door the same day even if they went to a direct competitor (which is very common). So it very much depends on the company. I have also never understood what t...
by TravelGeek
Wed Apr 18, 2018 1:02 am
Forum: Personal Consumer Issues
Topic: Lessons learned with Booking.com and VRBO
Replies: 13
Views: 2959

Re: Lessons learned with Booking.com and VRBO

I use booking.com fro the ease of price comparison, info on the hotel, reviews, and the map feature. Can you get a better price through the hotel direct? Maybe, but that entails a phone or email message. Asking about the price. Which room do you mean, etc. a lot of extra work. I book on hotel (chai...
by TravelGeek
Wed Apr 18, 2018 12:57 am
Forum: Personal Consumer Issues
Topic: To take or not to take delivery of Tesla 3
Replies: 728
Views: 58680

Re: To take or not to take delivery of Tesla 3

I treat it as adaptive cruise control (an expensive one). I keep my hands on the steering wheel at all times. To do otherwise is risking your life. Tesla will be the first to tell you: 1. It is a beta system (you must agree when you activate it). 2. It is a driver assistance feature, not self drivi...
by TravelGeek
Tue Apr 17, 2018 9:02 am
Forum: Personal Consumer Issues
Topic: Allegiant Airlines...Anyone watch CBS 60 Minutes?
Replies: 55
Views: 5644

Re: Allegiant Airlines...Anyone watch CBS 60 Minutes?

I'm a pilot, and wouldn't board any MD plane in service, and certainly not Allegiant. That manufacture isn't around anymore to take care of the planes. Rode on MD to St Louis a decade or longer ago, and the noise, metal pops, and gear noise was the loudest I've ever heard. Decided then that I would...
by TravelGeek
Tue Apr 17, 2018 8:24 am
Forum: Personal Consumer Issues
Topic: Termination of transfers from SPG and Marriott to airlines?
Replies: 92
Views: 4404

Re: Termination of transfers from SPG and Marriott to airlines?

How easy is it to make use of the free night offer for the MR card currently ? Are there lots of blackout periods in the top properties ? The free night for the old Marriott Visa was restricted to cat 1-5 properties, so not usable what most people consider top properties. I got sufficient value out...
by TravelGeek
Mon Apr 16, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Termination of transfers from SPG and Marriott to airlines?
Replies: 92
Views: 4404

Re: Termination of transfers from SPG and Marriott to airlines?

Per flyertalk, airline transfers remain, SPG transfer rate changed: https://www.flyertalk.com/articles/everything-you-need-to-know-about-marriott-and-starwoods-new-joint-loyalty-program.html I think the article is confusing. “ However, transfer rates are changing. You will be able to convert 3 Marr...
by TravelGeek
Mon Apr 16, 2018 8:49 pm
Forum: Investing - Theory, News & General
Topic: "The Only Investment Guide You'll Ever Need" Kindle daily deal
Replies: 7
Views: 1556

Re: "The Only Investment Guide You'll Ever Need" Kindle daily deal

It was one of the (if not the) first investment book I ever read, some 20+ years ago. But not the only or last one. Guess I could have picked a worse title off the shelf at Borders or B&N.

I’ll need to check if I still have it.
by TravelGeek
Mon Apr 16, 2018 8:38 pm
Forum: Personal Finance (Not Investing)
Topic: Foreign national - Trouble opening Ally account - Help !
Replies: 6
Views: 392

Re: Foreign national - Trouble opening Ally account - Help !

I have an Ally account, and I am not exempt from FATCA reporting. I don’t recall answering that question when I opened my account some four or five years ago. I’d call Ally and ask for clarification.
by TravelGeek
Mon Apr 16, 2018 7:18 pm
Forum: Personal Consumer Issues
Topic: San Diego Safari Zoo
Replies: 13
Views: 941

Re: San Diego Safari Zoo

Would love some firsthand info on visiting this part of the zoo. We have been there two or three times and would recommend it. We did one of the "back of the pickup truck" tours (now apparently called "caravan safari") and loved it. Not quite the same as doing a real safari in Africa, but quite dif...
by TravelGeek
Mon Apr 16, 2018 4:20 pm
Forum: Personal Consumer Issues
Topic: Termination of transfers from SPG and Marriott to airlines?
Replies: 92
Views: 4404

Re: Termination of transfers from SPG and Marriott to airlines?

Yeah that is a big loss for me as well (Gold via Amex plat + 30k spend on SPG cards) but honestly it was almost guaranteed they were going to kill it so not surprised. Actually, according to https://members.marriott.com/marriottrewards/ in the section "HERE’S HOW MEMBER TIERS WILL CHANGE IN AUGUST"...
by TravelGeek
Mon Apr 16, 2018 4:04 pm
Forum: Personal Consumer Issues
Topic: Termination of transfers from SPG and Marriott to airlines?
Replies: 92
Views: 4404

Re: Termination of transfers from SPG and Marriott to airlines?

THY4373 wrote:
Mon Apr 16, 2018 3:47 pm
Honestly not that bad.
The big loss for me personally is that Marriott Gold no longer gets executive lounge access. I am currently Marriott Gold via the Marriott/UA RewardsPlus tie-up as well as via the Amex Plat card.
by TravelGeek
Mon Apr 16, 2018 1:12 pm
Forum: Personal Consumer Issues
Topic: Allegiant Airlines...Anyone watch CBS 60 Minutes?
Replies: 55
Views: 5644

Re: Allegiant Airlines...Anyone watch CBS 60 Minutes?

neilpilot wrote:
Mon Apr 16, 2018 1:10 pm
Their last dozen or so A320s were acquired new.
Right you are... thanks for the info / correction.

https://airwaysmag.com/airlines/allegia ... rbus-a320/
by TravelGeek
Mon Apr 16, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: Allegiant Airlines...Anyone watch CBS 60 Minutes?
Replies: 55
Views: 5644

Re: Allegiant Airlines...Anyone watch CBS 60 Minutes?

Sounds like the problem is particularly bad with the old MD-80 jets and Allegiant has a bunch of them. Allegiant bought these geezers cheap from foreign airlines that were retiring them. I think I'd avoid flights on these for sure. I flew Allegiant once and one leg was on a new Airbus . New-to-them...
by TravelGeek
Mon Apr 16, 2018 11:34 am
Forum: Personal Consumer Issues
Topic: Allegiant Airlines...Anyone watch CBS 60 Minutes?
Replies: 55
Views: 5644

Re: Allegiant Airlines...Anyone watch CBS 60 Minutes?

The Tampa Bay Times had an investigative story about Allegiant's maintenance problems a couple of years ago.

http://www.tampabay.com/projects/2016/i ... reakdowns/
by TravelGeek
Mon Apr 16, 2018 9:27 am
Forum: Personal Consumer Issues
Topic: Allegiant Airlines...Anyone watch CBS 60 Minutes?
Replies: 55
Views: 5644

Re: Allegiant Airlines...Anyone watch CBS 60 Minutes?

For reference, this appears to be the original story:

https://www.cbsnews.com/news/allegiant- ... the-radar/

And here is a follow-up with company responses:

https://www.cbsnews.com/news/allegiant- ... 018-04-16/
by TravelGeek
Sun Apr 15, 2018 10:50 pm
Forum: Personal Consumer Issues
Topic: Lessons learned with Booking.com and VRBO
Replies: 13
Views: 2959

Re: Lessons learned with Booking.com and VRBO

I use booking.com all the time. I have booked, cancelled and changed all without issue. I am curious - what advantage does booking.com offer you compared to booking directly with the hotel? Do you see substantial discounts compared to the lowest available rates? (all major chains now offer “members...
by TravelGeek
Sun Apr 15, 2018 1:37 pm
Forum: Personal Consumer Issues
Topic: Dealing with poorly assigned hotel rooms?
Replies: 41
Views: 3128

Re: Dealing with poorly assigned hotel rooms?

You just answered your own issue. Airbnb and the like are more responsive if things go wrong. Do you have actual data to back up that assertion? Absolutely. I arrived in Lima to find that the owner of the apartment was MIA. I texted Airbnb. They tried contacting her. No dice. So they put me up in a...
by TravelGeek
Sun Apr 15, 2018 12:42 pm
Forum: Personal Consumer Issues
Topic: Dealing with poorly assigned hotel rooms?
Replies: 41
Views: 3128

Re: Dealing with poorly assigned hotel rooms?

You just answered your own issue. Airbnb and the like are more responsive if things go wrong. Do you have actual data to back up that assertion? In the situation I described above, we never dealt with VRBO; we called the owner directly to resolve the situation. Essentially the same as dealing with ...
by TravelGeek
Sun Apr 15, 2018 11:50 am
Forum: Personal Consumer Issues
Topic: Dealing with poorly assigned hotel rooms?
Replies: 41
Views: 3128

Re: Dealing with poorly assigned hotel rooms?

That could take a few hours and cause even more of a disturbance. As I understand it, all the offenders were doing was walking/dancing (?) over the room. No partying or raised voices. Sure it's annoying as hell. I had a similar situation at a Motel 6 in Palo Alto, hence my top floor suggestion. I'm...
by TravelGeek
Sun Apr 15, 2018 11:38 am
Forum: Personal Consumer Issues
Topic: Yubikey for Dummies
Replies: 10
Views: 1131

Re: Yubikey for Dummies

So, you trust Google like you trust Facebook? I will stick to Yubikey, assuming I can ever get it to work. Google Voice gives you a free phone number to receive 2FA codes. I suggested that you could use that if a real cellphone is not an option because it being a government issued phone. In another...
by TravelGeek
Sun Apr 15, 2018 10:35 am
Forum: Personal Consumer Issues
Topic: Dealing with poorly assigned hotel rooms?
Replies: 41
Views: 3128

Re: Dealing with poorly assigned hotel rooms?

Not sure what you expect management to do if there are no rooms left. Evict the offenders, with the help of hotel security and/or the police. Always book a top floor - for that you may need to check in as soon as possible. Show up at 6 pm and your options are limited. Most hotels are so cheaply con...
by TravelGeek
Sat Apr 14, 2018 10:22 pm
Forum: Personal Consumer Issues
Topic: Yubikey for Dummies
Replies: 10
Views: 1131

Re: Yubikey for Dummies

bogglizer wrote:
Sat Apr 14, 2018 9:20 pm
ps...Can't use SMS. My only cell phone is through work, and using a government phone for this is bad mojo.
Perhaps set up a google voice account for the purpose of receiving SMS for 2FA.
by TravelGeek
Fri Apr 13, 2018 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Appropriate to ask co-worker when retiring?
Replies: 35
Views: 2286

Re: Appropriate to ask co-worker when retiring?

A person after my own heart! Why so soon though? Assuming a proper two week notice, why set yourself up for two weeks of annoying questions (how are you going to spend your time? Why aren't you sticking around, don't you love us? Won't you be bored?) and empty congratulations (we'll miss you so muc...
by TravelGeek
Fri Apr 13, 2018 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: Appropriate to ask co-worker when retiring?
Replies: 35
Views: 2286

Re: Appropriate to ask co-worker when retiring?

Maybe it's different in the public sector, but I wouldn't share my retirement plans with anyone at work until the day when I hand it my notice.
by TravelGeek
Fri Apr 13, 2018 5:30 pm
Forum: Investing - Theory, News & General
Topic: vanguard notice - retiring our old investment platform
Replies: 50
Views: 6168

Re: vanguard notice - retiring our old investment platform

Went though this mini drill when I talked to CSR about converting from investor shares to admiral shares. --Me: Will my cost basis be maintained. --CSR: Yes. Not! Didn't work that way as Vanguard lumped all of my investor share lots into one admiral share lot. --My cost basis information didn't agr...
by TravelGeek
Fri Apr 13, 2018 3:47 pm
Forum: Investing - Theory, News & General
Topic: vanguard notice - retiring our old investment platform
Replies: 50
Views: 6168

Re: vanguard notice - retiring our old investment platform

HueyLD wrote:
Fri Apr 13, 2018 3:08 pm
I told my rep that I would be the last client to convert and she chuckled.
We may have to coordinate that, because I have no plan to convert at this time ;)
by TravelGeek
Fri Apr 13, 2018 3:03 pm
Forum: Personal Consumer Issues
Topic: Termination of transfers from SPG and Marriott to airlines?
Replies: 92
Views: 4404

Re: Termination of transfers from SPG and Marriott to airlines?

Thanks for the quick response - last time I ran the math on transfers it kind of seemed like a wash (and also my situation is different - I tend to use up all my hotel points before using up all my airline points). In my experience hotel points are easier to use (almost always possible to find an a...
by TravelGeek
Fri Apr 13, 2018 2:10 pm
Forum: Personal Consumer Issues
Topic: Termination of transfers from SPG and Marriott to airlines?
Replies: 92
Views: 4404

Re: Termination of transfers from SPG and Marriott to airlines?

I currently have way more airline miles (and flexible UR/MR points) than I have hotel points, so my 50k SPG will stay where they are for the time being. I am looking at whether the Marriott hotel/travel packages would be useful for me. I am not sure how a joint program could take place in the middle...
by TravelGeek
Fri Apr 13, 2018 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: NJ passes law in response to SALT limits
Replies: 9
Views: 1974

Re: NJ passes law in response to SALT limits

Probably not going to help much. Federal law requires that the charity receiving the donation give a receipt to the giver of the donation and itemize out specifically if any "benefit was received" in exchange for the donation. The deductibility of the donation is then reduced by the amount of the b...
by TravelGeek
Fri Apr 13, 2018 1:03 pm
Forum: Personal Consumer Issues
Topic: Dispute Over a Fence
Replies: 12
Views: 1891

Re: Dispute Over a Fence

ArlinM wrote:
Fri Apr 13, 2018 11:46 am
The town has been notified of the situation and agrees that the agreement exists.
What did the town say when you asked how they are going to enforce their agreement with business A?
by TravelGeek
Fri Apr 13, 2018 10:09 am
Forum: Personal Consumer Issues
Topic: Quicken servers down (again)
Replies: 7
Views: 469

Re: Quicken servers down (again)

So Quicken can’t be used without internet connection or available Quicken servers?
by TravelGeek
Thu Apr 12, 2018 3:41 pm
Forum: Investing - Theory, News & General
Topic: WSJ--Fidelity Is Revamping How It Charges You for Financial Advice
Replies: 14
Views: 2005

Re: WSJ--Fidelity Is Revamping How It Charges You for Financial Advice

Wow! I have almost everything at Fidelity. IRA, Roth, Taxable. If they start charging fees like that, I will be gone like the wind. The article also mentions "Current Fidelity customers will pay the same or less because the firm will grant waivers to keep existing clients’ fees from rising."
by TravelGeek
Thu Apr 12, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: Passport photo DIY - anyone done it easily?
Replies: 92
Views: 6491

Re: Passport photo DIY - anyone done it easily?

With my kids' pictures already printed, I just couldn't leave the prints there... Why not? Maybe if everyone did that, they would change their approach. I should take photos of the back of my head and the front and submit them, to see if they charge different prices for the same person's picture de...
by TravelGeek
Thu Apr 12, 2018 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: My PCP Won't See Me After Auto Accident - How to Handle With Insurance Company?
Replies: 39
Views: 3894

Re: My PCP Won't See Me After Auto Accident - How to Handle With Insurance Company?

I would just find another doctor, but there are problems. First, I have an HMO-like plan, so I need to see my PCP to get a referral to a specialist or other provider ... the PCP wants me to go elsewhere, but I can't get it covered unless I see the PCP first ... catch 22. Second, to switch PCPs, it ...
by TravelGeek
Thu Apr 12, 2018 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: Wanting to leave Fidelity
Replies: 90
Views: 8656

Re: Wanting to leave Fidelity

I mean, just to add a savings account, they have to first call or text me to verify it is me, then they want a voided check (how online savings account), a deposit slip (again, online savings account) AND a copy of the statement. [(removed) --admin LadyGeek] Is there perhaps a misunderstanding and ...
by TravelGeek
Thu Apr 12, 2018 12:19 pm
Forum: Personal Consumer Issues
Topic: Passport photo DIY - anyone done it easily?
Replies: 92
Views: 6491

Re: Passport photo DIY - anyone done it easily?

A lot of the customers including myself were caught by surprise, after the photo had been printed. Even though we selected the $0.35 option before printing, we were up-charged 4000% at the check out counter. For a lot of people, $13.99 is no small change, let alone the whole practice is wrong. I pr...
by TravelGeek
Thu Apr 12, 2018 10:37 am
Forum: Personal Consumer Issues
Topic: Mid-40s in tech - how to pass off as acceptably young
Replies: 111
Views: 9828

Re: Mid-40s in tech - how to pass off as acceptably young

[*] How do I know it was my age: I can't be sure ofcourse. But given past comments from other people, I know that appearing (no being) young of mind and looking/sounding it will help. Was it an actual telephone interview, or a video call? In other words, did the interviewer actually see you? I pers...
by TravelGeek
Wed Apr 11, 2018 11:20 pm
Forum: Personal Consumer Issues
Topic: Passport photo DIY - anyone done it easily?
Replies: 92
Views: 6491

Re: Passport photo DIY - anyone done it easily?

Costco will do it for 4.99 My local neighborhood mailbox store did it for $9.99 last week. No wait, no long walk from the parking lot, no drive across town just for some photos (my wife claims Costco shopping duty for herself). Having done visa photos via my smartphone a couple years ago (which res...
by TravelGeek
Wed Apr 11, 2018 9:22 pm
Forum: Personal Consumer Issues
Topic: A way to get phone calls only from "whitelisted" numbers?
Replies: 14
Views: 823

Re: A way to get phone calls only from "whitelisted" numbers?

What if the car repair shop is calling you to say your car is done? How do you distinguish that number from a spam number? They can leave a voicemail. The problem with that approach is that I get so many spam voicemails that I actually hate getting real voicemails. Fortunately Google is able to loo...
by TravelGeek
Wed Apr 11, 2018 12:17 pm
Forum: Personal Finance (Not Investing)
Topic: [Help completing the TN state tax return]
Replies: 73
Views: 2252

Re: Why is TurboTax saying I need to file multiple state tax returns?

I have never lived in Tennessee, but according to Bankrate and other sites via Google: https://www.bankrate.com/finance/taxes/state-taxes-tennessee.aspx "The Tennessee income tax does not apply to salaries and wages, but most income from stocks, bonds and notes receivable is taxable at a flat rate o...