Search found 2966 matches

by TravelGeek
Sat Jun 22, 2019 9:27 pm
Forum: Personal Consumer Issues
Topic: Lightest weight backpack for laptop?
Replies: 35
Views: 1697

Re: Lightest weight backpack for laptop?

How big is the laptop? What other items do you have to carry? How organized would you like to be (i.e., how many little pockets would you like)? Need to carry a water bottle? A laptop is IMO so personal that I would just research on sites like Amazon or ebags or in stores to find the best option for...
by TravelGeek
Sat Jun 22, 2019 3:16 pm
Forum: Personal Consumer Issues
Topic: Prius vs Prius Prime (plug-in)
Replies: 75
Views: 3812

Re: Low Prius Inventory-change strategy?

There is low inventory because the demand is dropping off the cliff. Toyota is simply reducing stock. Today everyone wants crossovers and SUVs. "The popularity of the Toyota Prius is shrinking faster than the polar icecaps. In 2016, sales dipped below 100,000 units for the first time since 2004. An...
by TravelGeek
Sat Jun 22, 2019 12:20 pm
Forum: Personal Finance (Not Investing)
Topic: Help! Any Credit Card Rewards for Excellence Resorts (friend's wedding in Mexico)
Replies: 9
Views: 660

Re: Help! Any Credit Card Rewards for Excellence Resorts (friend's wedding in Mexico)

I assume staying at a different (more affordable) hotel nearby is not an option?

Another card that offers a significant signup bonus and has points that can be applied to travel expenses is the Arrivals+ from Barclays.
by TravelGeek
Fri Jun 21, 2019 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3851
Views: 709024

Re: What's Your Credit Card Rewards Strategy?

Amex experts: Do you ever use the EBates shopping portal to scrape extra points off online purchases? This seems like it could be potentially lucrative. EBates appears to support quite a few online retailers . I signed up a few months ago when they started their partnership with Amex MR. Most of my...
by TravelGeek
Tue Jun 18, 2019 10:14 pm
Forum: Personal Consumer Issues
Topic: Are you a member of nextdoor.com? Any concerns registering your info?
Replies: 71
Views: 5754

Re: Are you a member of nextdoor.com? Any concerns registering your info?

Ours is pretty much worthless. Lost small dogs... and coyote reports. Well... when I found a lost small dog wandering around our neighborhood when it was 20F outside, it was quickly reunited with the owner when I posted a picture on Nextdoor. So, it turns out it wasn’t worthless for this dog, its o...
by TravelGeek
Sun Jun 16, 2019 11:10 am
Forum: Personal Finance (Not Investing)
Topic: Capital One will only send security notices if you let them spy on you once in a while
Replies: 46
Views: 3033

Re: Capital One will only send security notices if you let them spy on you once in a while

I read most of my emails on my iPad. The default email app does not load images until I click “Load All Images” at the top. Most messages I care about are perfectly readable without the images, so I generally don’t see them. If I was a CO customer, how would they deliver their statements and other p...
by TravelGeek
Fri Jun 14, 2019 10:06 am
Forum: Personal Consumer Issues
Topic: Anyone buy Security Cams from Costco?
Replies: 59
Views: 4467

Re: Anyone buy Security Cams from Costco?

Wyze are ok but they only record for 10 or 15 seconds... Wyze cameras also support Real Time Streaming Protocol (RTSP) Well, Wyze’s official support is ... beta ... and on a separate branch from the regular firmware, https://support.wyzecam.com/hc/en-us/articles/360026245231-Wyze-Cam-RTSP I have th...
by TravelGeek
Sat Jun 08, 2019 8:39 pm
Forum: Personal Consumer Issues
Topic: Scanning photos yourself
Replies: 17
Views: 1741

Re: Scanning photos yourself

Built into Google Photos is a scanning feature on your phone.. It works incredible and automatically tags the photo and files it in your google photos.. Once in google photos you would never know it was not a picture you took yourself. It is amazing. I am like a crazy man when I go to my parents or...
by TravelGeek
Fri Jun 07, 2019 5:51 pm
Forum: Personal Consumer Issues
Topic: Gift for niece who is graduating as a Physician Assistant.
Replies: 33
Views: 3081

Re: Gift for niece who is graduating as a Physician Assistant.

MrCastaway wrote:
Fri Jun 07, 2019 5:44 pm
Gift card to figs.com
Did you mean wearfigs.com ?

I second stuper1's suggestion. A WCI book was the first thing that came to my mind when seeing this thread.
by TravelGeek
Wed Jun 05, 2019 8:33 pm
Forum: Personal Consumer Issues
Topic: Frequent Flyer miles for kids. Can I use them?
Replies: 12
Views: 683

Re: Frequent Flyer miles for kids. Can I use them?

Anyone know what to do with kid and their flights? I have a several FF accounts and so does my wife but my kids seldom fly. We're going to Europe, should be 15k miles per person. - Can I get them accounts? (age 14, 16) - Or better yet, can I somehow "have" their miles? :mrgreen: Thanks Yes, you can...
by TravelGeek
Sun Jun 02, 2019 9:22 pm
Forum: Personal Consumer Issues
Topic: What do business pros wear on redeye Business Class flights
Replies: 50
Views: 6523

Re: What do business pros wear on redeye Business Class flights

Assuming your airline that doesn't provide one, perhaps PJ's from a previous business class flight with a better airline? (I have a few to choose from) :D Seriously, many leading airlines provide their premium passengers with PJs for long flights. Even if you don't choose to wear one, that might tel...
by TravelGeek
Sun Jun 02, 2019 1:57 pm
Forum: Personal Investments
Topic: Just Got a Call From Fidelity
Replies: 55
Views: 7663

Re: Just Got a Call From Fidelity

In other news, my son got a letter from Vanguard threatening to kick him out of Voyager Select status which is amusing since he's never had more than $3,000 at Vanguard in his entire life. But... does/did he have Voyager Select status, perhaps through "affiliation" with rich parents? ;) Pretty sure...
by TravelGeek
Tue May 28, 2019 10:40 am
Forum: Personal Consumer Issues
Topic: No more print Money magazine
Replies: 87
Views: 8597

Re: No more print Money magazine

The Editor's note was not satisfying in that it did not clearly describe what the site will look like going forward other than "Newsletters," and did not mention refunds for those who have renewed for significant periods in the future. Another change for dinosaurs like my family who like older appr...
by TravelGeek
Mon May 27, 2019 9:39 pm
Forum: Investing - Theory, News & General
Topic: Any one ever use paid subscriptions from Seeking Alpha ?
Replies: 18
Views: 1536

Re: Any one ever use paid subscriptions from Seeking Alpha ?

The articles I have read on SA about my (former) megacorp employer led me to the conclusion that a subscription to SA would be detrimental to my wealth.
by TravelGeek
Sun May 26, 2019 11:41 pm
Forum: Personal Consumer Issues
Topic: No more print Money magazine
Replies: 87
Views: 8597

Re: No more print Money magazine

I still have a stack of unread issues from the last half a year or so, so for me the end will come a bit later :twisted: I usually take them on airplane trips as reading material that gets discarded (recycled, left for there to read) along the way. While in the past I paid for subscriptions, in rece...
by TravelGeek
Sat May 25, 2019 9:33 pm
Forum: Investing - Theory, News & General
Topic: A $2M Scam by a Former Vanguard Supervisor
Replies: 7
Views: 3379

Re: A $2M Scam by a Former Vanguard Supervisor

Same story as discussed in this thread a couple of months ago?

viewtopic.php?t=275832
by TravelGeek
Thu May 16, 2019 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3851
Views: 709024

Re: What's Your Credit Card Rewards Strategy?

That's why you get to do you and I get to do me. Did you see that we have more points than we can possibly use? Geez....Sometimes the time spent looking for the absolute best deal is simply not worth it. Just click, print, go. I saw that. That doesn’t mean it is the best option. It could (given the...
by TravelGeek
Wed May 15, 2019 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3851
Views: 709024

Re: What's Your Credit Card Rewards Strategy?

We accumulate a ton of points because we are business owners. We use Chase UR points by using the "Things to do" button on the Chase portal. I know many would argue that it isn't a great redemption value, but we always have more than we can possibly use. There are many options available for Seattle...
by TravelGeek
Tue May 14, 2019 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3851
Views: 709024

Re: What's Your Credit Card Rewards Strategy?

We accumulate a ton of points because we are business owners. We use Chase UR points by using the "Things to do" button on the Chase portal. I know many would argue that it isn't a great redemption value, but we always have more than we can possibly use. There are many options available for Seattle...
by TravelGeek
Tue May 14, 2019 8:39 pm
Forum: Personal Consumer Issues
Topic: Instant Coffee?
Replies: 67
Views: 3973

Re: Instant Coffee?

I think Via is an acceptable option. Not what I drink at home, but I have taken Vias to foreign lands where hotel rooms offered only a tea kettle. Certainly drinkable.
by TravelGeek
Tue May 14, 2019 8:21 pm
Forum: Personal Consumer Issues
Topic: Traveling to Europe on Green Card
Replies: 12
Views: 1003

Re: Traveling to Europe on Green Card

I think the standard approach is to buy a refundable ticket as suggested by Researchmed if you need a ticketed reservation (vs holding a reservation that isn’t ticketed yet). Travel agents can make reservations that aren’t immediately ticketed. Note that non-refundable doesn’t necessarily mean that ...
by TravelGeek
Tue May 14, 2019 7:10 pm
Forum: Personal Consumer Issues
Topic: Driving in Lisbon Portugal?
Replies: 25
Views: 1308

Re: Driving in Lisbon Portugal?

I have never heard of any country to require IDL. By require I mean you cannot get your car from the rental company, not a 20$ or even 200$ fine. However my driving experience is limited to ~ 10 countries. Technically it's called IDP -- Permit, not License. Whatever the difference may be, but it he...
by TravelGeek
Tue May 14, 2019 2:31 pm
Forum: Personal Consumer Issues
Topic: Driving in Lisbon Portugal?
Replies: 25
Views: 1308

Re: Driving in Lisbon Portugal?

Someone above said they drove in Portugal on their CA drivers license but Portugal requires an international drivers license. I didn’t have a CA license, but my other-west-coast state license was accepted without any issue by Hertz in Faro. (I did have a backup in my back pocket - an EU-issued driv...
by TravelGeek
Tue May 14, 2019 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: I really do not like using credit cards. Do any of you have a good credit score with no credit cards?
Replies: 58
Views: 4056

Re: I really do not like using credit cards. Do any of you have a good credit score with no credit cards?

How do you Uber without a credit card? When I looked this up just now the alternatives are simply credit card workarounds -- like paypal or cryptocash. I don;t really see the difference. How’s PayPal a credit card workaround? They can suck the money out of your bank account, if that’s what people p...
by TravelGeek
Tue May 14, 2019 1:11 pm
Forum: Personal Consumer Issues
Topic: Police and Troopers fund.
Replies: 77
Views: 3161

Re: Police and Troopers fund.

I never never never answer the phone anymore unless I know the person calling. Even then, generally if it is important they can leave a vm. Do this. I can’t believe people still blindly answer their phone. It really depends. It's pretty easy to tell what are likely spam numbers and what aren't. I h...
by TravelGeek
Tue May 14, 2019 11:08 am
Forum: Personal Finance (Not Investing)
Topic: I really do not like using credit cards. Do any of you have a good credit score with no credit cards?
Replies: 58
Views: 4056

Re: I really do not like using credit cards. Do any of you have a good credit score with no credit cards?

I opened my first credit card a couple months ago--30 years old. Life can be done without one, and you can have a good credit score too. The only problem I ever ran into without a CC was car rental, but Uber takes care of that. Sure, life can be done without one, but not the life I want to live. It...
by TravelGeek
Tue May 14, 2019 10:07 am
Forum: Personal Consumer Issues
Topic: Lounge access in Lisbon?
Replies: 5
Views: 573

Re: Lounge access in Lisbon?

bob60014 wrote:
Mon May 13, 2019 7:47 pm
Best to post on the Flyer Talk or the TripAdvisor Air Travel forums.
Indeed. FT has a dedicated Lounge forum:

https://www.flyertalk.com/forum/airport-lounges-763/
by TravelGeek
Mon May 13, 2019 11:29 pm
Forum: Personal Finance (Not Investing)
Topic: I really do not like using credit cards. Do any of you have a good credit score with no credit cards?
Replies: 58
Views: 4056

Re: I really do not like using credit cards. Do any of you have a good credit score with no credit cards?

If so could you name what kind of loans you do have? I have three personal loans and wonder if this is enough. What credit score do you currently have? Wouldn’t that answer if your loans are enough? I wouldn’t want to give up the 2-5% I save with credit cards, as well as some of the benefits such a...
by TravelGeek
Mon May 13, 2019 4:31 pm
Forum: Personal Investments
Topic: Email to my Edward Jones Rep
Replies: 46
Views: 4239

Re: Email to my Edward Jones Rep

OP, it isn’t clear to me if you are actually planning to move the existing low 6-figure Account from EJ to Vanguard (or similar). I hope you don’t just want to put the bigger amount into the three fund portfolio and leave the existing account as is as that would continue to cost you fees and expose ...
by TravelGeek
Sat May 11, 2019 10:17 pm
Forum: Personal Consumer Issues
Topic: What kind of ?contractor? to fix bird holes in soffit/fascia?
Replies: 28
Views: 1298

Re: What kind of ?contractor? to fix bird holes in soffit/fascia?

The home across from us had a woodpecker drill on the metal chimney flue. Biggest racket you ever heard. Took him about 3 years to figure out there were no bugs there. Maybe this woodpecker didn't do well in school. Woodpeckers “drum” for other reasons, too: Behavior - Woodpeckers peck into trees i...
by TravelGeek
Sat May 11, 2019 10:50 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3851
Views: 709024

Re: What's Your Credit Card Rewards Strategy?

Why don’t you just buy Amazon gift cards at office supply stores for 5X (and no fee) and load them into your Amazon account? I do this too. I was using shorthand. What I do is when I've used up most of a visa or mastercard gift card I'll use the last remaining amount to buy an amazon gift card and ...
by TravelGeek
Fri May 10, 2019 11:15 pm
Forum: Personal Finance (Not Investing)
Topic: Cfiresim.com not fully working at the moment?
Replies: 14
Views: 981

Re: Cfiresim.com not fully working at the moment?

Looks like the JavaScript version that is currently running on the site was abandoned in favor of yet another rewrite in Python, which however also hasn’t seen any updates for about two years. https://github.com/boknows/cfiresim_python Perhaps the developer’s focus is now on OnTrajectory. Now sure h...
by TravelGeek
Fri May 10, 2019 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3851
Views: 709024

Re: What's Your Credit Card Rewards Strategy?

I maximize nonbonus spend with a card that gives me 5x Chase at office supply stores. I buy visa mastercards at office supply stores. Even with the fee they charge the 5x more than makes up for it. Like if I can get a $300 card for $308, the 1500 chase points is well worth the $8 fee. Then I use th...
by TravelGeek
Fri May 10, 2019 12:08 pm
Forum: Investing - Theory, News & General
Topic: William Bernstein first guest on new weekly Morningstar Podcast
Replies: 28
Views: 4012

Re: William Bernstein first guest on new weekly Morningstar Podcast

I listen to podcasts while I'm working out or walking. Guess I'll be getting more exercise! :beer Same here, but I could probably spend all day in the gym or on hikes and still not complete all podcasts I am subscribed to. Granted, for some I only subscribed for select episodes, but for others I am...
by TravelGeek
Fri May 10, 2019 10:46 am
Forum: Investing - Theory, News & General
Topic: William Bernstein first guest on new weekly Morningstar Podcast
Replies: 28
Views: 4012

Re: William Bernstein first guest on new weekly Morningstar Podcast

Thank you. My list of podcast subscriptions continues to grow. Listening to all of them would be more than a full time job by now :)
by TravelGeek
Fri May 10, 2019 10:35 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3851
Views: 709024

Re: What's Your Credit Card Rewards Strategy?

Just a quick correction, Citi TYP cannot be transferred to AA. The only program that transfers into American Airlines is Marriott. Oops, you are absolutely right. An example of what happens if you “assume” something :oops: (I assumed that since Citi is AA’s primary long-time card issuer, they would...
by TravelGeek
Fri May 10, 2019 10:01 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3851
Views: 709024

Re: What's Your Credit Card Rewards Strategy?

Oh.. I get it now. Unfortunatelly I use American, but I'll check it out next time I have to flight. CSP is not good for me. I got it for the bonus, but I can do much better even without the fee. United is just one example. To fly American you should transfer to British Airways and book flights on A...
by TravelGeek
Thu May 09, 2019 9:16 pm
Forum: Personal Investments
Topic: Vanguard takes away access to online statements within days of account transfer
Replies: 14
Views: 1613

Re: Vanguard takes away access to online statements within days of account transfer

I agree with celia, it's probably better $0 balance accounts are deleted to reduce the amount of personal information that is stored. I don’t think anything other than the account access for the user is deleted. The account data will continue to exist on their servers for various reasons. The Vangu...
by TravelGeek
Thu May 09, 2019 8:59 pm
Forum: Personal Consumer Issues
Topic: China/Tibet Visa Weirdness
Replies: 12
Views: 2323

Re: China/Tibet Visa Weirdness

Not sure if this is helpful:

https://www.travelchinaguide.com/embass ... revoke.htm

Also, the China forum on Flyertalk might be helpful:

https://www.flyertalk.com/forum/china-613/
by TravelGeek
Thu May 09, 2019 7:50 pm
Forum: Forum Issues and Administration
Topic: BH Structure Idea
Replies: 9
Views: 702

Re: BH Structure Idea

MindTheGAAP wrote:
Thu May 09, 2019 4:18 pm
it would be nice if I could target other users that are at a similar season of life as I am
Just put "Calling all Boomers: <topic>" in the subject if you think you want to primarily get Boomer input?
by TravelGeek
Wed May 08, 2019 9:35 am
Forum: Personal Consumer Issues
Topic: B&H Photo will pay your sales tax [payboo]
Replies: 21
Views: 2532

Re: B&H Photo will pay your sales tax [payboo]

I would not call it a "credit card" in the standard sense, since you can only use it to buy stuff from B&H. It's a convoluted method of getting non-tax state buyers to subsidize the discount for buyers in sales-tax states. I'd be kind of upset if I lived in a non-tax state. Fortunately, I almost ne...
by TravelGeek
Wed May 08, 2019 9:28 am
Forum: Personal Consumer Issues
Topic: Island life?
Replies: 54
Views: 6927

Re: Island life?

The last time we visited Hawaii I thought it was comical when I saw a contest being advertised where the prize was a trip to Las Vegas. Why would anyone want to win that when they’re already in paradise? It’s called the 9th island. Something about Vegas makes it very attractive to Hawaiians for vac...
by TravelGeek
Tue May 07, 2019 10:19 pm
Forum: Personal Consumer Issues
Topic: B&H Photo will pay your sales tax [payboo]
Replies: 21
Views: 2532

Re: B&H Photo will pay your sales tax [payboo]

Hard to find fault with this. Novel idea. What's a sales tax? :D :( The flaw IMO is very simply that it excludes a large portion of the population from a "loyalty reward offer" based on where they live, and for no good reason. Similarly, it makes the bonus of those eligible dependent on their sales...
by TravelGeek
Tue May 07, 2019 3:42 pm
Forum: Personal Consumer Issues
Topic: Shingrix [Vaccine availability]
Replies: 153
Views: 13402

Re: Shingrix [Vaccine availability]

Use the Shingles Vaccine Locator website!! Thanks. The site seems to have some issues for me (at the moment ?) - entered zip code and chose 15 mile radius and it's been "processing" for several minutes now. Wouldn't it be saving Walgreens, CVS and the like a lot of time (phone calls inquiring about...
by TravelGeek
Tue May 07, 2019 3:29 pm
Forum: Personal Consumer Issues
Topic: Lost Mail
Replies: 29
Views: 1673

Re: Lost Mail

They can do it, although they likely won't. In 2001, a elderly woman local to me died from Anthax. The postal investigation determined that a particular peice of bulk (junk) mail she received was cross-contaminated in a sorting machine - several states away - with a contaminated piece of mail targe...
by TravelGeek
Sun May 05, 2019 9:35 pm
Forum: Personal Finance (Not Investing)
Topic: Class action lawsuit against health care insurance company
Replies: 4
Views: 1236

Re: Class action lawsuit against health care insurance company

I don't understand how the law firm got his name and medical bills from the insurance company. I assume the insurance company was required to identify affected customers. I have been included in numerous small class actions ($5-$100 payout) where clearly only the company that was sued and agreed to...
by TravelGeek
Sat May 04, 2019 4:40 pm
Forum: Personal Finance (Not Investing)
Topic: How soon to close credit card that was used for churn?
Replies: 24
Views: 1915

Re: How soon to close credit card that was used for churn?

Yes, companion pass gets a free award. But it's a bit of a logical fallacy. I could argue that your Chase URs and USDs are now worth double as well. I did mention the URs (if the OP has such a card), but you could probably tell that I didn’t have enough coffee onboard when I wrote my reply :oops:
by TravelGeek
Sat May 04, 2019 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3851
Views: 709024

Re: What's Your Credit Card Rewards Strategy?

I spoke with Chase CC dept and they are not aware of any 5/24 rule but I keep hearing this in the forum - so - How does this 5/24 rule impacts closing and RE-opening of Chase CC s ? I wouldn’t call Chase to inquire about anti-churning rules :P This probably helps: https://www.doctorofcredit.com/cha...
by TravelGeek
Sat May 04, 2019 10:35 am
Forum: Personal Finance (Not Investing)
Topic: How soon to close credit card that was used for churn?
Replies: 24
Views: 1915

Re: How soon to close credit card that was used for churn?

I would keep them until the annual fee is due, then cancel or preferably do a product change to a non fee card. Same. I don’t know that Chase is currently using cancellation behavior to identify churners and deny future bonuses (I think Amex has started to crack down), but they’ll obviously have th...