Search found 2448 matches

by TravelGeek
Fri Dec 14, 2018 12:28 am
Forum: Personal Consumer Issues
Topic: Who else is doing home automation?
Replies: 48
Views: 2046

Re: Who else is doing home automation?

For those concerned with security and wanting a non-cloud solution, Home Assistant is a great DIY alternative. (Warning: when I say DIY, I mean it. You need your own "server" (like a Pi) and to be comfortable with basic coding.) That is the route I am going. Just started a few days ago with a Pi, a...
by TravelGeek
Fri Dec 14, 2018 12:16 am
Forum: Personal Consumer Issues
Topic: Will new 5G technology allow us to jettison cable tv or phone co. and/or allow more competition to push down prices
Replies: 9
Views: 1030

Re: Will new 5G technology allow us to jettison cable tv or phone co. and/or allow more competition to push down prices

Allow more competition? Well, looking at the consolidation that is happening in this area (eg. AT&T + Time Warner + DirecTV), I wouldn’t hold my breath.
by TravelGeek
Thu Dec 13, 2018 11:07 pm
Forum: Investing - Theory, News & General
Topic: New PenFed 2% Savings Account
Replies: 7
Views: 752

Re: New PenFed 2% Savings Account

I don’t know if they are targeting this at those (of us) who have their 3% CDs from five years ago expire this month, but I already have a 2% savings account at Ally (and, as b4nash points out correctly, also use their 2.25% no penalty CDs).
by TravelGeek
Thu Dec 13, 2018 11:56 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3106
Views: 602951

Re: What's Your Credit Card Rewards Strategy?

BTW, that link seems to mostly involve getting tickets for others, which could more easily look "off"... Although we have different last names, we'd be traveling together, so I don't think *that* particular alarm bell would ring. There are definitely examples where AS was reportedly suspicious of n...
by TravelGeek
Wed Dec 12, 2018 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3106
Views: 602951

Re: What's Your Credit Card Rewards Strategy?

I think something like this (?) is why the person who helps us with this had us open an Alaska points account... something about it having to age at least a month for... (maybe transferred points?). That is, it couldn't be done "right away" once we decided we wanted to do it that way. RM Yeah, Alas...
by TravelGeek
Wed Dec 12, 2018 10:05 pm
Forum: Personal Consumer Issues
Topic: Lyft driver got into an accident, but denies it
Replies: 71
Views: 5394

Re: Lyft driver got into an accident, but denies it

lol ... many people think they determine when the police should respond ...doesn't work that way Well, as we found out in this thread, it apparently very much depends on where you are. I was stopped at a red light once not very far from where the OP’s accident happened. Car rear ended me. My little...
by TravelGeek
Wed Dec 12, 2018 9:46 pm
Forum: Personal Consumer Issues
Topic: Lyft driver got into an accident, but denies it
Replies: 71
Views: 5394

Re: Lyft driver got into an accident, but denies it

I have never felt unsafe in cabs from SFO. They never go over the speed limit. The craziest cab I have been in was in Rome first by far, Athens second. You must have had more luck with your SFO cabbies. Mine generally drove 85+ mph in the left lane if possible, otherwise weaving from gap to gap in ...
by TravelGeek
Wed Dec 12, 2018 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3106
Views: 602951

Re: What's Your Credit Card Rewards Strategy?

Wish there were decent routes to Asia to the much closer SJC airport instead. I assume you know about them, but just in case: ANA to Narita (Star Alliance) Hainan to Beijing (partners with Alaska Airlines) Nothing compared to SFO, of course, but better than in the past when it was basically all dom...
by TravelGeek
Wed Dec 12, 2018 12:35 pm
Forum: Personal Consumer Issues
Topic: Lyft driver got into an accident, but denies it
Replies: 71
Views: 5394

Re: Lyft driver got into an accident, but denies it

California law requires that any vehicle accident causing more than $1000 damage or any injury (“no mater how minor”) be reported to the DMV by all parties (not sure if that includes passengers like the OP, but certainly all drivers). https://www.dmv.ca.gov/portal/dmv/detail/forms/sr/sr1 $1000 is no...
by TravelGeek
Mon Dec 10, 2018 12:17 pm
Forum: Personal Consumer Issues
Topic: Recommendations on Wire-Free Security Camera System
Replies: 5
Views: 768

Re: Recommendations on Wire-Free Security Camera System

No advice from personal experience, but I am interested in potentially getting some wire free cameras myself, so I subscribed.

One of the better brands seems to be Arlo.
by TravelGeek
Sun Dec 09, 2018 5:39 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Car Damage Issue
Replies: 69
Views: 4012

Re: Rental Car Damage Issue

Certain digital camera and cellphone manufacturers embed crypto forensic data that can be used to determine if there has been any modification to certain tags including DateTimeOriginal and GPSInfo. Not to mention that there is a whole field of Metadata Forensics. Got a list of phones/cameras that ...
by TravelGeek
Sun Dec 09, 2018 12:46 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3106
Views: 602951

Re: What's Your Credit Card Rewards Strategy?

I wonder about the best strategy to get free or cheaper flights to Germany since I need to go there on a regular basis (yearly)? What would be the card of choice for me? There are lots of ways to Germany, but if you want to minimize connections, the combination of United and Lufthansa probably offe...
by TravelGeek
Sun Dec 09, 2018 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3106
Views: 602951

Re: What's Your Credit Card Rewards Strategy?

For some reason nobody will give me any new cards, even though my scores are in the high 700s and even 800. I just applied for two cards and got declined. The stated reason was "too many new cards". I have only opened 2 cards this year, and one of them was an Amazon card. I read here about people o...
by TravelGeek
Sun Dec 09, 2018 1:15 am
Forum: Investing - Help with Personal Investments
Topic: Bob Brinker Retirement
Replies: 13
Views: 1875

Re: Bob Brinker Retirement

I am so sorry to see that Bob Brinker is no longer on the air. I have followed his advice for decades. Still get the Newsletter, but I have fears that he will stop publishing at some point. Then whose advice am I going to take on AA or when to buy or sell? Anybody else have these fears?? No, not me...
by TravelGeek
Sun Dec 09, 2018 12:54 am
Forum: Personal Finance (Not Investing)
Topic: Rental Car Damage Issue
Replies: 69
Views: 4012

Re: Rental Car Damage Issue

(Who is to say that your photo was taken when you left versus when you arrived?) I'm surprised you don't know this. The EXIF (EXchangeable Image file Format) has been in existence for 20 years. The date and time is recorded in the image file. Also, almost any smartphone in the last ten years has a ...
by TravelGeek
Sat Dec 08, 2018 10:35 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Car Damage Issue
Replies: 69
Views: 4012

Re: Rental Car Damage Issue

You must live a charmed life. I just dropped off an Avis car rental with my youngest the Sunday after Thanksgiving. The agent in the car rental return line just checked the fuel gauge, mileage, issued the receipt and moved on to the next car. We observed her do several cars in front of us without e...
by TravelGeek
Sat Dec 08, 2018 3:15 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Car Damage Issue
Replies: 69
Views: 4012

Re: Rental Car Damage Issue

Where was this?

Did the agent processing the return do a walk-around and sign off on the return without pointing out any damage? If so, depending on what you hear back I would likely dispute the claim and - if needed - dispute any charges they put on your credit card.
by TravelGeek
Sat Dec 08, 2018 3:00 pm
Forum: Personal Consumer Issues
Topic: Microsoft : Edge Being Replaced by Chromium
Replies: 15
Views: 1696

Re: Microsoft : Edge Being Replaced by Chromium

Chromium (unlike Chrome) is open-source, so there is a limit on how much control Google has. If Google makes a selfish decision with Chromium, Microsoft always has the option to build their own version of Chromium. The Oracle aquisition of Sun was an example of this. Oracle had not even necessarily...
by TravelGeek
Sat Dec 08, 2018 1:31 pm
Forum: Personal Consumer Issues
Topic: Microsoft : Edge Being Replaced by Chromium
Replies: 15
Views: 1696

Re: Microsoft : Edge Being Replaced by Chromium

This is essentially Microsoft granting google a monopoly on browser technology. Really bad for everyone. (Except google.) Yes, agreed. https://www.engadget.com/2018/12/07/mozilla-ceo-microsoft-chromium/ I am planning to do more of my browsing with Firefox. And send them and the Thunderbird team a s...
by TravelGeek
Fri Dec 07, 2018 11:53 am
Forum: Personal Finance (Not Investing)
Topic: Marriott data breach, what are you doing about it?
Replies: 11
Views: 1326

Re: Marriott data breach, what are you doing about it?

If the breach includes your passport #, they'll reimburse you the cost for a new passport, I heard. You may want to double-check that. Every source I can find says that they will reimburse you if you can prove that you are a victim of fraud related to the passport number. E.g., https://www.usatoday...
by TravelGeek
Fri Dec 07, 2018 12:28 am
Forum: Personal Finance (Not Investing)
Topic: Fraudulent charges on Chase Credit Card -- Chase unresponsive
Replies: 8
Views: 1767

Re: Fraudulent charges on Chase Credit Card -- Chase unresponsive

Was it a business or consumer card? There are different rules for business cards. Ink is a business card. I would formally dispute the charges, in writing or online if Chase supports that for business cards. Not sure how much the card holder rights are limited compared to consumer cards, but even i...
by TravelGeek
Tue Dec 04, 2018 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: credit cards
Replies: 13
Views: 1156

Re: credit cards

dawg wrote:
Tue Dec 04, 2018 6:02 pm
What are good cash back credit card?
Here's a thread from a few months ago that might be helpful.

viewtopic.php?t=248838
by TravelGeek
Tue Dec 04, 2018 7:15 pm
Forum: Personal Consumer Issues
Topic: Pixel 3 early adopters: any feedback?
Replies: 42
Views: 3284

Re: Pixel 3 early adopters: any feedback?

By the way, anyone else get the wireless charging stand? I had used a 3rd party Qi charger with my old Nexus back in the day and loved it, but it was a bit unreliable (sometimes it wouldn't start charging and required a slight bit of repositioning to get it going, so I had to always pay attention). ...
by TravelGeek
Tue Dec 04, 2018 4:30 pm
Forum: Personal Consumer Issues
Topic: Rental car classifications
Replies: 13
Views: 1169

Re: Rental car classifications

I just signed up for Autoslash and one thing I noticed is that they ask for the confirmation number of an already existing reservation. If they wanted to cancel your reservation they could since they have your last name and confirmation number. Can't say that I like giving all that info out as I se...
by TravelGeek
Mon Dec 03, 2018 10:45 pm
Forum: Personal Consumer Issues
Topic: Pixel 3 early adopters: any feedback?
Replies: 42
Views: 3284

Re: Pixel 3 early adopters: any feedback?

Move did not come automatically. I went to settings and had it search for updates and then it popped up. That is what I meant -- that's where it didn't show up for me yet this afternoon when I posted about the update. I am not in a rush to fix something that isn't broken, so no biggie (and yes, I r...
by TravelGeek
Mon Dec 03, 2018 10:43 pm
Forum: Personal Consumer Issues
Topic: Rental car classifications
Replies: 13
Views: 1169

Re: Rental car classifications

try autoslash if you are not aware of them. I looked at that, but Costco is just easier for me. How is it easier? I assume you have to search for better deals manually every so often? Instead you could register your reservation with Autoslash and let it keep searching for better deals, notifying yo...
by TravelGeek
Mon Dec 03, 2018 9:05 pm
Forum: Personal Consumer Issues
Topic: Pixel 3 early adopters: any feedback?
Replies: 42
Views: 3284

Re: Pixel 3 early adopters: any feedback?

Generator515 wrote:
Mon Dec 03, 2018 8:52 pm
Have seen some reports after the update RAM usage has gone down about 30% after the update.
Last I checked my Pixel doesn’t see the update yet.
by TravelGeek
Mon Dec 03, 2018 5:40 pm
Forum: Personal Consumer Issues
Topic: Pixel 3 early adopters: any feedback?
Replies: 42
Views: 3284

Re: Pixel 3 early adopters: any feedback?

Mainly curious about early reliability. I typically wait a while for a model to be out so that engineering and manufacturing can work out the bugs. Apparently the Dec update is going to fix some issues alluded to upthread with the camera and memory management (that I haven't personally experienced,...
by TravelGeek
Mon Dec 03, 2018 3:08 pm
Forum: Investing - Theory, News & General
Topic: "STAY THE COURSE" by John C. Bogle -- A Gem
Replies: 15
Views: 4079

Re: "STAY THE COURSE" by John C. Bogle -- A Gem

nedsaid wrote:
Mon Dec 03, 2018 12:45 pm
You could take Bogle's Little Book on Investing or Bernsteins Three Pillars of Investing and they will hold up well in 100 years.
What happened to the fourth pillar? :shock: :twisted:

On topic, my copy of “Stay The Course” is in the mail. Looking forward to reading it over the holidays.
by TravelGeek
Mon Dec 03, 2018 2:05 pm
Forum: Personal Consumer Issues
Topic: Pixel 3 early adopters: any feedback?
Replies: 42
Views: 3284

Re: Pixel 3 early adopters: any feedback?

To the people asking why protector - I regularly drop my phone. I would have broken the screen many times over without a screen protector. I broke my tempered glass protector 3 times on my pixel 2. I will also not have anything past a thin clear case on my phone (I always carry it in my pocket and ...
by TravelGeek
Mon Dec 03, 2018 12:00 pm
Forum: Personal Consumer Issues
Topic: Pixel 3 early adopters: any feedback?
Replies: 42
Views: 3284

Re: Pixel 3 early adopters: any feedback?

H-Dog wrote:
Mon Dec 03, 2018 11:46 am
Which screen protector does everyone use? I need to order one. I just ordered a new Pixel 3 and it should arrive this week.
I haven’t used a screen protector since the days of my Palm Pilot :)

Looking at my old Pixel (two years old) I don’t see any blemishes/scratches.
by TravelGeek
Sun Dec 02, 2018 6:48 pm
Forum: Personal Consumer Issues
Topic: Pixel 3 early adopters: any feedback?
Replies: 42
Views: 3284

Re: Pixel 3 early adopters: any feedback?

I got my Pixel 3 128 GB last week. No problems with it. I am using Google Fi and upgraded from a Pixel (1).
by TravelGeek
Sat Dec 01, 2018 10:01 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3106
Views: 602951

Re: What's Your Credit Card Rewards Strategy?

I was amassing amex points so I can use them to purchase business/first class tickets for faraway vacations for me and my husband. However, my husband is going to Australia for xmas this year and I was surprised to find out that I could not cover the cost/mileage of the trip from LA to Australia su...
by TravelGeek
Sat Dec 01, 2018 9:53 am
Forum: Personal Consumer Issues
Topic: 11/28 Today Only, buy a phone on Google FI and get travel gift card of same value
Replies: 91
Views: 4795

Re: 11/28 Today Only, buy a phone on Google FI and get travel gift card of same value

What is interesting (and seems unfair) to me is that people that tried to get the promotion before midnight but couldn't due to it being pulled get nothing. People that bought it on Black Friday erroneously thinking they were getting the best deal are being given an even better deal. I think they p...
by TravelGeek
Sat Dec 01, 2018 12:37 am
Forum: Personal Consumer Issues
Topic: Encrypted messaging: Threema vs Wickr
Replies: 15
Views: 908

Re: Encrypted messaging: Threema vs Wickr

AlphaLess wrote:
Sat Dec 01, 2018 12:24 am
Except that the signal location of that phone will be associated with your physical location.
You don’t need to use Signal on that phone, as far as I know. It is just needed to set up the account. So activate the account with a burner phone on Dec 31 at 11:59pm on Times Square. :)
by TravelGeek
Fri Nov 30, 2018 11:02 pm
Forum: Personal Consumer Issues
Topic: Encrypted messaging: Threema vs Wickr
Replies: 15
Views: 908

Re: Encrypted messaging: Threema vs Wickr

If you need anonymity with Signal, you can presumably think of a way of getting a phone number that is not linked to you.
by TravelGeek
Fri Nov 30, 2018 11:00 pm
Forum: Personal Finance (Not Investing)
Topic: Chase credit card - manage two accounts with one login?
Replies: 10
Views: 596

Re: Chase credit card - manage two accounts with one login?

I cannot even access my Chase personal credit cards and Chase business credit card with one login. Correct. If you really wanted one login, you can contact Chase and ask them to add the personal cards to the business account login (but not the other way around). I generally prefer the personal site...
by TravelGeek
Fri Nov 30, 2018 10:55 pm
Forum: Personal Consumer Issues
Topic: 11/28 Today Only, buy a phone on Google FI and get travel gift card of same value
Replies: 91
Views: 4795

Re: 11/28 Today Only, buy a phone on Google FI and get travel gift card of same value

Yes. If she bought during the Black Friday/Cyber Monday sales period via Google Fi, she can get either $499 (if she bought a 3 XL 64 Gb) or $599 (if she bought a 3 XL 128 Gb) in additional Google Fi service credits. Thank you very much, that is wonderful news! Did you contact customer service by ch...
by TravelGeek
Fri Nov 30, 2018 10:53 pm
Forum: Personal Consumer Issues
Topic: 11/28 Today Only, buy a phone on Google FI and get travel gift card of same value
Replies: 91
Views: 4795

Re: 11/28 Today Only, buy a phone on Google FI and get travel gift card of same value

Could you please elaborate on this? My SO has Google Fi and she purchased a new Pixel 3XL during the Black Friday promotion on the day after Thanksgiving to get $200 off the phone purchase and $200 Google Fi service credit. Are you saying that she can contact Fi customer service to get an additiona...
by TravelGeek
Fri Nov 30, 2018 4:03 pm
Forum: Investing - Theory, News & General
Topic: "Stay The Course" by John Bogle
Replies: 32
Views: 5826

Re: "Stay The Course" by John Bogle

Got a notification from Target that my book shipped. :sharebeer
by TravelGeek
Fri Nov 30, 2018 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: Marriott Starwood Security breach - 500 million guests
Replies: 26
Views: 3436

Re: Marriott Starwood Security breach - 500 million guests

Sigh. This will continue until it becomes more costly for businesses to deal with breaches than to implement proper security mechanisms. From the Kroll site: "WebWatcher monitors internet sites where personal information is shared and generates an alert to the consumer if evidence of the consumer’s ...
by TravelGeek
Fri Nov 30, 2018 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: Saving Passwords w/Google & Online Fraud Protection
Replies: 8
Views: 1104

Re: Saving Passwords w/Google & Online Fraud Protection

I can't imagine storing passwords in Google or anywhere else for that matter. The only place my passwords are stored is in my password manager. Yup. I don't keep any passwords in the browser password store. Only in 1Password. Is there a difference in terms of liability if either had a security issu...
by TravelGeek
Thu Nov 29, 2018 10:52 pm
Forum: Personal Consumer Issues
Topic: How do Bogleheads justify taking vacation?
Replies: 102
Views: 4393

Re: How do Bogleheads justify taking vacation?

So can Bogleheads and financially prudent people explain to me... WHY do you take vacation? Are you not upset over wasting so much time and money? Why would I be upset? I don’t consider it a waste of time and money because my priorities and interests are (obviously) very different from yours. No fu...
by TravelGeek
Thu Nov 29, 2018 6:25 pm
Forum: Personal Finance (Not Investing)
Topic: Saving Passwords w/Google & Online Fraud Protection
Replies: 8
Views: 1104

Re: Saving Passwords w/Google & Online Fraud Protection

2015 wrote:
Thu Nov 29, 2018 6:21 pm
I can't imagine storing passwords in Google or anywhere else for that matter. The only place my passwords are stored is in my password manager.
Yup. I don't keep any passwords in the browser password store. Only in 1Password.
by TravelGeek
Thu Nov 29, 2018 2:28 pm
Forum: Personal Consumer Issues
Topic: 11/28 Today Only, buy a phone on Google FI and get travel gift card of same value
Replies: 91
Views: 4795

Re: 11/28 Today Only, buy a phone on Google FI and get travel gift card of same value

If you bought a Pixel 3 or 3 XL through the Project Fi Website during the Black Friday/Cyber Monday sale period, you got $200 off the phone purchase plus $200 Fi service credit. Hrmph. https://9to5google.com/2018/11/23/project-fi-black-friday-pixel-3/ I bought through the Google Store's black Frida...
by TravelGeek
Thu Nov 29, 2018 2:18 pm
Forum: Personal Finance (Not Investing)
Topic: 7%, 7 month CD @ Great Lakes Credit Union
Replies: 7
Views: 1728

Re: 7%, 7 month CD @ Great Lakes Credit Union

SlowMovingInvestor wrote:
Thu Nov 29, 2018 2:05 pm
And you need to become a member too, I presume (although that is mostly a fig leaf these days).
$5 according to the DoC article linked above.
by TravelGeek
Thu Nov 29, 2018 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: 7%, 7 month CD @ Great Lakes Credit Union
Replies: 7
Views: 1728

Re: 7%, 7 month CD @ Great Lakes Credit Union

Given that I wouldn't be asking for credit from them, what's the reason for a hard pull to open a CD? I should really be doing a hard pull on them :)

(really not interested in all the effort and hassle of opening and maintaining another account for a limited balance CD anyway)
by TravelGeek
Thu Nov 29, 2018 12:07 pm
Forum: Personal Consumer Issues
Topic: 11/28 Today Only, buy a phone on Google FI and get travel gift card of same value
Replies: 91
Views: 4795

Re: 11/28 Today Only, buy a phone on Google FI and get travel gift card of same value

I took advantage of the Project Fi (now Google Fi apparently) Black Friday deal for a Pixel 3 ($200 off the phone, and $200 Project Fi credit). Now I'm seeing this better deal. I get why they're doing this to create some buzz for the rebranding to Google Fi. But come on Google, not fair! I don't th...
by TravelGeek
Wed Nov 28, 2018 10:39 pm
Forum: Personal Consumer Issues
Topic: best Mac malware program?
Replies: 13
Views: 1107

Re: best Mac malware program?

MacOS. :P
by TravelGeek
Wed Nov 28, 2018 10:36 pm
Forum: Investing - Help with Personal Investments
Topic: What Next For CD Strategy?
Replies: 6
Views: 1048

Re: What Next For CD Strategy?

I assume this relates to https://www.cnbc.com/2018/11/28/fed-chairman-powell-now-sees-current-interest-rate-level-just-below-neutral.html Federal Reserve Chairman Jerome Powell said Wednesday he considers the central bank's benchmark interest rate to be near a neutral level, an important distinction...