Search found 3522 matches

by TravelGeek
Mon May 25, 2020 8:58 pm
Forum: Personal Consumer Issues
Topic: Pandemic buys that have improved quality of life?
Replies: 71
Views: 5802

Re: Pandemic buys that have improved quality of life?

Hand sanitizer, wipes, and toilet paper (one standard Costco pack) all in early February.

Hair clipper from Amazon.
by TravelGeek
Mon May 25, 2020 8:27 pm
Forum: Personal Consumer Issues
Topic: New Vehicle: Forester or Rav4 for boglehead couple
Replies: 48
Views: 2042

Re: New Vehicle: Forester or Rav4 for boglehead couple

I rented a Jeep Cherokee which had the same feature and I too found it annoying but got used to it after a couple days. I'm guessing the majority of cars will eventually do this to save gas/emissions. Our Priuses had that feature. And most non-hybrid cars I have rented in Europe in the last five or...
by TravelGeek
Mon May 25, 2020 2:09 pm
Forum: Personal Consumer Issues
Topic: New Vehicle: Forester or Rav4 for boglehead couple
Replies: 48
Views: 2042

Re: New Vehicle: Forester or Rav4 for boglehead couple

We like our 2016 Forester, which replaced a Prius. But I suspect you can't really go wrong with either brand. Which one feels more comfortable to you? Also, is the RAV4 4WD and does that matter to you? (ever going to Tahoe in the winter, perhaps) The Forester is great in snowy conditions.
by TravelGeek
Sun May 24, 2020 5:57 pm
Forum: Personal Consumer Issues
Topic: If Jeep has such poor reliability, how come they are everywhere?
Replies: 90
Views: 6154

Re: If Jeep has such poor reliability, how come they are everywhere?

If you have three Landrovers one of them will probably work. :happy They are seriously nice cars to ride in though. I didn’t think of that... backup vehicles :) The only Land Rover I have ever had the “pleasure” to ride in was a British Army vehicle. Long time ago. Back seat wasn’t a very comfy rid...
by TravelGeek
Sun May 24, 2020 3:59 pm
Forum: Personal Consumer Issues
Topic: If Jeep has such poor reliability, how come they are everywhere?
Replies: 90
Views: 6154

Re: If Jeep has such poor reliability, how come they are everywhere?

It seems that Jeep vehicles are nearly legendary for their poor reliability ratings, and yet I see them everywhere like dandelions. Why are they so popular when they have such a poor reputation? It’s funny... just this morning on my daily walk I came across a house that had three Land Rovers parked...
by TravelGeek
Sun May 24, 2020 2:29 pm
Forum: Personal Consumer Issues
Topic: Subaru Outback vs deer
Replies: 21
Views: 1804

Re: Subaru Outback vs deer

TheGreyingDuke wrote:
Sat May 23, 2020 7:04 am

I don't think that used parts are acceptable under any insurance I have seen; many will use non-OEM parts however.
I am perhaps a bit naive, but is there really someone making (new) non-OEM Subaru doors?
by TravelGeek
Sun May 24, 2020 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Best credit card perks besides cash/points?
Replies: 19
Views: 1512

Re: Best credit card perks besides cash/points?

It is primary insurance so if anything happens I would not have to involve my car insurance company. I like that coverage, too, but just to be clear about the “if anything happens” part: You’d still have to involve your personal insurance for liability as that is not covered by Chase. Only damage t...
by TravelGeek
Sat May 23, 2020 4:49 pm
Forum: Personal Consumer Issues
Topic: Hertz is declaring bankruptcy
Replies: 62
Views: 5768

Re: Hertz is declaring bankruptcy

Recently (2mo ago) I found Hertz car sales prices substatially more reasonable than the other choices you mentioned. I believe all rental companies lease cars, they don't own them. There are two operating models. This long article about the problems the carrental industry is facing explains it: htt...
by TravelGeek
Sat May 23, 2020 4:33 pm
Forum: Personal Consumer Issues
Topic: Hertz is declaring bankruptcy
Replies: 62
Views: 5768

Re: Hertz is declaring bankruptcy

Elysium wrote:
Sat May 23, 2020 3:58 pm
Hertz ain't going nowhere. They're just filing for Chapter 11 to keep things in check. Work on payment terms, regulate finances, hunker down, re-organize fleet, cut out operational costs, while getting through the lean period, then come out strong as demand increases.
Only if they try harder.
by TravelGeek
Sat May 23, 2020 12:34 pm
Forum: Personal Consumer Issues
Topic: Hertz is declaring bankruptcy
Replies: 62
Views: 5768

Re: Hertz is declaring bankruptcy

Oh no! My Gold Plus Rewards! Travel related companies tend to continue to honor points when they go through reorganization in bankruptcy. Thanks! No way you would have known, but that was a bit of a joke. I don't have many of any built up, and they're basically worthless. So they have roughly the s...
by TravelGeek
Sat May 23, 2020 11:56 am
Forum: Personal Finance (Not Investing)
Topic: Something Fishy Here?? [CARES payment received via prepaid Visa]
Replies: 43
Views: 4373

Re: Something Fishy Here?? [CARES payment received via prepaid Visa]

Today I received the following message in the U.S. mail, purportedly from "The Department of the Treasury." "Enclosed is your Economic Impact Payment Card (EIPC). This prepaid debit card is being sent to you on behalf ot the U.S. Depatment of the Treassury in place of a paper check. This card conta...
by TravelGeek
Sat May 23, 2020 11:53 am
Forum: Personal Finance (Not Investing)
Topic: Something Fishy Here?? [CARES payment received via prepaid Visa]
Replies: 43
Views: 4373

Re: Something Fishy Here??

Thanks....tempted to just take the suggestion to cash out the card...but the nagging worry is whether now the IRS has the wrong name on file and it's a much bigger issue I need to fix - or just an isolated one-time clerical screwup from the bank rushing to process and send out cards too quickly. I ...
by TravelGeek
Sat May 23, 2020 11:47 am
Forum: Personal Consumer Issues
Topic: Hertz is declaring bankruptcy
Replies: 62
Views: 5768

Re: Hertz is declaring bankruptcy

I generally book directly through Hertz as they had the best rates (sometimes used insurance discount, but booked directly thru Hertz). If I'm not mistaken, those fares are always refundable up until like 24 hours before. I almost always book through autoslash (which utilizes the Priceline booking ...
by TravelGeek
Fri May 22, 2020 1:10 pm
Forum: Personal Consumer Issues
Topic: Discarding Music CDs
Replies: 84
Views: 5706

Re: Discarding Music CDs

Because it’s much easier to find the track/artist/album you’re looking for, not to mention the opportunity to discover music you might not otherwise. Well, in my post I did mention the ability to explore new music. :D I have no problems finding stuff in my ripped collection, so for me personally (I...
by TravelGeek
Fri May 22, 2020 11:53 am
Forum: Personal Consumer Issues
Topic: Discarding Music CDs
Replies: 84
Views: 5706

Re: Discarding Music CDs

The vast majority of my classical CDs (pretty much all the major labels and some smaller labels, too) are available to stream from Tidal losslessly (or in the supposedly even better MQA, which is a gimmick). Gapless playback across multiple movements seems to work fine, too. Try it, if you like it,...
by TravelGeek
Thu May 21, 2020 10:08 pm
Forum: Personal Consumer Issues
Topic: Do you dislike recurring billing for gyms?
Replies: 68
Views: 3394

Re: Do you dislike recurring billing for gyms?

I cannot imagine billing without autopay..... have to write out checks and/or logging on a website every month for all of my accounts.... Same here. Never once had a problem. If I suspected that a business (like a gym) was going to scam me, I would probably find a better business before signing up....
by TravelGeek
Thu May 21, 2020 7:18 pm
Forum: Personal Consumer Issues
Topic: Email for young teen with ability to auto delete nasty spam
Replies: 32
Views: 2121

Re: Email for young teen with ability to auto delete nasty spam

I believe the Gmail app itself directly accesses Gmail and doesn't use IMAP or POP3. So perhaps the solution is two-fold. First, hide the Gmail spam folder in IMAP using the browser interface as you suggested. Second, uninstall the Gmail app on any mobile device and instead install an IMAP or POP3 ...
by TravelGeek
Thu May 21, 2020 7:01 pm
Forum: Personal Consumer Issues
Topic: Email for young teen with ability to auto delete nasty spam
Replies: 32
Views: 2121

Re: Email for young teen with ability to auto delete nasty spam

You might consider installing an email client that supports POP3 (such as Thunderbird). If you do that, the spam that is caught by Google will never make it to the email client. If you change the Google password and keep it confidential, your daughter will have to use the email client to send and r...
by TravelGeek
Thu May 21, 2020 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: Cancel for any reason - travel insurance
Replies: 21
Views: 1237

Re: Cancel for any reason - travel insurance

Condor is apparently offering no-fee changes for flights booked by May 31, 2020 (like many other airlines. https://www.condor.com/us/flight-preparation/travel-advice/latest-travel-updates.jsp New bookings: carefree booking through free rebooking with ticket purchase until 31 May 2020 Condor offers c...
by TravelGeek
Wed May 20, 2020 10:41 pm
Forum: Personal Finance (Not Investing)
Topic: Best credit card for grocery rewards
Replies: 37
Views: 2786

Re: Best credit card for grocery rewards

So, am I getting this right? I can get 6% cash back on Amazon gift cards bought at a grocery store using my Amex blue preferred card? Yes, up to $6000 in spend/year. I use different cards, but I always have an Amazon gift card balance and rarely use an actual credit card. An exception would be when...
by TravelGeek
Wed May 20, 2020 10:31 pm
Forum: Personal Finance (Not Investing)
Topic: [Fidelity- new rewards program for Wealth Management clients]
Replies: 21
Views: 2278

Re: [Fidelity- new rewards program for Wealth Management clients]

When I first came across the news at DoC, I thought it was similar to the BofA offering, and that I might finally get their cash back card since I am an existing customer (the BofA thing never really appealed because I wasn’t motivated to open yet another account, especially at a time when I was mos...
by TravelGeek
Wed May 20, 2020 7:41 pm
Forum: Personal Finance (Not Investing)
Topic: Airline refusing to issue refunds
Replies: 112
Views: 10425

Re: Airline refusing to issue refunds

Did you read the specific federal regulation that I quoted above? It says that travel agents must provide refunds if the service cannot be performed. Not the airline, but the agent , because it would otherwise be a deceptive practice. Yes, a refund for the price of the ticket, in full. Absolutely. ...
by TravelGeek
Wed May 20, 2020 6:40 pm
Forum: Personal Consumer Issues
Topic: Dual citizen, USA passport expiring, how to travel internationally
Replies: 72
Views: 3972

Re: Dual citizen, USA passport expiring, how to travel internationally

It's been a while. I can't imagine there is absolutely nobody who does a passport check when you leave the country. Otherwise, how would they know passengers didn't overstay visa? My gf says they just glanced at her passport when we left her home country to travel to other countries so maybe I'm wr...
by TravelGeek
Wed May 20, 2020 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: Airline refusing to issue refunds
Replies: 112
Views: 10425

Re: Airline refusing to issue refunds

I didn't say that travel agencies can't set their own fees. I said that as ticket resellers they are subject to the same basic provisions of contract law that airlines are subject to, i.e. if they charge for a service they must provide it. They can't get around this by claiming that they are just g...
by TravelGeek
Wed May 20, 2020 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Airline refusing to issue refunds
Replies: 112
Views: 10425

Re: Airline refusing to issue refunds

amp wrote:
Wed May 20, 2020 3:53 pm

Travel agents are resellers. They are not just providing the service of contacting the airline on a consumer's behalf.
What seller name appeared on the credit card statement, Ovago or Airline X?
by TravelGeek
Wed May 20, 2020 4:24 pm
Forum: Personal Consumer Issues
Topic: Dual citizen, USA passport expiring, how to travel internationally
Replies: 72
Views: 3972

Re: Dual citizen, USA passport expiring, how to travel internationally

That statute requires a citizen to "bear" a U.S. passport when leaving... it does NOT require a citizen to present a U.S. passport to the ticket agent upon leaving. The OP's relative would be "bearing" an expired US passport. Use your US passport just to pass entrance and exit immigration in USA. O...
by TravelGeek
Wed May 20, 2020 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: Best credit card for grocery rewards
Replies: 37
Views: 2786

Re: Best credit card for grocery rewards

A lot of Amex and Chase cards have bonuses. For Amex through 7/31 and for Chase through 6/30. If you don't max out the categories, buy grocery gift cards. Or other gift cards such as Amazon, ARCO gas, airlines.... okay, maybe not airlines, but basically prepay for stuff that you will use in the not...
by TravelGeek
Wed May 20, 2020 12:35 pm
Forum: Personal Finance (Not Investing)
Topic: FTC: Free credit reports weekly?
Replies: 5
Views: 415

Re: FTC: Free credit reports weekly?

See https://www.bogleheads.org/forum/viewtopic.php?t=312562 And I searched for the story before posting. Really. :? I believe you. In recent months I have found it to be difficult to find recent Bogleheads threads via the built-in Google search even though I knew for sure that the thread existed an...
by TravelGeek
Wed May 20, 2020 12:28 pm
Forum: Personal Consumer Issues
Topic: Discarding Music CDs
Replies: 84
Views: 5706

Re: Discarding Music CDs

I will note for clarity, not for either criticism or advocacy of what it is possible to get away with, that passing a disc along for another person to use while retaining a copy for your own use, does violate the license, in a distinct manner from the situation nisiprius ranted about. I agree the s...
by TravelGeek
Tue May 19, 2020 3:11 pm
Forum: Personal Consumer Issues
Topic: Discarding Music CDs
Replies: 84
Views: 5706

Re: Discarding Music CDs

I think it is ridiculous, but I am just going to say it for the record (pun unintentional). It is the stated position of the RIAA that you do not have the right to listen to a digital copy of the music on a CD if you are not in physical position of the CD. I once wrote to them saying that I wanted ...
by TravelGeek
Mon May 18, 2020 2:11 pm
Forum: Personal Consumer Issues
Topic: Dual citizen, USA passport expiring, how to travel internationally
Replies: 72
Views: 3972

Re: Dual citizen, USA passport expiring, how to travel internationally

Before ESTA, my wife checked in for a US-bound flight with a VWP country passport. Immigration at JFK was mildly annoyed, but they just backed out the APIS details and put in the US info. No criminal sanctions, but then she presented a valid US passport to the government. With the introduction of E...
by TravelGeek
Mon May 18, 2020 1:54 pm
Forum: Personal Consumer Issues
Topic: Choices of and precautions at hotels in this summer
Replies: 52
Views: 2931

Re: Choices of and precautions at hotels in this summer

great thread and following along. As I read though, I start to wonder how this is going to shape those ridiculous resort fees - especially at lower to mid range properties like BW, etc. If the complimentary hot/cold food breakfast buffet is now downsized to a piece of sealed fruit and a granola bar...
by TravelGeek
Mon May 18, 2020 1:27 pm
Forum: Personal Consumer Issues
Topic: Choices of and precautions at hotels in this summer
Replies: 52
Views: 2931

Re: Choices of and precautions at hotels in this summer

MP123 wrote:
Mon May 18, 2020 1:22 pm

What about the HVAC system recirculating air from other rooms?

I'm not saying you need to be concerned about it, but there's only so much you can realistically control.
Choose a (motel style?) hotel that has individual AC units hanging under the window of each room.
by TravelGeek
Mon May 18, 2020 1:10 pm
Forum: Personal Consumer Issues
Topic: Choices of and precautions at hotels in this summer
Replies: 52
Views: 2931

Re: Choices of and precautions at hotels in this summer

flyingaway wrote:
Mon May 18, 2020 12:57 pm

I am just curious, is it legal to camp on a beach, or at a rest area along the interstate, or even at a Walmart parking lot?
Probably very much location dependent.
by TravelGeek
Sun May 17, 2020 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Fraudulent charges... Getting really tired of the number of times this happens and resulting hassle.
Replies: 56
Views: 4416

Re: Fraudulent charges... Getting really tired of the number of times this happens and resulting hassle.

How many credit cards do you have? It seems to me that the larger the number, the more chance for fraud. I have 17 (I had to look at my spreadsheet ... ooops). I use cards wherever possible. Many are sock drawer cards that I only have for the benefits and use once or twice a year to keep them alive...
by TravelGeek
Sun May 17, 2020 2:46 pm
Forum: Personal Consumer Issues
Topic: Has Your Spending Changed Since The Shutdown?
Replies: 180
Views: 6584

Re: Spending habits during the great lock-up

02nz wrote:
Sun May 17, 2020 1:52 pm
Use the search box. There have been threads on this already.
Here's an example :

viewtopic.php?f=11&t=314507&start=50
by TravelGeek
Sun May 17, 2020 2:10 pm
Forum: Personal Consumer Issues
Topic: Dual citizen, USA passport expiring, how to travel internationally
Replies: 72
Views: 3972

Re: Dual citizen, USA passport expiring, how to travel internationally

The Flyertalk forum https://www.flyertalk.com/forum/practical-travel-safety-security-issues-686/ is likely going to be a good place to research this topic. A recent thread, for example, appears to be about a similar scenario: https://www.flyertalk.com/forum/practical-travel-safety-security-issues/20...
by TravelGeek
Sun May 17, 2020 2:02 pm
Forum: Personal Consumer Issues
Topic: Dual citizen, USA passport expiring, how to travel internationally
Replies: 72
Views: 3972

Re: Dual citizen, USA passport expiring, how to travel internationally

As others pointed out getting out of the counry isn't the issue, it is getting back in! When checking in for the flight leaving the country, the airline website or agent will require a passport (to verify eligibility for entry into the destination country). The US passport will be expired and thus ...
by TravelGeek
Sun May 17, 2020 1:25 pm
Forum: Personal Consumer Issues
Topic: Dual citizen, USA passport expiring, how to travel internationally
Replies: 72
Views: 3972

Re: Dual citizen, USA passport expiring, how to travel internationally

ETA: TravelGeek - right. I was already writing this response with that same question: How does one get ON that plane heading to a US border without a passport? Obviously the IS a way to do it, as it has occurred occasionally to cruise passengers, due to emergency need to get home, or ... just missi...
by TravelGeek
Sun May 17, 2020 1:10 pm
Forum: Personal Consumer Issues
Topic: Must carry more than one credit card
Replies: 53
Views: 3405

Re: Must carry more than one credit card

Cash works. Do you carry $1500+ with you? :moneybag :shock: But when I went in to pick up my car, the charge of ~$1500 was repeatedly denied. Cash also usually doesn’t give me 2.25%+ cash back. That's right if you ONLY get 2.25% discount with cash you aren't doing it right. :wink: Most of my credit...
by TravelGeek
Sun May 17, 2020 1:06 pm
Forum: Personal Consumer Issues
Topic: Dual citizen, USA passport expiring, how to travel internationally
Replies: 72
Views: 3972

Re: Dual citizen, USA passport expiring, how to travel internationally

Just curious... What would happen to such a person upon trying to re-enter the USA. (This assumes that *leaving* the country on that "other country's" passport works.) I thought the USA would *not* deny entry to a US citizen, although arriving without a valid passport would delay things while Immig...
by TravelGeek
Sat May 16, 2020 4:08 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Mutual Fund Platform EOL
Replies: 245
Views: 8534

Re: Vanguard Mutual Fund Platform EOL

Since Vanguard is the one bugging users to switch (and endure the disruption and hassle, however small or large it may be), it's Vanguard's responsibility to make the experience as seamless and convenient as possible. Making up BS excuses about the "complexity" of generating PDF statements strains ...
by TravelGeek
Sat May 16, 2020 1:46 pm
Forum: Personal Consumer Issues
Topic: Tire shop returned my van with a broken part!
Replies: 27
Views: 1820

Re: Tire shop returned my van with a broken part!

You break it, you fix it. With an apology to the customer.
by TravelGeek
Sat May 16, 2020 1:34 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Mutual Fund Platform EOL
Replies: 245
Views: 8534

Re: Vanguard Mutual Fund Platform EOL

Vanguard has the account transactions. You've said it is not hard to generate the PDFs. Then why does Vanguard refuse to provide something that people want on the new platform when it already does this on the old platform? Even Vanguard representatives that I have talked with want the end of year s...
by TravelGeek
Sat May 16, 2020 12:18 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Mutual Fund Platform EOL
Replies: 245
Views: 8534

Re: Vanguard Mutual Fund Platform EOL

Foolish decision. They already do it on the old platform, why not just port it over to the new and limit the ability to Vanguard mutual funds. Same with some of the other downgrades of moving to the brokerage platform. Putting on my old hat as a software development manager.... if I had a dollar fo...
by TravelGeek
Fri May 15, 2020 4:00 pm
Forum: Personal Consumer Issues
Topic: Must carry more than one credit card
Replies: 53
Views: 3405

Re: Must carry more than one credit card

JoMoney wrote:
Fri May 15, 2020 2:31 pm
Cash works.
Do you carry $1500+ with you? :moneybag :shock:
anoop wrote:
Fri May 15, 2020 2:11 pm
But when I went in to pick up my car, the charge of ~$1500 was repeatedly denied.
Cash also usually doesn’t give me 2.25%+ cash back.
by TravelGeek
Fri May 15, 2020 2:24 pm
Forum: Personal Consumer Issues
Topic: Must carry more than one credit card
Replies: 53
Views: 3405

Re: Must carry more than one credit card

I usually have three or four cards in my wallet and more in my Google Pay app... it’s rare that a charge gets declined, and it’s rare that a card gets locked due to fraud, but it does happen.
by TravelGeek
Thu May 14, 2020 6:02 pm
Forum: Personal Investments
Topic: **AMAZED** Just venting
Replies: 16
Views: 2417

Re: **AMAZED** Just venting

I do own a lovely home, however, I do have a mortgage of $85k which is my only debt and worked REALLY, REALLY hard in light of the job losses in saving for retirement, but I only accumulated around $250k. Your $250,000 (plus home?) put you way above average according to various statistics such as h...
by TravelGeek
Thu May 14, 2020 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: How to use up $300 Chase Sapphire Reserve Travel Credit
Replies: 23
Views: 1560

Re: How to use up $300 Chase Sapphire Reserve Travel Credit

Prepay for some travel? E.g., buy some airline tickets, get reimbursed, then cancel for travel credit that hopefully is valid long enough to be useful for actual travel. There might also be airlines or hotels that sell gift cards that qualify for reimbursement (homework: research this further).