Search found 506 matches

by fishboat
Wed Mar 18, 2020 5:42 pm
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1220
Views: 107767

Re: Well, I am market timing due to coronavirus... Wish me luck.

Very tempted to go in today, but this thing is still early yet. For all the promise of wide-scale testing (over the past week), it still hasn't ramped up appreciably. It's said that nothing changes until someone DOES something. So far we have lots of press conferences and more recently fiscal stimu...
by fishboat
Wed Mar 18, 2020 3:16 pm
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1220
Views: 107767

Re: Well, I am market timing due to coronavirus... Wish me luck.

Very tempted to go in today, but this thing is still early yet. For all the promise of wide-scale testing (over the past week), it still hasn't ramped up appreciably. It's said that nothing changes until someone DOES something. So far we have lots of press conferences and more recently fiscal stimul...
by fishboat
Tue Mar 17, 2020 5:49 am
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1220
Views: 107767

Re: Well, I am market timing due to coronavirus... Wish me luck.

I don't care for CNBC and don't watch it, but I do have their app on my phone for a quick(free) check of the news/markets.. I ran across this article on the Fed arsenal yesterday https://www.cnbc.com/2020/03/15/the-federal-reserve-has-taken-massive-steps-to-help-markets-heres-whats-left-in-its-arsen...
by fishboat
Mon Mar 16, 2020 6:07 pm
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1220
Views: 107767

Re: Well, I am market timing due to coronavirus... Wish me luck.

https://medium.com/@tomaspueyo/coronavirus-act-today-or-people-will-die-f4d3d9cd99ca If you are interested, you can check out the above article. KlangFool One heck of a data workup..interesting read. Thank you for posting the link. The article was current up to March 10th and you can already notice...
by fishboat
Mon Mar 16, 2020 4:26 pm
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1220
Views: 107767

Re: Well, I am market timing due to coronavirus... Wish me luck.

If the testing capacity is actually around 20K to 25K per day, the newly reported cases will peak much faster than the active cases peak. As to whether people will interpret that as the Coronavirus peak or not, that is an interesting question. I do not know the answer. KlangFool A confounding facto...
by fishboat
Mon Mar 16, 2020 2:57 pm
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1220
Views: 107767

Re: Well, I am market timing due to coronavirus... Wish me luck.

Continuing the buy also..last Thursday and today. Still have a fair share of dry powder..tempting to go all in and lock in the (very attractive) opportunity at hand, but we have dark news days ahead yet. Other countries positive cases are ramping up..our turn is coming. We'll see..
by fishboat
Fri Mar 13, 2020 8:40 pm
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1220
Views: 107767

Re: Well, I am market timing due to coronavirus... Wish me luck.

Those are infections. Deaths in S Korea and others are much less I believe? Mortality appears to be highly variable. Dr Fauci of the CDC says 1%. WHO says the global rate is 3.4%. From the link/data source CnC posted earlier S. Korea is at about 1%. Italy is at 7% (cough). I think mortality by age ...
by fishboat
Fri Mar 13, 2020 7:43 pm
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1220
Views: 107767

Re: Well, I am market timing due to coronavirus... Wish me luck.

...all that and then there's actual data. Below is a plot (attribution is in the text) from the article I linked up above. Japan is an outlier. All the other affected(infected) countries are following identical paths in their initial ramp-up of "positive cases". USA is behind Italy in a time frame t...
by fishboat
Fri Mar 13, 2020 4:23 pm
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1220
Views: 107767

Re: Well, I am market timing due to coronavirus... Wish me luck.

Interesting workup of virus data by country in lag time versus Italy. The article is consistent with what CnC has observed elsewhere. The article is written in Italian..but google will translate. I worked on and with data all of my career. The chart comparing Germany and Italy..rather stunning consi...
by fishboat
Thu Mar 12, 2020 10:41 am
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1220
Views: 107767

Re: Well, I am market timing due to coronavirus... Wish me luck.

Looks like EU markets are off 9.5%..partially in response to comments last night. CnC..good discussion & nice moves..caught up on the whole thing yesterday. I've been sitting on my "took the cash option" pension for about 16 months. Sitting on it (in cash, short term CDs) as inflation is low & I did...
by fishboat
Tue Jan 08, 2019 7:16 pm
Forum: Personal Investments
Topic: cash value of life insurance to roth?
Replies: 3
Views: 277

Re: cash value of life insurance to roth?

Thanks for your thoughts.

I figured it would just be cash, but sometimes there's exceptions..thought I'd check.

I believe the cash value is above the basis and she'll owe capital gains..
by fishboat
Tue Jan 08, 2019 1:20 pm
Forum: Personal Investments
Topic: cash value of life insurance to roth?
Replies: 3
Views: 277

cash value of life insurance to roth?

I've done some searching and haven't found much on the web or at BH specific to my question. My GF has cash value in some life insurance of around $200k. She'd like to cash out (terminate) the policies and invest the money. She is working..has earned income. I understand the max roth contribution is...
by fishboat
Thu Dec 20, 2018 4:37 pm
Forum: Personal Consumer Issues
Topic: Lap top recommendation
Replies: 42
Views: 2367

Re: Lap top recommendation

But perhaps the OP is NOT going to be getting MS Office documents from other people to work with, nor sending documents to other people. The fact that the OP is primarily using excel and word, and will be using Tableau makes me think he is a power user of these apps and I think linux based solution...
by fishboat
Thu Dec 20, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Lap top recommendation
Replies: 42
Views: 2367

Re: Lap top recommendation

OP..you're going to get all kinds of suggestions. Your needs are a basic-corporate design/setup that values reliable, trouble-free performance above all else, with price a secondary consideration. Look at a Dell Latitude ultralight. https://en.wikipedia.org/wiki/Dell_Latitude Latitudes are a busines...
by fishboat
Wed Apr 18, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: PC laptops
Replies: 94
Views: 9543

Re: PC laptops

OP..you may want to search the past threads for "laptop" or laptop + "Latitude".

The discussion above has been discussed quite a bit..with similar responses.

Buying a cheap/new/consumer machine..meh..you'll get what you pay for, and less.
by fishboat
Thu Mar 29, 2018 7:54 am
Forum: Personal Consumer Issues
Topic: Mac Office 2016 download on Ebay - how so cheap?
Replies: 23
Views: 6105

Re: Mac Office 2016 download on Ebay - how so cheap?

Some Googling legwork will indicate these sales, if originating in EU, are legit. Though I don't doubt there's some bogus ones tossed in..such is the nature of ebay. If an ebayer has hundreds, thousands of sales like these, and their reviews are excellent, then I'm thinking things are ok. I used the...
by fishboat
Thu Mar 08, 2018 2:44 pm
Forum: Personal Consumer Issues
Topic: 0W-20 Synthetic Motor Oil
Replies: 58
Views: 8336

Re: 0W-20 Synthetic Motor Oil

I will take advantage though the rebate is limited to participating retailers and Costco isn't one of them, and neither is Walmart. Those stores have the cheapest Mobil1 in my area. But with the rebate I still come out ahead. I've been buying 2 x 5qt jugs of 0w-20 from Walmart the last two years an...
by fishboat
Thu Mar 08, 2018 10:03 am
Forum: Personal Consumer Issues
Topic: 0W-20 Synthetic Motor Oil
Replies: 58
Views: 8336

Re: 0W-20 Synthetic Motor Oil

The last couple years Mobil has been doing a rebate offer in the spring..$12 back for 5 quarts or 5 quart jugs. Basically 50% off. I use 0w-20 Mobil 1 in my Toyota 5.7L and will be looking for the rebate again this year.. This is exactly what I do, they've been pretty consistent the last few years ...
by fishboat
Tue Feb 27, 2018 1:00 pm
Forum: Personal Consumer Issues
Topic: Question for older bicyclist, coming back from injury
Replies: 42
Views: 3261

Re: Question for older bicyclist, coming back from injury

Sorry to hear of your injuries. I've been riding 40+ years(as an adult) and haven't kissed the pavement..yet. I did start using a helmet two years ago..never too late. How did you crash?..may help in the suggestions on how to avoid it in the future. As for: How do you come back from that? How do I a...
by fishboat
Mon Feb 26, 2018 2:27 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle: Hourly financial planning
Replies: 44
Views: 6407

Re: Side Hustle: Hourly financial planning

Not intending to cast any aspersions, but to address the elephant in the room on this thread.. You may not want to refer to a financial planning service as a "hustle" or "side hustle". While what you're proposing is laudable and much needed in the world, particularly in the financial service industr...
by fishboat
Thu Feb 15, 2018 7:48 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax & Form 8606
Replies: 9
Views: 1719

Re: TurboTax & Form 8606

Per the Feb promised date, I tried to update my return on TurboTax this morning and no dice..8606 was still missing.

I just tried the TT update a few minutes ago (6:30p Central) and the revised 8606 is now in place..it appears to be available.
by fishboat
Thu Feb 15, 2018 7:47 pm
Forum: Personal Finance (Not Investing)
Topic: IRS Form 8606 (Nondeductible IRAs)
Replies: 69
Views: 11355

Re: IRS Form 8606 (Nondeductible IRAs)

Per the Feb promised date, I tried to update my return on TurboTax this morning and no dice..8606 was still missing.

I just tried the TT update a few minutes ago (6:30p Central) and the revised 8606 is now in place..it appears to be available.
by fishboat
Thu Feb 08, 2018 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: Rewards Debit Card for Est Qrtly Taxes?
Replies: 13
Views: 822

Re: Rewards Debit Card for Est Qrtly Taxes?

Discover Bank gives 1% back for debit card purchases on up to $3000 a month. Its online savings is paying 1.40% now, so you could store the payments there and then transfer them to checking when it's time for the payment. Winner, winner, chicken dinner! Thank you RJ. That one looks reasonable. Part...
by fishboat
Thu Feb 08, 2018 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: Rewards Debit Card for Est Qrtly Taxes?
Replies: 13
Views: 822

Re: Rewards Debit Card for Est Qrtly Taxes?

Check out doctor of credit. This list here seems old https://www.doctorofcredit.com/complete-list-of-rewards-earning-debit-cards/ Thanks JB..I looked at this and another, similar, summary of options.."I got nuthin". Nonexistent, or more trouble than it's worth. Oh well..worth a try.. thx.
by fishboat
Thu Feb 08, 2018 12:49 pm
Forum: Personal Finance (Not Investing)
Topic: Rewards Debit Card for Est Qrtly Taxes?
Replies: 13
Views: 822

Re: Rewards Debit Card for Est Qrtly Taxes?

....This has been discussed before in a number of threads. Sorry..I did some searching, but didn't fund anything, at least with respect to debit cards. The search function can be a little cryptic at times. I doubt debit cards have high rewards, because their transaction fees are lower and there is ...
by fishboat
Thu Feb 08, 2018 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Rewards Debit Card for Est Qrtly Taxes?
Replies: 13
Views: 822

Re: Rewards Debit Card for Est Qrtly Taxes?

I put my property taxes on a credit card with 2.25% fee to get me half way through required $10k spend on a credit card with $1000 up front bonus. Makes sense.. While I understand why people do this..I'm not looking to build an ongoing "credit card strategy" (part time job) around paying taxes. The...
by fishboat
Thu Feb 08, 2018 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Rewards Debit Card for Est Qrtly Taxes?
Replies: 13
Views: 822

Re: Rewards Debit Card for Est Qrtly Taxes?

ZinCO wrote:
Thu Feb 08, 2018 12:32 pm
....This has been discussed before in a number of threads.
Sorry..I did some searching, but didn't fund anything, at least with respect to debit cards. The search function can be a little cryptic at times.
by fishboat
Thu Feb 08, 2018 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: Rewards Debit Card for Est Qrtly Taxes?
Replies: 13
Views: 822

Rewards Debit Card for Est Qrtly Taxes?

I'm (early) in the process of setting up my quarterly fed & state income tax payments for this year. I see that there are some options to use debit cards to make the (fed at least) payments for a minimal, $2.50 - $4, fee. Is anyone aware of good reward-debit cards for this use? (easy/reliable transf...
by fishboat
Thu Feb 01, 2018 1:59 pm
Forum: Personal Consumer Issues
Topic: Tips on Buying a Class-B RV
Replies: 125
Views: 20536

Re: Tips on Buying a Class-B RV

Class B's are nice from a mobility & economy standpoint, but they are pricey. $100-$140K can go a long way in other, larger RV options..but, everything in RVs (or boats) are a tradeoff... Mobility/economy is not a bad thing. Take a look at Sportsmobile..not heard of much, but they are into Class B's...
by fishboat
Sun Jan 28, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: $500 Windows Laptop
Replies: 43
Views: 5702

Re: $500 Windows Laptop

I'd opt for a Dell Latitude laptop..business off-lease. All the positives of a high-quality build at minimal cost. I'm typing this on a $150 Dell e6220..originally purchased..by someone..for $1500ish. Three years old. Nice unit. For you..a larger laptop (check Wiki page on Latitude series) with all ...
by fishboat
Wed Jan 24, 2018 6:26 pm
Forum: Personal Consumer Issues
Topic: Chevrolet Suburban - 1500 or 2500?
Replies: 26
Views: 5226

Re: Chevrolet Suburban - 1500 or 2500?

Google the years and model(s) (engines) you're considering plus "excessive oil consumption". I was considering a used Suburban/Yukon and came across the oil thing..I passed and picked up a Sequoia.
by fishboat
Tue Jan 23, 2018 4:03 pm
Forum: Personal Consumer Issues
Topic: Microsoft [Frustration update to Windows 10]
Replies: 24
Views: 2444

Re: Microsoft [Frustration update to Windows 10]

An fyi... A recent Win 10 1709 cumulative update (KB4056892) has a error in it that bricks computers with AMD chips. If you happen to be running a computer with an older AMD-sourced CPU there's an easy fix. Rather than derail this thread with the workaround, I'll hold off until the OP provides addi...
by fishboat
Tue Jan 23, 2018 12:11 pm
Forum: Personal Consumer Issues
Topic: Lawn service etiquette
Replies: 36
Views: 4624

Re: Lawn service etiquette

OP mentions an HOA..in that case who's driving the contract..the OP or the HOA? If it's the HOA, then the beef starts there, not with the service provider.
by fishboat
Tue Jan 23, 2018 12:05 pm
Forum: Personal Consumer Issues
Topic: Microsoft [Frustration update to Windows 10]
Replies: 24
Views: 2444

Re: Microsoft [Frustration update to Windows 10]

An fyi... A recent Win 10 1709 cumulative update (KB4056892) has a error in it that bricks computers with AMD chips. If you happen to be running a computer with an older AMD-sourced CPU there's an easy fix. Rather than derail this thread with the workaround, I'll hold off until the OP provides addit...
by fishboat
Thu Jan 18, 2018 9:01 pm
Forum: Personal Consumer Issues
Topic: Premium gas at BJ's for Mercedes
Replies: 43
Views: 8874

Re: Premium gas at BJ's for Mercedes

Retired chemical engineer here. 1. Gas stations by definition handle flammable materials in bulk and are permitted accordingly. Additional handling of a minor flammable additive would not affect the permitting or risk profile significantly. The issue is quality control, not safety or permitting. 2....
by fishboat
Thu Jan 18, 2018 7:59 pm
Forum: Personal Consumer Issues
Topic: Gotta sell a boat - Looking for some advice
Replies: 16
Views: 1661

Re: Gotta sell a boat - Looking for some advice

What's it worth? Do some legwork..ahh..finger work and visit boat listing sites on the web. http://www.boattrader.com/ Yacht trader may handle your boat..there's quite a few sites, just search for them. Find your boat and see what other owners are asking (that's what your buyer will do) Figure the a...
by fishboat
Thu Jan 18, 2018 7:48 pm
Forum: Personal Consumer Issues
Topic: Premium gas at BJ's for Mercedes
Replies: 43
Views: 8874

Re: Premium gas at BJ's for Mercedes

duplicate..
by fishboat
Thu Jan 18, 2018 7:40 pm
Forum: Personal Consumer Issues
Topic: Premium gas at BJ's for Mercedes
Replies: 43
Views: 8874

Re: Premium gas at BJ's for Mercedes

hmmm...I'm not buying some of the theory here... I'm a retired chemist, though not from the petroleum-refining industry. Doubt #1: What Neil said just above is how it works. While ethanol is added to gasoline for a number of reasons..a political & somewhat practical topic much beyond what's being di...
by fishboat
Fri Jan 12, 2018 6:03 pm
Forum: Personal Consumer Issues
Topic: Best Sources to Buy Prescriptions Out of Pocket
Replies: 49
Views: 4682

Re: Best Sources to Buy Prescriptions Out of Pocket

I've seen a number of ads locally for this one..VERY competitive screaming deal, from what I've heard.

http://lakeviewpharmacy.com/pharmacy/fe ... ildenafil/
by fishboat
Fri Jan 12, 2018 1:25 pm
Forum: Personal Consumer Issues
Topic: Chip architecture vulnerability in pretty much everthing
Replies: 106
Views: 7967

Re: Chip architecture vulnerability in pretty much everthing

From what I've gathered, the Win 10 (1709) MS patch (KB4056892) that was issued recently to deal(partially?) with this issue has taken-down older AMD-chipped machines. The update fails to install and a reboot results in a bricked machine at the blue-window stage. Apparently it wasn't MS's fault as A...
by fishboat
Fri Jan 12, 2018 8:24 am
Forum: Personal Consumer Issues
Topic: 0W-20 Synthetic Motor Oil
Replies: 58
Views: 8336

Re: 0W-20 Synthetic Motor Oil

The last couple years Mobil has been doing a rebate offer in the spring..$12 back for each of (max 2) 5 quart jugs. Basically 50% off. I use 0w-20 Mobil 1 in my Toyota 5.7L and will be looking for the rebate again this year..
by fishboat
Tue Jan 09, 2018 1:17 pm
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 101
Views: 20718

Re: New mattress

Purple is new to me..cute purple pigment compounded into PU foam..undoubtedly the secret to a good night's sleep. PU foam..can be hot, certainly is expensive, and has limited service life. I do sleep on a Tempurpedic two nights a week..and it's comfortable, but PU still suffers from high cost and l...
by fishboat
Tue Jan 09, 2018 8:48 am
Forum: Personal Consumer Issues
Topic: New mattress
Replies: 101
Views: 20718

Re: New mattress

There's lots of previous threads on this topic..might be worth some searching to find them. Everyone's experience-needs is-are different. I went through the mattress-replacement drill a couple years ago..after a high-end box-spring/inner spring set became less and less comfortable over the last few ...
by fishboat
Tue Jan 09, 2018 7:32 am
Forum: Personal Finance (Not Investing)
Topic: Can you ever win the game?
Replies: 50
Views: 6395

Re: Can you ever win the game?

OP..While having some savings-assets-investments are important, "..winning the game.." has more to do with your outlook on life and what is required to make you happy, than how large your savings are. Some folks try to fill their cup with things, and stuff, and baubles..and never do. Others live mod...
by fishboat
Mon Jan 08, 2018 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: Liability Issues with Organizing Meetup Events
Replies: 12
Views: 2643

Re: Liability Issues with Organizing Meetup Events

I've been attending MeetUp events for several years now and have had my own group for about two years. We do 8-12 mile hikes, kayak, 30-50 mile day-rides or short tours via bicycle, camp..and anything else that catches our interest. Most members are 50+ years old. While we may grab a beer and a sand...
by fishboat
Tue Dec 19, 2017 9:10 am
Forum: Personal Consumer Issues
Topic: DELL Certified Refurbished woes
Replies: 16
Views: 6666

Re: DELL Certified Refurbished woes

Got a good deal on an Inspiron 15 5558 ... I plan on returning this thing tomorrow on principle... Anybody else have a similar terrible experience with DELL refurbs bought directly from DELL? Sad thing is we actually like this laptop but the whole experience has turned us off. Too much risk because...
by fishboat
Mon Dec 18, 2017 9:33 am
Forum: Personal Consumer Issues
Topic: Is a Year on the JOb too Soon to Ask For a Promotion?
Replies: 24
Views: 2714

Re: Is a Year on the JOb too Soon to Ask For a Promotion?

I have been at my company for just over a year. My role is easily twice the responsibility and duties which was discussed during the hiring process.The role was originally described as an ERP support position, but it has turned into the system admin / security admin / and main functional support fo...
by fishboat
Mon Dec 18, 2017 9:14 am
Forum: Personal Consumer Issues
Topic: Which bike?? Please help.
Replies: 13
Views: 1699

Re: Which bike?? Please help.

Where to start..frankly I don't know. If you're really concerned about making a good purchase, and, hopefully, thereby have experiences good enough that you want to stick with cycling, then I'd suggest continued research on your part. Bikeforums.net is one good resource, as well as numerous books on...
by fishboat
Wed Dec 13, 2017 10:32 am
Forum: Personal Consumer Issues
Topic: 2015 and newer Suburban/Yukon XL Owners
Replies: 8
Views: 1045

Re: 2015 and newer Suburban/Yukon XL Owners

Suburbans/Yukons had some issues in somewhat recent years ('08ish?) with excessive engine oil consumption..like an engine with 5K-20K miles on it using a quart(+) of oil between oil changes. GM said it was normal. Lots of folks that paid very good money for the trucks didn't agree. I came across thi...