Search found 2142 matches

by ThankYouJack
Thu Oct 18, 2018 7:52 am
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 95
Views: 6771

Re: Should we move to San Diego from east coast?

I would have considered the context of $195K lifestyle in Philly vs $195K lifestyle in San Diego and that made me think of having to cut back on lifestyle (or saving ability or both). Unless the lifestyle of San Diego offers more of what you really want (getting outdoors year round and being at the...
by ThankYouJack
Thu Oct 18, 2018 7:37 am
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 95
Views: 6771

Re: Should we move to San Diego from east coast?

Man, it looks like about $500 / sqft for homes or more as you get closer to the coast. And most(?) town homes have very high HOAs it appears. I don't think I could justify that premium. For about a million you could buy multiple places on the East Coast. Get a beach house, mountain house and maybe a...
by ThankYouJack
Wed Oct 17, 2018 7:54 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 95
Views: 6771

Re: Should we move to San Diego from east coast?

Anyone have any links for the OP (or me :happy ) of a home for sale under a million? Ideally in a place with good schools, bike friendly town. I saw this one - https://www.realtor.com/realestateandho ... 65?view=qv
by ThankYouJack
Wed Oct 17, 2018 6:04 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 95
Views: 6771

Re: Should we move to San Diego from east coast?

Yes,but when did your relatives move to San Diego? If they bought their home years ago, or have traded to different homes in SD over the years, they have reaped the gain on property, so the income does not mean as much. There are people living in areas like Kearney Mesa who may have incomes in the ...
by ThankYouJack
Wed Oct 17, 2018 3:31 pm
Forum: Investing - Help with Personal Investments
Topic: advice on first home
Replies: 28
Views: 1465

Re: advice on first home

I would run some numbers in here - https://www.nytimes.com/interactive/201 ... lator.html

Seems like home ownership may be more expensive, more stressful, require more time.
by ThankYouJack
Wed Oct 17, 2018 2:01 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 95
Views: 6771

Re: Should we move to San Diego from east coast?

...Sure they make it work because they love the area but they could live more comfortably elsewhere. I still don't get it. Are salaries for physicians in San Diego somehow not in line with San Diego costs of living, compared to, say, NYC salaries and costs of living? In principle I agree that anyon...
by ThankYouJack
Wed Oct 17, 2018 1:09 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 95
Views: 6771

Re: Should we move to San Diego from east coast?

Reading this post makes me jealous. I can only dream about coastal California from sitting here in NYC. As a physician, there is a huge paycut I will have to take to move to SD or LA area. I feel like a physician, of all people, should be able to move to a new location anywhere (at least in the sam...
by ThankYouJack
Wed Oct 17, 2018 12:57 pm
Forum: Personal Consumer Issues
Topic: Personal Adventure - recommendations
Replies: 62
Views: 2816

Re: Personal Adventure - recommendations

Ride the Divide is a great documentary on the mountain biking the Great Divide - trailer - https://www.youtube.com/watch?v=jhrtPyr1KQI
movie - http://www.ridethedividemovie.com/
by ThankYouJack
Wed Oct 17, 2018 12:54 pm
Forum: Personal Consumer Issues
Topic: Personal Adventure - recommendations
Replies: 62
Views: 2816

Re: Personal Adventure - recommendations

The Great Loop also came to my mind when I read this post. Especially since it seems the OP loves the water. OP, I feel similar with adventures. What about some short ones mixed in to help get out of the funk? Where are you located? You could paddle to and camp on uninhabited islands. Do long distan...
by ThankYouJack
Wed Oct 17, 2018 10:52 am
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 95
Views: 6771

Re: Should we move to San Diego from east coast?

The car-oriented Southern California lifestyle is not to everyone’s taste. An interest in that lifestyle should be established before worrying about cost of living. The places I've been seem very car oriented too. I asked this upthread but didn't get any responses: What places in SD are as bike-abl...
by ThankYouJack
Wed Oct 17, 2018 10:02 am
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 95
Views: 6771

Re: Should we move to San Diego from east coast?

The car-oriented Southern California lifestyle is not to everyone’s taste. An interest in that lifestyle should be established before worrying about cost of living. The places I've been seem very car oriented too. I asked this upthread but didn't get any responses: What places in SD are as bike-abl...
by ThankYouJack
Tue Oct 16, 2018 6:58 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 95
Views: 6771

Re: Should we move to San Diego from east coast?

-- Commutes suck. The 5, 8, and 15 freeways are the main arteries here. If you get stuck on one at 8 am or 5pm, pop a good audiobook and tell the wife you'll be a while. I count my lucky stars every. single. day. that I work from home. With Amazon Prime and Freshly food delivery, shoot I often go d...
by ThankYouJack
Tue Oct 16, 2018 1:23 pm
Forum: Personal Consumer Issues
Topic: Sneakers with good arch support
Replies: 32
Views: 1538

Re: Sneakers with good arch support

Do you have a running store by you? If so, they'll likely measure and assess your feet and stride and let you try on many shoes. I would recommend going that route over buying online and getting something that doesn't fit or worth injures your foot.
by ThankYouJack
Mon Oct 15, 2018 12:33 pm
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 95
Views: 6771

Re: Should we move to San Diego from east coast?

How close are you to the family - like you would see them weekly if you lived there or just every once in a while? And are your only choices San Diego and Philly? If those were my only two, I'd be packing my bags, but if you can work remote it opens a number of possibilities. I think you should go v...
by ThankYouJack
Mon Oct 15, 2018 12:15 pm
Forum: Personal Finance (Not Investing)
Topic: Kids and Money
Replies: 38
Views: 1736

Re: Kids and Money

My kids, I raise as if they have no money. I don't think I have ever bought either of them a present their whole life that include holidays and their birthday. Now neither ever asks about material objects including toys. You've never purchased a single present for your kids for their entire lives? ...
by ThankYouJack
Mon Oct 15, 2018 12:13 pm
Forum: Personal Finance (Not Investing)
Topic: Kids and Money
Replies: 38
Views: 1736

Re: Kids and Money

Congrats! I think teaching kids about working towards goals and being a nice, kind person is essential. And after that, I'm trying not to pass on any personal anxieties about money (from my childhood) onto my kids. A lot of my college friends came from very wealthy families. And all of them were dri...
by ThankYouJack
Sun Oct 14, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: Making Winter Camping more comfortable
Replies: 39
Views: 2615

Re: Making Winter Camping more comfortable

It appears as if you are already familiar with REI. Get on their website or go to one of their stores and talk to their reps. Nearly all of these people have good experience you can utilize. You have a good pad, but what is the rating for your bag? You might have to assume that you are cold natured...
by ThankYouJack
Sat Oct 13, 2018 9:19 pm
Forum: Personal Consumer Issues
Topic: Making Winter Camping more comfortable
Replies: 39
Views: 2615

Re: Making Winter Camping more comfortable

edvest wrote:
Sat Oct 13, 2018 8:42 pm
Will you always be camping within a short distance to your suv, or will you be in the backcountry for days?
Just car camping for now
by ThankYouJack
Sat Oct 13, 2018 7:47 pm
Forum: Personal Consumer Issues
Topic: Making Winter Camping more comfortable
Replies: 39
Views: 2615

Re: Making Winter Camping more comfortable

Thanks all. Temps would probably be 30-50 degrees. Maybe sometimes down to 20 degrees, but it typically doesn't get that cold here. I have the REI 3.5 co-op camp bed / sleeping pad with an R value of 6.0 so I think I'm pretty good there. As for the boredom at night-- I wonder why you are camping if ...
by ThankYouJack
Sat Oct 13, 2018 6:30 pm
Forum: Personal Consumer Issues
Topic: Making Winter Camping more comfortable
Replies: 39
Views: 2615

Making Winter Camping more comfortable

I'm planning to do more camping this winter. I have some gear (tent, winter sleeping bag, lights, small stove) but wondering ways to make it more comfortable due to the cold temperatures and boredom from it getting dark early. I've thought about getting a basic barebones camper but not sure I want t...
by ThankYouJack
Sat Oct 13, 2018 12:14 pm
Forum: Personal Consumer Issues
Topic: Lost Power for 24 hours - what food to toss?
Replies: 38
Views: 2486

Re: Lost Power for 24 hours - what food to toss?

Pro tip. The cost of a generator is covered after one or two power outages. It is very nice to have a comfortable house, wi-fi, coffee, and good food while your neighbors sit in the dark. I would think a generator big enough to power a fridge, plus the cost of gas and maintenance would be quite a b...
by ThankYouJack
Fri Oct 12, 2018 7:52 pm
Forum: Personal Consumer Issues
Topic: Lost Power for 24 hours - what food to toss?
Replies: 38
Views: 2486

Re: Lost Power for 24 hours - what food to toss?

If you have a nose (and a tongue) you don't need to toss anything by default. Not according to foodsafety.gov: Never taste food to determine its safety! You can’t rely on appearance or odor to determine whether food is safe. They seem overly cautious, but I've had food poisoning before on food that...
by ThankYouJack
Fri Oct 12, 2018 5:34 pm
Forum: Personal Consumer Issues
Topic: Lost Power for 24 hours - what food to toss?
Replies: 38
Views: 2486

Re: Lost Power for 24 hours - what food to toss?

Thanks all. Outside temp was about 70 degrees. Not sure what the inside temp got to but the stuff didn't feel cold. I opened the fridge twice quickly while the power was out. I already tossed the eggs, but wish I hadn't as I bought them yesterday. Oh well, live and learn. I'm guessing the hummus is ...
by ThankYouJack
Fri Oct 12, 2018 4:24 pm
Forum: Personal Consumer Issues
Topic: Lost Power for 24 hours - what food to toss?
Replies: 38
Views: 2486

Lost Power for 24 hours - what food to toss?

I know there's this chart - https://www.foodsafety.gov/keep/charts/refridg_food.html So I'm going to toss eggs and yogurt. I'm also wondering about frozen fruit, vegetables, bean burritos, black bean burgers that thawed and will be refrozen. What about things in the fridge such as almond milk, shred...
by ThankYouJack
Thu Oct 11, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: Budget Coffee
Replies: 51
Views: 3109

Budget Coffee

I tend to like light roasts and spend ~$16 / lb whole beans but got some New England Coffee the other day at about $6 / lb and didn't think it was all that bad. I'll probably stick with the local higher end stuff but am curious to try more of the cheap stuff. What do you all like for coffee say unde...
by ThankYouJack
Sat Oct 06, 2018 11:46 am
Forum: Personal Consumer Issues
Topic: Tackling Disney World - Discount on tickets?
Replies: 65
Views: 3674

Re: Tackling Disney World - Discount on tickets?

Disney is expensive. If you’re going to go, you just have to accept that. If you’re trying to minimize costs, you are probably going to end up miserable. And the whole point of Disney is to have a good time. When we go, it’s usually for about seven days and we stay on Disney property. I don't mind ...
by ThankYouJack
Fri Oct 05, 2018 4:42 pm
Forum: Personal Consumer Issues
Topic: Tackling Disney World - Discount on tickets?
Replies: 65
Views: 3674

Re: Tackling Disney World - Discount on tickets?

So then why? I my family we have the rule that the experince has to be ejoyable for all of us. Sure, it doesn't have to be optimal for all of us. So no disney anything, ever, for my kid. There is no way I am going to put myself ever through such an ordeal. He doesn't care. I am just amazed why peop...
by ThankYouJack
Fri Oct 05, 2018 7:08 am
Forum: Personal Consumer Issues
Topic: Tackling Disney World - Discount on tickets?
Replies: 65
Views: 3674

Re: Tackling Disney World - Discount on tickets?

We're planning a trip to see family in Florida and may stop by Disney for 2 days. My kids are almost 3 and 6 and enjoy going on rides. We're not big Disney fans, but I'm sure they'd have fun seeing some of the characters too. We're not big fans of crowded chaos or waiting in long lines so we would ...
by ThankYouJack
Fri Oct 05, 2018 6:57 am
Forum: Personal Consumer Issues
Topic: Tackling Disney World - Discount on tickets?
Replies: 65
Views: 3674

Re: Tackling Disney World

My kids are almost 3 and 6 and enjoy going on rides. We're not big Disney fans, but I'm sure they'd have fun seeing some of the characters too. Decades ago when I was doing the research for a trip to Disneyland one of the books I read had an interesting thing they had found. They interviewed young ...
by ThankYouJack
Thu Oct 04, 2018 7:58 pm
Forum: Personal Consumer Issues
Topic: Tackling Disney World - Discount on tickets?
Replies: 65
Views: 3674

Re: Tackling Disney World

Wow, just did a quick search and realized it's going to be a lot more than expected. Over a grand for 2 days of tickets and a night in a hotel. Maybe we'll just do one day and try to maximize that day at one amusement park.
by ThankYouJack
Thu Oct 04, 2018 6:02 pm
Forum: Personal Consumer Issues
Topic: Tackling Disney World - Discount on tickets?
Replies: 65
Views: 3674

Tackling Disney World - Discount on tickets?

We're planning a trip to see family in Florida and may stop by Disney for 2 days. My kids are almost 3 and 6 and enjoy going on rides. We're not big Disney fans, but I'm sure they'd have fun seeing some of the characters too. We're not big fans of crowded chaos or waiting in long lines so we would t...
by ThankYouJack
Fri Sep 28, 2018 12:02 pm
Forum: Personal Consumer Issues
Topic: Troubleshooting black specs in tub
Replies: 9
Views: 832

Re: Troubleshooting black specs in tub

Thanks all. I wound up flushing my water heater for a while and that seems to have helped get rid of them. The tub is closest to the water heater and didn't have an aerator so maybe that's why the flecks were only showing up there. I bought an aerator too just to act as a filter and I will clean it ...
by ThankYouJack
Thu Sep 27, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: Troubleshooting black specs in tub
Replies: 9
Views: 832

Re: Troubleshooting black specs in tub

PFInterest wrote:
Thu Sep 27, 2018 1:24 pm
Are they metal or rubber flecks?
Tough to tell because they're so small. But they smudge when you touch them so I believe rubber. I flushed my water heater for a while this morning so I'm hoping that got rid of most of them.
by ThankYouJack
Thu Sep 27, 2018 8:28 am
Forum: Personal Consumer Issues
Topic: Troubleshooting black specs in tub
Replies: 9
Views: 832

Troubleshooting black specs in tub

My tub gets black specs that come from the hot water. I'm going to flush the water heater, although it's only about a year old and I had the same problem with my old one so I don't think that'll get rid of them. I'm also going to get a faucet aerator to see if that helps filter them out. Any suggest...
by ThankYouJack
Thu Sep 27, 2018 8:24 am
Forum: Personal Consumer Issues
Topic: Suggestions on Phonics & Reading programs for 4 year old? Pre-K to Kindergarten
Replies: 27
Views: 1233

Re: Suggestions on Phonics & Reading programs for 4 year old? Pre-K to Kindergarten

Any good suggestions that you have personally used or experienced? (for a gift to the mom to help a niece or granddaughter etc). TO TEACH A CHILD TO READ. Something that is NOT COMPLICATED. The Reading Lesson: Teach your child to read in 20 easy lessons. https://www.amazon.com/Reading-Lesson-Teach-...
by ThankYouJack
Tue Sep 25, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: YouTube Home workout vidoes
Replies: 33
Views: 2349

Re: YouTube Home workout vidoes

I would recommend looking up Athlean-X on YouTube. Jeff Cavaliere is one of the most qualified and knowledgeable individuals on YouTube, and although most of his content is geared towards weightlifting, he has several videos that I can think of off the top of my head which are relevant to cardio an...
by ThankYouJack
Tue Sep 25, 2018 1:28 pm
Forum: Personal Consumer Issues
Topic: YouTube Home workout vidoes
Replies: 33
Views: 2349

Re: YouTube Home workout vidoes

I just did this one and found it very tough - https://youtu.be/xLHA5g-82vY
by ThankYouJack
Fri Sep 21, 2018 1:36 pm
Forum: Personal Consumer Issues
Topic: YouTube Home workout vidoes
Replies: 33
Views: 2349

Re: YouTube Home workout vidoes

Here’s the type of home based stuff I’d do: https://youtu.be/JWy2-Dz7vJo Great recommendation, I just did that one. I think the first one I did was tougher (probably because of the burpees) but this one seemed to get the heart rate and sweat going more. Both are painful :) Running or biking? Good c...
by ThankYouJack
Thu Sep 20, 2018 6:11 pm
Forum: Personal Consumer Issues
Topic: YouTube Home workout vidoes
Replies: 33
Views: 2349

Re: YouTube Home workout vidoes

jehovasfitness wrote:
Thu Sep 20, 2018 1:41 pm
Exercise does little for weight loss.

Diet is key, FWIW
I've found that intense workouts combined with eating healthy, especially lean proteins and veggies is the best combination for body composition.
by ThankYouJack
Thu Sep 20, 2018 6:05 pm
Forum: Personal Consumer Issues
Topic: YouTube Home workout vidoes
Replies: 33
Views: 2349

Re: YouTube Home workout vidoes

Iowa David wrote:
Thu Sep 20, 2018 1:39 pm
+1 for Insanity. No equipment needed and you'll see results in two - weeks.
Just saw that Beach Body streaming is $40 for 3 months. That's not bad at all, I pay $45 / mo for the gym. I may give it a try.
by ThankYouJack
Thu Sep 20, 2018 6:02 pm
Forum: Personal Consumer Issues
Topic: YouTube Home workout vidoes
Replies: 33
Views: 2349

Re: Home workouts

Running or biking? Good cardio since you have the weight training covered. I have a stationary bike but get bored on it. I also have a bunch of other bikes but the workout needs to be done at home. No, not that stationary bike or treadmill garbage. Outside, fresh air! Not sure why it needs to be ho...
by ThankYouJack
Thu Sep 20, 2018 1:32 pm
Forum: Personal Consumer Issues
Topic: YouTube Home workout vidoes
Replies: 33
Views: 2349

Re: Home workouts

Running or biking? Good cardio since you have the weight training covered. I have a stationary bike but get bored on it. I also have a bunch of other bikes but the workout needs to be done at home. Burpees Edited - also check YouTube. There’s a million workouts - of course some better than others -...
by ThankYouJack
Thu Sep 20, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: YouTube Home workout vidoes
Replies: 33
Views: 2349

Re: Home workouts

Sounds to me like you just described "Insanity". It is also by Beachbody, the same guys who made P90X. I can recommend it for a high intensity cardio workout routine. They have a few variants and versions. I think there is a 30 minute version too, but they all mostly fall in the 30-50 minute range....
by ThankYouJack
Thu Sep 20, 2018 12:34 pm
Forum: Personal Consumer Issues
Topic: YouTube Home workout vidoes
Replies: 33
Views: 2349

YouTube Home workout vidoes

I'd like to burn 5-10 lbs and start doing quick (20 - 45 min) workouts in at home. I've done P90X in the past and had great results but no long have weights or a pull up bar. And I'd like the home workouts to be high intensity cardio more so than lifting because I lift at my gym. Any recommendations...
by ThankYouJack
Tue Sep 18, 2018 9:18 pm
Forum: Personal Consumer Issues
Topic: Should I get a new iPhone?
Replies: 43
Views: 3680

Re: Should I get a new iPhone?

I just installed iOS 12 and it does seem faster. Fast enough for me. I would like a phone with two camera lenses but I think I'll hang onto this for another year or two as there aren't enough compelling reasons to upgrade at this point.
by ThankYouJack
Tue Sep 18, 2018 4:51 pm
Forum: Personal Consumer Issues
Topic: Programmers for start ups - what tech do you use?
Replies: 1
Views: 332

Programmers for start ups - what tech do you use?

What languages and other technology do you use? How big is your company?
Where do you see things going in terms of tech 5-10 years down the road?
by ThankYouJack
Mon Sep 17, 2018 6:59 pm
Forum: Personal Consumer Issues
Topic: Anyone hire an interior designer?
Replies: 39
Views: 3541

Anyone hire an interior designer?

We're thinking about hiring one for help with layout, picking out furniture and artwork. But since we have young kids and pretty frugal we don't have a big budget. Anyway, just wondering if people on here thought it was worthwhile, what did you have done, how much was it, etc.
by ThankYouJack
Mon Sep 17, 2018 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: Leasing Cars in Retirement
Replies: 98
Views: 7554

Re: Leasing Cars in Retirement

Chip wrote:
Fri Sep 14, 2018 10:14 am
Frisco Kid wrote:
Fri Sep 14, 2018 10:05 am
All purchases in our case would trigger a large taxable event, looking at how leasing might offset that or not......
Not if you take out a loan.
+1. Not sure why a loan couldn't be an option.
by ThankYouJack
Sat Sep 15, 2018 7:43 pm
Forum: Investing - Help with Personal Investments
Topic: Paying off mortgage with 87K left on it
Replies: 69
Views: 6302

Re: Paying off mortgage with 87K left on it

Congrats!! :sharebeer It is a great feeling, far better than I was expecting before I made the decision.
by ThankYouJack
Sat Sep 15, 2018 5:28 pm
Forum: Personal Consumer Issues
Topic: Rain Jacket recommendations and care
Replies: 32
Views: 2478

Re: Rain Jacket recommendations and care

North Face has a lifetime warranty and Will repair or replace your jacket. https://www.thenorthface.com/help/warranty.html We had two jackets that were delaminating (the layers separated and started peeling off), which were replaced with no questions asked. Another one the zipper failed after 6 mon...