Search found 2732 matches

by ThankYouJack
Sat Jul 20, 2019 10:12 am
Forum: Personal Consumer Issues
Topic: Getting rid of tiny spiders in garage
Replies: 7
Views: 474

Re: Getting rid of tiny spiders in garage

Thanks all. I think I may try this product - https://store.doyourownpestcontrol.com/ ... ider-spray

If I'm not happy with that, I'll try some others that were recommended.

Also, vacuuming is a good idea. Better than using a paper towel.
by ThankYouJack
Sat Jul 20, 2019 8:49 am
Forum: Personal Consumer Issues
Topic: Getting rid of tiny spiders in garage
Replies: 7
Views: 474

Getting rid of tiny spiders in garage

I have some tiny spiders in my garage that are very tough to see and find but they build webs on everything. I'm often swiping the webs away but not killing any because I don't see them. Any recommendations / tips for getting rid of them?
by ThankYouJack
Fri Jul 19, 2019 8:52 am
Forum: Personal Consumer Issues
Topic: Anyone install fake grass?
Replies: 29
Views: 2597

Anyone install fake grass?

I'm thinking about putting some fake grass in my backyard. Am curious who has done it, how much was it and how do you like it?
by ThankYouJack
Fri Jul 19, 2019 8:50 am
Forum: Personal Consumer Issues
Topic: Recycling Different Plastics
Replies: 76
Views: 4421

Re: Recycling Different Plastics

Here's a recent Planet Money podcast on recycling: https://www.npr.org/2019/07/12/741283641/episode-926-so-should-we-recycle So it's definitely good to still recycle metals. I'm going to try to reduce my plastics more. Here's the one before it on why we recycle - https://www.npr.org/2019/07/09/73989...
by ThankYouJack
Tue Jul 09, 2019 5:32 pm
Forum: Personal Consumer Issues
Topic: iPad apps for young kids on international flights
Replies: 7
Views: 529

Re: iPad apps for young kids on international flights

anil686 wrote:
Mon Jul 08, 2019 10:44 pm
If learning language (foreign) is a goal - duolingo was fun for our kids going to France a couple of years ago (10/12 at the time). Hope it helps..
Yep, my 6 year old loves duolingo. great app
by ThankYouJack
Tue Jul 09, 2019 10:01 am
Forum: Personal Consumer Issues
Topic: How warm to set thermostat while away
Replies: 62
Views: 4563

Re: How warm to set thermostat while away

I once turned the thermostat down to 55 in the winter, but when I came back from vacation the house was 70. It happened because we have a programmable thermostat that reverts back to a schedule after 8 hours .. Very annoying! That's why I can't stand these smart/programmable thermostats. They have ...
by ThankYouJack
Tue Jul 09, 2019 6:50 am
Forum: Personal Consumer Issues
Topic: Verizon iPhone international trip
Replies: 37
Views: 2077

Re: Verizon iPhone international trip

FYI, verizon has free wifi calling & texting. Set it up state-side. Then she can call/text for free (as if she were in US) whenever she has a wifi connection. It works fine abroad I've used it several times in Southeast Asia. No extra charges whatsoever. Set it up in US and try it first just be on ...
by ThankYouJack
Mon Jul 08, 2019 10:16 pm
Forum: Personal Consumer Issues
Topic: New budget SUV vs used luxury SUV
Replies: 27
Views: 2558

Re: New budget SUV vs used luxury SUV

If you’ve driven both and can’t decide I would lean towards the new car. What would the warranty on both be?
by ThankYouJack
Mon Jul 08, 2019 9:58 pm
Forum: Personal Consumer Issues
Topic: iPad apps for young kids on international flights
Replies: 7
Views: 529

Re: iPad apps for young kids on international flights

Great thanks all. Good to know especially being able to download Amazon Prime videos for them
by ThankYouJack
Mon Jul 08, 2019 8:16 pm
Forum: Investing - Theory, News & General
Topic: Tax GAIN Harvesting
Replies: 21
Views: 1917

Re: Tax GAIN Harvesting

How about selling positions with highest dividend yield? I don't know if stock market is going to go up or down tomorrow, but I know that I am going to pay tax on dividend. I might sell positions with highest dividend yield. Or the highest expense ratio? But assuming one's a good Boglehead when the...
by ThankYouJack
Mon Jul 08, 2019 7:55 pm
Forum: Personal Consumer Issues
Topic: Motion blur with new TV while watching sports
Replies: 24
Views: 1856

Re: Motion blur with new TV while watching sports

I have Youtube TV and a Panasonic plasma TV (which don't suffer the same type of motion problems as slow refresh LED/OLED/LCD TVs do, although the 3;2 pulldown thing remains a thing). I get motion artifacts during certain live-action sports and scroll bars. I have Ubiquiti gear in my house, decent ...
by ThankYouJack
Mon Jul 08, 2019 6:52 pm
Forum: Investing - Theory, News & General
Topic: Tax GAIN Harvesting
Replies: 21
Views: 1917

Re: Tax GAIN Harvesting

TGH the smallest gains gives you more stocks with a 0 gain. This will allow you to TLH more shares which will be a bigger loss than it would have been with less shares.
by ThankYouJack
Mon Jul 08, 2019 6:01 pm
Forum: Personal Consumer Issues
Topic: iPad apps for young kids on international flights
Replies: 7
Views: 529

iPad apps for young kids on international flights

What apps would you recommend? Kids are 3 and 6 (pretty good reader). Apps that work without wifi would be great too
by ThankYouJack
Mon Jul 08, 2019 5:54 pm
Forum: Personal Consumer Issues
Topic: Motion blur with new TV while watching sports
Replies: 24
Views: 1856

Re: Motion blur with new TV while watching sports

I have Youtube TV and a Panasonic plasma TV (which don't suffer the same type of motion problems as slow refresh LED/OLED/LCD TVs do, although the 3;2 pulldown thing remains a thing). I get motion artifacts during certain live-action sports and scroll bars. I have Ubiquiti gear in my house, decent ...
by ThankYouJack
Mon Jul 08, 2019 5:53 pm
Forum: Personal Consumer Issues
Topic: Verizon iPhone international trip
Replies: 37
Views: 2077

Re: Verizon iPhone international trip

FYI, verizon has free wifi calling & texting. Set it up state-side. Then she can call/text for free (as if she were in US) whenever she has a wifi connection. It works fine abroad I've used it several times in Southeast Asia. No extra charges whatsoever. Set it up in US and try it first just be on ...
by ThankYouJack
Mon Jul 08, 2019 1:36 pm
Forum: Personal Consumer Issues
Topic: Motion blur with new TV while watching sports
Replies: 24
Views: 1856

Re: Motion blur with new TV while watching sports

You can test if it's Spectrum's doing (compression or whatever) by watching similar sports with an over-the-air signal from a major network. If you've got a reasonable over-the-air signal available (with an inexpensive indoor antenna) it can be a good test. Cable and streaming services provide a lo...
by ThankYouJack
Mon Jul 08, 2019 12:18 pm
Forum: Personal Consumer Issues
Topic: Motion blur with new TV while watching sports
Replies: 24
Views: 1856

Re: Motion blur with new TV while watching sports

and whatever you do, turn off MOTION SMOOTHING (Clear Motion)or whatever it is called on your brand of TV. It is on by default. It makes movies look like soap operas. It is evil! For sports you might also want to fiddle with these settings. Good to know! It only seems that way for some movies but i...
by ThankYouJack
Mon Jul 08, 2019 12:16 pm
Forum: Personal Consumer Issues
Topic: How warm to set thermostat while away
Replies: 62
Views: 4563

Re: How warm to set thermostat while away

Thanks all. My electric company has a web page where you can adjust the theoretical temperature to see how much you would save. For my house, it's about a $1.50 a month per degree. So not very significant. I may bump it up a degree or two, but since my house was a bit musty at one point, I'm not goi...
by ThankYouJack
Sun Jul 07, 2019 5:19 pm
Forum: Personal Consumer Issues
Topic: How warm to set thermostat while away
Replies: 62
Views: 4563

How warm to set thermostat while away

I'd like to save on my electric bill while I'm away on vacations but live in the hot, high humidity climate. I don't want my house getting musty or worse developing mold. Should I just set the thermostat a degree or two warmer than what I normally keep it at or would I be fine going warmer?
by ThankYouJack
Sun Jul 07, 2019 5:14 pm
Forum: Personal Consumer Issues
Topic: Toaster Oven Recommendations
Replies: 38
Views: 5574

Re: Toaster Oven Recommendations

I'm bumping this 2017 thread, as it was the most relevant to what I'm looking for. I came home the other day to find that my toaster oven had died while I was away. It was a very basic (cheap) model, more than a few years old. The replacement had 2 requirements: - an oven light (I was sorry the che...
by ThankYouJack
Sun Jul 07, 2019 5:10 pm
Forum: Personal Consumer Issues
Topic: Verizon iPhone international trip
Replies: 37
Views: 2077

Re: Verizon iPhone international trip

FYI, verizon has free wifi calling & texting. Set it up state-side. Then she can call/text for free (as if she were in US) whenever she has a wifi connection. It works fine abroad I've used it several times in Southeast Asia. No extra charges whatsoever. Set it up in US and try it first just be on ...
by ThankYouJack
Sun Jul 07, 2019 3:59 pm
Forum: Personal Consumer Issues
Topic: Motion blur with new TV while watching sports
Replies: 24
Views: 1856

Re: Motion blur with new TV while watching sports

Problem with 120 tvs. 240 rate recommended for high speed sports viewing, Interesting article here that says rates above 120 are fake numbers - https://www.cnet.com/news/beware-fake-120hz-refresh-rates-on-4k-tvs/ I wonder if my 120 is a fake number too and the actual rate is 60 In sum: There are on...
by ThankYouJack
Sun Jul 07, 2019 12:56 pm
Forum: Personal Consumer Issues
Topic: Motion blur with new TV while watching sports
Replies: 24
Views: 1856

Re: Motion blur with new TV while watching sports

Thanks all. I don't see an option for sports mode or reducing it to 720p. I also don't have a direct feed to a DVD player, cable or sat. YouTube also seems to have a decent amount of motion blur too. I am still guessing it is mostly due to the source. If you havent done so, play with the Picture Mod...
by ThankYouJack
Sun Jul 07, 2019 10:34 am
Forum: Personal Consumer Issues
Topic: Motion blur with new TV while watching sports
Replies: 24
Views: 1856

Motion blur with new TV while watching sports

I have this TV - https://www.samsung.com/us/televisions-home-theater/tvs/uhd-tvs/55--class-mu7000-4k-uhd-tv-un55mu7000fxza/ with a motion rate of 120. I stream Spectrum and notice blur during sports , especially on the soccer ball or football. I'm guessing it's because I'm streaming the tv via the S...
by ThankYouJack
Sun Jul 07, 2019 10:27 am
Forum: Personal Consumer Issues
Topic: Verizon iPhone international trip
Replies: 37
Views: 2077

Re: Verizon iPhone international trip

Thanks all. I think she'll use airplane mode for the most part and pay $10 for a couple days to check voice mail and text from non-iPhones.
by ThankYouJack
Sun Jul 07, 2019 7:55 am
Forum: Personal Consumer Issues
Topic: Verizon iPhone international trip
Replies: 37
Views: 2077

Re: Verizon iPhone international trip

Spouse is taking a trip to Europe and has an iPhone 7 with Verizon. She'll mostly use it for texting, FaceTime, maybe checking voicemail. What precautions should be done to limit the size of the bill? If it's only an extra few bucks not a big deal, she just doesn't want to get slammed with a ~$100 ...
by ThankYouJack
Sun Jul 07, 2019 7:19 am
Forum: Personal Consumer Issues
Topic: Verizon iPhone international trip
Replies: 37
Views: 2077

Verizon iPhone international trip

Spouse is taking a trip to Europe and has an iPhone 7 with Verizon. She'll mostly use it for texting, FaceTime, maybe checking voicemail. What precautions should be done to limit the size of the bill? If it's only an extra few bucks not a big deal, she just doesn't want to get slammed with a ~$100 b...
by ThankYouJack
Fri Jul 05, 2019 11:42 am
Forum: Personal Consumer Issues
Topic: buying a 60 or 65 inch tv this weekend. which one?
Replies: 74
Views: 3356

Re: buying a 60 or 65 inch tv this weekend. which one?

If you do things like watch sports, just make sure the refresh rate is decent. I have a couple year old Samsung and am not all that impressed. My old plasma was a better picture.
by ThankYouJack
Fri Jul 05, 2019 11:29 am
Forum: Personal Finance (Not Investing)
Topic: How much to transfer from HSA?
Replies: 3
Views: 307

Re: How much to transfer from HSA?

Thanks for confirming my assumption
by ThankYouJack
Fri Jul 05, 2019 10:01 am
Forum: Personal Finance (Not Investing)
Topic: How much to transfer from HSA?
Replies: 3
Views: 307

How much to transfer from HSA?

My wife’s contacts were $300 with a $200 mail in rebate. How much can we transfer from our HSA for the purchase ?
My assumption is $100 but wanted to post here to make sure.
by ThankYouJack
Thu Jul 04, 2019 12:46 pm
Forum: Personal Consumer Issues
Topic: When to use a fuel stabilizer - for cars, boats, lawn mowers, etc?
Replies: 47
Views: 2760

When to use a fuel stabilizer - for cars, boats, lawn mowers, etc?

Any gasoline experts on here with recommendations?
by ThankYouJack
Wed Jul 03, 2019 5:43 pm
Forum: Personal Consumer Issues
Topic: What to let kids buy?
Replies: 39
Views: 2348

Re: What to let kids buy?

One option is that I could always let them spend the generous interest however they choose but have the principle be earmarked for a car, college, etc. ThankYouJack, 1) Why do that? It is cheaper in the long-run to waste and learn from the $600 mistake. 2) I spent a few hundred buying a badminton r...
by ThankYouJack
Wed Jul 03, 2019 2:17 pm
Forum: Personal Consumer Issues
Topic: What to let kids buy?
Replies: 39
Views: 2348

Re: What to let kids buy?

One option is that I could always let them spend the generous interest however they choose but have the principle be earmarked for a car, college, etc. ThankYouJack, 1) Why do that? It is cheaper in the long-run to waste and learn from the $600 mistake. 2) I spent a few hundred buying a badminton r...
by ThankYouJack
Wed Jul 03, 2019 1:55 pm
Forum: Personal Consumer Issues
Topic: What to let kids buy?
Replies: 39
Views: 2348

Re: What to let kids buy?

Thanks all. I'll continue down the same path as my kids don't spend much at all yet. And I'm quick to say no if they want candy or something that isn't healthy for them. I just checked and Bank of Dad is up over $600 - a whole lot of dough for a 1st grader. My daughter doesn't know about it yet, and...
by ThankYouJack
Wed Jul 03, 2019 1:33 pm
Forum: Personal Consumer Issues
Topic: What to let kids buy?
Replies: 39
Views: 2348

Re: What to let kids buy?

MotoTrojan wrote:
Wed Jul 03, 2019 12:14 pm
Does the bank of dad have interest? Could help teach a lesson or two.
Yes, 10%. I hope it doesn't bankrupt me :)
by ThankYouJack
Wed Jul 03, 2019 11:21 am
Forum: Personal Consumer Issues
Topic: What to let kids buy?
Replies: 39
Views: 2348

What to let kids buy?

I have two young kids who have piggy banks from people gifting them money. And I have a “bank of Dad” set up with a few hundred in it from larger monetary gifts. Would the experienced parents just let them spend freely from their piggy banks / “bank account” or regulate it more? Mine usually dont bu...
by ThankYouJack
Tue Jul 02, 2019 8:35 pm
Forum: Personal Consumer Issues
Topic: Best way to continually get SiriusXM Radio discount
Replies: 18
Views: 1360

Re: Best way to continually get SiriusXM Radio discount

I'm not willing to pay full price for the service, so I call up every 5 or 6 months, say I'd like to cancel and after some time they usually offer the introductory rate. Is there a better/faster way to do this? I just did this the other day via their Chat interface. I love not speaking to a human b...
by ThankYouJack
Tue Jul 02, 2019 4:29 pm
Forum: Personal Consumer Issues
Topic: Best way to continually get SiriusXM Radio discount
Replies: 18
Views: 1360

Re: Best way to continually get SiriusXM Radio discount

Is this rate(the $60/year) for ONE radio/device only, or for multiple devices (car, home, phone, etc)? The ONE radio option is called the "Select" package, and the multiple devices package is called "All Access". Currently I see on the SiriusXM site that the $60/yr is for the Car, and the $99/yr is...
by ThankYouJack
Tue Jul 02, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: Best way to continually get SiriusXM Radio discount
Replies: 18
Views: 1360

Re: Best way to continually get SiriusXM Radio discount

Thanks, I just called and got the $60 / year rate. Call lasted about 8 minutes so not too bad and the rep was nice and friendly.

And they now allow you to stream the basic package so that's a nice plus.
by ThankYouJack
Tue Jul 02, 2019 9:56 am
Forum: Personal Consumer Issues
Topic: Best way to continually get SiriusXM Radio discount
Replies: 18
Views: 1360

Best way to continually get SiriusXM Radio discount

I'm not willing to pay full price for the service, so I call up every 5 or 6 months, say I'd like to cancel and after some time they usually offer the introductory rate. Is there a better/faster way to do this?
by ThankYouJack
Thu Jun 27, 2019 11:37 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 412
Views: 44178

Re: What lifestyle creep made you happier?

I think people on here are more frugal and less materialistic than typical Americans, but still I think it's better to look at data from studies than just think it about it from my own personal view. I disagree. There is so much subject-to-subject variability that I am not sure any study will provi...
by ThankYouJack
Thu Jun 27, 2019 10:25 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 412
Views: 44178

Re: What lifestyle creep made you happier?

I think people on here are more frugal and less materialistic than typical Americans, but still I think it's better to look at data from studies than just think it about it from my own personal view. I disagree. There is so much subject-to-subject variability that I am not sure any study will provi...
by ThankYouJack
Thu Jun 27, 2019 9:41 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 412
Views: 44178

Re: What lifestyle creep made you happier?

I agree that less is often more, but I think if you could point to studies that would make a more compelling argument. Which counties, income levels, generations, etc are happiest? I believe I have seen studies that suggest that, in the USA at least, increased wealth has some positive correlation w...
by ThankYouJack
Wed Jun 26, 2019 2:56 pm
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 412
Views: 44178

Re: What lifestyle creep made you happier?

But I think nicer things can make people a little happier too. Another way to look at this. You have nicer things than probably 99% of everybody who ever lived, including kings, emperors, etc. Almost everybody in the US today who is not in abject poverty does. Poor people today have to take subways...
by ThankYouJack
Tue Jun 25, 2019 9:38 pm
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 412
Views: 44178

Re: What lifestyle creep made you happier?

I'm curious for those who were able to make increase in their lifestyle, what things actually made you happier? None. And I went from poverty to being quite comfortable. What made me happier were not "things": - a partner who loves and respects me and vice versa - a daughter who loves and respects ...
by ThankYouJack
Mon Jun 24, 2019 7:16 pm
Forum: Personal Consumer Issues
Topic: Single cup coffee/espresso options, 2019
Replies: 84
Views: 5432

Re: Single cup coffee/espresso options, 2019

So, overall - fresh ground beans + well frothed milk IS, to my estimation, within hailing distance (maybe 80% - hard to say) of a Starbucks latte. Yes, it's coffee, not espresso, but meh... .... FWIW, I chose Dunkin' in part because because it was inexpensive and I assumed it would be a mild-ish, m...
by ThankYouJack
Sun Jun 23, 2019 10:12 pm
Forum: Personal Consumer Issues
Topic: Single cup coffee/espresso options, 2019
Replies: 84
Views: 5432

Re: Single cup coffee/espresso options, 2019

It's a bigger initial investment, but a super automatic will likely come out ahead of a Nespresso in terms of cost. OP would have to be willing to pay about $600 initially, but ~20 cents a cup vs ~$1.00 cup will save him/her about $200 a year. Or even more if he drinks more coffee or doesn't mind c...
by ThankYouJack
Wed Jun 19, 2019 8:55 pm
Forum: Personal Consumer Issues
Topic: Single cup coffee/espresso options, 2019
Replies: 84
Views: 5432

Re: Single cup coffee/espresso options, 2019

I have a Nespresso original (Nespresso brand pods, but generics are available) and an Aeropress (local market bulk beans, ground at the store). Both are surprisingly good and easy to use. I put a splash of cream in both. I prefer the Nespresso for ease of use and variety of pods. I prefer the Aerop...
by ThankYouJack
Wed Jun 19, 2019 7:07 pm
Forum: Personal Consumer Issues
Topic: Anyone make their own tortillas?
Replies: 37
Views: 3267

Re: Anyone make their own tortillas?

I made healthy ones tonight with spelt flour, a bit of of olive oil and water - https://www.oatmealwithafork.com/5-ingredient-soft-and-pliable-spelt-tortillas/ I thought they were going to taste pretty bad but were actually pretty good. I can't imagine how good home made will taste with white flour ...
by ThankYouJack
Sat Jun 15, 2019 8:38 pm
Forum: Personal Consumer Issues
Topic: Best way to teach my 4 year old to be fluent in Spanish?
Replies: 53
Views: 3443

Re: Best way to teach my 4 year old to be fluent in Spanish?

Do you have any dual language or Spanish immersion schools in your area? It's pretty amazing what young kids will pick up when they're immersed in it.