Search found 7 matches

by scarabrad
Fri Apr 27, 2018 4:03 pm
Forum: Investing - Help with Personal Investments
Topic: Qualified Joint Venture (QJV) questions
Replies: 5
Views: 354

Re: Qualified Joint Venture (QJV) questions

To clarify...if I live in Massachusetts, a non community property state, I cannot file a husband wife business as a QJV but must elect LLC status, correct?
by scarabrad
Wed Apr 04, 2018 4:41 am
Forum: Personal Finance (Not Investing)
Topic: Reversing a corrective distribution made in error
Replies: 2
Views: 206

Reversing a corrective distribution made in error

Hi folks, Need some help from the experts (SpiritRider, any thoughts?). I've posted this elsewhere, with limited response. I had two employers last year in 2017 and mistakingly overcontributed around $5200 in employee contributions across two distinct unrelated 401k plans. My second employer origina...
by scarabrad
Mon Dec 11, 2017 8:30 pm
Forum: Investing - Help with Personal Investments
Topic: ? On Maxing out solo 401k with 403b for 2017
Replies: 10
Views: 958

Re: ? On Maxing out solo 401k with 403b for 2017

The aggregation rules, as so described in 26 CFR 1.415(f)-1 constantly reference 403(b) annuity contracts. My employer maintains a 403(b) for its hospital-based employees, but it functions essentially identically to a 401(k), with employee and employer contributions that are invested in any of a var...
by scarabrad
Tue Nov 21, 2017 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: ? SpiritRider to the rescue (husband/wife DBP/PS complexities)
Replies: 0
Views: 281

? SpiritRider to the rescue (husband/wife DBP/PS complexities)

Hi folks, Long time lurker and amazed at the wealth of information provided here. Have a quick question for the gurus on this forum, particularly SpiritRider (your insight and knowledge has been invaluable and most impressive). I have a DBP that is funded to support my 3 year average and that of my ...
by scarabrad
Sun Jul 10, 2016 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: 401k loan...need some boglehead advice!
Replies: 4
Views: 764

401k loan...need some boglehead advice!

Hey folks, Would love some input on the whole concept of 401k loans. I am having a hard time deciphering why these are generally frowned upon and would love to hear some feedback. Scenario: The last time the markets were at an all time high, I wanted to cash in some chips, to the tune of $25,000 out...
by scarabrad
Sat Jan 16, 2016 7:09 am
Forum: Personal Finance (Not Investing)
Topic: Advice needed...US citizen attending college in Canada
Replies: 19
Views: 1526

Re: Advice needed...US citizen attending college in Canada

Great advice thus far.

By dual citizen, I assume you mean marry her off to a fine Canadian? Neither I nor my wife are Canadian!!!

At 17, she just might not be agreeable with this plan...

Thanks again for the input.

SR
by scarabrad
Fri Jan 15, 2016 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: Advice needed...US citizen attending college in Canada
Replies: 19
Views: 1526

Advice needed...US citizen attending college in Canada

Bogle Wizards, Looking for a little bit of advice from those far more savvy than me. My daughter was accepted to and will likely attend the University of Toronto this upcoming fall. We live in the US and would like to take advantage of the favorable exchange rate between the USD and the CAD (somewhe...