Search found 155 matches

by Michael_Fisher1
Fri May 08, 2015 3:15 pm
Forum: Investing - Theory, News & General
Topic: Hedge Fund ETF
Replies: 18
Views: 2585

Re: Hedge Fund ETF

there are a bunch but was looking at ALFA
by Michael_Fisher1
Fri May 08, 2015 2:02 pm
Forum: Investing - Theory, News & General
Topic: Hedge Fund ETF
Replies: 18
Views: 2585

Re: Hedge Fund ETF

huh??
by Michael_Fisher1
Fri May 08, 2015 1:14 pm
Forum: Investing - Theory, News & General
Topic: Hedge Fund ETF
Replies: 18
Views: 2585

Hedge Fund ETF

Is this a good position to own in a balanced portfolio when there is uncertainty about the S&P?
by Michael_Fisher1
Thu May 07, 2015 9:44 am
Forum: Investing - Theory, News & General
Topic: Are we experiencing a bond correction or crash?
Replies: 34
Views: 8312

Re: Are we experiencing a bond correction or crash?

yes thats what i meant- are we headed towards that
by Michael_Fisher1
Sun Mar 22, 2015 5:05 pm
Forum: Investing - Theory, News & General
Topic: Anyone concerned about their bond holdings?
Replies: 58
Views: 11266

Re: Anyone concerned about their bond holdings?

but bonds will go down with interest hikes - thats the concern i was posting about

BigFoot48 wrote:Looking forward to interest hikes as I'd like some more income from my bonds. Bring it on!
by Michael_Fisher1
Sat Mar 21, 2015 12:41 am
Forum: Investing - Theory, News & General
Topic: Anyone concerned about their bond holdings?
Replies: 58
Views: 11266

Re: Anyone concerned about their bond holdings?

thanks LadyG - well i have 30% of my portfolio in bonds now as protection in the event of a market crash, so i guess i dont want to see my protection potentially collapse. But as I said most of my bond fund allocations are in SHY, AGG and a total bond mutual fund. i only have a small amount in TLT and thats because it seems to be a good hedge against the S&P..if you look at the history TLT goes up when the S&P goes down and vice versa, but since TLT is long term treasury bonds they are more susceptible to the interest rate increase if there is one. Some people feel the increase is already built in to the bonds, but im not sure how accurate that is
by Michael_Fisher1
Thu Mar 19, 2015 10:56 pm
Forum: Investing - Theory, News & General
Topic: Anyone concerned about their bond holdings?
Replies: 58
Views: 11266

Re: Anyone concerned about their bond holdings?

i have the least amount invested in TLT. most is in the total bond mutual fund which has ~30% in US treasury bonds

TLT is.[/quote]
by Michael_Fisher1
Thu Mar 19, 2015 10:18 pm
Forum: Investing - Theory, News & General
Topic: Anyone concerned about their bond holdings?
Replies: 58
Views: 11266

Re: Anyone concerned about their bond holdings?

So which bond types are more susceptible to greater losses if there is a hike in interest? I currently own AGG, SHY, TLT and have a fidelity total bond mutual fund
by Michael_Fisher1
Thu Mar 19, 2015 10:41 am
Forum: Investing - Theory, News & General
Topic: Anyone concerned about their bond holdings?
Replies: 58
Views: 11266

Anyone concerned about their bond holdings?

seems like an interest hike may be on the near horizon. some are saying June perhaps
by Michael_Fisher1
Wed Jan 21, 2015 8:47 pm
Forum: Personal Investments
Topic: Need a good place to store my cash
Replies: 20
Views: 2102

Re: Need a good place to store my cash

yawn..everyone online is a troll
LateStarter1975 wrote:This looks like a troll to me...
by Michael_Fisher1
Wed Jan 21, 2015 6:56 pm
Forum: Personal Investments
Topic: Need a good place to store my cash
Replies: 20
Views: 2102

Re: Need a good place to store my cash

would rather have some money available to buy stocks when they are cheap

cheese_breath wrote:
Michael_Fisher1 wrote:And when you have everything invested and you lose your principle? ;)


surfstar wrote:I recommend the Total Stock Market.

Seems to outperform cash over time [AND timing].
If you're invested in TSM you won't lose your principal unless you bail out during a downturn. Just give it time to recover.
by Michael_Fisher1
Wed Jan 21, 2015 5:39 pm
Forum: Personal Investments
Topic: Need a good place to store my cash
Replies: 20
Views: 2102

Re: Need a good place to store my cash

1- i dont need a lecture. either provide an answer or dont say anything at all..its really quite simple..and im not trying to be mean just literal 2. I only have a small percentage in cash, not my entire portfolio 3. Thanks for the feedback Do you expect different answers than the ones you got to your similar question last October? https://www.bogleheads.org/forum/viewtopic.php?f=1&t=149149 ^^THIS. Why? You keep repeating the same questions. If you want different types of answers, you should try a different forum, probably one that emphasizes market timing. Given that the market tends to go up over time (but no guarantee, etc.), if you wait until a major pullback, the market may have gone up far more than the amount of the pullback at t...
by Michael_Fisher1
Wed Jan 21, 2015 5:36 pm
Forum: Personal Investments
Topic: Need a good place to store my cash
Replies: 20
Views: 2102

Re: Need a good place to store my cash

And when you have everything invested and you lose your principle? ;)


surfstar wrote:I recommend the Total Stock Market.

Seems to outperform cash over time [AND timing].
by Michael_Fisher1
Wed Jan 21, 2015 4:59 pm
Forum: Personal Investments
Topic: Need a good place to store my cash
Replies: 20
Views: 2102

Need a good place to store my cash

I have a percentage of my portfolio in cash right now because i want to have access to it when there is another market crash. Yes im timing the market but i dont care..there will be a large dip again and i want to have some cash available to invest when it does (whether its this year or in 5 yrs). Can anyone recommend good funds or ETFs to keep this extra money? right now its just sitting there not gaining anything. I could transfer it to my money market and make 1% but want to see if i can do a little better. thanks
by Michael_Fisher1
Fri Dec 12, 2014 5:39 pm
Forum: Investing - Theory, News & General
Topic: You folks think [a market crash] is coming?
Replies: 64
Views: 8400

Re: You folks think the big one is coming?

jginseattle wrote:Here in Seattle "the big one" means someting entirely different.

ooo tell me please :)
by Michael_Fisher1
Fri Dec 12, 2014 5:37 pm
Forum: Investing - Theory, News & General
Topic: You folks think [a market crash] is coming?
Replies: 64
Views: 8400

Re: You folks think the big one is coming?

invst65 wrote:
Michael_Fisher1 wrote:With oil dropping the way it is and all the uncertainty and fears surrounding the european markets and the end of QE..think a crash is pending?
Crash of what exactly?


well I had a lot of caffeine and sugar today which is why i came on an investment forum and asked that question ;)
by Michael_Fisher1
Fri Dec 12, 2014 5:25 pm
Forum: Investing - Theory, News & General
Topic: You folks think [a market crash] is coming?
Replies: 64
Views: 8400

You folks think [a market crash] is coming?

With oil dropping the way it is and all the uncertainty and fears surrounding the european markets and the end of QE..think a crash is pending?
by Michael_Fisher1
Tue Dec 09, 2014 8:26 pm
Forum: Personal Investments
Topic: New 401K - question
Replies: 9
Views: 727

Re: New 401K - question

As i said the ERs range from 0.8 - 1.3 for all those funds
by Michael_Fisher1
Tue Dec 09, 2014 5:38 pm
Forum: Personal Investments
Topic: New 401K - question
Replies: 9
Views: 727

Re: New 401K - question

here you go Invesco Stable Asset Fund % JPMorgan Core Bond Fund - Class A % Pioneer Bond Fund - Class A % BlackRock High Yield Bond Portfolio - InvestorA Class% PIMCO Real Return Fund - Class A % Invesco Comstock Fund - Class A % JPMorgan U.S. Equity Fund - Class A % SSgA S&P 500 Index Securities Lending SeriesFund - Class IX% WP Alger Capital Appreciation Institutional Fund - Class I % 4F SSgA S&P MidCap Index Non Lending Series Fund - Class J % Z1 Delaware Small Cap Value Fund - Class A % SF JPMorgan US Small Company Fund - Class A % 9Y SSgA Russell Small Cap Index Securities Lending Series Fund - Class VIII % S8 Franklin Small Cap Growth Fund - Class A % 3I Federated International Leaders Fund - Class A % LV SSgA International In...
by Michael_Fisher1
Tue Dec 09, 2014 4:51 pm
Forum: Personal Investments
Topic: New 401K - question
Replies: 9
Views: 727

New 401K - question

My company is finally starting my 401K. They will match 50% up to 4% of my salary. In the past I always picked target date retirement funds for my 401K but am wondering if its better to select my own allocations. My company is using Safe Harbor i believe and all the target date funds are T.Rowe. I looked at all the funds i can chose for the individual allocations and they all have really high expense ratios (in the 0.8-1.30% range); the target date funds are about 0.76%. Any suggestions? im about 30 yrs from retirement and i am pretty aggressive in my IRAs and individual investment accounts (about 90% stocks). Thanks so much
by Michael_Fisher1
Mon Nov 10, 2014 1:51 pm
Forum: Investing - Theory, News & General
Topic: Best Investments for a ROTH IRA
Replies: 7
Views: 1615

Re: Best Investments for a ROTH IRA

Why a play account? the roth offers the most tax advantages so why not focus on the best investments in that account?
by Michael_Fisher1
Mon Nov 10, 2014 8:16 am
Forum: Investing - Theory, News & General
Topic: Best Investments for a ROTH IRA
Replies: 7
Views: 1615

Best Investments for a ROTH IRA

Good morning- Was curious to see what other people in the forum have in their ROTH? I had the total market S&P mutual fund from fidelity then switched to the Blue Chip growth fund but it has a 0.8% expense ratio so i am considering moving over to ETFs...maybe the Vanguard total stock market and a DVY (dividend ETF). thanks
by Michael_Fisher1
Sun Nov 09, 2014 1:45 pm
Forum: Investing - Theory, News & General
Topic: Whats the best index?
Replies: 14
Views: 2469

Whats the best index?

Ive been invested in the S&P as far back as i can remember but it never occurred to me to diversify into other indexes - is there any advantage to having some holdings in NASDAQ and the Russell 1000 (for example)?
by Michael_Fisher1
Sat Nov 08, 2014 9:03 am
Forum: Personal Investments
Topic: Advice please [Received large commission check]
Replies: 20
Views: 3310

Re: Advice please [Received large commission check]

will do- thanks for all the feedback!
by Michael_Fisher1
Fri Nov 07, 2014 9:34 pm
Forum: Personal Investments
Topic: Advice please [Received large commission check]
Replies: 20
Views: 3310

Re: Advice please [Received large commission check]

Well i pretty much decided im not gonna wait for dips, ill just make monthly contributions unless of course there is a big dip - hows that sound?
by Michael_Fisher1
Fri Nov 07, 2014 5:02 pm
Forum: Personal Investments
Topic: Advice please [Received large commission check]
Replies: 20
Views: 3310

Re: Advice please [Received large commission check]

lol we both know thats never gonna happen...statistics dont lie ;)
by Michael_Fisher1
Fri Nov 07, 2014 4:44 pm
Forum: Personal Investments
Topic: Advice please [Received large commission check]
Replies: 20
Views: 3310

Re: Advice please [Received large commission check]

Thanks Kraven- Yes I have reserved a chunk of my liquid savings for the "big" one and am not touching it...when i say big i mean 15-30% - thanks for your feedback
by Michael_Fisher1
Fri Nov 07, 2014 4:32 pm
Forum: Personal Investments
Topic: Advice please [Received large commission check]
Replies: 20
Views: 3310

Re: Advice please [Received large commission check]

Thanks will probably just do it once a month instead of predicting the dips but i set some triggers on my S&P funds, so if there is like a 5-10% drop ill definitely buy some
by Michael_Fisher1
Fri Nov 07, 2014 4:13 pm
Forum: Personal Investments
Topic: Advice please [Received large commission check]
Replies: 20
Views: 3310

Re: Advice please [Received large commission check]

perhaps but isnt it a good strategy to invest at large dips...the reward can be greater then investing the whole lump sum right now - i know you cant time how big the dip will be but getting in lower is always better in my opinion. Everything I invested at the correction last month is now shooting up.

and if not on the dips then what about a lump some every month just to span the volatility of the market ?
by Michael_Fisher1
Fri Nov 07, 2014 3:56 pm
Forum: Personal Investments
Topic: Advice please [Received large commission check]
Replies: 20
Views: 3310

Advice please [Received large commission check]

I just got a large commission check (i work in sales) - I would like to invest it obviously so i was thinking I should hold it in cash and just contribute to my ETFs and mutual funds over the course of the next year whenever the market has big drops. In the meantime i would ideally like to make some $ on it instead of it just sitting in my bank account which only gives 0.9%, would it be best to store it there or put it into a bond ETF/mutual fund? looks like bonds have been tanking the past couple months so i would ideally like to have it somewhere stable so i dont lose too much of my principle and maybe even make a little more. thanks for your suggestions. Also right now I own the AGG aggregate bond ETF and the fidelity total bond fund in ...
by Michael_Fisher1
Wed Oct 29, 2014 7:59 pm
Forum: Personal Investments
Topic: Intermediate Bond ETF's
Replies: 9
Views: 1234

Re: Intermediate Bond ETF's

thanks already own some AGG and FSITX- i just sold FLBAX (long term treasury) since it looks like treasury bonds are receding and not good for long term
by Michael_Fisher1
Wed Oct 29, 2014 3:45 pm
Forum: Personal Investments
Topic: Intermediate Bond ETF's
Replies: 9
Views: 1234

Intermediate Bond ETF's

Anyone own intermediate or short term bond ETF's? If so which do you recommend? Thanks
by Michael_Fisher1
Tue Oct 28, 2014 12:21 am
Forum: Investing - Theory, News & General
Topic: Fed Quantitative Easing
Replies: 15
Views: 2097

Re: Fed Quantitative Easing

no its passive aggression
by Michael_Fisher1
Mon Oct 27, 2014 11:55 pm
Forum: Investing - Theory, News & General
Topic: Fed Quantitative Easing
Replies: 15
Views: 2097

Re: Fed Quantitative Easing

its a question- you can choose to answer it or not post anything at all - its really quite simple

youre welcome
by Michael_Fisher1
Mon Oct 27, 2014 11:34 pm
Forum: Investing - Theory, News & General
Topic: Fed Quantitative Easing
Replies: 15
Views: 2097

Fed Quantitative Easing

Looks like the Feds easing is going to taper this week- could this trigger another correcton or worse?
by Michael_Fisher1
Sun Oct 26, 2014 12:08 pm
Forum: Personal Investments
Topic: Bond exposure in my portfolio
Replies: 13
Views: 2245

Re: Bond exposure in my portfolio

So is the consensus to have less bond exposure now? Are interest rates expected to rise?
by Michael_Fisher1
Thu Oct 23, 2014 11:35 am
Forum: Personal Investments
Topic: Bond exposure in my portfolio
Replies: 13
Views: 2245

Bond exposure in my portfolio

Right now i have 20% of my retirement portfolio in a total bond fund from fidelity. In my individual investment account i have a long term treasury bond (FLBAX) and some exposure to TIP's and corporate bonds via ETFs. Are these good bonds to hold on to with the rising interest rates and current market volatility? im reluctant to sell and have everything in stocks now but I do want to have a small safety net in the form of bonds for any upcoming rough patches. thanks

Michael
by Michael_Fisher1
Sat Oct 18, 2014 7:48 pm
Forum: Personal Investments
Topic: Cash in liquid savings
Replies: 13
Views: 2043

Re: Cash in liquid savings

Good analogy
by Michael_Fisher1
Sat Oct 18, 2014 7:37 pm
Forum: Personal Investments
Topic: Cash in liquid savings
Replies: 13
Views: 2043

Re: Cash in liquid savings

cool- i have a ways to go so i think some risk should be taken. Plus i hardly saved any money in my 20s so would be nice to catch up a bit . i would hate to one day look back and wish i took more risk. right now im looking back to 09 and wish i knew then what i know now
by Michael_Fisher1
Sat Oct 18, 2014 6:53 pm
Forum: Investing - Theory, News & General
Topic: Stocks as long term investments
Replies: 57
Views: 7144

Re: Stocks as long term investments

IBM is still rated as a strong buy but there are probably better stocks to put your money in.
by Michael_Fisher1
Sat Oct 18, 2014 6:21 pm
Forum: Personal Investments
Topic: Cash in liquid savings
Replies: 13
Views: 2043

Re: Cash in liquid savings

yes i would like the have the extra cash to put in the S&P index, not individual stocks. only putting a small fraction into stocks
by Michael_Fisher1
Sat Oct 18, 2014 5:46 pm
Forum: Personal Investments
Topic: Cash in liquid savings
Replies: 13
Views: 2043

Re: Cash in liquid savings

wouldnt be individual stocks..would be index funds
by Michael_Fisher1
Sat Oct 18, 2014 2:54 pm
Forum: Investing - Theory, News & General
Topic: Stocks as long term investments
Replies: 57
Views: 7144

Re: Stocks as long term investments

Pretty cool- but my cousin went to college in 99 so im sure he did better on the stock
by Michael_Fisher1
Sat Oct 18, 2014 2:49 pm
Forum: Personal Investments
Topic: Cash in liquid savings
Replies: 13
Views: 2043

Re: Cash in liquid savings

I have been renting and am in no rush to buy, but may want to buy something in the next few years. im also in the process of considering a move back to NY. in the long run it may be more sensible to own something there then to waste money on rent but i still want my money to grow. i guess theres still a lot of uncertainty

ALso the money i have would be going into my individual investment account so its essentially liquid since i can sell funds or portions of funds at any time. only thing is there may be some tax consequences on whatever gains I make
by Michael_Fisher1
Sat Oct 18, 2014 1:58 pm
Forum: Investing - Theory, News & General
Topic: Stocks as long term investments
Replies: 57
Views: 7144

Re: Stocks as long term investments

Do you see potential for CSCO and MSFT? they are both cheap now. i favor tech stocks too