Search found 19 matches

by ecoe
Tue May 08, 2018 11:05 am
Forum: Personal Consumer Issues
Topic: Traveling to Asia-need advice
Replies: 46
Views: 3516

Re: Traveling to Asia-need advice

Sounds like a fantastic trip. If the timing works out for him then the Seishun Juhachi Kippu is a cheap (albeit slow) way to travel around Japan. Here's an explanation of the tickets: https://www.japan-guide.com/e/e2362.html
by ecoe
Sun Dec 03, 2017 10:54 pm
Forum: Personal Finance (Not Investing)
Topic: Question on inheriting real estate from parents
Replies: 25
Views: 3308

Re: Question on inheriting real estate from parents

One more thing to give some serious consideration to when making this decision is that Prop. 13 allows children to maintain the lower property taxes of the parents when inheriting property. I don't know how that works when multiple children inherit but it is worth looking into. If your parents have ...
by ecoe
Mon Aug 07, 2017 5:45 am
Forum: Personal Consumer Issues
Topic: Suggestions for Lyon, France?
Replies: 19
Views: 1436

Re: Suggestions for Lyon, France?

Enjoy your time in Lyon, it is a great city. We just recently had dinner at a Bouchon in Lyon called "Restaurant Le Poelon d'Or" at 29 rue des Ramparts d'Ainay. Fantastic. All 5 of us really enjoyed the food, the atmosphere and the service.
by ecoe
Sun Jun 11, 2017 2:01 pm
Forum: Personal Finance (Not Investing)
Topic: International *non-expat* assignment
Replies: 8
Views: 1039

Re: International *non-expat* assignment

I assume you would be subject to Dutch taxes and should make yourself familiar with their tax rules before deciding on this position. Specifically, be aware that while they have done away with the "wealth tax" they do have a tax on assets that looks an awful lot like a wealth tax. US retirement acco...
by ecoe
Mon May 22, 2017 12:48 am
Forum: Personal Finance (Not Investing)
Topic: Galapagos Trip, Suggestions
Replies: 23
Views: 2798

Re: Galapagos Trip, Suggestions

We went on the Isabela II (http://www.yachtisabela.com/) in 2012 and absolutely loved it. The ship has room for 40 passengers and I would not want to be on a ship that was much bigger. We did not dive, but friends who have been on dive trips in the Galapagos all had once in a lifetime trips and amaz...
by ecoe
Thu Jun 09, 2016 5:26 am
Forum: Investing - Theory, News & General
Topic: Please explain expense ratios.
Replies: 3
Views: 782

Re: Please explain expense ratios.

If I recall correctly...a tiny, tiny portion (total expense ratio divided by number of market days) of the annual expense ratio is deducted from the fund's value each day before reporting the NAV at close of business. The expense ratio is a liability of the fund and reduces the net assets. Because i...
by ecoe
Fri Apr 22, 2016 9:02 am
Forum: Personal Consumer Issues
Topic: Wintering in Australia - Any Financial Tips or Others ?.....
Replies: 10
Views: 1713

Re: Wintering in Austraila - Any Financial Tips or Others ?.....

You have time on your side. I suggest you become familiar with the various offers out there to earn points/miles with an airline that flies to Australia. You may find a credit card deal or two that make it possible for you to get free tickets or to get an upgrade on the flight.
by ecoe
Mon Feb 01, 2016 4:28 pm
Forum: Personal Consumer Issues
Topic: Made in Germany
Replies: 12
Views: 1745

Re: Made in Germany

I still wear a scarf from time to time that has a label stating "Made in West Germany." It has served me well for quite a while.
by ecoe
Wed Jan 20, 2016 5:05 pm
Forum: Personal Consumer Issues
Topic: Lima, Peru advice
Replies: 23
Views: 2812

Re: Lima, Peru advice

My wife and I spent three years in Lima, neither of us were ever victims of a crime although someone did try unsuccessfully to rob us on our very last day in the country (frustrating). During those three years we frequently walked long distances and took unregistered taxis (called black cabs), often...
by ecoe
Thu Jan 14, 2016 11:00 am
Forum: Personal Consumer Issues
Topic: Lima, Peru advice
Replies: 23
Views: 2812

Re: Lima, Peru advice

+1 for dinner at Huaca Pucllana, you might ask your hotel to make reservations and be sure to eat after dark. http://www.resthuacapucllana.com/en/nosotros Also +1 for Museo Larco, what a fantastic collection and a nice example of an old home. The museum restaurant is a nice spot for lunch or a cockt...
by ecoe
Sat Dec 19, 2015 11:41 am
Forum: Personal Finance (Not Investing)
Topic: Subtle Economics for Teen
Replies: 23
Views: 2072

Re: Subtle Economics for Teen

The Planet Money T-Shirt Project was fantastic for introducing many of the concepts of Economics without being too dry. IF your 9th grader can sit through several podcasts then I recommend the podcasts (in order) found here: http://www.npr.org/series/248799434/planet-moneys-t-shirt-project If that i...
by ecoe
Sat Nov 21, 2015 7:14 pm
Forum: Personal Consumer Issues
Topic: Series 7 Exam and Bogleheads
Replies: 26
Views: 3558

Re: Series 7 Exam and Bogleheads

I'm just wondering how many Bogleheads have taken the Series 7 exam just for personal use and understanding (not to get a job as a broker)? The thought has crossed my mind that it might come in handy for an investor: 1) when dealing with the various brokers and 'advisors' that come out of the woodw...
by ecoe
Wed May 13, 2015 8:18 pm
Forum: Personal Consumer Issues
Topic: Free time in Prague and Amsterdam .. what to see?
Replies: 18
Views: 1706

Re: Free time in Prague and Amsterdam .. what to see?

I was in Prague recently and thought that the memorial to the people involved in Operation Anthropoid was well done and incredibly moving. I suggest you set aside a couple of hours for this if you are at all interested in the (relatively) recent history of Prague. http://en.wikipedia.org/wiki/Ss._Cy...
by ecoe
Fri Mar 13, 2015 1:39 am
Forum: Personal Consumer Issues
Topic: Please help plan my itinerary with miles
Replies: 4
Views: 739

Re: Please help plan my itinerary with miles

While this posting is about using the miles for your flights I think you should give some consideration to hotel rewards as well. The Intercontinental Hotel Group has a pretty big presence in China (including Beijing). At the low end, Holiday Expresses can be had for 10,000 points a night with a cou...
by ecoe
Tue Mar 10, 2015 12:15 am
Forum: Personal Finance (Not Investing)
Topic: expat teacher no pension question about saving fo retirement
Replies: 10
Views: 1561

Re: expat teacher no pension question about saving fo retire

Let me start with kudos for the amount that you two have saved so far. Well done. I would encourage you to check with Social Security and learn just how many quarters you have earned towards your 40 quarters. You may be pleasantly surprised to learn that a summer job in college or an after school jo...
by ecoe
Wed Dec 24, 2014 1:58 pm
Forum: Investing - Theory, News & General
Topic: How does Chinese monetary policy work
Replies: 8
Views: 1991

Re: How does Chinese monetary policy work

This free (well, complimentary) course may help you to understand some aspects of Chinese Monetary Policy but primarily China's view of the future role of the RMB. https://www.coursera.org/course/renminbi If you enroll in the class keep two things in mind : 1. It is simply a series of videos of lect...
by ecoe
Thu Dec 11, 2014 4:09 pm
Forum: Personal Finance (Not Investing)
Topic: Leaving my job. Moving to Shanghai. Help with finances!
Replies: 24
Views: 3804

Re: Leaving my job. Moving to Shanghai. Help with finances!

Thanks all for the additional replies! - I'm definitely planning to do some travel while I'm over there! In SE Asia as well as travel within China. If anyone has any favorite places they've visited in Shanghai, or greater China, would be happy to hear about it :) - I'm not married. Thanks for point...
by ecoe
Mon Nov 24, 2014 11:20 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: "Updated capital gains estimates "
Replies: 14
Views: 2978

Re: Vanguard: "Updated capital gains estimates "

Why the heck is Life Strategy Conservative Growth throwing off such a huge long term capital gain compared to all the other Life Strategy funds? This makes estimated tax planning difficult, as the 2014 estimated long term capital gain is 9 times higher than the 2013 long term capital gain. I guess ...
by ecoe
Mon Sep 15, 2014 8:31 am
Forum: Personal Finance (Not Investing)
Topic: What Happens To Mortgage When Borrower Dies?
Replies: 12
Views: 2436

Re: What Happens To Mortgage When Borrower Dies?

When my mother recently passed I left her checking account and mortgage on autopilot while I got my ducks in a row. Additionally, she had me listed as TOD on the checking account which greatly simplified things when I was ready to notify her bank. Nobody seemed upset that it had taken me a couple mo...