Search found 820 matches

by mancich
Wed May 27, 2020 4:36 am
Forum: Personal Consumer Issues
Topic: does anyone have a subscription to youtube tv?
Replies: 49
Views: 2233

Re: does anyone have a subscription to youtube tv?

We have it and love it. Great user interface and cloud DVR. $50/month, saving us $80/month vs.our absurd cable company's bill.
by mancich
Mon May 25, 2020 5:45 am
Forum: US Chapters
Topic: MEMORIAL DAY
Replies: 33
Views: 2518

Re: MEMORIAL DAY

Thanks for your service Taylor and to all of our veterans who have served our country.
by mancich
Wed May 20, 2020 4:21 am
Forum: Personal Consumer Issues
Topic: What is your most luxury/expensive hobby.
Replies: 262
Views: 19223

Re: What is your most luxury/expensive hobby.

EFF_fan81 wrote:
Tue May 19, 2020 5:24 pm
Raising three little children in a major metro area.

I'm pretty sure this is actually among the more expensive hobbies on this thread.
+1. We're raising 3 daughters, in a moderately HCOL area (not a city, but still expensive). Our grocery bill is frightening..
by mancich
Wed May 20, 2020 4:19 am
Forum: Personal Consumer Issues
Topic: Engagement Ring Help
Replies: 68
Views: 2921

Re: Engagement Ring Help

sport wrote:
Tue May 19, 2020 5:56 pm
Costco sells diamonds. Costco will not cheat you.
+1. Can't go wrong with Costco.
I also like Blue Nile. Not the cheapest but I've had good luck in the past buying jewelry from them.
by mancich
Wed May 20, 2020 4:17 am
Forum: Personal Consumer Issues
Topic: Vault Safe in the attic; welded, anyone ?
Replies: 78
Views: 4035

Re: Vault Safe in the attic; welded, anyone ?

The only way a thief is going in your attic is if they know the safe is there. Keep it under a box labeled xmas decorations and also keep some low hanging fruit of cheap jewlery in nice boxes in a dresser drawer. +1. Burglars don't want to loiter casually. They want to get in, get the loot, and get...
by mancich
Wed May 20, 2020 4:09 am
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 70
Views: 5057

Re: How to get disinfecting wipes..seriously

As a follow-up to my post, I went to the local Target and was the 3rd person in the door this past Sunday morning. No wipes at all, and for that matter, barely any paper products (which we have plenty of). The store looked "wiped". Oh well..
by mancich
Mon May 18, 2020 8:17 am
Forum: Personal Consumer Issues
Topic: Gardening- question about where to mulch, and also about harvesting
Replies: 17
Views: 1039

Re: Gardening- question about where to mulch, and also about harvesting

UpsetRaptor wrote:
Sun May 17, 2020 6:09 pm
The best way to inhibit the mint is to nuke the entire site from orbit. It’s the only way to be sure.
+1000 I planted it in the ground several years ago. Dumb mistake. The only redeeming thing about it is that it tastes great in mojitos :beer
by mancich
Sun May 17, 2020 4:11 am
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 70
Views: 5057

Re: How to get disinfecting wipes..seriously

There are numerous Youtube videos on how to make DYI disinfecting wipes using paper towels. I cut a roll of high-quality paper towels (Scott's Shop Towels) in half and place in a plastic coffee container with a hole cut in the top. I pour Lysol Disinfecting liquid diluted per label directions over ...
by mancich
Sat May 16, 2020 7:40 am
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 70
Views: 5057

Re: How to get disinfecting wipes..seriously

Hockey10 wrote:
Sat May 16, 2020 7:15 am
At our local grocery store, the aisle that has the Clorox wipes has been empty for over 2 months. However, in the section where travel sized items are sold, they sometimes have 20 packs of Wet Ones anti-bacterial wipes. I bought 2 packs there this week.
Good idea, I will try this too.
by mancich
Sat May 16, 2020 6:37 am
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 70
Views: 5057

Re: How to get disinfecting wipes..seriously

Thanks all, I will try the Target angle
by mancich
Sat May 16, 2020 5:05 am
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 70
Views: 5057

How to get disinfecting wipes..seriously

In honor of the thread for toilet paper with a similar name, I'd like to hear suggestions on where to get disinfecting wipes or if anyone has had luck finding them. I used to buy the 5-pack at BJ's of Clorox Wipes. I don't care if I now have to buy Lysol brand or the store brand, but darned if I hav...
by mancich
Thu May 14, 2020 4:25 am
Forum: Personal Consumer Issues
Topic: Where do you back up your important data?
Replies: 102
Views: 5088

Re: Where do you back up your important data?

Important files are placed in an encrypted Veracrypt container with a VERY long password that I remember. That is then backed up to Google Drive and to an external drive her at home. Not worried about it.
by mancich
Tue May 12, 2020 4:55 am
Forum: Personal Consumer Issues
Topic: Front load washing machine recommendations
Replies: 98
Views: 4657

Re: Front load washing machine recommendations

We have an LG front loader, about 7 years old. Knock on wood, it has been trouble-free so far. No mold issues either. We went to a front loader because we are on a septic system and have 3 daughters as well. A lot of laundry means a lot of water down into the septic system. Front loaders cut down on...
by mancich
Sat May 09, 2020 4:33 am
Forum: Forum Issues and Administration
Topic: Thank you, moderators!
Replies: 46
Views: 2655

Re: Thank you, moderators!

+1000 Agree!
by mancich
Sat May 09, 2020 4:29 am
Forum: Investing - Theory, News & General
Topic: Will "work from home" destroy the commercial real estate market?
Replies: 169
Views: 13057

Re: Will work from home destroy the commercial real estate market?

I will take the other viewpoint. Being an introvert and someone who has a 50 minute commute each way, I like working from home. I am more productive now since I don't have people constantly stopping by my office to chat, I save almost 2 hours a day of commuting, and am spending almost nothing on gas...
by mancich
Fri May 08, 2020 4:09 am
Forum: Personal Consumer Issues
Topic: IE, Chrome or Firefox, that is the question.
Replies: 53
Views: 2963

Re: IE, Chrome or Firefox, that is the question.

Independent George wrote:
Thu May 07, 2020 7:18 pm
Try the Brave browser.

It's based on Chrome, but it doesn't sell your data to Alphabet.
+1 I have been using it for several months and don't miss Chrome. It is built on the Chrome engine but stops a lot of tracking in its tracks.
by mancich
Thu May 07, 2020 7:55 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 448
Views: 57103

Re: What lifestyle creep made you happier?

Since spending more time at my computer these days, I decided to upgrade my flimsy old office chair with a higher-end model, offering more adjustments and support. Ended up buying a Steelcase Criterion chair, which I'm falling in love with. In true Boglehead fashion, however, I bought a refurbished...
by mancich
Sat May 02, 2020 6:04 am
Forum: Personal Finance (Not Investing)
Topic: Is it safe to store financial statements in the cloud?
Replies: 48
Views: 3386

Re: Is it safe to store financial statements in the cloud?

+1 for Veracrypt. I have a 23 character long password that protects the encrypted container. 256 bit encryption. God bless any hacker who happens to get into my Google Drive, and then is able to get into that
by mancich
Sun Apr 26, 2020 7:23 am
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 55522

Re: How to get Toilet Paper ? seriously.

BJ's (upstate NY) had 36ct Scott toilet paper yesterday morning. The store overall seemed fairly well stocked. Plus a large display of Kleenex and hand sanitizer.
by mancich
Sun Apr 26, 2020 5:45 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 612
Views: 32287

Re: What are you listening to now

Minot wrote:
Sat Apr 25, 2020 10:42 pm
cashboy wrote:
Sat Jan 11, 2020 1:41 pm
right 'now',this

https://www.youtube.com/watch?v=cxLbmnvMWM0
May the day come again....
+1000 it will. Beautiful video & song.
by mancich
Sun Apr 26, 2020 5:42 am
Forum: Personal Consumer Issues
Topic: Go or no go on Carnival cruise
Replies: 114
Views: 6971

Re: Go or no go on Carnival cruise

Bail. Too risky right now.
by mancich
Sat Apr 25, 2020 4:44 pm
Forum: Personal Consumer Issues
Topic: lawn care cost
Replies: 107
Views: 10231

Re: lawn care cost

We have 3/4 acre. I have a John Deere LA115 tractor that I bought in summer of 2008, so it is now 12 years old and runs great. I also have a Stihl BR550 backpack blower that is at least 8 years old and a Stihl string trimmer, same age. Between the 3, that is about $2200 in equipment, plus the cost o...
by mancich
Wed Apr 22, 2020 2:04 pm
Forum: Personal Consumer Issues
Topic: Fence Paint Peeling
Replies: 26
Views: 1644

Re: Fence Paint Peeling

Sand and power wash. Then prime with Zinsser Peel Stop. Then paint. Prep is key. As you know, this is not a fun job :(
by mancich
Wed Apr 22, 2020 4:32 am
Forum: Personal Consumer Issues
Topic: Amazon pages often take long time to load
Replies: 17
Views: 997

Re: Amazon pages often take long time to load

No issues here. Windows 10, Blaze browser, FIOS gigabit
by mancich
Mon Apr 20, 2020 2:39 pm
Forum: Personal Investments
Topic: How can I "buy into oil" at these prices?
Replies: 57
Views: 5700

Re: How can I "buy into oil" at these prices?

$5,000 is $5,000. I personally wouldn't want to gamble on this. As another poster said, oil traders are getting burned, and they know what they're doing. Take the money and donate it, or put it to some other productive use. Just my two cents. :beer
by mancich
Sat Apr 18, 2020 5:24 am
Forum: Personal Consumer Issues
Topic: New laptop/desktop for [Work From Home]?
Replies: 41
Views: 2947

Re: New laptop/desktop for WFH?

Google Dell Refurbished (not Dell Outlet). These are computers coming off business lease, and include well-built tanks like the Latitude laptop. Sometimes you can get them for as little as $250, with 8gig RAM or more and a core i5 or i7 processor.
by mancich
Sat Apr 18, 2020 5:21 am
Forum: Personal Consumer Issues
Topic: Frugal quarantine habits to keep
Replies: 87
Views: 8233

Re: Frugal quarantine habits to keep

Because of the paper product shortages, I placed a small cloth towel near the paper towel holder. Using the cloth towel whenever possible has made a huge difference in the need to purchase paper towels. I won't buy a plane ticket until there's a proven vaccine. +1 on the savings on paper towels, bu...
by mancich
Wed Apr 08, 2020 4:16 pm
Forum: Investing - Theory, News & General
Topic: Head Fakes and Dead Cats .. your thoughts on the rally?
Replies: 386
Views: 32133

Re: Head Fakes and Dead Cats .. your thoughts on the rally?

The stock market is forward-looking. If the country is going back to work then I expect the market will be reasonably lenient with Q1 earnings, etc. And where are they going to go? T-Bills? This. Psychology aside, it is a leading indicator. The market already knows that Q2 numbers will be ugly. Now...
by mancich
Mon Apr 06, 2020 5:33 am
Forum: Investing - Theory, News & General
Topic: What percentage of your paycheck do you invest?
Replies: 268
Views: 16335

Re: What percentage of your paycheck do you invest?

About 40% of net pay, + max out 401ks/Deferred comp
by mancich
Sat Apr 04, 2020 6:08 am
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 254
Views: 20101

Re: What are you doing for haircuts due to coronavirus shutdown?

Luckily I already had a set of Wahl clippers before all of this started. My daughter cut my hair for me out on the deck a week ago. Due to my Tommy Smothers hairstyle, it was hard to screw up and it came out fine. :D
by mancich
Fri Apr 03, 2020 7:16 am
Forum: Personal Investments
Topic: Does anyone else just not care/worry?
Replies: 139
Views: 9622

Re: Does anyone else just not care/worry?

Perhaps jaded from previous market drops and recoveries, but this decline does not seem to stir any emotion for me. At 70, and retired for 15 years, I've seen enough that I'm comfortable with a decade (or more) of portfolio withdrawals stored in bond index funds, regardless of what level, stock ind...
by mancich
Fri Apr 03, 2020 4:14 am
Forum: Personal Finance (Not Investing)
Topic: Are your personal expenses down during stay home and shelter?
Replies: 167
Views: 9238

Re: Are your personal expenses down during stay home and shelter?

Overall, down. While groceries are up, we're saving probably $300/month on gas, and DW and daughters aren't going to various stores on the weekend, which inevitably ended up with something or another being purchased.
by mancich
Thu Apr 02, 2020 2:28 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 612
Views: 32287

Re: What are you listening to now

REM - It's the End of the World as we Know It :beer
by mancich
Thu Apr 02, 2020 2:27 pm
Forum: Personal Consumer Issues
Topic: Safest way to get food
Replies: 168
Views: 13432

Re: Safest way to get food

Cheez-It Guy wrote:
Thu Apr 02, 2020 8:07 am
Grow it yourself.
+1. We are starting a garden this spring. Something we have always wanted to do, and although hopefully COVID will be gone by the time we harvest, it still is worth it to us to have fresh veggies.
by mancich
Thu Apr 02, 2020 10:58 am
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 55522

Re: How to get Toilet Paper ? seriously.

Ordered a 24pk of Scotts on Amazon today and it is coming 4/9.
by mancich
Tue Mar 31, 2020 2:24 pm
Forum: Personal Consumer Issues
Topic: Garden fencing ideas needed
Replies: 12
Views: 761

Re: Garden fencing ideas needed

We've been using this netting successfully for almost 20 years. It works great for deer and rabbits, not so good for raccoons or squirrels (or bears...). https://www.amazon.com/Easy-Gardener-6050-DeerBlock-Protection/dp/B00004RA0N/ It's sort of a training thing for deer. They don't push through it,...
by mancich
Tue Mar 31, 2020 9:46 am
Forum: Personal Consumer Issues
Topic: Garden fencing ideas needed
Replies: 12
Views: 761

Re: Garden fencing ideas needed

Thanks for the additional suggestions, I will definitely look into them.
by mancich
Tue Mar 31, 2020 8:03 am
Forum: Personal Consumer Issues
Topic: Garden fencing ideas needed
Replies: 12
Views: 761

Re: Garden fencing ideas needed

Thank you!
by mancich
Tue Mar 31, 2020 6:39 am
Forum: Personal Consumer Issues
Topic: Garden fencing ideas needed
Replies: 12
Views: 761

Garden fencing ideas needed

Hello all, I am going to dip my toe into gardening, with two raised beds in our backyard this spring. They will be 4' x 8', and contained within a larger square area covered in pea gravel; this area was previously used for our daughters' cedar swing set, which was removed last year as the kids outgr...
by mancich
Sun Mar 29, 2020 11:49 am
Forum: Personal Consumer Issues
Topic: New Gutters Now or Later?
Replies: 12
Views: 971

Re: New Gutters Now or Later?

I replaced mine when I replaced the roof. If the cost is reasonable and you have the budget, I'd bite the bullet and just do it.
by mancich
Sun Mar 29, 2020 6:32 am
Forum: Personal Consumer Issues
Topic: What will you do first, once COVID pandemic is over?
Replies: 271
Views: 17133

Re: What will you do first, once COVID pandemic is over?

As an introvert, I'm digging this social distancing. Working from home in my sweats ... can't beat it. If I survive this thing, I guess one of the first things I'll have to do is go back into work. Bleh. +1000. My previous role was a work-at-home role. My current role requires going into the office...
by mancich
Wed Mar 25, 2020 9:04 am
Forum: Investing - Theory, News & General
Topic: So bottom is probably behind us....right?
Replies: 709
Views: 63071

Re: So bottom is probably behind us....right?

I doubt it is all rainbows and unicorns from here just because a huge stimulus bill was passed.. No one knows for sure of course, but I think we still have a lot of to'ing and fro'ing before this is all over.
by mancich
Wed Mar 25, 2020 8:50 am
Forum: Personal Consumer Issues
Topic: Are you still going to the grocery store or using a delivery service? Which?
Replies: 279
Views: 21010

Re: Are you still going to the grocery store or using a delivery service? Which?

Delivery now. Just got deliveries from WM yesterday. I told them in special instructions to leave bags on front steps, ring doorbell twice. I then brought everything in, wiped it down, then washed my hands. Not a huge fan of Walmart, but they were able to deliver one day after I placed the order, an...
by mancich
Wed Mar 25, 2020 3:38 am
Forum: Personal Consumer Issues
Topic: Ants ... should we keep going or change tactics
Replies: 36
Views: 2299

Re: Ants ... should we keep going or change tactics

Keep going with Terro, they'll probably all die eventually. You may also want to check out:

https://www.doyourownpestcontrol.com/
by mancich
Fri Mar 20, 2020 10:41 am
Forum: Personal Investments
Topic: One simple thing this 50 yo learned...
Replies: 61
Views: 9397

Re: One simple thing this 50 yo learned...

Totally agree with OP. Friends have busted my chops in the not too distant past about keeping too much of my non-retirement funds in cash. Yes I have index fund investments with Vanguard too, but having 18 months of living expenses in a couple of different FDIC-insured online savings accounts sure m...
by mancich
Thu Mar 19, 2020 12:19 pm
Forum: Investing - Theory, News & General
Topic: 2020 COVID Crash Lessons
Replies: 157
Views: 12765

Re: 2020 COVID Crash Lessons

ionball wrote:
Wed Mar 18, 2020 9:38 pm
dmcmahon wrote:
Wed Mar 18, 2020 9:35 pm
Lesson #5: always have a month’s worth of toilet paper and canned food on hand.
+1
+1000 I am by no means even close to being a hoarder, but it can't hurt to have 1 month+ of essential supplies tucked away in the basement for just such an emergency.. :sharebeer
by mancich
Wed Mar 18, 2020 3:21 pm
Forum: Personal Consumer Issues
Topic: How can bogleheads help during this crisis?
Replies: 20
Views: 1273

Re: How can bogleheads help during this crisis?

Independent George wrote:
Wed Mar 18, 2020 3:05 pm
Check in on elderly neighbors and volunteer to procure supplies for them so they don't have to leave the house.
+1
by mancich
Wed Mar 18, 2020 3:19 pm
Forum: Personal Consumer Issues
Topic: How to get Toilet Paper ? seriously.
Replies: 684
Views: 55522

Re: How to get Toilet Paper ? seriously.

We had 18 rolls on hand already (family of 5). I ordered a 36ct from BJ's via Instacart and got it today. I think 54 rolls will hold us for a while
by mancich
Sun Mar 15, 2020 6:17 pm
Forum: Personal Investments
Topic: Inverse ETFs
Replies: 4
Views: 243

Re: Inverse ETFs

Thanks everyone, this is helpful