Search found 861 matches

by mancich
Sat Sep 19, 2020 5:11 am
Forum: Personal Consumer Issues
Topic: Coping with Megacorp rat race
Replies: 159
Views: 14359

Re: Coping with Megacorp rat race

Try to look at it as a means to an end. I have been with the same company for 31 years, with only a few to go, and I look back on all the times I stressed out about different situations with work, the politics, nonsensical meetings where people talk just to hear themselves, the endless analysis para...
by mancich
Sat Sep 19, 2020 5:06 am
Forum: Personal Finance (Not Investing)
Topic: who do you bank with and why?
Replies: 114
Views: 9325

Re: who do you bank with and why?

Bank of America, just for our checking account. Both our paychecks are direct deposited there. Really just used as a way station for our money before going to bills, Vanguard, etc. People love to hate the big banks, but we've really never had a problem.
by mancich
Mon Sep 07, 2020 8:00 am
Forum: Personal Consumer Issues
Topic: advice for light switch timer
Replies: 44
Views: 1727

Re: advice for light switch timer

I have two outdoor lights that I want to turn on when it gets dark and turn off around 5am or so. Does anyone here have any recommendations? We have a Wemo outlet switch which we use for our espresso machine to turn on and warm up in the mornings so I figured to try a Wemo light switch but the wiri...
by mancich
Fri Aug 21, 2020 4:23 am
Forum: Personal Consumer Issues
Topic: What YouTube channels do you watch?
Replies: 56
Views: 4935

Re: What YouTube channels do you watch?

ExcelisFun
MrExcel
Home Renovision
John Stossel
Kevin O'Leary
This Old House
Daily Stoic
by mancich
Fri Aug 21, 2020 4:19 am
Forum: Personal Finance (Not Investing)
Topic: how often do you check your net worth?
Replies: 153
Views: 9465

Re: how often do you check your net worth?

Once per month in Excel. Takes about 10 minutes to update it. I like seeing the progress over time.
by mancich
Wed Aug 19, 2020 4:01 am
Forum: Personal Consumer Issues
Topic: Products that last forever
Replies: 238
Views: 15252

Re: Products that last forever

My Dell XPS desktop from 2013. It has a Core i7, and 16 gig memory. I added an SSD and left the HDD in there as a secondary drive. Very fast and I plan to keep it until it dies.
by mancich
Sat Aug 15, 2020 4:57 am
Forum: Investing - Theory, News & General
Topic: Current Podcast Recommendations?
Replies: 21
Views: 1636

Re: Current Podcast Recommendations?

Pete the Planner
by mancich
Sat Aug 15, 2020 4:54 am
Forum: Personal Consumer Issues
Topic: Apple Airpods vs. Airpods Pro?
Replies: 33
Views: 2235

Re: Apple Airpods vs. Airpods Pro?

I am considering Air Pods or the Pro version, but my primary use would be for multiple conference calls throughout the day. Sometimes I am on the phone almost nonstop for 5-6 hours. I know they have a quick recharge feature but not sure how well this works. Anyone have a perspective on how using Air...
by mancich
Thu Aug 13, 2020 3:59 am
Forum: Personal Finance (Not Investing)
Topic: Tree section fell on my neighbor's property...who is liable
Replies: 56
Views: 5853

Re: Tree section fell on my neighbor's property...who is liable

I'd pay to clean it up, seems like the right thing to do.
by mancich
Thu Aug 13, 2020 3:58 am
Forum: Personal Consumer Issues
Topic: What price range for Daughter's first car?
Replies: 122
Views: 5712

Re: What price range for Daughter's first car?

We got our daughter a 2012 Honda Civic with 70,000 miles. She paid for half and is paying for insurance. It was $8,000 and seemed a reasonable price point for a first car. She is going into her senior year in HS. If it lasts through college, as it should, it will have been a good choice.
by mancich
Thu Aug 13, 2020 3:54 am
Forum: Personal Consumer Issues
Topic: Persistent Internet Outages - should I upgrade to Comcast Business
Replies: 41
Views: 2095

Re: Persistent Internet Outages - should I upgrade to Comcast Business

Thank God for Verizon FIOS in our neighborhood :D
We used to have similar issues with Optimum. They couldn't fix it so I dumped them and never looked back. Hassles solved. Unfortunately, I know most people are stuck with only one option, so I feel for you.
by mancich
Mon Aug 03, 2020 4:00 am
Forum: Investing - Theory, News & General
Topic: Are Financial Advisors a Complete and Total Waste of Money?
Replies: 153
Views: 9203

Re: Are Financial Advisors a Complete and Total Waste of Money?

I don't have one, but I wouldn't make a sweeping generalization that they're always a waste of money. And there is more to financial management than just constructing a 3-fund portfolio, which I agree anyone can learn to do. We're all faced with many financial decisions as we move through life, and ...
by mancich
Sat Aug 01, 2020 4:49 am
Forum: Personal Consumer Issues
Topic: How long to keep a car
Replies: 110
Views: 8699

Re: How long to keep a car

Bought a 2019 Accord last August. My goal is to keep it at least 15 years. Reliable, cheap and efficient, just like me :D
by mancich
Tue Jul 28, 2020 4:03 am
Forum: Personal Consumer Issues
Topic: Repair Refrigerator?
Replies: 61
Views: 3609

Re: Repair Refrigerator?

Not sure that something only seven years old would qualify, but we had a compressor repair maybe 12 years ago. The repair man strongly recommended a repair over a new purchase but not due to the cost difference. He said there are many fridges that are 20 years old or more chugging along and that th...
by mancich
Mon Jul 27, 2020 4:34 am
Forum: Personal Consumer Issues
Topic: Do you drink drink coffee and why or why not?
Replies: 36
Views: 2160

Re: Do you drink drink coffee and why or why not?

Yes, always a cup in the morning, sometimes another one in the early afternoon. I drink it because I enjoy it and it perks me up.
by mancich
Sat Jul 25, 2020 7:55 am
Forum: Personal Consumer Issues
Topic: Noise cancelling headphones as a way to survive in a house full of kids
Replies: 40
Views: 2638

Re: Noise cancelling headphones as a way to survive in a house full of kids

I bought these and found they work pretty well, well enough in fact to clearly hear a podcast while on a riding lawn mower. And they're inexpensive too. They block out most (not all) of the noise inside when people are talking. https://www.amazon.com/gp/product/B07TWK4V1H/ref=ppx_yo_dt_b_asin_title_...
by mancich
Fri Jul 24, 2020 3:59 am
Forum: Personal Consumer Issues
Topic: Speakers for basement
Replies: 43
Views: 2626

Re: Speakers for basement

We have Polk Audio speakers for our surround sound system and love them. Watch Crutchfield for sales. You don't have to get the high-end models to get great sound. Klipsch is another great brand, though a bit more expensive. If you have a drop ceiling consider in-ceiling speakers.
by mancich
Thu Jul 23, 2020 4:17 am
Forum: Personal Consumer Issues
Topic: Who's tested for Radon? Who's mitigated?
Replies: 29
Views: 1939

Re: Who's tested for Radon? Who's mitigated?

We had it tested and show elevated levels. Live in NYS. Had it done for about $1500. Over and done with.
by mancich
Sat Jul 18, 2020 7:31 am
Forum: Personal Consumer Issues
Topic: Anyone else love this new working from home thing?
Replies: 89
Views: 6356

Re: Anyone else love this new working from home thing?

I love it and don’t care if I ever step foot in an office again.
by mancich
Sat Jul 18, 2020 5:52 am
Forum: Personal Consumer Issues
Topic: Stainless steel appliance cleaner - need recommendation
Replies: 42
Views: 2052

Re: Stainless steel appliance cleaner - need recommendation

We use a microfiber and diluted rubbing alcohol in a spray bottle. We use it for the countertops too. It works great. Strong smell at first but gone in a few minutes when it dries.
by mancich
Fri Jul 17, 2020 12:04 pm
Forum: Personal Consumer Issues
Topic: Bosch dishwasher control board - repair or buy new dishwasher?
Replies: 13
Views: 925

Re: Bosch dishwasher control board - repair or buy new dishwasher?

Thanks all, appreciate the responses. I will likely live annoyance after doing some research and finding the part to be $185. Not worth changing IMO if we end up replacing he whole unit a few years from now.
by mancich
Fri Jul 17, 2020 4:00 am
Forum: Personal Consumer Issues
Topic: Bosch dishwasher control board - repair or buy new dishwasher?
Replies: 13
Views: 925

Bosch dishwasher control board - repair or buy new dishwasher?

Hello all, We have a Bosch dishwasher (Ascenta) that is 6 years old. It cleans dishes very well and is quiet. Original 2014 cost was $600. We run it at least once a day, and sometimes twice (3 kids in the house). It has a strange quirk. A few times a week, when turned on to set the cycle, the displa...
by mancich
Tue Jul 14, 2020 12:05 pm
Forum: Personal Consumer Issues
Topic: Indoor Plants + Gnats
Replies: 19
Views: 940

Re: Indoor Plants + Gnats

We had this issue. We put out a small bowl with water, apple cider vinegar, and a couple of drops of dish soap. The gnats like the smell, land for a drink, then drown. Worked pretty well for us.
by mancich
Sat Jul 11, 2020 4:53 am
Forum: Personal Consumer Issues
Topic: Who is your favorite fiction author and what is your favorite book of theirs?
Replies: 161
Views: 9530

Re: Who is your favorite fiction author and what is your favorite book of theirs?

Stephen King's "The Stand". Incredibly well-written, with great character development. Thinking of re-reading it yet again.
by mancich
Fri Jul 10, 2020 4:31 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4582
Views: 1278401

Re: What Book Are You Currently Reading? Part VI

John Bolton's, The Room Where it Happened. Very good so far.
by mancich
Sat Jul 04, 2020 4:43 am
Forum: Personal Finance (Not Investing)
Topic: Why do you invest and what are you investing for?
Replies: 22
Views: 1626

Re: Why do you invest and what are you investing for?

So I can build enough wealth to cover my future spending needs after I stop working
by mancich
Thu Jul 02, 2020 7:37 am
Forum: Investing - Theory, News & General
Topic: Is 60/40 portfolio now dead?
Replies: 22
Views: 2343

Re: Is 60/40 portfolio now dead?

No, that is just silly. No allocation is dead. 60/40 is just fine and I see nothing wrong with it. +1 60/40 still works for some people. As does 70/30, 80/20, 50/50, etc. Totally depends on your circumstances, time horizon, risk tolerance, etc. A person could certainly do much worse than 60/40..
by mancich
Thu Jul 02, 2020 7:35 am
Forum: Personal Consumer Issues
Topic: does anyone have a subscription to youtube tv?
Replies: 118
Views: 7735

Re: does anyone have a subscription to youtube tv?

We're keeping YTTV as well. Still about $80 less than what we were paying for cable and it has the perfect mix of channels for me. I can stomach $64.99. Same here...we will need to check back in and see if we still stomach the next one, then the next one, etc. Same here as well. I don't care about ...
by mancich
Wed Jul 01, 2020 10:04 am
Forum: Personal Investments
Topic: Looking for verification on Annuity pitch...
Replies: 80
Views: 5033

Re: Looking for verification on Annuity pitch...

Stay away from Ameriprise and variable annuities. I used one of their "advisors" for help with a financial plan several years ago. I never gave them my money to manage, but did pay a fixed yearly fee for a second set of eyes on what I was doing. The sales pressure started soon after. Equity Indexed ...
by mancich
Tue Jun 23, 2020 10:52 am
Forum: Personal Consumer Issues
Topic: roof attic fan
Replies: 42
Views: 2580

Re: roof attic fan

$400 bucks is cheap. It is very much worth it to pay a professional to do it correctly. You are paying to avoid an electrical fire. You are paying to avoid damage, leaks to your roof. You are avoiding falling down and breaking your neck. Get a professional and pay the fee. It is cheap. +1000. Not a...
by mancich
Tue Jun 23, 2020 10:50 am
Forum: Personal Consumer Issues
Topic: What to buy parents as a token of appreciation/retirement
Replies: 57
Views: 3813

Re: What to buy parents as a token of appreciation/retirement

In my opinion, a memorable vacation. Either just for the two of them, or a family vacation somewhere fancy.
by mancich
Mon Jun 15, 2020 4:24 am
Forum: Personal Consumer Issues
Topic: To what Broadband Speeds do you Subscribe and Why?
Replies: 123
Views: 6026

Re: To what Broadband Speeds do you Subscribe and Why?

FIOS Gigiabit (1000 / 1000). Had 300/300 and they upgraded us for free for two years. I know the gigabit speed is unnecessary, but love it anyway. For me, the reliability of FIOS is what is most important. Optimum/Altice was a bit flaky, and they couldn't find a permanent fix for the issues we were ...
by mancich
Sat Jun 13, 2020 7:24 am
Forum: Personal Consumer Issues
Topic: caulk puncture tool ?
Replies: 71
Views: 3849

Re: caulk puncture tool ?

Another vote for a wire hanger (Joan Crawford would not approve) :D
by mancich
Sat Jun 13, 2020 7:12 am
Forum: Personal Consumer Issues
Topic: Really hard to avoid "Keeping up with the Joneses"!
Replies: 313
Views: 32290

Re: Have you ever kept up with the Jones’?

Never felt the pressure to keep up with Jones. There are enough people like me that I have my own "group" as it were. I value my financial independence more. I've talked to more than one real estate agent over the years who has mused about how folks buy large houses and then can't even afford to fu...
by mancich
Fri Jun 05, 2020 8:15 am
Forum: Personal Consumer Issues
Topic: Comet Cleanser Not as Abrasive As Before
Replies: 13
Views: 1218

Re: Comet Cleanser Not as Abrasive As Before

Fill the sink with Oxy-Clean and warm water. Let it sit overnight. Scrub the next morning. I've done this several times and it has worked well.
by mancich
Sat May 30, 2020 6:16 am
Forum: Personal Consumer Issues
Topic: I'm evaluating Quicken 2019 vs Personal Capital
Replies: 20
Views: 3019

Re: I'm evaluating Quicken 2019 vs Personal Capital

For those who have a Microsoft 365 subscription, there will soon be available a "Money in Excel" template that will connect to financial institutions and bring everything into Excel. Don't know how much functionality it will have but looks interesting and I think it will be free.
by mancich
Sat May 30, 2020 4:04 am
Forum: Personal Consumer Issues
Topic: Condensation line in attic / AC air handler
Replies: 18
Views: 1113

Re: Condensation line in attic / AC air handler

Thanks all, some good suggestions. I am leaning toward using the condensate pump, putting it in a pan next to the handler as I mentioned, then taking the clear tube off in the Fall when I shut off the A/C. The water sensor would be placed in the bottom of the pan that the pump is in, and emits a ver...
by mancich
Fri May 29, 2020 1:29 pm
Forum: Personal Consumer Issues
Topic: Condensation line in attic / AC air handler
Replies: 18
Views: 1113

Condensation line in attic / AC air handler

Hello all, We have two zone A/C with an attic air handler. The condensation PVC pipe coming off it is impossible to pitch properly because of various obstructions, and we have had a couple of incidents over the last 18 years where water remains in the line in the Fall, freezes, causes a crack, then ...
by mancich
Fri May 29, 2020 5:03 am
Forum: Personal Consumer Issues
Topic: Pandemic buys that have improved quality of life?
Replies: 185
Views: 19419

Re: Pandemic buys that have improved quality of life?

32" monitor for work laptop. Game changer for productivity.
by mancich
Thu May 28, 2020 11:55 am
Forum: Personal Consumer Issues
Topic: How can I use 6 weeks of vacation in the next 6 months in the Covid era?
Replies: 37
Views: 3441

Re: How can I use 6 weeks of vacation in the next 6 months in the Covid era?

A lot of good suggestions so far. Whatever you decide, make sure you take every day coming to you. Don't be one of those people who thinks they need to be a hero and skip vacation, or work on days off. "Life is short" may be cliche but it's true.
by mancich
Wed May 27, 2020 4:36 am
Forum: Personal Consumer Issues
Topic: does anyone have a subscription to youtube tv?
Replies: 118
Views: 7735

Re: does anyone have a subscription to youtube tv?

We have it and love it. Great user interface and cloud DVR. $50/month, saving us $80/month vs.our absurd cable company's bill.
by mancich
Mon May 25, 2020 5:45 am
Forum: US Chapters
Topic: MEMORIAL DAY
Replies: 36
Views: 3840

Re: MEMORIAL DAY

Thanks for your service Taylor and to all of our veterans who have served our country.
by mancich
Wed May 20, 2020 4:21 am
Forum: Personal Consumer Issues
Topic: What is your most luxury/expensive hobby.
Replies: 264
Views: 20590

Re: What is your most luxury/expensive hobby.

EFF_fan81 wrote: Tue May 19, 2020 5:24 pm Raising three little children in a major metro area.

I'm pretty sure this is actually among the more expensive hobbies on this thread.
+1. We're raising 3 daughters, in a moderately HCOL area (not a city, but still expensive). Our grocery bill is frightening..
by mancich
Wed May 20, 2020 4:19 am
Forum: Personal Consumer Issues
Topic: Engagement Ring Help
Replies: 85
Views: 4749

Re: Engagement Ring Help

sport wrote: Tue May 19, 2020 5:56 pm Costco sells diamonds. Costco will not cheat you.
+1. Can't go wrong with Costco.
I also like Blue Nile. Not the cheapest but I've had good luck in the past buying jewelry from them.
by mancich
Wed May 20, 2020 4:17 am
Forum: Personal Consumer Issues
Topic: Vault Safe in the attic; welded, anyone ?
Replies: 78
Views: 4226

Re: Vault Safe in the attic; welded, anyone ?

The only way a thief is going in your attic is if they know the safe is there. Keep it under a box labeled xmas decorations and also keep some low hanging fruit of cheap jewlery in nice boxes in a dresser drawer. +1. Burglars don't want to loiter casually. They want to get in, get the loot, and get...
by mancich
Wed May 20, 2020 4:09 am
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 87
Views: 6719

Re: How to get disinfecting wipes..seriously

As a follow-up to my post, I went to the local Target and was the 3rd person in the door this past Sunday morning. No wipes at all, and for that matter, barely any paper products (which we have plenty of). The store looked "wiped". Oh well..
by mancich
Mon May 18, 2020 8:17 am
Forum: Personal Consumer Issues
Topic: Gardening- question about where to mulch, and also about harvesting
Replies: 17
Views: 1114

Re: Gardening- question about where to mulch, and also about harvesting

UpsetRaptor wrote: Sun May 17, 2020 6:09 pm The best way to inhibit the mint is to nuke the entire site from orbit. It’s the only way to be sure.
+1000 I planted it in the ground several years ago. Dumb mistake. The only redeeming thing about it is that it tastes great in mojitos :beer
by mancich
Sun May 17, 2020 4:11 am
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 87
Views: 6719

Re: How to get disinfecting wipes..seriously

There are numerous Youtube videos on how to make DYI disinfecting wipes using paper towels. I cut a roll of high-quality paper towels (Scott's Shop Towels) in half and place in a plastic coffee container with a hole cut in the top. I pour Lysol Disinfecting liquid diluted per label directions over ...
by mancich
Sat May 16, 2020 7:40 am
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 87
Views: 6719

Re: How to get disinfecting wipes..seriously

Hockey10 wrote: Sat May 16, 2020 7:15 am At our local grocery store, the aisle that has the Clorox wipes has been empty for over 2 months. However, in the section where travel sized items are sold, they sometimes have 20 packs of Wet Ones anti-bacterial wipes. I bought 2 packs there this week.
Good idea, I will try this too.