Search found 108 matches

by SuperSaver
Wed Sep 26, 2018 4:49 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 16159

Re: iPhone XS Max

I just received my over-priced iPhone XS... unbelievable upgrade from the iPhone 5s, which was pretty much damn unusable outside of WIFI areas. If you take family pics, the camera rivals a $700 Nikon for portraits. Stunning. My only regrets are: 1) Not upgrading sooner (3-4 years probably sweet spot...
by SuperSaver
Thu Sep 20, 2018 3:05 pm
Forum: Personal Consumer Issues
Topic: Need iPhone case recommendations
Replies: 19
Views: 1159

Need iPhone case recommendations

Just pre-ordered a new iPhone XS. This is reportedly Apple's "most breakable" phone.

Can't trust Amazon reviews anymore.
Can anyone recommend one that is durable, and under $40?

Usual suspects are: spigen, speck, otterbox, and incipio

Thanks
by SuperSaver
Mon Sep 17, 2018 1:53 pm
Forum: Personal Consumer Issues
Topic: iPhone XS Max
Replies: 231
Views: 16159

Re: iPhone XS Max

Just purchased 2 iPhone XS from t-mobile this morning... $700 off one phone. Plus $250 in gift cards. Plus $50 activation fees waived. Including taxes, this comes out to under $600/each per phone. Unlimited data for 2 lines: $125 (including taxes) Unlimited data for 4 lines: $140 (plus another $125 ...
by SuperSaver
Sat Sep 15, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: Should I get a new iPhone?
Replies: 43
Views: 3763

Re: Should I get a new iPhone?

I have a iPhone 5s, and plan to upgrade to the $999 iPhone XS this week. T-mobile is offering $700 back on Buy one/Get one (sorta) today. Plus a free line. Plus $150 off/line with corporate discount. I've waited 4 years for a new phone. Breaking the bank and getting the top-of-the-line XS will avera...
by SuperSaver
Mon Sep 03, 2018 9:20 pm
Forum: Personal Consumer Issues
Topic: Nespresso?
Replies: 103
Views: 8563

Re: Nespresso?

I'm also thinking about trying out Illy's IperEspresso system. The trouble is finding a place to actually try the coffees. We have the Illy machine and I prefer the output to Nespresso. Plus the machine looks a little like ET. https://www.seattlecoffeegear.com/media/catalog/product/cache/1/image/65...
by SuperSaver
Fri Jul 27, 2018 4:55 pm
Forum: Personal Consumer Issues
Topic: DisneyWorld-Needing specific advice
Replies: 33
Views: 2053

Re: DisneyWorld-Needing specific advice

My favorite moderately priced Disney hotel is Disney's Port Orleans Resort - Riverside, which has bus access to the parks and boat access to Disney Springs. My favorite Disney hotel that's one step up is Disney's Animal Kingdom Lodge, which has bus access to the parks and great amenities for a 9 ye...
by SuperSaver
Fri Feb 23, 2018 4:06 pm
Forum: Local Chapters and Bogleheads Community
Topic: Master Thread for Charlotte, NC Boglehead Chapter
Replies: 24
Views: 6753

Re: Master Thread for Charlotte, NC Boglehead Chapter

Ditto. Would be interested in meeting locally.
by SuperSaver
Thu Nov 23, 2017 2:03 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1115
Views: 275324

Re: Best watch for around $5,000?

Wanted to add my 2cents on this. This post really got me thinking of high-quality watches. After extensive research, I weighed the multiple options: 1) Buying new from auth. dealer 2) Buying "gray" and new from online store (ie Jomashop) 3) Buying new with valid warranty from "trusted seller" from W...
by SuperSaver
Wed Oct 11, 2017 12:54 pm
Forum: Personal Consumer Issues
Topic: Which Streaming Service/Live TV?
Replies: 53
Views: 9817

Re: Which Streaming Service/Live TV?

We already own one. Edited original post
by SuperSaver
Wed Oct 11, 2017 12:34 pm
Forum: Personal Consumer Issues
Topic: Which Streaming Service/Live TV?
Replies: 53
Views: 9817

Which Streaming Service/Live TV?

We cut the cord years ago. Just pay for high-speed internet ($49.99/mo), plus Hulu ($12/mo). We also have an over-the-air antenna and receive free local HD channels. We've been happy with this, and watch alot of TV on our iPads. We borrow families/friends Netflix, HBO, Amazon Prime logins for free. ...
by SuperSaver
Thu Sep 28, 2017 6:37 am
Forum: Personal Consumer Issues
Topic: The Rolex and The Boglehead
Replies: 274
Views: 16094

Re: The Rolex and The Boglehead

Here's my experience: Since reading this forum, I also got interested in the Luxe Watch threads, which lead me into this hobby. I purchased a $80 SEIKO 5 SPORTS on Jet.com when the practical lobe of my brain fired up. It is the perfect utilitarian watch. Will last for decades. Not showy. Clean displ...
by SuperSaver
Tue Sep 26, 2017 9:39 am
Forum: Personal Consumer Issues
Topic: What is your favorite reasonably priced bourbon?
Replies: 148
Views: 14279

Re: What is your favorite reasonably priced bourbon?

Local Louisvillian here... Know a quality-control expert for the local distilleries. He swears that Old Forrester is the best bourbon for the price. Everyday drinking. Elijah Craig was voted "the best liquor overall" by Esquire during the 2008 financial meltdown. I've tried alot of them, even in bli...
by SuperSaver
Wed Sep 06, 2017 10:25 pm
Forum: Personal Finance (Not Investing)
Topic: Should we let MIL pay off our mortgage?
Replies: 69
Views: 10561

Re: Should we let MIL pay off our mortgage?

Thanks to those with helpful, nonjudgmental comments. We did not consider the potential tax complications of this plan. I will try to steer clear of this plan, and hope to: - sell our existing home and get equity out of it. I do not want to be responsible for more than property - encourage MIL to in...
by SuperSaver
Mon Sep 04, 2017 10:24 pm
Forum: Personal Finance (Not Investing)
Topic: Should we let MIL pay off our mortgage?
Replies: 69
Views: 10561

Re: Should we let MIL pay off our mortgage?

She subsides on $5,000/year. Really? If this is true, it's mind boggling. $5K doesn't even pay my annual medical premiums, and yet your MIL buys medical insurance, prescriptions, food, car, insurance, clothing, rent, cell phone, cable/internet, utilities, and perhaps a splurge at McDonald's. Wow. I...
by SuperSaver
Mon Sep 04, 2017 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: Should we let MIL pay off our mortgage?
Replies: 69
Views: 10561

Re: Should we let MIL pay off our mortgage?

I think what's being planned here is a multi-generational co-mingling of assets that all parties seem happy with. OP, spouse, MIL, SIL, and maybe even young children since the day they are born are signing up to shelter, feed, and care for each other through every possible up and down. Family patri...
by SuperSaver
Tue Aug 29, 2017 10:54 am
Forum: Personal Finance (Not Investing)
Topic: Should we let MIL pay off our mortgage?
Replies: 69
Views: 10561

Re: Should we let MIL pay off our mortgage?

Honestly, there has to be a point you act like an adult and NOT a child of someone's parent. Having mommy or daddy buy you a house is a sign of the latter and not the former. Be adults and pay for you own debt. This is a bit snarky, isn't it? We have zero debt other than our home. We could pay it o...
by SuperSaver
Tue Aug 29, 2017 10:50 am
Forum: Personal Finance (Not Investing)
Topic: Should we let MIL pay off our mortgage?
Replies: 69
Views: 10561

Re: Should we let MIL pay off our mortgage?

Thanks for all the replies. To clarify the issue 1. Yes, this is a gift from MIL. Not a loan 2. My MIL is the most selfless, generous human being I've ever met. Her only goal is to give all her money away to her surviving heirs to make our lives easier. She did not want this inheritance. She wants m...
by SuperSaver
Mon Aug 28, 2017 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: Chubb vs PURE insurance
Replies: 3
Views: 1394

Re: Chubb vs PURE insurance

I recently used Chubb to get reimbursed for a medical emergency. Chubb insured the "travel insurance" on my AA Barclaycard. The interface and submitting claims process was pretty easy. I was hoping they would reimburse entire trip, but they refinded future travel change fees which was reasonable
by SuperSaver
Mon Aug 28, 2017 2:08 pm
Forum: Personal Finance (Not Investing)
Topic: Should we let MIL pay off our mortgage?
Replies: 69
Views: 10561

Should we let MIL pay off our mortgage?

Here's the scenario: My Mother-on-law sold her single-family house a few years back, and parked the proceeds in cash ($400,000). She has >$2M invested in various financial instruments (Balanced Funds, CDs, Annuities, our kids' 529) and wishes to re-invest the $400k in real estate. She DOES NOT want ...
by SuperSaver
Sun Aug 20, 2017 12:23 pm
Forum: Personal Finance (Not Investing)
Topic: Should we sell our Home to Mother-in-law?
Replies: 22
Views: 2064

Re: Should we sell our Home to Mother-in-law?

Thanks for helpful comments. Some more caveats: 1) MIL's current home is older, smaller home (purchased ~$160k) is in great school district. Easy to rent. 15min away from our home. Rental income $1500/mo. 2) MIL will be moving potentially 5min away, along with my SIL. Home will be perfect size for 2...
by SuperSaver
Sun Aug 20, 2017 8:45 am
Forum: Personal Finance (Not Investing)
Topic: Should we sell our Home to Mother-in-law?
Replies: 22
Views: 2064

Re: Should we sell our Home to Mother-in-law?

Some clarification: 1. My MIL has > $1M in "the stock market" (Vanguard funds), and wants to diversify in tangible assets. This will help her psychologically with having tangible assets she can see/own 2. She has had good experience to-date with renting out existing condo in Florida. My wife has bee...
by SuperSaver
Sun Aug 20, 2017 8:11 am
Forum: Personal Finance (Not Investing)
Topic: Should we sell our Home to Mother-in-law?
Replies: 22
Views: 2064

Should we sell our Home to Mother-in-law?

Here's the scenario: We purchased single-family home (before kids) in 2009 for $410,000. We re-financed last fall at 2.5% (15 year fixed), and have $240,000 equity. Our growing family now needs more space, and are looking for larger house with 1st-floor master for potential elderly parents to move i...
by SuperSaver
Wed Sep 28, 2016 7:42 pm
Forum: Personal Consumer Issues
Topic: 3 days in Cincinnati, suggestions?
Replies: 15
Views: 1514

Re: 3 days in Cincinnati, suggestions?

I lived in Cincinnati for 3 years. It's a great city with a lot to see/do. I always check out the NYT's highlights for anyone: http://www.nytimes.com/2016/07/13/travel/cincinnati-budget-travel.html?_r=0 Things to do: 1. The Riverfront is pretty awesome. You can park at Newport on the Levee and walk ...
by SuperSaver
Sat Sep 24, 2016 8:24 pm
Forum: Personal Consumer Issues
Topic: Cancun, Grand Cayman or Other Caribbean Islands
Replies: 28
Views: 3767

Re: Cancun, Grand Cayman or Other Caribbean Islands

Went to Grand Caymen in March 2015. Loved it. PRO's: 1. Very safe (if not safest in Caribbean) 2. Very small and drivable 3. Very easy transit from airport to hotels 4. English-speaking 5. Seven Mile Beach is outstanding We popped in and out of a few hotels. I feel the Westin in Grand Caymen was per...
by SuperSaver
Fri Sep 23, 2016 3:54 pm
Forum: Personal Finance (Not Investing)
Topic: A Re-Financing No-Brainer, right???
Replies: 12
Views: 1784

Re: A Re-Financing No-Brainer, right???

Much thanks to the replies. We went ahead and submitted our application. 1. We have saved quite a bit to pay down our existing mortgage without borrowing from our 401k. 2. the $3400 includes 3 months of escrow included. The bank is collecting $1900 in fees. The rest of it is title search, appraisal,...
by SuperSaver
Fri Sep 23, 2016 5:38 am
Forum: Personal Consumer Issues
Topic: The Bogleheads' "100 Things Worth Every Penny" List
Replies: 275
Views: 46674

Re: The Bogleheads' "100 Things Worth Every Penny" List

- Dyson Vacuum Cleaner

- illy iperespresso capsule machine

- Leather seats in minivan

- Graeter's Ice Cream
by SuperSaver
Fri Sep 23, 2016 5:10 am
Forum: Investing - Help with Personal Investments
Topic: Help with Finding Advisor
Replies: 42
Views: 8091

Re: Help with Finding Advisor

Just met with our new advisor yesterday. Wanted to update the forum. He is charging us $1300 for developing and maintaining a financial plan for the next 2 years for my mother-in-law's $2M+ Estate. That's $650/year, or roughly 0.0325% AUM. We've been very happy with him, and very grateful our previo...
by SuperSaver
Fri Sep 23, 2016 4:52 am
Forum: Personal Finance (Not Investing)
Topic: A Re-Financing No-Brainer, right???
Replies: 12
Views: 1784

A Re-Financing No-Brainer, right???

The Refinancing Bug finally bit me. We currently have a 20-year fixed rate of 4.0% we took out on our $410k house in 2011. We owe $183k on it now. Our monthly payment is $2200. ($1610 P&I, $580 Escrow for Insurance and Taxes). Bank of America is offering a 15-year fixed at 2.54% . Our total payments...
by SuperSaver
Mon Aug 08, 2016 9:13 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3886
Views: 1086911

Re: What Movie Have You Recently Watched?

Just finished "The Last Man on the Moon," (Netflix), a fascinating profile of Gene Cernan who in 1972 was the last man to leave the moon - one of only twelve to walk on its surface. Great historical review of the space program, wonderful archival film. A must in my book! Just watched this today... ...
by SuperSaver
Tue Jul 26, 2016 7:09 pm
Forum: Personal Consumer Issues
Topic: Gas grill recommendations please
Replies: 52
Views: 4349

Re: Gas grill recommendations please

Weber Spirit should be in that price range. I have an E-310 which is three burners but I believe they make a two burner model also. Like you, I got tired of the junk grills and have been very happy with mine. Agree with above. E-310 is sweet spot for value and size. I've had problems with ignition ...
by SuperSaver
Thu Jul 21, 2016 1:48 pm
Forum: Investing - Help with Personal Investments
Topic: Where do you buy individual stocks?
Replies: 43
Views: 3914

Re: Where do you buy individual stocks?

Merrill Edge as Platinum Bank of America Preferred client....

100 free trades a month with minimum balance.

I go to the branch location every so often. Meet the rep. They've been excellent with customer service. Have had all my incidental fees waived after a single email/phone call
by SuperSaver
Sun Jul 10, 2016 1:54 pm
Forum: Investing - Help with Personal Investments
Topic: Wash Sale? TLH from LifeStrategy to Balanced Fund
Replies: 2
Views: 321

Wash Sale? TLH from LifeStrategy to Balanced Fund

Quick question: I have two funds in a taxable account: 85% in LIfeStrategy Growth and 15% in Balanced Index Fund Would it be a Wash Sale to take advantage of a $40K loss in Lifestrategy, by buying more Balanced Index Fund? I'm shooting more for a 70/30 mix, so this would go along the lines of my ove...
by SuperSaver
Wed Jun 29, 2016 4:38 pm
Forum: Investing - Help with Personal Investments
Topic: Tax-Lost Harvest, or Buy-and-Hold?
Replies: 2
Views: 288

Tax-Lost Harvest, or Buy-and-Hold?

I have a two-fund portfolio with FIDO (IXUS, and ITOT). I have a 5% short-term capital loss with IXUS, and a 1% short-term loss with ITOT. Do I stay the course, or TLH? I have very few short-term capital gains this year, and I have no strong desire to liquidate my long-term holdings with long-term c...
by SuperSaver
Mon Jun 27, 2016 10:35 am
Forum: Investing - Help with Personal Investments
Topic: Help with Finding Advisor
Replies: 42
Views: 8091

Re: Help with Finding Advisor

To clarify some erroneous comments to my initial post: I met with another financial advisor. As I suspected: a client DOES NOT NEED to submit a Social Security # for any reason to get a financial plan. All the above comments suggesting so was incorrect. The only reason for a financial advisor to req...
by SuperSaver
Wed Jun 08, 2016 8:30 pm
Forum: Investing - Help with Personal Investments
Topic: Help with Finding Advisor
Replies: 42
Views: 8091

Re: Fired by our Financial Advisor

Appreciate all the above sentiments.
by SuperSaver
Tue Jun 07, 2016 8:09 pm
Forum: Investing - Help with Personal Investments
Topic: Help with Finding Advisor
Replies: 42
Views: 8091

Help with Finding Advisor

Hello,

Thanks for help re: finding a fee-only advisor
by SuperSaver
Mon May 23, 2016 5:20 pm
Forum: Personal Consumer Issues
Topic: Which HBO show to watch next?
Replies: 72
Views: 7435

Re: Which HBO show to watch next?

Easily, the best and funniest show is:

SILICON VALLEY


Very hip and current. Unique characters. And only ~22min per episode for those on a tight time budget. Watch the first season, and have no regrets

I also second ROME.
by SuperSaver
Mon Nov 30, 2015 11:38 am
Forum: Personal Consumer Issues
Topic: Espresso Machine Recs
Replies: 67
Views: 7451

Re: Espresso Machine Recs

I would go with any of the illy coffee makers. Right now, they are giving it away free ($230 value) on the website if you buy 12 cases of espresso ($200 worth, 200+ capsules)

Our current one has lasted almost 8 years.

Here's the promotion:
http://shop.illy.com/online/store/categ ... vent-us_us
by SuperSaver
Sun Nov 15, 2015 1:50 pm
Forum: Personal Consumer Issues
Topic: Watch under $100
Replies: 46
Views: 6124

Re: Watch under $100

I would go hands-down for Seiko 5 (model SNZG15). You can get it on jet.com for $85 for new members. I spent about 100 hours of research on this just last month. I really liked the $500-900 Shinola and Hamilton watch designs, but couldn't justify their price. I also looked into the Citizen eco-drive...
by SuperSaver
Sat Nov 14, 2015 3:16 pm
Forum: Investing - Theory, News & General
Topic: How I beat Indexing... in 1 hour
Replies: 89
Views: 20356

How I got beat by Indexing... in the last year

Well.... this is awkward. I must admit my attempt at beating the market was a mixed bag. In another lesson to reinforce this, I attempted to replicate the Sequioa Fund (SEQUX) this summer. I put a small amount ($200) into the Fund's top 10 holdings for a total investment of $2000. Little did I know ...
by SuperSaver
Mon Sep 21, 2015 9:11 am
Forum: Personal Finance (Not Investing)
Topic: MDs--Academics or Private Practice?
Replies: 47
Views: 7682

Re: MDs--Academics or Private Practice?

ACADEMICS, hands down. Only if:

1. you value intellectual fulfillment
2. you enjoy Teaching young learners
3. you're willing to tak 10-25% discount vs private practice
4. you're ok with academic bureacracy
5. you value being part of an academic community
by SuperSaver
Mon Sep 21, 2015 9:03 am
Forum: Investing - Theory, News & General
Topic: AliBaba
Replies: 171
Views: 20987

Re: AliBaba

Funny how we have heard nothing, zilch, nada from IPer and SuperSaver after Nov 8th 2014. Happy to be a stupid indexer. Please re-read my original post. "Over the next decade...." Way too early to discount Alibaba. Since my OP, I've sold my losers, cashed in some modest winners, and added to my str...
by SuperSaver
Wed Nov 19, 2014 12:16 pm
Forum: Investing - Help with Personal Investments
Topic: Help my Mother-in-law!
Replies: 3
Views: 915

Help my Mother-in-law!

My mother-in-law is recently widowed, and I've convinced her to move about 1/2 of her assets to Vanguard taxable account She is 58 years old, has very little yearly expenses, is retired, and is in the lowest tax bracket. She thankfully has a considerable nest-egg in other accounts. We want to invest...
by SuperSaver
Tue Nov 04, 2014 2:30 pm
Forum: Investing - Theory, News & General
Topic: AliBaba
Replies: 171
Views: 20987

Re: AliBaba

Alibaba is up 13% since IPO....

VTI? Not so much.

BABA was close to a sure thing. Kudos to those who rolled the dice.
by SuperSaver
Mon Oct 20, 2014 9:30 am
Forum: Investing - Theory, News & General
Topic: What's wrong with dividend ETF's in a taxable account?
Replies: 4
Views: 731

What's wrong with dividend ETF's in a taxable account?

I have about $10,000 to invest, after maxing out my retirement account My main goal is to have a good return on investment, with a long time horizon. Yes, I know that dividend stocks are not tax efficient. But what are my alternatives? Put it under my mattress, put it in a measly savings account, pa...
by SuperSaver
Mon Oct 13, 2014 8:09 am
Forum: Personal Finance (Not Investing)
Topic: What Do You Keep In Your Bank Safe Deposit Box?
Replies: 39
Views: 3896

Re: What Do You Keep In Your Bank Safe Deposit Box?

Duct tape, food rations, Box-set of Friends
:P
by SuperSaver
Mon Oct 13, 2014 8:06 am
Forum: Investing - Theory, News & General
Topic: Should your AA change based on World Events?
Replies: 22
Views: 2088

Should your AA change based on World Events?

I have 50% US Equity and 50% International equity evenly split in a taxable account. It's all in ETF's, and I get $0 trades... After hearing about Europe's long-term economy being down-graded, I'm thinking about tilting more to US 60/40. This seems reasonable, especially if smarter people than me pr...
by SuperSaver
Wed Oct 01, 2014 3:24 pm
Forum: Personal Consumer Issues
Topic: OTA HDTV - Best antenna to use?
Replies: 54
Views: 13483

Re: OTA HDTV - Best antenna to use?

I'm about 10-15 miles... Again, very wooded neighborhood and city. It works great. Just goto antenna web.org, and hope that you have enough clearance to get a good signal. We love saving $60/month... Pouring it all in index funds!
by SuperSaver
Wed Oct 01, 2014 1:20 pm
Forum: Personal Consumer Issues
Topic: Tell me about Paris
Replies: 65
Views: 8437

Re: Tell me about Paris

You’re gonna have so much fun. Here’s a review of the falafel place: http://www.nytimes.com/2006/12/31/travel/31bite.html?_r=0 From here, walk to Place de Vosges. One of the few parks in Paris where you can sit on the grass. I personally love FROMMERS. Here’s a link to their 1,2, and 3-day itinerari...
by SuperSaver
Mon Sep 29, 2014 9:33 pm
Forum: Investing - Help with Personal Investments
Topic: Help me divorce my Stocks
Replies: 16
Views: 2179

Re: Help me divorce my Stocks

Most of stocks are blue chips... Biggest chunk is P&G ($30k), then Home Depot ($15k), then a lot with $5k each (Exxon, Apple, Google, Smuckers). I've had SJM since it split with PG in 2000. I will probably sell some of my small/mid cap that I touted earlier, take some winnings, and plow them into mo...