a) compared to what?
b) it's the future, who knows, nothing may be as good as the past, or everything may be better if the Fed keeps supporting the market, or anywhere in between.
The executor of the estate at the death of the owner of the revocable living trust has to liquidate the trust according to the terms of the will. That's my point, we tend to think only about the front end of putting assets in the trust, but crunch time is after the person's death. That's when service counts.Gill wrote: ↑Fri Nov 27, 2020 8:10 pmThere’s no executor involved. The question is about a revocable living trust.Christine_NM wrote: ↑Fri Nov 27, 2020 8:07 pm
I think the OP's question was open-ended about any reasons to add or not add money. One of the reasons not to add might be if the money is held at an institution where it would be difficult for the executor to complete his duties.
Gill
The difference is index vs managed. If I were to buy into international bonds I'd want some management. Good point about cost, but I'd pay a few extra points, not many, for a manager in this asset class.annu wrote: ↑Thu Jun 11, 2020 7:34 pm We seem doomed to low rates and if you want income, as I do, you have to go to places where you would not drink the water, never mind buy their bonds.
I dont know why but that sentence really made me angry....
Looks like bond fund is ~50% US and rest Dev.+Emerging. Is this any different from combining BND with BNDX(Total Bond with Total World Bond)
I think a ratio of what is recommended in 4 fund portfolio will fall pretty close in line with this funds allocation, and it will cost 1/4th
It was part of a NYT article way back in March. Sorry no way I could find it again. It rang a bell because i was a nurse and know how it feels to leave work and feel normal. Nobody can do that anymore, though plenty of people are just taking their chances when outdoors. The cloth mask is only catching on where you are required to use it.
Usually, in international index funds. Looking at the VGWAX stock holdings, all 84 of them, I can't find anything controlled by the Chinese gov. I don't know all of them but certainly there is an insignificant amount, possibly zero, compared to VTIAX.