Search found 147 matches

by Ki_poorrichard
Sun May 10, 2020 1:02 pm
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 3996
Views: 303773

Re: Coronavirus and the market

I can definitely imagine that the institutional investors are gaming the stock market. In the sense that retail investors can’t really compete. The risk of getting duped is likely. Think about the tech and man (PhDs) power behind each trade. These people live and breathe each waking second making t...
by Ki_poorrichard
Sun May 10, 2020 12:11 pm
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 3996
Views: 303773

Re: Coronavirus and the market

I can definitely imagine that the institutional investors are gaming the stock market. In the sense that retail investors can’t really compete. The risk of getting duped is likely. Think about the tech and man (PhDs) power behind each trade. These people live and breathe each waking second making tr...
by Ki_poorrichard
Sun May 10, 2020 11:39 am
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 3996
Views: 303773

Re: retail vs institutional traders in coronavirus crisis

Research is showing retail investors were holding and making very few transactions, and even buying as equities are going down [1]. meanwhile institutional traders are selling through the crisis. I read historically retail always sells in panic while institutional buys in the lows, thus profiting f...
by Ki_poorrichard
Sun May 10, 2020 11:23 am
Forum: Investing - Theory, News & General
Topic: "Scary" Stocks For The Long Term: Jonathan Clements
Replies: 25
Views: 4212

Re: "Scary" Stocks For The Long Term: Jonathan Clements

As far as scariness goes, I agree. Often when things are scariest is the time to step in and buy. The bond fund I bought on March 25 is up more than 5% The US Total Stock Market index fund I bought on March 16 & 19 is up more than 19%. The above returns are respectable for an entire year's worth of...
by Ki_poorrichard
Sun May 10, 2020 11:16 am
Forum: Investing - Theory, News & General
Topic: Event-Driven Bear Markets in U.S. History, 1835-2020
Replies: 26
Views: 2672

Re: Event-Driven Bear Markets in U.S. History, 1835-2020

Can anyone confirm or verify a time in history to where the world printed money plus interventions (QE, bazooka injections, negative interest rates, etc.) at the current magnitude or scale? It’s an experiment and we are in uncharted territory.
by Ki_poorrichard
Sun May 10, 2020 11:02 am
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 3996
Views: 303773

Re: Coronavirus and the market

Fed is acting as a backstop, ready to do almost anything to avoid a stock slump. With zero interest rates, market flooded with money, and stocks as risky as other assets (with Feds backstop) large crashes are unlikely. We might end up being in a Euro/Japan like situation with mediocre stock returns...
by Ki_poorrichard
Sat May 09, 2020 10:08 am
Forum: Investing - Theory, News & General
Topic: Understanding Inflation?
Replies: 10
Views: 1134

Re: Understanding Inflation?

So, inflation is inevitable.
by Ki_poorrichard
Sun May 03, 2020 5:43 pm
Forum: Investing - Theory, News & General
Topic: Your Favorite Vanguard Fund
Replies: 93
Views: 14732

Re: Your Favorite Vanguard Fund

Fidelity needs to improve their index fund quality in my opinion.
by Ki_poorrichard
Sun May 03, 2020 5:41 pm
Forum: Investing - Theory, News & General
Topic: Your Favorite Vanguard Fund
Replies: 93
Views: 14732

Re: Your Favorite Vanguard Fund

Why does Vanguard obligate a set amount to invest in their mutual funds? $3000, $100,000 minimum, etc. ... it appears to counter the theme of you own the company or help benefit the small investor. Plus, why are perks only given to how much you have to invest? For example, $1 million will get you V...
by Ki_poorrichard
Sun May 03, 2020 5:20 pm
Forum: Investing - Theory, News & General
Topic: Your Favorite Vanguard Fund
Replies: 93
Views: 14732

Re: Your Favorite Vanguard Fund

Why does Vanguard obligate a set amount to invest in their mutual funds? $3000, $100,000 minimum, etc. ... it appears to counter the theme of you own the company or help benefit the small investor. Plus, why are perks only given to how much you have to invest? For example, $1 million will get you V...
by Ki_poorrichard
Sun May 03, 2020 5:11 pm
Forum: Investing - Theory, News & General
Topic: Your Favorite Vanguard Fund
Replies: 93
Views: 14732

Re: Your Favorite Vanguard Fund

Why does Vanguard obligate a set amount to invest in their mutual funds? $3000, $100,000 minimum, etc. ... it appears to counter the theme of you own the company or help benefit the small investor. Plus, why are perks only given to how much you have to invest? For example, $1 million will get you Vo...
by Ki_poorrichard
Sun May 03, 2020 3:26 pm
Forum: Investing - Theory, News & General
Topic: Is G-fund safer today than previously?
Replies: 38
Views: 2577

Re: Is G-fund safer today than previously?

Kbg wrote:
Thu Apr 30, 2020 11:54 pm
rkhusky wrote:
Thu Apr 30, 2020 3:27 pm
G Fund returns will go down as Intermediate Treasury bonds go down. In fact it’s been going down for awhile.
What are you talking about? It has never had negative day, week, month or year since inception (nominal).
+1
by Ki_poorrichard
Sun May 03, 2020 3:23 pm
Forum: Investing - Theory, News & General
Topic: Is G-fund safer today than previously?
Replies: 38
Views: 2577

Re: Is G-fund safer today than previously?

tadamsmar wrote:
Fri May 01, 2020 10:40 pm
Is the G-fund safer today that previously? Basically, no. It has always been very safe.
+1
by Ki_poorrichard
Sun May 03, 2020 3:18 pm
Forum: Investing - Theory, News & General
Topic: Why doesn't Warren Buffett follow his own advice?
Replies: 15
Views: 2332

Re: Why doesn't Warren Buffett follow his own advice?

Last time around in 2008 Warren Buffet bought a bunch of bank stocks and gave Goldman Sachs a preferred loan for $5 billion. Would he have made those investments had he not expected the Federal Reserve to bail out the banks? I understand he wants to invest in businesses with competitive "moat" with...
by Ki_poorrichard
Sat May 02, 2020 11:02 am
Forum: Investing - Theory, News & General
Topic: What explains the continued rise in equities?
Replies: 167
Views: 12900

Re: What explains the continued rise in equities?

You may be right... but you may be wrong... How come society didn't completely change after the 1918 Spanish Flu? The supply chain for food and every day goods was much more localized. People worked in more commodities-based positions (producing "things") instead of services that can be replaced so...
by Ki_poorrichard
Wed Apr 29, 2020 10:16 pm
Forum: Investing - Theory, News & General
Topic: What explains the continued rise in equities?
Replies: 167
Views: 12900

Re: What explains the continued rise in equities?

Regardless, hope my opinion is wrong. I mean speculation an error.
by Ki_poorrichard
Wed Apr 29, 2020 9:45 pm
Forum: Investing - Theory, News & General
Topic: What explains the continued rise in equities?
Replies: 167
Views: 12900

Re: What explains the continued rise in equities?

It appears as if we all are desensitized to the reality of what took place in December 2018. It was a different time with respect to fed AND congress stimulus. Does anyone sincerely believe that interest rates can ever be hiked to that point or higher to shrink the balance sheet in the future? I ca...
by Ki_poorrichard
Wed Apr 29, 2020 9:28 pm
Forum: Investing - Theory, News & General
Topic: What explains the continued rise in equities?
Replies: 167
Views: 12900

Re: What explains the continued rise in equities?

It appears as if we all are desensitized to the reality of what took place in December 2018. It was a different time with respect to fed AND congress stimulus. Does anyone sincerely believe that interest rates can ever be hiked to that point or higher to shrink the balance sheet in the future? I ca...
by Ki_poorrichard
Wed Apr 29, 2020 9:18 pm
Forum: Investing - Theory, News & General
Topic: What explains the continued rise in equities?
Replies: 167
Views: 12900

Re: What explains the continued rise in equities?

It appears as if we all are desensitized to the reality of what took place in December 2018.
by Ki_poorrichard
Wed Apr 29, 2020 8:22 pm
Forum: Investing - Theory, News & General
Topic: What explains the continued rise in equities?
Replies: 167
Views: 12900

Re: What explains the continued rise in equities?

This is a one time opportunity for plundering while Rome is burning. Definitely feels like it. We no longer have a so-called “free market economy.” The national debt is +24 trillion and rising. 26 million lost jobs to date. But, the “skies the limit” for the stock market. Interesting times to say t...
by Ki_poorrichard
Wed Apr 29, 2020 7:59 pm
Forum: Investing - Theory, News & General
Topic: What explains the continued rise in equities?
Replies: 167
Views: 12900

Re: What explains the continued rise in equities?

sabhen wrote:
Wed Apr 29, 2020 7:16 pm
Don't fight the Fed.
That’s exactly what the market participants believe.
by Ki_poorrichard
Wed Apr 29, 2020 7:54 pm
Forum: Investing - Theory, News & General
Topic: What explains the continued rise in equities?
Replies: 167
Views: 12900

Re: What explains the continued rise in equities?

This is a one time opportunity for plundering while Rome is burning. Definitely feels like it. We no longer have a so-called “free market economy.” The national debt is +24 trillion and rising. 26 million lost jobs to date. But, the “skies the limit” for the stock market. Interesting times to say t...
by Ki_poorrichard
Sat Sep 07, 2019 12:17 am
Forum: Investing - Theory, News & General
Topic: Explaining the Demise of Value Investing
Replies: 318
Views: 19956

Re: Explaining the Demise of Value Investing

At the final conclusion of the paper the 2 most likely scenarios they give for Value coming back are (1) If Financial stocks come back or (2) if there is a tech crash similar to 2000. They claim both scenarios are unlikely. I agree they are unlikely and that is part of the reason valuations are the...
by Ki_poorrichard
Fri Sep 06, 2019 11:51 pm
Forum: Investing - Theory, News & General
Topic: I'm calling a bond bottom.
Replies: 55
Views: 12931

Re: I'm calling a bond bottom.

Not everyone thinks that the bond allocation should be intermediate term or the total (or even long term) bond funds. Dr Bernstein notably has recommended using short term bonds in a portfolio. Bernstein's rationale is that unexpected inflation is one of those "deep" risks that can eat alive your e...
by Ki_poorrichard
Fri Sep 06, 2019 11:25 pm
Forum: Investing - Theory, News & General
Topic: Explaining the Demise of Value Investing
Replies: 318
Views: 19956

Re: Explaining the Demise of Value Investing

QVAL holds 40 stocks from a universe of 1,000, IVOV holds 295 stocks from the Mid Cap 400. Also look at the value characteristics. And because one has done worse than the other would make sense if it's a concentrated bet on value. There may be other issues such as overweight certain sectors (in the...
by Ki_poorrichard
Fri Sep 06, 2019 11:00 pm
Forum: Investing - Theory, News & General
Topic: Index Funds Bubble? [Michael Burry article]
Replies: 254
Views: 33510

Re: Index Funds Bubble? [Michael Burry article]

I’m using 1999 as the start date, because that’s what’s being discussed. Let’s assume the “smart” money determined that value stocks were the appropriate response to the “bubble.” How has that worked out since then? https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&mode=1&time...
by Ki_poorrichard
Thu Sep 05, 2019 5:12 pm
Forum: Investing - Theory, News & General
Topic: Episode 013: Bogleheads on Investing - guest Dr. Bill Bernstein, host Rick Ferri
Replies: 36
Views: 5760

Re: Episode 013: Bogleheads on Investing - guest Dr. Bill Bernstein, host Rick Ferri

Finally a podcast that’s actually good and interesting! Really worth your time. Please continue the great work Rick. Brilliant as always.

Dr. Bill Bernstein is one of best minds if not the best in investing. His insights are simply illuminating. Thank you for the amazing interview!
by Ki_poorrichard
Thu Sep 05, 2019 1:11 pm
Forum: Investing - Theory, News & General
Topic: Index Funds Bubble? [Michael Burry article]
Replies: 254
Views: 33510

Re: Index Funds Bubble? [Michael Burry article]

I’m not thinking too much into it. In my opinion, Dr. Burry is just telling it like it is. The fact of the matter or what I get from it is this. Indexing has become extremely popular and sought after and bought into. When it’s time to exit, it’s literally all the same. I definitely buy into that. No...
by Ki_poorrichard
Thu Sep 05, 2019 12:31 pm
Forum: Investing - Theory, News & General
Topic: Index Funds Bubble? [Michael Burry article]
Replies: 254
Views: 33510

Re: Index Funds Bubble? [Michael Burry article]

guyinlaw wrote:
Thu Sep 05, 2019 9:10 am
Unemployment rate at 3.7%, Inflation is at 1.8%, stock market near 10 year high. Market is expecting another 0.5% interest rate cut from the Fed.

So who is to blame for the bubble?
+1
by Ki_poorrichard
Thu Sep 05, 2019 2:24 am
Forum: Investing - Theory, News & General
Topic: Very bad day
Replies: 39
Views: 6506

Re: Very bad day

Seriously, just look at the astronomical highs on these major averages. What RBDs?
by Ki_poorrichard
Thu Sep 05, 2019 2:15 am
Forum: Personal Consumer Issues
Topic: Laser or inkjet
Replies: 58
Views: 3695

Re: Laser or inkjet

Costco is going to be offering an HP Laser Printer for 110 dollars off next week. It will be 287 I think. It is comparable with my Chromebook as my current Brother InkJet is not. This would be a personal printer and I do not do a lot of printing at home, just things I need to print like tickets and...
by Ki_poorrichard
Thu Sep 05, 2019 2:07 am
Forum: Personal Consumer Issues
Topic: Laser or inkjet
Replies: 58
Views: 3695

Re: Laser or inkjet

You may not be concerned about this, and it may elicit some sarcastic comments, but there is a potential health issue with laser printers emitting toner dust into the air. Sounds like a lawsuit in the making for every company out there who has sold a laser printer. Seriously, if that doesn’t get yo...
by Ki_poorrichard
Wed Sep 04, 2019 8:20 pm
Forum: Investing - Theory, News & General
Topic: Index Funds Bubble? [Michael Burry article]
Replies: 254
Views: 33510

Re: Index Funds Bubble? [Michael Burry article]

Everyone most likely may have incentives to why. I don’t know the underlying reason and it may or may not be what you think. Dr. Burry gives valid points to why he thinks it so. Is is that unreasonable to think that the majority may be invested in indexing vehicles that migrate to a large cap weight...
by Ki_poorrichard
Wed Sep 04, 2019 7:14 pm
Forum: Investing - Theory, News & General
Topic: this time it's different
Replies: 92
Views: 11108

Re: this time it's different

My view, secular stagnation is why I like dividends. I looked strongly at the logic of the create your own dividend crowd and thought about how that would work in a stagnant economy. Given the the old developed country demographics I thought stagnation was/is a very probable outcome that can be off...
by Ki_poorrichard
Wed Sep 04, 2019 6:52 pm
Forum: Personal Investments
Topic: Looking for stream of dividends
Replies: 61
Views: 5718

Re: Looking for stream of dividends

Make Your Own Balanced Fund 25% US stock (VTI) 25% global stock (VT) 25% US bond (AGG) 25% US bond (BND) Redirect the dividends to a money market fund. Sell the fund with the highest balance to meet expenses. Check and adjust once a year to make sure each fund has roughly the same balance. AGG and ...
by Ki_poorrichard
Wed Sep 04, 2019 6:51 pm
Forum: Personal Investments
Topic: Looking for stream of dividends
Replies: 61
Views: 5718

Re: Looking for stream of dividends

The etfs all have expense ratios. How does that eliminate the various ratios among the three index mutual funds?
by Ki_poorrichard
Wed Sep 04, 2019 6:47 pm
Forum: Personal Investments
Topic: Looking for stream of dividends
Replies: 61
Views: 5718

Re: Looking for stream of dividends

Make Your Own Balanced Fund 25% US stock (VTI) 25% global stock (VT) 25% US bond (AGG) 25% US bond (BND) Redirect the dividends to a money market fund. Sell the fund with the highest balance to meet expenses. Check and adjust once a year to make sure each fund has roughly the same balance. AGG and ...
by Ki_poorrichard
Wed Sep 04, 2019 6:43 pm
Forum: Personal Investments
Topic: Looking for stream of dividends
Replies: 61
Views: 5718

Re: Looking for stream of dividends

Make Your Own Balanced Fund 25% US stock (VTI) 25% global stock (VT) 25% US bond (AGG) 25% US bond (BND) Redirect the dividends to a money market fund. Sell the fund with the highest balance to meet expenses. Check and adjust once a year to make sure each fund has roughly the same balance. AGG and ...
by Ki_poorrichard
Wed Sep 04, 2019 6:19 pm
Forum: Personal Investments
Topic: My urge to to time the market... maybe
Replies: 22
Views: 2720

Re: My urge to to time the market... maybe

Yes sir, definitely sounds like “market timing”.
by Ki_poorrichard
Wed Sep 04, 2019 5:09 pm
Forum: Personal Investments
Topic: Has the bond bubble finally arrived? If so, is anyone doing anything about it?
Replies: 97
Views: 12157

Re: Has the bond bubble finally arrived? If so, is anyone doing anything about it?

Alan Greenspan conveys that soon negative interest rates will spread to the U.S. Unbelievable, you pay them to hold on to your money. Utter madness. Seems as if everyone is intentionally being cornered to take on more risk in the stock market. For last few years there were multiple posts about inte...
by Ki_poorrichard
Wed Sep 04, 2019 5:00 pm
Forum: Personal Investments
Topic: Has the bond bubble finally arrived? If so, is anyone doing anything about it?
Replies: 97
Views: 12157

Re: Has the bond bubble finally arrived? If so, is anyone doing anything about it?

Alan Greenspan conveys that soon negative interest rates will spread to the U.S. Unbelievable, you pay them to hold on to your money. Utter madness. Seems as if everyone is intentionally being cornered to take on more risk in the stock market.
by Ki_poorrichard
Wed Sep 04, 2019 2:24 pm
Forum: Investing - Theory, News & General
Topic: Index Funds Bubble? [Michael Burry article]
Replies: 254
Views: 33510

Re: The Big Short's Michael Burry on why index funds are like subprime CDOs - why is he wrong?

Why is he wrong? Also, it behooves you to ask, why is he right? My answer, time will tell. Michael Burry and Jeffrey Gundlach have reasonable insights on the subject matter. Both are brilliant minds in investing and worth listening to in my opinion. I guess its up to you to buy into it or not. At th...
by Ki_poorrichard
Fri Aug 16, 2019 8:53 pm
Forum: Investing - Theory, News & General
Topic: GE shares tank more than 13% after Madoff whistleblower calls it a ‘bigger fraud than Enron'
Replies: 101
Views: 11570

Re: GE shares tank more than 13% after Madoff whistleblower calls it a ‘bigger fraud than Enron'

I invested in GE awhile back. Honestly, I did it because Jack Brennan was on their board of directors. I even watched him talk about GE and bring in the new CEO before Larry Culp. Plain and simple, I bought into the turn around story. There are stratified layers of risk in everything. Buyer beware. ...