Search found 753 matches

by walletless
Thu Feb 15, 2018 8:40 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5574
Views: 1260812

Re: U.S. stocks in freefall

livesoft wrote:
Thu Feb 15, 2018 8:30 pm
walletless wrote:
Thu Feb 15, 2018 5:16 pm
The dry-powder folks enjoyed the correction, for sure!
Are bond funds dry powder?
I didn't say *only* dry powder folks are enjoying 😂
by walletless
Thu Feb 15, 2018 5:16 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5574
Views: 1260812

Re: U.S. stocks in freefall

thangngo wrote:
Thu Feb 15, 2018 5:00 pm
Gufomel wrote:
Thu Feb 15, 2018 4:02 pm
Market closed at around early Jan level. This crash minor, tiny, small blip has been just brutal entertaining.

:wink:
Anyhow, I bought quite a bit during this blip. Also TLH for some bucks too. Quite fun.
The dry-powder folks enjoyed the correction, for sure!
by walletless
Wed Feb 14, 2018 4:57 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5574
Views: 1260812

Re: U.S. stocks in freefall

We will soon need a "U.S. Bonds in free fall" thread 🙄😢😭
by walletless
Tue Feb 13, 2018 8:08 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard VXUS QDI% 2017
Replies: 9
Views: 551

Re: Vanguard VXUS QDI% 2017

its correct. I am really questioning whether to hold Total International in taxable going forward.
by walletless
Tue Feb 13, 2018 7:11 pm
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 286
Views: 19279

Re: I bought a stock today - Redfin (RDFN)

itstoomuch wrote:
Tue Feb 13, 2018 7:04 pm
^why, Alibaba (BABA), of course.
One could afford a round lot with BABA. Less so with AMZN.
But they hardly seem to be moving in similar ways in the short amount of data we have... wheras the index funds have moved similarly for a long period of time.
by walletless
Tue Feb 13, 2018 6:59 pm
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 286
Views: 19279

Re: I bought a stock today - Redfin (RDFN)

with fee free broker like robinhood, you don't have to be rich to make your own index fund. How do you TLH the individual stocks if you are not owning them inside an index fund. You can easily TLH between Total-Stock Market (VTSAX or similar) and Large-Cap (VLCAX or similar). But, say for instance,...
by walletless
Fri Feb 09, 2018 12:53 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5574
Views: 1260812

Re: U.S. stocks in freefall

VictoriaF wrote:
Fri Feb 09, 2018 12:46 pm
letsgobobby wrote:
Fri Feb 09, 2018 12:45 pm
I personally believe this selloff is the start of something big.

Either that, or we are close to the end of this selloff.

:P
Or the end will be big.

Victoria
I agree. Markets will either go up, down or sideways from here on!
by walletless
Tue Feb 06, 2018 2:31 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5574
Views: 1260812

Re: U.S. stocks in freefall

fakin' the funk wrote:
Tue Feb 06, 2018 2:07 am
Newbie here. First big dip.

This is when we stay the course, right?
No you bail out at the bottom, then reenter at the top
Just kidding ;-)
by walletless
Mon Feb 05, 2018 9:30 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5574
Views: 1260812

Re: U.S. stocks in freefall

fanmail wrote:
Mon Feb 05, 2018 9:26 pm
FYI futures markets are implying another 3% dip right now from Monday’s close.
Being it on!
#StayingTheCourse
by walletless
Mon Feb 05, 2018 11:37 am
Forum: Personal Consumer Issues
Topic: Best epoxy/glue for sticking plastic to plastic
Replies: 29
Views: 1675

Re: Best epoxy/glue for sticking plastic to plastic

Op here, updating the thread. Thanks everyone for the very useful suggestions. I have two fixes: 1) Short term - The Superglue for ABS Plastic seems to have done an unbelievably great job at bonding the two pieces! This will likely survive a long time, not needing the long term fix.. but I am on the...
by walletless
Mon Jan 29, 2018 11:11 am
Forum: Personal Consumer Issues
Topic: Best epoxy/glue for sticking plastic to plastic
Replies: 29
Views: 1675

Re: Best epoxy/glue for sticking plastic to plastic

I've had to replace the door frame that the door handle attaches too as well. I look up the part number by typing in the model number on the GE parts website and see what they cost. Here is an example of a white GE micowave part diagram. GE might only sell the entire door but many times on eBay you...
by walletless
Mon Jan 29, 2018 10:51 am
Forum: Personal Consumer Issues
Topic: Best epoxy/glue for sticking plastic to plastic
Replies: 29
Views: 1675

Re: Best epoxy/glue for sticking plastic to plastic

Have you just looked up the part(s) online instead of the entire door assembly? As I mentioned in your last thread on this subject, it costs a lot less than an entire door assembly and then looks almost new again when repaired. https://www.bogleheads.org/forum/viewtopic.php?f=11&t=238327&p=3725658#...
by walletless
Mon Jan 29, 2018 10:47 am
Forum: Personal Consumer Issues
Topic: Best epoxy/glue for sticking plastic to plastic
Replies: 29
Views: 1675

Re: Best epoxy/glue for sticking plastic to plastic

Thanks all for the responses! I'm going to try out the 2-part epoxy suggested in this thread first. Hopefully that will do the trick, otherwise I may try the industrial/construction grade solutions suggested by some. Our goal is to get through another 3 years (or so), after which we are planning to ...
by walletless
Mon Jan 29, 2018 3:31 am
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 286
Views: 19279

Re: I bought a stock today - Redfin (RDFN)

IMO Redfin is very good, but not a true disruptor. The effort to sell a 500K home is very similar to selling a 800K home. Then why have a percent-based commission model? A true disruptor in this space will be more closer to a fee-only advisor, charging flat fee for a certain range of price. Just my ...
by walletless
Mon Jan 29, 2018 12:35 am
Forum: Personal Consumer Issues
Topic: Best epoxy/glue for sticking plastic to plastic
Replies: 29
Views: 1675

Best epoxy/glue for sticking plastic to plastic

My 4 years old GE microwave functions perfectly, but the door has a broken piece near where the handle meets the door. http://i66.tinypic.com/mmwpb4.jpg From the pic it's not obvious, but that cracked door part will likely break in few days if we don't do something. We looked at replacement doors, a...
by walletless
Fri Jan 26, 2018 12:18 pm
Forum: Personal Consumer Issues
Topic: Is there some kind of fraud?
Replies: 14
Views: 2833

Re: Is there some kind of fraud?

If you froze your credit how on earth did someone give him credit? It was not give credit, someone added me as authorized user to an existing credit line. It seems accidental, so I'm not as worried about that, but more worried about the discover incident. If all that is needed to get past the secur...
by walletless
Thu Jan 25, 2018 10:02 pm
Forum: Personal Consumer Issues
Topic: Is there some kind of fraud?
Replies: 14
Views: 2833

Re: Is there some kind of fraud?

Can you check if someone unfroze your credit..... I checked, it's still frozen, and have been so since several months. I'm 100% sure that the unfreeze pin is not compromised since I've not put it in email it other digital format at all. Disclaimer: I am not an Identify Theft Expert, but I think som...
by walletless
Thu Jan 25, 2018 9:58 pm
Forum: Personal Consumer Issues
Topic: Is there some kind of fraud?
Replies: 14
Views: 2833

Re: Is there some kind of fraud?

Yes, at least that was what I was told by Chase. No credit check or soft pull is done to add additional user. In fact, all that require is a full name & shipping address for the additional holder.
by walletless
Tue Jan 23, 2018 3:47 pm
Forum: Personal Consumer Issues
Topic: Is there some kind of fraud?
Replies: 14
Views: 2833

Re: Is there some kind of fraud?

denovo wrote:
Tue Jan 23, 2018 3:08 am
This is a rather sobering thread on the lengths they may go to drain accounts. viewtopic.php?t=236760
Wow, this is very useful (and unfortunate for whoever it happened to). Got a lot of useful tips from this thread - thanks for sharing!
by walletless
Tue Jan 23, 2018 12:29 pm
Forum: Personal Consumer Issues
Topic: Is there some kind of fraud?
Replies: 14
Views: 2833

Re: Is there some kind of fraud?

Thanks! We called Chase & learnt it was a case of someone else having a similar name, so looks like the chase & discover incidents were not related. I however, as a preventative measure, decided to do the following: 1) Place a " verbal password " on discover, so a caller must verify that in addition...
by walletless
Tue Jan 23, 2018 2:39 am
Forum: Personal Consumer Issues
Topic: Is there some kind of fraud?
Replies: 14
Views: 2833

Re: Is there some kind of fraud?

denovo wrote:
Tue Jan 23, 2018 2:19 am
Can you check if someone unfroze your credit.....
I checked, it's still frozen, and have been so since several months. I'm 100% sure that the unfreeze pin is not compromised since I've not put it in email it other digital format at all.
by walletless
Tue Jan 23, 2018 1:53 am
Forum: Investing - Theory, News & General
Topic: Post Your Morningstar Box Style
Replies: 82
Views: 4864

Re: Post Your Morningstar Box Style

aegis965 wrote:
Tue Jan 23, 2018 1:51 am
Image
#FakeNews
by walletless
Tue Jan 23, 2018 12:51 am
Forum: Personal Consumer Issues
Topic: Is there some kind of fraud?
Replies: 14
Views: 2833

Is there some kind of fraud?

Today, I received a call from Discover card. I called them back using the phone# at the back of my card. I was transferred to their fraud department, where the person attending the call informed me that an unauthorized user called them. Fortunately, they could not recognize the caller's number, and ...
by walletless
Mon Jan 22, 2018 5:36 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone at Goldman Sachs/Marcus bank 1.5%?
Replies: 27
Views: 2858

Re: Anyone at Goldman Sachs/Marcus bank 1.5%?

doesn't work with mint. big annoyance TBH. +1. I've also been with them for years (since it was GE Capital). No complaints about transfers or customer service, but the intermittent connectivity with Mint is annoying. Integration works fine with Personal Capital so far. In my case, mint perfectly sy...
by walletless
Sun Jan 21, 2018 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone at Goldman Sachs/Marcus bank 1.5%?
Replies: 27
Views: 2858

Re: Anyone at Goldman Sachs/Marcus bank 1.5%?

doesn't work with mint. big annoyance TBH. +1. I've also been with them for years (since it was GE Capital). No complaints about transfers or customer service, but the intermittent connectivity with Mint is annoying. Integration works fine with Personal Capital so far. In my case, mint perfectly sy...
by walletless
Sun Jan 21, 2018 2:06 pm
Forum: Investing - Theory, News & General
Topic: Post Your Morningstar Box Style
Replies: 82
Views: 4864

Re: Post Your Morningstar Box Style

IJS and VIOV use the S&P 600 and VBR currently the CRSP US Small Cap Value but who knows what the latter will use next year. Why do you think vbr may change what it follows next year? Vanguard has the habit of changing the index of their funds every few years. They just changed the index for three ...
by walletless
Sun Jan 21, 2018 2:05 pm
Forum: Investing - Theory, News & General
Topic: Post Your Morningstar Box Style
Replies: 82
Views: 4864

Re: Post Your Morningstar Box Style

John Z wrote:
Sun Jan 21, 2018 2:01 pm
00 79 00
00 21 00
00 00 00
Curious, What is you Bonds composition?
by walletless
Sun Jan 21, 2018 1:48 pm
Forum: Investing - Theory, News & General
Topic: Post Your Morningstar Box Style
Replies: 82
Views: 4864

Re: Post Your Morningstar Box Style

Doc wrote:
Sun Jan 21, 2018 11:08 am
IJS and VIOV use the S&P 600 and VBR currently the CRSP US Small Cap Value but who knows what the latter will use next year.
Why do you think vbr may change what it follows next year?
by walletless
Sat Jan 20, 2018 3:57 pm
Forum: Investing - Theory, News & General
Topic: Post Your Morningstar Box Style
Replies: 82
Views: 4864

Re: Post Your Morningstar Box Style

zaboomafoozarg wrote:
Sat Jan 20, 2018 3:05 pm
Whoever has the most in small value box wins, right?
I though who ever had the highest sum wins !!
by walletless
Wed Jan 17, 2018 12:34 pm
Forum: Personal Consumer Issues
Topic: AJ Madison?
Replies: 11
Views: 1114

Re: AJ Madison?

About a year ago when I was in the market for a gas range, I looked at online outfits such as AJ Madison, AppliancesConnection & Goedeker's. All three are authorised dealers that provide delivery & no sales tax outside NJ. I ended up buying from AppliancesConnection & was happy with the purchase. Be...
by walletless
Wed Jan 17, 2018 12:00 pm
Forum: Personal Consumer Issues
Topic: Over-the-range Microwave recommendations
Replies: 9
Views: 438

Over-the-range Microwave recommendations

Our previous GE microwave works fine, but the door cracked near the handle. A replacement door costs about $120, whereas several well-rated brand new microwaves are a tad under 200.. so we are thinking of just replacing ours with a brand new instead. Anyone here bought an over-the-range 30" microwav...
by walletless
Mon Jan 15, 2018 6:33 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Personal Advisory Services vs. Schwab Intelligent Advisory
Replies: 19
Views: 1804

Re: Vanguard Personal Advisory Services vs. Schwab Intelligent Advisory

I have not looked at Schwab Advisory much, but I was frankly underwhelmed with VPAS, especially for 0.30% AUM fees. As part of the service, they do not perform any Tax Loss Harvesting at all. Additionally, from the limited reading I did, you do not have a lot of flexibility in removing certain asset...
by walletless
Sun Jan 14, 2018 1:16 pm
Forum: Personal Consumer Issues
Topic: Favorite Deal Aggregation site?
Replies: 7
Views: 763

Re: Favorite Deal Aggregation site?

Thanks everyone. I'll check out the suggestions on this thread so far.
by walletless
Sat Jan 13, 2018 9:53 pm
Forum: Personal Consumer Issues
Topic: Favorite Deal Aggregation site?
Replies: 7
Views: 763

Favorite Deal Aggregation site?

I've been using Slickdeals.net for many years. Lately, the site has gone down hill as many frontpage deals seem underwhelming, probably sponsored. I usually use Slickdeals to set deal alerts for things I'm interested in purchasing (currently this list includes electric razor & over-the-range microwa...
by walletless
Tue Jan 09, 2018 7:06 am
Forum: Investing - Help with Personal Investments
Topic: Why Roth?
Replies: 7
Views: 1015

Re: Why Roth?

Most people here contribute to Roth only after they have exhausted pre-tax avenues such as traditional 401k & tIRA (if eligible for deduction). Only after funding that and your emergency fund should you consider Roth (backdoor or mega backdoor if ineligible at your income levels).
by walletless
Fri Jan 05, 2018 4:52 pm
Forum: Investing - Theory, News & General
Topic: REITs under new tax law
Replies: 21
Views: 3443

Re: REITs In Taxable - New Tax Law

abuss368 wrote:
Fri Jan 05, 2018 3:37 pm
livesoft wrote:
Fri Jan 05, 2018 9:16 am
At least you can tax-loss harvest your REIT shares held in a taxable account. :twisted:
That is true indeed. Do you have REITs (or have you) in taxable accounts?
I don't own REIT in taxable... but I am curious what would be a good TLH pair for VGSLX/VNQ?
by walletless
Thu Jan 04, 2018 3:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard takes 2 days to settle tIRA funding?
Replies: 22
Views: 1527

Re: Vanguard takes 2 days to settle tIRA funding?

I was finally able to do the conversion today... but Vanguard Interface is so poor when it comes to purchasing new funds.I want to purchase a brand new admiral fund ($10K min), and pay for it using the $5,500 new cash (from conversion) and $5,000 by selling another fund (Emerging Market). However, t...
by walletless
Wed Jan 03, 2018 5:07 pm
Forum: Investing - Theory, News & General
Topic: Vanguard takes 2 days to settle tIRA funding?
Replies: 22
Views: 1527

Re: Vanguard takes 2 days to settle tIRA funding?

Yes, I had a MF account until mid-2017; they converted it to a brokerage account when I changed ownership to my living trust. When doing so, they also converted my tIRA and roth IRA accounts to brokerage platform. But in both cases I was told that it should not impact settlement timelines for mutua...
by walletless
Wed Jan 03, 2018 3:31 pm
Forum: Investing - Theory, News & General
Topic: Vanguard takes 2 days to settle tIRA funding?
Replies: 22
Views: 1527

Re: Vanguard takes 2 days to settle tIRA funding?

Were you on the old mutual fund platform last year and did you convert to the new brokerage platform during the year? Yes, I had a MF account until mid-2017; they converted it to a brokerage account when I changed ownership to my living trust. When doing so, they also converted my tIRA and roth IRA...
by walletless
Wed Jan 03, 2018 3:21 pm
Forum: Investing - Theory, News & General
Topic: Vanguard takes 2 days to settle tIRA funding?
Replies: 22
Views: 1527

Re: Vanguard takes 2 days to settle tIRA funding?

Whether or not you can convert before the system actually shows today's settlement tomorrow morning is a question I don't know. I'm not at all surprised that the system won't let you convert before it actually shows today's settlement. The system does not allow conversion until settlement is comple...
by walletless
Wed Jan 03, 2018 2:09 pm
Forum: Investing - Theory, News & General
Topic: Vanguard takes 2 days to settle tIRA funding?
Replies: 22
Views: 1527

Vanguard takes 2 days to settle tIRA funding?

Hi, In previous years, when I did my backdoor ROTH conversion, I could do it on the 2nd trading day of the year. This year, I initiated funding of my tIRA account on 1/1. I expected the transaction to settle at close-of-trading on 1/2, so I could initiate the conversion today (1/3). However, it seem...
by walletless
Wed Jan 03, 2018 10:30 am
Forum: Personal Finance (Not Investing)
Topic: Found a check from two years ago - oops
Replies: 9
Views: 860

Re: Found a check from two years ago - oops

Don't deposit, the fees will be really high for NSF.
Go to the issuing bank & ask them on what you can do
by walletless
Mon Jan 01, 2018 10:07 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2018 BOGLEHEAD CONTEST
Replies: 144
Views: 8730

Re: REGISTRATION FOR 2018 BOGLEHEAD CONTEST

2384.01
Just a random guess 😂
by walletless
Sat Dec 30, 2017 3:25 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 1752
Views: 311628

Re: What are you up YTD? [Year To Date]

17.4% according to PersonalCapital
I'm quite happy with it, although I'm sure several bogleheads faired even better this year
by walletless
Tue Dec 19, 2017 12:15 am
Forum: Personal Finance (Not Investing)
Topic: Synchrony vs Ally
Replies: 49
Views: 9589

Re: Synchrony vs Ally

I didn't much like the interface of the Ally website. Seemed very clunky and like a 16 year old designed it for their high school computer project. I could imagine from what you guys are saying, how bad the Synchrony website must be! For ex, the USAA and Vanguard websites (and apps!) look so polish...
by walletless
Mon Dec 18, 2017 11:40 pm
Forum: Investing - Theory, News & General
Topic: Best 401k Employer Match Structure
Replies: 115
Views: 9517

Re: Best 401k Employer Match Structure

My employer matches 50% upto federal Max (i.e. 9k in 2017) This has definitely encouraged several employees to contribute the federal Max of 18k in 401k. However, this probably has very little impact on hiring, I think, since most people are finance-illiterate & don't consider 401k in their decision...
by walletless
Sun Nov 19, 2017 11:35 am
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 147
Views: 18076

Re: MoviePass-Too good to be true, but it's legit.

FYI, MoviePass seems to have a promo going right now, $7 per month plus a $6 one-time activation fee for a total of $90 billed annually.... If you have the regular $10 plan, as soon as you log in it asks if you'd like to switch to the new promotional plan. I just activated it for myself and the wif...
by walletless
Mon Oct 30, 2017 11:23 am
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 147
Views: 18076

Re: MoviePass-Too good to be true, but it's legit.

got an email today about changes in terms and conditions: MoviePass reserves the right to change the rules of movie-going attendance and ticket availability to members in connection with the Service at anytime. MoviePass reserves the right to change from time to time the number of eligible movies a...
by walletless
Thu Oct 26, 2017 4:27 pm
Forum: Personal Finance (Not Investing)
Topic: "Morningstar names best 529 college savings plans for 2017"
Replies: 17
Views: 3013

Re: "Morningstar names best 529 college savings plans for 2017"

I am with Utah since the day I opened my son's 529 4 years ago; and very happy with it.