Search found 58 matches

by Katie
Thu Sep 20, 2018 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2924
Views: 575463

Re: What's Your Credit Card Rewards Strategy?

Can someone explain what you mean by "primary" coverage for the auto rentals? The benefits for both CSP and CSR say they are "primary" but the details say that any expenses reimbursed by your personal insurance aren't covered. Does this mean they collect against my personal insurance first, or is th...
by Katie
Tue Sep 18, 2018 4:16 pm
Forum: Investing - Theory, News & General
Topic: "7 Retirement-Portfolio Withdrawal Mistakes to Avoid"
Replies: 13
Views: 2196

Re: "7 Retirement-Portfolio Withdrawal Mistakes to Avoid"

Thank you, Taylor. This is a topic that is relevant to most retirees, especially those without pensions who will rely on their withdrawals for the majority of their retirement income.
by Katie
Thu Sep 06, 2018 6:39 pm
Forum: Investing - Theory, News & General
Topic: Taylor's new book is #1
Replies: 32
Views: 5990

Re: Taylor's new book is #1

I just ordered it for my nephew who is graduating this year. We've discussed boglehead investing with him before, but it's a great reminder as he starts his full time work life.
by Katie
Wed Aug 22, 2018 8:36 pm
Forum: Investing - Theory, News & General
Topic: "75 Must Know Statistics About Long-Term Care: 2018 Edition"
Replies: 56
Views: 5960

Re: "75 Must Know Statistics About Long-Term Care: 2018 Edition"

Thank you, Taylor. This is an issue many of us will face and I appreciate learning more about the issue.
by Katie
Tue Aug 07, 2018 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: Should I apply for United Explorer MileagePlus Card? Is it worth it in my situation?
Replies: 45
Views: 2168

Re: Should I apply for United Explorer MileagePlus Card? Is it worth it in my situation?

How does the credit card give you any greater access to award tickets than just using your miles? I've got the United card since I used to fly United a lot, but I've moved and I find I'm not using United routes as much.
by Katie
Wed Jul 25, 2018 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: Inheritance and order of deaths
Replies: 49
Views: 3058

Re: Inheritance and order of deaths

Luckily for me, only one of my siblings has kids, so no matter what order people die in, they'll eventually inherit everything. Unfortunately for them, I don't expect that will be a lot of money.
by Katie
Sat Jul 07, 2018 11:06 pm
Forum: Personal Consumer Issues
Topic: Tipping in a hotel room/cruise ship room
Replies: 57
Views: 4357

Re: Tipping in a hotel room/cruise ship room

I haven't been on a cruise in years, so I don't recall what I tipped there, but I leave between $3 and $5 a day in a hotel. Also never had an issue getting reimbursed for tips on a work trip.
by Katie
Sat Jul 07, 2018 11:01 pm
Forum: Personal Consumer Issues
Topic: Tipping at non sit down places
Replies: 94
Views: 8581

Re: Tipping at non sit down places

I generally tip a dollar or two, particularly if it's a place I go to often and the staff is friendly.
by Katie
Sat Jun 30, 2018 10:02 pm
Forum: Personal Consumer Issues
Topic: Any Reason to Keep My "Landline" Phone?
Replies: 65
Views: 4369

Re: Any Reason to Keep My "Landline" Phone?

I do a lot of conference calls for work from home and I like the quality of reception I get with my landline phone. Once i retire, I'd consider switching, but for now, the convenience is worth the cost to me.
by Katie
Thu Jun 28, 2018 3:16 pm
Forum: Investing - Help with Personal Investments
Topic: Need an advisor
Replies: 33
Views: 2128

Re: Need an advisor

Kent Smetters, a professor at Univ of Pennsylvania who has a weekly talk show on SiriusXM, has a website with fee only advisors who support a passive index investing approach However, as noted earlier in this thread, "fee only" can include ongoing services in an AUM structure where you pay a percent...
by Katie
Tue Apr 03, 2018 3:04 pm
Forum: Investing - Theory, News & General
Topic: financial advisory post-retirement?
Replies: 27
Views: 3726

Re: financial advisory post-retirement?

Another resource for finding a fee only advisor is Kent Smetter's website. He supposedly screens for fee only as well as someone who promotes low cost index funds (that's certainly what he promotes on his radio show). Some of these fee only use an AUM system, but others offer per hour or fixed fee a...
by Katie
Thu Mar 08, 2018 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: Why (or why not) use an advisor
Replies: 42
Views: 2555

Re: Why (or why not) use an advisor

I have a hard time believing the services I get from an FA would justify an annual assets under management fee. I like the idea of the Boglehead investment philosophy - low cost index funds with little turnover. I could perhaps justify an "engagement fee" where I paid on an hourly basis (or paid a f...
by Katie
Wed Dec 13, 2017 3:48 pm
Forum: Personal Consumer Issues
Topic: Concert Decision and Advice
Replies: 41
Views: 2892

Re: Concert Decision and Advice

Glad you are going. Even if it's not perfect, it's a new experience and there is some value in that. Plus, while the technical recordings may be more technically correct, there is an excitement about seeing a live performance and seeing the interaction of the singer with the band/audience etc. Even ...
by Katie
Fri Oct 20, 2017 9:25 pm
Forum: Personal Consumer Issues
Topic: [Prevent mail theft; sign for USPS Informed Delivery]
Replies: 220
Views: 22245

Re: [Prevent mail theft; sign for USPS Informed Delivery]

I was signed up for this when the service started a few months ago. I don't recall actually signing up or going through a verification process, but somehow I started getting the emails. I find it interesting to see the mail while I'm at work, and it's usually pretty accurate for that day (although o...
by Katie
Tue Aug 15, 2017 3:36 pm
Forum: Personal Consumer Issues
Topic: Boston to Maine road trip
Replies: 64
Views: 5859

Re: Boston to Maine road trip

I've found this thread very helpful because I'm planning a week trip in early September and haven't had much chance to do a lot of planning. I have three nights booked at Bar Harbor, primarily to see Acadia, but the rest of the trip is open. I'm driving from around NYC, so it sounds like either Port...
by Katie
Fri Aug 11, 2017 9:27 pm
Forum: Personal Finance (Not Investing)
Topic: Feeling guilty about travel expenses
Replies: 25
Views: 3884

Re: Feeling guilty about travel expenses

My advice is enjoy this trip since you're already committed. Then sit down and figure out a realistic budget. How much do you need to save to reach your financial goals (emergency fund, pay off any debt, save for the future taking into account pension and other future benefits etc). Then see how muc...
by Katie
Fri Aug 11, 2017 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: "Why do you want to come here?" Hiring Manager Question
Replies: 19
Views: 3472

Re: "Why do you want to come here?" Hiring Manager Question

I think the more honest you can be about your reasons for thinking you'd enjoy the area the better. Perhaps you grew up in a smaller city but moved to a large city for work, but you always wanted to go back to a smaller city if you could find the right job. If you have no legitimate reason that peop...
by Katie
Sat Jul 08, 2017 2:46 pm
Forum: Investing - Theory, News & General
Topic: "My Favorite Mutual Fund"
Replies: 11
Views: 2164

Re: "My Favorite Mutual Fund"

Good read, although my favorite part was the last quote. :happy
by Katie
Mon May 29, 2017 4:48 pm
Forum: Local Chapters and Bogleheads Community
Topic: Memorial Day
Replies: 28
Views: 3939

Re: Memorial Day

Thank you for helping us all the remember the meaning of this holiday and to take some time from the day to focus on the people who gave all for freedom.
by Katie
Tue Feb 07, 2017 11:34 am
Forum: Personal Consumer Issues
Topic: Insights for Long Distance Grandparents
Replies: 23
Views: 1751

Re: Insights for Long Distance Grandparents

As others have mentioned, take guidance from your daughter about what will be helpful to her, and what she's up for. She may be overwhelmed at first and welcome visitors who can help, or she may want some quiet time with the child right now and welcome visitors later. Indicate you'd like to visit an...
by Katie
Fri Dec 09, 2016 9:56 pm
Forum: Personal Consumer Issues
Topic: Where to purchase tea
Replies: 13
Views: 1821

Re: Where to purchase tea

Some of my faves

Tea Source: https://www.teasource.com/

Columbia Kates: http://columbiakates.com/

Tealish: http://www.tealish.com/

Harney & Sons: https://www.harney.com/
by Katie
Fri Dec 09, 2016 4:32 pm
Forum: Personal Consumer Issues
Topic: Christmas Gift to my boss. What book?
Replies: 17
Views: 1704

Re: Christmas Gift to my boss. What book?

I'd be careful about any sort of life improvement book - it could come across wrong (especially in the workplace). Maybe a light hearted comedy book? Something by Bill Bryson or Jason Gay's "little victories".

If you know they've got a big trip planned, maybe a picture book from that location?
by Katie
Tue Nov 01, 2016 7:57 pm
Forum: Personal Consumer Issues
Topic: New York Thanksgiving day parade suggestions
Replies: 7
Views: 1187

Re: New York Thanksgiving day parade suggestions

One caution on taking Metro North on the holiday - they run a holiday schedule with fewer trains and they can be crowded. Are you planning to have a Thanksgiving dinner in the city or back in the suburbs? If you're planning to take the trains, just be sure to check the schedules carefully and allow ...
by Katie
Wed Oct 26, 2016 3:28 pm
Forum: Investing - Theory, News & General
Topic: "The Simple Path to Wealth" -- A Gem
Replies: 31
Views: 14511

Re: "The Simple Path to Wealth" -- A Gem

Thank you, Taylor. It sounds like it might be a good book for my nephew who is graduating from college and just starting his financial life.
by Katie
Wed Oct 26, 2016 2:43 pm
Forum: Personal Consumer Issues
Topic: Putting in a Word About Tea - brands, types, etc.
Replies: 85
Views: 9564

Re: Putting in a Word About Tea - brands, types, etc.

Tea Source located in Minnesota (but with mail order) is my favorite. I tend to prefer flavored black teas and their Moon Over Madagascar vanilla, and Mango Tango are wonderful. Their Minnesota Nice Tea is a bright, light tea perfect for iced tea. I'm not an Earl Grey fan, but I gave some to a frien...
by Katie
Wed Sep 14, 2016 4:16 pm
Forum: Investing - Theory, News & General
Topic: Exodus from Money Market Funds?
Replies: 24
Views: 4092

Re: Exodus from Money Market Funds?

Thank you to everyone for the clarification. :happy
by Katie
Wed Sep 14, 2016 3:13 pm
Forum: Investing - Theory, News & General
Topic: Exodus from Money Market Funds?
Replies: 24
Views: 4092

Re: Exodus from Money Market Funds?

I recently inherited a small Vanguard Prime Money Market account. I gather that it will still have the fixed NAV, but will it have new fees for redemptions? If so, do we know if this is for any redemption or only if it's redeemed within a certain time period? I also have two other money market accou...
by Katie
Tue Aug 30, 2016 1:20 pm
Forum: Personal Consumer Issues
Topic: Thank you gift for someone with everything
Replies: 29
Views: 3433

Re: Thank you gift for someone with everything

Was there anything you did or discussed during your visit that could be a more personal gift? For example, if you spent a night cooking, perhaps some nice cooking spices? Or if you enjoyed a particular Italian restaurant, some nice flavored olive oils? Did you have muffins/scones or anything special...
by Katie
Tue Aug 23, 2016 9:32 pm
Forum: Investing - Theory, News & General
Topic: "How to Tell if Your Retirement Nest Egg Is Big Enough"
Replies: 61
Views: 17348

Re: "How to Tell if Your Retirement Nest Egg Is Big Enough"

Thank you. Always good to hear a reminder of some basic, solid advice - especially as I inch towards retirement.
by Katie
Wed Aug 03, 2016 2:23 pm
Forum: Investing - Theory, News & General
Topic: "A Money Man's Biggest Financial Mistakes"
Replies: 5
Views: 2229

Re: "A Money Man's Biggest Financial Mistakes"

Thank you for the link! Those are lessons many of us here have learned over the years, I hope the info helps new investors learn it sooner rather than later!
by Katie
Tue Jul 26, 2016 10:53 am
Forum: Investing - Theory, News & General
Topic: "6 Ways to Simplify Your Retirement Portfolio Plan"
Replies: 12
Views: 3119

Re: "6 Ways to Simplify Your Retirement Portfolio Plan"

Thank you for the link. After helping to wrap up a relative's estate after they passed, I know how annoying meaningless complication can be. I hope I can make things easier not only for me as I age, but for whoever handles my affairs when I'm gone.
by Katie
Wed Jun 15, 2016 2:39 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle will Appear on Webinar [June 15]
Replies: 66
Views: 7521

Re: Jack Bogle will Appear on Webinar [Today Wed., June 15]

My first Vanguard webinar! Had to add a "meeting" to my calendar so that nobody would schedule a conflict for me at work.
by Katie
Sat Jun 04, 2016 8:10 pm
Forum: Investing - Theory, News & General
Topic: Thank you Taylor Larimore
Replies: 51
Views: 10529

Re: Thank you Taylor Larimore

One of my favorite authors used the phrase "the courage to be kind" and I think the phrase applies to Mr Latimore very well. The respect with which he treats every poster and his willingness to help others speak volumes about the kind of man he is. We are blessed to have him here.
by Katie
Tue May 31, 2016 3:34 pm
Forum: Personal Consumer Issues
Topic: Would you pay 6x face value to see Hamilton on Broadway?
Replies: 139
Views: 14065

Re: Would you pay 6x face value to see Hamilton on Broadway?

You may want to check if Lin-Manuel Miranda will be performing. I thought I read he was leaving the show, but I'm not certain since I don't follow Broadway that much (and I don't know what date he's supposed to leave). For people really into theater, seeing him in the lead role may make a big differ...
by Katie
Thu May 19, 2016 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: Getting married and how to quit my job. This is follow-up post earlier post
Replies: 16
Views: 2251

Re: Getting married and how to quit my job. This is follow-up post earlier post

Just tell the truth about wanting to take the opportunity for some extended travel and don't burn any bridges. Even though you think you want a different job when you get back, you don't know what the future holds, so remain positive about your experience at the company.
by Katie
Wed May 18, 2016 8:28 pm
Forum: Personal Consumer Issues
Topic: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans? (Update, Pg 3)
Replies: 123
Views: 16038

Re: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans?

Lots of practical advice, especially on financial issues, so I don't have much to add there. You mentioned your husband was supportive, which is a good thing, but I'd strongly recommend making an extra effort to have some alone time with him, since it is inevitable there will be some loss of privacy...
by Katie
Tue May 17, 2016 12:19 pm
Forum: Personal Finance (Not Investing)
Topic: Unexpected issues: Cancer and Estate planning
Replies: 23
Views: 4354

Re: Unexpected issues: Cancer and Estate planning

I don't think you can do much about the structure, but I was going to suggest the dad of the kids could try to explain why leaving young kids money (or complicated financial assets) isn't a good idea and try to come up with a simpler approach. Sounds like he did that, and there may be some positive ...
by Katie
Wed Sep 16, 2015 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Mom (age 66) wants to give me my Inheritance now. Should i accept?
Replies: 41
Views: 5731

Re: Mom (age 66) wants to give me my Inheritance now. Should i accept?

If I were advising your Mom, I'd strongly advise against this. She's still relatively young and could have 30 years more of retirement. While her income is enough to support her now, who knows what inflation may be in the future or what unexpected costs/emergencies she may have. Plus, I'm dubious th...
by Katie
Mon Sep 07, 2015 8:53 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3333
Views: 1003308

Re: What Book Are You Currently Reading? Part VI

The Nature of the Beast, Louise Penny's latest Gamache mystery.
by Katie
Wed Sep 02, 2015 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: Laid off recently and would like job search advice.
Replies: 34
Views: 4676

Re: Laid off recently and would like job search advice.

I'd echo what others in the thread have already said - network! Contact career resources from U of M since many schools extend resource to alumni. Make use of social media - create a linkedin profile and reach out to friend former classmates and coworkers. Try to explore recruiters in your field. Ta...
by Katie
Thu Aug 27, 2015 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: Early retirement with a pension
Replies: 38
Views: 5512

Re: Early retirement with a pension

From a financial perspective, this is an easy decision. But I realize it's not purely a financial decision as those are wonderful years with your family. But the security for your spouse and kids is hard to ignore. Clearly you need to make sure you discuss this with your wife, and it's helpful that ...
by Katie
Wed Aug 26, 2015 9:52 pm
Forum: Personal Consumer Issues
Topic: How to get best deal on a rental car ?
Replies: 34
Views: 4716

Re: How to get best deal on a rental car ?

I usually double check rental rates with a site like kayak that checks multiple vendors. It's not a guarantee, but it's an easy way to price check.
by Katie
Mon Aug 17, 2015 8:53 pm
Forum: Personal Consumer Issues
Topic: Carry on luggage
Replies: 99
Views: 16372

Re: Carry on luggage

I've been reading this thread with interest since I was looking for new luggage. I was looking for something that was 22 inches, and since I usually end up having to check it because I have too many "liquids" , I didn't mind if it was borderline over the limit (or was when expanded). I loved my old ...
by Katie
Mon Aug 17, 2015 8:23 pm
Forum: Personal Consumer Issues
Topic: Colorado Circle Tour
Replies: 28
Views: 2876

Re: Colorado Circle Tour

I did the drive up Pikes Peak by myself and it was a white knuckler since I can be a bit of a wimpy driver. It was autumn, but there was already ice on the road towards the top. I had a small rental car, and was fine. I actually think I might have been more nervous in an SUV since some of the turns ...
by Katie
Mon Aug 17, 2015 10:21 am
Forum: Personal Consumer Issues
Topic: Colorado Circle Tour
Replies: 28
Views: 2876

Re: Colorado Circle Tour

Another vote for cutting some of the destinations and spending an extra day in at least a couple of them. That doesn't give you much time to see anything other than one big highlight per stop and then get on the road again.
by Katie
Sat Aug 15, 2015 9:14 pm
Forum: Personal Finance (Not Investing)
Topic: Behavioral Interview for Leadership Posistion
Replies: 32
Views: 4656

Re: Behavioral Interview for Leadership Posistion

Yikes, I've done a lot of interviews, but nothing like that. So take my advice for whatever it's worth. There may be some people who try to throw you off your game just to see how you handle complications - just try to stay calm. There is never one right answer, so even if you think you're answer is...
by Katie
Mon Aug 10, 2015 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: For the bogleheads either retired or close to retiring
Replies: 29
Views: 5006

Re: For the bogleheads either retired or close to retiring

It also helps if you save any increases or bonuses you get (or at least I'd try to save most of it and use a small portion for some more immediate use). That helps avoid lifestyle creep and giving up the "extra" doesn't seem like as much of a sacrifice. But as someone else noted, knowing that I had ...
by Katie
Sat Aug 08, 2015 9:55 pm
Forum: Personal Finance (Not Investing)
Topic: References in retirement
Replies: 5
Views: 1225

Re: References in retirement

A woman I know used references from an organization where she did a lot of volunteer work in addition to a former work reference. The volunteer reference was good because it was current and the volunteer work she was doing currently used many of the skills the part time work required.
by Katie
Sat Aug 08, 2015 9:52 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Healthcare Vs. ACA healthcare
Replies: 14
Views: 1927

Re: Retiree Healthcare Vs. ACA healthcare

In addition to cost, I'd also check the kinds of plans available on your ACA site. Does the hospital or doctor of your choice accept those plans? Do they have a PPO or only an HMO (and do you care?).