Search found 67 matches

by AddingUp
Wed Oct 09, 2019 9:07 pm
Forum: Personal Consumer Issues
Topic: Do you carry your passport with you during international travel?
Replies: 110
Views: 10275

Re: Do you carry your passport with you during international travel?

I always carry my passport with me when I travel internationally. I'm super careful with my possessions, and I've never had any problems. The exception is when I'm actually living overseas and have my own private, leased apartment (not AirBnB). On those occasions, I'll leave my passport locked up an...
by AddingUp
Tue Jul 24, 2018 2:11 pm
Forum: Personal Consumer Issues
Topic: Daughter wants to travel on her own to Montreal
Replies: 105
Views: 7626

Re: Daughter wants to travel on her own to Montreal

Yes. Let her go. Encourage her to go. No need to shelter our kids from the world. Let them fail, let them deal with adversity. Let them succeed. ON THEIR OWN. My daughter is 22. She travels alone often. Very often. Next, she's going to Australia. For one month. Alone. I think it's great. She never ...
by AddingUp
Tue Jul 17, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: Travel to Mainland China - Cyber Security
Replies: 27
Views: 2848

Re: Travel to Mainland China - Cyber Security

Pump the brakes. Just because he might not be the CEO of a MegaCorp doesn't mean that he doesn't want (potentially) state-run malware on any electronic device that he brings into the country. (...) "If one would give me six lines written by the hand of the most honest man, I would find something in...
by AddingUp
Sun Jul 15, 2018 10:28 pm
Forum: Personal Consumer Issues
Topic: Travel to Mainland China - Cyber Security
Replies: 27
Views: 2848

Re: Travel to Mainland China - Cyber Security

I spent the last year living and working in China. I used a VPN on my laptop and phone so I was able to access all the Google products without a problem. (NB: Google maps wasn't accurate....close but not exact.) I never had any reason to believe that any of my U.S. financial accounts were compromise...
by AddingUp
Sun Mar 11, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Balsamic vinegar?
Replies: 42
Views: 5889

Re: Balsamic vinegar?

If you have an olive oil specialty shop near you, I'd suggest looking there. I've purchased some high-quality balsamic from these kinds of shops. They even let you taste a sample before purchasing so you can find exactly what you're looking for.
by AddingUp
Sun Jan 07, 2018 5:11 am
Forum: Non-US Investing
Topic: Global nomad advice/newbie alert
Replies: 24
Views: 3152

Re: Global nomad advice/newbie alert

There are also FBAR and FATCA requirements for foreign accounts that are easy to comply with and she should not ignore them. Since you're married to a U.S. citizen, it matters to you also. Since you have what I assume is a joint account in RMB valued at $15,000, your wife is required to electronica...
by AddingUp
Sat Jan 06, 2018 8:24 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1318
Views: 149059

Re: What frugal thing did you do today?

While in the laundromat I noticed a woman putting her clothes in a dryer. On the phone she told a friend she would be right over. A half hour walk was no problem. So I opened her dryer + threw my clothes in with hers. Got dryed for free. She never knew. What's next? Living in your neighbor's house ...
by AddingUp
Sun Jun 18, 2017 5:30 am
Forum: Investing - Theory, News & General
Topic: Best Financial Advice from Dad (in honor of father's day)
Replies: 78
Views: 9856

Re: Best Financial Advice from Dad (in honor of father's day)

My father's actions always spoke louder than his words. He was the epitome of stealth wealth. I had no idea how much money he had until he passed away, but I always knew from the way he conducted himself that he had great financial confidence and assurance. Now I know why.
by AddingUp
Tue May 23, 2017 5:02 am
Forum: Personal Finance (Not Investing)
Topic: Galapagos Trip, Suggestions
Replies: 23
Views: 3825

Re: Galapagos Trip, Suggestions

I went around 6 years ago for about 10 days. Getting to the islands is very controlled, as others have mentioned, because only a certain number of people can be there at once for preservation purposes. You have to have a reservation on the plane if you're flying (I think most or all flights leave fr...
by AddingUp
Thu May 18, 2017 5:03 am
Forum: Personal Consumer Issues
Topic: Upcoming travel plans with electronics
Replies: 22
Views: 2709

Re: Upcoming travel plans with electronics

I think you might be safe in the short term regarding your upcoming trip, as I doubt they'll make changes that quickly. However, it's a grave concern. People are talking about planes exploding due to the high number of lithium batteries in the cargo hold, but I'm more concerned about the TSA theft i...
by AddingUp
Sun Dec 04, 2016 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Back to Med School - Financially Worth It?
Replies: 87
Views: 14297

Re: Back to Med School - Financially Worth It?

Thanks, Henry, for taking the time to write your latest post. I always enjoy reading an OP's update.....even years later.
by AddingUp
Sat Nov 26, 2016 11:57 am
Forum: Non-US Investing
Topic: World Travel Insurance, Worth it?
Replies: 35
Views: 6811

Re: World Travel Insurance, Worth it?

I've used World Nomads. Even without a U.S. health insurance policy, with World Nomads, you'll be covered in the U.S. if you get medical care at least 100 miles from your U.S. permanent address. It's somewhere in the fine print, if I recall.
by AddingUp
Sat Oct 01, 2016 7:15 am
Forum: US Chapters
Topic: How Did You Become A Boglehead? What Led You Here?
Replies: 173
Views: 31833

Re: How Did You Become A Boglehead? What Led You Here?

Several years ago, I was doing some online research about a financial topic (don't remember what exactly), and this forum popped up in the results. From the first glance, I was hooked because I found other like-minded folks. I've always lived below my means and been a savvy saver. I had heard of Van...
by AddingUp
Fri Sep 30, 2016 12:20 pm
Forum: Personal Finance (Not Investing)
Topic: How closely do you check your credit card statements?
Replies: 58
Views: 5536

Re: How closely do you check your credit card statements?

Like a hawk! I keep all receipts and check them against my online statement every month. But I also log in to my account about once a week to monitor transactions along the way. Quick and easy….and never a problem. BTW: I have a hard time understanding clerks who ask if you want a receipt with your ...
by AddingUp
Wed Aug 31, 2016 4:56 pm
Forum: Personal Finance (Not Investing)
Topic: Resigning from a job: best practices and advice?
Replies: 111
Views: 16230

Re: Resigning from a job: best practices and advice?

Also, medical insurance goes through the entire month, so if you determine that September 2, for example, will be your last day, your medical insurance will stay in effect through the end of September. It's something to consider if you don't get medical coverage until 30 or 90 days after you start ...
by AddingUp
Wed Aug 31, 2016 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: Resigning from a job: best practices and advice?
Replies: 111
Views: 16230

Re: Resigning from a job: best practices and advice?

If they walk you out the door, is that technically you being fired or do they continue to pay you for two more weeks? Is this a tech company you're talking about or a tech position in a non-tech company? You're not fired (or laid off) if you resign. You will be paid through the day you include in y...
by AddingUp
Sun Jul 31, 2016 1:00 pm
Forum: Personal Consumer Issues
Topic: New Tipping Practice?
Replies: 130
Views: 11453

Re: New Tipping Practice?

See this entry: "Creeping normality or death by a thousand cuts refers to the way a major change can be accepted as the normal situation if it happens slowly, in unnoticed increments, when it would be regarded as objectionable if it took place in a single step or short period." Otherwise known as b...
by AddingUp
Mon Mar 28, 2016 7:18 pm
Forum: Personal Consumer Issues
Topic: Moving my life into a storage unit
Replies: 42
Views: 5511

Re: Moving my life into a storage unit

Climate-controlled units are great. I've used them a couple times to store items (books/sentimental possessions/clothing) long term, and I've never had a problem. The interior units are quite safe as cameras are prevalent in the hallways. Competent companies spray the hallways for rodents, and I've ...
by AddingUp
Fri Mar 25, 2016 1:26 pm
Forum: Personal Consumer Issues
Topic: Europe Trip in August
Replies: 99
Views: 10476

Re: Europe Trip in August

Zaboom:I wouldn't cancel your trip at this point. You didn't mention which parts of England you're going to, but I seriously doubt a terrorist attack will take place in rural areas, for example, like the Cotswolds. If you're in London or a good-sized city, be conscious of your surroundings and try t...
by AddingUp
Wed Feb 24, 2016 3:45 pm
Forum: Personal Finance (Not Investing)
Topic: Quitting college
Replies: 141
Views: 12991

Re: Quitting college

It sounds like you have a good plan and have thought a lot about this, so not having a college degree might be fine, but I'd like to offer another perspective. I'm not sure which part of the country you live in, but on the east coast, people are judged by where they went to college. Not just "if," b...
by AddingUp
Mon Jan 18, 2016 9:53 am
Forum: Personal Consumer Issues
Topic: Pizza Stone / Homemade Pizza Advice
Replies: 58
Views: 6987

Re: Pizza Stone / Homemade Pizza Advice

I have this pizza stone, and I highly recommend it.

http://www.pamperedchef.com/shop/Stonew ... Stone/1350
by AddingUp
Mon Jan 18, 2016 9:48 am
Forum: Personal Consumer Issues
Topic: Bike or hike trip
Replies: 22
Views: 2994

Re: Bike or hike trip

I do a lot of biking on my own, but I've taken some trips with REI. They organize various trips (hiking/biking/kayaking) all over the world and are priced a bit more reasonably (or BHish) than Backroads (although I've also taken a couple bike trips with Backroads). I've always met great, like-minded...
by AddingUp
Sat Jan 09, 2016 9:14 pm
Forum: Personal Finance (Not Investing)
Topic: Should I do my own taxes this year?
Replies: 29
Views: 3354

Re: Should I do my own taxes this year?

IMHO, the best way to learn how to do your taxes is the old fashioned way, pencil to paper with calculator, line by line following the directions and looking up instructions as you need them. When you have done this, you'll really understand how your taxes work. Indeed! I've been doing my taxes lik...
by AddingUp
Wed Jan 06, 2016 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: Failed Businesses & Career Mistakes
Replies: 14
Views: 2783

Re: Failed Businesses & Career Mistakes

I stayed too long in some toxic office environments (e.g., ineffective managers, bullying). The salaries/benefits were great, the companies were solid, and my commutes were easy, so I overlooked a lot of the disfunction. (Plus I saved a lot of money and took great vacations throughout it all!) In re...
by AddingUp
Mon Nov 30, 2015 2:41 pm
Forum: Personal Consumer Issues
Topic: What To Do In Santiago Chile Jan 2016
Replies: 9
Views: 1512

Re: What To Do In Santiago Chile Jan 2016

Good ideas so far! I'll add a few other random points/suggestions: --Many of the museums are either free on Sundays or free on the first Sunday of the month. --The USD to the CLP is strong now, so your dollars are on the "win" side of the exchange rate. --Another nice neighborhood is Barrio Italia. ...
by AddingUp
Wed Nov 18, 2015 7:30 am
Forum: Personal Consumer Issues
Topic: Telephone number for Voice Mail Only
Replies: 17
Views: 2072

Re: Telephone number for Voice Mail Only

What about for people living overseas? Google Voice is only for those who reside in the United States. Skype offers personal U.S. phone numbers, but there's a cost involved. Does anyone know of an Internet-only service where you can get a personal U.S. phone number that does not involve a monthly ch...
by AddingUp
Mon Nov 16, 2015 8:03 pm
Forum: Forum Issues and Administration
Topic: Did you know? Tips for using bogleheads.org
Replies: 36
Views: 49814

Re: Did you know? Tips for using bogleheads.org

Such valuable information. Thanks so much, OP, for taking the time to do this. I, too, wasn't aware of the proper pronunciation of "bogleheads," but it makes phonetic sense.
by AddingUp
Thu Nov 12, 2015 7:33 pm
Forum: Personal Consumer Issues
Topic: What to do to Skype?
Replies: 21
Views: 3085

Re: What to do to Skype?

800 numbers are free with Skype.
by AddingUp
Sat Oct 24, 2015 6:13 am
Forum: Personal Consumer Issues
Topic: Learning French online with Skype
Replies: 13
Views: 2026

Re: Learning French online with Skype

Learning a language via Skype is quite common, and there are a couple websites you might find helpful: www.livelingua.com or www.verbalplanet.com. A google search might pull up others. I've not used them, so I cannot offer an opinion. A few other ideas: --Check out Craigslist for language teachers w...
by AddingUp
Sun Oct 11, 2015 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: How to deal with "do nothing"/double dipping coworker
Replies: 23
Views: 5556

Re: How to deal with "do nothing"/double dipping coworker

Did your boss hire Bob? If so, he might not want to admit he made a mistake. I've worked in departments where this kind of thing was prevalent, and it's a sticky situation. If your boss is just weak and afraid to take action, then that's another story, and I'd say something.
by AddingUp
Fri Aug 07, 2015 9:29 am
Forum: Personal Consumer Issues
Topic: Paris Itinerary questions
Replies: 33
Views: 2876

Re: Paris Itinerary questions

Do either of you speak any French? It's best to know a few general phrases as you'll be treated better, especially in Paris. In other areas of the country, knowing more than the basics would be helpful.
by AddingUp
Sun Jul 26, 2015 2:25 pm
Forum: Personal Consumer Issues
Topic: Would you look down on a co-worker for driving a beater?
Replies: 198
Views: 25469

Re: Would you look down on a co-worker for driving a beater?

Since you're asking this question, it's likely that you KNOW your coworkers will judge you. If you're confident with yourself, it shouldn't matter, but that's easier said than lived. I don't care what kind of car someone drives, but that's because I value spending my money on experiences, which isn'...
by AddingUp
Fri Jul 03, 2015 4:33 pm
Forum: Personal Consumer Issues
Topic: Learning Spanish
Replies: 62
Views: 12717

Re: Learning Spanish

I like SpanishDict.com. It's great for translation (Span to Eng and Eng to Span) as well as verb conjugations. (Plus, if you register, they'll send you a Word of the Day.) That coupled with Duolingo.com, and you're good to go! And, I agree with practicing as much as you can. Don't worry about making...
by AddingUp
Fri Jun 12, 2015 4:46 pm
Forum: Personal Finance (Not Investing)
Topic: Under-reporting my income for renting at a new apartment
Replies: 13
Views: 2446

Re: Under-reporting my income for renting at a new apartment

At my last apartment complex, I underreported my income by 25%. The place was expensive and quite nice (and many people probably had higher incomes than I did), but I didn't want them to unnecessarily increase my rent due to my salary when it came time to renew the lease. I doubt they checked with m...
by AddingUp
Wed Jun 10, 2015 6:34 pm
Forum: Personal Consumer Issues
Topic: Perpetual Travelling
Replies: 80
Views: 18897

Re: Perpetual Travelling

I greatly enjoyed reading Karen McCann's book "Dancing in the Fountain." In 2004, she moved from the U.S. to Italy with her husband but also spent time traveling on her own in 13 countries without her husband. Here's her website: http://www.enjoylivingabroad.com/my-story.html. It might provide some ...
by AddingUp
Sat Jun 06, 2015 5:39 pm
Forum: Personal Consumer Issues
Topic: D-Day message from France
Replies: 27
Views: 4438

Re: D-Day message from France

Wonderful photo, indeed. Being on the beaches and surrounding areas is very emotional. The craters from the bombings are surreal. It's nice to see France acknowledges our efforts after all these years. What a day. What an effort by U.S. troops.
by AddingUp
Sat Mar 21, 2015 1:41 pm
Forum: Personal Consumer Issues
Topic: Restaurant tipping
Replies: 200
Views: 50468

Re: Restaurant tipping

Being a waiter/waitress is a service job, hence, I tip completely on how professional and efficient the service is. (And I'm not talking about factors beyond the server's control such as how the kitchen does or doesn't pull through. My tip is based purely on the attitude/competence of the waiter/wai...
by AddingUp
Thu Mar 12, 2015 7:11 pm
Forum: Personal Consumer Issues
Topic: Capital One seemed happy to lose me as a customer?
Replies: 24
Views: 5178

Re: Capital One seemed happy to lose me as a customer?

If you made your decision and were happy with it, you should be glad the rep didn't keep you on the phone any longer than necessary. I wouldn't take issue with that. Consider yourself lucky…unless, of course, you wanted someone to talk you out of your decision!
by AddingUp
Wed Mar 11, 2015 9:18 am
Forum: Personal Consumer Issues
Topic: Where to retire in New England?
Replies: 123
Views: 23537

Re: Where to retire in New England?

New England is composed of six states: Maine, Vermont, New Hampshire, Rhode Island, Massachusetts, and Connecticut. If you're looking to retire in the region, I'd consider living closer to a major metro area where hospitals (and neighbors) are in easy reach. A remote Maine or Vermont town might not ...
by AddingUp
Fri Mar 06, 2015 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Does My Daughter Need A Prenup?
Replies: 175
Views: 13233

Re: Does My Daughter Need A Prenup?

I really don't understand why people are so worked up about this. Anyone who doesn't know marriage is a huge financial risk has not been paying attention to the world we live in. A potential spouse can seem and even be a swell fellow, but that doesn't mean he's going to be a swell fellow 10 or 15 y...
by AddingUp
Thu Mar 05, 2015 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: Good career for woman mid 30's?
Replies: 34
Views: 5687

Re: Good career for woman mid 30's?

You may find taking the Myers-Briggs Type Indicator (MBTI) to be of value if you haven't already. It would be a good place to start if you don't know exactly what you'd like to do.
by AddingUp
Wed Mar 04, 2015 4:54 pm
Forum: Personal Consumer Issues
Topic: Paris France help/suggestions for women
Replies: 22
Views: 2522

Re: Paris France help/suggestions for women

A few other ways to blend in so as not to be pegged as tourists: --Don't walk down the street smiling and pointing at everything. --Keep your voices low both outside and inside. --Learn a few French phrases. Saying "bonjour" and "au revoir" when you enter and leave a shop, respectively, goes a long ...
by AddingUp
Tue Mar 03, 2015 2:45 pm
Forum: Personal Consumer Issues
Topic: What to see and where to eat in Barcelona
Replies: 31
Views: 4585

Re: What to see and where to eat in Barcelona

For a wonderful meal, I suggest Ciudad Condal in the Eixample neighborhood.
by AddingUp
Tue Feb 17, 2015 8:43 pm
Forum: Personal Consumer Issues
Topic: Preparing for 2 months incommunicado
Replies: 144
Views: 12359

Re: Preparing for 2 months incommunicado

I admire that you're completely disconnecting from wired life. After all, it's only for two months, and while walking by yourself (lost in your thoughts) or with others you meet along the way, I bet you won't miss the electronic world. It sounds like you're thinking ahead and covering your bases as ...
by AddingUp
Tue Feb 17, 2015 2:51 pm
Forum: Personal Consumer Issues
Topic: A Special Message From Social Security
Replies: 68
Views: 11566

Re: A Special Message From Social Security

I received the email this morning, too, and I sent it to my spam folder (unopened!). I figure if was a real message, I can access it via the SS site, which I plan to do later today. Thanks for the reminder!
by AddingUp
Sat Jan 24, 2015 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: Time for me to buy a condo?
Replies: 15
Views: 1735

Re: Time for me to buy a condo?

I lived in a major U.S. city for more than 10 years where renting/buying condos was the norm at a certain age if you weren't married. Most of my friends (single, well-paid professionals) all bought these tiny condos that, in my mind, were glorified apartments. They could hear their neighbors next do...
by AddingUp
Fri Jan 23, 2015 4:34 pm
Forum: Personal Consumer Issues
Topic: Anyone else love reading textbooks?
Replies: 82
Views: 5485

Re: Anyone else love reading textbooks?

I've saved most of my college textbooks, too, and I enjoy seeing what I highlighted back then (if the highlights aren't too faded!). If I were to read them again at length, I'd be curious to see if I would highlight the same passages.
by AddingUp
Sat Jan 10, 2015 2:48 pm
Forum: Personal Consumer Issues
Topic: Bogleheads: Wealth and Happiness
Replies: 16
Views: 2972

Re: Bogleheads: Wealth and Happiness

Saving smartly throughout life has provided me inner peace. I, too, don't care about material items, but having an above-average savings rate allows me to make choices that the average person cannot. If I want to quit my job tomorrow, I can. If I want to move to another city or state, I can. If I wa...
by AddingUp
Tue Dec 23, 2014 7:22 pm
Forum: Personal Consumer Issues
Topic: Bogota and the Coast of Colombia travel
Replies: 57
Views: 10289

Re: Bogota and the Coast of Columbia travel

My friend and his wife live in Bogata (she's Asian and he's a fair skinned American) and they have no issues. They also travel to Medellin and have had no issues there. If you are a seasoned traveler, I'm sure you'll be fine. If you're a once a year cruise traveler you may want to go elsewhere That...
by AddingUp
Tue Dec 23, 2014 7:20 pm
Forum: Personal Consumer Issues
Topic: Bogota and the Coast of Colombia travel
Replies: 57
Views: 10289

Re: Bogota and the Coast of Columbia travel

Are you going to be working near La Candelaria? I strongly advise staying within walking distance of your workplace, if safety allows. Traffic is horrid, and public transit is deteriorating. There are some bikeways, but riding in regular traffic would be suicidal. La Candelaria and vicinity has som...