Search found 307 matches

by Yukon
Mon Jun 29, 2020 5:16 am
Forum: Forum Issues and Administration
Topic: Notification doesn't go away
Replies: 6
Views: 616

Re: Notification doesn't go away

Under notifications do you select "see all" and scroll thru all of them....I bet it's an old one still open.
by Yukon
Wed Jun 03, 2020 5:02 am
Forum: Personal Finance (Not Investing)
Topic: Airline refusing to issue refunds
Replies: 167
Views: 15040

Re: Airline refusing to issue refunds

Iberia refuses to offer a refund for our trip to Spain from DC in July. They are only offering credit or change. Customer service suggested refunds are only eligible for a cancelled flight and the flight is still a go for July If you haven't cancelled yet, be patient and wait until they cancel the ...
by Yukon
Sun May 31, 2020 12:48 pm
Forum: Personal Finance (Not Investing)
Topic: Airline refusing to issue refunds
Replies: 167
Views: 15040

Re: Airline refusing to issue refunds

Iberia refuses to offer a refund for our trip to Spain from DC in July. They are only offering credit or change. Customer service suggested refunds are only eligible for a cancelled flight and the flight is still a go for July
by Yukon
Thu May 28, 2020 8:04 pm
Forum: Personal Investments
Topic: Overpay for the home we love?
Replies: 62
Views: 4958

Re: Overpay for the home we love?

What's your monthly rent?
by Yukon
Mon May 25, 2020 5:39 am
Forum: Personal Consumer Issues
Topic: Any Instant Pot users here?
Replies: 165
Views: 20092

Re: Any Instant Pot users here?

knightrider wrote:
Sun May 24, 2020 11:58 am

What advantage does stainless steel provide over nonstick coating?
For us it's the chemicals that leach into food at high temperatures of teflon, etc. Dupont covered up the risks of the chemical components in nonstick. I'm not sure the risks but I'm confident it's not zero.
by Yukon
Mon May 25, 2020 5:20 am
Forum: Personal Consumer Issues
Topic: What to look for when buying a table saw?
Replies: 53
Views: 2793

Re: What to look for when buying a table saw?

That goes on the Keter collapsible bench which is also good for temporary setups. https://www.amazon.com/Keter-Folding-Workbench-Sawhorse-Capacity/dp/B001CWX26Y I have one of those Keter workbenches. Excellent product. How do you use it? Similarly to pigeye with the planer? I need to be more effici...
by Yukon
Mon May 25, 2020 5:09 am
Forum: US Chapters
Topic: MEMORIAL DAY
Replies: 36
Views: 3129

Re: MEMORIAL DAY

Taylor, thanks for sharing. THANK YOU and all military for their service and sacrifice.
by Yukon
Sun May 24, 2020 6:15 am
Forum: Personal Finance (Not Investing)
Topic: The axe falls and I am prepared. What's next?
Replies: 370
Views: 31233

Re: The axe falls and I am prepared. What's next?

Sorry to hear, Klang. I'd propose a mental 6 months break to recover from the emotional trauma of your job loss. Similar to the advice "Don't make any major decisions for 12-18 months" suggested following loss of a spouse, etc. This thread feels more emotionally traumatic than financially so.
by Yukon
Thu May 07, 2020 4:52 am
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 155
Views: 11725

Re: Gardening 2020

Does anyone else feel the garden planting date calculators are "too soon" or otherwise inaccurate? I've browsed some of the almanacs, garden apps for planting dates but they strike me as being inaccurate. But, perhaps old habits die hard? Here's the old farmer's almanac calendar. Enter zipcode to le...
by Yukon
Thu Apr 30, 2020 2:53 pm
Forum: Personal Investments
Topic: Diversifying from Amazon stock - help!
Replies: 40
Views: 6334

Re: Diversifying from Amazon stock - help!

BuyandHold37 wrote:
Thu Apr 30, 2020 12:14 pm

On June 1, 2018, SPY closed at 273.60. At the time of this post it is trading at $289. That is a 5.6% (vs 46%) appreciation.

I'd love to see your math of where you got $120K from
Have you run the math for Enron?
by Yukon
Thu Apr 30, 2020 4:43 am
Forum: Personal Investments
Topic: Diversifying from Amazon stock - help!
Replies: 40
Views: 6334

Re: Diversifying from Amazon stock - help!

This is one of those situations where I pay a lot more attention to our day to day finances and didn't realize quite how much stock he had or how much and how quickly it had grown-- I was taught to have a set it and forget it mindset towards investments growing up, so I don't frequently monitor the...
by Yukon
Mon Apr 27, 2020 11:28 am
Forum: Personal Finance (Not Investing)
Topic: Adult needing disability
Replies: 6
Views: 574

Re: Adult needing disability

If he applies for disability they'll contact his doctors, so it would be worth finding out if they would support such a claim. That probably depends on how much medical attention he's received. Good point. He has a longstanding doctor that presumably would support the claim. Do you or anyone else i...
by Yukon
Mon Apr 27, 2020 7:15 am
Forum: Personal Finance (Not Investing)
Topic: Adult needing disability
Replies: 6
Views: 574

Adult needing disability

My brother in law is 48 years old and has always lived at home. He grew up in special olympics, special education, etc but I don't believe he has a diagnosis as an adult (He'd qualify for autism spectrum or other cognitive delay but his parents have never understood any benefits available for the di...
by Yukon
Tue Apr 21, 2020 6:37 am
Forum: Personal Consumer Issues
Topic: Should I buy a new rice cooker from Zojirushi?
Replies: 75
Views: 5761

Re: Should I buy a new rice cooker from Zojirushi?

We use an instant pot for rice. Brown rice, white rice, risotto. Also steel cut oats most mornings. It works great, it perfectly consistent, is scaleable, is very easy. Rice cookers are nice but Instant Pots are cheap and much more versatile. Can you make biryani in a rice cooker? Mashed potatoes? ...
by Yukon
Tue Apr 21, 2020 4:46 am
Forum: Personal Consumer Issues
Topic: Should I buy a new rice cooker from Zojirushi?
Replies: 75
Views: 5761

Re: Should I buy a new rice cooker from Zojirushi?

We use an instant pot for rice. Brown rice, white rice, risotto. Also steel cut oats most mornings. It works great, it perfectly consistent, is scaleable, is very easy. Rice cookers are nice but Instant Pots are cheap and much more versatile. Can you make biryani in a rice cooker? Mashed potatoes? ...
by Yukon
Sun Apr 19, 2020 5:41 am
Forum: Personal Investments
Topic: Tax loss harvesting VEA and VEU
Replies: 5
Views: 383

Re: Tax loss harvesting VEA and VEU

Thanks. Yep, I sold both for VXUS. Didn't catch the recent bottom, though!
by Yukon
Wed Apr 15, 2020 6:49 am
Forum: Personal Finance (Not Investing)
Topic: Experiences with DCU as a bank?
Replies: 9
Views: 491

Re: Experiences with DCU as a bank?

DCU has been fine on a heloc for us.
by Yukon
Tue Apr 14, 2020 4:41 am
Forum: Investing - Theory, News & General
Topic: My theory about FIRE
Replies: 419
Views: 31072

Re: My theory about FIRE

I agree with all that. And practicing medicine on your own terms is still practicing medicine. I wouldn't really describe that as switching out of the field. Same would be true for lawyers that switch to doing work on their own terms for causes they care about or whatever. What I was talking about ...
by Yukon
Sat Apr 11, 2020 6:40 am
Forum: Personal Finance (Not Investing)
Topic: PPP Loan Accounting Tips
Replies: 3
Views: 685

Re: PPP Loan Accounting Tips

Thanks for sharing!
by Yukon
Sat Apr 11, 2020 6:28 am
Forum: Personal Investments
Topic: Blessing or Curse? EIDL vs PPP loan
Replies: 9
Views: 627

Re: Blessing or Curse? EIDL vs PPP loan

I'm guessing it's HHS Stimulus money? Medicare providers are receiving HHL stimulus and believe it's EIDL. One doesn't have to apply for HHL it's calculated on 2019 payments to provider. No reason to lock the threat but maybe change title of thread to let people learn from the inaccurate assumption?
by Yukon
Fri Mar 20, 2020 7:03 am
Forum: Personal Investments
Topic: Tax loss harvesting VEA and VEU
Replies: 5
Views: 383

Tax loss harvesting VEA and VEU

Both VEA (Vanguard developed markets etf) and VEU (vanguard all world ex US) show losses in my vanguard brokerage account. I'd like to exchange them both into an all international fund. Goals 1) Avoid wash sale 2) Stay invested 3) Simplify to one inexpensive fund representing broad international (My...
by Yukon
Wed Mar 18, 2020 5:08 am
Forum: Personal Investments
Topic: Windfall question
Replies: 22
Views: 1132

Re: Windfall question

You either haven’t really “won the game” or you haven’t changed the way you think. “Better performance” is not the concern of those who have won. We are probably older than you. What we found works for us is to have $3M in fixed income and everything else in broad based index funds. If you’re young...
by Yukon
Sat Feb 22, 2020 6:39 am
Forum: Personal Finance (Not Investing)
Topic: I'm 40 and when do I retire? first world problem?
Replies: 52
Views: 9525

Re: I'm 40 and when do I retire? first world problem?

If you knew you were dying how much longer would you work?



*Hint: we're all dying.
by Yukon
Thu Feb 20, 2020 6:41 am
Forum: Personal Consumer Issues
Topic: Guitar for a 45 year old beginner
Replies: 52
Views: 4032

Re: Guitar for a 45 year old beginner

A highly reviewed Fender FA-100 Dreadnought Acoustic Guitar from Amazon performed wonderfully for my 3 week successful trial a few years back. I used an app for tuning and kids music teacher was surprised and impressed at the $200 price point.
by Yukon
Sat Feb 15, 2020 12:36 pm
Forum: Personal Consumer Issues
Topic: Costco for tires and batteries
Replies: 38
Views: 2451

Re: Costco for tires and batteries

makingmistakes wrote:
Sat Feb 15, 2020 11:48 am
Gas prices at Costco will also help pay the membership.

Wife and I drove over this morning to fill up our cars - $2.099 versus $2.359 at the cheapest alternative in the area. Saved 7 bucks.
How many miles roundtrip? Did you factor in the $0.50 per mile cost of the vehicle's mileage?
by Yukon
Thu Feb 13, 2020 10:46 am
Forum: Personal Finance (Not Investing)
Topic: Should I find a different job with a better commute?
Replies: 50
Views: 3504

Re: Should I find a different job with a better commute?

For me, personally, there is no sum of money for which I would commute that far every day. I don’t understand how people can tolerate doing that. I'm always curious why people's circumstances would never let them tolerate a long commute. Is it the every day part? Traffic? Doubling income would at l...
by Yukon
Thu Jan 23, 2020 6:16 am
Forum: US Chapters
Topic: Sad news: LadyGeek's husband has passed
Replies: 352
Views: 27089

Re: Sad news: LadyGeek's husband has passed

My sympathies, LadyGeek.
by Yukon
Wed Jan 22, 2020 4:03 pm
Forum: Personal Consumer Issues
Topic: Spain in July with kids
Replies: 49
Views: 3530

Re: Spain in July with kids

Look for local festivals! I agree with what has already been said... of all the Spanish cities/towns I visited, Madrid was my least favorite. Obviously other will disagree. Hot, no air conditioning, and is ... well... a city. Did not find the charm in it. The Prado is obviously excellent... but you...
by Yukon
Sat Jan 18, 2020 6:16 am
Forum: Personal Consumer Issues
Topic: Spain in July with kids
Replies: 49
Views: 3530

Re: Spain in July with kids

I did study abroad in Madrid as an undergrad and in Valencia and Madrid as a grad student. I also taught in Madrid. I know Spain pretty well and have even served as a tour guide for study abroad students and friends. I was also a chaperone on a couple of my daughter's students' trips to Spain. (I w...
by Yukon
Sat Jan 18, 2020 6:03 am
Forum: Personal Consumer Issues
Topic: Spain in July with kids
Replies: 49
Views: 3530

Re: Spain in July with kids

Madrid 4 days. Fly to barcelona and rent an apartment. Flying within country is relatively inexpensive and only a short plane ride. Can rent an apartment in Barcelona 3 bedrooms cheaper than 1 nice hotel room. Stay in the city center and enjoy las Ramblas culture. Uber to the beach which has public...
by Yukon
Sat Jan 18, 2020 6:01 am
Forum: Personal Consumer Issues
Topic: Spain in July with kids
Replies: 49
Views: 3530

Re: Spain in July with kids

Another Washington, D.C. family here that jumped on cheap IAD-MAD tickets for a week this spring. I'm thinking of picking up a car in Madrid and driving Segovia-Avila-Salamanca-El Escorial/Valle de los Caidos-Toledo-Barajas. We're just three, so trains would be cheaper, but I'm supposing we could s...
by Yukon
Sat Jan 18, 2020 5:56 am
Forum: Personal Consumer Issues
Topic: Spain in July with kids
Replies: 49
Views: 3530

Re: Spain in July with kids

If flying in and out of Madrid, you're going to spend a day travelling to the coast each way which kills 2 of your 11 days. I lived in Barcelona as well as Marbella and I love the coast, but flying in and out of Madrid with 3 kids makes it more challenging. Appreciate the insight. Barcelona seems t...
by Yukon
Sat Jan 18, 2020 5:48 am
Forum: Personal Consumer Issues
Topic: Spain in July with kids
Replies: 49
Views: 3530

Re: Spain in July with kids

Starfish wrote:
Fri Jan 17, 2020 4:26 pm
I don't think you will see much with a 2y old. It's not the best age for travelling. At about 5-6 they can walk maybe 10 miles in a day
It's not the best age to go to the grocery store, either. :sharebeer
by Yukon
Fri Jan 17, 2020 12:23 pm
Forum: Personal Consumer Issues
Topic: Spain in July with kids
Replies: 49
Views: 3530

Re: Spain in July with kids

Combining Madrid and the beach would be time-consuming and expensive for a family. I recommend you either (a) stay in Madrid and take day trips to nearby places or (b) fly to Barcelona, Valencia, or Malaga and make it a beach vacation. Thanks! So which would you prefer for 5 nights....Barcelona, Va...
by Yukon
Fri Jan 17, 2020 12:19 pm
Forum: Personal Consumer Issues
Topic: Spain in July with kids
Replies: 49
Views: 3530

Re: Spain in July with kids

Madrid is a long ways from any beaches so I would scratch the idea of beach time. We're open to speed trains or flight if it was the right beach or town. You could look into taking the high speed train from Madrid to Barcelona and back but that might be too expensive for your budget. Even with a fa...
by Yukon
Fri Jan 17, 2020 12:10 pm
Forum: Personal Consumer Issues
Topic: Spain in July with kids
Replies: 49
Views: 3530

Re: Spain in July with kids

One of our favorite vacations was to Roses and then Begur on the Southeast coast. . . pretty close the border with France. Its a pretty good distance from Madrid, though it was wonderful. Not a typical beach town. An old castle on the hill and a festival celebrating Cuba? We drove from in from Belg...
by Yukon
Fri Jan 17, 2020 10:37 am
Forum: Personal Consumer Issues
Topic: Spain in July with kids
Replies: 49
Views: 3530

Re: Spain in July with kids

One of our favorite vacations was to Roses and then Begur on the Southeast coast. . . pretty close the border with France. Its a pretty good distance from Madrid, though it was wonderful. Not a typical beach town. An old castle on the hill and a festival celebrating Cuba? We drove from in from Belg...
by Yukon
Fri Jan 17, 2020 8:55 am
Forum: Personal Consumer Issues
Topic: Spain in July with kids
Replies: 49
Views: 3530

Spain in July with kids

With kids our international travel had come to a halt. Despite knowing that travel would be difficult and expensive with 3 kids (2,10, and 12) we'd secured passports and waited for a nonstop deal (anywhere in Europe) in an attempt to experience some culture. Washington DC to Madrid roundtrip fares w...
by Yukon
Thu Jan 16, 2020 7:56 am
Forum: Investing - Theory, News & General
Topic: 2020 Bogleheads Conference and Survey
Replies: 81
Views: 10026

Re: 2020 Bogleheads Conference and Survey

I went for two years in a row and then deliberately took two years off to make room for others to attend. I went back last year, which was very special (due to tributes to Jack Bogle and memories shared by his family and longtime co-workers or I guess I should say fellow crew members) and will like...
by Yukon
Thu Jan 16, 2020 5:50 am
Forum: Investing - Theory, News & General
Topic: Variable Percentage Withdrawal (VPW)
Replies: 1000
Views: 336558

Re: Variable Percentage Withdrawal (VPW)

Huge props for a fantastic spreadsheet. I agree it's worth the bookmark to regularly get updates. One small laymen suggestion on the spreadsheet.... Insert notes in the A column to be able to hover over "Pension #1 Bridge Cost" or "Pension Bridge Deficit" to be given a written laymen definition of t...
by Yukon
Thu Jan 09, 2020 5:35 am
Forum: Investing - Theory, News & General
Topic: 2020 Bogleheads Conference and Survey
Replies: 81
Views: 10026

Re: 2020 Bogleheads Conference and Survey

But past attendees probably wouldn't appreciate that as they've been given preference in the past. Reminds me of a recent Planet Money episode about the four ways to get into the NYC marathon. Maybe you could give away 1/3 of the spots to prior attendees randomly and 1/3 to new attendees randomly a...
by Yukon
Wed Jan 08, 2020 6:35 am
Forum: Personal Consumer Issues
Topic: How do YOU make coffee?
Replies: 266
Views: 17774

Re: How do YOU make coffee?

Faerris wrote:
Mon Jan 06, 2020 11:33 pm
I subscribe to a bi-weekly coffee delivery service from a craft roaster. Beans usually arrive 2-3 days after they’ve been roasted.

Currently exploring single-origin heirloom varieties in the light to medium light range. Really enjoying the Ethiopian and Yemen sourced.
Which craft roaster?
by Yukon
Wed Jan 08, 2020 6:34 am
Forum: Personal Consumer Issues
Topic: How do YOU make coffee?
Replies: 266
Views: 17774

Re: How do YOU make coffee?

. I have it special shipped in 3-4 large bags from Kona Plantation, then freeze all but one bag. Lately, I've been going partly back to Medium/Dark Kona, also shipped in direct, because it's cheaper and keeps longer. You're right, the Peaberry is temperamental and can be very rich and deep flavored...
by Yukon
Sun Dec 29, 2019 7:49 am
Forum: Personal Investments
Topic: Should I sell my farmland and buy stocks?
Replies: 65
Views: 5391

Re: Should I sell my farmland and buy stocks?

Inherited farmland owner, here. What % of your net worth does the farmland hold? I'd keep the land (especially with such a fantastic renter) and try like mad to invest elsewhere to lower the overall % of net worth. It's great potential diversification but probably too many eggs in one basket and dep...
by Yukon
Thu Dec 26, 2019 12:33 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1477
Views: 170526

Re: What frugal thing did you do today?

Been fighting winter cold season so all of the used kleenex goes into a bin for getting reused as toilet paper.
by Yukon
Sun Dec 22, 2019 6:14 am
Forum: Investing - Theory, News & General
Topic: What is your AA, given your age? and, Why?
Replies: 284
Views: 36762

Re: What is your AA, given your age? and, Why?

Folks, 1. Without quantifying your need/ability/willing to take risk and/or goals, what is your AA (Stock:Bond), given your age? and why? 2. How do you glide your AA as you approach financial independence (not retirement) ? 1) I started 50/50 out of ignorance, but now close to FI have maintained it...
by Yukon
Wed Dec 18, 2019 8:39 pm
Forum: Personal Investments
Topic: Roth conversions?
Replies: 10
Views: 945

Re: Roth conversions?

I have been reading posts on roth conversions and doing calculations and I still don't get it! I did a tax calculation estimate for 2019 and with everything put in my tax bill came to $5680 and put me in the 22% tax bracket. I then added a $40000 tira to roth ira conversion still staying in the 22%...
by Yukon
Sun Dec 15, 2019 8:47 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 4663
Views: 903583

Re: What's Your Credit Card Rewards Strategy?

The other thing is that for Transatlantic, a good Premium Economy like Virgin Atlantic is nearly indistinguishable from Business Class on many airlines 25-30 years ago, frequently at 1/4 to 1/3 of 1990 prices. It's kind of pointless to try and earn and burn AA/UA/DL Business Class to Europe in off ...
by Yukon
Sun Dec 15, 2019 8:39 am
Forum: Personal Investments
Topic: Growing income and becoming more nervous...
Replies: 28
Views: 4433

Re: Growing income and becoming more nervous...

My business has a rough valuation of ~$14,000,000 which is wholly owned with no debt between my business partner and I who are 50/50 ....... Currently I'm at ~$600,000 of cash across 3 savings accounts each at ~2%, $80,000 for my wife's 401k, $75,000 in my SEP, $180,000 in various stocks mostly VTI...
by Yukon
Sat Dec 14, 2019 7:54 am
Forum: Personal Investments
Topic: Growing income and becoming more nervous...
Replies: 28
Views: 4433

Re: Growing income and becoming more nervous...

Keep funneling funds monthly into a Vanguard target retirement account and forget about if for a decade.