Search found 152 matches

by BoglePaul
Wed Jan 16, 2019 5:53 am
Forum: Personal Consumer Issues
Topic: Gillette Mach 3 alternatives
Replies: 81
Views: 5070

Re: Gillette Mach 3 alternatives

I feel Gillette is the absolute best. I wait for a super-sale once ever year or two then buy a year's supply. If I wanted to save, I would probably skip shaving on Saturday. Details on the super sale??? When? Where? etc. Goto Slickdeals dot com. And type Gillette into the search bar and look for 5 ...
by BoglePaul
Wed Jan 16, 2019 5:49 am
Forum: Personal Consumer Issues
Topic: Gillette Mach 3 alternatives
Replies: 81
Views: 5070

Re: Gillette Mach 3 alternatives

I feel Gillette is the absolute best. I wait for a super-sale once ever year or two then buy a year's supply. If I wanted to save, I would probably skip shaving on Saturday. Details on the super sale??? When? Where? etc. Go-to Slickdeals dot com. And type Gillette into the search bar. I think the l...
by BoglePaul
Tue Jan 15, 2019 7:46 pm
Forum: Personal Consumer Issues
Topic: Gillette Mach 3 alternatives
Replies: 81
Views: 5070

Re: Gillette Mach 3 alternatives

I feel Gillette is the absolute best. I wait for a super-sale once ever year or two then buy a year's supply. If I wanted to save, I would probably skip shaving on Saturday.
by BoglePaul
Tue Jan 15, 2019 8:06 am
Forum: Personal Consumer Issues
Topic: Best Computer Chair for Big & Tall People
Replies: 12
Views: 667

Re: Best Computer Chair for Big & Tall People

How big is Big & Tall? As mentioned in an earlier post, Aeron Size C will likely fit the bill. They are often found on Craigslist and second hand for a bargain. Especially, the size C's. Place your hand under the top of the back collar. If you feel three bumps then it is a size C. (2 bumps for size ...
by BoglePaul
Mon Jan 14, 2019 10:02 am
Forum: Investing - Theory, News & General
Topic: Anyone beating the index instead of buying it?
Replies: 51
Views: 5031

Re: Anyone beating the index instead of buying it?

We purchase VPCCX instead of index funds (we purchased when it was open). It has beat the index for the previous 5 years, even after taxes.

We purchase VPCCX because we like the stocks in the fund.
by BoglePaul
Mon Jan 14, 2019 9:11 am
Forum: Personal Consumer Issues
Topic: Brake fluid replacement?
Replies: 68
Views: 3770

Re: Brake fluid replacement?

Maintaining brakes on an automobile sounds important. Brakes and tires are the one area I will not skimp. Follow the manufacturers guidelines. Safety first, body parts are not replaceable, unlike money.
by BoglePaul
Mon Jan 14, 2019 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Mint vs Personal Capital
Replies: 25
Views: 5112

Re: Mint vs Personal Capital

I feel mint has remained the same since Intuit purchased them and slightly ruined it. Maybe Intuit could add the personal capital features like retirement projections, etc.
by BoglePaul
Mon Jan 14, 2019 7:42 am
Forum: Personal Consumer Issues
Topic: Taking expensive DSLR on kayak?
Replies: 41
Views: 2020

Re: Taking expensive DSLR on kayak?

If I was in a kayak I would want to focus on the safety of my family (and self) and not be distracted with a camera. I can always replace the camera.
by BoglePaul
Mon Jan 14, 2019 7:39 am
Forum: Investing - Theory, News & General
Topic: How to avoid temptation to buy hot stocks or bitcoin?
Replies: 57
Views: 3811

Re: How to avoid temptation to buy hot stocks or bitcoin?

Not everyone can cut their own hair so they go to the barber shop. Consider outsourcing the job to a money manager or financial planner (Vanguard even has an inexpensive financial planning group). The end.
by BoglePaul
Sun Jan 13, 2019 3:17 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard PRIMECAP and Capital Opportunity
Replies: 48
Views: 2798

Re: Vanguard PRIMECAP and Capital Opportunity

Has anyone had experience with Vanguard PRIMECAP and/or Capital Opportunity funds? As far as I can tell.. they appear to be Vanguard-branded non-index actively managed funds :shock: What is the catch here? Other than past performance doesn't necessarily equate to future gains. We have some Primecap...
by BoglePaul
Sun Jan 13, 2019 3:15 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard PRIMECAP and Capital Opportunity
Replies: 48
Views: 2798

Re: Vanguard PRIMECAP and Capital Opportunity

The three Vanguard PRIMECAP funds (PRIMECAP, PRIMECAP Core, and Capital Opportunity) are my favorite funds (they choose stocks I like and avoid stocks like facbook,cr-apple, twitter, etc). Add one or two PRIMECAPs, plus VWIUX and that is primarily what I invest in (I purchased before they closed the...
by BoglePaul
Sun Jan 13, 2019 10:24 am
Forum: Investing - Theory, News & General
Topic: Any thoughts on the role of Gold in your portfolio?
Replies: 74
Views: 4094

Re: Any thoughts on the role of Gold in your portfolio?

Any thoughts of real estate in your portfolio instead? In the zombie apocalypse at least you can live on the land.
by BoglePaul
Sun Jan 13, 2019 6:53 am
Forum: Personal Consumer Issues
Topic: Large SUV
Replies: 75
Views: 6313

Re: Large SUV

The issue is complicated, the Odyssey has side curtain air bags, definitely a plus, I don't know if the new Subs or Expeditions have that. Rollovers in the large SUV may be worse, but they are safer in rear collisions in terms of where the rear seat is located compared to third row minivans.I have ...
by BoglePaul
Thu Jan 10, 2019 5:43 am
Forum: Personal Consumer Issues
Topic: Discounted Postage Stamps
Replies: 25
Views: 2030

Penny wise, pound foolish

Sounds like you already value the convenience of the better adhesive and not having to think about the exact price of the postage including searching through a bag for the right combination of stamps. Also, the forever stamps are pay-as-you-go vs an up-front capital investment. Life is short. Just p...
by BoglePaul
Wed Jan 09, 2019 9:20 am
Forum: Investing - Theory, News & General
Topic: Fell in Love with Fidelity
Replies: 60
Views: 6173

Re: Fell in Love with Fidelity

Fidelity is taking a tiny loss on their index funds to get you in the door with big plans to capture your money at a later stage in your life. Fidelity has a building full of marketers coming up with schemes to convert you to a profitable customer. Perhaps they will capture your funds when you are o...
by BoglePaul
Wed Jan 09, 2019 9:12 am
Forum: Personal Finance (Not Investing)
Topic: What does 1 million @Vanguard get you ?
Replies: 35
Views: 7024

Re: What does 1 million @Vanguard get you ?

Free Vanguard Aadvantage (checking, debit card, etc) is probably the reason to cross the boundary. Vanguard is pretty no frills which is probably why their money market funds pay better (there is no free lunch). Functionality to direct the dividends to your checking account works superb. I looked i...
by BoglePaul
Wed Jan 09, 2019 9:06 am
Forum: Investing - Help with Personal Investments
Topic: How do I buy gold?
Replies: 55
Views: 3549

Re: How do I buy gold?

SPDR Gold ETF Shares (GLD) is not really gold, but a paper representation of gold. So, the paper fluctuates with the price of gold, however it does not have the benefits of safety in event of failure of the system. So, purchasing GLD would not be purchasing gold in the traditional sense but more spe...
by BoglePaul
Wed Jan 09, 2019 6:21 am
Forum: Investing - Help with Personal Investments
Topic: Advice for a young boglehead?
Replies: 13
Views: 1481

Re: Advice for a young boglehead?

See an accountant / tax person about this strategy. My friend went to medical school in his 20's and this is the strategy he wish he did: Unsure about your current salary, but if it is in the 25% tax bracket, the sock away as much as u can in a Traditional IRA / 401k. Then wait a year and take the f...
by BoglePaul
Wed Jan 09, 2019 6:14 am
Forum: Personal Finance (Not Investing)
Topic: What does 1 million @Vanguard get you ?
Replies: 35
Views: 7024

Re: What does 1 million @Vanguard get you ?

Free Vanguard Aadvantage (checking, debit card, etc) is probably the reason to cross the boundary. Vanguard is pretty no frills which is probably why their money market funds pay better (there is no free lunch). Functionality to direct the dividends to your checking account works superb.
by BoglePaul
Sun Jan 06, 2019 9:32 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9211

Re: Which Compact SUV Should I Buy?

Thank you "Perhaps the reviews are related to the 2017 on down. caranddriver, etc." Yes - the reviews were for the SUV's built prior to 2018. I do not consider car and driver or any other magazines 'independent' with their income streams. Just google X3 review. I’ve seen plenty of reviews on the 20...
by BoglePaul
Sun Jan 06, 2019 9:29 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9211

Re: Which Compact SUV Should I Buy?

I was requesting the positive reviews from you since we are somewhat looking ourselves... As an 2019 X3 owner we researched and test drove the usual suspects. A few google searches revealed the Benz and Audi Q5 are just the C300 and A4 propped up on stilts. The X3 was its own platform (wid wheelbas...
by BoglePaul
Sun Jan 06, 2019 9:28 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9211

Re: Which Compact SUV Should I Buy?

Sources? I was requesting the positive reviews from you since we are somewhat looking ourselves... As an 2019 X3 owner we researched and test drove the usual suspects. A few google searches revealed the Benz and Audi Q5 are just the C300 and A4 propped up on stilts. The X3 was its own platform (wid...
by BoglePaul
Sun Jan 06, 2019 9:27 am
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9211

Re: Which Compact SUV Should I Buy?

I thought that the X3's got pretty poor reviews on independent tests for the most part? Was I mistaken? Sources? My information on X3 is from a family member, and the model may have changed -- it is 8+ years old. It threw up $12k of brakes and front end work 3 weeks before the extended warranty exp...
by BoglePaul
Sun Jan 06, 2019 9:26 am
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9211

Re: Which Compact SUV Should I Buy?

Not only is she wasting precious money she had bought a car with one of the worst reliability records in its home market, the UK. It's a WAG car - wives and girlfriends of football (soccer) players. An American might call it a "bling bling" car. There is a case for an old Land rover if you live up ...
by BoglePaul
Sat Jan 05, 2019 9:24 pm
Forum: Personal Consumer Issues
Topic: Windows 10 / Office 2019 headache
Replies: 24
Views: 1576

Re: Windows 10 / Office 2019 headache

BolderBoy wrote:
Sat Jan 05, 2019 8:31 pm
stlutz wrote:
Sat Jan 05, 2019 8:01 pm
Windows 10 is such an improvement over prior versions of Windows in terms of overall stability. Just upgrade your OS.
+1. Completely agree with this.
:sharebeer
by BoglePaul
Sat Jan 05, 2019 9:13 pm
Forum: Personal Consumer Issues
Topic: Recommend men's undershirts
Replies: 49
Views: 3497

Re: Recommend men's undershirts

Tried the jockey, hanes, etc. in my 20s. Discovered 2xist brand vnecks and have stuck with them for over a decade. They were initially described to me as tshirts for rich people. Premium cotton stays soft through lots of washings. Also they fit well as opposed to the balloon fit of the usual brands....
by BoglePaul
Sat Jan 05, 2019 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: What Do You Spend The Most On Annually?
Replies: 158
Views: 8230

Re: What Do You Spend The Most On Annually?

smitcat wrote:
Fri Jan 04, 2019 10:14 am
What Do You Spend The Most On Annually?

- Taxes
:sharebeer
by BoglePaul
Sat Jan 05, 2019 7:32 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9211

Re: Which Compact SUV Should I Buy?

Maybe it's just me, but when Meg said "flexible" with the budget, I am pretty sure she didn't mean more than doubling it. That's my thought with cars nowadays, even economy cars are so good now that to get something just a little "better", you have to double or triple the budget. Simply not worth i...
by BoglePaul
Sat Jan 05, 2019 7:15 pm
Forum: Personal Consumer Issues
Topic: Which iPhone: 8 or XR?
Replies: 45
Views: 3119

Re: Which iPhone: 8 or XR?

Pixel 3. Bought it, incredibly glitchy (I suffered from the 3rd party camera crashing), returned it. Camera is great, everything else is decidedly average or below average. I expect basic phone functionality out of my, you know, phone. (I was getting crashes just trying to make calls and connect Bl...
by BoglePaul
Sat Jan 05, 2019 4:19 pm
Forum: Personal Consumer Issues
Topic: Windows 10 / Office 2019 headache
Replies: 24
Views: 1576

Re: Windows 10 / Office 2019 headache

I have had no real problems with Win 10 for the last few years. However, if you want to stick with Win 7 you could get Libre Office instead of MS Office: https://www.libreoffice.org/download/download/. It can do pretty much anything the expensive MS suite can. Or create a Microsoft Account and use ...
by BoglePaul
Sat Jan 05, 2019 4:18 pm
Forum: Personal Consumer Issues
Topic: Windows 10 / Office 2019 headache
Replies: 24
Views: 1576

Re: Windows 10 / Office 2019 headache

squirm wrote:
Sat Jan 05, 2019 3:26 pm
Use Office 365 or even Office.com
Windows 10 + Office 365 subscription. Everything then stays up to date. Worth the cost.
by BoglePaul
Sat Jan 05, 2019 4:16 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9211

Re: Which Compact SUV Should I Buy?

SUVs are terrible and compact SUVs are even worse. Stay with a wagon. Why do you say that? I like the higher entry/exit points and the higher seating positions in the SUVs. I also like the AWD and higher ground clearance since we live in snow country. What makes them terrible (in your view)? Yes, t...
by BoglePaul
Sat Jan 05, 2019 4:13 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9211

Re: Which Compact SUV Should I Buy?

In view of your statement that your budget is flexible, and as you candidly acknowledge the role status and prestige play in what you drive, perhaps consider a Porsche Macan (available in a range of trim levels and corresponding price points) or a Mercedes GLC AMG 43 or 63. Both are relatively comp...
by BoglePaul
Sat Jan 05, 2019 4:11 pm
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9211

Re: Which Compact SUV Should I Buy?

X3 or X5 if going the lux route. Volvo is owned by the Zhejiang Geely Holding Group Co. Ltd., headquartered in Hangzhou, China. Buyer beware. Geely might be headquartered in China, however Volvo Cars is headquartered in Gothenburg, Sweden. Volvo is more Swedish now, and makes better cars then when ...
by BoglePaul
Sat Jan 05, 2019 5:56 am
Forum: Personal Consumer Issues
Topic: Uber/Lyft where do you sit?
Replies: 42
Views: 3970

Re: Uber/Lyft where do you sit?

Front if I am riding solo. Back otherwise.
by BoglePaul
Sat Jan 05, 2019 5:36 am
Forum: Personal Consumer Issues
Topic: Which iPhone: 8 or XR?
Replies: 45
Views: 3119

Re: Which iPhone: 8 or XR?

Pixel 3.
by BoglePaul
Sat Jan 05, 2019 5:34 am
Forum: Personal Consumer Issues
Topic: Which Compact SUV Should I Buy?
Replies: 177
Views: 9211

Re: Which Compact SUV Should I Buy?

X3 or X5 if going the lux route. Volvo is owned by the Zhejiang Geely Holding Group Co. Ltd., headquartered in Hangzhou, China. Buyer beware.
by BoglePaul
Mon Dec 31, 2018 9:24 pm
Forum: Investing - Help with Personal Investments
Topic: Tax Free Muni Bonds
Replies: 12
Views: 1127

Re: Tax Free Muni Bonds

Muni? Get a Vanguard fund and nothing else: VWIUX or VMSXX

This forum has many good threads on muni bond funds and they all lead to the same conclusion.
by BoglePaul
Mon Dec 31, 2018 8:21 pm
Forum: Personal Consumer Issues
Topic: Furniture - Ethan Allen Sofa
Replies: 27
Views: 2502

Re: Furniture - Ethan Allen Sofa

I could never afford an Ethan Allen sofa. Sofa Mart and other stores have similar looking products for 50-75% less. I purchased a very classy sofa set for my remodeled basement (sofa mart) and I'm very happy with the look, quality, and price. Maybe price doesn't matter for your income, but if it do...
by BoglePaul
Mon Dec 31, 2018 7:18 pm
Forum: Personal Consumer Issues
Topic: Furniture - Ethan Allen Sofa
Replies: 27
Views: 2502

Re: Furniture - Ethan Allen Sofa

I'm glad there are still furniture manufacturers in NC. We bought some nice pieces up there when we moved into our current home almost 30 years ago. We went to NC on vacation, bought the pieces, after they were made they were trucked down to us. We visited the places carolinaman mentioned, High Poi...
by BoglePaul
Mon Dec 31, 2018 3:28 pm
Forum: Personal Consumer Issues
Topic: Bookshelf speakers under $300
Replies: 81
Views: 3401

Re: Bookshelf speakers under $300

unclescrooge wrote:
Mon Dec 31, 2018 9:30 am
BoglePaul wrote:
Mon Dec 31, 2018 9:07 am
Just get a Google Home Max.
How's the audio quality? Does it have good spacial presence and deep bass?
Yes, surprisingly great bass. It fills my large living room/kitchen.
by BoglePaul
Mon Dec 31, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: Chase Sapphire Reserve
Replies: 50
Views: 5647

Re: Chase Sapphire Reserve

This card is good but unsure about everything else Chase.
by BoglePaul
Mon Dec 31, 2018 9:07 am
Forum: Personal Consumer Issues
Topic: Bookshelf speakers under $300
Replies: 81
Views: 3401

Re: Bookshelf speakers under $300

Just get a Google Home Max.
by BoglePaul
Mon Dec 31, 2018 6:31 am
Forum: Investing - Help with Personal Investments
Topic: Buying More Paper Assets or Rental Properties
Replies: 15
Views: 1295

Re: Buying More Paper Assets or Rental Properties

MiddleOfTheRoad wrote:
Mon Dec 31, 2018 4:39 am
If you have considered all possibilities re:rental, it is impossible not to turn it into a RE vs paper asset debate. The real question is what do you want? Liquid vs illiquid?
I would add to that: leveraged vs unleveraged
by BoglePaul
Sun Dec 30, 2018 8:11 pm
Forum: Personal Consumer Issues
Topic: Furniture - Ethan Allen Sofa
Replies: 27
Views: 2502

Re: Furniture - Ethan Allen Sofa

I could never afford an Ethan Allen sofa. Sofa Mart and other stores have similar looking products for 50-75% less. I purchased a very classy sofa set for my remodeled basement (sofa mart) and I'm very happy with the look, quality, and price. Maybe price doesn't matter for your income, but if it do...
by BoglePaul
Sun Dec 30, 2018 8:07 pm
Forum: Personal Consumer Issues
Topic: Furniture - Ethan Allen Sofa
Replies: 27
Views: 2502

Re: Furniture - Ethan Allen Sofa

This is what I did for another furniture place. I frequent the website, selected the item and put in the cart, but didn’t pull the trigger. A few days later I got the 25% coupon. That’s when I purchased it. The reason I didn’t pull the trigger is because when I was there browsing the floor for item...
by BoglePaul
Sun Dec 30, 2018 2:18 pm
Forum: Personal Consumer Issues
Topic: Furniture - Ethan Allen Sofa
Replies: 27
Views: 2502

Furniture - Ethan Allen Sofa

Hi, I am shopping for a new sofa and chair. My friend recommended Ethan Allen. I visited the store and the representative visit my home, measured my living room and created a few layouts. I selected a layout (sofa, chair, and table). Any idea how to get the best price? Would it cost less to wait unt...
by BoglePaul
Sat Dec 29, 2018 8:52 am
Forum: Investing - Theory, News & General
Topic: [Vanguard Founder Jack Bogle Says It’s Time to Play It Safe]
Replies: 153
Views: 13519

Re: When did Jack become an advocate of timing the market?

https://www.barrons.com/articles/vanguard-founder-jack-bogle-on-the-stock-market-51545950443 Articles like this have me scratching my head. Just seems strange that he would change his tune this late in life. By listing this article front and center it sounds like Barrons is implying it is time to s...
by BoglePaul
Mon Dec 24, 2018 2:45 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone rebalancing?
Replies: 36
Views: 2293

Re: Anyone rebalancing?

sticking with the usual asset allocation.