Bogleheads.org

kithwang

Uninstall and reinstall or go to another computer. I don't have that problem. You may have changed permissions somewhere.

kithwang

There's one in SF Urban Sketchers http://www.urbansketchers.org/
http://urbansketchers-bayarea.blogspot.com/

Next symposium is at Porto, Portugal in the summer but there's smaller workshops

kithwang

Let's turn this around. Your kids at the age of 40 told you this happened to them. What is your advice?
-Take the 3 hour commute job
-Move out of state
-Explore new tech with 1/2 pay and spend more time at work
-Start your own company

You have a family. What do you want for them?

kithwang

If your wife is willing to care for MIL, your kids, and all the pets, not to mention feed you, I don't see how you can say no without being selfish. Change "wife" to "husband" and "care" to "provide" and see how that reads for ya! :oops: :oops: :oops: There's...

kithwang

My grandmother moved in with my family when I was 10-16. It didn't work out and she was in good health. There was a lot of arguments. I would suggest it this way and not stress that you don't want you MIL with you. I would suggest that put MIL in a home because they will have 24/7 care, she will tal...

kithwang

I'd need at least $500mil to retire without health insurance since one serious major treatment can cost over $1mil, and if you're ok with no treatment and die, then you don't need to save any money. Living without health insurance is just stupid. You can only afford to self insure on health insuran...

kithwang

I hate to say it but maybe a third of then IT people that I have seen that were laid off were underperformers or had some sort of personality issues and their layoffs were often more of a house cleaning than some sort of strategic company change. I'm sure that they moan and groan about outsourcing ...

kithwang

no. That's extra money for repairs and emergencies.

kithwang

Definitely worth the price because my old one would burn the rice.

If you like steel cut oatmeal, put a timer for it to be ready in the morning when you wake up.

kithwang

I'd need at least $500mil to retire without health insurance since one serious major treatment can cost over $1mil, and if you're ok with no treatment and die, then you don't need to save any money. Living without health insurance is just stupid. You can only afford to self insure on health insuran...

kithwang

When you figure what you need for retirement, do you add in expenses for medical care? Do you add even more money for chronic illnesses and the chance that there is no medicare or you will have to pay more because you have a pre-existing condition? How much more would you save to feel comfortable? ...

kithwang

My question is if there's no health insurance or no medicare and you live in the US. how much more money would you save? Is it even possible? If we didn't have to pay for medical insurance, we would likely be bankrupt since we would have had to pay for medical expenses out of pocket. I am glad we h...

kithwang

Insurance is not a guarantee in the US. So how do you protect yourself? The Affordable Care Act guarantees that an individual can get health insurance (and the proposed American Health Care Act of 2017 keeps this), it just might be very expensive. you are right. I will fix my statement. How much mo...

kithwang

OP, I dont get the question. Is it "How much should you save to feel comfortable if you wont have health ins during your retirement years?" yes or "How much should you save to feel comfortable if you wont have health ins during your retirement years or startup years?" My guess i...

kithwang

When you figure what you need for retirement, do you add in expenses for medical care? Do you add even more money for chronic illnesses and the chance that there is no medicare or you will have to pay more because you have a pre-existing condition? How much more would you save to feel comfortable? I...

kithwang

I seen posts of how much money people would save before they are ready to retire. My question is if there's no health insurance or no medicare and you live in the US. how much more money would you save? Is it even possible? <Edit to add> In the late 90s (long before the ACA). I couldn't get insuranc...

kithwang

Working mom. Full-time job. Type A but learning to let things go such as my house can be a mess. I have a good balance right now.

My question to you. Can you go down to 1 part-time job and use your MBA to start your own company?

kithwang

Do you support them financially in any way? If not, then they are old enough to make their own mistakes.

kithwang

Can you ask for equity in addition to money? Doesn't hurt to try.

kithwang

1.Find another job
or
2. Create a value add as a manager. You bring in money or you slash costs.

kithwang

how much is the payout? I'm guessing you cancel today and ask for it next year, it will cost more than 1K a year

kithwang

1. cheapest and fastest if during rush hour is blue line train to downtown 2. do you know the transportation system? Then it is not bad with kids. As long as you don't have a stroller you won't be in people's way. Google map is very good for knowing what bus/L to take. 3. Maggie Daley park in heart ...

kithwang

I have a 4 year old and 7 year old. I give them a quarter a week. I am tired of saying I won't buy that and hearing wining of WHY. Now I say do you have money for that and do you want to buy it.

kithwang

You can always call the hospital and doctor to see if you will get a discount if paid in full.

kithwang

Take a week off from work and see if you like it. With all due respect, this is not much of a taste of life as a full-time parent. Neither is maternity leave much of a glimpse of reality. I have two kids. 4 and 7. I work full time. I cannot handle a week off at home. I know this of myself. If I can...

kithwang

Take a week off from work and see if you like it.

kithwang

That's what gay people had to do before they were allowed to marry
http://abcnews.go.com/Health/gay-man-ad ... d=19512067

kithwang

Ask your friend to pull a credit report to see if his parents signed him up for anything. Other than that, no he is not responsible for his parent's debt.

kithwang

southwest has been the best one.
Sorry for your loss.

kithwang

Depends on the company and what kind of sector. Overall, not underpaid.

kithwang

That happened to my friend and her dog had knee surgery. She decided to do nothing because she is not confrontational. I told her I would help her but she wanted me to back off. Call the police and file a police report asap

kithwang

You take your debit card and take money out at the ATM machine. Have more than one in case you lose one. Some places only take AMEX credit card and some do not. You will be fine.

kithwang

Ask her to put 6 months of the cash into an emergency fund that they won't touch. Other than that, let her do what she wants. I don't think it is your say unless you are giving her the money.

kithwang

I'm the executor for a friend. She thought I have the most financial knowledge. You can update it later if your friends died.

kithwang

I walked away from a buy once because the vendor couldn't tell me how he did the screen print. I don't think it was his art work. Just curious - If you liked the item, why did it matter whose art work it was? I create art as a hobby and like to know the process. I buy art because I know the artist,...

kithwang

I walked away from a buy once because the vendor couldn't tell me how he did the screen print. I don't think it was his art work. Just curious - If you liked the item, why did it matter whose art work it was? I create art as a hobby and like to know the process. I buy art because I know the artist,...

kithwang

I walked away from a buy once because the vendor couldn't tell me how he did the screen print. I don't think it was his art work.

kithwang

from the commencement speech If I am killing it on a Scandal script for work, I am probably missing bath and story time at home. If I am at home sewing my kids' Halloween costumes, I'm probably blowing off a rewrite I was supposed to turn in. If I am accepting a prestigious award, I am missing my ba...

kithwang

Look for a new job and see what is out there and then decide.
Read Shonda Rhimes' commencement speech http://www.dartmouth.edu/~commence/news ... dress.html

If you compare yourself pre-kids to now, you will always fail. That's not a fair benchmark.

kithwang

yellowgirl, you may want to stay competitive by finding an internship right now or a track record of contributing to open source technologies. Even if it is only 10 hours a week. May be easier to find a job if you specialize in DBA, syst admin, or big data analysis. Not so much if VB, Excel, HTML5, ...

kithwang

If the goal is to teach your kid to be financial independent when you are gone, bailing him out now is not the answer.

kithwang

Did it on our own and use LegalZoom. Specified that first goes to spouse. If spouse is not there, then money goes to kids when they turn ages 27,32 and 40.

kithwang

If you have nothing you can learn from the senior people, then leave. Senior doesn't mean # of years they have been on the job or how old they are. Senior means knowledge you don't have. If you know how to write a grant and how to architect everything and network. Then it is time to leave. If you ex...

kithwang

Let him buy you out. You may save money by not having to deal with realtor 5% fee. And you will be done and move on with your life.

kithwang

I looked at this at one time and decided not to because the disability covers
1. If you can't work in the same type of job again.
2. SS will deduct the money you get from the insurance company
3. You see the disability approved doctor.

Has this been other people's experience?

kithwang

He should apply for a PhD. Then it won't cost anything and they will give him a stipend. The PhD program will have him get the MS on the University dime. I would suggest that he get a job this year. Next year apply for the PhD

kithwang

Your child has managed to not do drugs and is supporting himself. You said you abandoned him. That pain and trust doesn't heal itself. You as the parent, keep your door open. If you have money you can give, give. Don't withold it because you want to hurt him after you die. Sounds like there's enough...

kithwang

Nothing is ever guaranteed, with or without a college degree. College degree gives you an option since you don't know what the future holds. Your kids are only kids for so long, but what will you say when they ask why you quit? School was hard or that you wanted to spend more time with them? Former ...

kithwang

Go to school until you can find a job in IT where you are paid a lot more than 45K. Then quit school if you really don't want to finish. I quit MS in CS when I realized I can get a job without a Masters. I don't think I would be able to get a job without a Bachelors. You are good now, but what if yo...

kithwang

I'll make a contrarian argument. Other than the raise, which you've been told isn't happening, what is the point of the review? As someone who's been on both sides of the table, if it were my small company, I wouldn't be having annual reviews at all. For two reasons. 1) Studies show that they are d...

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