Search found 200 matches

by chickadee
Sun Jan 13, 2019 7:24 pm
Forum: Personal Finance (Not Investing)
Topic: S corp tax software: Taxact or Turbotax?
Replies: 5
Views: 378

Re: S corp tax software: Taxact or Turbotax?

I love Taxact for our S Corp. Seems like it does automatically put the K-1 info into 1040 if I remember correctly. If not, it was easy to enter. Last year I had to buy the download version for Windows, but this year it is online. In fact, I already have my taxes done, and am just waiting for officia...
by chickadee
Fri Jan 11, 2019 5:31 pm
Forum: Investing - Help with Personal Investments
Topic: HELP Wash Sale Idiot - Anything I can do?
Replies: 12
Views: 974

Re: HELP Wash Sale Idiot - Anything I can do?

I sold 120 VTI shares in the taxable account on 12/28. I bought 118 VTI in 3 accounts (two Roths and a one SIMPLE) today. The basis of the shares was $16,485. The proceeds from the 12/28 sale were 15,253. So I had a loss of $1,232. TaxAct has a user input box 1g on the Form 1099-B that says "Wash sa...
by chickadee
Fri Jan 11, 2019 4:28 pm
Forum: Investing - Help with Personal Investments
Topic: HELP Wash Sale Idiot - Anything I can do?
Replies: 12
Views: 974

Re: HELP Wash Sale Idiot - Anything I can do?

So when the broker sends me my 1099 on the taxable account, I just "zero" out the loss by entering the amount in the Wash Sale box in TaxAct?

Still, what an idiot. I just can't believe I forgot something I did only two weeks ago. My mind is a sieve!
by chickadee
Fri Jan 11, 2019 3:44 pm
Forum: Investing - Help with Personal Investments
Topic: HELP Wash Sale Idiot - Anything I can do?
Replies: 12
Views: 974

HELP Wash Sale Idiot - Anything I can do?

Well, I did my annually rebalancing today, completely forgetting I had TLH some identified shares of VTI in my TAXABLE account on 12/28/18. I bought VTI in two Roth IRAs and one SIMPLE IRA earlier today. I'm assuming my broker won't report / track this as it was in different accounts, so it would be...
by chickadee
Wed Jan 09, 2019 7:31 pm
Forum: Investing - Theory, News & General
Topic: BHers, what is your Roth IRA %?
Replies: 113
Views: 5237

Re: BHers, what is your Roth IRA %?

What was awesome was being an early believer in Roth IRAs and converting your Trad IRA to a Roth when it began in 1998. You could spread the tax over 4 years! So fast forward to the dot com bust, and you were still paying taxes on your Roth conversion while your equities were in the toilet and your ...
by chickadee
Thu Jan 03, 2019 2:41 am
Forum: Personal Consumer Issues
Topic: Noise cancelling headphones for plane trips, advice?
Replies: 62
Views: 2996

Re: Noise cancelling headphones for plane trips, advice?

Would in ear active earphones work to block a partner’s snoring sound?

Would need to be comfy for 8 hours, so I think over ear models are ruled out.

Earplugs do work, but insides of ears start to hurt after awhile.
by chickadee
Fri Dec 28, 2018 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: Need year end help to keep MAGI down for ACA!
Replies: 8
Views: 607

Re: Need year end help to keep MAGI down for ACA!

Capital losses, well that's a good question. I have about $1500 I could take this year in a taxable account thanks to the downturn. Health plan isn't HSA eligible. Advertising, use Facebook and Google ads, which are pay as you use. Not sure I could prepay there. Great ideas gang, keep em' coming if ...
by chickadee
Fri Dec 28, 2018 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Need year end help to keep MAGI down for ACA!
Replies: 8
Views: 607

Re: Need year end help to keep MAGI down for ACA!

The FICA idea is a good one, thanks for that. Not sure on the year end bonus idea with SIMPLE, need to read up some.
by chickadee
Fri Dec 28, 2018 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: Need year end help to keep MAGI down for ACA!
Replies: 8
Views: 607

Need year end help to keep MAGI down for ACA!

I've been doing a mock tax return and have discovered we may be over the MAGI limit for our ACA plans. But just over. Need ideas on how to get MAGI down by about $5000. Obvious choice would be year-end business equipment purchase. We've already made our SIMPLE paycheck reduction contributions for th...
by chickadee
Mon Dec 17, 2018 2:54 pm
Forum: Personal Consumer Issues
Topic: Stand up desks: Jarvis vs UpLift vs ?? (Help me shop)
Replies: 34
Views: 1709

Re: Stand up desks: Jarvis vs UpLift vs ?? (Help me shop)

I've purchased chairs from the Human Solution (makers of Uplift). They are nice and helpful folks, and luckily local, so I can see their wares in person. So I'd recommend the company in general. Looks like they are having some winter savings if any of this entices you: https://www.thehumansolution.c...
by chickadee
Mon Dec 10, 2018 12:07 am
Forum: Personal Consumer Issues
Topic: Electric bill with LED
Replies: 102
Views: 7093

Re: Electric bill with LED

Do they make LED lights for regular 3-way table lamps that are warm in color like traditional bulbs? I don't care for cold, blue lighting. Edit: Okay, how does this one from Amazon look? Good reviews, but who knows...Are there brands you like for LEDs? https://www.amazon.com/dp/B01CEK1O4E/ref=psdc_2...
by chickadee
Sat Nov 03, 2018 5:52 pm
Forum: Personal Consumer Issues
Topic: Credit card Surcharges
Replies: 41
Views: 1815

Re: Credit card Surcharges

Thanks TravelGeek, I'll check those out. I am needing to drill down into this to see how much I can get the cost down. Used to be, you had to jump through a lot of hoops to setup a merchant account, so we've just kept ours at First Data / Bank of America. There are more options with lower barriers t...
by chickadee
Sat Nov 03, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: Credit card Surcharges
Replies: 41
Views: 1815

Re: Credit card Surcharges

For us, it is typically a client that doesn't want to go through the rigamarole of getting us set up as a vendor. Once they hear there is a surcharge for using their corporate card, they often put us in touch with purchasing. It's easy to use the corporate card, I get it. But I'm not going to eat 4%...
by chickadee
Sat Nov 03, 2018 1:19 pm
Forum: Personal Consumer Issues
Topic: Credit card Surcharges
Replies: 41
Views: 1815

Re: Credit card Surcharges

As a small business owner I can give you at least my realities of accepting credit cards. A corporate card or executive card, the charge is 4.3 percent. A cash back, rewards or miles card is 3.99 percent. A regular credit or debit card that is a "qualifying transaction" is 1.78 percent. I almost NEV...
by chickadee
Thu Oct 11, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: Advice on Three-Night English Road Trip
Replies: 30
Views: 2148

Re: Advice on Three-Night English Road Trip

When you leave Bath, see if your route can go through Castle Combe on your way to the Cotswolds. You can also join a guided walking tour in Oxford that leaves from the TI, so you can relax and not have to fiddle with a map. I personally would train straight from London to Bath and rent the car as yo...
by chickadee
Wed Oct 03, 2018 9:59 am
Forum: Personal Consumer Issues
Topic: Thinking of moving to Texas, Iowa, Idaho, or North Carolina
Replies: 216
Views: 15989

Re: Thinking of moving to Texas, Iowa, Idaho, or North Carolina

Austin has an affordability problem and traffic is no bueno. But unemployment is at 3%, so we need workers. I’d also look at a Houston or Dallas burb. The price you pay for a good economy is often traffic.
by chickadee
Tue Sep 25, 2018 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: Job burnout - Keep grinding or change?
Replies: 62
Views: 6822

Re: Job burnout - Keep grinding or change?

I would look into seeing a therapist to get some tools in your "toolkit" on how to cope and put your work life in its proper place in your life. Stress is a silent killer, and the mind / body connection is real. Addressing it and not just shoving it down or "walking it off" is an investment in you, ...
by chickadee
Tue Sep 25, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: Austin people - Home Insurance questions
Replies: 4
Views: 313

Re: Austin people - Home Insurance questions

There isn't separate tornado/hail insurance. That's covered by standard policy. The extent of the mold coverage is something to look into.
by chickadee
Wed Sep 19, 2018 12:11 pm
Forum: Personal Consumer Issues
Topic: Recommendations for traveler's Insurance for 65 years+
Replies: 13
Views: 1021

Re: Recommendations for traveler's Insurance for 65 years+

Pay attention to details on when the insurance will evacuate you home. You might be in Spain where they have good health care. But do you really want to be there for a month if something goes wrong, trying to talk to doctors for your spouse in a language you don’t speak? The evacuation may only cove...
by chickadee
Sat Sep 01, 2018 3:44 pm
Forum: Investing - Help with Personal Investments
Topic: Suddenly disabled but need to invest
Replies: 17
Views: 1932

Re: Suddenly disabled but need to invest

Sorry for your situation. Another vote for looking into Vanguard Personal Advisory services (PAS) or Lifecycle funds in your present accounts. No one needs to jump in and out of funds based on what the market is doing. So a set it and forget it approach in a Lifecycle fund, either at TIAA or Vanguar...
by chickadee
Tue Aug 21, 2018 12:46 pm
Forum: Personal Consumer Issues
Topic: Plan us a trip !
Replies: 17
Views: 2164

Re: Plan us a trip !

If you truly do need help with using your points, you might consider hiring an expert, such as:

https://pointspros.com/

Or others who are Googlable.

Here's a NY Times article on these services:

https://www.nytimes.com/2012/07/01/trav ... escue.html
by chickadee
Sat Aug 18, 2018 8:47 am
Forum: Personal Consumer Issues
Topic: Best (most practical, low cost) Luggage for Airline Travel
Replies: 56
Views: 4055

Re: Best (most practical, low cost) Luggage for Airline Travel

Travelpro Maxlite international 21”. 4 wheel spinner. I’d never go back to the 2 wheel version after rocking the 4 throughout several Europe trips. Because, the 4 wheel can become a 2 wheel when you want it to, just tip it back and pull! There are different Maxlite versions, as they’ve been refining...
by chickadee
Wed Aug 15, 2018 5:11 pm
Forum: Personal Consumer Issues
Topic: Plan us a trip !
Replies: 17
Views: 2164

Re: Plan us a trip !

Thanks for the awardmapper and hacker links. Those are two tools I didn’t know about. I’ve often wanted to do the same thing, get someone to figure all this award stuff out for me. I remember seeing a mention of a paid service that would give advice if you gave them access to your points value, etc....
by chickadee
Sun Jul 15, 2018 10:31 pm
Forum: Personal Consumer Issues
Topic: Bears!!!
Replies: 60
Views: 5590

Re: Bears!!!

You might try this solution, CanUnLock.

https://www.canunlock.com/
by chickadee
Tue Jun 12, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: “Day to kill” in Venice Italy
Replies: 51
Views: 3948

Re: “Day to kill” in Venice Italy

I'd suggest walking as far away from piazza San Marco as you can in any direction. In other words, go where other tourists aren't. In the RS guidebook he details a "cicchetti" food tour. If it's not on the tour itinerary, I think it would be a fun introduction to Venice. So jealous! Please post back...
by chickadee
Tue Jun 05, 2018 12:19 am
Forum: Personal Consumer Issues
Topic: 6 hour layover on Heathrow
Replies: 54
Views: 5705

Re: 6 hour layover on Heathrow

Agree that the best way to do this would be with a company that specializes in layover tourism or, hire JustAirports or the like to pick you up, take you to Windsor, see the castle if the line isn’t too long, see the town otherwise, and then return to heathrow.
by chickadee
Sun May 27, 2018 10:43 pm
Forum: Forum Issues and Administration
Topic: The front page is ugly
Replies: 140
Views: 14669

Re: The front page is ugly

I just wish we could make the color blue that is used more subtle, like the navy blue on the internal pages. That shade of bright blue is a standard “default” html css blue, and what marks the page as old school looking, along with the screaming red links. I had a friend come into a very big windfal...
by chickadee
Sat May 12, 2018 3:14 pm
Forum: Personal Consumer Issues
Topic: Which City to spend 4-6 weeks?
Replies: 48
Views: 5570

Re: Which City to spend 4-6 weeks?

If really interested in Paris, get the book Paris to the Past: Traveling through French History by Train https://www.amazon.com/Paris-Past-Traveling-through-History/dp/0393343154 The author tells the story of France through day trips from Paris by train, in chronological order! It’s a masterpiece of...
by chickadee
Wed May 09, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 142
Views: 15306

Re: What have you baked recently?

How do you keep homemade bread fresh? I’d like to make some, but don’t eat a lot of bread. Ziplock? Foil? Fridge? I don’t own a “bread box” if that’s the ol skool answer.
by chickadee
Sat Apr 28, 2018 4:12 pm
Forum: Personal Consumer Issues
Topic: Traveling to Asia-need advice
Replies: 46
Views: 4475

Re: Traveling to Asia-need advice

That’s pretty funny, a millennial leaving their phone at home. I actually did LOL. A phone can be pretty important when traveling. Lost passport? Call the embassy. Flight canceled? Call airlines to reticket. Meet cool backpackers you want to meet up with in Kyoto in 3 days? Text or call them when yo...
by chickadee
Wed Apr 25, 2018 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: Building a New Home (Talk me out of it!)
Replies: 61
Views: 5486

Re: Building a New Home (Talk me out of it!)

Well, someday you will have to sell, and if the closet space is really a problem, it will be for other potential buyers as well.
by chickadee
Wed Apr 25, 2018 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: Building a New Home (Talk me out of it!)
Replies: 61
Views: 5486

Re: Building a New Home (Talk me out of it!)

1) Plant a square foot garden https://www.growveg.com/guides/planning-a-square-foot-vegetable-garden/ Weeding in a real garden gets old fast. 2) Could you renovate to get a bigger closet? Downsize a bedroom that backs to the master? My in laws bought a house with a big yard when they retired, so my ...
by chickadee
Sun Apr 22, 2018 10:59 pm
Forum: Personal Consumer Issues
Topic: Hyundai Kona
Replies: 25
Views: 3809

Re: Hyundai Kona

I sat in one today at the auto show. Pretty comfy. Cargo room quite small tho.
by chickadee
Sun Apr 15, 2018 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Can't afford health insurance -- options?
Replies: 23
Views: 3123

Re: Can't afford health insurance -- options?

If you have access to employer offered insurance, then you are not typically eligible for an ACA subsidy (premium tax credit). If you read the link though, the employer coverage has to be meet two criteria: affordability and minimums of coverage. https://www.healthcare.gov/have-job-based-coverage/op...
by chickadee
Tue Mar 27, 2018 10:28 pm
Forum: Personal Consumer Issues
Topic: Savannah or Charleston?
Replies: 49
Views: 4850

Re: Savannah or Charleston?

Bogleheads are the best! Thanks for all the advice. Need to do some planning on our end....and look closer at maps, airfare, hotels, etc.!
by chickadee
Mon Mar 26, 2018 6:13 pm
Forum: Personal Consumer Issues
Topic: Savannah or Charleston?
Replies: 49
Views: 4850

Savannah or Charleston?

I’ve got a business trip in Atlanta the first week of May. Am thinking of tacking on 3 nights with DH in either Savannah or Charleston, as we’ve never been to this part of the country. Any advice on which? Things to eat or see in each location over this short period of time? Places to stay? Interest...
by chickadee
Thu Mar 22, 2018 1:52 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 338
Views: 28919

Re: Anyone Deleting Facebook?

Very recently I found that many FI (financial independence) forums are on FB and I've actually started using it again (if only to read/post on those) :). Also, music is a big hobby of mine, and there are some music forums hosted on there that I follow (and use it to get notified of local concerts f...
by chickadee
Wed Feb 28, 2018 3:36 pm
Forum: Personal Consumer Issues
Topic: Cushion for Herman Miller Aeron Chair
Replies: 4
Views: 989

Re: Cushion for Herman Miller Aeron Chair

Well, I just had to buy a new Roho, think it was $80, because I left mine in a hospital waiting room last week, so they are on my mind. But it’s money I can’t begrudge. I think once you use one, the more standard “slab of foam” cushions don’t cut it. If they are good enough for those that wheelchair...
by chickadee
Wed Feb 28, 2018 2:13 pm
Forum: Personal Consumer Issues
Topic: Cushion for Herman Miller Aeron Chair
Replies: 4
Views: 989

Re: Cushion for Herman Miller Aeron Chair

I have a similar chair and agree that it needs a cushion. I have a memory foam version from relax the back, think it went for over $100. It works okay. But my current favorite is the Roho Mosiac cushion. These are cushions you just barely inflate, enough to get your tailbone off the seat. They have ...
by chickadee
Wed Feb 28, 2018 1:42 am
Forum: Personal Consumer Issues
Topic: Favorite socks?
Replies: 83
Views: 6819

Re: Favorite socks?

Agreed on Wrightsocks. Get them at REI, they last forever. Double layer, no blisters wicking. Not hot.
by chickadee
Sun Jan 07, 2018 12:44 pm
Forum: Investing - Theory, News & General
Topic: 2017 Callan Periodic Table of Investment Returns
Replies: 35
Views: 5959

Callan table, updated to include 2017

[Thread merged into here, see below. --admin LadyGeek] Noticing that the wiki page that includes the Callan table of periodic returns ought to be updated to include 2017. https://www.bogleheads.org/wiki/Callan_periodic_table_of_investment_returns https://www.callan.com/wp-content/uploads/2018/01/Ca...
by chickadee
Fri Jan 05, 2018 1:25 am
Forum: Personal Consumer Issues
Topic: Oregon and N California trip, need advice
Replies: 20
Views: 1907

Re: Oregon and N California trip, need advice

Thanks for the beer recommendations! We like both wine and 🍺. Not opposed to the hard stuff either! I think I may be biting off more than I can chew, so to speak. I don’t want to spend the entire trip in a car, as beautiful as the scenery undoubtedly is. Still working on laying out a nice trip for p...
by chickadee
Wed Jan 03, 2018 12:50 am
Forum: Personal Consumer Issues
Topic: Oregon and N California trip, need advice
Replies: 20
Views: 1907

Re: Oregon and N California trip, need advice

Thanks texasdiver.

Step, how many nights are you planning for that loop? Sleeping in which towns?
by chickadee
Tue Jan 02, 2018 6:40 pm
Forum: Personal Consumer Issues
Topic: Oregon and N California trip, need advice
Replies: 20
Views: 1907

Re: Oregon and N California trip, need advice

Those are gorgeous photos! Thanks for all the input, I’m going to look at flight ideas.

Does anyone have ideas on where to stay in the Crescent City area? Some decent motel is fine, just want to get a reservation early enough.
by chickadee
Tue Jan 02, 2018 1:03 pm
Forum: Personal Consumer Issues
Topic: Oregon and N California trip, need advice
Replies: 20
Views: 1907

Re: Oregon and N California trip, need advice

Thanks all for the advice so far. Texasdiver, didn't know you were actually a Beaver state guy! I had discovered the Medford airport, and am musing that as a possibility to cut down on some driving, the tickets aren't much higher than PDX ones. The route I mapped so far included about 17 hours of dr...
by chickadee
Mon Jan 01, 2018 12:22 am
Forum: Personal Consumer Issues
Topic: Oregon and N California trip, need advice
Replies: 20
Views: 1907

Oregon and N California trip, need advice

Need help in figuring the best route to see: some CA coastal redwoods, Ashland, OR (Shakespeare), Crater Lake National Park, Bend, and Portland. If I need to leave something out, it would be Bend. I have 1 night booked at Crater Lake on June 19th. Hope some of the rim road is open, but if not, we’ll...
by chickadee
Thu Dec 28, 2017 5:57 pm
Forum: Personal Consumer Issues
Topic: Hyundai quality and reliability
Replies: 41
Views: 4698

Re: Hyundai quality and reliability

Switched to Hyundai Sonata from a series of Honda Accords in 2010, couldn’t be happier. Long warranties, value proposition is great, money I saved I invested, done nothing but change tires so far (and it came stock with a nice set of Michelins!)
by chickadee
Sun Dec 24, 2017 11:44 pm
Forum: Personal Consumer Issues
Topic: Subaru Forester - Harsh ride
Replies: 33
Views: 7825

Re: Subaru Forester - Harsh ride

I sure miss my Michelin Primacys. Have the newer Premiers, good, but not as good.
by chickadee
Thu Nov 30, 2017 12:35 am
Forum: Personal Consumer Issues
Topic: Luggage Update for Travel
Replies: 73
Views: 5992

Re: Luggage Update for Travel

Best travel socks for blister-free walking and they dry easily overnight are Wrightsock Coolmesh II. Men's and women's in different lengths. Sublime: https://www.amazon.com/Wrightsock-Coolmesh-Quarter-Single-Socks/dp/B003VHW3KO/ref=sr_1_3?s=sporting-goods&ie=UTF8&qid=1512019632&sr=1-3&keywords=wrigh...
by chickadee
Wed Nov 15, 2017 9:24 pm
Forum: Personal Consumer Issues
Topic: Office Chair Recommendations (Aeron?)
Replies: 38
Views: 3867

Re: Office Chair Recommendations (Aeron?)

I recently had my Steelcase Leap chair in for service at the ergonomic workspace place I purchased it. I sat in every (expensive) chair there while waiting. I was blown away by the comfort of this Uplift Pursuit chair and ended up buying it. Now my husband gets the Leap. And it’s only $329! The Upli...