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Tamales

This article isn't exactly the scenario you've asked about but is similar:
https://www.ncconsumer.org/news-article ... -scam.html

Tamales

Zillow values around here keep changing upwards every day or every other day (though today was bigger increase than usual). Since we are soon to be sellers, I am watching it daily. We had 6 realtors coming in last week to compete for our business. We talked briefly about Zillow zestimates as well. ...

Tamales

[...] They attribute the red hot demand to: ... - Millions of millennials are aging into their prime-homebuying years in their 30s I don't get their comment on this point. "Millennials" is just a made-up grouping; the definitions of what birth year range it covers aren't even consistent. ...

Tamales

I would imagine these estimates are most accurate for newer homes, where on-site inspection/appraisal is less relevant because everything is still in good condition and no renovation costs need to be factored in. In the current housing market where crazy unpredictable bidding wars happen, no algorit...

Tamales

When entering 1099-DIV line 11 "exempt interest dividends" per payer into tax software, is this number used for anything for federal tax calculation purposes (other than the sum of all your 1099-DIV line 11 entries goes to 1040 line 2a)?

Tamales

I ended up stripping down my large pdf to just the federal forms that were filed, since I figured it would have to be able to read those forms at a minimum. It appears to have read all the federal forms fine. In the import pdf, I also included the state forms I filed last year, but I don't think it ...

Tamales

Livesoft: I'd rather not fumble around trying to figure out what to delete and how, or what didn't get imported right. The answer to my question must exist somewhere. The software has to have designed limitations in what it can properly import from pdf. CABob: HRB's website says it can only import H...

Tamales

Using H&R Block Deluxe download version for the first time. I can't find much info on what can and cannot be in the pdf used to import data from last year. Previous years I used Taxact, and it allowed me to create a pdf that has all the federal forms, schedules, worksheets, 1099's, etc (about 14...

Tamales

USAA 1099's finally available online. Probably worth checking if it matches the last statement.

Tamales

The last several things I've ordered and that were being delivered by USPS seem to hit a tracking black hole a couple days after USPS takes possession of the package. No updates of anything, other than to say "in transit, arriving late." The previous items took over 2 weeks, and the curren...

Tamales

Could be a reasonable guess, and that would have been simple enough for them to say on their website if it's related to the storms. But since USAA seems to have outsourced everything, I wonder if they have any servers and other infrastructure in Texas. Website and account access has been uninterrupt...

Tamales

First they promised me Feb 12th when I called, then it was the 16th, and now it's indeterminate. But no explanation of what's wrong or when they will fix their problem. Anyone call and get a more detailed answer?

Tamales

I'll be using H&RB for the first time this year (download version). Is this only an issue if you hold individual bonds, and is not relevant if you only hold bond funds and/or muni funds?

Tamales

Not that it helps now, but it's generally better to "push" from the origin bank, less likely to trip fraud algorithms (this is fairly well known in the bank bonus community as they move money often). Chase is notorious for doing this. As a member of the bank bonus community, I wholehearte...

Tamales

Maybe someone here knows the reason they do this selectively. I've even run into cases where items I could previously order with curbside pickup are changed to in-store pickup only.

Tamales

cessna210, you must have missed it, I included that link to question B12 in my earlier reply. Apparently people pointed out to Treasury that their interpretation didn't comport with the language in the law. I suppose they could have done nothing, and none of the few affected taxpayers would likely g...

Tamales

Thanks for the update. I wonder when the IRS changed its guidance? >>Based on this IRS webpage, guidance was issued 2/5/21 (but I read articles about this before 2/5 so it took them a while to publish it): https://www.irs.gov/newsroom/recovery-rebate-credit-topic-b-eligibility See question B12's an...

Tamales

In TurboTax, I entered both stimulus payments as $0. I was surprised that the current version of TT tried to pay the rebate again even though the taxpayer is deceased. I edited the "Recovery Rebate Credit Worksheet" to $0 on lines 5 and 8 ($1200 + $600). TurboTax is probably doing it righ...

Tamales

An interesting visual comparison can be had using Stockcharts.com's 'perf chart" tool. This is RSP vs SPY vs VTI https://stockcharts.com/freecharts/perf.php?rsp%2C%20spy%2C%20vti I think you can do this without a subscription (someone without a subscription please post whether you can do the be...

Tamales

Sorry for your loss. That must have been very difficult, both in the same year. Is your parents source account (just a single account?) an IRA or an after-tax account? Are there any capital gains/losses or other tax issues that need to be figured out for your parent's 2020 final taxes, before the di...

Tamales

Form 709 does appear to be a pain to prepare, but maybe that's because it combines other things that may all end up blank. Does anyone know, if you have to file form 709 once, does that trigger a requirement to file it every year thereafter, so the IRS has an unbroken annual chain of your gifts even...

Tamales

TurboTax does not support Form 709. According to this: https://kb.drakesoftware.com/Site/Browse/12044/709-Cannot-Be-Efiled you cannot e-file form 709. I guess that means even if a tax software package supports filling it out, you have to mail it. Digital signatures are temporarily being accepted fo...

Tamales

This article covers it pretty well: https://www.nerdwallet.com/article/taxes/gift-tax-rate Even if you exceed $15k annual you just trigger some IRS paperwork to keep track of amounts above the exclusion, not any additional taxes owed unless you also exceed the lifetime max of ~11.7 million. I've nev...

Tamales

It's also a moving target. Assuming such a statistic were available for all birth years, someone born in say 1960 and representing the median millionaire attainment age in this group probably hit that $1M at a much later age than the median person in this group who was instead born in the mid 1980s....

Tamales

You're going to need to account for taxes on gains, whether interest or cap gains, and as far as accounting for "inflation," while you may account for a bulk population inflation number using TIPS or whatever, that may be vastly different from your personal inflation rate, depending on wha...

Tamales

What number am I thinking of? Take a guess.

(and there are about a dozen questions that could be asked about that simple but ambiguous question)

Tamales

I would just add that it's not that uncommon for seniors to have no clue what RMDs are, and they could go years without taking RMDs on some accounts, and may have many years of unopened statements. So, collecting RMDs would be one reason for the IRS to have knowledge of all applicable retirement acc...

Tamales

I'm a heavy user of VAN (previously the windows version, now the online version since they discontinued the former). Nearly 100% of charges on my citi card during the pandemic have used VAN. I generally set them for 2 month duration so I haven't been affected by the reduction to 7 months max. I'm no...

Tamales

I don't even know how I'd calculate such a thing since there are so many variables in my total compensation. The question presumes a simple compensation structure when in reality, companies are all over the map on what they use for compensation besides base salary, and what it's tied to, and whether...

Tamales

You have to decide what you want to do with these numbers so you can determine if these categories are too broad. Otherwise they are just 'gee whiz' numbers with no real purpose. As mentioned, you should separate recurring (e.g. weekly, monthly, annual) from other expenses that are on a longer and n...

Tamales

I'm looking for some software to record my screen, with narration, and that allows you to zoom in to sections of the screen and highlight certain things. Just as an example, this youtube video of an excel vlookup tutorial: https://www.youtube.com/watch?v=d3BYVQ6xIE4 (skip over the camera shots of th...

Tamales

OK thanks. I couldn't find a 2019 form 1040 on the irs website to link to. They have the 2020 form 1040 (which is different), and the 2018 and before, but 2019 is missing.

Tamales

Can someone confirm that one way to be certain in advance that you will not owe an underpayment penalty (for 2020 federal taxes) is if, in the current year, you will (by 12/31) have federal tax withheld that is at least 100% (or 110% for higher incomes) of the amount on 2019 form 1040 line 16?

Tamales

I have been unable to name contingent beneficiaries with any CD/savings/checking bank account, not just Ally. That's been my experience as well. Maybe it has something to do with contingent beneficiaries would complicate the FDIC protection limits across accounts? Also I would add it's not universa...

Tamales

It might be useful if the moderators added a note to neurosphere's first post in this thread, something like: The official AWI number for those born in 1960 that is the core topic of this thread will not be known until Q4 of 2021. It will be included in this history table: https://www.ssa.gov/OACT/C...

Tamales

Links if others want to have a look:
action guide
https://personal.vanguard.com/pdf/how-a ... -guide.pdf

report
https://personal.vanguard.com/pdf/how-a ... s-2020.pdf

Tamales

OP here.
re: H&RB premium vs deluxe, assuming either would work for the forms I'd file in 2020, is it correct that for a 1st time user of H&RB's tax software, the enhanced interview and help files should be beneficial and worth the few bucks more for premium (for my 1st year of use anyway)?

Tamales

I've put off switching from TaxAct (Premier; download version), which I've used for years, but I've had it. I cannot access my Taxact account, and their phone support has a message essentially saying 'we get too many calls so phone support is no longer available' and there's no live chat available, ...

Tamales

Additionally WiFi 6 is gong to be replaced by 6E . In about 2+ years. Maybe. Not useful for making a decision today. I believe WiFi 6E routers are beginning to trickle out already (Asus announced one in september but I don't know if it can be purchased yet), but should be more in Q1-2021 and beyond...

Tamales

Thanks for the replies. I got a new file from the source since he had the same issues. All works fine now (e.g. insert column, add 2-level IF statement, double click the fill handle, fills all 100k rows in under a second). His explanation was very brief on what the problem was, but it seems it had t...

Tamales

1. Insert new column. 2. Select top cell in adjacent (filled column) use CTRL + DOWN to navigate to the bottom of the filled column. 3. Move left or right to Select bottom cell in new column, enter a character, 0, e.g. CTRL + UP to navigate back to the top of your table. 4. Type formula into top of...

Tamales

elcadarj wrote: ↑Sun Nov 29, 2020 9:36 pm Try hot key combo: CTRL + SHFT + DOWN.

I'm not sure I follow. Doesn't that just select cells (and selects the column down the entire sheet if the rows below it are empty), but doesnt fill them and wouldn't seem to speed up the fill.

Tamales

I'm just wondering if what I'm seeing is abnormal. When I insert a new column and enter a fairly simple formula involving a 2-level IF statement, and try to fill that formula down the rows, the first issue is double-clicking the fill handle doesn't work as it normally does. It just does nothing. And...

Tamales

What was the covid-related reason for postponing RMDs in 2020? Not sure how it benefits anyone who is really hurting.

Tamales

I agree with Caduceus. Why do you feel the need to claim your way is better? The only time these sorts of discussions even have a sporting chance of sticking is if the person in question (day trader, penny stock fan, stock-only portfolio, expensive managed portfolio; whatever) has suffered significa...

Tamales

StockCharts -> Chartlists - Public ChartLists... can most Definitely do/present entire Portfolios Ex: Above the Green Line - Nov 19, 2020 Buy high, and Sell Higher!!! - https://stockcharts.com/public/1107832 That example just seems to be showing individual charts of portfolio components. What I'm l...

Tamales

Thanks but that's not the same and not what I asked about. I don't want to design, build, and maintain a charting tool, I want to use one that's already been developed and tested over years. IOW, add tickers and weights for portfolios 1 through n, check a few options boxes for how I want the charts ...

Tamales

Does anyone know of an online service (pay service is fine, to a point) where you can construct a portfolio of ticker symbols (as a single aggregate chart), weighted by % and/or shares, preferably using daily data? Morningstar premium, StockCharts don't seem to be able to do it. Portfoliovisualizer ...

Tamales

So just a normal bluetooth speaker won't work for you? Is this for gaming? No, not for gaming. I guess "normal" is in the eye of the beholder, but don't desire to use BT Pretty much everything has gone Bluetooth and you can get pretty good quality inexpensively. I probably should have sai...

Tamales

TheTimeLord wrote: ↑Sat Jul 11, 2020 10:10 am So just a normal bluetooth speaker won't work for you? Is this for gaming?

No, not for gaming. I guess "normal" is in the eye of the beholder, but don't desire to use BT

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