Search found 1452 matches

by Tamales
Thu May 14, 2020 11:13 pm
Forum: Personal Consumer Issues
Topic: Moving Furniture Yourself
Replies: 40
Views: 2926

Re: Moving Furniture Yourself

Most furniture sliders are pretty flimsy and crush easily if moving heavy things. Here are some very heavy duty ones that I've bought a bunch of: https://www.safetyslides.com/safety-slide.html Here are a couple other sled-like sliders: https://kofflersales.com/p/furniture-glides.asp?itemid=75543&gcl...
by Tamales
Tue May 12, 2020 8:07 am
Forum: Personal Investments
Topic: Ally Bank 1.25% savings .50 Moneymarket
Replies: 26
Views: 3650

Re: Ally Bank 1.25% savings .50 Moneymarket

NP CD now shows as 1.30%
by Tamales
Mon May 11, 2020 8:10 am
Forum: Personal Finance (Not Investing)
Topic: post covid 19 office work - was coronavirus a game changer for telecommunting?
Replies: 48
Views: 3655

Re: post covid 19 office work - was coronavirus a game changer for telecommunting?

Arguably the most significant impact for office workers is it exposes the stupidity of the transition to open offices as a health risk imposed by your employer. Not just the nearness and low or no walls of the seating, but the community phone rooms they put in place so you don't disturb others when ...
by Tamales
Sun May 03, 2020 8:08 am
Forum: Personal Consumer Issues
Topic: Can you transfer files without Wifi, bluetooth, cable?
Replies: 37
Views: 2048

Re: Can you transfer files without Wifi or cable?

You don't have a USB cable to plug between the 2?
by Tamales
Sun Mar 29, 2020 9:17 am
Forum: Personal Finance (Not Investing)
Topic: Getting Tax Refunds Or Stimulus Direct Deposited
Replies: 10
Views: 1496

Re: Getting Tax Refunds Or Stimulus Direct Deposited

Please don't. I hate, hate, hate prepaid debit cards. Very difficult to use the last few dollars when used for everyday spending... I agree. It's irritating that Amazon chooses to not let you use multiple cards for transactions (unless it's an amazon gift card), so that you can use 100% of gift car...
by Tamales
Sat Mar 21, 2020 9:26 am
Forum: Personal Consumer Issues
Topic: PSA Census "origins" question
Replies: 31
Views: 1515

PSA Census "origins" question

Just filled out the online census 2020 form, and was surprised that under the race selection you now have to list "origins." It won't let you leave it blank. I don't know how they expect most people will know a reliable answer to this unless they have researched it. Afterwards I looked it up and thi...
by Tamales
Wed Mar 18, 2020 5:31 pm
Forum: Personal Finance (Not Investing)
Topic: Taxact deluxe and higher = $5 federal and $5 additional states
Replies: 20
Views: 2191

Re: Taxact deluxe and higher = $5 federal and $5 additional states

new2bogle wrote:
Wed Mar 18, 2020 12:01 pm
This deal is very still much alive.

I just started my taxes yesterday and got Premier+ for $5, already paid for it to lock it in.
They must have some money-making incentive to offer this only on the online version, as opposed to the download version.
by Tamales
Sun Mar 15, 2020 1:10 pm
Forum: Personal Consumer Issues
Topic: MS Office 2019 home+biz vs home+student
Replies: 0
Views: 121

MS Office 2019 home+biz vs home+student

Is the only difference between these that the home+business version has Outlook while home+student does not? Seems like there are even different variations of H+B, where some contain other business-related stuff besides outlook ppt, excel, and word, while others seem limited to just those 4 applicat...
by Tamales
Sun Mar 08, 2020 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: CD early withdrawal penalty: 1099-INT line 2
Replies: 10
Views: 343

Re: CD early withdrawal penalty: 1099-INT line 2

Sorry, operator error on my part. It does show up via line 8a on form 1040.

But why it's dumped into what taxact labels as form 1045 line 35 (from the 'forms and schedules' view) as an interim step is beyond me.
by Tamales
Sun Mar 08, 2020 3:14 pm
Forum: Personal Finance (Not Investing)
Topic: CD early withdrawal penalty: 1099-INT line 2
Replies: 10
Views: 343

Re: CD early withdrawal penalty: 1099-INT line 2

Hi Chip, I'm not asking where I enter it. I know I do that on the 1099-INT entry from. I'm asking what the software does with it from there, i.e. how it gets used in the tax calculation. The software (not me) put it on line 35 of form 1045 (the title of that line on the form is early withdrawal pena...
by Tamales
Sun Mar 08, 2020 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: CD early withdrawal penalty: 1099-INT line 2
Replies: 10
Views: 343

Re: CD early withdrawal penalty: 1099-INT line 2

It goes on Sch. 1, line 17. In taxact there is no schedule 1 listed under "forms and schedules." None of the numbered schedules are listed there. Instead, there are multiple variations of schedule 1 under "worksheets" but I can't find the EWP showing up in any of those. Instead, after fishing aroun...
by Tamales
Sun Mar 08, 2020 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: CD early withdrawal penalty: 1099-INT line 2
Replies: 10
Views: 343

CD early withdrawal penalty: 1099-INT line 2

Is this used in tax computations somewhere? According to this source: https://budgeting.thenest.com/can-cd-earlywithdrawal-penalties-claimed-taxes-24099.html it goes on schedule 1, line 30, but I can't find any such thing in my tax software (taxact) If it's not used anywhere, why is it on the 1099-I...
by Tamales
Wed Mar 04, 2020 12:32 am
Forum: Personal Finance (Not Investing)
Topic: Ally 1.9% or Vanguard Treasury MM 1.51%? I live in CA
Replies: 36
Views: 3827

Re: Ally 1.9% or Vanguard Treasury MM 1.51%? I live in CA

Thanks anon_investor.
I wonder if the Fed rate cuts will translate into this might be about as good a CD deal as you can get for the next 6 mo to year, and a month or two from now this 2.1% might look big in the rearview mirror.
by Tamales
Tue Mar 03, 2020 11:04 pm
Forum: Personal Finance (Not Investing)
Topic: Ally 1.9% or Vanguard Treasury MM 1.51%? I live in CA
Replies: 36
Views: 3827

Re: Ally 1.9% or Vanguard Treasury MM 1.51%? I live in CA

anon_investor wrote:
Tue Mar 03, 2020 7:49 pm
Tdubs wrote:
Tue Mar 03, 2020 6:52 pm
Very bummed, have a Ally CD maturing on the 17th. I don't think I get there before a rate drop.
The 2.1% 13 mo CD promo is until 3/31/2020.
Where do you see a 13mo 2.1% CD on Ally website? I only see 2.0% 12mo.
by Tamales
Mon Feb 17, 2020 5:46 pm
Forum: Personal Consumer Issues
Topic: When will 5G be available in Rural US?
Replies: 70
Views: 4583

Re: When will 5G be available in Rural US?

SpaceX starlink (mentioned earlier) could be a total game changer for satellite internet, and rural internet service in general. It's likely to be ready before 5g. Could also be an epic failure for a variety of technical and/or business reasons, and with potentially serious consequences to the orbi...
by Tamales
Mon Feb 17, 2020 11:59 am
Forum: Personal Consumer Issues
Topic: When will 5G be available in Rural US?
Replies: 70
Views: 4583

Re: When will 5G be available in Rural US?

To Valuethinker's point about the bottom 20%, interesting and relevant article: "Cities, not rural areas, are the real Internet deserts The solution to the digital divide is not more broadband, but persuading non-users to join the Internet society' https://www.washingtonpost.com/technology/2019/09/1...
by Tamales
Sun Feb 16, 2020 12:42 pm
Forum: Personal Consumer Issues
Topic: When will 5G be available in Rural US?
Replies: 70
Views: 4583

Re: When will 5G be available in Rural US?

I had the opportunity to read a detailed analysis a couple of years ago by a consultant working for the 5G providers... The bottom line was that high-speed 5G service is a very short-range technology. .. That isn't true without the proper context. The report you read was focused on what's called "m...
by Tamales
Sun Feb 16, 2020 9:55 am
Forum: Personal Consumer Issues
Topic: When will 5G be available in Rural US?
Replies: 70
Views: 4583

Re: When will 5G be available in Rural US?

5G to rural areas...the problem is more generally "broadband" to rural areas. It is partly (some would say largely) a political issue masquerading as a technology issue. As with electricity and landline phone service in the past, the cost per household to supply (deploy) these services is significan...
by Tamales
Sun Feb 02, 2020 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Engineers - What are you making? ($$$)
Replies: 357
Views: 43493

Re: Engineers - What are you making? ($$$)

I'm surprised at the amount of skepticism here... I'm not sure skepticism is the right word. Maybe for some, but more generally I suspect surprise is a better word. I mean, how would the average person know this sort of information unless they went trolling online to find it (and even there, the in...
by Tamales
Sat Feb 01, 2020 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: Engineers - What are you making? ($$$)
Replies: 357
Views: 43493

Re: Engineers - What are you making? ($$$)

You can work for a Bay Area tech company without working in the Bay Area. My commute is a 20 minute walk and I only work 35-40 hours. There are A LOT of bay area tech companies. I could be wrong but i can't imagine they are all blowing the lid off the engineering pay scales. I tried to find a list ...
by Tamales
Sat Feb 01, 2020 10:39 pm
Forum: Personal Finance (Not Investing)
Topic: Engineers - What are you making? ($$$)
Replies: 357
Views: 43493

Re: Engineers - What are you making? ($$$)

The outlier salaries for "FAANG" companies are odd indeed. Seems to be more about the company-specific factors than the engineering specialty area factors. Software engineers in surveys with national scope do make in the top quartile, but don't separate from the pack in the way that many posts here ...
by Tamales
Fri Jan 31, 2020 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else see Jan Fed withholding shrink?
Replies: 8
Views: 1021

Re: Anyone else see Jan Fed withholding shrink?

Mine was lower by like $230... Hopefully it's nothing mysterious and it should be because of the different calculation chain in the new Publication 15T that employers use to calculate federal withholding. I filed a new 2020 W4 a couple weeks ago, leaving everything blank excet a fixed withholding a...
by Tamales
Fri Jan 24, 2020 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Engineers - What are you making? ($$$)
Replies: 357
Views: 43493

Re: Engineers - What are you making? ($$$)

Thanks. Is there a breakout somewhere that defines that number to a range similar to the LCOL/MCOL/HCOL terminology we typically use here? I've always had a hunch regarding where our area falls, but I'd like some more solid data. Different people could set the boundaries for those categories in any...
by Tamales
Thu Jan 23, 2020 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: Engineers - What are you making? ($$$)
Replies: 357
Views: 43493

Re: Engineers - What are you making? ($$$)

Reddit is doing something similar right now to compile the data that has the average lower pay that's been discussed here. https://www.reddit.com/r/AskEngineers/comments/ek4ki7/the_askengineers_q1_2020_salary_survey/?utm_medium=android_app&utm_source=share There are instructions listed at that link...
by Tamales
Thu Jan 23, 2020 6:21 pm
Forum: Personal Consumer Issues
Topic: Excel help with custom formatting for a chart
Replies: 4
Views: 546

Re: Excel help with custom formatting for a chart

Thank you for the responses, and it does seem that some form of the suggestions should work.
by Tamales
Wed Jan 22, 2020 8:56 pm
Forum: Personal Consumer Issues
Topic: Excel help with custom formatting for a chart
Replies: 4
Views: 546

Excel help with custom formatting for a chart

I'm trying to make a chart, essentially a stack of line or bar charts, but each line of the chart has discontinuous segments. It's harder to describe in words than to show an example of the final format I'm looking for, which I just threw together using powerpoint. Example of desired chart format: h...
by Tamales
Sun Jan 19, 2020 10:22 am
Forum: Personal Finance (Not Investing)
Topic: Engineers - What are you making? ($$$)
Replies: 357
Views: 43493

Re: Engineers - What are you making? ($$$)

Some reasons people make more: - Shift work/on call work - Security clearance - Very talented at their jobs/go above & beyond - Willing to work in LCOL area where it’s hard to recruit, so salary is higher - Live in NYC region/Bay Area - Luck with company stock - Good contacts/networks - Going into ...
by Tamales
Sun Jan 19, 2020 9:54 am
Forum: Personal Finance (Not Investing)
Topic: Engineers - What are you making? ($$$)
Replies: 357
Views: 43493

Re: Engineers - What are you making? ($$$)

There are a lot of engineers working at small and medium companies across the country that are not commanding the high salaries shared on here. Yes, and state/local governments, and the biggest "company" of all, the federal government. I think, but am not sure, that federal employees all know what ...
by Tamales
Sun Jan 19, 2020 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Engineers - What are you making? ($$$)
Replies: 357
Views: 43493

Re: Engineers - What are you making? ($$$)

deleted. duplicate post
by Tamales
Sun Jan 19, 2020 9:15 am
Forum: Personal Finance (Not Investing)
Topic: Engineers - What are you making? ($$$)
Replies: 357
Views: 43493

Re: Engineers - What are you making? ($$$)

Of course the more interesting data in many respects would be the detailed compensation data from the company you currently work at. But that would really irritate about 70% of the employees and result in countless lawsuits and morale issues and unanswerable questions about compensation differences....
by Tamales
Fri Jan 17, 2020 11:31 pm
Forum: Personal Consumer Issues
Topic: Microsoft Office Home & Student - 2013 and 2019 Versions
Replies: 21
Views: 1865

Re: Microsoft Office Home & Student - 2013 and 2019 Versions

I just bought the 2019 card at Best Buy and was amazed at the huge number of those cards available on the software rack. At $150 (home/student edition), they probably aren't hot sellers. I think I recall it being $100 during black friday at the microsoft store. And of course, there are the question...
by Tamales
Tue Jan 14, 2020 11:44 am
Forum: Personal Finance (Not Investing)
Topic: IRS 2020 W4 withholding: new calculation method, new form
Replies: 82
Views: 6730

Re: IRS 2020 W4 withholding: new calculation method, new form

I got my first 2020 check, and since I haven't updated my W4 yet for 2020, I'm using the 2019 W4 path in Worksheet 1 on pg 5 of 2020 pub 15-T. My calculated number is close, but not an exact match, to the amount of federal tax withheld on my paycheck (about 20 bucks off). Probably not worth the pain...
by Tamales
Sun Jan 12, 2020 11:19 pm
Forum: Personal Finance (Not Investing)
Topic: IRS 2020 W4 withholding: new calculation method, new form
Replies: 82
Views: 6730

Re: IRS 2020 W4 withholding: new calculation method, new form

I think they made the tax tables in 2020 Pub 15t in annual income form to make it less obvious that all the bracket thresholds are reduced compared to the comparable table in 2019 Pub 15-A (which is in per-paycheck values). Or at least for the tables of relevance to me, it takes less money in 2020 t...
by Tamales
Sun Jan 12, 2020 5:47 pm
Forum: Personal Finance (Not Investing)
Topic: IRS 2020 W4 withholding: new calculation method, new form
Replies: 82
Views: 6730

Re: IRS 2020 W4 withholding: new calculation method, new form

OP here. I just left my W4 as it stood 12/31/19, and when I get my first 2020 check next week I'll see if I can figure out how they arrived at the numbers. Before my next check I suppose I'll submit a W4 with no entry anywhere, and some supplemental amount in 4c. See what happens with that. Trial an...
by Tamales
Sat Jan 11, 2020 8:20 pm
Forum: Personal Consumer Issues
Topic: Microsoft : Edge Being Replaced by Chromium
Replies: 27
Views: 4494

Re: Microsoft : Edge Being Replaced by Chromium

Folks might be interested in this short video, which shows browser market share by year since 1996. Of note, even in ~2006 IE held like a 90% market share. It’s a dynamic space. I imagine in 10 years it’ll look very different again, with someone finally creating a decent mobile browser. https://www...
by Tamales
Tue Jan 07, 2020 10:52 pm
Forum: Personal Finance (Not Investing)
Topic: IRS 2020 W4 withholding: new calculation method, new form
Replies: 82
Views: 6730

Re: IRS 2020 W4 withholding: new calculation method, new form

central-pa: If what I described above is correct, it's actually pretty simple (which is why I question it--IRS forms are never simple). And for people with just regular, consistent paychecks and nothing else during the year you could probably take your fed tax withheld from your last 2019 paycheck, ...
by Tamales
Tue Jan 07, 2020 10:06 pm
Forum: Personal Finance (Not Investing)
Topic: IRS 2020 W4 withholding: new calculation method, new form
Replies: 82
Views: 6730

Re: IRS 2020 W4 withholding: new calculation method, new form

I should probably add that I'm not expecting a "set it and forget it" number, because I know I'm going to have to bump the dollars per check withholding number up later in the year because I have a large number of unpredictable income adjustments to make. I just want an initial number that will be i...
by Tamales
Tue Jan 07, 2020 9:47 pm
Forum: Personal Finance (Not Investing)
Topic: IRS 2020 W4 withholding: new calculation method, new form
Replies: 82
Views: 6730

IRS 2020 W4 withholding: new calculation method, new form

Late last year I increased a dollar amount of withholding per paycheck by a fairly large amount so that I would clear the underpayment penalty threshold at the last paycheck for the year. I also had 4 allowances (exemptions) for the year (not because of dependents; just because that's where I've had...
by Tamales
Sun Jan 05, 2020 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: SECURE Act New RMD Table
Replies: 14
Views: 2332

Re: SECURE Act New RMD Table

There is a big difference. Proposed legislation often is never passed, sees substantial additions, deletions or changes before enactment and can be vetoed by the president. Proposed regulations when published in the Federal Register seldom change regardless of public comment. Such IRS regulations a...
by Tamales
Sun Jan 05, 2020 1:16 pm
Forum: Personal Consumer Issues
Topic: Help me locate the wired doorbell chime
Replies: 32
Views: 2201

Re: Help me locate the wired doorbell chime

The box in the photo is probably a splice box (splices are supposed to be enclosed), from the subpanel above it. Maybe they added (or moved) a 120V outlet somewhere. A mechanical doorbell with chime usually has a small transformer (~a 2-3 inch cube) mounted on the wall somewhere (mine is in the gara...
by Tamales
Fri Jan 03, 2020 2:25 pm
Forum: Personal Consumer Issues
Topic: DOS batch file and FFMPEG question
Replies: 14
Views: 534

Re: DOS batch file and FFMPEG question

[...] If you open the batch file in a hex editor you should see the difference between the two hyphens (or scroll up to your original post and see the -i is visibly different than -c). You have some eagle eyes, and/or a really crisp monitor. I had to zoom way in from my browser to be able to see th...
by Tamales
Fri Jan 03, 2020 2:08 pm
Forum: Personal Consumer Issues
Topic: DOS batch file and FFMPEG question
Replies: 14
Views: 534

Re: DOS batch file and FFMPEG question

This is an interesting thought since the hyphen before the c in -c:v seems to trigger something in the error message. Can you elaborate on what you mean by a plain hyphen? I just used the key right of the number 0 on a standard keypad. Is the hyphen in the numeric keypad a differently-coded hyphen?...
by Tamales
Fri Jan 03, 2020 1:51 pm
Forum: Personal Consumer Issues
Topic: DOS batch file and FFMPEG question
Replies: 14
Views: 534

Re: DOS batch file and FFMPEG question

What if you replace the ffmpeg-4-2-1 command with echo Then go through the output and see if you can copy and paste some of the command lines it generates and see if you can get the garbled error message with a single command. Are you 100% sure that all - are plain hyphens and all " are plain quote...
by Tamales
Fri Jan 03, 2020 12:42 pm
Forum: Personal Consumer Issues
Topic: DOS batch file and FFMPEG question
Replies: 14
Views: 534

Re: DOS batch file and FFMPEG question

At this point I think it's more about the batch file syntax, since I ran ffmpeg with just a single specific file pair, rather than the FOR loop in the batch file with variables, and it worked fine. Essentially like this: ffmpeg -i test1.avi -i test1.wav –c:v copy –c:a aac –b:a 256k “muxed\output.mkv...
by Tamales
Fri Jan 03, 2020 12:31 pm
Forum: Personal Consumer Issues
Topic: DOS batch file and FFMPEG question
Replies: 14
Views: 534

Re: DOS batch file and FFMPEG question

The ffmpeg output contains garbled characters right before it terminates, but it starts out OK, interpreting both the video and audio file details correctly. Then it outputs: Unable to find suitable output format for '*****c:v' *****c:v invalid argument (where the 5 asterisks are 5 garbled character...
by Tamales
Fri Jan 03, 2020 11:56 am
Forum: Personal Consumer Issues
Topic: DOS batch file and FFMPEG question
Replies: 14
Views: 534

Re: DOS batch file and FFMPEG question

Oh and a related question on running FFMPEG. Do you HAVE to edit your PATH variable to include some directory in the FFMPEG package (the "bin" subdirectory?) , or is the FFMPEG.exe file completely portable and you can drop it into any subdirectory where you have video/audio files to process, without...
by Tamales
Fri Jan 03, 2020 11:45 am
Forum: Personal Consumer Issues
Topic: DOS batch file and FFMPEG question
Replies: 14
Views: 534

DOS batch file and FFMPEG question

I'm trying to run a batch file from a directory that has multiple file pairs of the form video1.avi & video1.wav; video2.avi & video2.wav; etc. The avi doesn't have embedded audio (audio was created separately in a PCM wav file of the same name). I have the ffmpeg executable (version 4.2.1, which is...
by Tamales
Fri Jan 03, 2020 9:07 am
Forum: Personal Finance (Not Investing)
Topic: Annual Tracking Spreadsheet Review?
Replies: 41
Views: 2921

Re: Annual Tracking Spreadsheet Review?

I do something similar, except I wait until taxes are completed for the year since that provides some inputs to the process. There are certainly scenarios where this sort of exercise doesn't have much value--such as having such a large financial cushion that these sorts of details aren't meaningful,...
by Tamales
Tue Dec 31, 2019 8:46 pm
Forum: Personal Consumer Issues
Topic: Question about computers with two hard drives (SSD and regular hard drive)
Replies: 36
Views: 2566

Re: Question about computers with two hard drives (SSD and regular hard drive)

This is a good idea, and I did a variation of it for my current laptop, the HP ProBook 430 G6. HP allows an amazing out of customization on its business laptops, so I got the things that couldn't be easily upgraded on my own - quad-core Core i5, IPS display - and got the lowest-cost option for ever...