Search found 881 matches

by digarei
Sat May 30, 2020 11:42 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Sacramento Bogleheads ~ Summer 2020

. Sacramento Area Bogleheads ~ Summer 2020 Schedule 645x516 July-Sept 2020 https://i.imgur.com/08zdnMy.jpg See the previous post with information about Sacramento Area Bogleheads' meetings for the month of June . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ...
by digarei
Fri May 15, 2020 11:19 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Sacramento Bogleheads June Meetings

. PLEASE NOTE ~ WE WILL BE HOSTING 2 MEETINGS IN JUNE . https://i.imgur.com/J16V4nW.jpg This thread updated with information about Sacramento Area Bogleheads' meetings for the month of June . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ....
by digarei
Thu May 14, 2020 3:25 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Re: Sacramento, CA Area Chapter - Master Thread

. This thread has been updated with essential information about Sacramento Area Bogleheads' next meeting on June 6. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . See the first post to learn about t...
by digarei
Sat May 09, 2020 4:00 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Re: Sacramento, CA Area Chapter - Master Thread

. . .

Thank you to everyone who donated so generously during our recent pledge drive!

This the final result:

Sacramento Food Bank Pledge Drive
Image
by digarei
Tue May 05, 2020 11:07 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Next SABH Meeting - 10:30 AM SAT May 9 2020

. Here are some questions that we will be exploring at our next meeting on May 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 🔹 What is a Liability Matching Portfolio? 🔹 How do you determine your Asset Allocation (AA)? 🔹 When is a g...
by digarei
Sun May 03, 2020 6:38 am
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Re: Sacramento, CA Area Chapter - Master Thread

. . . “A Practical Guide to Staying Afloat” May 9, 2020 No physical location this month . . . This virtual meeting will be hosted on Zoom Meeting Time: 10:30 am - 12:30 pm (Pacific Time) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . To join this conversation, send an email to sacramento...
by digarei
Wed Apr 29, 2020 2:11 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

April Announcements & Recommended Reading

. April Announcements Next Meeting - May 9 Our last meeting, conducted on the 11th of April via Zoom, was received with great enthusiasm by the 23 members who attended by computer, tablet, iPad and cell phone. We hope to repeat this reception 10 days from now on Saturday, May 9 starting at 10:30 am...
by digarei
Mon Apr 06, 2020 11:52 pm
Forum: Investing - Theory, News & General
Topic: Kiyosaki, Mr Rich Dad, Poor Dad: Buy Bitcoin, Silver, Gold
Replies: 7
Views: 1282

Re: Kiyosaki, Mr Rich Dad, Poor Dad: Buy Bitcoin, Silver, Gold

What in the world is "free fake money?" ... and his recommendation is to Buy Bitcoin? :D I won’t accept any free fake money but should the government decide to cut me a check, I’ll buy local. And spend all of it. Our economy and its many hourly workers will benefit. That’s investment leverage I can ...
by digarei
Wed Apr 01, 2020 2:55 am
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Re: Sacramento, CA Area Chapter - Master Thread

. . . “Finding the Bottom” April 11, 2020 No physical location this month . . . This virtual meeting will be hosted on Zoom Meeting Time: 1:30 pm - 3:30 pm (Pacific Time) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . To join this conversation, send an email to sacramento.bogleheads@gmai...
by digarei
Tue Mar 17, 2020 12:57 am
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Re: Sacramento, CA Area Chapter - Master Thread

. This thread has been updated with essential information about Sacramento Area Bogleheads' next meeting on April 11. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . See the first post to learn about...
by digarei
Fri Mar 13, 2020 10:59 pm
Forum: Investing - Theory, News & General
Topic: The "everything rally" is turning into the "everything crash"
Replies: 44
Views: 3764

Re: The "everything rally" is turning into the "everything crash"

Now I know why people can buy and then hold through a market meltdown. It's not that they're brave -- I think they're simply paralyzed and unable to move. :shock: I’ll speak for myself: Nonsense! In 2008, I was aware but chose to ignore the low balances for several years, throwing more and more of ...
by digarei
Tue Mar 10, 2020 8:52 am
Forum: Investing - Theory, News & General
Topic: Rebalancing these days
Replies: 17
Views: 1103

Re: Rebalancing these days

Just my 2 cents but I rebalance around my birthday every year and not by responding to economic events. Otherwise I'm timing in a way, and watching the Dow too much. Thanks, I’ll ponder some more —— hadn’t thought of rebalancing as timing. Another consideration is to define the reason you want to r...
by digarei
Wed Mar 04, 2020 4:32 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Re: Sacramento, CA Area Chapter - Master Thread

. . . “The Journey is the Reward” March 14, 2020 New location this month . . . Rancho Cordova Library 9845 Folsom Blvd Sacramento, CA 95827 Meeting Time: 12:30 pm - 2:30 pm . . . . . . . . . . . . . . . . . . . . . . . . . . . . . To reserve a seat at this meeting, send an email to sacramento.bogle...
by digarei
Sun Mar 01, 2020 7:39 pm
Forum: Investing - Theory, News & General
Topic: Cheery William Bernstein insight after gloomy week
Replies: 12
Views: 2292

Re: Cheery William Bernstein insight after gloomy week

Bernstein’s belief is that corporate America’s decision makers are focused on stock prices, which drive the way they run their businesses. Corporate bonds don’t. Therefore, buy government bonds rather than corporate bonds. Because why take the risk associated with corporate bonds relative to govern...
by digarei
Sun Mar 01, 2020 5:49 pm
Forum: Investing - Theory, News & General
Topic: Cheery William Bernstein insight after gloomy week
Replies: 12
Views: 2292

Re: Cheery William Bernstein insight after gloomy week

Catching up with a transcript of William Bernstein interview 2019 - https://ritholtz.com/2019/04/transcript-bill-bernstein - on what to do with your money : ‘And then there’s the stuff which you’re not really going to be touching, or shouldn’t be touching, for decades, and that’s the risky stuff … ...
by digarei
Sun Mar 01, 2020 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: Acceptable Lifestyle Inflation & Donations
Replies: 1
Views: 346

Re: Acceptable Lifestyle Inflation & Donations

Actionable Question: Can lifestyle inflation and improvements in one life be worth it especially if main cost drivers are paid off and under control. When do you hit the point of diminishing returns for said improvements? Is it worth it to tithe 10% of income tithe nonprofit groups most are secular...
by digarei
Sun Mar 01, 2020 4:50 pm
Forum: Investing - Theory, News & General
Topic: The most valuable lesson in your investment career?
Replies: 87
Views: 4671

Re: The most valuable lesson in your investment career?

Often, the solution to a lot of personal financial issues is to make a lot more money, a whole lot more, all the while, don't increase spending and debt. Never ever ever give up trying. Even when staring down at the last 78 cents in your hand and having to decide to either buy a couple of donuts be...
by digarei
Wed Feb 26, 2020 5:47 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

New Website ~ SABH

• • • We now have a presence on the Interweb! :D This month Sacramento Area Bogleheads (SABH) member Alan B. created a website for our chapter that is accessible to anyone with an internet connection. We hope that these pages draw attention to our group from a wider audience and anyone in the Sacra...
by digarei
Mon Feb 24, 2020 10:00 pm
Forum: US Chapters
Topic: Sacramento Area Bogleheads - Future Topics
Replies: 0
Views: 530

Sacramento Area Bogleheads - Future Topics

• • • S a c r a m e n t o A r e a B o g l e h e a d s ------------------------------------------------------ Future Topics • • • SABH Bogleheads® Local Chapter #61 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . FUTURE TOPICS .. 2020 and beyond Topic announcements are tentative until affi...
by digarei
Tue Feb 18, 2020 2:57 am
Forum: Investing - Theory, News & General
Topic: REIT's and Rick Ferri
Replies: 86
Views: 14755

REITs minus Rick Ferri

At some point I decided to split the difference between the Total US market share of REITs [3%] and the additional 10% recommended by Ferri, et al., resulting in a target percentage of 10% of US stocks. To calculate, I document the percentage of REITs in every fund in my portfolio, sum the dollars i...
by digarei
Mon Feb 17, 2020 1:20 am
Forum: Investing - Theory, News & General
Topic: When did (will) your accumulation phase end?
Replies: 36
Views: 3372

Re: When did (will) your accumulation phase end?

Is investing for growth with no W-2 income the same as accumulation ? I don’t see why it wouldn’t be considered “accumulation” if we stipulate to the usual meaning of that word. If you buy new shares with money from any source, that’s still investing/accumulating. I guess we should exclude cash dis...
by digarei
Sun Feb 16, 2020 11:11 pm
Forum: Investing - Theory, News & General
Topic: When did (will) your accumulation phase end?
Replies: 36
Views: 3372

Re: When did (will) your accumulation phase end?

Edit: I restated the questions below for clarity. Thank you to everyone who already responded. I frequently see members comment on their accumulation phase of investing. My understanding of this phase is that it is the phase where your contributions are a large part of your overall "performance". A...
by digarei
Fri Feb 14, 2020 8:10 pm
Forum: US Chapters
Topic: Sacramento Area Bogleheads - Topic History
Replies: 1
Views: 470

Sacramento Area Bogleheads - Topic History

• • • S a c r a m e n t o A r e a B o g l e h e a d s ------------------------------------------------------ Topic History • • • SABH Bogleheads® Local Chapter #61 ... Great conversations can be had @ Sacramento Area Bogleheads 2018 🔸 Presentations Fund Selection Criteria The Millionaire Next Door ...
by digarei
Tue Feb 11, 2020 9:36 am
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

SABH Meeting Announcement

... S a c r a m e n t o A r e a B o g l e h e a d s ------------------------------------------------------ Sacramento Bogleheads - Local Chapter #61 ... ... 17 . D A Y S . from today the members of Sacramento Area Bogleheads will be meeting in Rancho Cordova. We meet to discuss all aspects of perso...
by digarei
Tue Feb 11, 2020 12:34 am
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Re: Sacramento, CA Area Chapter - Master Thread

The South Florida Bogleheads local chapter is very interested in learning what the Sacramento local chapter found to be their Capital Vices, The 7 Deadly Sins of Investing, at their recent February meeting. :shock: Happy to share with you the handout along with my cursory notes: Capital Vices / Exp...
by digarei
Mon Feb 10, 2020 11:13 pm
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 305
Views: 271294

deleted post

.
deleted post
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. . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Testing complete

deleted by digarei

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by digarei
Mon Feb 10, 2020 11:08 pm
Forum: Forum Issues and Administration
Topic: Please Try Out Test Posts Here
Replies: 305
Views: 271294

Hex Color Comparison

. Hex Color Comparison ————————————————————— SABH Sacramento Area Bogleheads #C70039 Size 90 Small Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut a...
by digarei
Mon Feb 10, 2020 9:34 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Re: Sacramento, CA Area Chapter - Master Thread

. This thread has been updated with essential information about Sacramento Area Bogleheads' next meeting on March 14. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . See the first post to learn about...
by digarei
Sun Feb 09, 2020 6:24 pm
Forum: Forum Issues and Administration
Topic: How to create URL for latest post in topic?
Replies: 22
Views: 1558

Re: How to create URL for latest post in topic?

. . . Hey, I just noticed at the bottom of each page there is a sort dropdown. Turns out sd=a and sd=d work by simply adding it to the very first URL you posted. This shows the last post first: https://www.bogleheads.org/forum/viewtopic.php?f=9&t=161311&st=0&sk=t&sd=d#page-body change to sd=a if yo...
by digarei
Fri Feb 07, 2020 10:10 pm
Forum: Forum Issues and Administration
Topic: How to create URL for latest post in topic?
Replies: 22
Views: 1558

Re: How to create URL for latest post in topic?

This is the closest I could come up with, which is right after the last post on the last page https://www.bogleheads.org/forum/viewtopic.php?f=9&t=161311&start=999999#page-footer If you take off the # then you would go to the top of the last page. This is a work-around yet it gets us 95% there. Tha...
by digarei
Fri Feb 07, 2020 9:46 pm
Forum: Forum Issues and Administration
Topic: How to create URL for latest post in topic?
Replies: 22
Views: 1558

Re: How to create URL for latest post in topic?

If you change your User Control Panel -> Board Preferences -> Display Options -> Display Post Order Direction to Descending , will that solve the issue? The solution would have to work for anyone who clicks the link, regardless of whether they are logged in to the forum. A standard URL that could d...
by digarei
Fri Feb 07, 2020 7:31 pm
Forum: Forum Issues and Administration
Topic: How to create URL for latest post in topic?
Replies: 22
Views: 1558

Re: How to create URL for latest post in topic?

Anyone else? I’m pretty sure that someone familiar with the phpBB code used with “Viewtopic” will have an answer. ~ Thanks! Chapters advertise their upcoming meetings by creating a new post, which naturally falls to the bottom, chronologically. It’s the latest post that I wish to target, regardless...
by digarei
Fri Feb 07, 2020 11:10 am
Forum: Forum Issues and Administration
Topic: How to create URL for latest post in topic?
Replies: 22
Views: 1558

Re: How to create a URL for last post in topic?

Thanks for clarifying the use case. That helps. Other chapters advertise their upcoming meetings by creating a new post, which naturally falls to the bottom, chronologically. It’s the latest post that I wish to target, regardless of whether it has already been read by the user or others. Not sure i...
by digarei
Fri Feb 07, 2020 10:54 am
Forum: Forum Issues and Administration
Topic: How to create URL for latest post in topic?
Replies: 22
Views: 1558

Re: How to create a URL for last post in topic?

It doesn't appear to be possible, at least based on this posting from 2016 from the phpBB forum (as you may know, bogleheads.org is powered by phpBB): How to link to the last post of a topic (that still works after new posts are made) That would be a nice feature, though. Thanks, I read this phpBB ...
by digarei
Fri Feb 07, 2020 10:43 am
Forum: Forum Issues and Administration
Topic: How to create URL for latest post in topic?
Replies: 22
Views: 1558

Re: How to create a URL for last post in topic?

. . . How do I create a link that will highlight the last post in a specific thread topic? I'm curious to the use case, could you expand a bit further on what you are trying to accomplish? I'm going to take a bit of a guess and explain a specific use case, if you are viewing a forum index , it is p...
by digarei
Thu Feb 06, 2020 11:58 pm
Forum: Forum Issues and Administration
Topic: How to create URL for latest post in topic?
Replies: 22
Views: 1558

How to create URL for latest post in topic?

. . . How do I create a link that will highlight the last post in a specific thread? Examples This will set view to the top of the thread, displaying the first post: https://www.bogleheads.org/forum/viewtopic.php?f=9&t=161311 This one will set view to the top of page 3, starting at post 100 https:/...
by digarei
Fri Jan 31, 2020 6:58 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Re: Sacramento, CA Area Chapter - Master Thread

. Prospective members or visitors: We had to turn some folks away from our last few meetings because of limited room capacity. In February and March, we’ve reserved larger accommodations for our Bogleheads meetings. Next week, we meet in Citrus Heights (see post, above) in a room that will hold up ...
by digarei
Tue Jan 28, 2020 4:38 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Re: Sacramento, CA Area Chapter - Master Thread

. This thread has been updated with essential information about Sacramento Area Bogleheads' next meeting on February 8. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . See the first post to learn abo...
by digarei
Sat Jan 11, 2020 6:05 am
Forum: Investing - Theory, News & General
Topic: 2020 Bogleheads Conference and Survey
Replies: 81
Views: 9865

Re: 2020 Bogleheads Conference and Survey

dodecahedron wrote:
Fri Jan 10, 2020 9:31 am
Folks with multiple leg connecting plane flights get home at a reasonable hour.
Not if you live on the west coast.
by digarei
Sat Jan 11, 2020 6:03 am
Forum: Investing - Theory, News & General
Topic: 2020 Bogleheads Conference and Survey
Replies: 81
Views: 9865

Re: 2020 Bogleheads Conference and Survey

Survey doesn’t work with Safari on iOS (no keyboard presented for entering ad hoc answers) Does work on Chrome. Well, it kind-of works. It took me multiple tries and some fancy finger work to get the keyboard to pop up using an iPad Pro. Not sure what the problem was. Maybe the HTML/JavaScript page...
by digarei
Wed Jan 08, 2020 7:28 am
Forum: Investing - Theory, News & General
Topic: Callan Table updated Thru 2019?
Replies: 4
Views: 671

Re: Callan Table updated Thru 2019?

Has the Callan Table been updated to include 2019? Anyone know where I can find it? Not yet! Eagle33 provided the main URL: https://www.callan.com/periodic-table/ Here’s one that displays the PDF file containing last year’s edition: https://www.callan.com/wp-content/uploads/2019/03/Classic-Periodic...
by digarei
Sun Jan 05, 2020 12:08 am
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Sacramento Chapter - Jan & Feb Meetings

• • •   S a c r a m e n t o   A r e a   B o g l e h e a d s ------------------------------------------------------ Notice: members and prospective attendees January and February 2020 ~~~~~~~--~~~~~~~~~~--~~~--~ No seats remain for our January meeting. We’ve already exceeded the room limit of 24. Ne...
by digarei
Thu Dec 26, 2019 10:34 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Re: Sacramento, CA Area Chapter - Master Thread

. . . .

Image
Investment Goals 2020 Jan 11 2020 600x510 lvPXxgr

See previous post for more info or send an email to:

Sacramento.Bogleheads@gmail.com

. . . .
by digarei
Sun Dec 22, 2019 4:31 pm
Forum: US Chapters
Topic: Sacramento, CA Area Chapter - Master Thread
Replies: 164
Views: 83706

Re: Sacramento, CA Area Chapter - Master Thread

. This thread has been updated with essential information about Sacramento Area Bogleheads' next meeting on January 11. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . See the first post to learn abo...
by digarei
Mon Dec 09, 2019 1:49 am
Forum: Investing - Theory, News & General
Topic: Psychologically Prepare for the Bear
Replies: 64
Views: 6118

Re: Psychologically Prepare for the Bear

Interesting thread with a provocative title, Psychologically Prepare... I will posit that newer investors who have not been tested by a significant market upheaval will not be able to truly "psychologically prepare". A risk tolerance test won't do it because these tests are normally taken when the ...
by digarei
Sun Dec 08, 2019 2:34 pm
Forum: Investing - Theory, News & General
Topic: Wellington vs Total Market in Taxable.
Replies: 13
Views: 2250

Re: Wellington vs Total Market in Taxable.

I'm curious where you got the tax loss numbers you cited. I don't see them on the Vanguard website... They are displayed in the section entitled ‘After-tax returns—updated quarterly' on the "Price & Performance" tab: https://investor.vanguard.com/mutual-funds/profile/performance/vwenx If one is car...
by digarei
Sun Dec 08, 2019 8:01 am
Forum: Investing - Theory, News & General
Topic: Wellington vs Total Market in Taxable.
Replies: 13
Views: 2250

Re: Wellington vs Total Market in Taxable.

How does a 0.06 % difference make VTSAX the gold standard for taxable accounts and Wellington fools gold in taxable (do a quick search if you do not believe this is the general consensus on this forum). The comparison is not valid. Wellington is a 60/40 fund (currently 65/35) with a significant cor...
by digarei
Sun Dec 08, 2019 7:37 am
Forum: Investing - Theory, News & General
Topic: Psychologically Prepare for the Bear
Replies: 64
Views: 6118

Re: Psychologically Prepare for the Bear

I prepare myself to peer at that number without too much trepidation. How? If this preparation means just "imagining" I don’t know that this is a transferable skill. Maybe it’s the act of compiling the data that works to psychologically prepare you for a major decline? I do something similar in a l...
by digarei
Thu Dec 05, 2019 6:12 pm
Forum: Personal Consumer Issues
Topic: Paying for vices (like cigarettes)
Replies: 72
Views: 6550

Re: Paying for vices (like cigarettes)

My credit card company recently caught a fraudulent transaction of a high dollar amount because it came closely on the heels of another one that involved gambling in a country I’ve never visited.... Good on ‘em! However, what do the data aggregators really know about your habits? Lately, I have been...
by digarei
Thu Dec 05, 2019 5:09 am
Forum: Personal Finance (Not Investing)
Topic: 50 Next Year - Should I Join AARP?
Replies: 105
Views: 8561

Re: 50 Next Year - Should I Join AARP?

So what would AARP membership get me at 50? Possibly some minor discounts at certain hotel chains. Many hotels however will also give you a senior discount if you just ask for one. Be aware that at some establishments getting a 5% discount off the room’s rack rate may result in you paying a higher ...