Search found 19 matches

by folke123
Tue Sep 04, 2018 5:57 am
Forum: Investing - Help with Personal Investments
Topic: Smaller index vs larger index - better performance?
Replies: 7
Views: 761

Re: Smaller index vs larger index - better performance?

Why would you not borrow money to invest at an attractive rate? Seems very unreasonable to say "never do that"

Also that does not answer my question either in the specifics, or the general (does an index with more companies generally perform better than one with fewer companies)
by folke123
Tue Sep 04, 2018 3:40 am
Forum: Investing - Help with Personal Investments
Topic: Smaller index vs larger index - better performance?
Replies: 7
Views: 761

Re: Smaller index vs larger index - better performance?

I have most of my money in a global fund, but I want to keep a part invested in the swedish economy.
by folke123
Mon Sep 03, 2018 3:33 pm
Forum: Investing - Help with Personal Investments
Topic: Smaller index vs larger index - better performance?
Replies: 7
Views: 761

Smaller index vs larger index - better performance?

Hi, I live in Sweden and there are a couple of indexes, indice? that track the Stockholm Stockmarket. My stock trader has a fund that tracks the 30 most traded companies on the market without any fee. (I can also borrow and invest in this fund at a rate of 1.253%) Or I could invest in a larger swedi...
by folke123
Mon Aug 27, 2018 4:26 pm
Forum: Investing - Theory, News & General
Topic: Ultimate Buy and Hold - 8 slices vs 4
Replies: 733
Views: 335271

Re: Ultimate Buy and Hold - 8 slices vs 4

Is there an update for trevs chart (or the ultimate buy and hold in general vs S&P 500) since 2009?
by folke123
Mon Aug 11, 2014 8:10 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard ETF's if I live in Sweden, good or bad?
Replies: 16
Views: 2518

Re: Vanguard ETF's if I live in Sweden, good or bad?

I dont understand if this (the estate tax) matters at all if you dont invest in estates/reits? And just invest in Vangurads total stock market/international market ETFs?
by folke123
Fri Jul 11, 2014 6:02 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Total Stock market average dividends
Replies: 7
Views: 1323

Re: Vanguard Total Stock market average dividends

Im not really sure where to look.. that is why Im asking
by folke123
Fri Jul 11, 2014 5:52 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Total Stock market average dividends
Replies: 7
Views: 1323

Vanguard Total Stock market average dividends

Hi, Im thinking about investing in Vanguard Total Stock Market ETF:s but since I am not an American I will need to pay 30% taxes on the dividends correct? I also think I can somehow get this to 15% because of some deal with Sweden (Im a Swede) But to know if it is worth to buy Vanguard ETF:s or if I...
by folke123
Wed Jul 09, 2014 12:10 pm
Forum: Investing - Theory, News & General
Topic: Ultimate Buy and Hold - 8 slices vs 4
Replies: 733
Views: 335271

Re: Ultimate Buy and Hold - 8 slices vs 4

Okay...Here is one portfolio that follows UB&H just using Schwab ETF's with no transaction fees: % ofAssets Holding Name Stock Industry/ 49.15 Schwab US Aggregate Intermediate-Term Bond 12.89 Schwab US Broad Mark Large Blend 12.67 Schwab Fundamental U Small Blend 12.63 Schwab Fundamental I Foreign ...
by folke123
Wed Jul 09, 2014 10:52 am
Forum: Investing - Theory, News & General
Topic: Ultimate Buy and Hold - 8 slices vs 4
Replies: 733
Views: 335271

Re: Ultimate Buy and Hold - 8 slices vs 4

Anyone here who uses this simplified 4 slice portfolio? Have you added reit as well to simulate the 8 part one?
by folke123
Wed Jul 09, 2014 5:29 am
Forum: Investing - Help with Personal Investments
Topic: Why not include gold?
Replies: 48
Views: 5268

Why not include gold?

Just as the topic states. If I understand it correctly seen over a 40 year period gold has outperformed the S&P (Is there anyway I can see how it has performed with the dividends reinvested?) The one thing I can see is that it seems to be more volatile? So if anyone could help me understand why we d...
by folke123
Tue Jul 08, 2014 9:49 pm
Forum: Investing - Theory, News & General
Topic: Ultimate Buy and Hold - 8 slices vs 4
Replies: 733
Views: 335271

Re: Ultimate Buy and Hold - 8 slices vs 4

I am thinking of going 40/20/20/20 with the 40 being S&P 500 that should make me a bit more like index :)
by folke123
Tue Jul 08, 2014 7:59 pm
Forum: Investing - Theory, News & General
Topic: Ultimate Buy and Hold - 8 slices vs 4
Replies: 733
Views: 335271

Re: Ultimate Buy and Hold - 8 slices vs 4

Another question, are you "supposed" to add REIT to this if you use it to substitue the ultimate buy and hold? Beacause the ultimate buy and hold have 10 categories in the stock part. this one showed that for past performance the 4 slices was just as good as the 8. but what about emerging markets an...
by folke123
Tue Jul 08, 2014 5:46 pm
Forum: Investing - Theory, News & General
Topic: Ultimate Buy and Hold - 8 slices vs 4
Replies: 733
Views: 335271

Re: Ultimate Buy and Hold - 8 slices vs 4

but how is it riskier if it has given a better return over 40 years? I mean that is a long term investment.

Also, how do this differ from just adding a small cap fund to a 66/33 in US total/international total. I.E doing say 60/30/10 US total/interinational/small cap
by folke123
Tue Jul 08, 2014 5:26 pm
Forum: Investing - Theory, News & General
Topic: Ultimate Buy and Hold - 8 slices vs 4
Replies: 733
Views: 335271

Re: Ultimate Buy and Hold - 8 slices vs 4

Am I missing something here? I first have to say that I have not read every single post in the thread but. 25% of each LB, SV, ILV, ISB seems to totaly kick 50/50% tsm,ilb and doing so over 40 years. Is that not statistically significant? why would you ever want 50/50 Tsm/ilb or 66/33 that I see mor...
by folke123
Sat Jul 05, 2014 11:40 am
Forum: Investing - Help with Personal Investments
Topic: Investment companies or Index funds [Sweden]
Replies: 6
Views: 831

Re: Investment companies or Index funds [Sweden]

Hi, the fund "spiltan aktiefond investmentbolag" holds stocks in a specific sector. It's roughly comparable to only holding stocks in companies like Warren Buffett's Berkshire investments. It may look good right now but this sector could go down more in a downturn. This fund is only two years old t...
by folke123
Sat Jul 05, 2014 4:17 am
Forum: Investing - Help with Personal Investments
Topic: Some rebalancing questions
Replies: 3
Views: 406

Re: Some rebalancing questions

It's really up to you, but if you're on board with the idea of choosing percentages to allocate the different asset classes, then you'd probably want to sell shares of the US fund to buy shares of the international one. The idea is just to keep your asset allocation at something close to the chosen...
by folke123
Sat Jul 05, 2014 3:09 am
Forum: Investing - Help with Personal Investments
Topic: Some rebalancing questions
Replies: 3
Views: 406

Some rebalancing questions

Pretty much as topic, I've understood that if I want say a 60/40 stock/bonds allocation and the stocks go up so I have 65/35 I should sell some stock and buy bonds so I go back to 60/40. This part I get :) However what I am not sure about is this: Say that my stock part is 66% total US index funds a...
by folke123
Fri Jul 04, 2014 9:17 pm
Forum: Investing - Help with Personal Investments
Topic: Investment companies or Index funds [Sweden]
Replies: 6
Views: 831

Re: Investment companies or Index funds [Sweden]

Welcome! I retitled your thread to attract the attention of our EU members. There are 2 components of the Bogle investing philosophy. First, to invest in the entire market (diversification). Second, to use low cost funds (index funds). Using google translate (!), I think the 3 funds you describe re...
by folke123
Fri Jul 04, 2014 7:44 pm
Forum: Investing - Help with Personal Investments
Topic: Investment companies or Index funds [Sweden]
Replies: 6
Views: 831

Investment companies or Index funds [Sweden]

Hi, i've been reading here a bit and I really like the index fund idea. But I've lately seen a lot on the internet (mostly swedish websites) about investment companies beating the index. Is this just a fluke for alot of swedish investment companies, see: Industrivarden (https://www.avanza.se/aktier/...