Bogleheads.org

I like some of the newer thinking. Slowly reduce stock exposure until you are almost all cash/bonds by the time you retire, since the biggest risk in the run-up to retirement is a devastating drop in the stock market right around the time you begin your retirement years. Then, steadily increase your...

Flip lock telescoping. The lightest and strongest you can afford. Dont like shock absorbers. Bought a higher end pair of Black Diamonds at REI and cant see how I ever lived without them. I like using wrist straps so I am not dependent on hand grip, which can start to fatigue. The wrists and forearms...

Of course your home is part of your net worth. An estimate of fair market vale minus 10% for the cost of the sale minus what remains on your mortgage. That is your equity -- simple. The real question is what net worth really means in practice and how it makes you feel. I have a total net worth that ...

I have never been a systematic rebalancer. In 2007 I started to get nervous and shifted new 401k contributions heavily to bonds, something that really took a lot of the sting out of the crash. I have again been letting things ride since then and just this month got nervous enough to take a some of m...