Search found 78 matches

by Angrypuppy
Fri Oct 07, 2016 1:00 pm
Forum: Personal Consumer Issues
Topic: 1Password on iOS
Replies: 13
Views: 1838

Re: 1Password on iOS

I use 1passsword on all my apple products, including iOS. I dislike software subscription plans but that seems to be the direction the business is going.
by Angrypuppy
Wed Oct 05, 2016 9:28 am
Forum: Personal Finance (Not Investing)
Topic: Best way to add real estate to portfolio
Replies: 17
Views: 2339

Re: Best way to add real estate to portfolio

Rick Ferri, has said his models call for up 20%. He choses 10% for his portfolio. I don't have time to search for the thread right now. I chose to own REITs. Edit: Found it quick. My numbers were a little off. He says 50% REIts/50% stock, is the modeled number. https://www.bogleheads.org/forum/viewt...
by Angrypuppy
Sun Sep 25, 2016 10:51 pm
Forum: Personal Consumer Issues
Topic: iPhone for teenager
Replies: 8
Views: 1471

Re: iPhone for teenager

Att plans now throttle you back as well. No moree overage charges.

I have a teenager and an almost teenager with iPhones. I'm happy with att.
by Angrypuppy
Thu Sep 22, 2016 10:39 pm
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 12367

Re: Disappointing News Wells Fargo

My wife and I wanted to switch from a local CU to a National bank. We've been mulling it over for over a year. In the last couple months we narrowed it down to Wells Fargo and Chase.

We opened an account with Chase Tuesday.
by Angrypuppy
Thu Sep 15, 2016 8:52 am
Forum: Investing - Theory, News & General
Topic: Disappointing News Wells Fargo
Replies: 111
Views: 12367

Re: Disappointing News Wells Fargo

Safe deposit box, is the only thing that interests me in a local bank branch.
by Angrypuppy
Thu Sep 08, 2016 12:32 pm
Forum: Personal Consumer Issues
Topic: How do you handle business cards from fleeting acquaintances?
Replies: 16
Views: 2140

Re: How do you handle business cards from fleeting acquaintances?

Evernote.

I don't have the same level of problem as you though. That's a lot of cards.
by Angrypuppy
Mon Aug 29, 2016 3:59 pm
Forum: Personal Consumer Issues
Topic: My beloved Subaru just bit the dust...now what?
Replies: 27
Views: 4145

Re: My beloved Subaru just bit the dust...now what?

Subaru Crosstrek.

I almost bought one instead of the Toyota Tacoma I ended up with. Sometimes I think I made the wrong choice, but I need the truck bed.
by Angrypuppy
Thu Aug 25, 2016 2:13 am
Forum: Personal Consumer Issues
Topic: How much vacation time do you get at work?
Replies: 155
Views: 15357

Re: How much vacation time do you get at work?

Major airline pilot.

Three months essentially, it's an odd system compared to a Monday to Friday job. This year I took all of May off and half of March and June. I will also not be working in October.

During a normal month with no vacation I still never work more than 15 days.
by Angrypuppy
Wed Aug 24, 2016 10:52 am
Forum: Personal Consumer Issues
Topic: *Tech Questions* How do you keep track of your life?
Replies: 33
Views: 4325

Re: *Tech Questions* How do you keep track of your life?

Good luck with your struggle. We have two boys, one just turned into a teenager. The biggest thing I will say is don't feel the pressure to capture and share every moment. It's not possible and adds too much stress. You also don't want to watch your kids grow up through a view finder. The best famil...
by Angrypuppy
Mon Aug 22, 2016 12:29 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowners should consider flood insurance
Replies: 78
Views: 9110

Re: Homeowners should consider flood insurance

Prayers OP. I have a good friend in Lafeyete dealing with the aftermath now. He has thankfully been spared but all around him it's chaos. His biggest takeaway is amazement at how the community has come together. One side note. Don't bank on the full $30,000. Another friend of ours went through the g...
by Angrypuppy
Sun Aug 21, 2016 7:39 am
Forum: Investing - Theory, News & General
Topic: Should I get out of Vgd Total Int'l Bond Fund?
Replies: 11
Views: 2078

Re: Should I get out of Vgd Total Int'l Bond Fund?

1 year return

VINIX 5.59%
VBTLX 6.0%

Seems to me as long as your AA has not changed don't touch it.
by Angrypuppy
Wed Jul 06, 2016 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Go After American Airlines?
Replies: 45
Views: 5942

Re: Should I Go After American Airlines?

I work for an airline. Although not in reservations. The story doesn't add up. If they cancelled the reservation prior to date of travel they would have done something with the funds they collected at purchase. No one would just remove a reservation in the system. :confused What funds? If you forfe...
by Angrypuppy
Wed Jul 06, 2016 6:06 am
Forum: Personal Finance (Not Investing)
Topic: Should I Go After American Airlines?
Replies: 45
Views: 5942

Re: Should I Go After American Airlines?

I work for an airline. Although not in reservations.

The story doesn't add up. If they cancelled the reservation prior to date of travel they would have done something with the funds they collected at purchase. No one would just remove a reservation in the system.
by Angrypuppy
Sat Jul 02, 2016 6:04 pm
Forum: Personal Consumer Issues
Topic: What do you spend your money on???
Replies: 149
Views: 19143

Re: What do you spend your money on???

Tennis.

Club membership, lessons, and drills.
by Angrypuppy
Tue Jun 14, 2016 10:23 am
Forum: Investing - Theory, News & General
Topic: Inevesting Mistakes or Regrets
Replies: 49
Views: 6513

Re: Inevesting Mistakes or Regrets

Confusing speculating with investing for about 20 years.
by Angrypuppy
Tue Jun 14, 2016 12:49 am
Forum: Personal Consumer Issues
Topic: Any Porsche 911 owners here?
Replies: 142
Views: 19101

Re: Any Porsche 911 owners here?

i wouldn't admit it here, reference the Rolex thread.

If you're driving anything more expensive than a Honda Civic you are frivolous and wasteful.
by Angrypuppy
Sat Jun 11, 2016 9:55 pm
Forum: Personal Consumer Issues
Topic: How many activities for your kids?
Replies: 70
Views: 8843

Re: How many activities for your kids?

We have 10 and 13 year old boys. They both do Scouts. One is a Cub and the other Boy Scouts. That's constant throughout the year. They also both play a sport each season. Soccer in the fall and lacrosse in the spring. In between they take tennis lessons. They are probably over scheduled, but boys ge...
by Angrypuppy
Sat Jun 11, 2016 11:25 am
Forum: Personal Consumer Issues
Topic: Encyclopedia, World Book, Complete Set, 1960 Ed.
Replies: 43
Views: 5954

Re: Encyclopedia, World Book, Complete Set, 1960 Ed.

Every Goodwill and used bookstore I've ever been in has multiple sets for next to nothing.
by Angrypuppy
Thu Jun 09, 2016 9:53 pm
Forum: Personal Consumer Issues
Topic: Flat Fred Flintstone Feet? What sneakers, dress, shoes, etc do you buy?
Replies: 14
Views: 1527

Re: Flat Fred Flintstone Feet? What sneakers, dress, shoes, etc do you buy?

I can't for the life of me figure out why everyone is recommending orthotics and superset when the OP is just looking for a wide toe box.

Another suggestion, Sperry Top Siders.
by Angrypuppy
Thu Jun 09, 2016 11:05 am
Forum: Personal Consumer Issues
Topic: Flat Fred Flintstone Feet? What sneakers, dress, shoes, etc do you buy?
Replies: 14
Views: 1527

Re: Flat Fred Flintstone Feet? What sneakers, dress, shoes, etc do you buy?

I have the Same problem. I've always joked that I have Fred Flintstone feet. Size 13, not particularly wide but they are rectangles. I need a wide toe box. New Balance fit me well too for a reference. At work I wear Ariat roppers in the winter. Ecco shoes in the summer. Eccos are great and have many...
by Angrypuppy
Wed Jun 08, 2016 4:58 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken For Mac
Replies: 10
Views: 1230

Re: Quicken For Mac

I think I'm an outlier from what I read online. I use Quicken for MAC 2016 and like it. My finances are pretty simple overall. T Rowe Price has my 401k and they do not support Quicken downloads so that is entered manually once a month. No biggie. No experience with the Admirals share issue yo are as...
by Angrypuppy
Sun May 29, 2016 3:19 pm
Forum: Investing - Help with Personal Investments
Topic: Percent to save goal
Replies: 75
Views: 9880

Re: Percent to save goal

18% is quite sufficient Enjoy some monies on your journey in life. Been there, Done that :mrgreen: Along these lines I've wondered something for awhile. What is gross income for this? If I make 100,000, contribute 10% of my income, and my employer contributes 13% what is my contribution percentage ...
by Angrypuppy
Sun Apr 03, 2016 11:45 pm
Forum: Personal Finance (Not Investing)
Topic: When is it ok to splurge?
Replies: 83
Views: 10131

Re: When is it ok to splurge?

As a prior boat owner, all I can say is charter or rent.

I know you won't listen, but I'd bet a good sum of money you will come to hate the boat.

Enjoy.
by Angrypuppy
Fri Apr 01, 2016 5:18 pm
Forum: Investing - Theory, News & General
Topic: Kids investing
Replies: 12
Views: 1350

Re: Kids investing

I was under the impression there is no minimum for a UGMA. It is the fund that is the limiting factor. So a target retirement fund should be fine at $1k. The minimum initial investment for a Vanguard UGMA/UTMA is generally the same as that for regular accounts, which is $3,000 in most cases ($1,000...
by Angrypuppy
Fri Apr 01, 2016 4:49 pm
Forum: Investing - Theory, News & General
Topic: Kids investing
Replies: 12
Views: 1350

Re: Kids investing

Target retirement funds have a $1k minimum. Or use ETFs like VTI Vanguard total stock market I would have to assume the child is not 18 so he could not open a brokerage account to invest in those options. You can either create a Guardian Account, which is in your control and all tax liabilities inc...
by Angrypuppy
Fri Apr 01, 2016 4:22 pm
Forum: Investing - Theory, News & General
Topic: Kids investing
Replies: 12
Views: 1350

Kids investing

My son wants to open an account and put his money in an index fund. Vanguard has a $3,000 minimum investment for a UGMA. He currently has about $1,000 saved up. This is not college money, just long term savings. He has no job, so an IRA is not an option. What is the best way to get him into an index...
by Angrypuppy
Tue Mar 15, 2016 1:56 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Index 500 "good enough?"
Replies: 15
Views: 2715

Re: Vanguard Index 500 "good enough?"

Angrypuppy wrote:If you don't want to sell for tax reasons you could just add on VEXMX. This is what I have to do within my 401k. The boglehead wiki has a good page on using this fund with the SP500 index fund.
https://www.bogleheads.org/wiki/Extende ... index_fund
by Angrypuppy
Tue Mar 15, 2016 1:54 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Index 500 "good enough?"
Replies: 15
Views: 2715

Re: Vanguard Index 500 "good enough?"

If you don't want to sell for tax reasons you could just add on VEXMX. This is what I have to do within my 401k. The boglehead wiki has a good page on using this fund with the SP500 index fund.
by Angrypuppy
Thu Mar 10, 2016 1:40 pm
Forum: Personal Consumer Issues
Topic: Pacific Northwest Vacation
Replies: 26
Views: 2694

Re: Pacific Northwest Vacation

For 5 or 6 days Don't bother with the Olympic Peninsula, it takes 6-8 hours each way to get there including ferry waits. Olympic Peninsula is more like 3-4 hours, if you have ferry reservations. Don't try to go there in the summer without reservations. We spent an entire week on the Olympic Peninsu...
by Angrypuppy
Wed Feb 10, 2016 9:36 am
Forum: Investing - Help with Personal Investments
Topic: International help pick a fund
Replies: 7
Views: 679

Re: International help pick a fund

Toons wrote:
Angrypuppy wrote:
Toons wrote:I would give American Funds some consideration :happy
Not sure if serious. :?
I am :happy
Serious enough that I have owned a couple of American Funds for over 20 years :happy
OK, thank you. I will look at it again.
by Angrypuppy
Wed Feb 10, 2016 9:23 am
Forum: Investing - Help with Personal Investments
Topic: International help pick a fund
Replies: 7
Views: 679

Re: International help pick a fund

Toons wrote:I would give American Funds some consideration :happy
Not sure if serious. :?
by Angrypuppy
Wed Feb 10, 2016 1:35 am
Forum: Investing - Help with Personal Investments
Topic: International help pick a fund
Replies: 7
Views: 679

International help pick a fund

I have three international funds to chose from in my 401k. The choice seems obvious but thought I would post a quick question. The three are.... American Funds Euro Pacific Growth RERGX Expense ratio .49 Harbor International Fund HAINX Expense ratio .77 Vanguard Developed Markets Ind Adm VTMGX Expen...
by Angrypuppy
Tue Feb 09, 2016 6:04 pm
Forum: Investing - Theory, News & General
Topic: William Bernstein's "If You Can" Portfolio
Replies: 42
Views: 9852

Re: William Bernstein's "If You Can" Portfolio

Rick Ferri wrote a similar piece saying a young adult also should probably have a higher bond allocation than someone a bit older. off to try to find the article. Edit: Found it, sort of. Not the exact piece I was looking for. Age-based asset allocation has a serious flaw — especially for young inve...
by Angrypuppy
Sun Feb 07, 2016 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: need help finding an article [Investing info for surviving spouse]
Replies: 4
Views: 453

Re: need help finding an article [Investing info for surviving spouse]

LadyGeek wrote:I retitled the thread. Here's the wiki article: Estate planning

Also read this thread: Process for surviving spouse.
Thank you for the links. We have a family trust established. My concern comes with what she does with the money/investments.
by Angrypuppy
Sun Feb 07, 2016 3:34 pm
Forum: Personal Finance (Not Investing)
Topic: need help finding an article [Investing info for surviving spouse]
Replies: 4
Views: 453

Re: need help finding an article [Investing info for surviving spouse]

My concern is how she handles the money. I asked what she would do and her first instinct was to find a a financial advisor. My dream would be for her to read Rick Ferri's book All About Asset Allocation, but I think the odds are better that she flies to the moon. I've searched for short articles th...
by Angrypuppy
Sun Feb 07, 2016 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: need help finding an article [Investing info for surviving spouse]
Replies: 4
Views: 453

need help finding an article [Investing info for surviving spouse]

Im trying to put together a "death book" for my wife as described in another thread,in the off chance that I die early. My wife has zero interest in reading investing books.I'd love to find an article or two that sum up the Boglehead philosophy that I can have her read and slip into the back of my "...
by Angrypuppy
Wed Oct 08, 2014 2:01 pm
Forum: Investing - Theory, News & General
Topic: When people put all their eggs in the wrong basket
Replies: 245
Views: 48588

Re: When people put all their eggs in the wrong basket

Great post.

Reading the comments from the people that lost money made me sick, because it could have been me.

Before becoming a boglehead I was a speculator that thought I was investing.

I hope more people jump on the boglehead bus before they get hurt.
by Angrypuppy
Fri Sep 26, 2014 12:07 pm
Forum: Personal Consumer Issues
Topic: Trying to understand Uber and similar "ride sharing" service
Replies: 54
Views: 6340

Re: Trying to understand Uber and similar "ride sharing" ser

+1 for Uber I sold my car and have been using Zipcar and Uber/Lyft along with buses. We avoid taxis now. Too dirty, too unreliable, too sketchy --cash required, on which I'm sure they are less likely to be paying taxes. The medallions for taxis are like bitcoins. The (black) market for medallions w...
by Angrypuppy
Thu Sep 25, 2014 2:30 pm
Forum: Personal Consumer Issues
Topic: POLL: Would you rather work half as long or half as often?
Replies: 68
Views: 6167

Re: POLL: Would you rather work half as long or half as ofte

I'm limited by the Federal Govt as to how much I can work. Currently I work no more than 15 days a month, for full pay. Vacation months, four a year, I work about eight days. I value my time off, and count my blessings that I'm able to be home so much while my kids are still in the house. I voted #...
by Angrypuppy
Thu Sep 25, 2014 12:33 pm
Forum: Personal Consumer Issues
Topic: POLL: Would you rather work half as long or half as often?
Replies: 68
Views: 6167

Re: POLL: Would you rather work half as long or half as ofte

I'm limited by the Federal Govt as to how much I can work. Currently I work no more than 15 days a month, for full pay. Vacation months, four a year, I work about eight days. I value my time off, and count my blessings that I'm able to be home so much while my kids are still in the house. I voted #...
by Angrypuppy
Thu Sep 25, 2014 10:58 am
Forum: Personal Consumer Issues
Topic: POLL: Would you rather work half as long or half as often?
Replies: 68
Views: 6167

Re: POLL: Would you rather work half as long or half as ofte

I'm limited by the Federal Govt as to how much I can work. Currently I work no more than 15 days a month, for full pay. Vacation months, four a year, I work about eight days. I value my time off, and count my blessings that I'm able to be home so much while my kids are still in the house. I voted #1...
by Angrypuppy
Tue Sep 23, 2014 10:15 am
Forum: Personal Consumer Issues
Topic: Costa Rica beach?
Replies: 5
Views: 1483

Re: Costa Rica beach?

We stayed in Playa Samara this spring with two kids. Very family friendly. We didn't need a car at all. Safe. Lots of Boutique hotels owned by expats. Safest swimming beach for kids on the pacific due to some unique geography. We paid for a car service to drive us to the hotel, then got a rental car...
by Angrypuppy
Wed Aug 27, 2014 9:40 am
Forum: Personal Finance (Not Investing)
Topic: 401(k) poll - lawyer/oil and gas worker/airline employee?
Replies: 29
Views: 2686

Re: 401(k) poll - lawyer/oil and gas worker/airline employee

Airline. 5% match. 5% "guaranteed profit sharing" goes in 401K. 3% "retirement plus", just because, goes in 401K. So 8% if I do nothing. 13% if I contribute (I do). Edit: We have horrendous investment options. Not a single index option, the closet being a target date retirement fund. All through T R...
by Angrypuppy
Fri Aug 22, 2014 11:44 pm
Forum: Personal Consumer Issues
Topic: Driving in Costa Rica
Replies: 23
Views: 2583

Re: Driving in Costa Rica

A second thumbs up for vamos. We drove to arenal this spring. My wife and I still talk about the the drive. It was not like driving in the states at all.

Don't be intimidated but be careful and remember everything takes longer than you think it will.
by Angrypuppy
Thu Aug 21, 2014 2:44 pm
Forum: Personal Consumer Issues
Topic: which engine and transmission options to choose for Tacoma?
Replies: 44
Views: 4796

Re: which engine and transmission options to choose for Taco

I went from a 2004 F-150 to a 2014 Tacoma DC 4x4. I have the v6 with an automatic. For me it's the perfect combo. I do a lot of driving on logging roads, but not much more sever off road than that.

You'll love the truck.
by Angrypuppy
Sun Aug 17, 2014 5:13 pm
Forum: Investing - Help with Personal Investments
Topic: ESPP [Employee Stock Purchase Plan]
Replies: 4
Views: 643

Re: ESPP [Employee Stock Purchase Plan]

That is a reasonable deal except that it doesn't say much for your employer that they let you get ripped for a $50 commission. They could easily set up the whole plan with someone that would do this commission free for the employees. Is this a small company or do they throw you to the wolves on oth...
by Angrypuppy
Sun Aug 17, 2014 10:53 am
Forum: Investing - Help with Personal Investments
Topic: ESPP [Employee Stock Purchase Plan]
Replies: 4
Views: 643

ESPP [Employee Stock Purchase Plan]

I have always shied away from owning any of the stock of the company I work for. My company has an employee stock purchase plan that offers our stock at a 15% discount. You contribute for six months and the purchase is executed on the last day of the period. Talking to people that currently take par...