Search found 204 matches

by stilllurking
Fri Mar 05, 2021 10:37 pm
Forum: Personal Finance (Not Investing)
Topic: Mailing PA tax return
Replies: 2
Views: 198

Mailing PA tax return

I'm sure someone will point me to the right site. This year, I'll be mailing my PA return since there are just too many stock sales to enter in on the free PA filling site. I'm not interested in paying the $25 fee to TT for the same service plus I owe money so I'm in no rush to get it there. Questio...
by stilllurking
Thu Mar 04, 2021 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: FED_Taxable_Inherited_IRA rejection Turbotax
Replies: 104
Views: 6444

Re: FED_Taxable_Inherited_IRA rejection Turbotax

Will try mine now. Thanks! Edit 1: I just realized others were using the online version. I just refiled with desktop version. Got the email from TT saying it's In Progress. Hopefully it is fixed though. Is there a max number of rejections before TT will suggest mailing it in? Edit 2: "TurboTax ...
by stilllurking
Thu Mar 04, 2021 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: FED_Taxable_Inherited_IRA rejection Turbotax
Replies: 104
Views: 6444

Re: FED_Taxable_Inherited_IRA rejection Turbotax

Using TurboTax online, I resubmitted 25 minutes ago and it was just accepted. No changes except refiling so it looks like they fixed this bug. Is that the IRS acceptance or the TT one? It took two days to get the rejection from the IRS this past time. I've remembered it to take a day or two to conf...
by stilllurking
Sat Feb 20, 2021 8:45 am
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 768
Views: 173333

Re: Bank of America/Merrill Edge - Preferred Rewards

You should check, but I believe you need a checking account to qualify for Preferred Rewards. I did mention to the OP about that upstream. Though the offer they are participating in didn't mention the need for Preferred Rewards. https://www.merrilledge.com/offers/me1000 That way they'll still get t...
by stilllurking
Fri Feb 19, 2021 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 768
Views: 173333

Re: Bank of America/Merrill Edge - Preferred Rewards

Depends on what your condo fee is categorized. If you've paid it in the past with a CC, look up the category. My guess is that it would not count as online. Hopefully I'm wrong. You could always do a test of $1 to see what it is. https://www.bankofamerica.com/preferred-rewards/faq/ "All you ne...
by stilllurking
Fri Feb 19, 2021 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 768
Views: 173333

Re: Bank of America/Merrill Edge - Preferred Rewards

Depends on what your condo fee is categorized. If you've paid it in the past with a CC, look up the category. My guess is that it would not count as online. Hopefully I'm wrong. You could always do a test of $1 to see what it is. https://www.bankofamerica.com/preferred-rewards/faq/ "All you ne...
by stilllurking
Fri Feb 19, 2021 7:38 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 768
Views: 173333

Re: Bank of America/Merrill Edge - Preferred Rewards

I am moving enough money to Merrill Edge from Vanguard to qualify for Preferred Rewards. I was only doing it for the bonus, but now I am reading through this thread and, besides being sad I did not read it before converting VTSAX to the ETF since it seems ME may have taken their admiral shares, I a...
by stilllurking
Tue Feb 16, 2021 8:23 pm
Forum: Personal Finance (Not Investing)
Topic: So you all have me considering opening a Merrill Lynch edge account along with the BoA preferred rewards card.
Replies: 30
Views: 2441

Re: So you all have me considering opening a Merrill Lynch edge account along with the BoA preferred rewards card.

Not to pirate the post but the premium rewards makes the combo of the cash and travel rewards a great combo. Could someone explain why the preferred rewards card is being hailed over the travel rewards card on the forum? Penciling out my spending shoes less rewards due to the annual fee. Maybe carr...
by stilllurking
Mon Feb 15, 2021 5:31 pm
Forum: Personal Consumer Issues
Topic: Computer Experts: Asus X512DA laptop only boots to bios
Replies: 17
Views: 895

Re: Computer Experts: Asus X512DA laptop only boots to bios

I called Asus and they confirmed that it should go to Best Buy since it was purchased there. Spoke with Geek Squad and they said the SSD isn't being recognized. They're going to send it in too the service center and I'll be without this device for 3-5 weeks.
by stilllurking
Mon Feb 15, 2021 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: So you all have me considering opening a Merrill Lynch edge account along with the BoA preferred rewards card.
Replies: 30
Views: 2441

Re: So you all have me considering opening a Merrill Lynch edge account along with the BoA preferred rewards card.

I jumped on this bandwagon in mid 2019. Great combo of cash rewards cards, premium rewards and CMA to get us to Platinum honors. I was able to get a retention bonus on my CMA and just moved two Roth accounts last week for 2x $1000 bonuses in 6 months. What's not to like?
by stilllurking
Mon Feb 15, 2021 6:31 am
Forum: Personal Consumer Issues
Topic: Computer Experts: Asus X512DA laptop only boots to bios
Replies: 17
Views: 895

Re: Computer Experts: Asus X512DA laptop only boots to bios

I was thinking of trying an existing drive but the current drive looks like a stick of RAM whereas I'm used to seeing a thinner pack of cards as the SSD. In watching YouTube videos, it seems some of the laptops come with an adapter and connector. I looked in my box and there is no such adapter. So ...
by stilllurking
Sun Feb 14, 2021 9:22 pm
Forum: Personal Consumer Issues
Topic: Computer Experts: Asus X512DA laptop only boots to bios
Replies: 17
Views: 895

Re: Computer Experts: Asus X512DA laptop only boots to bios

whodidntante wrote: Sun Feb 14, 2021 9:12 pm If the SSD is not detected, odds are that it has croaked. You might get extremely lucky and find it's a poor connection. More than likely, you need to replace the drive or the main board.
Let's hope this is covered by warranty.
by stilllurking
Sun Feb 14, 2021 9:08 pm
Forum: Personal Consumer Issues
Topic: Computer Experts: Asus X512DA laptop only boots to bios
Replies: 17
Views: 895

Re: Computer Experts: Asus X512DA laptop only boots to bios

Common problem with that model laptop. If your BIOS changes didn’t work, the SSD probably died. Take it back and and see if it’s under warranty. If not, you can get a replacement SSD hard drive for between 50 and 220 dollars depending on type and size. Ugh. I was hoping it wasn't the drive. Where d...
by stilllurking
Sun Feb 14, 2021 8:39 pm
Forum: Personal Consumer Issues
Topic: Computer Experts: Asus X512DA laptop only boots to bios
Replies: 17
Views: 895

Re: Computer Experts: Asus X512DA laptop only boots to bios

When I typed in my serial number, the site referred me to contact Geek Squad, I assume because I purchased the laptop at Best Buy. I'll be going there tomorrow.
by stilllurking
Sun Feb 14, 2021 7:58 pm
Forum: Personal Consumer Issues
Topic: Computer Experts: Asus X512DA laptop only boots to bios
Replies: 17
Views: 895

Re: Computer Experts: Asus X512DA laptop only boots to bios

I was thinking of trying an existing drive but the current drive looks like a stick of RAM whereas I'm used to seeing a thinner pack of cards as the SSD. In watching YouTube videos, it seems some of the laptops come with an adapter and connector. I looked in my box and there is no such adapter. It w...
by stilllurking
Sun Feb 14, 2021 7:41 pm
Forum: Personal Consumer Issues
Topic: Computer Experts: Asus X512DA laptop only boots to bios
Replies: 17
Views: 895

Re: Computer Experts: Asus X512DA laptop only boots to bios

Probably either a loose connection to the SSD, or the SSD died entirely (which would be surprising). Worst case, a $46 replacement SSD and reinstalling win10 from a download via USB flash drive would get you back in business, but with the loss of the drive's contents. Maybe a little more for a nvme...
by stilllurking
Sun Feb 14, 2021 4:28 pm
Forum: Personal Consumer Issues
Topic: Computer Experts: Asus X512DA laptop only boots to bios
Replies: 17
Views: 895

Re: Computer Experts: Asus X512DA laptop only boots to bios

My son worked briefly at Geek Squad. They ddn't charge to take a quick look, and nocharge if they had a quick fix. I believe he said that if he could fix it in15 min no charge otherwise they would say that it would need to go in the back room for a fix and there would be a charge . My guess is that...
by stilllurking
Sun Feb 14, 2021 4:15 pm
Forum: Personal Consumer Issues
Topic: Computer Experts: Asus X512DA laptop only boots to bios
Replies: 17
Views: 895

Computer Experts: Asus X512DA laptop only boots to bios

I purchased an Asus Vivobook X512DA in May 2020 from Best Buy. Intermittently, it would give me the BSOD and boot to bios. Though after a few tries, it would boot to Win 10 and all would be "ok." Last night, I got the BSOD and then it boot to bios. I left it overnight shut down. In trying ...
by stilllurking
Fri Feb 12, 2021 6:31 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

For those that have done a transfer to Merrill Edge, does anyone know if the -$50 cash balance that is the account accrues interest charges or will that just be "on them" until you come up with the $50 to pay them back. This $50 amount is what Schwab charged for the full ACAT transfer to ...
by stilllurking
Fri Feb 12, 2021 6:25 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Does anyone know if I need to contact Schwab about sweeping the remaining cash to ME or will it be done automatically? ACAT will automatically sweep weekly for a few weeks so no need to call. If you can still log into Schwab, I'd check in a few weeks to see if anything has been missed. If there is ...
by stilllurking
Fri Feb 12, 2021 3:53 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

For those that have done a transfer to Merrill Edge, does anyone know if the -$50 cash balance that is the account accrues interest charges or will that just be "on them" until you come up with the $50 to pay them back. This $50 amount is what Schwab charged for the full ACAT transfer to M...
by stilllurking
Fri Feb 12, 2021 3:16 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

rakuten is offering 127.50 $ bonus for a funded Betterment Checking, Cash Reserve or Investing account Exclusions: Cash Back is only earned for a funded Betterment Checking, Cash Reserve or Investing account of at least $1.00 for checking products and $10.00 for Cash Reserve and investing products,...
by stilllurking
Mon Feb 08, 2021 1:59 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

In confirming with the ME Rep, he mentioned that it would be deposited to the Roth. I hear what you're saying but I hope he's right. I just initiated the transfer of my Roths already since they just made it over $200k to get the $1000 bonus. I'm slated to a get a bonus into my CMA earlier than that....
by stilllurking
Sun Jan 24, 2021 11:48 am
Forum: Personal Finance (Not Investing)
Topic: HSA Contribution Limit Clarification
Replies: 6
Views: 636

Re: HSA Contribution Limit Clarification

One other note: make sure that you don't enroll in an FSA, which would make your wife + child ineligible for an HSA. Traditional FSA is not allowed, but a limited purpose FSA for dental and vision expenses is fine. Technically correct, but since OP is not enrolled in the HDHP/HSA, they would not be...
by stilllurking
Sun Jan 24, 2021 10:24 am
Forum: Personal Finance (Not Investing)
Topic: HSA Contribution Limit Clarification
Replies: 6
Views: 636

Re: HSA Contribution Limit Clarification

bluebolt wrote: Sun Jan 24, 2021 8:29 am One other note: make sure that you don't enroll in an FSA, which would make your wife + child ineligible for an HSA.
Traditional FSA is not allowed, but a limited purpose FSA for dental and vision expenses is fine.
by stilllurking
Mon Jan 11, 2021 10:32 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

For Merrill Edge bonuses, are bonuses credited to a Roth IRA if that was the account transferred? I also have a CMA there. Also, will the bonus be counted as a contribution or earnings? Their site stated that it could be either in the eyes of the IRS. I have a note into my Rep but wanted to get fir...
by stilllurking
Mon Jan 11, 2021 10:00 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

stilllurking, Thanks for the referral link. Unfortunately, when I went to open the account I got a message "This promotion has expired." Even though it still comes up on the Schwab page when you search for the bonus information. So I do not know if the link was bad or the bonus promotion ...
by stilllurking
Mon Jan 11, 2021 7:55 am
Forum: Personal Investments
Topic: Help me understand TLH
Replies: 9
Views: 792

Re: Help me understand TLH

I would just exchange those two funds and purchase VLCAX, Vanguard large cap fund which is similar but not identical rather than leaving the funds in settlement.
by stilllurking
Sun Jan 10, 2021 8:05 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

For Merrill Edge bonuses, are bonuses credited to a Roth IRA if that was the account transferred? I also have a CMA there. Also, will the bonus be counted as a contribution or earnings? Their site stated that it could be either in the eyes of the IRS. I have a note into my Rep but wanted to get firs...
by stilllurking
Fri Jan 08, 2021 2:24 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

stilllurking, Thanks for the referral link. Unfortunately, when I went to open the account I got a message "This promotion has expired." Even though it still comes up on the Schwab page when you search for the bonus information. So I do not know if the link was bad or the bonus promotion ...
by stilllurking
Fri Jan 08, 2021 8:03 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

stilllurking, Thanks for the referral link. Unfortunately, when I went to open the account I got a message "This promotion has expired." Even though it still comes up on the Schwab page when you search for the bonus information. So I do not know if the link was bad or the bonus promotion ...
by stilllurking
Thu Jan 07, 2021 11:40 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

I did a Schwab referral bonus in June 2020 and received the $500 bonus into my Roth. Does anyone know of the amount of time I need to keep the account there? In their T&Cs, I see the following, "For taxable accounts, you must maintain the net deposit amount (less any market losses) at Schw...
by stilllurking
Mon Jan 04, 2021 7:44 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

I did a Schwab referral bonus in June 2020 and received the $500 bonus into my Roth. Does anyone know of the amount of time I need to keep the account there? In their T&Cs, I see the following, "For taxable accounts, you must maintain the net deposit amount (less any market losses) at Schw...
by stilllurking
Sat Jan 02, 2021 11:07 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2811
Views: 446306

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

I did a Schwab referral bonus in June 2020 and received the $500 bonus into my Roth. Does anyone know of the amount of time I need to keep the account there? In their T&Cs, I see the following, "For taxable accounts, you must maintain the net deposit amount (less any market losses) at Schwa...
by stilllurking
Tue Dec 29, 2020 6:17 pm
Forum: Personal Finance (Not Investing)
Topic: IL Brightstart 529--VG 500 Index Dividend Question
Replies: 3
Views: 165

Re: IL Brightstart 529--VG 500 Index Dividend Question

I was told a while back that the dividends are automatically reinvested into the fund and the price is adjusted for the dividend. It's different than the typical investment you have where you get a dividend and you you can do with it what you want.
by stilllurking
Wed Dec 23, 2020 9:20 pm
Forum: Personal Investments
Topic: A Good Day to Buy (VTSAX)?
Replies: 21
Views: 3308

Re: A Good Day to Buy (VTSAX)?

0505ch wrote: Wed Dec 23, 2020 9:07 pm Where in Vanguard's website do you find out a fund's Record Day vs in Distributions after it occurred?

Thanks,
It'll be posted on their site, typically in the News section.

https://investornews.vanguard/mark-your ... butions-3/
by stilllurking
Wed Dec 23, 2020 7:24 pm
Forum: Personal Investments
Topic: A Good Day to Buy (VTSAX)?
Replies: 21
Views: 3308

Re: A Good Day to Buy (VTSAX)?

Today (December 23, 2020) is the reinvest ex-dividend date for VTSAX and yesterday was the record date. Is today the day that the NAV will fall due to a dividend distribution, and if I buy VTSAX today, will I receive the lower price and dodge the dividend? In other words, any reason to wait until t...
by stilllurking
Wed Dec 23, 2020 6:07 pm
Forum: Personal Investments
Topic: A Good Day to Buy (VTSAX)?
Replies: 21
Views: 3308

Re: A Good Day to Buy (VTSAX)?

Today (December 23, 2020) is the reinvest ex-dividend date for VTSAX and yesterday was the record date. Is today the day that the NAV will fall due to a dividend distribution, and if I buy VTSAX today, will I receive the lower price and dodge the dividend? In other words, any reason to wait until t...
by stilllurking
Wed Dec 23, 2020 2:48 pm
Forum: Personal Investments
Topic: A Good Day to Buy (VTSAX)?
Replies: 21
Views: 3308

Re: A Good Day to Buy (VTSAX)?

Today (December 23, 2020) is the reinvest ex-dividend date for VTSAX and yesterday was the record date. Is today the day that the NAV will fall due to a dividend distribution, and if I buy VTSAX today, will I receive the lower price and dodge the dividend? In other words, any reason to wait until t...
by stilllurking
Thu Dec 17, 2020 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: new BoA Premium Card benefit
Replies: 101
Views: 11842

Re: new BoA Premium Card benefit

Have people received credits recently for grocery purchases under this $50 credit? My purchases have not credited nearly a month later (statement period already closed). I called BoA, rep said credit is only for dining, not grocery. Update on my earlier post, the $50 credit posted today. Seems like...
by stilllurking
Tue Dec 15, 2020 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: new BoA Premium Card benefit
Replies: 101
Views: 11842

Re: new BoA Premium Card benefit

Stolen. I wouldn't want to be the one working to get those funds back. Too many bad stories about it. Best of luck. From AA or gift cards in general? I wouldn't isolate to AA, but GCs in general really. I purchase them often but always have a "relatively" near term exit strategy to spend ...
by stilllurking
Tue Dec 15, 2020 7:41 pm
Forum: Personal Finance (Not Investing)
Topic: new BoA Premium Card benefit
Replies: 101
Views: 11842

Re: new BoA Premium Card benefit

I fly the cheapest fare but I hope while you're waiting to fly, that the card doesn't get drained. Do you mean stolen? I would think that would be AA's problem if it happens. If you're talking about inactivity fees, i don't think those exist anymore. Stolen. I wouldn't want to be the one working to...
by stilllurking
Tue Dec 15, 2020 6:48 pm
Forum: Personal Finance (Not Investing)
Topic: new BoA Premium Card benefit
Replies: 101
Views: 11842

Re: new BoA Premium Card benefit

Since this seems to be the most active thread about the Premium Rewards card, I wanted to mention that there is an option to redeem your $100 annual incidental travel credit if you've been unable to travel. Buying a gift card from American Airlines counts (not on any other airline), and I was the a...
by stilllurking
Tue Nov 24, 2020 4:45 pm
Forum: Personal Finance (Not Investing)
Topic: $50 statement credit offer for BoA Premium Rewards card
Replies: 19
Views: 1377

Re: $50 statement credit offer for BoA Premium Rewards card

I sold two on Card Cash in the last few weeks. Great experience. Quick, easy and legit. Looks like they are paying $75 each for the $100 cards. maybe it's worth it to unload them I was considering just hanging on to the gift cards. That's what they offered me too. I'm sure I would've been able to u...
by stilllurking
Tue Nov 24, 2020 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: $50 statement credit offer for BoA Premium Rewards card
Replies: 19
Views: 1377

Re: $50 statement credit offer for BoA Premium Rewards card

I sold two on Card Cash in the last few weeks. Great experience. Quick, easy and legit.
by stilllurking
Tue Nov 24, 2020 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: $50 statement credit offer for BoA Premium Rewards card
Replies: 19
Views: 1377

Re: $50 statement credit offer for BoA Premium Rewards card

Saw it in my account this morning after seeing this thread.

Will look to spend the amount on dining for the best return on points rather than my regular dining card.

Thanks whodidntante.
by stilllurking
Thu Nov 12, 2020 5:45 am
Forum: Personal Investments
Topic: New to HSA investing. What happens if cash dips below $1K (HSA Bank/TD Ameritrade)?
Replies: 21
Views: 1874

Re: New to HSA investing. What happens if cash dips below $1K (HSA Bank/TD Ameritrade)?

This ^^

I just did it earlier this week and only allowed to move funds in excess if $1k.
by stilllurking
Sun Nov 08, 2020 3:03 pm
Forum: Personal Investments
Topic: Taxable account - withdrawels
Replies: 13
Views: 1097

Re: Taxable account - withdrawels

Correct. The difference between what you sold at vs what you bought at is your gain (loss). That is the amount that will be taxed.