Search found 17 matches

by fauxden
Fri Jan 17, 2020 11:40 am
Forum: Personal Finance (Not Investing)
Topic: How high is health insurance going to go?
Replies: 79
Views: 6219

Re: How high is health insurance going to go?

I would suggest looking at health share programs like medi share , liberty share, etc. we have been using them for a while now and have had good luck (this includes the birth of a child).
by fauxden
Fri Oct 11, 2019 9:49 pm
Forum: Personal Consumer Issues
Topic: duckduckgo
Replies: 31
Views: 4351

Re: duckduckgo

I use DuckDuckGo as my default browser on Chrome with no problems. For those times when Google has better results, I just add !g and a space before the search terms and DuckDuckGo then searches using Google. I would advise dropping chrome if you have privacy concerns. You should look up dr. Richard...
by fauxden
Fri Sep 06, 2019 12:03 am
Forum: Personal Finance (Not Investing)
Topic: Career change at 36- Finance to Nursing/PA?
Replies: 40
Views: 3967

Re: Career change at 36- Finance to Nursing/PA?

I'm in a Healthcare field. Lots of detail already covered in this thread. But my answer would be a great big no on changing careers. Working from home....dang son. Sounds like the good life... (Ps look at saturation of PA field, oversupply of schools/students)
by fauxden
Wed Aug 28, 2019 11:13 pm
Forum: Personal Consumer Issues
Topic: Mouse invasion!
Replies: 68
Views: 4436

Re: Mouse invasion!

Recently killed a few in my house. Victor trap with peanut butter. I learned on YouTube to shred some cotton from a qtip and mix with the peanut butter. This prevents licking clean without setting off the trap. Also if you glue some dog food to the release it forces them to tug on the mechanism hard...
by fauxden
Tue Aug 27, 2019 10:28 pm
Forum: Personal Consumer Issues
Topic: Purchasing a truck - thoughts?
Replies: 105
Views: 7168

Re: Purchasing a truck - thoughts?

I mean. If you plan to actually use your truck for truck stuff. Ie hauling garbage to dump, driving in mountains to do manly things, etc etc I would suggest getting an older and slightly used truck. I have an 04 ram 1500 4 door ( large enough for car seats). I use mine as mentioned and I don't feel ...
by fauxden
Tue Aug 27, 2019 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: paying off 15 year vs 30 year fixed rate mortgage
Replies: 53
Views: 3730

Re: paying off 15 year vs 30 year fixed rate mortgage

I have been in my house 4 years now. Did a 15 year @3.0%. I am currently maxing out 401k, a roth( me), and t-ira for wife. If I had done a 30 year I could have more fun (or invest) money. I kind of regret doing the 15 year for that reason. But I do love that ( due to a little extra repayments) I am ...
by fauxden
Sat Aug 24, 2019 9:48 pm
Forum: Personal Consumer Issues
Topic: The cost to talk to a doctor
Replies: 151
Views: 10068

Re: The cost to talk to a doctor

Depending on the service you need...Can't you shop around a bit? Ask what cash pay is, cut out the insurance? Maybe find an independent Dr ( one that isn't setup to bill via some giant entity, ie a hospital). In my area going to urgent care runs about 120 on my "medishare" Christian care thing we use.
by fauxden
Sat Aug 24, 2019 6:14 pm
Forum: Personal Consumer Issues
Topic: Amazon -- no longer the lowest prices, evidently
Replies: 120
Views: 13777

Re: Amazon -- no longer the lowest prices, evidently

Best thing for my pocket book was dropping prime. Suddenly we didn't have packages of stuff we "needed" in the moment sitting on the porch.
by fauxden
Wed Aug 21, 2019 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: White collars- How much is your work downtime?
Replies: 203
Views: 18253

Re: White collars- How much is your work downtime?

I run all day/everyday. Never any downtime. Need a new career. Pharmacist.
by fauxden
Tue Aug 13, 2019 10:07 pm
Forum: Personal Finance (Not Investing)
Topic: Filing Complaint with Medicare on Unethical Part D insurer
Replies: 12
Views: 1353

Re: Filing Complaint with Medicare on Unethical Part D insurer

I have some expertise in this as I am a pharmacist for a private, independent, pharmacy. These ridiculous scams we call part d plans are orchestrated by what is called a pharmacy benefit manager(and nearly all your rx insurance claims) and they have been screwing people for decades now. Here is an a...
by fauxden
Sun Jan 06, 2019 10:31 pm
Forum: Personal Investments
Topic: 401k options, T/ira , Roth? What do to?
Replies: 2
Views: 240

401k options, T/ira , Roth? What do to?

Hello, I lurk these boards a bit. A little background: 33 y/o married w/ 2 kids Salary: 135k plus some side income from wife's job that is minimal, + some money from a rental (~500/month after all expenses are accounted for, but the money goes into its own account I don't use...waiting on that first...
by fauxden
Fri Sep 28, 2018 10:33 am
Forum: Personal Consumer Issues
Topic: Amazon Prime - Value?
Replies: 114
Views: 11770

Re: Amazon Prime - Value?

dropped prime at the last price hike. Honestly, we haven't really missed it at all. I notice our spending on items from amazon has decrease quite a bit. Makes me wonder how many of those amazon purchases we needed vs it was easy and we ordered it. In fact, i previously would follow slickdeal prime d...
by fauxden
Sat Sep 16, 2017 8:48 pm
Forum: Personal Consumer Issues
Topic: blood pressure monitor recommendations?
Replies: 38
Views: 4089

Re: blood pressure monitor recommendations?

Another pharmacist checking in. Avoid wrist cuff. I generally recommend omron.
by fauxden
Fri Feb 06, 2015 6:37 pm
Forum: Personal Investments
Topic: Physicians Loans
Replies: 15
Views: 9300

Re: Physicians Loans

+1 for drb. I refied with then last year and went from 6.8 to 3.5 fixed
by fauxden
Thu Feb 05, 2015 10:36 pm
Forum: Personal Investments
Topic: Traditional IRA and Taxes
Replies: 1
Views: 406

Traditional IRA and Taxes

Hello I'll follow the guidelines set forth in the sticky to the best of my ability: EFund: 11K (could pull 3 months out of it) Debt: 33k student loan @ 3.5%, Mortgage 155k @ 4.25% Tax: MFJ Tax Rate: I think ~34% total (per a rough email from the tax man today) Income 2014: Gross income ~132k State: ...
by fauxden
Fri Jan 23, 2015 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Need help with HSA
Replies: 3
Views: 692

Re: Need help with HSA

Yeah I recognize that the work premium is essentially subsidized d/t pre tax payment, but I still feel like it's much more expensive than what I'll need, thus my selection of the HDHP. The whole thing just seems so confusing. I think I'm dropping the FSA, going with my own HSA and the HDHP. I don't ...
by fauxden
Thu Jan 22, 2015 11:46 am
Forum: Personal Finance (Not Investing)
Topic: Need help with HSA
Replies: 3
Views: 692

Need help with HSA

Hi there, I'm fairly new to the forum. Here is the situation: I have an option for an FSA at work, with a max of 2k I can withhold from my check, saving me on all the taxes. Last year I used all of that because my wife and I had our first child (12/31!!). I have health insurance through work, but it...