Search found 1217 matches

by EyeDee
Sun May 10, 2020 10:43 am
Forum: Investing - Theory, News & General
Topic: Vanguard Precious Metals and Mining Fund is changing
Replies: 95
Views: 18799

Re: Vanguard Precious Metals and Mining Fund is changing

. If one expands the graph to September 26, 2018 when the VPGMX fund switched to new strategy, the Vanguard fund has a loss of about 15% while the comparison precious metal funds from USAA and Fidelity have gains in the 80% range. It truly has been a case Vanguard bailing on an out of favor sector a...
by EyeDee
Mon May 04, 2020 1:29 pm
Forum: Personal Consumer Issues
Topic: Vanguard website - hack or ? [Website page displays source code]
Replies: 15
Views: 1084

Re: Vanguard website - hack or ?

. Vanguard did something to their site in the last week or so (when they went back to the new overview layout that they had dropped for a while during the heavy load because of the COVID-19 reactions in the market) that causes the overview page to display poorly. We get the display you describe in F...
by EyeDee
Sun Apr 26, 2020 10:48 am
Forum: Investing - Theory, News & General
Topic: Emerging markets as a percent of international
Replies: 49
Views: 5177

Re: Emerging markets as a percent of international

. Bling, Where did you get that US is 60% of world stock market? If you look on Vanguard's site for Total World Stock Market (VTWAX) it says North America is 59.5%, but if you look at the details, US is only up to 56.8% as of 03/31/2020. The 59.5% for North America includes 2.7% for Canada. ...The p...
by EyeDee
Sat Mar 07, 2020 11:30 am
Forum: US Chapters
Topic: Where is Livesoft!?
Replies: 147
Views: 27552

Re: Where is Livesoft!?

. Livesoft also mentioned he has a PHD in Biochemistry in this post https://www.bogleheads.org/forum/viewtopic.php?p=768976#p768976 and in this post: https://www.bogleheads.org/forum/viewtopic.php?p=768635#p768635 said: "(Full disclosure: I was in academic science before moving to a for-profit compa...
by EyeDee
Fri Mar 06, 2020 10:02 pm
Forum: US Chapters
Topic: Where is Livesoft!?
Replies: 147
Views: 27552

Re: Where is Livesoft!?

.
Francis,

I was wondering the same thing. He said he was a professional chemist in this post:

viewtopic.php?p=2738910#p2738910
fsrph wrote:
Fri Mar 06, 2020 9:27 pm
Maybe he's working on the Coronavirus? Wasen't he a scientist?

Francis
by EyeDee
Thu Dec 05, 2019 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: Question to the Already Retired—Medicare
Replies: 47
Views: 3281

Re: Question to the Already Retired—Medicare

. Ben, Not only can you pay them with your Citi Double Cash card, during the last few months they have changed Medicare.gov where you can now pay your quarterly bill online without having to send back your quarterly bill. You would normally pay for three months (a quarter) at a time. I am guessing S...
by EyeDee
Wed Nov 13, 2019 11:25 am
Forum: Investing - Theory, News & General
Topic: Vanguard and basketball
Replies: 14
Views: 1699

Vanguard Advertising Budget

.
Since Vanguard has about $5 Trillion in assets under management, even if it only spends half of a basis point (0.005% or 0.00005) on advertising to grow its customer/asset base upon which to spread costs, it would be spending $250 Million a year on advertising.
by EyeDee
Sat Nov 09, 2019 7:20 pm
Forum: Investing - Theory, News & General
Topic: Funds Missing from Vanguard Funds List
Replies: 16
Views: 2915

Re: Funds Missing from Vanguard Funds List

rkhusky, . Yes the funds are back! They were not the last time I checked. Thanks. It might be related to minimums, but based upon the Admiral version being back and the investor versions still being removed (even when explicitly requesting investor shares be listed), I think it was a problem in drop...
by EyeDee
Fri Nov 08, 2019 7:29 pm
Forum: Investing - Theory, News & General
Topic: Funds Missing from Vanguard Funds List
Replies: 16
Views: 2915

Re: Funds Missing from Vanguard Funds List

.
Two more that appear to be gone from list:

Vanguard FTSE All-World ex-US Small-Cap Index Fund Admiral Shares (VFSAX)

Vanguard FTSE All-World ex-US Index Fund Admiral Shares (VFWAX)
by EyeDee
Fri Nov 08, 2019 11:20 am
Forum: Investing - Theory, News & General
Topic: Funds Missing from Vanguard Funds List
Replies: 16
Views: 2915

Re: Funds Missing from Vanguard Funds List

. It now appears that the funds below are missing from the Vanguard Retail Funds list. Based upon the response I got from Vanguard that was added to the original post, I wonder if it is worth asking about these. Maybe these are just mistakes and will be back soon or maybe this is a trend and there a...
by EyeDee
Tue Oct 29, 2019 6:46 pm
Forum: Investing - Theory, News & General
Topic: Funds Missing from Vanguard Funds List
Replies: 16
Views: 2915

Re: Global ex-U.S. RE Missing from Funds List

.
The original post has been updated with information from Vanguard.
by EyeDee
Mon Oct 28, 2019 6:31 pm
Forum: Personal Consumer Issues
Topic: Vanguard Web Site Interface
Replies: 15
Views: 1499

Vanguard Web Site Interface

. Is it just me or has Vanguard just changed their web site so it has a horrible interface - no navigation bars, no tabs, no search, no options at top (except logoff if you log on)? Over the years it has gotten harder and harder to use the web site to find information but this is ridiculous in my op...
by EyeDee
Wed Oct 23, 2019 4:13 pm
Forum: Investing - Theory, News & General
Topic: Funds Missing from Vanguard Funds List
Replies: 16
Views: 2915

Funds Missing from Vanguard Funds List

. Has anyone else noticed that Vanguard Global ex-U.S. Real Estate Index Fund Admiral Shares (VGRLX) is missing from the Vanguard mutual fund list found at: Vanguard Mutual Funds List I have tried adjusting the filter to have all funds but I cannot get it to show up. The ETF version VNQI shows in th...
by EyeDee
Sat Sep 21, 2019 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: If On Medicare Before SS, How Do You Pay?
Replies: 49
Views: 5088

Re: If On Medicare Before SS, How Do You Pay?

.
It should be noted that Medicare upgraded their payment options sometime in mid 2019, so one can now pay premiums online using a credit or debit card at MyMedicare.gov.

Works very nice and the government does not charge an extra fee.
by EyeDee
Thu Sep 12, 2019 1:41 pm
Forum: Investing - Theory, News & General
Topic: Central banks drive income seeking investors to equities
Replies: 34
Views: 2169

Re: Central banks drive income seeking investors to equities

.
Dual,

From the context, I believe Garland used DM as short hand for Develop Market countries.
dual wrote:
Thu Sep 12, 2019 12:51 pm
DM = ??
by EyeDee
Fri Aug 09, 2019 1:22 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Precious Metals and Mining Fund is changing
Replies: 95
Views: 18799

Re: Vanguard Precious Metals and Mining Fund is changing

. If only Vanguard had been a little more patient with the Precious Metals and Mining Fund. If I am reading Morningstar correctly the value of $10,000 from 07/27/2018 invested in the fund when this conversation started through 08/08/2019 was $8,519.62 while for the same period the FSAGX (Fidelity Se...
by EyeDee
Fri Jul 19, 2019 4:09 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Mutual Fund Reports
Replies: 3
Views: 688

Re: Vanguard Mutual Fund Reports

. Bob, I too have noticed how little valuable information (except expense and basic fund holding information) is now provided in the fund reports. Several times in the past I told my wife to read the reports if something happened to me (I even included that recommendation in the write up I have for ...
by EyeDee
Sat Jun 29, 2019 7:00 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Announces Plans to Launch Commodities Fund
Replies: 195
Views: 26005

Vanguard Commodity Fund & Target Date Funds

. Angst, Just my opinion but I would not think Vanguard is very likely to add the Commodities fund to their Target Date funds any time soon, considering that after they created the Short-Term Inflation-Protected Securities Index Fund they added it to the Target Retirement Funds to replace the active...
by EyeDee
Fri Jun 14, 2019 1:04 pm
Forum: Investing - Theory, News & General
Topic: Should you buy VTSAX or VTI in a taxable account?
Replies: 16
Views: 2047

Re: Should you buy VTSAX or VTI in a taxable account?

. Teelainen, There is probably not a consensus answer as there are pluses and minuses to both choices. If your spouse might be the one who has to sell the fund later and they do not know how to handle the various types of brokerage orders, you might want to consider using the traditional fund instea...
by EyeDee
Thu Jun 13, 2019 7:09 pm
Forum: Investing - Theory, News & General
Topic: The Case Against ETFs
Replies: 193
Views: 11170

Re: The Case Against ETFs

. Broken Man 1999, I do not understand what you are getting at. I am talking about the mechanics of having to understand the differences of limit orders, market orders, etc. Right now my wife or I could probably figure them out if we had too, but 10 or 20 years from now I would hate to have my wife ...
by EyeDee
Thu Jun 13, 2019 4:15 pm
Forum: Investing - Theory, News & General
Topic: The Case Against ETFs
Replies: 193
Views: 11170

Re: The Case Against ETFs

. Schooner, An additional consideration that argues against ETFs: Since ETFs require use of various time brokerage orders for buying and selling, eventually your older self and your survivors (particularly an older spouse) might have problems dealing with the mechanics of ETFs verses ordinary index ...
by EyeDee
Mon Jun 03, 2019 10:33 am
Forum: Investing - Theory, News & General
Topic: Vanguard statements - spouse gets combined statement while I get separate account statements
Replies: 9
Views: 889

Re: Vanguard statements - spouse gets combined statement while I get separate account statements

. It might be just a quirk of Vanguard's computer systems. I am not sure about brokerage accounts. But if your accounts were traditional Vanguard non-brokerage mutual fund accounts, the following would be true: "Since hers are combined she can only have 25 mutual funds in the two accounts combined. ...
by EyeDee
Wed May 22, 2019 7:31 pm
Forum: Investing - Theory, News & General
Topic: Will a financial pro be WILLING to run your SWR plan after cognitive decline?
Replies: 67
Views: 4629

Re: Vanguard Proportionate Withdrawal Service

. Willthrill81, Other brokerages might provide a rebalancing service but Vanguard does not. Also you will want to reread this part of Vanguard's reply to my E-Mail: "The options we offer for distributions that are done as a part of the Required Minimum Distribution Service are designed to determine ...
by EyeDee
Wed May 22, 2019 7:05 pm
Forum: Investing - Theory, News & General
Topic: Will a financial pro be WILLING to run your SWR plan after cognitive decline?
Replies: 67
Views: 4629

Re: Vanguard Proportionate Withdrawal Service

. Willthrill81, I obviously was not clear. I have contacted Vanguard twice on this precise issue and additionally on related issues. They have not told me of any rebalancing options. I thought in the post I previously replied to you were indicating that Vanguard would do some rebalancing other than ...
by EyeDee
Wed May 22, 2019 6:36 pm
Forum: Investing - Theory, News & General
Topic: Will a financial pro be WILLING to run your SWR plan after cognitive decline?
Replies: 67
Views: 4629

Vanguard Proportionate Withdrawal Service

. Willthrill81, Can you provide a link or more detail about where you got the your information on "rebalance" and a "proportionate" amount of each asset to produce your withdrawals? My understanding from contacting Vanguard in 2013 is different - that even Vanguard automatic Required Minimum Distrib...
by EyeDee
Sun Apr 28, 2019 6:59 pm
Forum: Investing - Theory, News & General
Topic: Will I receive money if sell VMMXX before its dividend pay date?
Replies: 9
Views: 1784

Re: Will I receive money if sell VMMXX before its dividend pay date?

mariezzz wrote:
Sun Apr 28, 2019 6:56 pm
I've never seen that happen with VMMXX. Do you have to sell your entire holdings in that account for this to happen?
.
Yes
by EyeDee
Sat Apr 27, 2019 10:33 am
Forum: Investing - Theory, News & General
Topic: Vanguard Lowers 21 ETF Expense Ratios
Replies: 76
Views: 8822

ETF vs Mutual Funds

. Is there any reason not to switch my 3 fund portfolio over to a 3 ETF portfolio? k3vb0t, If you have a spouse or someone else who would inherit your portfolio that would have trouble dealing with the mechanics of buying and selling ETFs when you die and/or if you thought you might have trouble dea...
by EyeDee
Mon Mar 25, 2019 2:35 pm
Forum: Investing - Theory, News & General
Topic: Why is Prime Money Market and Ultra Short Term Bond Fund behaving this way?
Replies: 13
Views: 2959

Ultra Short Term Bond Fund Nav

. Zaplunken, Ultra Short Term Bond Fund (USTBF) is one of Vanguard's newer bond funds that include accumulated dividends in the daily NAV, so as more and more interest accumulates in a month the NAV goes up some for the interest while going down some for the interest rate going up. Since you were se...
by EyeDee
Sat Mar 23, 2019 6:55 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Intermediate Corporate Bond Fund ?
Replies: 6
Views: 869

Re: Vanguard Intermediate Corporate Bond Fund ?

Vanguard Fan 1367, If your spouse might be the one who has to sell the fund later and they do not know how to handle the various types of brokerage orders, you might want to consider using the traditional fund instead of the ETF. I like the Vanguard Intermediate Corporate Bond Fund. If you folks inv...
by EyeDee
Mon Mar 11, 2019 9:18 am
Forum: Investing - Theory, News & General
Topic: After ten years, most of the record of the crash is gone
Replies: 41
Views: 6679

Vanguard Fund List

Henry, The Vanguard fund list defaults to funds with less than $50,000 minimums. You have to change the filter to include "$50,000 and up" funds to see the Market Neutral fund in the list as it has a $250,000 minimum. You are correct. It is there if you put correct symbol and search with. But in the...
by EyeDee
Sun Mar 03, 2019 5:19 pm
Forum: Investing - Theory, News & General
Topic: Why won't Vanguard drop VTI & VOO expense to 0.03?
Replies: 65
Views: 9050

Vanguard Expense Ratios

. Beyou, Some information in John Bogle's last book might somewhat contradict your thoughts as it seems to indicate that Vanguard is allowed to allocate expenses between funds in a somewhat artificial manner that is only vaguely related to each funds costs. In John Bogle's book: "Stay the Course", o...
by EyeDee
Wed Feb 27, 2019 1:46 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Ups the Ante in an ETF Race to Zero - Fees are coming down on seven ETFs
Replies: 97
Views: 10161

Vanguard Fees

. House Blend, I believe you are right that Vanguard's allocation of expenses between share classes is somewhat artificial and only vaguely related to how much each share class is responsible for the costs. In in John Bogle's new book: "Stay the Course", on page 96 in a section called "Competing on ...
by EyeDee
Sat Feb 09, 2019 2:58 pm
Forum: Investing - Theory, News & General
Topic: Historical data for precious metals miners
Replies: 23
Views: 1509

Re: Historical data for precious metals miners

Siamond, Have you considered USAA Precious Metals and Minerals Fund (USAGX)? It was started only a few months after Vanguard's Precious Metals and Mining (VGPMX). I have not looked at it closely so I am not sure how good of a fit it is and it has too high of a expense ratio to be a good choice for a...
by EyeDee
Wed Jan 16, 2019 11:15 am
Forum: Investing - Theory, News & General
Topic: Why does VGSLX hold Van R.E. Index II Fund
Replies: 8
Views: 1391

Why VGSLX holds Van R.E. Index II Fund

. Please see announcement that introduced REIT II (the old name for Vanguard Real Estate Index II fund): https://investornews.vanguard/vanguard-announces-shareholder-meeting-also-plans-for-new-reit-ii-index-fund/ "The REIT Index Fund will be the principal investor in the REIT II Index Fund. This str...
by EyeDee
Mon Jan 14, 2019 2:44 pm
Forum: Investing - Theory, News & General
Topic: First Vanguard Tax Form Available (and a tip)
Replies: 14
Views: 2162

First Vanguard Tax Form Available

.
Changingtimes,

Thanks for the heads up.

Ironically Form 8606, needed to file the information from Form 1099-R for conversions on Federal taxes, is still only available in draft form for 2018.
by EyeDee
Fri Jan 11, 2019 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: ACA Tax Form 1095A for 2018
Replies: 1
Views: 358

ACA Tax Form 1095A for 2018

. Has anyone else noticed a problem with their 1095A Tax Form that just became available on Healthcare.gov accounts for download? In particular ours seems to be using the monthly premium for the lowest cost Silver plan instead of the second lowest cost Silver plan in the column: "Monthly second lowe...
by EyeDee
Sun Jan 06, 2019 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: Clark Howard looks at new 1040 tax form for 2018
Replies: 28
Views: 3940

Draft 8606 for 2018 taxes

. Swimmer, If you go to the IRS site for draft forms: https://apps.irs.gov/app/picklist/list/draftTaxForms.html and put in 8606 you will find the draft version for 2018 taxes: Form: https://www.irs.gov/pub/irs-dft/f8606--dft.pdf Instructions: https://www.irs.gov/pub/irs-dft/f8606--dft.pdf Unfortunat...
by EyeDee
Tue Jan 01, 2019 11:24 am
Forum: Investing - Theory, News & General
Topic: Missing 12/21/2018 Bond Dividends Delayed
Replies: 43
Views: 5133

Re: Missing 12/21/2018 Bond Dividends Delayed

. Longtermgrowth, It looks like this should not cause any problems for taxes in taxable as Vanguard appears to have gotten it fixed as of 12/31/2018. Although Vanguard did not fix the transaction date on the bond fund that paid the dividend (because of the way the bond funds affected by this problem...
by EyeDee
Mon Dec 31, 2018 10:07 am
Forum: Investing - Theory, News & General
Topic: Missing 12/21/2018 Bond Dividends Delayed
Replies: 43
Views: 5133

Re: Missing 12/21/2018 Bond Dividends Delayed

. Vanguard is apparently trying to fix the process date also as we received an E-Mail today from Vanguard that said: "We're completing your transaction . . . We sent you an email on Monday, December 24, about a delay in processing dividends for one or more of your funds. Your dividends have been pai...
by EyeDee
Thu Dec 27, 2018 11:24 am
Forum: Investing - Theory, News & General
Topic: Missing 12/21/2018 Bond Dividends Delayed
Replies: 43
Views: 5133

Re: Missing 12/21/2018 Bond Dividends Delayed

. As of 12/27/2018, our bond fund dividends that were scheduled for 12/21/2018 were paid using the share prices of 12/21/2018, but confusingly have a process date of 12/26/2018. Most reinvest so not a problem, but one of the affected bond funds is in our taxable account and the dividend goes to a mo...
by EyeDee
Sun Dec 23, 2018 11:47 am
Forum: Investing - Theory, News & General
Topic: Missing 12/21/2018 Bond Dividends Delayed
Replies: 43
Views: 5133

Re: Anyone Else Missing 12/21/2018 Bond Dividends?

. Ms. Katz, Thank you very much for your post. It will save me and possibly others from calling on Monday as well as save Vanguard customer support from having to spend time fielding those calls. Hi, Bogleheads, and happy holidays. I don't regularly post, but do check in on the site periodically and...
by EyeDee
Sun Dec 23, 2018 12:24 am
Forum: Investing - Theory, News & General
Topic: Missing 12/21/2018 Bond Dividends Delayed
Replies: 43
Views: 5133

Re: Anyone Else Missing 12/21/2018 Bond Dividends?

. JustinR, I am not freaking out. I was just wanting to know if anyone else is experiencing the problem because if it a problem others are having it will be a priority and Vanguard will fix it quickly. If it was only a problem with our accounts, then I would have had to make sure they got if fixed. ...
by EyeDee
Sun Dec 23, 2018 12:20 am
Forum: Investing - Theory, News & General
Topic: Missing 12/21/2018 Bond Dividends Delayed
Replies: 43
Views: 5133

Re: Anyone Else Missing 12/21/2018 Bond Dividends?

. ofckrupke, Thank you for verifying that it is a general problem and not just a problem with our accounts. Yes this anomaly exists today in my account as well (ST Treasury Index nope, stock funds distributing on same dates yup). I am not alarmed, as it will surely be resolved by or on Monday (perha...
by EyeDee
Sun Dec 23, 2018 12:13 am
Forum: Investing - Theory, News & General
Topic: Missing 12/21/2018 Bond Dividends Delayed
Replies: 43
Views: 5133

Re: Anyone Else Missing 12/21/2018 Bond Dividends?

. NYCwriter, This has nothing to do with a sweep fund as it is in a non-brokerage account that does not have a sweep fund. Plus it worked OK for stock funds that had the same reinvestment date, just not for the bond funds with 12/21/2018 as the reinvestment date. It takes one business day for the sw...
by EyeDee
Sun Dec 23, 2018 12:11 am
Forum: Investing - Theory, News & General
Topic: Missing 12/21/2018 Bond Dividends Delayed
Replies: 43
Views: 5133

Re: Anyone Else Missing 12/21/2018 Bond Dividends?

. Venkman, Saturday 12/22/2018 is one day after the scheduled dividend reinvestment activity date of 12/21/2018, so the account should have been up-to-date on Saturday. It always takes at least until the day after the scheduled dividend activity date for the activity to actually show up in my VG acc...
by EyeDee
Sat Dec 22, 2018 9:55 pm
Forum: Investing - Theory, News & General
Topic: Missing 12/21/2018 Bond Dividends Delayed
Replies: 43
Views: 5133

Re: Anyone Else Missing 12/21/2018 Bond Dividends?

. Livesoft, Some Vanguard bond funds do not always reinvest on 12/31. The ones I mentioned above reinvested on 12/22 in 2017 and were scheduled for 12/21 this year and if you look at the Distribution tab for them they show as reinvesting on 12/21/2018. And in comparison to similar active funds they ...
by EyeDee
Sat Dec 22, 2018 9:47 pm
Forum: Personal Investments
Topic: [Vanguard Health Care Fund vs. Health Care ETF]
Replies: 18
Views: 3424

Re: Curious why Vanguard Healthcare Index

. Socrates28, To get VHCIX to show up in the standard list, you have to adjust the Filter to include funds with "$50,000 and up", since it has a minimum of $100,000 to invest. is not listed on main website?? I see the managed fund VGHAX, but not VHCIX https://investor.vanguard.com/mutual-funds/list#...
by EyeDee
Sat Dec 22, 2018 9:39 pm
Forum: Personal Investments
Topic: [Vanguard Health Care Fund vs. Health Care ETF]
Replies: 18
Views: 3424

Re: Vanguard Active Health Care Fund vs. Health Care ETF

. Sperry8, Although Vanguard has recently started ETFs that do not have index fund counterparts, in the case of the Health Care Index VGHCX and its ETF VHT, they are just different share classes of the same fund, so they have to have the same characteristics, including the same tax efficiently. The ...
by EyeDee
Sat Dec 22, 2018 2:45 pm
Forum: Personal Investments
Topic: [Vanguard Health Care Fund vs. Health Care ETF]
Replies: 18
Views: 3424

Vanguard Active Health Care Fund vs. Health Care ETF

. Sperry8, Another thing to keep in mine while deciding whether to switch from the Active fund to the Index fund or its ETF is that they have considerably different allocation targets. Although the Portfolio and Management tab for both funds on the Vanguard web site only has a dash for the foreign h...
by EyeDee
Sat Dec 22, 2018 12:02 pm
Forum: Investing - Theory, News & General
Topic: Missing 12/21/2018 Bond Dividends Delayed
Replies: 43
Views: 5133

Re: Anyone Else Missing 12/21/2018 Bond Dividends?

. Silk McCue, It is not in my nature to relax about anything. My point in posting was not to expect the problem to be fixed this weekend, but to find out how big of a headache I will have on Monday. If it a problem others are having it will be a priority and Vanguard will fix it quickly. If it is on...