Search found 1842 matches

by drawpoker
Tue Aug 21, 2018 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: Co-habitation agreement - ??
Replies: 53
Views: 2332

Re: Co-habitation agreement - ??

Maybe we are the ones who are getting conned here. Am beginning to think that the OP and the "friend" are one in the same person. Too many similarities besides widowhood. No children, high net worth, 4,000 sq. ft nice home, weak knowledge of financial matters in general. Now that more than 12 jurors...
by drawpoker
Tue Aug 21, 2018 6:50 pm
Forum: Personal Finance (Not Investing)
Topic: Co-habitation agreement - ??
Replies: 53
Views: 2332

Re: Co-habitation agreement - ??

It could be that they are in love and he's a decent guy. I'm not discounting that and it could certainly be true. I'd also be wary since she has more money than him, is older, and has no children which makes her sound like an ideal target. If he is a con artist the OPs friend could be in way over h...
by drawpoker
Tue Aug 21, 2018 2:34 pm
Forum: Personal Finance (Not Investing)
Topic: Co-habitation agreement - ??
Replies: 53
Views: 2332

Re: Co-habitation agreement - ??

I have a philosophical question. If the ages were 56 for her and 68 for him, would we have similar discussions? Oh, heck, Yes. Even bigger red flags. 68 year old guy still toiling in blue-collar job with no prospects. Oh, wait. There is a prospect for him on the horizon..........
by drawpoker
Tue Aug 21, 2018 2:27 pm
Forum: Personal Finance (Not Investing)
Topic: Co-habitation agreement - ??
Replies: 53
Views: 2332

Re: Co-habitation agreement - ??

How much do you know about "women that age"? ....... a few suggestions: 1. Has the woman in question met her boyfriend's family? Not only meeting the family is a sign of a commitment but it is also a check on the person's truthfulness about not being married to someone else and any serious issues. ...
by drawpoker
Tue Aug 21, 2018 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Co-habitation agreement - ??
Replies: 53
Views: 2332

Re: Co-habitation agreement - ??

Bull.

But, thank you for contributing a male viewpoint here, bob.

The fact that this woman has no adult children (or apparently other close relatives) may have made her a target.
by drawpoker
Tue Aug 21, 2018 11:42 am
Forum: Personal Finance (Not Investing)
Topic: Co-habitation agreement - ??
Replies: 53
Views: 2332

Re: Co-habitation agreement - ??

I think its fishy that he is 56 and says he has never been married.

Bet a background check would turn up at least one ex-wife.
by drawpoker
Tue Aug 21, 2018 11:36 am
Forum: Personal Finance (Not Investing)
Topic: Do you go for annual Medicare preventive tests and screening?
Replies: 49
Views: 2570

Re: Do you go for annual Medicare preventive tests and screening?

.... but about half of what I do with my PCP (and some specialists) I do by email or telephone appts (There is no charge to me for either). There is no charge to anyone, as those are not "appointments". By law, doctors cannot bill Medicare for patient appointments that are not face-to-face. We alre...
by drawpoker
Tue Aug 21, 2018 11:21 am
Forum: Personal Finance (Not Investing)
Topic: Co-habitation agreement - ??
Replies: 53
Views: 2332

Re: Co-habitation agreement - ??

Do your friend a favor and tell her to drop this idea. Real quick. There are red flags waving all around here. Consider, If this guy was sincere about his affection/friendship for this woman, and had no ulterior motives for wanting to move in - He would be the one bringing up the subject of how they...
by drawpoker
Mon Aug 20, 2018 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Repairs, and the economic joys of homeownership
Replies: 17
Views: 1858

Re: Repairs, and the economic joys of homeownership

Thanks!! Can you tell that hot showers are making me really really happy ?? :D :D Just don't go overboard like Kramer. From the old Seinfeld show. Remember? When he bought on NYC black market (against advice) the super Commando model of adjustable shower spray head. Thinking you are in NYC condo (?...
by drawpoker
Mon Aug 20, 2018 8:37 pm
Forum: Personal Finance (Not Investing)
Topic: Repairs, and the economic joys of homeownership
Replies: 17
Views: 1858

Re: Repairs, and the economic joys of homeownership

Congratulations. And thank you for not calling it the "hot water heater" as so many people do, causing me to cringe every time I hear it. :x If you have good water that is not mucked up with too many minerals your new water heater should last a long time. I replaced mine last year after 22 years of ...
by drawpoker
Mon Aug 20, 2018 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: PCP Wants Full Charge Up Front [Primary Care Physician]
Replies: 103
Views: 5432

Re: PCP Wants Full Charge Up Front [Primary Care Physician]

Before more people get their shorts in an uproar- it would be helpful to keep in mind this: Everyone acknowledges that the health care system in this country is broken. Badly broken. But nobody seems to know just exactly how to go about fixing it. It should come as no surprise that we are going to b...
by drawpoker
Mon Aug 20, 2018 7:00 pm
Forum: Personal Finance (Not Investing)
Topic: PCP Wants Full Charge Up Front [Primary Care Physician]
Replies: 103
Views: 5432

Re: PCP Wants Full Charge Up Front [Primary Care Physician]

Medical billing is a mess. I feel sorry for provider and customer. I blame it on middle people who collect fees, and are unresponsive...... You betcha it is. Every six months I see the oncologist based out of one of Baltimore's huge, well-known hospitals. And every six months comes a bill that is d...
by drawpoker
Sun Aug 19, 2018 9:47 pm
Forum: Personal Finance (Not Investing)
Topic: Do you go for annual Medicare preventive tests and screening?
Replies: 49
Views: 2570

Re: Do you go for annual Medicare preventive tests and screening?

Bogle7 wrote:
Sun Aug 19, 2018 9:30 pm
...KP.org is insistent.
Not getting this (?)
Are you saying your Kaiser MA plan insists that you get all these Medicare-dictated preventive screenings?
Or, just that Kaiser hounds you so much, to the extent, it is just easier to give in?
:?
by drawpoker
Sun Aug 19, 2018 8:50 pm
Forum: Personal Finance (Not Investing)
Topic: Do you go for annual Medicare preventive tests and screening?
Replies: 49
Views: 2570

Re: Do you go for annual Medicare preventive tests and screening?

.......I pretty much trust whatever they say is the right interval for phragmatometries, omphaloscopies, and PDPZs.* ..... *No, there are no such things, I just prefer not to talk about my real procedures Oh, c'mon, we're all friends here. No need to hide your phragmatometries (removal of phragmite...
by drawpoker
Sun Aug 19, 2018 7:14 pm
Forum: Personal Finance (Not Investing)
Topic: Side Jobs while on Social Security?
Replies: 11
Views: 1396

Re: Side Jobs while on Social Security?

Yes, good suggestion, if he does his own tax returns.
by drawpoker
Sun Aug 19, 2018 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: What kind of medical events that may ruin your retirement?
Replies: 64
Views: 3745

Re: What kind of medical events that may ruin your retirement?

...most expensive medical event happened to me (the OP, 54) so far was an appendectomy and the following infection treatment in the U.S. .... No kidding? You're 54 and that is the most serious health issue you have had? You are very, very lucky. The odds keep going down with each passing year, thou...
by drawpoker
Sun Aug 19, 2018 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: Do you go for annual Medicare preventive tests and screening?
Replies: 49
Views: 2570

Re: Do you go for Medicare preventive tests and screening?

I feel exactly the same. Pick and choose, you know your own health better than the gumbmint does. Being female, I will go for the bone scans to check for osteoporosis since that is a known risk for me. Also, go for the annual dermatology exam to screen for skin cancer. But I can readily skip colonos...
by drawpoker
Sun Aug 19, 2018 6:33 pm
Forum: Personal Finance (Not Investing)
Topic: What kind of medical events that may ruin your retirement?
Replies: 64
Views: 3745

Re: What kind of medical events that may ruin your retirement?

The most obvious is death. Number one cause of ruined retirements. Yup. And, wouldn't anyone planning to spend so many years traveling in foreign countries stop and consider the dangers of terrorism? Unless the OP is planning to plant himself in one place and stay all the time - airports, train sta...
by drawpoker
Sun Aug 19, 2018 6:21 pm
Forum: Personal Finance (Not Investing)
Topic: Side Jobs while on Social Security?
Replies: 11
Views: 1396

Re: Side Jobs while on Social Security?

Of course, you are right. Typing E instead of SE. Attribute to typing too fast. :oops:

After all, after years and years of filing both C and SE, know better.
by drawpoker
Sun Aug 19, 2018 5:25 pm
Forum: Personal Finance (Not Investing)
Topic: What kind of medical events that may ruin your retirement?
Replies: 64
Views: 3745

Re: What kind of medical events that may ruin your retirement?

You didn't understand. Your statement needs correction too. See here: https://medicare.com/medicare-supplement/do-medicare-supplement-plans-cover-foreign-travel/ I have a medigap policy. For domestic, it only supplements what medicare pays, like you said. Outside of USA, my medigap policy covers ma...
by drawpoker
Sun Aug 19, 2018 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: PCP Wants Full Charge Up Front [Primary Care Physician]
Replies: 103
Views: 5432

Re: PCP Wants Full Charge Up Front

this often has to do with high-deductible health plans. If you have a $20 copay but have not met your deductible, you are responsible for the full amount after any insurance discounts. Some doctors are not collecting any money besides the copay from patients on high-deductible plan because they dec...
by drawpoker
Sun Aug 19, 2018 4:34 pm
Forum: Personal Finance (Not Investing)
Topic: Side Jobs while on Social Security?
Replies: 11
Views: 1396

Re: Side Jobs while on Social Security?

... For substitute teacher you can pick your own days, list the days you want off, list the ages and which schools you'll go to, and it's usually scheduled online or with a morning phone call..... Perhaps this is true for your area. (?) But for most school districts asking for these limitations upf...
by drawpoker
Sun Aug 19, 2018 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: What kind of medical events that may ruin your retirement?
Replies: 64
Views: 3745

Re: What kind of medical events that may ruin your retirement?

This is essentially this thread about, retiring abroad (or travel around the world) and paying for expat health insurance (or paying by cash with self insurance). My concern is how to pay for some serious medical problems, such as cancers, organ transplants, or many other serious problems discussed...
by drawpoker
Sun Aug 19, 2018 3:52 pm
Forum: Personal Finance (Not Investing)
Topic: What kind of medical events that may ruin your retirement?
Replies: 64
Views: 3745

Re: What kind of medical events that may ruin your retirement?

Generally, Medicare doesn't cover outside of the US. But many medigap policies will. Need to check all the details. That is a silly statement. Needs correction. Medigap policies only work in tandem with Medicare. Medigap provides supplementary coverage to treatment that is covered by Medicare. If i...
by drawpoker
Sun Aug 19, 2018 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: Side Jobs while on Social Security?
Replies: 11
Views: 1396

Re: Side Jobs while on Social Security?

Don't forget, as an indep. contractor, you will have to file and pay Schedule E (self-employment tax) on this side income. Self-employed person's FICA tax rate for the year 2018 consists of the Social Security tax of 12.4% (6.2% + 6.2%) of the first $128,400 of net income plus the Medicare tax of 2....
by drawpoker
Sat Aug 18, 2018 8:36 pm
Forum: Personal Consumer Issues
Topic: Cannnot send a message to Vanguard.
Replies: 15
Views: 1899

Re: Cannot read messages from TRowePrice

^^^ I don't use T RowePrice, but I would recommend: Disable all extensions and be sure to check that pop-up messages are not blocked by your browser. Are cookies enabled? Aren't extensions only applicable to Chrome? (Installing them without permission) This happens when I use IE and Mozilla as well...
by drawpoker
Sat Aug 18, 2018 7:51 pm
Forum: Personal Consumer Issues
Topic: Cannnot send a message to Vanguard.
Replies: 15
Views: 1899

Cannot read messages from TRowePrice

No problems with VG, but for some reason when I click on a "new message" at TRowePrice inbox the message never opens up, the box just shows a Big Blank. Have tried re-loading page, switching browsers, looking up in "Help" but "Help" has nothing pertaining to this. :?: Then, when I go back in, it sho...
by drawpoker
Sat Aug 18, 2018 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity's Future Path planning tool
Replies: 0
Views: 232

Fidelity's Future Path planning tool

Anybody use "Future Path" and know how to go in and change/delete assets after you have set up both Main Path and Alternates? There doesn't seem to be any Help button or tutorial to tell you how to do this. :? Am wondering if - since the user is apparently able to create unlimited Alternate paths (t...
by drawpoker
Sat Aug 18, 2018 6:48 pm
Forum: Personal Finance (Not Investing)
Topic: Pay off personal loan at house closing?
Replies: 12
Views: 856

Re: Pay off personal loan at house closing?

It would seem this is the smartest way to handle the repayment. Presumably, there were no formal loan documents drawn up? At least it sounds like that from the way you described the arrangement. Lacking that proof that this was indeed a bona fide loan - no one wants to draw the attention of the IRS....
by drawpoker
Wed Aug 15, 2018 1:06 am
Forum: Personal Consumer Issues
Topic: Are merchants more (too) careless these days?
Replies: 24
Views: 2103

Re: Are merchants more (too) careless these days?

Oh? IOW, just because workers are in jobs that pay minimum wage, the work is both repetitious and boring, and they display indifference/discourtesy to customers when a price is rung up wrong --- The buying public should just overlook all this, write it off as this is just the way things are, and not...
by drawpoker
Tue Aug 14, 2018 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for Medicare by credit card
Replies: 10
Views: 1052

Re: Paying for Medicare by credit card

Isn't one of the 4 ways is to put your premiums on auto bank draft? Monthly or quarterly? Am curious why you would even want to use a c.c. After all, it is not as though you are going to be in a position where you wish to dispute a charge with a merchant. If its rewards points you are thinking, bett...
by drawpoker
Tue Aug 14, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: Are merchants more (too) careless these days?
Replies: 24
Views: 2103

Re: Are merchants more (too) careless these days?

...... FedEx the replacement, though by the time it arrived I was no longer there to receive the package. The person who did informed me that the FedEx package was somewhat bent........resulted in the print itself having a slight bend. This was an issue as the 8"x10" reprint was intended for framin...
by drawpoker
Mon Aug 13, 2018 11:33 pm
Forum: Personal Consumer Issues
Topic: What is the best way to determine if one should buy something or save their money?
Replies: 29
Views: 1794

Re: What is the best way to determine if one should buy something or save their money?

OP, I remember your previous threads - they made quite an impression https://www.bogleheads.org/forum/viewtopic.php?f=1&t=215204. Do you now have a source of income besides your parents, and a budget to live off of? Can answer that one for him - A resounding "No" Looks like you didn't dig back far ...
by drawpoker
Mon Aug 13, 2018 9:11 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 775
Views: 83452

Re: [What TV Show Have You Recently Watched?]

Impractical Jokers on TruTV channel. Every day, never miss it. Never disappoints!
by drawpoker
Mon Aug 13, 2018 8:58 pm
Forum: Personal Consumer Issues
Topic: What is the best way to determine if one should buy something or save their money?
Replies: 29
Views: 1794

Re: What is the best way to determine if one should buy something or save their money?

stoptothink wrote:
Mon Aug 13, 2018 8:14 pm
Before responding, everybody should do a search of OP's prior threads for some context. Entertaining is all I'll say.
Ahhh, I see, said the blind man. As he picked up hammer and saw.

(Good sleuthing work, stoptothink :!: "Now, That's Entertainment"

8-) 8-) 8-)
by drawpoker
Mon Aug 13, 2018 7:53 pm
Forum: Personal Consumer Issues
Topic: What is the best way to determine if one should buy something or save their money?
Replies: 29
Views: 1794

Re: What is the best way to determine if one should buy something or save their money?

I think you have answered your own question here. If you are already wondering if you "should" buy something or "save" the money - Likely you won't be able to enjoy the new product fully, derive full pleasure. Because you will always have that lingering doubt did I make the correct decision (?) If y...
by drawpoker
Mon Aug 13, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 260
Views: 24331

Re: most compelling TV character ever

Alice Kramden

2nd place winner: Gracie Allen

3rd : Fred Sanford
by drawpoker
Mon Aug 13, 2018 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Marriage [How should finances be handled?]
Replies: 58
Views: 4649

Re: Marriage [How should finances be handled?]

Interesting here how nearly everyone (except a mod) has jumped in with opinions re: combining finances Interesting as the OP did not ask anything at all on that, rather he asked specifically about investing/saving/ paying off student loans and taxes. Looks like this one has derailed almost immediate...
by drawpoker
Mon Aug 13, 2018 2:47 pm
Forum: Personal Consumer Issues
Topic: Should I Do This? [borrow from relative to pay off loan]
Replies: 55
Views: 2845

Re: Should I Do This? [borrow from relative to pay off loan]

TomatoTomahto wrote:
Mon Aug 13, 2018 12:54 pm
......please let us know which episode of Judge Judy you’ll be on; this is a perennial script on the show.
^

This
by drawpoker
Mon Aug 13, 2018 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Paper checks yes or no?
Replies: 116
Views: 6283

Re: Paper checks yes or no?

On the infrequent occasion that I need a check, I stop in my credit union for a no fee cashiers check. My bank statement this month carried this notice: "Effective August 18, 2018, PNC Visa Gift Cards and Money Orders will no longer be available for purchase." Since they call cashiers checks "money...
by drawpoker
Mon Aug 13, 2018 12:51 pm
Forum: Personal Consumer Issues
Topic: If USPS runs at a loss, how can Junk mail subsidize First Class?
Replies: 6
Views: 1052

Re: If USPS runs at a loss, how can Junk mail subsidize First Class?

Has anyone ever heard of the p.o. holding back a large junk mail delivery and delaying it to increase "volume" on a certain day? That is the explanation I was given last week when our Wednesday mail did not contain the regular, Wednesday delivery of the stores ads for our area (supermarkets, drugsto...
by drawpoker
Mon Aug 13, 2018 12:37 pm
Forum: Personal Consumer Issues
Topic: What's the reason you would buy reading glasses at...
Replies: 42
Views: 2360

Re: What's the reason you would buy reading glasses at...

I was reading some of your postings and I wonder......WHY would you buy reading glasses ? Is it for economical reasons? and then,how often do you replace them? Although they are called "readers" or "reading" glasses people commonly use them for any close-up work. Like mouses when giving cat pedicur...
by drawpoker
Sun Aug 12, 2018 11:47 pm
Forum: Personal Finance (Not Investing)
Topic: What I spent in 6 months on medicare
Replies: 159
Views: 12728

Re: What I spent in 6 months on medicare

Wow. Guess it could be said you are within not just a HCOL area - but that special area known as HHMCOL Those Plan G prices you encountered two and one-half years ago.... :shock: Beware : H igh H ellish M edicare C ost O f L iving HHMCOL Yikes Oughta be designated as an official Danger Zone :x
by drawpoker
Sun Aug 12, 2018 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: Understanding Medicare Options?
Replies: 39
Views: 1496

Re: Understanding Medicare Options?

..didn’t know I needed to provide so much individual info....only wanted general info....am 62 and live in Georgia... See, that's exactly the point . With Medicare there is really no " general information". As hesson11 and others have posted, this stuff is complex. Nothing for amateurs to fool with...
by drawpoker
Sun Aug 12, 2018 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: Understanding Medicare Options?
Replies: 39
Views: 1496

Re: Understanding Medicare Options?

Ramblin' wrecks DO keep on ramblin'..........Yellowjacket1, I implore you........ complex issues......... True, but to be charitable we really don't know just what type disability, and associated medical issues, the OP may be dealing with. (TBH, in my case, after having to go under general anesthes...
by drawpoker
Sun Aug 12, 2018 8:20 pm
Forum: Personal Finance (Not Investing)
Topic: What I spent in 6 months on medicare
Replies: 159
Views: 12728

Re: What I spent in 6 months on medicare

hesson11 wrote:
Sun Aug 12, 2018 8:11 pm

........ AARP United Plan L Supplement = $1,540).
Wow. You're paying $128 a month for Plan L?

In many areas of the U.S. people are buying G for around $101
How long have you had Plan L?
by drawpoker
Sun Aug 12, 2018 7:49 pm
Forum: Personal Finance (Not Investing)
Topic: Understanding Medicare Options?
Replies: 39
Views: 1496

Re: Understanding Medicare Options?

Thanks....Yes, I am on SSDI and am recovering from a major health issue that could reappear at any time. Will have the opportunity to go on Medicare........ Okay, thanks for clearing that up. You indeed have some real concerns here. You do not want to rush yourself and mess up with a bad choice you...
by drawpoker
Sun Aug 12, 2018 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Understanding Medicare Options?
Replies: 39
Views: 1496

Re: Understanding Medicare Options?

Nope. It is still nuts.

Very bad advice
by drawpoker
Sun Aug 12, 2018 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: Understanding Medicare Options?
Replies: 39
Views: 1496

Re: Understanding Medicare Options?

I believe that you qualify for Medicare after being on SSDI for two years. I believe the medicare choices and evaluation of those choices would be about the same whether on SSDI or age 65. That is really nuts. If you are in bad health the last thing you need is to set yourself up for an automatic O...
by drawpoker
Sun Aug 12, 2018 4:20 pm
Forum: Personal Finance (Not Investing)
Topic: Understanding Medicare Options?
Replies: 39
Views: 1496

Re: Understanding Medicare Options?

Oh, boy, now I am confused. Judging from this post in another thread, the OP is not at all in good health. Being on SSDI puts a whole another complexion on this. Unless there are two different Yellowjacket1 (s) buzzing around here..... :?: ------------------------------------------------------------...