Search found 727 matches

by BogleBoogie
Sat Dec 02, 2023 1:02 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 5250
Views: 906929

Re: What are you up YTD? [Year To Date]

These YTD posts are always more fun on positive years! 16% up, 73/27 AA.
by BogleBoogie
Wed Nov 08, 2023 10:16 pm
Forum: Investing - Theory, News & General
Topic: Can passive index investing beat active AI investing
Replies: 96
Views: 9930

Re: Can passive index investing beat active AI investing

Hacksawdave wrote: Mon Nov 06, 2023 11:35 am No thanks, I’ll pass on AI portfolios. I was in Systems and Data Processing (IT) for nearly 40 years and introduced to AI back in 1986-1988. Sorry, it’s not something new. Machines do not reason, they are pre-programed to perform an action on a conditional, requested, situational, or nested-if process.

I fondly recall in 1986 from a session in SF how the floor traders and commodity brokers would be obsolete because the machines would trade more efficiently. Now, does anyone recall automated program trading and portfolio insurance from 1987? How did that work out?
Have you used Chat GPT? We are in a new chapter of AI.
by BogleBoogie
Wed Nov 08, 2023 10:09 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowners Insurance Termination/Cancellation - Advice Sought
Replies: 76
Views: 10732

Re: Homeowners Insurance Termination/Cancellation - Advice Sought

Let's focus on helping the OP find a path forward to getting new coverage.... I think OP's question has already been answered and that particular issue is over. The input I seek is the best way to approach the insurance company to have them reconsider the policy termination. As others opined would likely occur, USAA declined to reconsider the cancellation/non-renewal of OP's homeowner's policy. Many posters have advised OP to contact one or more insurance brokers and call around to other carriers to see whether he can obtain new coverage with his claims history. As mentioned by DoubleComma, OP may need to rely upon the California Fair Plan: https://www.cfpnet.com/ I'm sure if the OP has other questions about new coverage, Bogleheads will b...
by BogleBoogie
Wed Nov 08, 2023 10:08 pm
Forum: Personal Consumer Issues
Topic: Prius vs Model Y economic estimates
Replies: 156
Views: 18049

Re: Prius vs Model Y economic estimates

ThankYouJack wrote: Wed Jul 12, 2023 5:35 am
BogleBoogie wrote: Wed Jul 12, 2023 12:37 am We love our Y, but also have a ICE vehicle for when that is preferred. I may have missed it, but have you test driven a Y?
When do you prefer your ICE vehicle?

I was wondering the same thing about the OP test driving. Much better way to quickly get a feel for different cars than reading online, IMO.
Funny you ask...when I posted this my preference on the ICE as going on trips beyond our battery range. I hadn't super charged. Having recently super charged and found how quick, cheap and easy it is I now wouldn't say I prefer our ICE for that. Now I would only prefer the ICE if we needed the extra room, which is rare.
by BogleBoogie
Wed Nov 08, 2023 10:06 pm
Forum: Personal Finance (Not Investing)
Topic: Hard to Buy a House
Replies: 90
Views: 8959

Re: Hard to Buy a House

leeks wrote: Wed Nov 08, 2023 7:31 pm Is this "pushy talkative salesperson" your chosen real estate agent? If so, switch to someone you like better. You shouldn't have to interact much with any sellers agents. Your agent should handle communication with them.
This is a great point. You can't control the market, but you can control your agent. My agent is more like a financial advisor (I know that is a cringy word on here) than an actual salesman. He doesn't push anything, provides information and advocates.
by BogleBoogie
Wed Jul 12, 2023 12:37 am
Forum: Personal Consumer Issues
Topic: Prius vs Model Y economic estimates
Replies: 156
Views: 18049

Re: Prius vs Model Y economic estimates

We love our Y, but also have a ICE vehicle for when that is preferred. I may have missed it, but have you test driven a Y?
by BogleBoogie
Thu Jun 29, 2023 10:44 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowners Insurance Termination/Cancellation - Advice Sought
Replies: 76
Views: 10732

Re: Homeowners Insurance Termination/Cancellation - Advice Sought

Alright, you got me. Out of the 1,800,000 posts I have failed to catch a homeowner's insurance discussion.
by BogleBoogie
Tue Jun 27, 2023 10:51 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowners Insurance Termination/Cancellation - Advice Sought
Replies: 76
Views: 10732

Re: Homeowners Insurance Termination/Cancellation - Advice Sought

Chardo wrote: Tue Jun 20, 2023 6:19 am Surprised that someone on this forum for 9 years did not know the danger of filing small claims.
I've never read a thread on here that spoke to the repercussions of filing a HO's claim. I'm aware of the auto implications.
by BogleBoogie
Tue Jun 27, 2023 10:49 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowners Insurance Termination/Cancellation - Advice Sought
Replies: 76
Views: 10732

Re: Homeowners Insurance Termination/Cancellation - Advice Sought

... We have had computers go or the power fail and lose freezer food. Never occurred to us to file a claim. ... We had a storm in our area last winter that caused some power outages. I know of at least 2 neighbors who filed claims for food loss - and I think it was the only loss from the storm. :shock: I can't imagine doing that; our deductible is 1% of the home value. The deductible amount is more than I spend on groceries for our household in a year. I hope they don't regret their decision to file these small claims. A while ago I lived in a very nice area of Maryland but the power constantly went out. 4 days one time, 5 days another time, and multiple other times where it was hours. I think there were enough complaints that they did som...
by BogleBoogie
Tue Jun 27, 2023 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowners Insurance Termination/Cancellation - Advice Sought
Replies: 76
Views: 10732

Re: Homeowners Insurance Termination/Cancellation - Advice Sought

It was brought to my attention that they are not accepting new CA customers which indicates to me that they are likely looking to drop policies of existing customers, unfortunately I made that very easy for them. It was suggested that I inquire if I could pay back the prior claim payouts which were small amounts, the answer to that is no they will not accept. The company I'm referencing is USAA, not Amica. I am concerned that USAA apparently also seems to be trying to leave the home insurance market in California. OP, where did you learn this info? We are in CA and have our homeowners and auto policies with USAA. Has anyone else heard that USAA wants to leave the CA home insurance market? I have read on this forum that USAA is not writing ...
by BogleBoogie
Mon Jun 19, 2023 11:35 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowners Insurance Termination/Cancellation - Advice Sought
Replies: 76
Views: 10732

Re: Homeowners Insurance Termination/Cancellation - Advice Sought

burritoLover wrote: Mon Jun 19, 2023 11:33 am This is the frugal mindset gone out of control. Surprised the claims were covered.
The insurance policy I have boasts coverage for laptops damaged, I even paid extra for this. The customer service person said something to the effect of, "this is what you have insurance for" and when I had called. This isn't a frugal mindset gone out of control, more a lack of understanding at the time on how there is a consequence to utilizing the insurance.
by BogleBoogie
Mon Jun 19, 2023 11:33 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowners Insurance Termination/Cancellation - Advice Sought
Replies: 76
Views: 10732

Re: Homeowners Insurance Termination/Cancellation - Advice Sought

Thank you all for the input. A few updates that also answer some of the questions/suggestions. The insurance company stated that would not undo this decision. It was brought to my attention that they are not accepting new CA customers which indicates to me that they are likely looking to drop policies of existing customers, unfortunately I made that very easy for them. It was suggested that I inquire if I could pay back the prior claim payouts which were small amounts, the answer to that is no they will not accept. The company I'm referencing is USAA, not Amica. I started calling brokers and insurance companies directly, so far no luck with getting even considered for insurance. Some companies not insuring in CA anymore, some don't like our...
by BogleBoogie
Sun Jun 18, 2023 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Homeowners Insurance Termination/Cancellation - Advice Sought
Replies: 76
Views: 10732

Homeowners Insurance Termination/Cancellation - Advice Sought

Hello fellow Bogleheads. I'm hoping that someone with experience personally or professionally in the insurance profession can provide some thoughts. My family has been with the same insurance company for the last 20+ years. We have everything through them (life insurance, car, umbrella, personal item, homeowners, earthquake). I received a letter from them yesterday that they are cancelling our homeowner and earthquake insurance. They cited the termination is due to a loss history as summarized in an enclosure. The enclosed sheet shows that we filed 4 separate claims over a little over 2 years. Two were for computer damage (laptop ruined kids spill drinks) and power failure (fridge contents ruined). We are located in California. In hindsight...
by BogleBoogie
Thu Jun 01, 2023 10:13 pm
Forum: Personal Consumer Issues
Topic: Brazilian Jiu-Jitsu for kids?
Replies: 51
Views: 4888

Re: Brazilian Jiu-Jitsu for kids?

Both my son and daughter did BJJ at young ages (5-9 years old). It was perfect to build confidence, learn skills to defend and learn self-restraint. I don't think you'll find a better option.
by BogleBoogie
Sun May 21, 2023 12:47 am
Forum: US Chapters
Topic: Nisiprius has 49,000 posts
Replies: 112
Views: 15010

Re: Nisiprius has 49,000 posts

He is amazing, so many contributions to so many lives. Much love!
by BogleBoogie
Thu Apr 27, 2023 9:52 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a car in 2023
Replies: 124
Views: 17393

Re: Buying a car in 2023

Gertrude wrote: Tue Apr 25, 2023 7:05 pm If you are open to electric, I find it to be a very good time to buy a Tesla.
'
Ding ding ding!!!
by BogleBoogie
Mon Apr 10, 2023 10:16 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on Giving Up 3% Mortgage
Replies: 43
Views: 6532

Re: Advice on Giving Up 3% Mortgage

KlangFool wrote: Sun Apr 09, 2023 9:52 am OP,

It is very simple.

You want to move and increase your housing expense.

A) Can you afford it?

B) Can you achieve your financial goal after increasing your housing expense?

C) If answers to both (A) and (B) are yes, what is the problem?

D) If your answers are maybe, buy or rent a smaller house at the new location.

KlangFool
Here's a great 30,000 foot perspective. Don't get bogged down on an interest rate when it comes to large life decisions.
by BogleBoogie
Fri Mar 24, 2023 10:20 pm
Forum: Personal Consumer Issues
Topic: Tesla (or EVs in general) - real-world inconveniences?
Replies: 139
Views: 13586

Re: Tesla (or EVs in general) - real-world inconveniences?

Normchad wrote: Fri Mar 24, 2023 1:24 pm I have one. I love it. No inconvenienced for me, what so ever.

However, I would never own one if I couldn’t charge at home. Paying to charge away from home is expensive and very inconvenient. I’d just go back to gas.
I would second this. We own a Y.
by BogleBoogie
Sun Jan 29, 2023 11:13 pm
Forum: Personal Consumer Issues
Topic: Help deciding between Tesla Model 3 and Model Y
Replies: 16
Views: 2614

Re: Help deciding between Tesla Model 3 and Model Y

whattodonowagain wrote: Thu Mar 03, 2022 8:58 am I faced the same choice. I preferred the driving experience of the 3 — it’s a bit sportier (you may not care about this and it’s subjective). I still ended up getting the Y and am glad I did. With two kids and a dog, the extra space and hatch instead of trunk are great. You will notice the $10k in the short term but may live with the downsides of the 3 for a long time. I recommend driving both before deciding.
Similar situation here and outcome.
by BogleBoogie
Sun Jan 15, 2023 9:43 pm
Forum: Personal Finance (Not Investing)
Topic: Considering first big purchase - mid 20s
Replies: 165
Views: 15030

Re: Considering first big purchase - mid 20s

Your decision to wait may have aged well. Take a peek at used Teslas today. They just dropped significantly.
by BogleBoogie
Sat Jan 14, 2023 12:11 am
Forum: Personal Consumer Issues
Topic: Take Tesla 3 Long Range now or wait for possible $7500 incentive in 2023
Replies: 17
Views: 3367

Re: Take Tesla 3 Long Range now or wait for possible $7500 incentive in 2023

I predict that Tesla prices will drop early 2023 and you can take advantage of the price cut AND the $7500 tax credit.
by BogleBoogie
Sat Nov 12, 2022 2:05 pm
Forum: Personal Consumer Issues
Topic: "Practicing" retirement ... and having mixed feelings
Replies: 77
Views: 13255

Re: "Practicing" retirement ... and having mixed feelings

I don't have anything meaningful to contribute other than first appreciate your willingness to share your insight after a lot of self-reflection. Secondly, I'll be following this post as I anticipate having a similar dillema.
by BogleBoogie
Fri Sep 02, 2022 8:55 am
Forum: Personal Consumer Issues
Topic: Ioniq5/Ev6
Replies: 19
Views: 2157

Re: Ioniq5/Ev6

A few of my co-workers bought Ionic 5. So far they really like them. I can't give a first hand owner's account, but did ride in one once. My first impression was that it had more space, both passenger and cargo, than I had thought. The ride was quiet, smooth and it of course has the quick take off. I found the instrument panel to be nicer than the large touch screens, though this is personal preference. He paid $58k for his and it wasn't the top model. I would happily own and drive one of these. I hope this helps.
by BogleBoogie
Mon Jul 11, 2022 9:23 am
Forum: Investing - Theory, News & General
Topic: I'm not sure why stock market will continue to go up
Replies: 154
Views: 17045

Re: I'm not sure why stock market will continue to go up

When I see posts shift from 100% stocks to something like this, it gives me hope we are around a bottom!
by BogleBoogie
Fri Jul 01, 2022 2:35 pm
Forum: Personal Consumer Issues
Topic: tesla collision repair times?
Replies: 29
Views: 7467

Re: tesla collision repair times?

gips wrote: Fri Jul 01, 2022 4:16 am $22k to repair two doors and a mirror, just wow! hope to hear from repair shop soon on eta.

my insurance has a $1k deductible and $20 per day rental
coverage. car was hit by a driver of a hertz rental, hoping they agree it was the other drivers fault and provide a rental until the tesla is fixed.
Just be happy the accident didn't result in a vehicle fire. The time it takes to receive the parts is about the time it takes to extinguish a Tesla on fire (google it, pretty scary).
by BogleBoogie
Sun Apr 17, 2022 9:04 pm
Forum: Personal Investments
Topic: Bond Index fund (WACPX) vs Stable Value Fund (2.75%)
Replies: 8
Views: 1154

Re: Bond Index fund (WACPX) vs Stable Value Fund (2.75%)

Thank you all for you input, it is really appreciated.
by BogleBoogie
Sat Apr 16, 2022 11:51 am
Forum: Personal Investments
Topic: Bond Index fund (WACPX) vs Stable Value Fund (2.75%)
Replies: 8
Views: 1154

Bond Index fund (WACPX) vs Stable Value Fund (2.75%)

Hello all. My employer retirement plan offers two choices for the "safer" place to invest my non-equity money. The first is Western Asset Core Plus bond index fund (WACPX ticker). The second is a stable value fund that offers 2.75% fixed. If anyone has an understanding of bond funds and is willing to offer an opinion on this I would welcome it! cheers!
by BogleBoogie
Sun Mar 20, 2022 8:59 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 945
Views: 151267

Re: Flaunt Your High-Mileage Car

Deleted
by BogleBoogie
Thu Dec 16, 2021 3:21 pm
Forum: Investing - Theory, News & General
Topic: Why not 100 percent S&P 500 Index Fund
Replies: 103
Views: 101454

Re: Why not 100 percent S&P 500 Index Fund

Know thyself well if you go this 100% route. I've noticed this question or similar tends to get asked with more frequency during bull markets. When things get gloomy there are different trending questions.
by BogleBoogie
Mon Dec 13, 2021 8:50 am
Forum: Personal Consumer Issues
Topic: Stationary bikes
Replies: 49
Views: 5422

Re: Stationary bikes

Normchad wrote: Wed Dec 01, 2021 7:50 pm
bloom2708 wrote: Wed Dec 01, 2021 7:30 pm I have a Peloton. Basic model.

The bike is great. Works perfect.

The subscription is better.

Yoga, cardio, biking, strength, stretching, running, walking, boot camps.

$39 but all 5 members of the house use it. 3 max at a time.

The variety and motivation is hard to beat. YMMV.
Agree. Recommend the peloton without hesitation.
Same here, been in household for years and no complaints. The interaction is really appreciated.
by BogleBoogie
Sat Oct 02, 2021 6:16 pm
Forum: Personal Consumer Issues
Topic: Will a White Noise Generator Prevent my Dog from Barking at the Coyotes?
Replies: 22
Views: 2903

Re: Will a White Noise Generator Prevent my Dog from Barking at the Coyotes?

That's a tough call. We have coyotes near us and our dogs don't pay too much attention. The only way to know for sure would be to speak with your dog about it in advance to have a direct answer.
by BogleBoogie
Sun Aug 15, 2021 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Strategically went house poor in 2017. The gamble paid off.
Replies: 253
Views: 25210

Re: Strategically went house poor in 2017. The gamble paid off.

This is a bit of an outlier post, but for me the biggest actionable take away was in the title, "gamble."

Also, a house in that price range in my HCOL would have about doubled in the last 3 years.
by BogleBoogie
Sat Jun 19, 2021 9:29 am
Forum: Investing - Theory, News & General
Topic: What Is Your Longest-Held Investment?
Replies: 147
Views: 15683

Re: What Is Your Longest-Held Investment?

For me, it would be my education and baseball cards.
by BogleBoogie
Sat Jun 05, 2021 8:40 am
Forum: Investing - Theory, News & General
Topic: How many here follow Bogle's "no international" theory?
Replies: 757
Views: 60088

Re: How many here follow Bogle's "no international" theory?

I started with 20-25% international for my first 15 years perusing this site then transitioned to 0%. I fall back on simplicity (went from 3 fund to 2 fund portfolio) and the notion that I still have international exposure through the SP500. I recognize I may be missing out on additional diversification or worst yet, profit, however am good with what I have.
by BogleBoogie
Fri Feb 12, 2021 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: {SOLVED: REFI!} Are we crazy? (4.125% 30y mort, 22.67y left, no plan to refi)
Replies: 71
Views: 9296

Re: {SOLVED: REFI!} Are we crazy? (4.125% 30y mort, 22.67y left, no plan to refi)

You're not crazy, just potentially failing to take advantage of a great opportunity to lower your rate, payment and payoff time!
by BogleBoogie
Sun Jan 31, 2021 9:52 am
Forum: Personal Investments
Topic: 500k worth of dry powder. I made a mistake of market timing.
Replies: 137
Views: 15676

Re: 500k worth of dry powder. I made a mistake of market timing.

newyorker wrote: Sun Jan 31, 2021 9:48 am
pepperz wrote: Sun Jan 31, 2021 9:46 am What was your asset allocation before November 2020 and what is it now?
My asset allocation has been 100% cash but I slowly spent money to switch to 50% stock / 50% cash. My ideal asset allocation is eventually going to 90% stock / 10% cash. No plan for bond.
I would spend some time really considering the AA that is ideal for you. If you changed course by 500k because you personally viewed the market as "over valued" I suspect you may better suited to hold more bond or bond like %.
by BogleBoogie
Fri Jan 29, 2021 2:01 pm
Forum: Investing - Theory, News & General
Topic: I still believe in “getting rich slowly”
Replies: 91
Views: 11340

Re: I still believe in “getting rich slowly”

I hear you, similar situation here and it is sometimes demoralizing when a friend finds a shortcut to achieve in 6 months what took me 6 years. Don't get me wrong, I'm happy for my friends that pull this off but at same time it challenges me to stay grounded in my slow and steady approach. It isn't easy, it takes discipline. I have at least one trusted friend who is older and has held steady and "won" who I check-in with to help stay the course!
by BogleBoogie
Thu Jan 28, 2021 4:45 pm
Forum: Personal Investments
Topic: I just bought individual stocks and a lot of them.
Replies: 218
Views: 20968

Re: I just bought individual stocks and a lot of them.

Inflation was low for 2020 at 1.4%. Assuming it were to remain the same, keeping this sum in cash with zero returns would lead to a likely loss of $57,400 due to inflation correct?
by BogleBoogie
Thu Jan 28, 2021 4:03 pm
Forum: Personal Investments
Topic: I just bought individual stocks and a lot of them.
Replies: 218
Views: 20968

Re: I just bought individual stocks and a lot of them.

invest2bfree wrote: Thu Jan 28, 2021 3:55 pm Hello Everyone,

After thinking this through and based on the advice provided, I have decided to pull back and sold all my stocks.

One main reason is that even if Iam right and we go through a 2000-2011 type market scenario going forward, Iam still not protected.
A 5% dividend is not going to help me from a 25% draw down.

Plus when the markets do come back because of the type of low growth stocks in my portfolio, it might take a long time recovering.


Thanks for the advice.

Invest
I'm hoping this means you want back to indexing in some sort of conservative AA and not just went to cash...
[/quote]

I just went to cash for now.
[/quote]

How much do you anticipate losing each year in all cash?
by BogleBoogie
Sun Jan 10, 2021 6:11 pm
Forum: Personal Investments
Topic: Investing $20,000
Replies: 14
Views: 2486

Re: Investing $20,000

Hello I am doing the leg work for my 66 yr old sister who inherited a $20,000 IRA from from her deceased husband. I suggested the 3 or 4 fund Vanguard ETF portfolio. VTI VXUS BND BNDX Any suggestions regarding these portfolios and allocations (I was thinking 40/30/30 for the 3 fund) would be greatly appreciated Thank you so much Julia To be forthright, I would not recommend a 3 fund portfolio to an investor who had someone else “doing the legwork”. I’d suggest either a single balanced fund (eg Vanguard LifeStrategy of Target Retirement) or possibly a single-premium income annuity. My thoughts exactly, especially if she has no interest in learning about investing. Erring all in VTI or all in bonds will run risk both ways. There is really no...
by BogleBoogie
Sun Jan 10, 2021 9:20 am
Forum: Personal Investments
Topic: Investing $20,000
Replies: 14
Views: 2486

Re: Investing $20,000

vineviz wrote: Sun Jan 03, 2021 1:18 pm
bellasaki1 wrote: Sun Jan 03, 2021 12:40 pm Hello
I am doing the leg work for my 66 yr old sister who inherited a $20,000 IRA from from her deceased husband. I suggested the 3 or 4 fund Vanguard ETF portfolio.
VTI
VXUS
BND
BNDX
Any suggestions regarding these portfolios and allocations (I was thinking 40/30/30 for the 3 fund) would be greatly appreciated
Thank you so much
Julia
To be forthright, I would not recommend a 3 fund portfolio to an investor who had someone else “doing the legwork”. I’d suggest either a single balanced fund (eg Vanguard LifeStrategy of Target Retirement) or possibly a single-premium income annuity.
My thoughts exactly, especially if she has no interest in learning about investing. Erring all in VTI or all in bonds will run risk both ways.
by BogleBoogie
Sat Dec 26, 2020 3:43 pm
Forum: Personal Consumer Issues
Topic: What is the single best piece of exercise equipment you bought for your home?
Replies: 259
Views: 23589

Re: What is the single best piece of exercise equipment you bought for your home?

Peloton has been the best for our family. Many hundreds of rides and calories burned.
by BogleBoogie
Sat Dec 26, 2020 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Pay off mortgage or not
Replies: 70
Views: 8247

Re: Pay off mortgage or not

mhalley wrote: Sat Nov 14, 2020 6:52 pm How about meeting in the middle, refi to a 15 year and cut 7 years off and have a lower interest rate, thus less than 11k to the interest?
This! :sharebeer
by BogleBoogie
Sat Dec 19, 2020 9:37 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 36221
Views: 4685340

Re: U.S. stocks in free fall

Aw0k3n wrote: Sat Dec 19, 2020 9:35 pm might be a red day bigly if the stimulus does not pass

1. Stimulus stalemate
2. Vaccine cuts to states
3. Apple closes stores
4. UK new covid strain
5. CNBC - Almost 8 million people have fallen into poverty since the summer. Savings - dwindling or gone. Millions of households owe back rent and utilities, face- eviction in the new year. households don’t have enough to eat.
Who cares? Seriously, just noise that may cause some turbulence but doesn't affect long game.
by BogleBoogie
Wed Dec 16, 2020 9:13 pm
Forum: Personal Consumer Issues
Topic: Who's keeping Netflix now? (price increased to $13.99)
Replies: 215
Views: 19985

Re: Who's keeping Netflix now? (price increased to $13.99)

That 3 cents a day isn't a deal breaker for me. I'm thinking the vast majority will be keeping it as well.
by BogleBoogie
Thu Nov 26, 2020 9:14 am
Forum: Personal Investments
Topic: Is this acceptable "market timing"?
Replies: 56
Views: 3830

Re: Is this acceptable "market timing"?

"Don't just do something, stand there."
by BogleBoogie
Wed Nov 25, 2020 6:22 pm
Forum: Personal Investments
Topic: Tips on "Don't Just Do Something, Stand There!"
Replies: 26
Views: 2755

Re: Tips on "Don't Just Do Something, Stand There!"

KingRiggs wrote: Wed Nov 25, 2020 9:11 am
burritoLover wrote: Wed Nov 25, 2020 8:21 am How did you handle the March drop - sounds like you handled it well. Perhaps you should increase your stock allocation?
Perhaps. I just have this itch to buy more equities, but they are over-represented in my portfolio. So I'm just grinding along putting money into my bond side...

I'm sticking with my current ISP, just looking for coping mechanisms from others who may have my same psychological issues :greedy
Ha! I am in same boat, nearly same AA with the same drift. I keep looking at doing something, but realize that I'm not quite to 5%. I think it is the desire to be active and involved. What I did is ponder what difference that tweak would make if the market went up or down and realized it really doesn't matter.
by BogleBoogie
Sun Nov 22, 2020 8:46 pm
Forum: Personal Consumer Issues
Topic: What is the best robot vaccuum?
Replies: 23
Views: 2212

Re: What is the best robot vaccuum?

Jetsons had a solid one.