Search found 2209 matches

by Doom&Gloom
Mon Oct 15, 2018 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Kids not interested in money / allowance
Replies: 18
Views: 1065

Re: Kids not interested in money / allowance

If they have no interest in an allowance, quit giving them one. What's the point? If you want to raise their interest in the importance and use of money, quit buying "extras" for them except for gifts at holidays and birthdays. They will almost certainly begin to miss an allowance--or better yet ear...
by Doom&Gloom
Mon Oct 15, 2018 12:30 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website problems [Transactions won't go through, 500 error...]
Replies: 94
Views: 3892

Re: Vanguard website problems [Transactions won't go through, 500 error...]

I can't get past the welcome screen today. I didn't want to do anything and it's Sunday, but I wanted to see if I could after the posts here. No biggie--today. I get the message to upgrade my account to the brokerage platform, but can't even see anything else. C'mon, guys! Update: Out of continued ...
by Doom&Gloom
Sun Oct 14, 2018 5:29 pm
Forum: Personal Finance (Not Investing)
Topic: When to stop putting money into an older vehicle
Replies: 58
Views: 3358

Re: When to stop putting money into an older vehicle

My personal formula combines cost with inconvenience. Sorry, but it is a proprietary formula and very flexible so I can't be more specific. From the OP, I'm guessing the leaks are from a front seal and a rear seal which I have declined to have replaced on older cars. Haven't had one fail completely ...
by Doom&Gloom
Sun Oct 14, 2018 5:03 pm
Forum: Personal Consumer Issues
Topic: How Much Is Your Sewer Bill?
Replies: 57
Views: 2392

Re: How Much Is Your Sewer Bill?

Can vary quite a bit month to month. Monthly average is ~$20; water ~$40. LCOL-MCOL
by Doom&Gloom
Sun Oct 14, 2018 2:48 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website problems [Transactions won't go through, 500 error...]
Replies: 94
Views: 3892

Re: Vanguard website problems [Transactions won't go through, 500 error...]

I can't get past the welcome screen today. I didn't want to do anything and it's Sunday, but I wanted to see if I could after the posts here. No biggie--today.

I get the message to upgrade my account to the brokerage platform, but can't even see anything else. C'mon, guys!
by Doom&Gloom
Sun Oct 14, 2018 1:06 pm
Forum: Investing - Help with Personal Investments
Topic: 1% Balance Transfer - Uber Barclays Visa
Replies: 16
Views: 720

Re: 1% Balance Transfer - Uber Barclays Visa

I've done this a lot, notes of caution. If you use the card for balance transfer checks, don't use it for purchases. Your minimum monthly payment will go against the 0% balance but your purchases may still incur interest charges. Make sure to read the terms carefully. I've done balance transfers ba...
by Doom&Gloom
Sun Oct 14, 2018 12:35 pm
Forum: Investing - Help with Personal Investments
Topic: 1% Balance Transfer - Uber Barclays Visa
Replies: 16
Views: 720

Re: 1% Balance Transfer - Uber Barclays Visa

I've done this a lot, notes of caution. If you use the card for balance transfer checks, don't use it for purchases. Your minimum monthly payment will go against the 0% balance but your purchases may still incur interest charges. Make sure to read the terms carefully. I've done balance transfers ba...
by Doom&Gloom
Sun Oct 14, 2018 12:09 pm
Forum: Personal Consumer Issues
Topic: Microsoft Windows 10 Update might cause data loss [Build 1809]
Replies: 22
Views: 2202

Re: Microsoft Windows 10 Update might cause data loss [Build 1809]

Installed 1809 the day it was released here--no issues noted. Installed the new and improved (?) update of it when it was released a week later--no issues noted.

Some are luckier than others. Knock on wood.
by Doom&Gloom
Sat Oct 13, 2018 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: Neighbor discussing finances with me
Replies: 64
Views: 5783

Re: Neighbor discussing finances with me

I wouldn't take financial advice from any of my neighbors whether I had a financial advisor or not. I probably would totally ignore anything they had to say on the subject. [Would have been true at any stage of my adult life.]
by Doom&Gloom
Sat Oct 13, 2018 3:10 pm
Forum: Personal Finance (Not Investing)
Topic: Neighbor discussing finances with me
Replies: 64
Views: 5783

Re: Neighbor discussing finances with me

No, you really do not have to do something here. Proceed at your own risk.
by Doom&Gloom
Sat Oct 13, 2018 2:04 pm
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 51
Views: 9822

Re: Don't pay full price for SiriusXM radio

^^^Even my missus, who is by her own admission no audiophile, says that the Spotify music via bluetooth is much better sounding than SiriusXM. BTW, for those of you who may wish to save money (over Spotify) and have less demanding needs or tastes, Amazon Music or Prime Music can accomplish the same...
by Doom&Gloom
Sat Oct 13, 2018 9:57 am
Forum: Personal Consumer Issues
Topic: Don't pay full price for SiriusXM radio
Replies: 51
Views: 9822

Re: Don't pay full price for SiriusXM radio

There's no data use or charges when I play Spotify via bluetooth in the vehicle. I just download various playlists or albums to my phone from time to time via our wireless connection at home. It's painless and takes seconds to accomplish. Before leaving the house I set Spotify to "offline" on the p...
by Doom&Gloom
Fri Oct 12, 2018 5:25 pm
Forum: Investing - Theory, News & General
Topic: Who worries about a bear market in stocks?
Replies: 71
Views: 5436

Re: Who worries about a bear market in stocks?

People who believe (consciously or otherwise) that worrying will help forestall such an event.

Others prepare for a bear market how they can--effectively or not.

Still others are oblivious to the market's effect upon them.
by Doom&Gloom
Fri Oct 12, 2018 2:35 pm
Forum: Personal Consumer Issues
Topic: Key West Hotels
Replies: 27
Views: 1725

Re: Key West Hotels

The last time I was in Key West (Dec 2015) we chose a B&B off Duval Street. Close to the action/sites but still quiet. Our choice was the Eaton and Duval area. We had spent a few days in Marathon with a rental car before Key West but returned in when we got to Key West. We walked everywhere, sites ...
by Doom&Gloom
Fri Oct 12, 2018 2:28 pm
Forum: Personal Consumer Issues
Topic: My life saved by New subaru. Almost died.
Replies: 62
Views: 7042

Re: My life saved by New subaru. Almost died.

You were lucky. The Owner's Manual explicitly says NOT to try to test that system because of the danger. When I get one of these systems there will definitely be a test with empty cardboard boxes. For what purpose? Will the results alter your driving behavior one way or the other? When you get one ...
by Doom&Gloom
Thu Oct 11, 2018 10:45 pm
Forum: Personal Consumer Issues
Topic: Can a Person Under 21 Rent a Hotel Room?
Replies: 15
Views: 1484

Re: Can a Person Under 21 Rent a Hotel Room?

If it isn't on the website (often it is), call the hotel without giving your name and ask what their policy is. Alternatively, explore a different hotel or even consider an AirB&B.
by Doom&Gloom
Thu Oct 11, 2018 9:17 pm
Forum: Investing - Theory, News & General
Topic: When will you backup the truck on stocks
Replies: 93
Views: 7858

Re: When will you backup the truck on stocks

I am fully invested, so my truck is stalled.

If it were running, I would wait until stocks were screaming bargains rather that simply cheaper than they used to be before I would even think of shifting the truck into reverse.
by Doom&Gloom
Thu Oct 11, 2018 8:01 pm
Forum: Personal Consumer Issues
Topic: TV recommendation for my father
Replies: 47
Views: 1642

Re: TV recommendation for my father

Once the TV is programmed onto the cable remote, there is no need for 2 remotes. The nail polish Is a good idea. The problem my mother had was occasionally pushing the source button and changing the source. And then no picture. And she would assume then that the TV wasn’t working or that the cable ...
by Doom&Gloom
Thu Oct 11, 2018 7:35 pm
Forum: Personal Consumer Issues
Topic: What to do with Bose cube speakers left in rec room
Replies: 17
Views: 1712

Re: What to do with Bose cube speakers left in rec room

Interesting - the forum seems mixed. Thinking I'll try plugging them into my receiver and see what happens. Don't really care if I blow them out. But guessing I'll end up putting in my old speakers. I've read there is a big gap in then 150-280 hz range. I'm by no means an audiophile but do apprecia...
by Doom&Gloom
Thu Oct 11, 2018 7:33 pm
Forum: Personal Consumer Issues
Topic: TV recommendation for my father
Replies: 47
Views: 1642

Re: TV recommendation for my father

Looking for TV recommdations. This TV would be for my father. He is elderly ... Simplicity of remote control operation might be more important than refresh rate and other picture quality issues. My 91-year old relative was unable to watch TV for years because he couldn’t sort out the remote control...
by Doom&Gloom
Thu Oct 11, 2018 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Home Purchase - Sellers Request Help with Repairs
Replies: 69
Views: 2981

Re: Home Purchase - Sellers Request Help with Repairs

Agree with all the "no" votes.

You will find enough to do after you move in without having to worry about a known issue that should not have been an issue at the sale.
by Doom&Gloom
Thu Oct 11, 2018 5:37 pm
Forum: Investing - Help with Personal Investments
Topic: What did you buy today
Replies: 108
Views: 7403

Re: What did you buy today

Doom&Gloom wrote:
Wed Oct 10, 2018 6:27 pm
A couple of strip steaks. Danged tasty!
Day 2: Chili dogs. Also tasty, but I sense a disturbing trend :shock:
by Doom&Gloom
Thu Oct 11, 2018 3:52 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 302
Views: 31195

Re: U.S. stocks continue to soar!

Everything was going just fine until this thread came along.


:mrgreen:
by Doom&Gloom
Thu Oct 11, 2018 3:44 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7351
Views: 1543136

Re: U.S. stocks in freefall

Anyone have a hypothesis as to what in the world is causing the drop this week? One word answer: "fear" I'm hoping for continued "fear" through December so that my Roth conversions on Jan 2 will be at discount rates. I wouldn't necessarily call this a drop. "Heavy noise" would be more like it.... 8...
by Doom&Gloom
Thu Oct 11, 2018 1:08 pm
Forum: Personal Consumer Issues
Topic: How important is it that dentist is member of ADA?
Replies: 13
Views: 1194

Re: How important is it that dentist is member of ADA?

Education & training is important. Membership in guilds is meh.
by Doom&Gloom
Thu Oct 11, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: My life saved by New subaru. Almost died.
Replies: 62
Views: 7042

Re: My life saved by New subaru. Almost died.

All the times when I've almost died, I've actually almost died. Lol. Glad to hear the autonomous emergency braking works in a pinch. I do wish it wouldn't go off from approaching vehicles on narrow roads. JT Or vehicles slowly but steadily making a turn well in front of you. Drives me up a wall! OP...
by Doom&Gloom
Thu Oct 11, 2018 11:49 am
Forum: Investing - Help with Personal Investments
Topic: What did you buy today
Replies: 108
Views: 7403

Re: What did you buy today

dodecahedron wrote:
Thu Oct 11, 2018 12:35 am
Some gas at the gas station and a bathroom plunger at the local hardware store (not sure what happened to the old one.)
LOL! Seems like it would be difficult to lose that particular item.
by Doom&Gloom
Thu Oct 11, 2018 11:31 am
Forum: Personal Consumer Issues
Topic: Black Friday is coming.. what's on your list?
Replies: 66
Views: 4818

Re: Black Friday is coming.. what's on your list?

Be a good citizen and remind any visiting in-laws how many good bargains there are all over town today :wink:
by Doom&Gloom
Wed Oct 10, 2018 10:54 pm
Forum: Personal Consumer Issues
Topic: What to do with Bose cube speakers left in rec room
Replies: 17
Views: 1712

Re: What to do with Bose cube speakers left in rec room

DD & SIL similarly acquired a set of those in the living room of their first home about a year ago. They ignored my advice to rid themselves of them and kept them. I assume they also were left the amp or whatever powers them. The speakers are hideous imo, but they do sound better than tv speakers. N...
by Doom&Gloom
Wed Oct 10, 2018 9:36 pm
Forum: Investing - Theory, News & General
Topic: S&P 500 RBD?
Replies: 28
Views: 2038

Re: S&P 500 RBD?

One Ping wrote:
Wed Oct 10, 2018 3:31 pm
triceratop wrote:
Wed Oct 10, 2018 3:16 pm
I think the Hunt for Red October is over, we found it, it's here!
:D One Ping only Vasily ... :sharebeer
Awesome!
by Doom&Gloom
Wed Oct 10, 2018 8:09 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7351
Views: 1543136

Re: U.S. stocks in freefall

My loss today was almost exactly 100X the amount we expected to spend on a new lawnmower if I hadn't been able to repair our old lawnmower successfully yesterday. Today's loss is "meh"; yesterday's savings is "yahoo!" What is wrong with me?
by Doom&Gloom
Wed Oct 10, 2018 6:27 pm
Forum: Investing - Help with Personal Investments
Topic: What did you buy today
Replies: 108
Views: 7403

Re: What did you buy today

A couple of strip steaks. Danged tasty!
by Doom&Gloom
Wed Oct 10, 2018 6:13 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7351
Views: 1543136

Re: U.S. stocks in freefall

Atilla wrote:
Wed Oct 10, 2018 5:54 pm
MJW wrote:
Wed Oct 10, 2018 3:12 pm
Doom&Gloom wrote:
Wed Oct 10, 2018 3:07 pm
This is it!

I'm not certain what "it" is, but this is definitely it.
I agree. It's definitely happening. I'm seeing the same thing you are.
I saw it coming two weeks ago already.
Then how about tossing a heads-up to your pals here on BH next time? There is enough of it to go around!
by Doom&Gloom
Wed Oct 10, 2018 3:57 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7351
Views: 1543136

Re: U.S. stocks in freefall

I capitulated fellas, sold all my holdings and put it into Tesla. Good move! :happy I threw in $5K for myself, and $5K for BIL for Vanguard Total Stock Market ETF (VTI). My spend rate has been better than I expected, so I have a bit of extra cash, year is almost over, so why not? Tomorrow we might ...
by Doom&Gloom
Wed Oct 10, 2018 3:07 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7351
Views: 1543136

Re: U.S. stocks in freefall

This is it!

I'm not certain what "it" is, but this is definitely it.
by Doom&Gloom
Wed Oct 10, 2018 2:17 pm
Forum: Investing - Help with Personal Investments
Topic: Emotions when switching from being long time stock picker over to a more Boglehead approach
Replies: 12
Views: 980

Re: Emotions when switching from being long time stock picker over to a more Boglehead approach

This isn't a question so much as an observation. For 28 years I bought only individual stocks. It seemed to work but I cannot tell you if I wouldn't have done better just putting it all in the S&P 500 or total stock market index because I added money at different times and was always buying and sel...
by Doom&Gloom
Wed Oct 10, 2018 1:29 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7351
Views: 1543136

Re: U.S. stocks in freefall

Simple explanation: rational anti-exuberance
by Doom&Gloom
Tue Oct 09, 2018 9:12 pm
Forum: Personal Consumer Issues
Topic: 1.5 liter wine
Replies: 52
Views: 11260

Re: 1.5 liter wine

How on earth did this ten year old thread come back to life today? I am frankly surprised that after reading it, not realizing that most of the entries were from 2008, I found it quite up to date. I guess the good jug wines stay good year after year. LOL! I didn't notice that. I hope for OP's sake ...
by Doom&Gloom
Tue Oct 09, 2018 7:41 pm
Forum: Personal Consumer Issues
Topic: Car Gurus ... Air Filter Recommendations
Replies: 22
Views: 1497

Re: Car Gurus ... Air Filter Recommendations

Higher end FRAM, WIX, Bosch filters engine and cabin filter can be ordered online at a discount from Amazon and are identical or better than OEM. Stay away from really low end super inexpensive air filters (also avoid any K&N "oiled" filters) on any car. https://www.amazon.com/CA10996-Extra-Guard-P...
by Doom&Gloom
Tue Oct 09, 2018 7:11 pm
Forum: Personal Consumer Issues
Topic: 1.5 liter wine
Replies: 52
Views: 11260

Re: 1.5 liter wine

The Monsanto 2013 is Classico chianti is a great wine that pairs well with pasta, not sure if it comes in a 1.5 liter bottle but great wine for the price. The best bang for your buck as far as all purpose wines is the No Fine Print Cab- $20 bottle that is very drinkable and great for all occasions....
by Doom&Gloom
Tue Oct 09, 2018 3:28 pm
Forum: Personal Consumer Issues
Topic: Neighbors tree branch growing too close to my house
Replies: 48
Views: 3758

Re: Neighbors tree branch growing too close to my house

dm200 wrote:
Tue Oct 09, 2018 2:45 pm
Remember, as well, except in the case of extreme and known negligence, if your neighbor's tree damages your house - it would be a "potential" claim on your homeowners - not the neighbor's.
Confirmed :(
by Doom&Gloom
Tue Oct 09, 2018 1:36 pm
Forum: Personal Consumer Issues
Topic: Neighbors tree branch growing too close to my house
Replies: 48
Views: 3758

Re: Neighbors tree branch growing too close to my house

Talk to your neighbor. You are overthinking this. It has already been overthought. Good grief, just talk to your neighbor and figure it out. As someone already posted, tell him your landscaper has offered to do it and that is fine with you. If the tree owner wants to call in some high-dollar arbori...
by Doom&Gloom
Mon Oct 08, 2018 4:16 pm
Forum: Investing - Theory, News & General
Topic: Is it a sign that a bear market is coming, when most people are afraid that stocks will plummet?
Replies: 42
Views: 2751

Re: Is it a sign that a bear market is coming, when most people are afraid that stocks will plummet?

As for "sentiment" being the "cause of market changes," is it? This idea was, to some extent, tested during the Great Depression. People put up big billboards saying "Wasn't the Depression terrible?" with the idea that if you could get people to think about it in the past, it could be made to go aw...
by Doom&Gloom
Mon Oct 08, 2018 10:40 am
Forum: Investing - Theory, News & General
Topic: 7 Investing Truths That Aren't
Replies: 53
Views: 5819

Re: 7 Investing Truths That Aren't

#7 Look to the Past to See the Future If you don't look to the past where do you get your information? Wild guessing ? CNBC ? Shark Tank ? :thumbsup The whole "past performance doesn't predict future results" statement gets taken to the extremes far too often, including on this forum. "The past is ...
by Doom&Gloom
Mon Oct 08, 2018 10:27 am
Forum: Personal Consumer Issues
Topic: What purchase saved you the most money?
Replies: 136
Views: 12545

Re: What purchase saved you the most money?

BogleMelon wrote:
Mon Oct 08, 2018 9:08 am
a $150 paid to the US embassy 7 years ago, saved me my life (by being able to legally immigrate to US and have a way better life) :happy
This one is gonna be hard to beat!
by Doom&Gloom
Sun Oct 07, 2018 10:39 am
Forum: Investing - Theory, News & General
Topic: You know you’re a Boglehead when. . .
Replies: 44
Views: 4819

Re: You know your a Boglehead when. . .

typical.investor wrote:
Sun Oct 07, 2018 7:02 am
Great attitude!
+1

Kudos for your handling of this transition.
by Doom&Gloom
Sat Oct 06, 2018 4:47 pm
Forum: Personal Consumer Issues
Topic: pre med then med school factors
Replies: 18
Views: 821

Re: pre med then med school factors

OP, it sounds as if your mind is made up already. What does the young person think and want to do?

oops. Looks like the OP was edited after I first read it. Is the young person you? If so, my suggestion is don't waste any more time investigating this. Find something else to do with your future.
by Doom&Gloom
Sat Oct 06, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: Aren't we overdoing electronic auto safety features?
Replies: 267
Views: 36690

Re: Aren't we overdoing electronic auto safety features?

Quick update on this topic, http://www.reuters.com/article/2015/09/14/us-autos-safety-braking-idUSKCN0RB1X720150914 I personally don't need it as I am a perfect driver who will never make a mistake :wink: , but look forward to everyone driving behind me to have auto braking technology. What about t...
by Doom&Gloom
Sat Oct 06, 2018 3:04 pm
Forum: Investing - Theory, News & General
Topic: Should I, and how, act on changes in managing diet and health?
Replies: 65
Views: 4435

Re: Should I, and how, act on changes in managing diet and health?

This thread is now in the Investing - Theory, News & General forum (general discussion). An actionable question: Okay, maybe I should rephrase the question. Let’s say that 5% of previously bad eaters succeed in changing their way of eating. Is there an investment that will benefit from this? Please...