Search found 1905 matches

by Doom&Gloom
Mon May 21, 2018 10:00 pm
Forum: Personal Consumer Issues
Topic: Medicare and Cataract surgery - one or two charges?
Replies: 28
Views: 975

Re: Medicare and Cataract surgery - one or two charges?

Did anyone go with premium lenses and paid an additional $2,000 - $3,000 per eye? Note that the additional cost is not covered by insurance. I went with toric lenses because of acute astigmatism in both eyes. They were expensive. So did I. $900/eye. Best $1800 I ever spent in my life. $900 per lens...
by Doom&Gloom
Mon May 21, 2018 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: Chase Savings Account emptied out!
Replies: 36
Views: 4168

Re: Chase Savings Account emptied out!

Why would you not close the account and open a new one? What is the downside? At the very least, it shows Chase that you are interested in helping to prevent your funds being siphoned off fraudulently.
by Doom&Gloom
Mon May 21, 2018 7:57 pm
Forum: Personal Consumer Issues
Topic: Medicare and Cataract surgery - one or two charges?
Replies: 28
Views: 975

Re: Medicare and Cataract surgery - one or two charges?

jebmke wrote:
Mon May 21, 2018 3:07 pm
HueyLD wrote:
Mon May 21, 2018 3:05 pm
Did anyone go with premium lenses and paid an additional $2,000 - $3,000 per eye? Note that the additional cost is not covered by insurance.
I went with toric lenses because of acute astigmatism in both eyes. They were expensive.
So did I. $900/eye. Best $1800 I ever spent in my life.
by Doom&Gloom
Mon May 21, 2018 12:50 pm
Forum: Personal Consumer Issues
Topic: Medicare and Cataract surgery - one or two charges?
Replies: 28
Views: 975

Re: Medicare and Cataract surgery - one or two charges?

I tried to convince my doc to do both at once. He would not. He told me in the US rarely are both eyes done at once--usually only with patients with a disability that renders the procedure as no longer "routine."
by Doom&Gloom
Mon May 21, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: Re: done with Gmail
Replies: 75
Views: 7000

Re: done with Gmail

Don't know if this could be the OP's issue or not, but when I first started using Keepass several years ago, I would sometimes forget to click "Save" when I made password or other changes. On the bright side it didn't take long for me to remember to save changes after a few aggravating incidents. T...
by Doom&Gloom
Mon May 21, 2018 10:39 am
Forum: Personal Consumer Issues
Topic: Re: done with Gmail
Replies: 75
Views: 7000

Re: done with Gmail

If you want to be ultra-safe with Keepass, you can always cut and paste the old password into the Notes area before generating a new password, and then save Keepass with both passwords before changing the password on whatever site you are using (e.g. Gmail). I don't do that for every site but I hav...
by Doom&Gloom
Sun May 20, 2018 5:08 pm
Forum: Personal Consumer Issues
Topic: Wifi + wired device
Replies: 44
Views: 2003

Re: Wifi + wired device

I have not used a USB wifi adapter, but I have previously used a media-bridge (actually an old router converted to that purpose) which works in the same manner (but via ethernet port rather than USB) and provides more flexibility in positioning for decent wifi reception.
by Doom&Gloom
Sun May 20, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: Computer Remote Access
Replies: 29
Views: 3196

Re: Computer Remote Access

Wow - no kidding. Great suggestions in this thread, folks. So far, I have experimented quite a bit with Chrome Remote Desktop (after enabling my parents' computer for Chrome Remote Desktop using Logmein while I still have it available). I ave been pleasantly surprised with how well it is working fo...
by Doom&Gloom
Sun May 20, 2018 3:40 pm
Forum: Personal Consumer Issues
Topic: Birmingham AL and Gainesville FL (?)
Replies: 7
Views: 762

Re: Birmingham AL and Gainesville FL (?)

If you end up in Birmingham be sure to try Highlands Bar and Grill which was just named James Beards most outstanding restaurant. I was just in Birmingham last week but Highlands is closed on Mondays so I didn't get to eat there. Other than that I was never really impressed with Birmingham. But I w...
by Doom&Gloom
Sat May 19, 2018 2:53 pm
Forum: Personal Consumer Issues
Topic: Nephew graduating high school & joining military. Gift Ideas?
Replies: 29
Views: 1503

Re: Nephew graduating high school & joining military. Gift Ideas?

I despise gifting cash and gift cards, but this looks like the perfect spot to do just that.
by Doom&Gloom
Fri May 18, 2018 5:47 pm
Forum: Personal Consumer Issues
Topic: how do you tip on wine at a restaurant
Replies: 143
Views: 7572

Re: how do you tip on wine at a restaurant

One day I am going to wander into a tipping thread on the internet and see somebody change their mind and attitude.

One day ...
by Doom&Gloom
Fri May 18, 2018 1:43 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2607
Views: 494710

Re: What's Your Credit Card Rewards Strategy?

Thanks. I am considering the choice between canceling CSP and product changing CSP into FU. In both cases, I would save $95 annual CSP fee (and acquire $450 CSR fee). It's been a few years for me. I had the CSR and the CSP (no longer allowed) and obviously didn't want to keep the CSP when its annua...
by Doom&Gloom
Thu May 17, 2018 4:57 pm
Forum: Investing - Help with Personal Investments
Topic: Friend says "Stock market will crash, invest in silver" - thoughts?
Replies: 127
Views: 7528

Re: Friend says "Stock market will crash, invest in silver" - thoughts?

frugalecon wrote:
Thu May 17, 2018 4:48 pm
I am struggling to understand why this thread has so many replies.
Silver threads among the gold.
by Doom&Gloom
Thu May 17, 2018 3:31 pm
Forum: Investing - Help with Personal Investments
Topic: Friend says "Stock market will crash, invest in silver" - thoughts?
Replies: 127
Views: 7528

Re: Friend says "Stock market will crash, invest in silver" - thoughts?

Sometime around 2007 I heeded some sage advice and bought a lot of 1 oz. silver coins in order to be ready for the coming calamity when dollars wouldn't be worth anything anymore. I think I paid about $32/oz. so I'm ready! (and have been for 11 years). I can top that. My 90 y/o MIL has had a cache ...
by Doom&Gloom
Thu May 17, 2018 12:54 pm
Forum: Investing - Help with Personal Investments
Topic: Friend says "Stock market will crash, invest in silver" - thoughts?
Replies: 127
Views: 7528

Re: Friend says "Stock market will crash, invest in silver" - thoughts?

OP, serious question...Why does your friend suggest silver? Why not Real Estate? Gold? Treasuries? Money Market? What does he see that we do not? He talked about its usefulness and demand for it, versus the lesser demand for gold in practical terms. I think I remember this argument from the '70s. I...
by Doom&Gloom
Thu May 17, 2018 12:35 pm
Forum: Personal Consumer Issues
Topic: 2018 Yellowstone Trip advice needed
Replies: 20
Views: 1322

Re: 2018 Yellowstone Trip advice needed

OP, if you have not read previous threads re: Yellowston NP on this page, please search for them. There is quite a bit of general information in those that may not be repeated for your specific questions. We did a similar trip a few years ago with DS at a similar age. Enjoy!
by Doom&Gloom
Thu May 17, 2018 12:31 pm
Forum: Personal Consumer Issues
Topic: College Textbooks
Replies: 13
Views: 703

Re: College Textbooks

Good advice already. My experience with DS (now a senior) is that "what's best" is all over the map and very class/teacher dependent. I thought digital "books" (even rentals) would be great until DS found out that some teachers don't allow any electronic devices to be used in the classroom. What usu...
by Doom&Gloom
Thu May 17, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 4282

Re: New motorcycle rider

Clearly, there are lots of current and ex- motorcycle riders on this forum, including me. I would disagree with an early poster who suggested starting with a 750cc or larger bike, or even a Harley. Big bikes are heavy, especially Harleys, and the weight itself adds an extra element of difficulty in...
by Doom&Gloom
Wed May 16, 2018 10:36 pm
Forum: Personal Finance (Not Investing)
Topic: somebody is using our address
Replies: 45
Views: 4524

Re: somebody is using our address

I think I would make a point to beat this bum to my mail every day. Then I would mark "his" mail with "no such person at this address," return it to the local post office and tell them what is going on. I would also let him know that I consider him to be trespassing on my property and possibly tryin...
by Doom&Gloom
Wed May 16, 2018 5:53 pm
Forum: Investing - Help with Personal Investments
Topic: Friend says "Stock market will crash, invest in silver" - thoughts?
Replies: 127
Views: 7528

Re: Friend says "Stock market will crash, invest in silver" - thoughts?

Culbretd wrote:
Wed May 16, 2018 5:01 pm
His friend is a pension fund manager, very knowledgeable about the stock market. Yes I'm being serious that is really who his friend is.
Now I know why my pension fund is in the shape it's in. *shudder*
by Doom&Gloom
Wed May 16, 2018 4:45 pm
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 4282

Re: New motorcycle rider

I had several motorcycles from age 13-17. My friends and I rode motorcycles on the streets for 2-3 years before we were old enough for driver's licenses. Unthinkable today. We even received speeding (and other traffic) tickets while riding but were never cited for no DL. I voluntarily gave them up a...
by Doom&Gloom
Wed May 16, 2018 4:38 pm
Forum: Personal Consumer Issues
Topic: how do you tip on wine at a restaurant
Replies: 143
Views: 7572

Re: how do you tip on wine at a restaurant

Same as anything else.
by Doom&Gloom
Wed May 16, 2018 12:59 pm
Forum: Personal Consumer Issues
Topic: Is there a boglehead muscle car?
Replies: 132
Views: 6558

Re: Is there a boglehead muscle car?

Owning a muscle car doesn’t seem to be a very economical thing to do. But for those that do, which is the best choice? I have been looking at the more fuel efficient v6/ecoboost, love the look of the challenger/charger but not too excited about Chrysler reputation, although it seems to have come a ...
by Doom&Gloom
Tue May 15, 2018 9:52 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Customer Service Improvement Incentive?
Replies: 12
Views: 1195

Re: Vanguard Customer Service Improvement Incentive?

I have accounts at Vanguard, Fidelity, and Schwab but have yet to use customer service at any of them so to me - this is a "who cares?". If their computers run okay and their accounting is correct I'm happy (true for all 3). That said - their incentive is customer satisfaction. +1 So far, so good.
by Doom&Gloom
Tue May 15, 2018 4:29 pm
Forum: Investing - Help with Personal Investments
Topic: Bringing individual assets into joint account
Replies: 27
Views: 1013

Re: Bringing individual assets into joint account

I didn't. No regrets.

If I had, I might have paid a price. Maybe not, but there would have been more of a risk. I'm glad I didn't have to find out.

As with most things in life, it depends.
by Doom&Gloom
Mon May 14, 2018 7:58 pm
Forum: Personal Consumer Issues
Topic: Is there a boglehead muscle car?
Replies: 132
Views: 6558

Re: Is there a boglehead muscle car?

True muscle cars were built in Detroit in the 60s and 70s. Anything else is just a modern reinterpretation at best. No import can ever be a muscle car although they will outperform them easily of course. It's not just about speed, and certainly not about handling. More about the sounds and vibratio...
by Doom&Gloom
Mon May 14, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: Is there a boglehead muscle car?
Replies: 132
Views: 6558

Re: Is there a boglehead muscle car?

A boglehead muscle car is a Honda or a Toyota with an after-market spoiler and exhaust. OTOH my view of being a Boglehead is to help enable one to be able to afford things and experiences that are important to them. If I really wanted a muscle car, I would check the financial implications to see if ...
by Doom&Gloom
Mon May 14, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: Grand Canyon or other Nat'l Park in October?
Replies: 44
Views: 2279

Re: Grand Canyon or other Nat'l Park in October?

Not sure where you'd be travelling from, but Acadia Natl Park is great that time of year. Cooler temps for sure, but the foliage should be at or just beyond peak We were there mid-late October last year. Loved it, but the town of Bar Harbor begins "shutting down" in late October when the cruise shi...
by Doom&Gloom
Sat May 12, 2018 2:34 pm
Forum: Personal Consumer Issues
Topic: Getting Bombarded With Medicare Mailings!
Replies: 16
Views: 878

Re: Getting Bombarded With Medicare Mailings!

Standard. Toss 'em all. You won't miss anything.
by Doom&Gloom
Fri May 11, 2018 2:31 pm
Forum: Personal Consumer Issues
Topic: Anyone buy carbon offsets when flying?
Replies: 111
Views: 4308

Re: Anyone buy carbon offsets when flying?

Ruger wrote:
Fri May 11, 2018 12:59 pm
DanMahowny wrote:
Fri May 11, 2018 9:28 am
No moral dilemma here. In my view it's a complete waste of money. Sorry man.
I agree. I'm keeping my money.
+1 or +2 or +100 or +whatever the count is up to now.
by Doom&Gloom
Thu May 10, 2018 10:10 pm
Forum: Personal Consumer Issues
Topic: When to replace a car windshield
Replies: 27
Views: 1674

Re: When to replace a car windshield

I replace mine when it hinders my vision.

I used to have to replace it when the state inspection people decided it hindered my vision, but those practically worthless inspections have been discontinued.
by Doom&Gloom
Thu May 10, 2018 1:34 pm
Forum: Personal Consumer Issues
Topic: Computer Remote Access
Replies: 29
Views: 3196

Re: Computer Remote Access

Timely topic for me as I have been intending to check into this!

I just installed Chrome Remote Desktop. I can now access my PC (Windows 10) from an older Chromebook. It was a pretty easy process.

Yay! So far, so good.
by Doom&Gloom
Thu May 10, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: What's the view on dogs running free?
Replies: 110
Views: 5278

Re: What's the view on dogs running free?

We do have leash laws, just looked on our township website. Pretty strict and clear. That said, not the path I want to go down here. We'll see if it continues. If it becomes a real recurring issue, I'll have to let them know about my daughter's fear of dogs after a large dog got out of another neig...
by Doom&Gloom
Wed May 09, 2018 2:32 pm
Forum: Personal Finance (Not Investing)
Topic: [Golf ball] cracked my house window. Do I have any recourse?
Replies: 68
Views: 6939

Re: Gold ball cracked my house window. Do I have any recourse?

OMG ok I deserve the roast lol! I'll crack the ball to see if it's made of gold because if it is then I'm be a rich man. I get at least a few landing every week. I will be calling the HOA and ask about it. Oh and why do I want to live on a golf course? https://postimg.cc/image/7av1ny0pp/ From that ...
by Doom&Gloom
Wed May 09, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: What's the view on dogs running free?
Replies: 110
Views: 5278

Re: What's the view on dogs running free?

My opinion follows, but for OP: If this bothers you as much as it seems to, you need to do something about it other than stew. Talk to the dogs' owners or put up a fence. We occasionally have dogs wander into our yard--almost always because they escape a traditional fence or a "buried fence." As lon...
by Doom&Gloom
Wed May 09, 2018 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: [Golf ball] cracked my house window. Do I have any recourse?
Replies: 68
Views: 6939

Re: Gold ball cracked my house window. Do I have any recourse?

Be thankful it only cracked your window. Many years ago a friend in my foursome hit one through a kitchen window where an older couple was having breakfast. Thankfully nobody was hurt, but they were a bit shaken up. IIRC their homeowners' paid for it, but not sure--and long ago. But, yes, part of th...
by Doom&Gloom
Tue May 08, 2018 11:20 pm
Forum: Personal Consumer Issues
Topic: Most economical way to move vehicles State->State
Replies: 17
Views: 906

Re: Most economical way to move vehicles State->State

[2] Ship them via some carrier, I'd estimate $1000 per vehicle. I'm afraid to actually get a quote online since these generate spam. Create an email address just to use for purposes such as this rather than just guessing at a price. If the vehicles can be so easily sold and then repurchased, just s...
by Doom&Gloom
Tue May 08, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 175
Views: 16027

Re: most compelling TV character ever

LadyIJ wrote:
Tue May 08, 2018 5:58 pm
1. Billy Bob Thornton as Billy McBride in Amazon's "Goliath"
2. Robin Weigert as Calamity Jane in "Deadwood"
3. Walt Goggins as Boyd Crowder in "Justified"
I did not see Billy Bob Thornton, but the other two nominations are excellent!
by Doom&Gloom
Tue May 08, 2018 10:59 am
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 175
Views: 16027

Re: most compelling TV character ever

1. Peter Dinklage (Tyrion game of thrones) 2. Hugh Laurie (House) 3. Omar - the wire 4. Tony Soprano 5. Archie Bunker 6 Alan Alda MASH 7 Charles Dance (Tywin Game of Thrones) 8 Don Draper Madmen 9 Walter white breaking bad 10. Roger Sterling Madmen 11 Gus Fring breaking bad (chicken guy ) 12 Saul b...
by Doom&Gloom
Mon May 07, 2018 7:45 pm
Forum: Personal Consumer Issues
Topic: Tires: Where to Get? Warranty? And Questions?
Replies: 61
Views: 4850

Re: Tires: Where to Get? Warranty? And Questions?

I would consider going to one of about 30,000 Tire Pro dealers, nationwide, who offer a great warranty. https://www.tirepros.com/ I used to be skeptical until I had to use the warranty, once again just today. Our dealer rotates the tires and repairs them for free up to the full mileage of the warra...
by Doom&Gloom
Mon May 07, 2018 11:14 am
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 91
Views: 8765

Re: Warning: avoid Windows 10 update 1803

I dont know, but I think hardware has a lot to do with it? as well as the operator. Yes, you are right on both counts. There is just about an infinity of possible PC hardware combinations. It's not possible for Microsoft to test them all, and expect their updates to work. They should not be forced....
by Doom&Gloom
Sun May 06, 2018 5:27 pm
Forum: Investing - Theory, News & General
Topic: How do brokerages make $s on cheap index funds?
Replies: 57
Views: 4974

Re: How do brokerages make $s on cheap index funds?

I let brokerages worry about their money. I worry about my own. The reason we should be mildly concerned is that if these funds/ETFs are loss leaders, brokerages could raise fees and those of us with large unrealized gains in taxable might find it hard to switch to lower cost funds. Note -- I said ...
by Doom&Gloom
Sun May 06, 2018 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: Getting annual fee back when cancellig credit card?
Replies: 8
Views: 476

Re: Getting annual fee back when cancellig credit card?

If you are playing a game without knowing the rules, you are playing with less of an advantage than you calculated.
by Doom&Gloom
Sat May 05, 2018 11:35 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 175
Views: 16027

Re: most compelling TV character ever

Ready3Retire wrote:
Sat May 05, 2018 11:20 pm
Jim Rockford! I’m surprised no one else mentioned this great TV character.
I'm with you--almost.

1) Pembleton
2) Sipowicz
3) Swidgin
4) Rockford
5) Angel Martin-Rockford Files
6) Larry-Newhart (Larry, Darryl & Darryl)
7) Les Nessman-WKRP in Cincinnati
by Doom&Gloom
Sat May 05, 2018 4:45 pm
Forum: Investing - Theory, News & General
Topic: How do brokerages make $s on cheap index funds?
Replies: 57
Views: 4974

Re: How do brokerages make $s on cheap index funds?

I let brokerages worry about their money. I worry about my own.
by Doom&Gloom
Sat May 05, 2018 4:40 pm
Forum: Personal Consumer Issues
Topic: One space or two ...
Replies: 18
Views: 1418

Re: One space or two ...

I reluctantly converted to one a few years ago. It was a hard habit to break.
by Doom&Gloom
Fri May 04, 2018 11:50 am
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 110
Views: 7826

Re: Bucket List Adventures/Activities

Now I just keep a list of people that I want to see die before me. This is one place where active involvement can lead to better returns... :twisted: But often with a prohibitively high ER 8-) The idea of a bucket list has always seemed too goal-oriented even for me. But in the past several years I...
by Doom&Gloom
Fri May 04, 2018 11:40 am
Forum: Personal Consumer Issues
Topic: Warning: avoid Windows 10 update 1803
Replies: 91
Views: 8765

Re: Warning: avoid Windows 10 update 1803

No issues here on my PC other than a couple of initial minor annoyances that I have already adjusted to or forgotten.
by Doom&Gloom
Thu May 03, 2018 9:42 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Computer Speakers
Replies: 12
Views: 545

Re: Recommendations for Computer Speakers

https://www.amazon.com/Edifier-R1280T-Powered-Bookshelf-Speakers/dp/B016P9HJIA/ref=sr_1_3?ie=UTF8&qid=1525399014&sr=8-3&keywords=edifier DS, who is a music freak, got a pair of higher-end Edifers than these primarily to connect to a turntable several months back. I have not heard them myself, but h...