Search found 2142 matches

by Doom&Gloom
Mon Sep 24, 2018 9:43 pm
Forum: Personal Finance (Not Investing)
Topic: Losing Passion for Hobbies. Cheap or normal aging?
Replies: 34
Views: 4028

Re: Losing Passion for Hobbies. Cheap or normal aging?

At 33, I would not be concerned about aging being the cause. I would be concerned about depression or an unhealthy obsession with finances.

If you can safely rule out those two issues, I would not be concerned about it and would proceed with my life.
by Doom&Gloom
Mon Sep 24, 2018 6:46 pm
Forum: Personal Consumer Issues
Topic: $450 for 1.5 hour plumbing job normal?
Replies: 30
Views: 3124

Re: $450 for 1.5 hour plumbing job normal?

1) Find a better/more reasonable handyman for the future.
2) Find a decent plumber for the future.

OR:

Begin learning to do minor (and up) repairs yourself via YouTube, etc.
by Doom&Gloom
Wed Sep 12, 2018 8:38 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity, Schwab, or Vanguard
Replies: 61
Views: 4109

Re: Fidelity, Schwab, or Vanguard

I've had accounts at all three for quite a while. If no advantages of one over another jump out at you, it probably doesn't make much difference. I have followed the "customer service" arguments on BH with interest as I'm pretty low maintenance and had never had an issue with any of the three. Recen...
by Doom&Gloom
Wed Sep 12, 2018 3:13 pm
Forum: Personal Consumer Issues
Topic: Hurricane Florence - survival guide
Replies: 87
Views: 6496

Re: Hurricane Florence - survival guide

This thread is helpful and interesting but I would also encourage anyone in an evacuation zone to get out of Dodge. My parents are enjoying a nice little vacation at their friends' home in the NC mountains while the outer rings of Florence barrel towards their home. The island they live on is closi...
by Doom&Gloom
Wed Sep 12, 2018 12:07 pm
Forum: Personal Consumer Issues
Topic: Do you use social media to enhance your travel experience?
Replies: 66
Views: 2852

Re: Do you use social media to enhance your travel experience?

I view travel as an opportunity to get away from social media.

Travel IS the experience. I am struggling to see how social media could enhance it. For me. YMMV, obviously.
by Doom&Gloom
Tue Sep 11, 2018 2:02 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 286
Views: 27723

Re: U.S. stocks continue to soar!

MJW wrote:
Tue Sep 11, 2018 1:35 pm
Nothing but up from here, my friends. Only good times ahead. :moneybag



:|
Yep.

Looks like I am going to have to figure out how to change my username 8-)
by Doom&Gloom
Mon Sep 10, 2018 8:04 pm
Forum: Personal Finance (Not Investing)
Topic: Excessive Emergency Room Charges - Options?
Replies: 207
Views: 12227

Re: Excessive Emergency Room Charges - Options?

I suddenly went blind in one eye. I was scared to go to the ER because of the cost. Absolutely mind boggling that anyone in a first world nation has to go through this thought process. It is mind-boggling that anyone would. I can not imagine what I would have to expect the potential cost to be to k...
by Doom&Gloom
Mon Sep 10, 2018 7:25 pm
Forum: Personal Finance (Not Investing)
Topic: Excessive Emergency Room Charges - Options?
Replies: 207
Views: 12227

Re: Excessive Emergency Room Charges - Options?

I suddenly went blind in one eye. I was scared to go to the ER because of the cost. Absolutely mind boggling that anyone in a first world nation has to go through this thought process. It is mind-boggling that anyone would. I can not imagine what I would have to expect the potential cost to be to k...
by Doom&Gloom
Mon Sep 10, 2018 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6700

Re: I think my father has a gambling problem

Thanks for your responses. If I go with him to the casino, do you think he'll gamble like he would otherwise, or do you think he'll gamble less than he would normally to give off the impression that he's not addicted, or just because I would be around and make things different? It depends. If you a...
by Doom&Gloom
Mon Sep 10, 2018 1:13 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6700

Re: I think my father has a gambling problem

He feels he's breaking even because of the freebies the casino is giving him. So, I would not be surprised to hear that the casino values the free night, all free food and drinks at $5k. So your dad is losing $5k and feeling like he's even. Sounds like a problem to me. I had 2 coworkers who would g...
by Doom&Gloom
Sun Sep 09, 2018 5:17 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6700

Re: I think my father has a gambling problem

Hmmmm... Despite what I wrote above... a bell just went off... A "free casino visit"? Unless he's going to some ultra high end black tie type of place, what's this about "free"? The casino gets their money from enccouraging regular folks to gamble, not from "entry fees", as least last I ever notice...
by Doom&Gloom
Sun Sep 09, 2018 4:28 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6700

Re: I think my father has a gambling problem

Son??? If I ever see you contributing to Eliot Jacobson's bottom line your inheritance is in real jeopardy! Nothing wrong with getting that book from the library though. Now get back to your schoolwork! Funny stuff man. I know Jacobson. And he hates me more than I hate him. Then I like you! I've me...
by Doom&Gloom
Sun Sep 09, 2018 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6700

Re: I think my father has a gambling problem

Thanks a lot for your replies. I'm probably being too presumptuous in equating gambling with gambling addiction. I went once to Las Vegas and lost a shameful amount in just a few days. I couldn't believe how easily I got swept into it. When I'm back home without casinos around I don't get an urge t...
by Doom&Gloom
Sun Sep 09, 2018 3:05 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6700

Re: I think my father has a gambling problem

If he's mentally sharp, he should learn how to WIN. It's not that hard to have an edge over casinos. You need some specialized knowledge and lots of discipline. Start here: https://www.amazon.com/Advanced-Advantage-Play-Safeguarding-Promotions/dp/1883423392/ref=sr_1_1?ie=UTF8&qid=1536520006&sr=8-1&...
by Doom&Gloom
Sun Sep 09, 2018 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6700

Re: I think my father has a gambling problem

I would need a lot more information than the presence of books on gambling, mail from casinos, and spending time in casinos to state that he had a gambling problem. These 20 questions from Gamblers Anonymous would be a huge help: http://www.gamblersanonymous.org/ga/content/20-questions Poker and bla...
by Doom&Gloom
Sun Sep 09, 2018 10:50 am
Forum: Personal Finance (Not Investing)
Topic: Should I keep my financial advisor
Replies: 130
Views: 7504

Re: Should I keep my financial advisor

Thank you all for replying. After all your advice I feel comfortable I can manage my investment using 3 fund portfolio or something similar. But I have 2 concerns with going solo. 1. Like many of you said, one of the things FA offers is holding your hand in bear market and prevent you from selling....
by Doom&Gloom
Thu Sep 06, 2018 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4662

Re: To Be or Not to Be...Married

There are things in life more important than money. I am struggling with the decision to wait on marriage vs. getting it done. In my opinion, if you are struggling enough to ask strangers on the internet then you are not ready to get married. But, yeah, this! Here we go again with the judging of re...
by Doom&Gloom
Thu Sep 06, 2018 2:32 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4662

Re: To Be or Not to Be...Married

There are things in life more important than money.
mptfan wrote:
Thu Sep 06, 2018 2:24 pm
gazelle1991 wrote:
Thu Sep 06, 2018 2:02 pm
I am struggling with the decision to wait on marriage vs. getting it done.
In my opinion, if you are struggling enough to ask strangers on the internet then you are not ready to get married.
But, yeah, this!
by Doom&Gloom
Thu Sep 06, 2018 12:12 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 286
Views: 27723

Re: U.S. stocks continue to soar!

After several bad days, we can change the title to US Stocks Continue to Sore! I had some uneasiness when this thread popped up. Sure enough, the market has drifted downward since. To my dismay, the thread caught on. This reminds me of the "Elves", the panel of technical analysts who weekly gave ou...
by Doom&Gloom
Thu Sep 06, 2018 8:28 am
Forum: Investing - Help with Personal Investments
Topic: I want to pry my friend away from Edward Jones
Replies: 71
Views: 7606

Re: I want to pry my friend away from Edward Jones

It is like trying to talk a friend into leaving an unhealthy relationship they are in. You are almost doomed to fail.
by Doom&Gloom
Thu Sep 06, 2018 8:22 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 831
Views: 89930

Re: [What TV Show Have You Recently Watched?]

pwill112 wrote:
Thu Sep 06, 2018 12:51 am
Tom Clancy Jack Ryan on Amazon
We watched the first two episodes last night. So far, so good.
by Doom&Gloom
Wed Sep 05, 2018 8:10 pm
Forum: Personal Finance (Not Investing)
Topic: Should I keep my financial advisor
Replies: 130
Views: 7504

Re: Should I keep my financial advisor

Not even if he is your brother-in-law.
by Doom&Gloom
Wed Sep 05, 2018 1:48 pm
Forum: Personal Consumer Issues
Topic: How to tell which vent is dryer vent?
Replies: 40
Views: 1665

Re: How to tell which vent is dryer vent?

It's possible the dryer vent line is blocked to the point that no air can get out. OR that the line is disconnected somewhere. Take the vent line off the back of the dryer temporarily. See if the dryer works now. Yes, you need to start at the beginning and trace the problem down the line. Disconnec...
by Doom&Gloom
Wed Sep 05, 2018 8:24 am
Forum: Investing - Theory, News & General
Topic: "Safeguarding Your Wealth From The Effects Of Cognitive Decline"
Replies: 52
Views: 4923

Re: "Safeguarding Your Wealth From The Effects Of Cognitive Decline"

Taylor raises a valid concern. However, this topic is also grist for the mill of “cognitive decline” witch-hunts disguised these days in the medical context as “wellness evaluations”; and prospective heirs are now regularly counseled in euphemistically couched pop finance articles to “start the con...
by Doom&Gloom
Mon Sep 03, 2018 5:53 pm
Forum: Personal Consumer Issues
Topic: F2 Tornado just slammed our area - Any way to recover expenses?
Replies: 18
Views: 1505

Re: F2 Tornado just slammed our area - Any way to recover expenses?

Very similar situation here in 2005 with an EF4. Insurer did pay something, fairly minimal though, (IIRC) since we had to have trees removed from the driveway. Our costs were similar, or a little higher, than OP's. We had a pulpwood hauler offer to remove some selected trees at no cost on the first ...
by Doom&Gloom
Fri Aug 31, 2018 11:33 pm
Forum: Personal Consumer Issues
Topic: Home Audio Advice
Replies: 25
Views: 1719

Re: is this home theater??? or

just speakers.......now people just use bluetooth without wires for home or outdoor speakers I don't. I have a 5.1 system setup with hidden wires. Bluetooth for high end audio??? Not in my house. +1 +2 But strongly agree that OP needs to decide what the goal(s) is/are. Decide what quality and volum...
by Doom&Gloom
Fri Aug 31, 2018 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: How do you store financial account information with your estate plan?
Replies: 51
Views: 3222

Re: How do you store financial account information with your estate plan?

Wills, POAs, and Health Care POAs: originals in desk at home. Scans on my PC, backed up to external HD at home and external HD in Safe Deposit Box (external HDs rotated every 3-6 months). Financial info (my IRAs): All statements (including current ones) downloaded and filed on my PC and backed up as...
by Doom&Gloom
Fri Aug 31, 2018 3:54 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 286
Views: 27723

Re: U.S. stocks continue to soar!

My username says it all

:wink:
by Doom&Gloom
Thu Aug 30, 2018 2:13 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 286
Views: 27723

Re: U.S. stocks continue to soar!

Irrational exuberance.
by Doom&Gloom
Thu Aug 30, 2018 12:27 pm
Forum: Personal Consumer Issues
Topic: Are Skilled Nursing Facilities that Accept Medicaid Really That Bad?
Replies: 30
Views: 3557

Re: Are Skilled Nursing Facilities that Accept Medicaid Really That Bad?

It depends upon whether the patient is you, someone you love, or someone you really don't care all that much about.

Beauty is in the eye of the beholder.
by Doom&Gloom
Wed Aug 29, 2018 11:16 pm
Forum: Personal Finance (Not Investing)
Topic: UHC/AARP Switching Medigap Plan F---> Plan G Underwriting
Replies: 43
Views: 3171

Re: UHC/AARP Switching Medigap F---> G Underwriting

LOL! I hadn't noticed that, but now I can't unsee it.
by Doom&Gloom
Wed Aug 29, 2018 4:18 pm
Forum: Investing - Theory, News & General
Topic: Most commonly misused/misunderstood investing terms and concepts (on BH forum)
Replies: 220
Views: 11290

Re: Most commonly misused/misunderstood investing terms and concepts (on BH forum)

Investors who deliberately pick asset classes with low correlations to the US stock market and subsequently become frustrated when one or more of those classes lag the market in performance.
by Doom&Gloom
Wed Aug 29, 2018 4:13 pm
Forum: Investing - Theory, News & General
Topic: Fund Manager Software
Replies: 14
Views: 812

Re: Fund Manager Software

I use it and am very happy with it. They offer a 30-day 100% refund guarantee. Why not give it a try if it looks like it will do what you want? It has a bit of a learning curve, but with your background that shouldn't be an issue at all. I'm sure it has many features that I could be using, but I don...
by Doom&Gloom
Tue Aug 28, 2018 9:04 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 286
Views: 27723

Re: U.S. stocks continue to soar!

^^^ Let's just say all of the above (except for COBOL) and more, but I digress. Start a thread in the Personal Consumer Issues forum to continue the discussion, or, bump an old thread - like this one: Older Software Engineer Advice ~ Languages? Why do people keep updating the "free fall" thread wit...
by Doom&Gloom
Tue Aug 28, 2018 7:23 pm
Forum: Investing - Help with Personal Investments
Topic: What do you know about LPL Financial?
Replies: 26
Views: 2431

Re: What do you know about LPL Financial?

There is at least one (I think more) thread on Bogleheads re: LPL. I recall commenting on at least one but it has been a couple of years IIRC.
by Doom&Gloom
Tue Aug 28, 2018 7:19 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 286
Views: 27723

Re: U.S. stocks continue to soar!

Moved about $50,000 total stock market index to total bond index today. You sold from a soaring market like this? Whaaaaaaaaat??? My 2nd rebalance this month, last week I did about $200,000 rebalance into bonds. Trying to build my bond tent. Sorry. I should have been more clear that my comments wer...
by Doom&Gloom
Tue Aug 28, 2018 5:30 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 286
Views: 27723

Re: U.S. stocks continue to soar!

flyingaway wrote:
Tue Aug 28, 2018 5:14 pm
Moved about $50,000 total stock market index to total bond index today.
You sold from a soaring market like this? Whaaaaaaaaat???
by Doom&Gloom
Tue Aug 28, 2018 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: How do you 7 figure guys organize multiple accounts?
Replies: 164
Views: 11856

Re: How do you 7 figure guys organize multiple accounts?

Fund Manager (Windows-based vs. being a cloud solution with all the security implications that has) is a great solution for Portfolio Management, no matter how many accounts you have at how many brokerages or fund companies. And a good password manager to make logging in to multiple accounts less p...
by Doom&Gloom
Tue Aug 28, 2018 11:20 am
Forum: Personal Consumer Issues
Topic: How to repel wild dogs?
Replies: 65
Views: 5373

Re: How to repel wild dogs?

Youngblood wrote:
Tue Aug 28, 2018 10:36 am
Only one experience but, ammonia in a spray bottle flattened a very aggressive German shepherd chasing me while on a bike.
More than one experience here. I had great success using household ammonia in water pistols when I was a teenager delivering newspapers decades ago.
by Doom&Gloom
Tue Aug 28, 2018 10:31 am
Forum: Investing - Help with Personal Investments
Topic: What to do after losing $117k in stock market?
Replies: 199
Views: 28123

Re: What to do after losing $117k in stock market?

My brain keeps on telling me today to jump back in and try to win the money back. I feel sad and shameful knowing if I don't buy stocks again, then I have to accept this loss and give up on trying to win it back. But a part of me know the only way to move on and live a productive life is to admit I...
by Doom&Gloom
Tue Aug 28, 2018 10:21 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 286
Views: 27723

Re: U.S. stocks continue to soar!

The bulletproof bull!
Unstoppable!!!!!
by Doom&Gloom
Mon Aug 27, 2018 9:11 pm
Forum: Personal Finance (Not Investing)
Topic: How to Pass on Money Against My Sister's Wishes (Ethics and Finance)
Replies: 74
Views: 7504

Re: How to Pass on Money Against My Sister's Wishes (Ethics and Finance)

This query is as much about ethics as it is about finance. My late mother left some money that I hold for my sister in the event she ever has a personal need for it (health care, personal care, etc.). Had my sister received the money directly, her now-deceased husband would have grabbed it and used...
by Doom&Gloom
Mon Aug 27, 2018 8:12 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 286
Views: 27723

Re: U.S. stocks continue to soar!

nedsaid wrote:
Mon Aug 27, 2018 7:36 pm
For those who keep score: "U.S. Stocks in Freefall" has 6,792 posts and "U.S. stocks continue to soar" has 15. I would say that "stocks continue to soar" has a long ways to go.


Edit: We are up to 16 now. :wink:
Dead cat bounce.
by Doom&Gloom
Mon Aug 27, 2018 4:18 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6846
Views: 1496905

Re: U.S. stocks in freefall

Why are folks updating this thread? Perhaps someone can start a new thread that's titled "U.S. stocks still flying"....then I can know how well the market is doing to see which thread is being updated. :D Well "somebody" (perhaps Goldstar?) could create a new thread, but I'll bet a buck that this t...
by Doom&Gloom
Mon Aug 27, 2018 1:55 pm
Forum: Investing - Help with Personal Investments
Topic: What to do after losing $117k in stock market?
Replies: 199
Views: 28123

Re: What to do after losing $117k in stock market?

I would place all of your money in lifestrategy moderate growth (60/40), and just never touch it. you will be totally ok if you do this. Its ok if it is in taxable or nontaxable, you need a simple solution to live with. You can succeed. I would fear that any exposure to the market is going to trigg...
by Doom&Gloom
Mon Aug 27, 2018 1:37 pm
Forum: Personal Consumer Issues
Topic: I own 1,387 items!
Replies: 128
Views: 10406

Re: I own 1,387 items!

AnonJohn wrote:
Mon Aug 27, 2018 12:10 pm
6.022*10^23, within a few factors of 10.
I don't think you are "Anon"John any longer

We've got your number :wink:
by Doom&Gloom
Mon Aug 27, 2018 8:41 am
Forum: Personal Finance (Not Investing)
Topic: I still use cash not credit cards should I reconsider?
Replies: 102
Views: 7767

Re: I still use cash not credit cards should I reconsider?

If you are in line in front of me at the grocery store you should definitely use cash. I used to feel the same way, but nowadays it seems that cash transactions are more time-consuming than credit card transactions. At least the days of people writing checks at grocery stores seems to be mostly a t...
by Doom&Gloom
Sun Aug 26, 2018 8:30 pm
Forum: Personal Consumer Issues
Topic: What to put in a care package for college student
Replies: 44
Views: 2703

Re: What to put in a care package for college student

tigerdoc93 wrote:
Sun Aug 26, 2018 8:19 pm
Uber/Lyft giftcard
I withdraw my nomination of cash and concur with this. It could be far more valuable than cash to a new college student--and his/her parents.
by Doom&Gloom
Sun Aug 26, 2018 7:40 pm
Forum: Personal Consumer Issues
Topic: What to put in a care package for college student
Replies: 44
Views: 2703

Re: What to put in a care package for college student

$20 bills.

DS scoffed at the very thought of a "care package" three years ago.