Search found 2270 matches

by Doom&Gloom
Mon Nov 12, 2018 4:31 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7805
Views: 1602474

Re: U.S. stocks in freefall

I'm willing the market to get down even more. 40-60% drop would be nice. I'll take 10% drop for now and look forward to more drops to come. If you enjoy watching your portfolio drop, hopefully you are invested internationally as well. Get on board! You can't freefall in all the markets if you don't...
by Doom&Gloom
Mon Nov 12, 2018 4:26 pm
Forum: Personal Consumer Issues
Topic: [Not] Bogleheads Apparel
Replies: 10
Views: 664

Re: Bogleheads Apparel

Saw this on Amazon: https://www.amazon.com/VTSAX-Chill-financial-independence-T-shirt/dp/B07DC29C4B/ref=sr_1_17?ie=UTF8&qid=1542050669&sr=8-17&keywords=Bogleheads T-shirt lacks diversification :P C'mon! They are available in a variety of colors. What more do you expect? A long-sleeve option? :D
by Doom&Gloom
Mon Nov 12, 2018 1:03 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7805
Views: 1602474

Re: U.S. stocks in freefall

The only thing harder than predicting market movements is explaining them.
by Doom&Gloom
Sat Nov 10, 2018 12:50 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 923
Views: 100124

Re: [What TV Show Have You Recently Watched?]

I watched the first episode of Season 6 (and final season) of House of Cards last night. Thought it was pretty weak. Possibly awful. Hopefully it gains some traction. At least it's only eight episodes. Hate to be a wet blanket...but... I thought it picked up quickly after that first episode. Still ...
by Doom&Gloom
Sat Nov 10, 2018 12:18 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 923
Views: 100124

Re: [What TV Show Have You Recently Watched?]

I watched the first episode of Season 6 (and final season) of House of Cards last night. Thought it was pretty weak. Possibly awful. Hopefully it gains some traction. At least it's only eight episodes. Hate to be a wet blanket...but... I thought it picked up quickly after that first episode. Still ...
by Doom&Gloom
Fri Nov 09, 2018 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: How much money are you leaving your kids after you die?
Replies: 234
Views: 14246

Re: How much money are you leaving your kids after you die?

Our daughter doesn't know our net worth. She asks, but I tell her that my father didn't share that with me until I was well into my 40s/50s, and I'm inclined to do the same with her. Unsure about this ... Not to single out this poster, but does anyone else feel this rubs them the same way as it doe...
by Doom&Gloom
Fri Nov 09, 2018 3:32 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7805
Views: 1602474

Re: U.S. stocks in freefall

Here we go again - SP500 down 1.1%. Where are you people waiting for a discount... Too busy placing orders to post here right now. no. this is "not low enough" they will say :!: Of course they will say that. For some, it will never be low enough. Over the internet you were probably unable to see my...
by Doom&Gloom
Fri Nov 09, 2018 12:45 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7805
Views: 1602474

Re: U.S. stocks in freefall

vwgrrc wrote:
Fri Nov 09, 2018 12:29 pm
Here we go again - SP500 down 1.1%. Where are you people waiting for a discount...
Too busy placing orders to post here right now.
by Doom&Gloom
Fri Nov 09, 2018 11:40 am
Forum: Personal Consumer Issues
Topic: Favorite "free stuff"?
Replies: 118
Views: 8094

Re: Favorite "free stuff"?

Giving our used but still functional items to friends, relatives, and acquaintances who can use them rather than us trying to sell them for a few bucks on Craigslist, eBay, etc. Even more enjoyable is putting out items that nobody we know wants on the street the night before garbage pick-up day and ...
by Doom&Gloom
Thu Nov 08, 2018 10:44 pm
Forum: Personal Consumer Issues
Topic: Lowest Cost GPS-Capable Device for Senior Citizen
Replies: 18
Views: 963

Re: Lowest Cost GPS-Capable Device for Senior Citizen

For a cheap, easy to use, easy to read and reliable device for vehicle use, I would go with a Garmin stand-alone unit. It is a one-purpose device, but for this scenario, I think it fills the bill.
by Doom&Gloom
Thu Nov 08, 2018 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: How much money are you leaving your kids after you die?
Replies: 234
Views: 14246

Re: How much money are you leaving your kids after you die?

My wife's parents are at high risk of dementia and struggle with alcohol abuse, yet their retirement plan is to "work until they croak". We've been keeping fully informed on their assets since our mid 20s so that we know how much it will impact us when they're no longer able to keep working. Someth...
by Doom&Gloom
Thu Nov 08, 2018 8:14 pm
Forum: Investing - Theory, News & General
Topic: Whats your number to walk away?
Replies: 301
Views: 45130

Re: Whats your number to walk away?

edgeagg wrote:
Thu Nov 08, 2018 4:26 pm
flyingaway wrote:
Thu Nov 08, 2018 3:48 pm
After reading the last few posts here, I deleted my retirement plan from my computer and started working on a new resume.
Flyingaway is the man!!
Yep! If I had followed that path, I would have spent the past 17 years at the "office." Ugh!
by Doom&Gloom
Thu Nov 08, 2018 8:09 pm
Forum: Personal Finance (Not Investing)
Topic: How much money are you leaving your kids after you die?
Replies: 234
Views: 14246

Re: How much money are you leaving your kids after you die?

Our daughter doesn't know our net worth. She asks, but I tell her that my father didn't share that with me until I was well into my 40s/50s, and I'm inclined to do the same with her. Unsure about this ... Not to single out this poster, but does anyone else feel this rubs them the same way as it doe...
by Doom&Gloom
Wed Nov 07, 2018 4:07 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 354
Views: 38668

Re: U.S. stocks continue to soar!

To the moon, Alice! To the moon!
by Doom&Gloom
Tue Nov 06, 2018 3:41 pm
Forum: Personal Finance (Not Investing)
Topic: How much money are you leaving your kids after you die?
Replies: 234
Views: 14246

Re: How much money are you leaving your kids after you die?

Whatever is left--if anything.

We will spend what we need to spend or want to spend or give away. What is left passes on when we pass on.
by Doom&Gloom
Sat Nov 03, 2018 9:42 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website "unavailable during weekend of Nov 3"
Replies: 203
Views: 18153

Re: Vanguard website "unavailable during weekend of Nov 3"

Is this outage related to "retiring the old investment platform"? I kept getting e-mails about a requirement of going to the Vanguard website and completing a "three step process" for the platform upgrade but I could never find a place to do that. The link supplied in the e-mail only went to the Va...
by Doom&Gloom
Sat Nov 03, 2018 5:10 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website "unavailable during weekend of Nov 3"
Replies: 203
Views: 18153

Re: Vanguard website "unavailable during weekend of Nov 3"

Remember the good old days when there were BH threads complaining about how clunky Vanguard's website is compared to Fidelity and Schwab?

Time sure flies. Seems like only yesterday.
by Doom&Gloom
Thu Nov 01, 2018 8:43 pm
Forum: Personal Consumer Issues
Topic: What does the BH community do with their pets when they travel?
Replies: 78
Views: 6340

Re: What does the BH community do with their pets when they travel?

DW has a friend who owns a pet-sitting (?) service. We were recently gone for 3 weeks. She came by once a day while we were gone to feed our two outside cats and inside turtle. Charged $15/trip. Worked great for us. Not sure what we would do if we had dogs in the house. The turtle did seem spoiled t...
by Doom&Gloom
Thu Nov 01, 2018 4:45 pm
Forum: Investing - Theory, News & General
Topic: Vanguard - You'll need to sign up for security codes soon
Replies: 182
Views: 24033

Re: Vanguard - You'll need to sign up for security codes soon

[Moved into the on-going discussion from: Vanguard's new security key option --admin LadyGeek. Post title was "Re: Vanguard's new security key option"] The recommendation is: 0. Buy several (at least two) Youbikeys. Ideally from official Yubico website or Google Titan keys. Keep at least one key in...
by Doom&Gloom
Thu Nov 01, 2018 2:40 pm
Forum: Investing - Theory, News & General
Topic: What does your gut tell you; RMD now or in December?
Replies: 38
Views: 2191

Re: What does your gut tell you; RMD now or in December?

I am a big advocate of not timing the market , so we decided to wait to do our first RMDs until the end of the year to allow the possibility of growth and continue tax-deferment as long as possible rather than sell when we think the market is at its peak. Sixty percent of our portfolio is in the RM...
by Doom&Gloom
Wed Oct 31, 2018 3:06 pm
Forum: Personal Consumer Issues
Topic: USPS - Informed delivery - complain on missing items?
Replies: 53
Views: 3201

Re: USPS - Informed delivery - complain on missing items?

Resolving complaints is not USPS' strong suit. We get so few important pieces of mail that we have never noticed one missing since we began Informed Delivery. We pay little attention to whether we receive the junk items listed. Maybe some of that has gone missing, but most seems to show up. We did h...
by Doom&Gloom
Tue Oct 30, 2018 11:40 am
Forum: Personal Finance (Not Investing)
Topic: Should I co-sign for relative?
Replies: 103
Views: 4816

Re: Should I co-sign for relative?

1. This car is more than I pay for housing. 2. Also, if the lessor has decided that the relative can't pay, why have you decided the situation is different? 3. Over a 3 year lease, this would be $32,400. Consider that at 3 years a car will be worth half of its new value. Is the car really worth 60k...
by Doom&Gloom
Tue Oct 30, 2018 11:29 am
Forum: Personal Consumer Issues
Topic: Kevin O'Leary: owning a car is a terrible idea
Replies: 43
Views: 3305

Re: Kevin O'Leary: owning a car is a terrible idea

The only worse idea is not owning one. For me. YMMV
by Doom&Gloom
Mon Oct 29, 2018 10:05 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7805
Views: 1602474

Re: U.S. stocks in freefall

Yesterdaysnews wrote:
Mon Oct 29, 2018 4:17 pm
Very ugly market.... lots of red on my Vanguard page!
I'm puzzled. I always select the "green" option on every site that I can.
by Doom&Gloom
Mon Oct 29, 2018 4:53 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7805
Views: 1602474

Re: U.S. stocks in freefall

Human beings think in terms of stories; we have since we were huddled against the fire together on the savannah, trying to explain what the stars were. We like Stories - we need Stories. Stories have to make sense in a way that the world rarely does - otherwise, we wouldn't tell them, and they woul...
by Doom&Gloom
Mon Oct 29, 2018 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: Should I co-sign for relative?
Replies: 103
Views: 4816

Re: Should I co-sign for relative?

I would not co-sign for anybody in general. I might make an exception for my own adult child just getting started, but I would not co-sign for (a) a lease, (b) an exorbitant (imo for that situation) amount. It does not sound as if this person has a good plan in place for transportation or getting a ...
by Doom&Gloom
Mon Oct 29, 2018 11:44 am
Forum: Investing - Theory, News & General
Topic: Giving up on GoogleSpreadsheets. Need alternative.
Replies: 29
Views: 3862

Re: Giving up on GoogleSpreadsheets. Need alternative.

Give Fund Manager a look:
https://www.fundmanagersoftware.com/

It has been mentioned in several BH threads. I have been using it for a few years now, but I haven't scratched the surface of its capabilities. Not free, but reasonably priced imo. And support is top-notch.
by Doom&Gloom
Fri Oct 26, 2018 5:04 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7805
Views: 1602474

Re: U.S. stocks in freefall

No sweat. It will all be over by next Friday.

I'm an irrepressible optimist :twisted:
by Doom&Gloom
Thu Oct 25, 2018 9:23 am
Forum: Investing - Help with Personal Investments
Topic: For those waiting for a 'correction' ...
Replies: 88
Views: 12247

Re: For those waiting for a 'correction' ...

I'm just waiting. I have no idea what I'm waiting for. Just waiting.
by Doom&Gloom
Wed Oct 24, 2018 6:49 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7805
Views: 1602474

Re: U.S. stocks in freefall

No sweat. The markets will take a big bounce tomorrow. They always do.

Disclaimer: Newbies, pay no attention to the man behind the curtain. I know nothing!
by Doom&Gloom
Tue Oct 23, 2018 11:21 pm
Forum: Investing - Theory, News & General
Topic: Do you use mobile apps to assist with your investments?
Replies: 27
Views: 2344

Re: Do you use mobile apps to assist with your investments?

Nope.

There are no financial transactions or monitoring that are so urgent that they can't wait until I am at home with my more secure PC. Even if Especially if I am on vacation.
by Doom&Gloom
Tue Oct 23, 2018 10:33 pm
Forum: Personal Consumer Issues
Topic: Car Gurus ... Air Filter Recommendations
Replies: 29
Views: 2588

Re: Car Gurus ... Air Filter Recommendations

I let somebody else do my brake and coolant change. it's easier to let somebody else dispose of the old fluids. You need to look in your maintenance section to see what the recommendations are for brake and coolant fluid changes. I usually follow manufacturers recommendations and I don't know your ...
by Doom&Gloom
Tue Oct 23, 2018 8:52 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7805
Views: 1602474

Re: U.S. stocks in freefall

As someone who has only been following the stock market on a daily basis since August, is the volatility seen this year typical, or are the up & down swings usually more gradual? No need to follow the market on a daily basis. Find something better to do with your time. You and your portfolio will a...
by Doom&Gloom
Tue Oct 23, 2018 8:05 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7805
Views: 1602474

Re: U.S. stocks in freefall

Thanks! That confirms what I figured out yesterday :happy
by Doom&Gloom
Tue Oct 23, 2018 6:48 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 7805
Views: 1602474

Re: U.S. stocks in freefall

As someone who has only been following the stock market on a daily basis since August, is the volatility seen this year typical, or are the up & down swings usually more gradual? No need to follow the market on a daily basis. Find something better to do with your time. You and your portfolio will a...
by Doom&Gloom
Sun Oct 21, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: Why Purchase an Automobile using Premium Gasoline?
Replies: 68
Views: 3058

Re: Why Purchase an Automobile using Premium Gasoline?

While some of the above technical explanations are truly hilarious, I'm going to stick with simply answering the OP's question. Why people buy a car that requires premium fuel is because they like the car, like the performance and are willing to pay the extra. Seems like the obvious and most parsim...
by Doom&Gloom
Sun Oct 21, 2018 12:17 pm
Forum: Personal Consumer Issues
Topic: What to do with >$1000 in Amazon credits?
Replies: 57
Views: 5173

Re: What to do with >$1000 in Amazon credits?

JeanMich wrote:
Sun Oct 21, 2018 10:57 am
Everytime you need to make any kind of purchase check Amazon first. Even if it costs slightly more, it will cost you nothing and be delivered to your door.
+1

The exceptions would be items such as electronics where you would forego extending the warranty via the use of a credit card.
by Doom&Gloom
Sun Oct 21, 2018 11:57 am
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 6021

Re: Pull kids from school for vacations?

Nomar wrote:
Sun Oct 21, 2018 10:53 am
I read this thread as a new member of the forum and a recently retired teacher (high school and middle school)...
Nice post! Thanks for taking the time. And welcome.

This thread has been a real eye-opener.
by Doom&Gloom
Sun Oct 21, 2018 8:19 am
Forum: Personal Finance (Not Investing)
Topic: Travelers Checks
Replies: 36
Views: 2319

Re: Travelers Checks

I thought my mum was the last user of travelers checks on the planet! About 3 years ago she was visiting me in the US. She kindly insisted on paying for dinner (yay!) and tried to pay with a travelers check. The young server had neither seen one before nor even heard of them. Conveniently she didn'...
by Doom&Gloom
Sat Oct 20, 2018 8:37 pm
Forum: Personal Finance (Not Investing)
Topic: Travelers Checks
Replies: 36
Views: 2319

Re: Travelers Checks

Is posting bail such a high-frequency event that one must plan for it? I have already lived longer than I ever expected to, and I have never had to post bail. Not that it couldn't happen, but I can't imagine changing even something very minor in anticipation of it happening. I have never needed to ...
by Doom&Gloom
Sat Oct 20, 2018 6:14 pm
Forum: Personal Finance (Not Investing)
Topic: Travelers Checks
Replies: 36
Views: 2319

Re: Travelers Checks

Is posting bail such a high-frequency event that one must plan for it? I have already lived longer than I ever expected to, and I have never had to post bail. Not that it couldn't happen, but I can't imagine changing even something very minor in anticipation of it happening.
by Doom&Gloom
Sat Oct 20, 2018 2:56 pm
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 6021

Re: Pull kids from school for vacations?

Not directed any any particular poster, but why are so many people mentioning their kids' grades? Does the answer to the OP depend upon the kids' IQs, grades, popularity, something else? Or does the answer to the OP cause the good grades?
by Doom&Gloom
Sat Oct 20, 2018 1:48 pm
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 6021

Re: Pull kids from school for vacations?

I don't have kids in school so please enlighten me. When people say schools don't "allow" absences, what exactly does that mean? Do they like fine you or something? What authority exactly do they have to say no? I would think the kid would remember the vacation time and bonding time with family far...
by Doom&Gloom
Sat Oct 20, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: Pull kids from school for vacations?
Replies: 136
Views: 6021

Re: Pull kids from school for vacations?

We never did. Always thought it set a very poor example. No regrets.
by Doom&Gloom
Sat Oct 20, 2018 12:17 pm
Forum: Personal Finance (Not Investing)
Topic: Travelers Checks
Replies: 36
Views: 2319

Re: Travelers Checks

Travelers checks are no longer worth the bother for domestic travel imo. We recently took a 3-week road trip that extended into Canada. We put everything on CCs except for some tips (one for valet parking and a few for hotel housekeeping--less than $15 total). Cash is becoming almost unnecessary.
by Doom&Gloom
Fri Oct 19, 2018 10:24 am
Forum: Personal Finance (Not Investing)
Topic: Depositing Cash if it was gifted?
Replies: 113
Views: 6899

Re: Depositing Cash if it was gifted?

This thread might be much more helpful to OP if everyone who is offering advice would volunteer how many cash transactions of $5000+ they have personally made in the past ten years rather than speculating about something with which they have no experience or in-depth knowledge. Only hire a lawyer w...
by Doom&Gloom
Thu Oct 18, 2018 11:01 pm
Forum: Personal Finance (Not Investing)
Topic: Depositing Cash if it was gifted?
Replies: 113
Views: 6899

Re: Depositing Cash if it was gifted?

This thread might be much more helpful to OP if everyone who is offering advice would volunteer how many cash transactions of $5000+ they have personally made in the past ten years rather than speculating about something with which they have no experience or in-depth knowledge.
by Doom&Gloom
Thu Oct 18, 2018 9:07 pm
Forum: Personal Consumer Issues
Topic: Most economical high-quality car wash
Replies: 13
Views: 1472

Re: Most economical high-quality car wash

DIY.

There are no close 2nd's.
by Doom&Gloom
Thu Oct 18, 2018 8:27 pm
Forum: Personal Finance (Not Investing)
Topic: Depositing Cash if it was gifted?
Replies: 113
Views: 6899

Re: Depositing Cash if it was gifted?

I'll bet there's probably more cash in other places in the house. (My in-law put a deceased's persons stuff in the front yard for a yard sale, then started going through the pockets. After they found several hundred dollars, they pulled all the clothes inside for another time. The original family d...