Search found 2757 matches

by Doom&Gloom
Mon Jul 15, 2019 12:16 pm
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 118
Views: 6175

Re: Buying a Smoker

Great follow-up! When you put the foil pan on the lower rack to catch the drippings, put some beans in it. Yummy! I put in a large can (or more) of Bush's baked beans with onions and add some of my favorite bbq sauce to them. I leave them for the endurance of the smoke (about 4.5 hours for me) but d...
by Doom&Gloom
Sun Jul 14, 2019 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: Will your investments be enough to cover ALF/misc.medical costs/etc.so there is no burden to your children?
Replies: 73
Views: 3486

Re: Will your investments be enough to cover ALF/misc.medical costs/etc.so there is no burden to your children?

What is your plan? Have you thought about it? If you plan to draw down your retirement portfolio it may be wise to consider this. I have no known children, no family I’m close with, and anticipate only living to my mid-60’s at best. My medical directives include DNR and “do not treat” for any life-...
by Doom&Gloom
Sun Jul 14, 2019 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Looking at account to get used to fluctuations?
Replies: 15
Views: 732

Re: Looking at account to get used to fluctuations?

I think if I were someone looking to achieve this goal that I would graph my account balances monthly (or weekly if you want to kill more time, etc). You will not only notice the fluctuations (and hopefully become somewhat desensitized to them) but also notice that your total account balance chugs a...
by Doom&Gloom
Sat Jul 13, 2019 5:16 pm
Forum: Personal Consumer Issues
Topic: "Objective" Importance of Keeping Your Physicians?
Replies: 54
Views: 3887

Re: "Objective" Importance of Keeping Your Physicians?

Seems like a heavy dose of cognitive dissonance to me. We all have our individual preferences on this matter and will likely "find" confirmations to support our position. I know I do that. I doubt there is going to be any convincing objective evidence one way or the other. If you are happy with you...
by Doom&Gloom
Sat Jul 13, 2019 3:37 pm
Forum: Personal Consumer Issues
Topic: Safe DIY Spider Control
Replies: 16
Views: 657

Re: Safe DIY Spider Control

My lifelong preferred method: smash 'em when you see 'em.
by Doom&Gloom
Sat Jul 13, 2019 3:28 pm
Forum: Personal Consumer Issues
Topic: "Objective" Importance of Keeping Your Physicians?
Replies: 54
Views: 3887

Re: "Objective" Importance of Keeping Your Physicians?

Seems like a heavy dose of cognitive dissonance to me. We all have our individual preferences on this matter and will likely "find" confirmations to support our position. I know I do that. I doubt there is going to be any convincing objective evidence one way or the other. If you are happy with your...
by Doom&Gloom
Sat Jul 13, 2019 11:38 am
Forum: Personal Investments
Topic: my mom is a "financial advisor"
Replies: 66
Views: 7145

Re: my mom is a "financial advisor"

beyou wrote:
Fri Jul 12, 2019 10:50 pm
I have worked at active managers most of my career.
I often see my coworkers logged into vanguard.com when taking a break, checking their accounts.
:D
by Doom&Gloom
Sat Jul 13, 2019 11:32 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 1282
Views: 120178

Re: U.S. stocks continue to soar!

I think I detect a whiff of irrational exuberance in the air of Boglehead Country.
by Doom&Gloom
Fri Jul 12, 2019 2:22 pm
Forum: Personal Consumer Issues
Topic: Should I Buy a Motorcycle?
Replies: 59
Views: 2577

Re: Should I Buy a Motorcycle?

If you have to ask that question, then no.
by Doom&Gloom
Fri Jul 12, 2019 11:37 am
Forum: Personal Consumer Issues
Topic: Visiting Buffalo,NY / Niagara Falls area - things to see and do?
Replies: 46
Views: 2085

Re: Visiting Buffalo,NY / Niagara Falls area - things to see and do?

We went to the Canadian side in October 2017. Stayed on a high floor at the Marriott Fallsview--not cheap but an awesome view! Also recommend a ride on the Hornblower or Maid of the Mist. That was our first trip to the falls and we thoroughly enjoyed it as it exceeded our expectations by a wide marg...
by Doom&Gloom
Fri Jul 12, 2019 10:45 am
Forum: Personal Finance (Not Investing)
Topic: How to Safely Share User IDs / Passwords with Spouse
Replies: 72
Views: 4793

Re: How to Safely Share User IDs / Passwords with Spouse

My wife steadfastly refuses to learn how to use our password manager as well (much to her detriment - she, like most people, spends way more time trying to figure out or resetting passwords than she’d ever spend learning to use the manager), however I figure if I go before she does, she’ll have amp...
by Doom&Gloom
Fri Jul 12, 2019 10:25 am
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 118
Views: 6175

Re: Buying a Smoker

Do ribs. They cook in half the time or less, so you can start to get comfortable with temperature management without feeling like you have to slog through an entire day. Once you're comfortable, going 18+ hours on a good-sized pork shoulder won't be a big deal. When you decide you don't want to mai...
by Doom&Gloom
Thu Jul 11, 2019 10:39 pm
Forum: Personal Finance (Not Investing)
Topic: How to Safely Share User IDs / Passwords with Spouse
Replies: 72
Views: 4793

Re: How to Safely Share User IDs / Passwords with Spouse

We just use our Captain Midnight Secret Decoder rings.
by Doom&Gloom
Thu Jul 11, 2019 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: In-Laws are estate/Medicaid planning - need help
Replies: 24
Views: 2185

Re: In Laws are estate/Medicaid planning - need help

This is such a bizarre situation. You have a FIL who desperately wants to pass along a property to his heirs who really don't want it. Also, the FIL is willing to subject himself and his wife to Medicaid nursing homes rather than private pay, just to be able to pass along the property (to those who...
by Doom&Gloom
Thu Jul 11, 2019 1:44 pm
Forum: Personal Investments
Topic: Anyone else have VG phone reps push toward PAS?
Replies: 27
Views: 1915

Re: Anyone else have VG phone reps push toward PAS?

I don't think for a second this rep is analyzing your personal situation and trying to give you advice. Companies direct their reps to make pitches for certain products all the time. You should not be insulted, but on the other hand you should be annoyed at being subjected to a sales pitch when wha...
by Doom&Gloom
Tue Jul 09, 2019 10:44 am
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 118
Views: 6175

Re: Buying a Smoker

OP, I got the same idea/bug a few years ago and bought a fairly large propane smoker. I knew that even though I preferred charcoal, that the clean-up would be a dealbreaker for me. Like you, one of my first smokes was a pork shoulder. Very frustrating and a disappointing experience--as was a brisket...
by Doom&Gloom
Sun Jul 07, 2019 6:42 pm
Forum: Personal Consumer Issues
Topic: How warm to set thermostat while away
Replies: 62
Views: 4555

Re: How warm to set thermostat while away

Also a hot humid dweller. I set our thermostats to 80-82 while we are gone during the summer months. For comparison, they are at 72-75 while we are at home. Our turtle has survived for years in his heated tank. No other inside pets or plants in the past couple of decades--now have a couple of dogs, ...
by Doom&Gloom
Sun Jul 07, 2019 12:15 pm
Forum: Personal Finance (Not Investing)
Topic: Prenuptial for future son-in-law - RESOLVED
Replies: 46
Views: 2386

Re: Prenuptial for future son-in-law

Advice taken and will not proceed any further with the prenup idea. That is why I asked here first for advice before initiating anything. Thank you Bogleheads. I am relieved OP. Some of the responses were harsh, but I am glad that you took them with an open mind. :beer +1 to this and the other resp...
by Doom&Gloom
Sun Jul 07, 2019 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Prenuptial for future son-in-law - RESOLVED
Replies: 46
Views: 2386

Re: Prenuptial for future son-in-law

Wow!

I agree with the others. Have any discussion you wish with your daughter and let her take it from there.

In-laws present enough challenges without a start like you have planned.
by Doom&Gloom
Sat Jul 06, 2019 7:49 pm
Forum: Investing - Theory, News & General
Topic: No More Posts Of Larry Swedroe Essays
Replies: 65
Views: 5351

Re: No More Posts Of Larry Swedroe Essays

willthrill81 wrote:
Sat Jul 06, 2019 7:47 pm
Tdubs wrote:
Sat Jul 06, 2019 7:46 pm
willthrill81 wrote:
Sat Jul 06, 2019 7:36 pm


So if someone other than you posts them, that would be alright?
An idea is born.
Maybe. I'm awaiting Random Walker's response.
I'm not. It seems that he is traveling the high road here.

But the restriction of other ideas is troubling indeed.
by Doom&Gloom
Sat Jul 06, 2019 7:20 pm
Forum: Investing - Theory, News & General
Topic: No More Posts Of Larry Swedroe Essays
Replies: 65
Views: 5351

Re: No More Posts Of Larry Swedroe Essays

As requested by moderators, in response to multiple complaints, I will no longer be posting Larry’s essays. For those interested, he will be posting at Advisor Perspectives, Alpha Architect, and Evidence Based Investor websites. He can also be followed with Google Alerts and on Twitter. I have had ...
by Doom&Gloom
Sat Jul 06, 2019 6:24 pm
Forum: Investing - Theory, News & General
Topic: No More Posts Of Larry Swedroe Essays
Replies: 65
Views: 5351

Re: No More Posts Of Larry Swedroe Essays

Thanks for the post.

I didn't read many (most?) of the links and threads, but I did sometimes skim one. I find that having information available is always a plus--especially if it isn't intrusive.
by Doom&Gloom
Fri Jul 05, 2019 11:31 pm
Forum: Personal Finance (Not Investing)
Topic: Big Hospital Bill - Any way to negotiate ?
Replies: 130
Views: 7576

Re: Big Hospital Bill - Anyway to negociate ?

there wasan excellent article written years ago by a doctor who had a medical event and was in the emergency room. He wrote how he let himself be talked into receiving tests he, as a medical professional on reflection, didn’t need. And gained a better understanding what a patient in pain has to dea...
by Doom&Gloom
Fri Jul 05, 2019 8:12 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11060
Views: 1938858

Re: U.S. stocks in free fall

columbia wrote:
Fri Jul 05, 2019 8:04 pm
Image


So which one is it?
Can the glass not be half-empty and half-full at the same time?
by Doom&Gloom
Fri Jul 05, 2019 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: Big Hospital Bill - Any way to negotiate ?
Replies: 130
Views: 7576

Re: Big Hospital Bill - Anyway to negociate ?

there wasan excellent article written years ago by a doctor who had a medical event and was in the emergency room. He wrote how he let himself be talked into receiving tests he, as a medical professional on reflection, didn’t need. And gained a better understanding what a patient in pain has to dea...
by Doom&Gloom
Fri Jul 05, 2019 5:39 pm
Forum: Personal Consumer Issues
Topic: Tree fell against house. Assess possible damage?
Replies: 17
Views: 1362

Re: Tree fell against house. Assess possible damage?

Glad to hear your damage was minimal. You are lucky to have a very responsible neighbor (assuming in your state, like ours, a homeowner is generally responsible for any damage/removal costs of trees that fall from a neighbors property). We haven’t been so lucky! I have had two tree hits on the hous...
by Doom&Gloom
Fri Jul 05, 2019 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: Adult child - cars & residency
Replies: 14
Views: 1105

Re: Adult child - cars & residency

Recent similar situation as OP's here.
Advice I received from my insurance agent:
Title the car in DS's name.
Keep him on our insurance until he establishes a permanent residence elsewhere.

That is what we have done. We do not have the issue of residency being a financial factor for grad school.
by Doom&Gloom
Fri Jul 05, 2019 11:43 am
Forum: Personal Finance (Not Investing)
Topic: Preparing my wife for financial life without me.
Replies: 95
Views: 10559

Re: Preparing my wife for financial life without me.

The Time: 5 years from now Setting: Your wife is at a cocktail party, where a handsome young stockbroker is the center of attention. A week later, she is sitting across the desk from him as he thoughtfully looks over your statements from Vanguard. Stockbroker: "Yes, yes...I see exactly what (your n...
by Doom&Gloom
Fri Jul 05, 2019 11:38 am
Forum: Personal Consumer Issues
Topic: Tree fell against house. Assess possible damage?
Replies: 17
Views: 1362

Re: Tree fell against house. Assess possible damage?

Thank you, Yooper16, quantAndHold, Summit111. Nice to hear of other people's experience (and of positive experience with insurance company/agent). Yes, it's a smallish tree as trees go but the house is quite small so the toppled tree looked quite impressive actually. Thanks livesoft, Doom&Gloom. I ...
by Doom&Gloom
Fri Jul 05, 2019 11:32 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11060
Views: 1938858

Re: U.S. stocks in free fall

Does anybody even remember what a free fall looks like?

I rushed to a site to check the market after reading a post upthread and had a hearty chuckle.
by Doom&Gloom
Fri Jul 05, 2019 11:10 am
Forum: Personal Consumer Issues
Topic: Tree fell against house. Assess possible damage?
Replies: 17
Views: 1362

Re: Tree fell against house. Assess possible damage?

I'd call my insurance company and ask them what I should do. I don't have any animosity towards my insurance company at all. Same. I have found my agent and his staff to be quite helpful in these situations--not always as helpful as I would like but pretty good. Not that they don't have their own i...
by Doom&Gloom
Thu Jul 04, 2019 7:29 pm
Forum: Personal Consumer Issues
Topic: car color
Replies: 41
Views: 4067

Re: car color

If you want the future paint to last 20 years and 300,000 miles, I would get the closest standard factory color you can find for that particular model and say “close enough”. It is very difficult to do a post production paint job as good and as durable as the original factory paint. It is possible,...
by Doom&Gloom
Thu Jul 04, 2019 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Preparing my wife for financial life without me.
Replies: 95
Views: 10559

Re: Preparing my wife for financial life without me.

I'll probably walk my wife through a plan once and include some notes in a binder containing statements for all our accounts. Beyond that, I won't care because I'll be demented or dead. She never listens to me anyway. I may be married to her long lost sister. It's a large and widely dispersed famil...
by Doom&Gloom
Wed Jul 03, 2019 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Adult son has not controlled credit card overuse!
Replies: 106
Views: 6085

Re: Adult son has not controlled credit card overuse!

I have not read all the responses, but this seems to be the key sentence in your OP: He seems (not 100% sure) to be reluctantly willing to listen to me about getting his debts under control Under those conditions you are not going to be able to provide any effective assistance. I would back off and ...
by Doom&Gloom
Wed Jul 03, 2019 2:34 pm
Forum: Personal Consumer Issues
Topic: What to let kids buy?
Replies: 39
Views: 2342

Re: What to let kids buy?

MrBobcat wrote:
Wed Jul 03, 2019 11:40 am
I always let my kids make their own decisions with their money.
This.

Let them learn their mistakes and regrets early in life where the dollar amounts are trivial.
by Doom&Gloom
Wed Jul 03, 2019 2:32 pm
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Eyesight System?
Replies: 101
Views: 4852

Re: 2019 Subaru Forester Eyesight System?

After figuring out how to turn off the lane assist on DW's 2016 Outback, the most intrusive issue I have with the Eyesight is when I'm "whupping around" a vehicle in front of me that is in the process of making a turn. Apparently Eyesight doesn't consider the moving speed or direction of the other v...
by Doom&Gloom
Tue Jul 02, 2019 6:18 pm
Forum: Investing - Theory, News & General
Topic: So the year is officially half over
Replies: 32
Views: 3288

Re: So the year is officially half over

No changes for me. I have a simple portfolio and am a "stay the course" investor. The market has been good, but even if it were not, I would still not make any changes. Ditto... Same. The flipping of pages of an arbitrary calendar does not affect my decisions (disregarding those imposed on me by ta...
by Doom&Gloom
Tue Jul 02, 2019 11:29 am
Forum: Personal Consumer Issues
Topic: How to avoid high vet bills?
Replies: 110
Views: 6476

Re: How to avoid high vet bills?

Thanks for the list of links!
by Doom&Gloom
Tue Jul 02, 2019 11:27 am
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Eyesight System?
Replies: 101
Views: 4852

Re: 2019 Subaru Forester Eyesight System?

Find it interesting that so many posting here don't understand why OP would want to disable this feature. I also would as am quite content driving my vehicle without any electronic interventions. These things to me are not features but distractions and something else to break. Auto start/stop bothe...
by Doom&Gloom
Tue Jul 02, 2019 11:22 am
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Eyesight System?
Replies: 101
Views: 4852

Re: 2019 Subaru Forester Eyesight System?

I have a 2019 Outback and the only thing that I turned off was the active lane departure feature. The system was a little too aggressive for me. I still get an occasional beep if the system thinks I'm drifting, but it won't push my wheel to "center" my car. If one doesn't use their turn signal to s...
by Doom&Gloom
Tue Jul 02, 2019 11:17 am
Forum: Personal Investments
Topic: Vanguard transition to brokerage account
Replies: 12
Views: 1392

Re: Vanguard transition to brokerage account

2. Do I still get quarterly statements? 2. My statements began coming monthly rather than quarterly. If you have any activity at all in an account during a month, you will get a monthly statement. Regardless of activity, you will at least get a quarterly statement. I have a rollover IRA brokerage a...
by Doom&Gloom
Tue Jul 02, 2019 10:58 am
Forum: Personal Consumer Issues
Topic: 2019 Subaru Forester Eyesight System?
Replies: 101
Views: 4852

Re: 2019 Subaru Forester Eyesight System?

Find it interesting that so many posting here don't understand why OP would want to disable this feature. I also would as am quite content driving my vehicle without any electronic interventions. These things to me are not features but distractions and something else to break. Auto start/stop bothe...
by Doom&Gloom
Mon Jul 01, 2019 11:09 pm
Forum: Personal Investments
Topic: Vanguard transition to brokerage account
Replies: 12
Views: 1392

Re: Vanguard transition to brokerage account

I've been a hold-up, but been tired of getting harassed to move to a brokerage account, so plan to take the plunge soon. 1. If I do it, how long does it take to see the brokerage account? During this account, do I have access and trade as usual? 2. Do I still get quarterly statements? 3. I suppose ...
by Doom&Gloom
Mon Jul 01, 2019 5:44 pm
Forum: Personal Consumer Issues
Topic: What do you do if you get in an accident?
Replies: 26
Views: 1936

Re: What do you do if you get in an accident?

OP, it sounds as if you may need to specify the State in which you anticipate having an accident.
by Doom&Gloom
Sat Jun 29, 2019 5:33 pm
Forum: Personal Consumer Issues
Topic: Tire Pressure Monitoring System failed: Replace or Ignore?
Replies: 88
Views: 4844

Re: Tire Pressure Monitoring System failed: Replace or Ignore?

The TPMS on my 2004 (270,000+ miles) auto (that DS was driving) began malfunctioning last year. I told him to ignore it--not going to put any unnecessary money into a car that I will probably be donating later this year. Now DW is using that vehicle as her daily driver until Fall/Winter when it will...
by Doom&Gloom
Sat Jun 29, 2019 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: friend claiming 17% returns on Life Insurance
Replies: 30
Views: 3658

Re: friend claiming 17% returns on Life Insurance

DW has a friend whose family's sole long-term investments are buying insurance policies on relatives. It sounds almost like Fantasy Football to me. I haven't heard of any of them being able to retire comfortably yet, so I can't recommend this as a viable strategy. I keep expecting one of them to be...
by Doom&Gloom
Sat Jun 29, 2019 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: friend claiming 17% returns on Life Insurance
Replies: 30
Views: 3658

Re: friend claiming 17% returns on Life Insurance

Well, if he dies instantly, his insurance return will be astronomical... That was my reaction. The only way to receive a return like that is to die, or to buy the policy covering someone else who promptly dies. Gill DW has a friend whose family's sole long-term investments are buying insurance poli...
by Doom&Gloom
Sat Jun 29, 2019 2:32 pm
Forum: Personal Consumer Issues
Topic: Florida Panhandle - temporary rental
Replies: 10
Views: 844

Re: Florida Panhandle - temporary rental

Lots of areas from St George Island (which we love) to Gulf Shores AL should fit the bill. If being near Mobile is a priority, I would suggest narrowing the search to Gulf Shores to Pensacola Beach. Gulf Shores and Orange Beach would be the first places I would investigate if proximity to Mobile is ...