Search found 525 matches

by Herekittykitty
Sun Nov 12, 2017 1:56 pm
Forum: Personal Consumer Issues
Topic: Flying first class, business, versus economy.
Replies: 182
Views: 15887

Re: Flying business

.....In the end it is all about how you value your money. Most of us can have a lot of things but not everything. You need to decide if a seat for a couple hours maximizes you happiness or not...... Well put. However in my particular case, the physical pain can last a day or two. If it were just a ...
by Herekittykitty
Sun Nov 12, 2017 1:46 pm
Forum: Personal Consumer Issues
Topic: Flying first class, business, versus economy.
Replies: 182
Views: 15887

Re: Flying first class, business, versus economy.

When I was younger I flew coach. The seats were large enough so that people could fit in them comfortably and there was adequate comfortable leg room. And the comfort amenities (such as being fed) were better. I recall a round trip to Hawaii from Texas in the 1970's. The seats in coach were large an...
by Herekittykitty
Sun Nov 12, 2017 1:01 pm
Forum: Personal Finance (Not Investing)
Topic: A penny saved is NOT a penny earned ..
Replies: 16
Views: 2214

Re: A penny saved is NOT a penny earned ..

Looks like Benjamin Franklin's wise words in the early 1700's are even wiser today. "A penny saved is a penny earned" was wise advice then. Presumably instilling the wisdom that saving was a itself a virtue, not inferior to the virtue of earning. Perhaps he would say now that a penny saved is better...
by Herekittykitty
Wed Nov 08, 2017 7:42 am
Forum: Personal Finance (Not Investing)
Topic: Eye Doctor $30 to get your Rx? Is this normal?
Replies: 78
Views: 5241

Re: Eye Doctor $30 to get your Rx? Is this normal?

The OP may have already done this, but if not, I do not see any downside in writing a letter to the ophthalmologist with a brief outline of what occurred and asking for assistance and obtaining the prescription or if the wife already has paid the money for it, of being reimbursed the money. I would ...
by Herekittykitty
Thu Nov 02, 2017 8:22 pm
Forum: Personal Consumer Issues
Topic: Warning Buffet Indicator?!?
Replies: 31
Views: 2483

Re: Warning Buffet Indicator?!?

I was at a Chinese buffet many years ago and the owner/chef (Chinese man) came storming out of the kitchen yelling at an obese man (who had been eating from the buffet for hours)..."HEY YOU Fatso..get out of my restaurant..you eat all my profit." It was actually a funny scene. I don't do buffets an...
by Herekittykitty
Mon Oct 30, 2017 9:01 am
Forum: Personal Finance (Not Investing)
Topic: Student Loan: To Pay or Not to Pay: That is the Question
Replies: 32
Views: 2962

Re: Student Loan: To Pay or Not to Pay: That is the Question

Assuming financially the decision is close, and just addressing the relationship issue:

You have had this student loan since 2007 (10 years). It bothers your wife. You and she can afford to pay it off.

It's her turn to have a say.

Pay it off.
by Herekittykitty
Sun Oct 29, 2017 6:24 pm
Forum: Personal Consumer Issues
Topic: Retirees: which websites do you spend the most time on?
Replies: 33
Views: 5765

Re: Retirees: which websites do you spend the most time on?

I'm not retired, but:

I listen to a Ted talk most days. Sometimes I vary the subjects in a quasi attempt at randomness, and sometimes a talk I listen to leads to others in the same group and I listen to them.
by Herekittykitty
Tue Oct 10, 2017 6:20 pm
Forum: Investing - Help with Personal Investments
Topic: Third time in my 32 year career I have been laid off
Replies: 87
Views: 10241

Re: Third time in my 32 year career I have been laid off

.....Unless you're going to download your earnings and crunch your numbers from scratch, it's very important to realize that the projections that are shown assume that you will continue to contribute to SS (= remain employed) until the various ages. From the site: Retirement You have earned enough ...
by Herekittykitty
Tue Oct 10, 2017 6:07 pm
Forum: Personal Consumer Issues
Topic: 2018 Honda Accord
Replies: 54
Views: 5533

Re: 2018 Honda Accord

visualguy wrote:
Tue Oct 10, 2017 5:52 pm
....... In general, it's hard to find cars under $40K with really good seats...
Why? (This is a serious question. I really don't know.)
by Herekittykitty
Sun Oct 08, 2017 9:08 am
Forum: Investing - Help with Personal Investments
Topic: Third time in my 32 year career I have been laid off
Replies: 87
Views: 10241

Re: Third time in my 32 year career I have been laid off

I doubt if it would impact decisions, but it might, and in any case it would be interesting to know: Felix the Cat: It would just take a few minutes to set up a username and password to log on to the social security site and see what your monthly social security income would be at various ages start...
by Herekittykitty
Sat Sep 30, 2017 7:43 am
Forum: Personal Consumer Issues
Topic: Personal finance help for those below/near poverty line
Replies: 48
Views: 6656

Re: Personal finance help for those below/near poverty line

Goodwill Community Foundation has a great website teaching various useful topics. I encourage everyone to have a look at it, as who knows when it could be a resource for someone you know. https://www.gcflearnfree.org/ If you go to the bottom right of the webpage, there is a box: "What can we teach y...
by Herekittykitty
Thu Sep 21, 2017 7:36 pm
Forum: Personal Consumer Issues
Topic: Hurricane Harvey has me rethinking my approach to disaster preparations
Replies: 72
Views: 6590

Re: Hurricane Harvey has me rethinking my approach to disaster preparations

Always stay up to date on immunizations. Tetanus for example, but really, all of them.
by Herekittykitty
Sun Sep 10, 2017 6:03 pm
Forum: Personal Consumer Issues
Topic: Non-fiction bucket list
Replies: 110
Views: 9951

Re: Non-fiction bucket list

"Wherever You Go, There You Are: Mindfulness Meditation in Everyday Life" by Jon Kabat-Zinn
by Herekittykitty
Fri Sep 01, 2017 11:33 am
Forum: Personal Consumer Issues
Topic: Your Top 10 Books
Replies: 59
Views: 9944

Re: Your Top 10 Books

One all time favorite: All Quiet on the Western Front by Erich Maria Remarque Erich Maria Remarque was very popular in Russia and I greatly enjoyed several of his novels. It appears that the Americans are well aware of All Quiet on the Western Front but not his other work. Another powerful but virt...
by Herekittykitty
Fri Sep 01, 2017 10:23 am
Forum: Investing - Help with Personal Investments
Topic: Retirement or Pay Off Debt?
Replies: 35
Views: 3211

Re: Retirement or Pay Off Debt?

You mentioned not being able to refinance the $400,000 student loan debt to a lower rate than the current 4.85% because the amount of the debts is so high. Here are a few other questions/comments. How low does the student loan debt need to be for you to be able to refinance to a lower rate? How fast...
by Herekittykitty
Sun Jul 09, 2017 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Relative in trouble; how do we help?
Replies: 26
Views: 2504

Re: Relative in trouble; how do we help?

........and has some chronic and acute cognitive issues. She has been hospitalized for the past month, and will be moving to a rehab facility shortly....... Do the cognitive issues or any other problems result in impaired ability to make her own financial decisions, and might they have done so in t...
by Herekittykitty
Sun Jul 09, 2017 2:27 pm
Forum: Personal Consumer Issues
Topic: any way to eat healthier at Subway (or any other quick lunch ideas)
Replies: 102
Views: 5725

Re: any way to eat healthier at Subway (or any other quick lunch ideas)

I bring my own (vegetarian) lunch to work, but sometimes a group from work goes to Subway and I go with them, and get the veggie sandwich. If you want meat at lunch, and also want to go to Subway for lunch, you could grill or otherwise cook meat on the weekends and/or evenings like you would anyway ...
by Herekittykitty
Sun May 21, 2017 8:08 am
Forum: Personal Consumer Issues
Topic: Bad experience with 'rescuing' a lost dog
Replies: 38
Views: 3992

Re: Bad experience with 'rescuing' a lost dog

.....As a clarification - my friend was in the park on Sunday. He brought the dog initially to the park ranger, who told him he had seen the dog for several days and assumed it was a lost dog for that reason. The local animal shelter was also apparently closed that weekend day; there was an open on...
by Herekittykitty
Sat May 20, 2017 5:34 pm
Forum: Personal Consumer Issues
Topic: Bad experience with 'rescuing' a lost dog
Replies: 38
Views: 3992

Re: Bad experience with 'rescuing' a lost dog

It's not clear to me that the dog was lost, or that it was rescued. Two hours from home? Call animal control if you are in a civilized area, then get on with your day. Taking a lost dog 2 hours away from where it was found is not a good deed. All the above. The dog may not have been lost. It might ...
by Herekittykitty
Sun May 07, 2017 10:46 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 30353

Re: Where to Live on $60K or Less a Year?

......I currently live in a west Texas town known for oil and gas production and the former home of two presidents. Other than the relative lack of traffic and the ease of getting around town (such as it is), there is absolutely nothing that I like about where I live now. Nothing. The wind blows to...
by Herekittykitty
Sun May 07, 2017 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: Wife getting PhD, how to fund? (student vs 401k loan vs home equity, etc)
Replies: 50
Views: 3772

Re: Wife getting PhD, how to fund? (student vs 401k loan vs home equity, etc)

It is going to be very hard to be married living 3 hours apart over an extended period of time - emotionally and financially. It can be done, but I would prioritize whatever would have you two living together as much of the time as possible, preferably in just one dwelling total. I would brainstorm ...
by Herekittykitty
Sun Jan 29, 2017 1:05 pm
Forum: Investing - Help with Personal Investments
Topic: Help with mother-in-law's finances
Replies: 34
Views: 3024

Re: Help with mother-in-law's finances

She is fortunate to have you. I think the opposite is true. She is wonderful person! She helps out a lot with our kids and loves it!! I wouldn't know what we would do without her... Great - then you are lucky to have each other! It doesn't get much better than that! I would NOT suggest drawing mone...
by Herekittykitty
Sat Jan 28, 2017 11:23 am
Forum: Investing - Help with Personal Investments
Topic: Help with mother-in-law's finances
Replies: 34
Views: 3024

Re: Help with mother-in-law's finances

I'm going to leave the main questions to others, and just tinker around the edges. A few things stick out to me: Assets include: 401K: $265K invested in LifePath Index 2020 No emergency savings fund Consumer debt: Car: $15,500 left (loan through OP) Credit card: $3000 (12% interest) How about - she ...
by Herekittykitty
Tue Jan 17, 2017 7:20 pm
Forum: Investing - Help with Personal Investments
Topic: 45 yr old Newbie starting late in the game. Please Help!
Replies: 18
Views: 2249

Re: 45 yr old Newbie starting late in the game. Please Help!

Here's a link to a nice short well written book often recommended here. It is a quick read. Well worth the time. It is just about $6.00 if you want the book in hand, free on Kindle Unlimited, and free on Dr. Bernstein's website. It is written for millenials and you are a bit past that, but it is a g...
by Herekittykitty
Mon Jan 16, 2017 10:46 am
Forum: Personal Finance (Not Investing)
Topic: locum work for docs, physician recruiters and so on - advice?
Replies: 16
Views: 1431

Re: locum work for docs, physician recruiters and so on - advice?

WCI - you are right about Doctors Without Borders (MSF)! I have not looked at their site for a few years, and I recall being disappointed that there was an age limit I had passed even then. Either I didn't understand back then, or they have changed the requirements. BTW - now that you have enlighten...
by Herekittykitty
Mon Jan 16, 2017 9:45 am
Forum: Personal Finance (Not Investing)
Topic: locum work for docs, physician recruiters and so on - advice?
Replies: 16
Views: 1431

Re: locum work for docs, physician recruiters and so on - advice?

Thanks to everyone who has responded so far. To address some of the questions: I am totally fine with learning to use new EMR systems. I could happily work another 5 years or so (I have no idea after that), assuming I keep my health, look both ways before crossing train tracks, and so on. IIRC feder...
by Herekittykitty
Sun Jan 15, 2017 5:40 pm
Forum: Personal Consumer Issues
Topic: Best DNA genealogy testing kits
Replies: 118
Views: 16495

Re: Best DNA genealogy testing kits

Steelers fan, thanks for the link to that article. I was distressed when my 3 (adult) children turned out so differently from each other on the ancestry dna test. (Their father is deceased.) I am/was positive they were full siblings, but worried that maybe they wondered about it due to the dna test....
by Herekittykitty
Sun Jan 15, 2017 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: locum work for docs, physician recruiters and so on - advice?
Replies: 16
Views: 1431

Re: locum work for docs, physician recruiters and so on - advice?

if you like where you are and the work you are doing and the pension is still growing would think maybe stay where you are and use vacation time for more traveling I do like where I am, there is a lot to be said for that, and I haven't ruled it out. But the way I see it, as soon as a person qualifi...
by Herekittykitty
Sun Jan 15, 2017 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: locum work for docs, physician recruiters and so on - advice?
Replies: 16
Views: 1431

Re: locum work for docs, physician recruiters and so on - advice?

Thanks for the thoughts, Law. Alas, Doctors w/o Borders is out. I always thought to go work with them at some point, but it turns out I'm well beyond their age limit. As to foreign employment - that has crossed my mind. I could do that for a few years. Maybe foreign on a U.S. military base? Although...
by Herekittykitty
Sun Jan 15, 2017 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: locum work for docs, physician recruiters and so on - advice?
Replies: 16
Views: 1431

Re: locum work for docs, physician recruiters and so on - advice?

Thanks, Cruise. Good thoughts. I am pretty flexible. I wouldn't mind a two week on, two week off arrangement. Or a few month on, few weeks to months off arrangement. I wouldn't want to drive long distances to get somewhere but I would think the LT agency or employer would pay for flights and a renta...
by Herekittykitty
Sun Jan 15, 2017 11:02 am
Forum: Personal Consumer Issues
Topic: Best DNA genealogy testing kits
Replies: 118
Views: 16495

Re: Best DNA genealogy testing kits

I did the ancestry.com DNA testing at the request of one of my (adult) kids who is interested in that kind of thing. Soon all of my kids, my sibling, an aunt on one side and an uncle on the other (my parents and my kids' father are deceased) did it for us. It helped my daughter considerably in doing...
by Herekittykitty
Sun Jan 15, 2017 10:35 am
Forum: Personal Finance (Not Investing)
Topic: locum work for docs, physician recruiters and so on - advice?
Replies: 16
Views: 1431

locum work for docs, physician recruiters and so on - advice?

66 year old single female doctor, healthy, state government employee. Eligible for retirement with a pension (not constitutionally guaranteed, no guaranteed COLA.) I like being a doctor, do not like the increasing administrative burden. Sadly, no education or talent in contracts/business negotiation...
by Herekittykitty
Fri Dec 30, 2016 11:13 pm
Forum: Personal Consumer Issues
Topic: Well made woman's shoe?
Replies: 40
Views: 5063

Re: Well made woman's shoe?

I see that I am late to the party to recommend SAS. They are classic, well made, look good, feel good, and fit like a shoe should fit. Try a pair of SAS Tripad Comfort shoes. Any SAS shoes look and feel great but the Tripad Comfort shoes feel better than any other shoe I know of. I have them in blac...
by Herekittykitty
Thu Dec 29, 2016 10:23 pm
Forum: Investing - Theory, News & General
Topic: How A 28-Year-Old Who Retired With A $2 Million Net Worth Is Investing In 2017
Replies: 42
Views: 6190

Re: How A 28-Year-Old Who Retired With A $2 Million Net Worth Is Investing In 2017

"The girl"??? She's 28 years old. lol out of everything in my post that's what you picked out and commented on? . . . . That's the first thing that stuck out with me, as well. And me. Me too. It jumped out at me immediately and I wondered whether if the person had been a man, the statemen...
by Herekittykitty
Thu Dec 29, 2016 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: Help Parents Again?
Replies: 63
Views: 5323

Re: Help Parents Again?

I would get together with my siblings and agree that no one gives them anything until they provide clear and concrete answers to the questions I posed in my post above. Once you and your siblings have those numbers you will all be better able to advise your parents as to how to go forward. You are m...
by Herekittykitty
Wed Dec 28, 2016 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Help Parents Again?
Replies: 63
Views: 5323

Re: Help Parents Again?

Woops double post.
by Herekittykitty
Wed Dec 28, 2016 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Help Parents Again?
Replies: 63
Views: 5323

Re: Help Parents Again?

I would like to suggest that in order to answer the question of whether the son and his wife should provide financial support to his parents there are two other questions that should be answered first. If the OP will provided the requested information, the answers to the two questions I propose are ...
by Herekittykitty
Wed Dec 28, 2016 10:38 am
Forum: Personal Finance (Not Investing)
Topic: Surprise financial disaster, severe debt $300K caused by brother-in-law - Please help!
Replies: 223
Views: 49641

Re: Surprise financial disaster, severe debt $300K caused by brother-in-law - Please help!

Condolences to you and your family for this situation. I am not a lawyer nor do I have any experience in this kind of thing. So I am only going to limit my comments to suggesting that you may want to make sure your finances including any accounts and also your credit have not been compromised by the...
by Herekittykitty
Sat Dec 17, 2016 9:25 am
Forum: Personal Finance (Not Investing)
Topic: Financial Stress
Replies: 38
Views: 6822

Re: Financial Stress

It might be helpful to write out a timeline, maybe by listing out the months, until you are vested in retirement in your current organization. (I'd go a month or two beyond, just to be sure.) For each month, put down anything that will happen that month that you want to remember - such as for exampl...
by Herekittykitty
Thu Dec 15, 2016 8:14 am
Forum: Personal Finance (Not Investing)
Topic: Financial Stress
Replies: 38
Views: 6822

Re: Financial Stress

.......40 y/o single male with no dependents or medical problems. Annual Salary- $51,595 with medical/dental coverage and a state PERS (I'm 9 yrs in and fully vest at 10 yrs in a traditional (not member-directed plan)....... Just to put this in perspective, there are a lot of people who would love ...
by Herekittykitty
Tue Dec 13, 2016 7:51 pm
Forum: Personal Consumer Issues
Topic: How old is your vehicle?
Replies: 200
Views: 17207

Re: How old is your vehicle?

2002 Honda Accord. Cherry red, looks good. 80,000 miles. Bought it in 2004.

Maintenance as recommended, garage it at home, covered parking ramp at work.

I think it is a hoot that before long it will be 15 years old. Still an adolescent.
by Herekittykitty
Mon Dec 12, 2016 1:23 pm
Forum: Personal Consumer Issues
Topic: MMM Lecture at the WD Summit [Mr. Money Mustache]
Replies: 58
Views: 7754

Re: MMM Lecture at the WD Summit [Mr. Money Mustache]

btenny wrote:That graph and discussion on savings rate versus time to retire is priceless. It should be required reading for all people at around age 25 and then required reading again every year after that.

Good Luck.


Agreed!
by Herekittykitty
Mon Dec 12, 2016 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a new home at age 50 in a nicer neighborhood
Replies: 116
Views: 12400

Re: Buying a new home at age 50 in a nicer neighborhood

Nice!

The house is lovely. $100,000 less than originally planned is also lovely!

Well done.

Thanks for the update.
by Herekittykitty
Sun Dec 11, 2016 7:45 am
Forum: Personal Finance (Not Investing)
Topic: My mother is 61 years old and has $0 in savings
Replies: 50
Views: 9584

Re: My mother is 61 years old and has $0 in savings

Dear Bogleheads, ........As for her social security, she is entitled to ~$400 per month @ 62. Then at @ 64 (2 years after divorce), she can file for 50% of her retired ex's SS, which is ~$700 per month for her. Her reported income has been below the SS limit ($15720) due to cash being half of her t...
by Herekittykitty
Wed Dec 07, 2016 8:00 am
Forum: Personal Finance (Not Investing)
Topic: Need advice on how to go about selling my mom's house
Replies: 37
Views: 3139

Re: Need advice on how to go about selling my mom's house

It looks like you/your mother have only talked to investors and the person holding the note. I can't imagine why you would not from the very beginning and at least by when business opens in the morning have engaged an attorney experienced in real estate matters, given him/her all information, and go...
by Herekittykitty
Sun Dec 04, 2016 10:36 am
Forum: Investing - Help with Personal Investments
Topic: Installment loan to boost credit score.
Replies: 30
Views: 2671

Re: Installment loan to boost credit score.

whodidntante wrote:An inexpensive route would be a car loan. As long as you don't go buy a car to get it. An unsecured loan will typically cost more.


How do you do that? (A car loan without buying a car to get it.)
by Herekittykitty
Mon Nov 28, 2016 7:41 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to help sister?
Replies: 71
Views: 7482

Re: Best way to help sister?

Thanks. I will recommend she look into Section 8 housing. Maybe when she realizes how expensive it is to live on her own, she will look for a better paying job. She was earning twice as much 7 years ago when she quit working to have the baby. Her daughter's father is unemployed and the few jobs he ...
by Herekittykitty
Sun Nov 27, 2016 9:52 am
Forum: Personal Consumer Issues
Topic: Question on magazine subscription economics
Replies: 12
Views: 2023

Re: Question on magazine subscription economics

I don't subscribe to magazines. In years past every time I did, I was slammed with advertisements in my mailbox that seemed likely to have gotten my address from the owners of the magazine to which I had subscribed. That, along with what others have pointed out - that the more subscribers a magazine...