Search found 512 matches

by Herekittykitty
Sun Sep 10, 2017 6:03 pm
Forum: Personal Consumer Issues
Topic: Non-fiction bucket list
Replies: 110
Views: 9085

Re: Non-fiction bucket list

"Wherever You Go, There You Are: Mindfulness Meditation in Everyday Life" by Jon Kabat-Zinn
by Herekittykitty
Fri Sep 01, 2017 11:33 am
Forum: Personal Consumer Issues
Topic: Your Top 10 Books
Replies: 59
Views: 9806

Re: Your Top 10 Books

One all time favorite: All Quiet on the Western Front by Erich Maria Remarque Erich Maria Remarque was very popular in Russia and I greatly enjoyed several of his novels. It appears that the Americans are well aware of All Quiet on the Western Front but not his other work. Another powerful but virt...
by Herekittykitty
Fri Sep 01, 2017 10:23 am
Forum: Investing - Help with Personal Investments
Topic: Retirement or Pay Off Debt?
Replies: 35
Views: 3042

Re: Retirement or Pay Off Debt?

You mentioned not being able to refinance the $400,000 student loan debt to a lower rate than the current 4.85% because the amount of the debts is so high. Here are a few other questions/comments. How low does the student loan debt need to be for you to be able to refinance to a lower rate? How fast...
by Herekittykitty
Sun Jul 09, 2017 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Relative in trouble; how do we help?
Replies: 26
Views: 2415

Re: Relative in trouble; how do we help?

........and has some chronic and acute cognitive issues. She has been hospitalized for the past month, and will be moving to a rehab facility shortly....... Do the cognitive issues or any other problems result in impaired ability to make her own financial decisions, and might they have done so in t...
by Herekittykitty
Sun Jul 09, 2017 2:27 pm
Forum: Personal Consumer Issues
Topic: any way to eat healthier at Subway (or any other quick lunch ideas)
Replies: 102
Views: 5249

Re: any way to eat healthier at Subway (or any other quick lunch ideas)

I bring my own (vegetarian) lunch to work, but sometimes a group from work goes to Subway and I go with them, and get the veggie sandwich. If you want meat at lunch, and also want to go to Subway for lunch, you could grill or otherwise cook meat on the weekends and/or evenings like you would anyway ...
by Herekittykitty
Sun May 21, 2017 8:08 am
Forum: Personal Consumer Issues
Topic: Bad experience with 'rescuing' a lost dog
Replies: 38
Views: 3849

Re: Bad experience with 'rescuing' a lost dog

.....As a clarification - my friend was in the park on Sunday. He brought the dog initially to the park ranger, who told him he had seen the dog for several days and assumed it was a lost dog for that reason. The local animal shelter was also apparently closed that weekend day; there was an open on...
by Herekittykitty
Sat May 20, 2017 5:34 pm
Forum: Personal Consumer Issues
Topic: Bad experience with 'rescuing' a lost dog
Replies: 38
Views: 3849

Re: Bad experience with 'rescuing' a lost dog

It's not clear to me that the dog was lost, or that it was rescued. Two hours from home? Call animal control if you are in a civilized area, then get on with your day. Taking a lost dog 2 hours away from where it was found is not a good deed. All the above. The dog may not have been lost. It might ...
by Herekittykitty
Sun May 07, 2017 10:46 pm
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 248
Views: 28978

Re: Where to Live on $60K or Less a Year?

......I currently live in a west Texas town known for oil and gas production and the former home of two presidents. Other than the relative lack of traffic and the ease of getting around town (such as it is), there is absolutely nothing that I like about where I live now. Nothing. The wind blows to...
by Herekittykitty
Sun May 07, 2017 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: Wife getting PhD, how to fund? (student vs 401k loan vs home equity, etc)
Replies: 50
Views: 3638

Re: Wife getting PhD, how to fund? (student vs 401k loan vs home equity, etc)

It is going to be very hard to be married living 3 hours apart over an extended period of time - emotionally and financially. It can be done, but I would prioritize whatever would have you two living together as much of the time as possible, preferably in just one dwelling total. I would brainstorm ...
by Herekittykitty
Sun Jan 29, 2017 1:05 pm
Forum: Investing - Help with Personal Investments
Topic: Help with mother-in-law's finances
Replies: 34
Views: 2941

Re: Help with mother-in-law's finances

She is fortunate to have you. I think the opposite is true. She is wonderful person! She helps out a lot with our kids and loves it!! I wouldn't know what we would do without her... Great - then you are lucky to have each other! It doesn't get much better than that! I would NOT suggest drawing mone...
by Herekittykitty
Sat Jan 28, 2017 11:23 am
Forum: Investing - Help with Personal Investments
Topic: Help with mother-in-law's finances
Replies: 34
Views: 2941

Re: Help with mother-in-law's finances

I'm going to leave the main questions to others, and just tinker around the edges. A few things stick out to me: Assets include: 401K: $265K invested in LifePath Index 2020 No emergency savings fund Consumer debt: Car: $15,500 left (loan through OP) Credit card: $3000 (12% interest) How about - she ...
by Herekittykitty
Tue Jan 17, 2017 7:20 pm
Forum: Investing - Help with Personal Investments
Topic: 45 yr old Newbie starting late in the game. Please Help!
Replies: 18
Views: 2166

Re: 45 yr old Newbie starting late in the game. Please Help!

Here's a link to a nice short well written book often recommended here. It is a quick read. Well worth the time. It is just about $6.00 if you want the book in hand, free on Kindle Unlimited, and free on Dr. Bernstein's website. It is written for millenials and you are a bit past that, but it is a g...
by Herekittykitty
Mon Jan 16, 2017 10:46 am
Forum: Personal Finance (Not Investing)
Topic: locum work for docs, physician recruiters and so on - advice?
Replies: 16
Views: 1389

Re: locum work for docs, physician recruiters and so on - advice?

WCI - you are right about Doctors Without Borders (MSF)! I have not looked at their site for a few years, and I recall being disappointed that there was an age limit I had passed even then. Either I didn't understand back then, or they have changed the requirements. BTW - now that you have enlighten...
by Herekittykitty
Mon Jan 16, 2017 9:45 am
Forum: Personal Finance (Not Investing)
Topic: locum work for docs, physician recruiters and so on - advice?
Replies: 16
Views: 1389

Re: locum work for docs, physician recruiters and so on - advice?

Thanks to everyone who has responded so far. To address some of the questions: I am totally fine with learning to use new EMR systems. I could happily work another 5 years or so (I have no idea after that), assuming I keep my health, look both ways before crossing train tracks, and so on. IIRC feder...
by Herekittykitty
Sun Jan 15, 2017 5:40 pm
Forum: Personal Consumer Issues
Topic: Best DNA genealogy testing kits
Replies: 118
Views: 16145

Re: Best DNA genealogy testing kits

Steelers fan, thanks for the link to that article. I was distressed when my 3 (adult) children turned out so differently from each other on the ancestry dna test. (Their father is deceased.) I am/was positive they were full siblings, but worried that maybe they wondered about it due to the dna test....
by Herekittykitty
Sun Jan 15, 2017 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: locum work for docs, physician recruiters and so on - advice?
Replies: 16
Views: 1389

Re: locum work for docs, physician recruiters and so on - advice?

if you like where you are and the work you are doing and the pension is still growing would think maybe stay where you are and use vacation time for more traveling I do like where I am, there is a lot to be said for that, and I haven't ruled it out. But the way I see it, as soon as a person qualifi...
by Herekittykitty
Sun Jan 15, 2017 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: locum work for docs, physician recruiters and so on - advice?
Replies: 16
Views: 1389

Re: locum work for docs, physician recruiters and so on - advice?

Thanks for the thoughts, Law. Alas, Doctors w/o Borders is out. I always thought to go work with them at some point, but it turns out I'm well beyond their age limit. As to foreign employment - that has crossed my mind. I could do that for a few years. Maybe foreign on a U.S. military base? Although...
by Herekittykitty
Sun Jan 15, 2017 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: locum work for docs, physician recruiters and so on - advice?
Replies: 16
Views: 1389

Re: locum work for docs, physician recruiters and so on - advice?

Thanks, Cruise. Good thoughts. I am pretty flexible. I wouldn't mind a two week on, two week off arrangement. Or a few month on, few weeks to months off arrangement. I wouldn't want to drive long distances to get somewhere but I would think the LT agency or employer would pay for flights and a renta...
by Herekittykitty
Sun Jan 15, 2017 11:02 am
Forum: Personal Consumer Issues
Topic: Best DNA genealogy testing kits
Replies: 118
Views: 16145

Re: Best DNA genealogy testing kits

I did the ancestry.com DNA testing at the request of one of my (adult) kids who is interested in that kind of thing. Soon all of my kids, my sibling, an aunt on one side and an uncle on the other (my parents and my kids' father are deceased) did it for us. It helped my daughter considerably in doing...
by Herekittykitty
Sun Jan 15, 2017 10:35 am
Forum: Personal Finance (Not Investing)
Topic: locum work for docs, physician recruiters and so on - advice?
Replies: 16
Views: 1389

locum work for docs, physician recruiters and so on - advice?

66 year old single female doctor, healthy, state government employee. Eligible for retirement with a pension (not constitutionally guaranteed, no guaranteed COLA.) I like being a doctor, do not like the increasing administrative burden. Sadly, no education or talent in contracts/business negotiation...
by Herekittykitty
Fri Dec 30, 2016 11:13 pm
Forum: Personal Consumer Issues
Topic: Well made woman's shoe?
Replies: 40
Views: 4927

Re: Well made woman's shoe?

I see that I am late to the party to recommend SAS. They are classic, well made, look good, feel good, and fit like a shoe should fit. Try a pair of SAS Tripad Comfort shoes. Any SAS shoes look and feel great but the Tripad Comfort shoes feel better than any other shoe I know of. I have them in blac...
by Herekittykitty
Thu Dec 29, 2016 10:23 pm
Forum: Investing - Theory, News & General
Topic: How A 28-Year-Old Who Retired With A $2 Million Net Worth Is Investing In 2017
Replies: 42
Views: 6081

Re: How A 28-Year-Old Who Retired With A $2 Million Net Worth Is Investing In 2017

"The girl"??? She's 28 years old. lol out of everything in my post that's what you picked out and commented on? . . . . That's the first thing that stuck out with me, as well. And me. Me too. It jumped out at me immediately and I wondered whether if the person had been a man, the statemen...
by Herekittykitty
Thu Dec 29, 2016 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: Help Parents Again?
Replies: 63
Views: 5186

Re: Help Parents Again?

I would get together with my siblings and agree that no one gives them anything until they provide clear and concrete answers to the questions I posed in my post above. Once you and your siblings have those numbers you will all be better able to advise your parents as to how to go forward. You are m...
by Herekittykitty
Wed Dec 28, 2016 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Help Parents Again?
Replies: 63
Views: 5186

Re: Help Parents Again?

Woops double post.
by Herekittykitty
Wed Dec 28, 2016 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: Help Parents Again?
Replies: 63
Views: 5186

Re: Help Parents Again?

I would like to suggest that in order to answer the question of whether the son and his wife should provide financial support to his parents there are two other questions that should be answered first. If the OP will provided the requested information, the answers to the two questions I propose are ...
by Herekittykitty
Wed Dec 28, 2016 10:38 am
Forum: Personal Finance (Not Investing)
Topic: Surprise financial disaster, severe debt $300K caused by brother-in-law - Please help!
Replies: 222
Views: 47630

Re: Surprise financial disaster, severe debt $300K caused by brother-in-law - Please help!

Condolences to you and your family for this situation. I am not a lawyer nor do I have any experience in this kind of thing. So I am only going to limit my comments to suggesting that you may want to make sure your finances including any accounts and also your credit have not been compromised by the...
by Herekittykitty
Sat Dec 17, 2016 9:25 am
Forum: Personal Finance (Not Investing)
Topic: Financial Stress
Replies: 38
Views: 6688

Re: Financial Stress

It might be helpful to write out a timeline, maybe by listing out the months, until you are vested in retirement in your current organization. (I'd go a month or two beyond, just to be sure.) For each month, put down anything that will happen that month that you want to remember - such as for exampl...
by Herekittykitty
Thu Dec 15, 2016 8:14 am
Forum: Personal Finance (Not Investing)
Topic: Financial Stress
Replies: 38
Views: 6688

Re: Financial Stress

.......40 y/o single male with no dependents or medical problems. Annual Salary- $51,595 with medical/dental coverage and a state PERS (I'm 9 yrs in and fully vest at 10 yrs in a traditional (not member-directed plan)....... Just to put this in perspective, there are a lot of people who would love ...
by Herekittykitty
Tue Dec 13, 2016 7:51 pm
Forum: Personal Consumer Issues
Topic: How old is your vehicle?
Replies: 200
Views: 16620

Re: How old is your vehicle?

2002 Honda Accord. Cherry red, looks good. 80,000 miles. Bought it in 2004.

Maintenance as recommended, garage it at home, covered parking ramp at work.

I think it is a hoot that before long it will be 15 years old. Still an adolescent.
by Herekittykitty
Mon Dec 12, 2016 1:23 pm
Forum: Personal Consumer Issues
Topic: MMM Lecture at the WD Summit [Mr. Money Mustache]
Replies: 58
Views: 7487

Re: MMM Lecture at the WD Summit [Mr. Money Mustache]

btenny wrote:That graph and discussion on savings rate versus time to retire is priceless. It should be required reading for all people at around age 25 and then required reading again every year after that.

Good Luck.


Agreed!
by Herekittykitty
Mon Dec 12, 2016 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a new home at age 50 in a nicer neighborhood
Replies: 116
Views: 12201

Re: Buying a new home at age 50 in a nicer neighborhood

Nice!

The house is lovely. $100,000 less than originally planned is also lovely!

Well done.

Thanks for the update.
by Herekittykitty
Sun Dec 11, 2016 7:45 am
Forum: Personal Finance (Not Investing)
Topic: My mother is 61 years old and has $0 in savings
Replies: 50
Views: 9498

Re: My mother is 61 years old and has $0 in savings

Dear Bogleheads, ........As for her social security, she is entitled to ~$400 per month @ 62. Then at @ 64 (2 years after divorce), she can file for 50% of her retired ex's SS, which is ~$700 per month for her. Her reported income has been below the SS limit ($15720) due to cash being half of her t...
by Herekittykitty
Wed Dec 07, 2016 8:00 am
Forum: Personal Finance (Not Investing)
Topic: Need advice on how to go about selling my mom's house
Replies: 37
Views: 3058

Re: Need advice on how to go about selling my mom's house

It looks like you/your mother have only talked to investors and the person holding the note. I can't imagine why you would not from the very beginning and at least by when business opens in the morning have engaged an attorney experienced in real estate matters, given him/her all information, and go...
by Herekittykitty
Sun Dec 04, 2016 10:36 am
Forum: Investing - Help with Personal Investments
Topic: Installment loan to boost credit score.
Replies: 30
Views: 2573

Re: Installment loan to boost credit score.

whodidntante wrote:An inexpensive route would be a car loan. As long as you don't go buy a car to get it. An unsecured loan will typically cost more.


How do you do that? (A car loan without buying a car to get it.)
by Herekittykitty
Mon Nov 28, 2016 7:41 pm
Forum: Personal Finance (Not Investing)
Topic: Best way to help sister?
Replies: 71
Views: 7298

Re: Best way to help sister?

Thanks. I will recommend she look into Section 8 housing. Maybe when she realizes how expensive it is to live on her own, she will look for a better paying job. She was earning twice as much 7 years ago when she quit working to have the baby. Her daughter's father is unemployed and the few jobs he ...
by Herekittykitty
Sun Nov 27, 2016 9:52 am
Forum: Personal Consumer Issues
Topic: Question on magazine subscription economics
Replies: 12
Views: 1973

Re: Question on magazine subscription economics

I don't subscribe to magazines. In years past every time I did, I was slammed with advertisements in my mailbox that seemed likely to have gotten my address from the owners of the magazine to which I had subscribed. That, along with what others have pointed out - that the more subscribers a magazine...
by Herekittykitty
Thu Nov 24, 2016 11:55 am
Forum: Personal Finance (Not Investing)
Topic: Need help. Drowning in debt and worried about the future and retirement
Replies: 243
Views: 26916

Re: Need help. Drowning in debt and worried about the future and retirement

Congratulations on your progress. Congratulations on cutting cable. The Mohu Leaf on Amazon picks up a lot of channels. Lots of people like Netflix and it is pretty cheap. Your library may have CD's to check out. There are lots of ways people cut cable and still get some similar entertainment. Also ...
by Herekittykitty
Thu Nov 24, 2016 9:13 am
Forum: Personal Consumer Issues
Topic: Living near a Quarry
Replies: 26
Views: 4987

Re: Living near a Quarry

....I would like to better understand why this is a complete deal breaker for some people, mere inconvenience for others, and a non-issue for a few. You are considering purchasing a home in a location that you are saying is: A complete deal breaker for some people. .....Inconvenience for others. No...
by Herekittykitty
Thu Nov 24, 2016 9:05 am
Forum: Investing - Help with Personal Investments
Topic: Investment portfolio advice requested for 63 year old
Replies: 11
Views: 1826

Re: Investment portfolio advice requested for 63 year old

"Is it bad that I have $1,500 in credit cards bills? Is this unusual or about average? My wife manages the finances in the family and I want to be able to advise her in this matter." It isn't a question of "bad," it is a question of whether it is wise or unwise. If you are using ...
by Herekittykitty
Thu Nov 24, 2016 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Rush or Wait to Pay Student Loans
Replies: 19
Views: 2740

Re: Rush or Wait to Pay Student Loans

Consolidating quotes and reviewing: [quote="BlackHawk31"] .....Our emergency fund is set at 3 months worth of expenses and our 401ks and Roth IRAs are maxed (for each of us.) No outstanding car payments as both of them were also paid off. Only debt is our mortgage. We do plan to increase t...
by Herekittykitty
Tue Nov 22, 2016 1:11 pm
Forum: Personal Finance (Not Investing)
Topic: Rush or Wait to Pay Student Loans
Replies: 19
Views: 2740

Re: Rush or Wait to Pay Student Loans

Here's the order I would go in: Make sure you have a nice emergency fund. Fund 401k's up to the match. Fund IRA's. Pay off the student loans in whatever order makes the most sense to you, paying as much as I could toward the loan I targeted for destruction and minimums on the others. I would pay the...
by Herekittykitty
Thu Nov 17, 2016 7:12 pm
Forum: Investing - Help with Personal Investments
Topic: starting "late" on retirement planning --- catch up time
Replies: 7
Views: 1296

Re: starting "late" on retirement planning --- catch up time

This doesn't directly address your question, but in case you haven't discovered it yet, check out The White Coat Investor website. Also consider buying the book of the same name.

The author posts regularly here and is well respected.

I regularly give the book to medical students I supervise.
by Herekittykitty
Sun Nov 13, 2016 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: Wealthy aunt is willing to allow me borrow $$ for medical school. How to best approach this?
Replies: 70
Views: 8845

Re: Wealthy aunt is willing to allow me borrow $$ for medical school. How to best approach this?

If you really take a look at the OP's questions, he's not asking IF he should take the loan, but HOW...... I wouldn't make assumptions regarding whether any poster has really taken a look at the OP's questions..... Regarding taking out the loan from the aunt - based on my recollection when I went t...
by Herekittykitty
Sun Nov 13, 2016 10:54 am
Forum: Personal Finance (Not Investing)
Topic: Wealthy aunt is willing to allow me borrow $$ for medical school. How to best approach this?
Replies: 70
Views: 8845

Re: Wealthy aunt is willing to allow me borrow $$ for medical school. How to best approach this?

I have a spine condition and pain so I am worried about the financial aspect of my education. I think this is also why my aunt is speaking to my dad about letting me borrow money for (medical) school. I am planning to pursue anesthesiology or orthopedic surgery. I am not sure what you mean by your ...
by Herekittykitty
Sun Nov 13, 2016 8:42 am
Forum: Personal Finance (Not Investing)
Topic: Wealthy aunt is willing to allow me borrow $$ for medical school. How to best approach this?
Replies: 70
Views: 8845

Re: Wealthy aunt is willing to allow me borrow $$ for medical school. How to best approach this?

I have a spine condition and pain so I am worried about the financial aspect of my education. I think this is also why my aunt is speaking to my dad about letting me borrow money for (medical) school. I am planning to pursue anesthesiology or orthopedic surgery. I am not sure what you mean by your ...
by Herekittykitty
Thu Nov 03, 2016 12:53 pm
Forum: Personal Finance (Not Investing)
Topic: Personal Finance - Unhealthy
Replies: 28
Views: 4692

Re: Personal Finance - Unhealthy

You have a great income - $100,000 a year counting first job and National Guard. You are young. You are well employed. You are aware that you have a lot of debt and need to get a plan and work it to get out of debt. This is not panic or despair time. You can be fine within a year or two and you can ...
by Herekittykitty
Wed Nov 02, 2016 12:47 pm
Forum: Personal Consumer Issues
Topic: Texas [road trip]
Replies: 63
Views: 5140

Re: Texas [road trip]

livesoft wrote:El Paso is about 725 miles from San Diego, CA by car.
El Paso is about 745 miles from Houston, TX by car.


Interesting!

BTW the advantage of driving to El Paso from Houston rather than from San Diego is that you get to do the entire trip in Texas!

(Full disclosure - I'm a native Texan.)

:sharebeer
by Herekittykitty
Tue Oct 25, 2016 4:24 pm
Forum: Personal Consumer Issues
Topic: Cheapskate for not flying business class?
Replies: 81
Views: 7693

Re: Cheapskate for not flying business class?

Here's a secret: The people suggesting you fly business class are not Bogleheads. They may fly in business class but likely don't have the assets you do, because they "waste" money on upgrades like this. Another secret is that your seat gets to the same destination as theirs about 5 secon...
by Herekittykitty
Tue Oct 25, 2016 4:19 pm
Forum: Personal Consumer Issues
Topic: Cheapskate for not flying business class?
Replies: 81
Views: 7693

Re: Cheapskate for not flying business class?

Here's a secret: The people suggesting you fly business class are not Bogleheads. They may fly in business class but likely don't have the assets you do, because they "waste" money on upgrades like this. Another secret is that your seat gets to the same destination as theirs about 5 secon...